Bitcoin Forum

Several companies in the FinTech sector are looking to bring financial services to mobile users, and some of them even take a page out of Bitcoin’s book to achieve that goal. Pocopay is a mobile financial services provider targeting the European market, although the company is not like how your typical bank would be. By using QR codes and debit cards, Pocopay is not that different from the Bitcoin ecosystem on paper. However, the startup still relies on the legacy system, which could be its downfall in the long run. 

http://www.newsbtc.com/2016/02/07/fintech-startup-pocopay-mixes-bitcoin-elements-with-legacy-system/