Bitcoin Forum

Hello.

I have an apparently simple question... or it is complicated?
I have bitcoin.
I wish to buy things from websites that only accept Credit Card.
My bank does NOT allow bitcoin.  (don't change the subject by wasting our time asking about this.)
I do NOT have a USA bank account.  (They seem to allow bitcoin cashouts from virwox, paypal etc)

So without further explanation, just pretend I have NO bank account.  (as they don't allow ANY bitcoin related transactions, virwox, coinbase, or any known bitcoin broker will LOCK the account).

So what can I do to shop online?
Gyft only works for some things that have gift cards.
No I am not shopping Amazon. (purse.io)

Can I buy Visa or Mastercard gift cards online somewhere?
I know someone here is an expert.

help a guy out?

Yup there are things called bitcoin debit cards exactly for this, try Bit-x or ecoin.

It depends on what you want to buy.There's are different merchants who accept bitcoin that sell different products.Below is list of some merchants you can pick one according to your need
WordPress.com – An online company
that allows user to create free blogs

Overstock.com – A company that sells
big ticket items at lower prices due to
overstocking

Amazon – An online company that sells
almost anything.

Target – An American retailing
company

CVS – A pharmacy shop

Subway – Eat fresh

Victoria’s Secret – A lingerie outlet

Namecheap - Domain name registrar

Bitcoin.Travel – a travel site that
provides accommodation, apartments,
attractions, bars, and beauty salons
around the world

Pembury Tavern – A pub in London,
England

Old Fitzroy – A pub in Sydney,
Australia

The Pink Cow – A diner in Tokyo,
Japan

Virgin Galactic - Richard Branson
company that includes Virgin Mobile
and Virgin Airline

The Pirate Bay - BitTorrent directories

Reddit – You can buy premium
features there with bitcoins

Zynga – Mobile gaming

PayPal / Ebay - Credit card / payment
processor / Auction

Tesla – The car company

OkCupid – Online dating site

4Chan.org – For premium services

EZTV – Torrents TV shows provider

Mega.co.nz – The new venture started
by the former owner of MegaUpload
Kim Dotcom

Lumfile – Free cloud base file server –
pay for premium services

Etsy Vendors – 93 of them

PizzaForCoins.com - Domino’s Pizza
signed up – pay for their pizza with
bitcons

Tigerdirect – Major electronic online
retailer

CheapAir.com – Travel booking site for
airline tickets, car rentals, hotels

Expedia.com – Online travel booking
agency

Zappos – Online retailer

Whole Foods – Organic food store (by
purchasing gift card from Gyft)

Bitcoincoffee.com – Buy your favorite
coffee online
Grass Hill Alpacas – A local farm
in
Jeffersons Store - A street wear
clothing store in Bergenfield, N.J


Seoclerks.com – Get SEO work done
on your site cheap

Namecheap – Cheap domain
registration company

Mint.com - Mint pulls all your financial
accounts into one place. Set a budget,
track your goals and do more
with your money, for free! ( Source:
mint.com )

TechCrunch.com – IT blog

Fancy.com - Discover amazing stuff,
collect the things you love, buy it all in
one place ( Source: Fancy)

Bing by Microsoft – 2nd search engine
to Google
Bloomberg.com – Online newspaper

Humblebundle.com – Indie game site

BigFishGames.com – Games for PC,
Mac and Smartphones (iPhone,
Android, Windows )
Suntimes.com – Chicago based online
newspaper
San Jose Earthquakes – San Jose
California Professional Soccer Team
(MLS)
Square – Payment processor that help
small businesses accept credit cards
using iPhone, Android or iPad
Crowdtilt.com - The fastest and
easiest way to pool funds with family
and friends (Source: crowdtilt )
Lumfile – Server company that offers
free cloud-based servers
Museum of the Coastal Bend - 2200
East Red River
Street, Victoria, Texas 77901, USA
Home Depot - Office supplies store
Kmart - Retail products store
Sears - Clothing and household
products, electronic store
Gap, GameStop and JC Penney –
have to use eGifter.com
Etsy Vendors – Original art and Jewelry
creations
Fight for the Future – Leading
organization finding for Internet
freedom
i-Pmart (ipmart.com.my) – A Malaysian
online mobile phone and electronic
parts retailer

Apple’s App Store - Buy music and any
app on the Apple AppStore with
bitcoins


Yacht-base.com – Croatian yacht
charter company

Euro Pacific – A major precious metal
dealer
CEX – The trade-in chain has a shop in
Glasgow, Scotland that accepts
bitcoin


Intuit - an American software company
that develops financial and tax
preparation software and related
services for small businesses,
accountants and individuals.

Newegg.com – Online electronics
retailer now uses bitpay to accept
bitcoin as payment

What is the point for legal issue in transferring bitcoin into a credit card. Many online services provide loading funds into credit card also they provide option for loading funds into their online account. Use goolgle.

The CCEDK exchange is now offering its Bitcoin Debit Card called the NanoCard. Its key features are below but it's basically a debit card you can top up with Bitcoin. When you want to buy something for fiat, or withdraw fiat from an ATM it instantly converts the appropriate amount of Bitcoins to fiat. You can use it for small amounts without any identity verification, but for large amounts you need to supply ID.

https://www.ccedk.com/nanocard

I have very simple and proven legal way how to withdraw bitcoin to my credit card.
First, I move my BTC funds to Virwox and from there to paypal.
My credit card is connected with paypal so it's simple to transfer this funds to my bank account :)

I have done it via Coinomat. Now I don't know how legal or not it is, but it has worked very well for me!

https://coinomat.com/visamaster.php

Thank you, that has NOTHING to do with what I asked.  It is as if you did not understand anything that you have read.
Interesting list, but amazingly unhelpful to the question asked.
THANKS!!

I do not have paypal, fuck paypal.  Lying assholes.  That is another story.  I mentioned paypal and virwox do not work for me anymore.  But Thank you for trying.

Thank you!  (Update)  CCEDK has a crappy website, with INCORRECT Bitcoin exchange rates.  Disappointing.

Unhelpful lack of specific information or references.

I will try to find them and see if they work for my country and without paperwork.

Ecoin works without getting verified but as you may have guessed it has limits, here's the bcttalk thread: https://bitcointalk.org/index.php?topic=917350.0

Bit-x cards are available to all residents of any country:
https://bit-x.com/guide/bitx-cards
https://bitcointalk.org/index.php?topic=1006153.0

You should look up at some bitcoin virtual debit card. Here in Latin América, we use Satoshi Tango.
https://www.satoshitango.com/home

Debit cards are free. You just have to deposit a minimum of 10$ worth of bitcoin to use it. They issue VISA cards (they are official partners), it's very secure and legit.
You can use that card anywhere in the world were they accept VISA.

We at CEX.IO (https://cex.io/) exchange have just launched withdrawals to Visa/MasterCard. It is instant, easy, and legal. If you still need that feature, check our service out.

Your service looks interesting.  Unique that you can withdraw into a credit card.  (But for 2.9% + $5? each time?)
You also require an ass ton of verification.  What is up with all that?

However I am looking to get a card I can use at an ATM without paperwork.  Something the the US calls unpatriotic.

Dude, grab a virtual bitcoin debit card. It's so simple to use. Sites like e-coin, bit-x etc. all offer it. Spectrocoin also does. The hard part is not converter money from BTC to credit card in USD, it's the opposite way around.

I suggest you check this out: https://www.deepdotweb.com/2015/03/09/bitcoin-debit-cards-a-real-comparison/ Very important to understand who you're dealing with.

This is also a useful information for me.
Thank you for this wonderful information.

Even if you don't have a US bank account who cares. First you use an exchanger, payexchanger.com is the one I am using a lot.
If you have skrill, you can exchange your bitcoin to skrill there, and then withdraw to your card connected to it.

Same can be done via Paypal. Also there are a lot of exchangers here who will exchange for different payment processors in Currency Exchange section of this forum.

Only thing required from you is to have linked your credit/debit card to any payment processor, like Paypal, Skrill.

I have already purchased several items including hosting, domain names, vps online via bitcoin debit card. There are lots of them out there some of the names i have used are cryptopay, spectrocoin, conizy etc. But there are also more out there like bit-x, ecoin, wired etc but i haven't tested them. DO your own research and understand fee and exchange terms of each of them before jumping into.

There are bitcoin debit cards such as spectrocoin. But if you are looking for something that can withdraw to the fiat credit card that you have on hand. You'd have better luck going for the bitcoin debit cards that have vouches around here.

You can use this:
Ref: http://wallet.advcash.com/referral/97536ae6-d26c-4104-b06b-ccb9febe5b12
Non-ref: http://advcash.com/

Buy VCC or Physical Debit Card and top up with Bitcoin and some other payment methods

We at CEX.IO (https://cex.io/) are thrilled to announce that fees for deposits and withdrawals using payment cards have been significantly lowered.

Deposits

USD: 3.5% + 0.25 USD for Visa, MasterCard
EUR: 3.5% + 0.20 EUR for Visa, MasterCard
RUB: 5.25% + 15.57 RUB for Visa, MasterCard

Withdrawals

USD: 3.80 USD for Visa. 1.2% +  3.80 USD for MasterCard
EUR: 3.50 EUR for Visa. 1.2% +  3.80 EUR for MasterCard
RUB: 2.5% + 30.00 RUB for Visa, MasterCard

Remember that you can use both debit and credit cards by Visa or MasterCard in absolutely any currency.

One option is to open an account with either Xapo or Coinbase as both issue pre-paid cards, so you can transfer your coin to the cards and spend.

Just confirming, the 3.80 USD/EUR are the minimum withdrawals, right? and the 1.2% are the feels.
These are actually really good rate changes and I might start using Cex anytime soon.

Good day!

3.80 USD/EUR is the fee for withdrawals to Visa cards.
1.2% + 3.80 USD/EUR is the fee for withdrawals to MasterCard cards.

Minimum withdrawal amount is 20 USD/EUR for withdrawals to both Visa or MasterCard.

Let us know if you have any other questions.

Hi, do you require identity verification in order to WITHDRAW to a Mastercard?

I'm only asking about withdrawals (i.e. sell BTC, merchant credit to the card).  I know that deposits are different because you're exposed to greater risks there.

Frankly, I've had my identity stolen enough times already (usually because of careless landlords) that I'm just not risking it anymore.  My bank checked my identity already, anyone that won't take their word for it doesn't get my business.

Also what does "Countries restricted for payments" mean?  That's very confusing wording.  What exactly does this mean?  And is the "country" the physical location of the card at the time of the withdrawal?  How do you know where it is at the time of withdrawal?

Good day. You do not need to complete identity verification to withdraw funds to your card, if the withdrawal amount is less than $400 per day or $2,000 per month. However, you still need to link your card to the profile by submitting card information and uploading photos that prove ownership of this card. CEX.IO possesses a PCI DSS certificate that ensures safety of payment card information, which is strongly encrypted.

Withdrawals to cards are disabled for those cards that are issued by banks of the restricted countries, the list of which you can find on the payment options page. (https://cex.io/limits-commissions)

Let us know if you have any other questions.

Wow, that is an excellent compromise that I haven't encountered before.  You might consider mentioning this card photo process on your website; it would make customers less worried that their funds could get held hostage in ransom for much more dangerous data (like passport scans).



I'm very sorry to hear that; specifically that the US is on the list.  I know the banking rules in the US are, well, insane, to put it bluntly.

However there are many other companies that will do withdrawal-as-card-credit for US cards; unfortunately they either have much more obnoxious limitations than CEX.IO, or much more vague and ill-defined policies on demanding identity documents, or haven't been around long enough to trust.

Can you elaborate on why you decided to exclude US-bank-issued cards?

Thanks,

i am using spectrocoin.com ,why no one mention this services ?
fast and reliable give them a try

If you take a glance at the payment options (https://cex.io/limits-commissions) table, then you'll see that deposits using payment cards are not restricted using cards issued in the USA, however, CEX.IO is not permitted to provide services in certain US states. As stated on our index page, we operate in about 24 states of the USA.
Withdrawals to US payment cards are, unfortunately, currently not available. But we are negotiating with reliable payment providers to enable withdrawals to US payment cards as well.

If you transfer bitcoin to a credit card, do you have to pay income taxes on it in America? Is this considered cashing it out and therefore taking profit for tax purposes?

I am not asking about deposits.  I am asking about withdrawals.



This is very confusing; your withdrawal page (https://cex.io/limits-commissions#/direction/withdrawal) says that all of the USA is restricted.  There is no mention of specific states.

Could you please fix your policy pages?  This sort of thing is very important for customers to be completely 100% clear on.  Right now it is very vague and contradictory.

You will do well to list out clearly, the 24 states you are allowed to operate in. So a user will not go through the hassle of getting verified only to hear that you do not operate in his state.

I think you should have to go to any exchange (i.e cex.io, for me it is best for bank card withdrawal) and there convert your bitcoins to fiat and then withdraw that fiat to your card and so with that you will be able to use your bitcoin via your credit card to shop online.

There used to be exchanges that would cash you out as a credit card refund. I believe this has come to an end.

The easiest solution is to get a Bitcoin debit card. That way, you can easily load it with bitcoin and use it like any credit card. You could also use Bitcoin on Gyft or other services to buy gift cards at stores where you spend money. A third option is to trade P2P for prepaid card funds -- but that carries some risks (only deal with very reputable people).

I am still searching for a solution. 
Currently I am using https://www.e-coin.io
Unfortunately they have a limit of $499 USD or 499 EUR per day conversion from BTC to USD or EUR, and a $2500 USD per month and 2500 EUR per month limit.

I need a 2000 daily limit.

I was in same situation few days ago but fortunately I think I got a solution and I am about to try these soon. In fact I have got two solutions which I would like to share.

1) Entropay – You can create virtual credit card on entropay and link that with cex.io and top up that with bitcoin. (That’s what cex . io staff told me few hours ago).

2) Freecharge – They also provide virtual credit card and one can top up this with debit card or net banking or even through bitcoins (using localbicoins) but this option is suitable for those who are in India.

Hope that helps.