Bitcoin Forum

Economy => Lending => Topic started by: on9isrock on December 11, 2012, 01:39:57 AM



Title: need to pay 2BTC debt that 3 day lates payment
Post by: on9isrock on December 11, 2012, 01:39:57 AM
i just lend 2BTC from kelticfox and signed an agreement
now i must pay 4BTC
i said to him i was hungry
but reality is i buy philip 330 mp3
help me please
i dont want to get bad reputated


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: Gerco on December 11, 2012, 01:47:54 AM
What is your question? How much do you want to borrow (2BTC?), how much and when will you pay back and what reputation do you have that we can check (forum, otc, btcjam)?


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: grue on December 11, 2012, 01:49:27 AM
i said to him i was hungry
lol


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: AndrewBUD on December 11, 2012, 01:52:26 AM
hilarious. Not that your hungry, but the fact that you said that and bought a Mp3 player!?!?!




Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: on9isrock on December 11, 2012, 02:05:17 AM
i would like to make islamic loan
or no interset that is so high


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: Tomatocage on December 11, 2012, 02:07:35 AM
So you want to take out a loan to pay off another loan? Derp. Why not just ask for a payment extension?


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: on9isrock on December 11, 2012, 02:07:47 AM
hilarious. Not that your hungry, but the fact that you said that and bought a Mp3 player!?!?!



yes i was hungry on that day. insteed of good food i better buy physical product
now i got nothing mp3 player still pending
and will get bad reputated


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: AndrewBUD on December 11, 2012, 02:13:06 AM
Guy is charging a huge amount of interest every few days...


 




Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: grue on December 11, 2012, 02:15:57 AM
Guy is charging a huge amount of interest every few days...
loan sharks for hungry people :P


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: AndrewBUD on December 11, 2012, 04:28:54 AM
Well it's not a big deal taking a tiny loan out at a high rate if you're going to pay it back right away.



Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: AndrewBUD on December 11, 2012, 01:31:16 PM
Guy is charging a huge amount of interest every few days...

Actually no I'm not.
https://bitcointalk.org/index.php?topic=129811.0
It's all there in the GPG Contract & Chat Logs.


The initial repayment was only 2.16BTC (for 2BTC loan).
What was once 2.16BTC repayment is now 3.63824867BTC because of late fees.


Seems high.. I don't blame you though.


Guys comes out after the fact asking for a loan from senbonzakura so he doesn't have to pay interest.

I think you should stop charging him any interest and give him a minute to pay it back.

Dumb ass asks for foodmoney and buys a mp3 player.. I guess beggers will be beggers :P


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: fbastage on December 11, 2012, 02:25:20 PM
if you lie to OTC, you're gonna have a bad time.


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: on9isrock on December 11, 2012, 04:07:32 PM
i will get my salary within 2 weeks i will pay your 2.5BTC


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: AndrewBUD on December 11, 2012, 05:45:20 PM
i will get my salary within 2 weeks i will pay your 2.5BTC

Good. Now stick to what you said and don't ask anyone for loans that you can't repay.


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: on9isrock on December 11, 2012, 05:59:23 PM
but he dont wanna he asking for more amount
he is not helping


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: AndrewBUD on December 11, 2012, 06:02:11 PM
Guys comes out after the fact asking for a loan from senbonzakura so he doesn't have to pay interest.

I think you should stop charging him any interest and give him a minute to pay it back.

Dumb ass asks for foodmoney and buys a mp3 player.. I guess beggers will be beggers :P

I'm willing to stop the late payments if he actually responds to my emails.

I've offered to stop the payments and work on a payment repayment scheme, but he is unwilling to actually do anything.
If he does reply it has only been "I request an extension" with no details how/when he will repay.

I'd be happy for 1BTC a week on the proviso that he sends 1BTC as part-payment.
As yet I've had zero payment, just excuses why he can't pay it back (I'm Muslim, Evil Spirits told me to take your money etc.) and acknowledgement that he lied to me to secure the loan.


You never replied to his emails. Work something out with him. He has agreed to stop charging interest if you agree to a payment plan of sorts.

Get at it...


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: Aahzman on December 11, 2012, 07:27:42 PM
i would like to make islamic loan
or no interset that is so high

"islamic loan" ... is that where you take the funds and then claim "The spirits say I don't have to pay you back, filthy infidel!"?


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: on9isrock on December 11, 2012, 07:53:41 PM
i will pay him within two weeks
on my words i promise to myself
last day is next week friday


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: fgervais on December 12, 2012, 12:16:13 AM
This thread is awesome.

Good luck with the guy!


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: odolvlobo on December 16, 2012, 11:13:25 AM
Quote
Fadirul Ramli
7:49 PM (3 hours ago)

to Jayson
i still not get my allowance
please understand my situation
just within two week the last day is friday next week
before that day
i will transfer my owe i know the address of your bitcoin to repay

So I will apparently have my bitcoins before Friday 21st December 2012.

If his parents find out, they are going to ground him and you'll never get your money back.   :)


Title: Re: need to pay 2BTC debt that 3 day lates payment
Post by: repentance on December 17, 2012, 04:33:57 AM
The 'allowance' he refers to is actually government benefits for disability.

That should be paid on a set schedule.  It sounds like he works as well.  He evidently has poor impulse control so it's highly possible that his disability payment arrived on time and he spent it and now needs to wait for either his next disability payment or to be paid for working.