Bitcoin Forum

where can I get loans ??? ....BC I want to buy an sr member account... I know there r some sites that giving loans but I don't know how to take loans ?

If you want to buy an account then wrong section, visit digital goods.

If you need loan here then mention how much you need and what you can offer as collateral.

To take a loan here (on the forums) you should give a valid collateral basically , If you want a loan to buy senior member for example that costs 0.2 BTC (estimated , depends on stats) , you should give a collateral that is worth 0.2 BTC or a little bit more otherwise you won't get anything . (Collateral is used in case who took the loan wasen't able to give the money back.)
Now , if you want to do it without collateral , then there is BTCJam however you have to provide a lot of informations : ID & Passport , screenshot of you holding the ID , Link Credit card/Ebay/Paypal account & Bank account and verify income etc ...

You can get them from the Lending section, but if you don't have collateral you wont get a loan. You'll also risk getting negative feedback if you ask for one without collateral so I wouldn't bother. I'd just earn a Senior naturally or earn enough to buy one. IF you can't earn bitcoins do small tasks in the real world for cash and buy bitcoins with that to buy an account from the Digital section here.

Well I will stick to the title of the thread,
Loan is a thing that is borrowed, especially a sum of money that is expected to be paid back with interest.

Just kidding, anyway if you want to buy an account here, just do faucet it will cause you time and effort to do this
before you can get 1 BTC, and I see you already had a newbie account so just level it up to your desire rank!
well that is just my suggestion,

and here's the lending section if you really want to loan that badly. enjoy your bitcoins! :D
https://bitcointalk.org/index.php?board=65.0

i think newbie has lower percentage that their loan will be granted because of their rank. I suggest wait until your account reach member or better full member and provide a good collateral and take a loan. The better the collateral you provide the faster your loan will be granted.

Personally, i don't mind lending to newbies or members with red trust... As long as the collateral is at least 150% of the loaned amount... For senior, hero, legendary members or members with high trust, i accept 100-110% collateral as sufficient...

But you're completely right, some people just don't lend to newbies at all...

@OP: if you have sufficient collateral, you can always take a snoop at my loan thread: https://bitcointalk.org/index.php?topic=1181834.0

You are a newbie, you will have a hard time getting a loan. You need to have a really good collateral for someone to even thinks about giving you one.

You might be better off just earning some BTC by doing small tasks for bitcoins. You don't  end that much, senior account is max 0.3 BTCs.

Good luck to you anyways!

Your forum Rank will not allow you to get a loan here, only a negative feedback for newbie asking for loans
I suggest that you go to the services section where some small tasks are being offered like you can get paid by signing up, commenting, leaving a feedback on blogs, writing articles, following a twitter profile.

What I don't understand is how apparently a lot of people in BTCJam deliver A+ tier credentials are still scamming people. I assume this was because they legitimately where unable to pay back the loan. It's either this or they are using fake credentials. Anyway, what happens to a person that doesn't pack back after giving all their personal details?

It goes into arbitrage. The lenders usually get all the personal information of the defaulter. It's then up to the lender to pursue legal action

First you have posted this post into wrong section..Have it moved to lending section.
And please metion how much loan you want and what is the collateral you are willing to provide?
If you are looking for a site that give loans try btcjam.com but i would recommend to take loan from lending section here by providing valid collateral :)