400$ Loan defaulted by [Yabes]

[shasan]

What happened:: The user took 400$ BUSD from me for a maximum of 1 month which has passed and I have tried to communicate but no response. Also, the user is offline after the loan has been taken.

Scammers Profile Link: https://bitcointalk.org/index.php?action=profile;u=2548375

Reference Link: https://bitcointalk.org/index.php?topic=5030169.msg62261966#msg62261966
Amount Scammed: 400$ BUSD
Payment Method: BUSD
Proof of Payment:

Flag: https://bitcointalk.org/index.php?action=trust;flag=3187

[1714207993]

1714207993

[1714207993]

1714207993

[shasan]

Reserve

[Poker Player]

Too bad that every now and then cases like this appear. I hope that despite the financial damage the lending business will continue to be profitable for you, as there were people in the past who were in the business and left it precisely because the defaults left them in losses or with so little profit in total that it was not worth all the work.

Flag supported btw.

[rat03gopoh]

He's a user from my local board who (I think only him) was active on collectibkes and auctions boards. I'd rather guess that there are obstacles in his real life than deliberately refuse to pay off the loan.
Just my assumption, don't know the actual situation. Hope he will be back soon.

flag supported.

[Helena Yu]

I'd rather guess that there are obstacles in his real life than deliberately refuse to pay off the loan.

Yeah it seems the guy is not a scammer according to his post history where he's always active since 2019 even though he's not participate in subscription campaign. He have asking multiple loan before and have successfully paid back, I'm expecting a same with this loan.

A neutral tag should be given if this case is already resolved.

[shasan]

Too bad that every now and then cases like this appear. I hope that despite the financial damage the lending business will continue to be profitable for you, as there were people in the past who were in the business and left it precisely because the defaults left them in losses or with so little profit in total that it was not worth all the work.

Flag supported btw.

The number of defaults decreasing and soon it will decrease a lot. Because a lot of alt accounts have already been staged for various reasons and also became banned. You are right that many lenders stopped their service and I am also at a loss but I have no plan to stop this service.

He's a user from my local board who (I think only him) was active on collectibkes and auctions boards. I'd rather guess that there are obstacles in his real life than deliberately refuse to pay off the loan.
Just my assumption, don't know the actual situation. Hope he will be back soon.

flag supported.

The user has not tried to take part in the signature campaign. I think the user's main plan was to scam. And the account is an alt account or sold account.

Yeah it seems the guy is not a scammer according to his post history where he's always active since 2019 even though he's not participate in subscription campaign. He have asking multiple loan before and have successfully paid back, I'm expecting a same with this loan.

A neutral tag should be given if this case is already resolved.

I wish both of you would be right and I am wrong. There will have no problem removing the tag and withdrawing the support of the flag if repayment is made. Though I do not think it will happen.

[hugeblack]

The user has not tried to take part in the signature campaign. I think the user's main plan was to scam. And the account is an alt account or sold account.

I'm sorry for your loss and I hope you can get your money back, but why did you trust this account or at least I should have asked the members who had previous transactions with it in the collectibles section to give you more information about him.

Post his address here we might be able to find out more details, BSC is central and he may complete KYC there.

FLAG supported.

[Solosanz]

I'm sorry for your loss and I hope you can get your money back, but why did you trust this account or at least I should have asked the members who had previous transactions with it in the collectibles section to give you more information about him.

Post his address here we might be able to find out more details, BSC is central and he may complete KYC there.

Although you're correct, but I don't think users who have trade with Yabes and know where he live want to share it to you, that's surely a data breach. It don't mean I support Yabes's activity to scam @OP, but that's surely not a good idea considering about how much he scam and this would be a threat for anyone who had bought something from other users in this forum.

As for your last sentence, there's no centralized exchange will share their customer's private information to a stranger.

[hugeblack]

As for your last sentence, there's no centralized exchange will share their customer's private information to a stranger.

If you bring them a police report, they may do so. Banks do this at the request of the court, so everything is possible based on your country.
Nevertheless, I agree with you that the options are limited. If he wants to know his identity, I think that is possible. Even the forum has a special section for investigations ----> https://bitcointalk.org/index.php?board=227.0, and we have precedents in the case of @Yogg^[1][2].

@Yogg was active at collectibles board

[1] Lawsuit against yogg (patrick)
[2] Let's sue Yogg in France

[lovesmayfamilis]

I am also sorry for your loss. It looks like Yabes has taken the biggest loan this time around. Sometimes people prepare for such a scam by taking a $50 loan at the beginning and gradually increasing their requests. According to the post history, it is clear that the user is interested in gambling and the collecting section, and he is also only interested in material gain. I would be suspicious of the players.
I want me to be wrong and your losses to be returned.
I frankly admire your endurance. This is not the first time I have read that this or that person does not pay your debts.

Flag supported

[TheUltraElite]

A neutral tag should be given if this case is already resolved.

I strongly disagree with this.

A borrower may take many loans as they wish before they decide to scam the lender on one final loan. The previous loans are often done to build trust in the community and this behavior is often found in the anonymous forums. One might argue that the borrower is a gambler and pays back as they win some from the win and rest from their salary, but from the perspective of the lender, they are nothing but a default.

Like like 99% of defaulted loans, this one is not coming back.

What yogg did in the collectibles section is a proof that you are responsible for your own money and how you deal with people on the internet.

Flag supported.

[logfiles]

This is yet another sad incident!

Looks like a well planned exit scam, unless otherwise (Perhaps loss of device, ailment or death)
I checked the defaulters post history, and you could clearly see he was depending on loans so much. Personally, I don't trust a person who depends on loans every day or every week. If they can repay the loan after a short time, then what makes then borrow again after a couple of days? Can't they just wait for the money they earn and use it instead of acquire loans that even require interest on repayment weekly?

I think it's a trick to build trust, increase the no collateral loan amounts and then finally pull off an exit scam when the time comes

[DaveF]

I actually gave him a loan and got repaid. Looks like he was building a bit of trust history of paying back before running with the $
Supported the flag. Was going to remove my positive feedback and then noticed I never left any.

I know $400 can be a lot of money in some parts of the world, but looking at the loans taken & then paid he spent a chunk of that on interest to build up to the $400.
Had he back in March just asked for $200 and ran could have saved time and effort and had about the same amount of money.

-Dave

[SmartGold01]

This is one thing that always happens whenever a loan is being given without any form of collateral or even giving out a large amount to a user who isn't in a campaign is very risky. Sometimes before giving out loan always check to know if such person can afford to pay back the loan especially now that account sale is common on the forum, they may buy an account and used it to apply for a loan.
Well I can't tell or knows accurate problems with the loan defaulter but I will suggest you try track down the local board him or she regularly post so you could reached out to some fellow if they knows the way about @Yabes, and again I would love to say that you should focused more on those that are more active on local board as I believe they must have a boss who introduced them to this forum. Anyway I also supported the flag and leave my redtag as well.

[thepeterson]

0 network fees doesn't mean it's an internal transaction, so you can just contact binance directly? https://i.ibb.co/LP4QN9G/Screenshot-20230630-211331-Binance.jpg

[logfiles]

0 network fees doesn't mean it's an internal transaction, so you can just contact binance directly? https://i.ibb.co/LP4QN9G/Screenshot-20230630-211331-Binance.jpg

I am not sure if you really get what happened. The issue isn't about internal transaction but rather that after a month or so, the person acquired a loan from Shasan did not pay it back before or on the promised date.

You can't just contact binance, and they give you a customer's details without involving lawyers and a court order. If that's what you are suggesting then he is going to have to spend way more than $400 for the legal process, which kind of doesn't make sense.

[CryptSafe]

So sorry about your experience sir. This is the second time this is happening within a short time interval. It seems the borrower has long planned this exit scam purposely with the way I saw it. What makes it that easier is the fact that there is no collateral for the loan so it is easy for the borrower to do away with the loan. I see it was paid directly to the binance account of the borrower. I will suggest you write binance with the loan evidence and screenshot for a backup proof of your petition for them to see and possibly take actions against the borrower. If possible, they go help you out with details to help you recover back your money.

[ScamViruS]

So sorry to hear that you have suffered such a loss. Everything this user did was pre-planned. Due to such users those who really need a loan do not get a loan, because once the lender has been cheated, he is very wary of lending to anyone a second time.
Hope you can get this money back. Although this user's intentions were not good, the chances of him coming back are low.

[SamReomo]

What happened:: The user took 400$ BUSD from me for a maximum of 1 month which has passed and I have tried to communicate but no response. Also, the user is offline after the loan has been taken.

I have viewed the user's post history and it seems that he has taken loan from you multiple times previously and paid the loan with interest. However, this time I think something wrong might have taken place in his life. The guy seems to be an honest person because his/her post history shows that, but still he defaulted the loan, and that's not a good thing at all. I'm sorry for your loss buddy, I have seen that you have faced many losses because of such users. I hope that in future the users wont do such things with an honest lender like you. I'm still not sure that if the guy is a scammer or not, but I'm also supporting you with flag against him until he pays your money back.

[robelneo]

What happened:: The user took 400$ BUSD from me for a maximum of 1 month which has passed and I have tried to communicate but no response. Also, the user is offline after the loan has been taken.

I have viewed the user's post history and it seems that he has taken loan from you multiple times previously and paid the loan with interest. However, this time I think something wrong might have taken place in his life. The guy seems to be an honest person because his/her post history shows that, but still he defaulted the loan, and that's not a good thing at all. I'm sorry for your loss buddy, I have seen that you have faced many losses because of such users. I hope that in future the users wont do such things with an honest lender like you. I'm still not sure that if the guy is a scammer or not, but I'm also supporting you with flag against him until he pays your money back.

This only proves how risky the loan business is here in Bitcointalk, some members will gain your trust first until they establish that and then they go with a big amount but we can never tell if he shows up with a valid excuse and pays what he owed to Shasan, I hope that's what going to happen.
It's good to know that Shasan will continue his business he is a big help in this forum for members who badly need cash for emergencies or urgent needs and has no available funds.