Title: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 01, 2015, 05:17:59 AM I live in the US currently self employed earning a living off nothing but an internet connection and been doing so for the last 5+- years. I can prove with PayPal history of all transactions/money I've made in the last few years for my latest project.
The problem is I came to a point where I crashed, as in -- I got lazy because I was making relatively easy money but never reinvested in other projects investing less and less time as I gained more and more money.. (crazy right?) I'm to the point where I only make enough to live off of now (barely), since the specific market for what I was selling died down a lot. If proof of my income through PayPal reports isn't enough to prove I can turn a profit then this won't work for you. I also have reputation on forums, business history, etc. I am estimating the profit to be around $2000-$4000/month for this new niche project (POSSIBLY more) starting almost right away. (within a 1-2 weeks) No idea how the loan should work exactly but here is one proposal which I believe to be generous. > $1250/month for 30 months. (can also pay by week - $312.50) Which means within 1 year you will have your money back. $1250 x 30 months = $37,500 - $15,000 = $22,000 PROFIT. Looking for serious people only, not just willy nilly giving my information out on what I do for a living. (niches) Thank you. Title: Re: Looking for a $15,000 loan in BTC Post by: mexxer-2 on November 01, 2015, 05:26:02 AM This is not the type of loan that people ask for in forums, either get a loan from banks or go to a P2P loan funding site like BTCJAM , loanbase etc , to get a loan based solely on mutual trust . Loans here need to have a collateral, i.e something lender can sell if the loan is defaulted. And BTW paypal history means nothing considering they accounts can also be bought.
P.S: If you do not want a negative rating from DefaultTrust in the next 10 mins, I'd suggest you to lock this thread. Title: Re: Looking for a $15,000 loan in BTC Post by: Quickseller on November 01, 2015, 03:35:14 PM I can fill this loan in it's entirety for you. What collateral are you offering?
Title: Re: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 01, 2015, 06:12:03 PM I can fill this loan in it's entirety for you. What collateral are you offering? Please re-read. Title: Re: Looking for a $15,000 loan in BTC Post by: Quickseller on November 01, 2015, 06:27:55 PM I can fill this loan in it's entirety for you. What collateral are you offering? Please re-read. Title: Re: Looking for a $15,000 loan in BTC Post by: bitcoin revo on November 01, 2015, 07:27:30 PM I can fill this loan in it's entirety for you. What collateral are you offering? Please re-read. Apparently so, except for some proof that he's been getting some transactions via PayPal the past couple of years. Really, there's nothing that forces him to pay the profits to the loaner so he could very, very easily just continue with the website after you paid him $15,000 (even if he has a good intent right now). I'm not really sure why transactions via PayPal is supposed to prove that you are a trustworthy guy that will repay the invested amount, either. If proof of my income through PayPal reports isn't enough to prove I can turn a profit then this won't work for you. I also have reputation on forums, business history, etc. Tough luck, then, because it's not going to be enough for anyone around here. Title: Re: Looking for a $15,000 loan in BTC Post by: marjod on November 01, 2015, 07:38:23 PM I wonder why OP still try to borrow here (last attempt 3 weeks ago: https://bitcointalk.org/index.php?topic=1205773) and still doesn't understand the rule "no collateral, no loan".
He never talks about his project, only about potential money he can made from project, he even claims about having reputation on forums but never show anything. Don't be fooled by this guy. Title: Re: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 01, 2015, 07:50:17 PM I wonder why OP still try to borrow here (last attempt 3 weeks ago: https://bitcointalk.org/index.php?topic=1205773) and still doesn't understand the rule "no collateral, no loan". Show me where this is a rule. I made an offer and posted exactly the terms, if you don't like it then you don't have to loan me. I understand this specific forum is very weird, since it attracts mostly scammers and they have a very poor moderation system and my chances of finding a loan here is less than a more legit forum. The trust system they have here is a joke/mess anyway which makes me sad since this is the first BTC forum, just not the best. Also again why would I willy nilly tell all my niches? Only the loaner needs to know. He never talks about his project, only about potential money he can made from project, he even claims about having reputation on forums but never show anything. Don't be fooled by this guy. That is a complete joke to even make such a stupid statement, obviously I don't want a bunch of coders/hackers to suck the life out of my niches. The only people that need to know are trusted potential loaners and not some wannabe leech like yourself. ::) https://i.gyazo.com/4e540b760c19ab08c195874e2fbf25b6.png Title: Re: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 01, 2015, 07:51:16 PM I can fill this loan in it's entirety for you. What collateral are you offering? Please re-read. This is a loan not a collateral loan again please read. Title: Re: Looking for a $15,000 loan in BTC Post by: bitcoin revo on November 01, 2015, 07:54:47 PM This is a loan not a collateral loan again please read. Those two shouldn't be two separate things. IMHO, all loans are loans with sufficient collateral for the loaner. Loans without collateral are called risky loans. I personally don't like touching those. Title: Re: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 01, 2015, 07:55:30 PM This is a loan not a collateral loan again please read. Those two shouldn't be two separate things. IMHO, all loans are loans with sufficient collateral for the loaner. Loans without collateral are called risky loans. I personally don't like touching those. "All loans"? And who made you the loan god? Move along, thanks. ::) Title: Re: Looking for a $15,000 loan in BTC Post by: Quickseller on November 01, 2015, 07:56:13 PM I can fill this loan in it's entirety for you. What collateral are you offering? Please re-read. This is a loan not a collateral loan again please read. I did. No one in their right mind is going to lend someone $15,000 based solely on "proof of income" when that person has zero trust and zero trading history Title: Re: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 01, 2015, 07:58:24 PM I can fill this loan in it's entirety for you. What collateral are you offering? Please re-read. This is a loan not a collateral loan again please read. I did. No one in their right mind is going to lend someone $15,000 based solely on "proof of income" when that person has zero trust and zero trading history Holy shit read my thread again? No wonder this forum has so many trolls. This forum is not the law and does not set the standards of how loans work, they only suggest. Can you learn to read because you clearly don't. https://i.gyazo.com/4e540b760c19ab08c195874e2fbf25b6.png Title: Re: Looking for a $15,000 loan in BTC Post by: bitcoin revo on November 01, 2015, 07:59:07 PM This is a loan not a collateral loan again please read. Those two shouldn't be two separate things. IMHO, all loans are loans with sufficient collateral for the loaner. Loans without collateral are called risky loans. I personally don't like touching those. "All loans"? And who made you the loan god? Move along, thanks. ::) IMHO, all loans are loans with sufficient collateral for the loaner. Does having an opinion make me a god at whatever I have it on? I've never heard that before. Can you tell me how I can become the god of all loans now? ::) Title: Re: Looking for a $15,000 loan in BTC Post by: mexxer-2 on November 01, 2015, 07:59:26 PM This is a loan not a collateral loan again please read. Those two shouldn't be two separate things. IMHO, all loans are loans with sufficient collateral for the loaner. Loans without collateral are called risky loans. I personally don't like touching those. "All loans"? And who made you the loan god? Move along, thanks. ::) I'm interested in developing a list of questions/variables that are associated with Ponzis. And seems you haven't read the No-collateral No loan sticky, by not locking this thread already you are increasing your risk of getting a negative feedback.Here is my short list. Please add items to this list and I'll edit the post. Ponzi Indicators 1. High rate of return Explanation: ponzi schemes typically offer very high rates of return that are not possible. Anything that is > 50%/year APR is suspicious. Anything > 500% APR is very suspicious. Ponzis can offer lower rates as well (see Maddoff - 10% APR), but these are less common. 2. Provides no evidence of business activity They refuse to show what they are investing their capital, what products(s) or services they are selling, and who the customers are. By contrast a mining corporation will be able to provide pictures of hardware and statistics of how many BTC generated per month. 3. Business activity is "speculation" Speculation doesn't make steady rates of return. In fact the return rate should often be negative. 4. Steady rates of return When combined with a high rate of return that is greater than the market rate of return this is suspicious. 5. Increasing demand for capital Unlike a regular business which has its largest demand for capital at the start, the ponzi starts off with a very small amount of capital ("refuses" deposits), and then grows rapidly. An increasing demand for capital makes sense only if the business can show what the money is being used for. A ponzi will need to have its capital grow at a standard rate that exceeds the withdrawals, whereas a legitimate business will have a varying rate of investment (and this rate will often hit zero). 6. Operator hides their identity If the name and identity of the person who runs this project is publicly known, and they live in a jurisdiction where it would be easy to prosecute them then they are less likely to run away with the money. Though there are exceptions to this (perhaps too many for this to be a good indicator?). 7. A Super Majority of Non-Investors view it as a Ponzi If a business is only defended as legitimate by those who are invested in it, while the overwhelming majority of individuals who have no money to gain from taking a position see it as a ponzi -- it is likely that the non-investors are more trustworthy in their assessment. 8. They advertise a "Limited Availability" They have a low demand for funds. Especially in the early phase. Ideally they've got people chomping at the bit to be included in the scheme. 9. They have "Pass-Throughs". Tentatively this seems like a good indicator. I don't think pass-throughs are typically used in regular project funding. It increases the distance between the investor and the fund-owner and acts as a shield/distraction. It is more indicative of money laundering. Title: Re: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 01, 2015, 07:59:49 PM This is a loan not a collateral loan again please read. Those two shouldn't be two separate things. IMHO, all loans are loans with sufficient collateral for the loaner. Loans without collateral are called risky loans. I personally don't like touching those. "All loans"? And who made you the loan god? Move along, thanks. ::) IMHO, all loans are loans with sufficient collateral for the loaner. Does having an opinion make me a god at whatever I have it on? I've never heard that before. Can you tell me how I can become the god of all loans now? ::) Thanks for giving your useless obvious already known opinion. ::) Thank you again, move along. Title: Re: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 01, 2015, 08:01:22 PM This is a loan not a collateral loan again please read. Those two shouldn't be two separate things. IMHO, all loans are loans with sufficient collateral for the loaner. Loans without collateral are called risky loans. I personally don't like touching those. "All loans"? And who made you the loan god? Move along, thanks. ::) I'm interested in developing a list of questions/variables that are associated with Ponzis. And seems you haven't read the No-collateral No loan sticky, by not locking this thread already you are increasing your risk of getting a negative feedback.Here is my short list. Please add items to this list and I'll edit the post. Ponzi Indicators 1. High rate of return Explanation: ponzi schemes typically offer very high rates of return that are not possible. Anything that is > 50%/year APR is suspicious. Anything > 500% APR is very suspicious. Ponzis can offer lower rates as well (see Maddoff - 10% APR), but these are less common. 2. Provides no evidence of business activity They refuse to show what they are investing their capital, what products(s) or services they are selling, and who the customers are. By contrast a mining corporation will be able to provide pictures of hardware and statistics of how many BTC generated per month. 3. Business activity is "speculation" Speculation doesn't make steady rates of return. In fact the return rate should often be negative. 4. Steady rates of return When combined with a high rate of return that is greater than the market rate of return this is suspicious. 5. Increasing demand for capital Unlike a regular business which has its largest demand for capital at the start, the ponzi starts off with a very small amount of capital ("refuses" deposits), and then grows rapidly. An increasing demand for capital makes sense only if the business can show what the money is being used for. A ponzi will need to have its capital grow at a standard rate that exceeds the withdrawals, whereas a legitimate business will have a varying rate of investment (and this rate will often hit zero). 6. Operator hides their identity If the name and identity of the person who runs this project is publicly known, and they live in a jurisdiction where it would be easy to prosecute them then they are less likely to run away with the money. Though there are exceptions to this (perhaps too many for this to be a good indicator?). 7. A Super Majority of Non-Investors view it as a Ponzi If a business is only defended as legitimate by those who are invested in it, while the overwhelming majority of individuals who have no money to gain from taking a position see it as a ponzi -- it is likely that the non-investors are more trustworthy in their assessment. 8. They advertise a "Limited Availability" They have a low demand for funds. Especially in the early phase. Ideally they've got people chomping at the bit to be included in the scheme. 9. They have "Pass-Throughs". Tentatively this seems like a good indicator. I don't think pass-throughs are typically used in regular project funding. It increases the distance between the investor and the fund-owner and acts as a shield/distraction. It is more indicative of money laundering. Maybe you can learn to read again, sorry I will not make what I do public anyone trying to get this info out of me is just a leech/moron who wants to try and do the same thing as me. I will repeat, only the potential loaner needs to know, not some wannabe idiot. Title: Re: Looking for a $15,000 loan in BTC Post by: Quickseller on November 01, 2015, 08:05:02 PM I can fill this loan in it's entirety for you. What collateral are you offering? Please re-read. This is a loan not a collateral loan again please read. I did. No one in their right mind is going to lend someone $15,000 based solely on "proof of income" when that person has zero trust and zero trading history Holy shit read my thread again? No wonder this forum has so many trolls. This forum is not the law and does not set the standards of how loans work, they only suggest. Can you learn to read because you clearly don't. https://i.gyazo.com/4e540b760c19ab08c195874e2fbf25b6.png You think that because you sold a $50 AGC a week ago that it would not for some reason to be a good idea to lend you $15,000? Title: Re: Looking for a $15,000 loan in BTC Post by: marjod on November 01, 2015, 08:06:35 PM So, why bother post here when you can ask loan on the forums where you have "reputation", OP ?
Nobody will waste 15K$ just because you ask for it. Use common sense, if you have some... Title: Re: Looking for a $15,000 loan in BTC Post by: jacee on November 01, 2015, 08:06:56 PM I can fill this loan in it's entirety for you. What collateral are you offering? Please re-read. This is a loan not a collateral loan again please read. I did. No one in their right mind is going to lend someone $15,000 based solely on "proof of income" when that person has zero trust and zero trading history Holy shit read my thread again? No wonder this forum has so many trolls. This forum is not the law and does not set the standards of how loans work, they only suggest. Can you learn to read because you clearly don't. https://i.gyazo.com/4e540b760c19ab08c195874e2fbf25b6.png Title: Re: Looking for a $15,000 loan in BTC Post by: pjsonowal on November 01, 2015, 08:08:24 PM Dude the forum follows the rule no collateral loan.. Why?
1)The thing is first $15000 is a big amount 2) You are not providing a collateral so whats the guarantee you will not scam it? 3) as you said about obvious useless opinions in thread i think you already knew what reply will come in the thread and you still posted it out. Moreover you also didnt mentioned any collateral. Talking about QS his negative trust doesnt comes in the deal from any point as he is not asking for loan moreover he said he will help if you provide the collateral. Title: Re: Looking for a $15,000 loan in BTC Post by: Blazed on November 01, 2015, 08:26:01 PM There is not a chance of this getting filled here so I would not bother. I doubt even I could get a 15k loan with no collateral here. I would recommend one of the P2P lending services possibly. The only thing you will get with a thread like this is arguing and negative rep. Just helping you to not waste your time is all.
Title: Re: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 02, 2015, 01:28:10 AM I can fill this loan in it's entirety for you. What collateral are you offering? Please re-read. This is a loan not a collateral loan again please read. I did. No one in their right mind is going to lend someone $15,000 based solely on "proof of income" when that person has zero trust and zero trading history Holy shit read my thread again? No wonder this forum has so many trolls. This forum is not the law and does not set the standards of how loans work, they only suggest. Can you learn to read because you clearly don't. https://i.gyazo.com/4e540b760c19ab08c195874e2fbf25b6.png Yup so stay out of my thread you have no business here but to up your post count like the rest of these trolls. I will repeat, only the potential loaner needs to know, not some wannabe idiot. Title: Re: Looking for a $15,000 loan in BTC Post by: Vod on November 02, 2015, 01:46:45 AM Enjoy the rep bomps they will be incoming from HF. My, what a professional member you are. Why oh why would people be hesitant to give you 15 grand. ::) Title: Re: Looking for a $15,000 loan in BTC Post by: ProfessionalGoogler on November 02, 2015, 03:10:14 AM Enjoy the rep bomps they will be incoming from HF. My, what a professional member you are. Why oh why would people be hesitant to give you 15 grand. ::) Yup you too buddy. |