Bitcoin Forum

Hello everyone

I know this will be difficult being such a new member to the bitcointalk forum but I am seeking a loan of the amount mentioned in the title. I am happy to pay a high interest rate in return for your help. Repayment can be completed within 1 - 1.5 months and am happy to pay even as high as 10-15%. I am happy to arrange payback over a certain period of time or a lump sum payment. If you are to loan the money then it is clearly on your terms.

Any comments or HELPFUL advice is more than welcome. I am not a scammer and am simply seeking a realistic, if any, solution via BTC. More than happy to discuss in much further detail via a messenger. Drop me a PM.

Less than 10 posts....not a good sign.
What are your credentials, references and what collateral are you offering?

"Less than 10 posts....not a good sign." - Completely agree with you

"What are your credentials, references and what collateral are you offering" - What sort of things would help put ones mind at ease?

If you're looking to establish yourself and grab a loan, you may want to look into BTCJam - https://btcjam.com/

On top of that, the next most important thing would be detail. Why do you need a loan...why can't you go to a bank...who are you...etc, etc.

Need a start-up loan. The funds will used for "immoral acts" in the eyes of the law. Hence, why the high pay off interest wise.


EDIT: Thanks. btcjam looks worthwhile. I will have a thorough look tomorrow. Another thing Ive noticed is that of course most lenders want to be paid back in BTC not in usd equivalent or etc. Is such a loan possible for 1-2k amount?

For collateral, you would have to send something to the lender that can be sold easily for at least $1,200 for every $1,000 you want to borrow.  Then it gets sent back to you when you repay the loan.

You're not going to get a loan any other way.

I have one valuable lightweight item for shipping. A macbook with latest specs. Could fetch $1200-1500 depending on where you are. Then again how about me, I know i will be the one with less feedback but I will be gutted if i sent that out, and ended up getting scammed although this should to some extent be avoidable assuming they are trusted etc.

If you by immoral men illegal this applies:

"A person is guilty of solicitation to commit a crime if, with the purpose of promoting or facilitating its commission, he commands, encourages or requests another person to engage in specific conduct which would constitute such crime or an attempt to commit such crime or which would establish his complicity in its commission or attempted commission.  It is immaterial that the actor fails to communicate with the person he solicits to commit a crime if his conduct was designed to effect such a communication."

If you seek investors for a drug run, which I suspect this is about, as the dollar amount in question is a lot for personal use, you are in violation of the "no drug buying advice" rule on this forum.

I'm no moderator, just giving you a warning.

Do something usefull with your life.

Drug runs. lol. No thanks. I am not that stupid. I mainly avoid tax. I should have been slightly more specific ;)

Sorry, we get these kind of requests once in a while here.

Nothing immoral in what you suggest, actually preventing your government using your money on immoral activities, is an act of patriotism.

Cheres

haha. Great to know!

It would help if you would take a picture of said macbook with a piece of paper next to it with your username on it.

Ill try arrange this evening if it really will help.

Looked at btcjame.com just now. How many verification points out of 17 do you think will be necessary to secure a first time loan on there?

Can anyone point me in right direction regarding btcjam?

If you're serious about getting a loan, and paying it back, then maxing out our score is the best possible scenario for you to get a loan. Anything less than that you're certainly going to have a difficult time. When I invest in people there, the first thing I look for is how much they're willing to divulge about themselves and why they need the loan, not necessarily how many times they've created a loan and paid it back.

Yes, of course, you are right. The more points the better. 

I would be happy to verify identity, address, phone.
I do not want to submit a credit score with them for few reasons, even though my last credit score was 95-98/100 :)
Do not have linkedin, ebay or paypal account and not too keen to connect my FB.

Yes this only leaves me with 6/17 points. Assuming you were interested, what IYO is the min points required, and which ones, for you to lend $1400 to a first time borrower?

Thank you for your help.

so are you going to verify you have a macbook or what?

6/17 points on btcjam will get you nothing.

Waiting for Macbook verification.

I will upload pics of my mac air 13" when I return home this evening.

Identity verification would help the most, I imagine. People want to make sure they can track you down if you default on the loan.

Out of curiosity, where did you get your last credit score? I've never seen one ranked on a scale of 100 before.

What are the specs on the MacBook?  Model number, processor, screen size, graphics, memory, storage, software.

Post a screenshot of About This Mac --> More Info...

I normally break it down from a 1000.

Just working out how to take a screenshot. 5 mins.

http://s17.postimage.org/ijzc0a4ej/Screen_Shot_2013_02_21_at_01_29_52.jpg (http://postimage.org/image/ijzc0a4ej/)

Not sure how to get the screen image with the about mac details to show here so I uploaded it here:

EDIT: Managed to attach it here.

Sorry not managed to take the pictures yet but I can when necessary. I mean it sounds as though I will need to send the macbook air first while the BTC is in escrow (or at least I hope?)  and then when received the bitcoins will be released. So of course i can provide hard proof with pictures. I will only work with someone trusted, same characteristic you are trying to see if I have.

Plus, someone in the EU is definitely preferable.

Looks like one of these (http://www.everymac.com/systems/apple/macbook-air/specs/macbook-air-core-i5-1.7-13-mid-2011-specs.html).

How much storage?

Yes, it does look the same from a glance. Storage is 256 flash.

I also have a "Western Digital 1TB My Passport Portable Hard Drive for Mac" and both the mac and HDD were purchased from Amazon roughly 4 months ago. I assume the mac would not be used whilst kept as collateral and just held onto? Will most lenders be happy to provide me with their full details etc?

This is the correct link from Amazon for the mac:
http://www.amazon.co.uk/gp/product/B005EMLQ20/ref=oh_details_o00_s00_i00?ie=UTF8&psc=1

This is the correct link from amazon for the hard drive:
http://www.amazon.co.uk/gp/product/B0062795TM/ref=noref?ie=UTF8&psc=1&s=computers

I was challenged to provide proof. When I did you all went quiet.  :-\

I would suspect it's stolen.  I would ask for a copy of the receipt with serial number matching that on the laptop.

I really don't understand why you can't comprehend something as basic as taking a picture and uploading it.  You know how to buy/sell BTC and you can't figure this out?  Seriously.  This took me 2 min.  If I was looking for a loan I would post a picture of something I would be willing to send the person giving me the loan.  This item would have to be worth at least DOUBLE the amount of the loan.  You take a piece of paper and you write your name on it and put today's date on it and post it here.  Like this. 

https://i.imgur.com/dpkTnlx.jpg

Do not says it stolen without proof. I can provide proof of purchase without a problem but not to any old random person.

Photo as requested is coming up. Sorry for the delay but some of us are busy in RL and have a life to take care of.

It really seems that most, if not all of you are simply here to claim scam. I hope i can find someone genuine to wor with although I am becoming more and more unsure of whether this is a viable route.

Gosh, I can't imagine why...

[/b]

Is it because im willing to show pictures and proof of purchase? is that what makes this such a blatant scam?

*sarcasm*

See sig for reasons why.

To be clear, are you willing to escrow the macbook (so sending it), or are you just promising it? If the latter, its fairly pointless Im afraid. If the former, you are rather brave, pick carefully. I would also suggest using escrow for the bitcoins, so that who ever lends you has to send the btc to the escrow first, then you send your mac, upon reception, have the bitcoins released to you. Do the same when you pay back the loan.

Ok, that strikes me as odd.  What possible harm could there be by releasing a copy of the receipt?  Scratch out the first xx digits of the serial number, and any personal information (other than your name) that you don't want shown.  Then take a picture of the serial number of the computer, again blacking out the same first xx digits of the serial number.

YES! Sending in escrow. I plan to do it just as you have described, if possible create a triangle so an admin or mod etc can overview the entire transaction. What good is promising it? That is why I said the right person can have the extra details necessary before we proceed.

Here is pic of the actual macbook air 13".

http://s15.postimage.org/5zahhtqqv/100_0421.jpg (http://postimage.org/image/5zahhtqqv/)

I can do this. Will the invoice on amazon show serial number of the mac? I am not sure but will check now and print it.

Where exactly is the best place to show the serial no. on the actual mac air? Can this be done with a screenshot or a physical pic?

Ok. Point made, I see where your coming from. Although I hope with these pics things are starting to add up.

Still nobody answered my question about whether the mac would be simply kept as collateral or is that whoever lends me the money is going to expect actually use the mac? Are there any TRUSTWORTHY members who are POTENTIALLY interested in helping?

Why not sell it?

Why not sell it?
[/quote]

Definitely another option. I do love the mac though and kind of want to keep it. Im happy to put it on the line for a while, as a loan, as I know I can pay it back. I do have another laptop to use which has an i7 process inside and I plan to use this one whilst the mac is MIA.

Definitely another option. I do love the mac though and kind of want to keep it. Im happy to put it on the line for a while, as a loan, as I know I can pay it back.
[/quote]
Thing about shelving it as collateral, will it be worth anything say if you defaulted halfway into the loan?
Sacrifice for your dreams, sell, sell sell!

Thing about shelving it as collateral, will it be worth anything say if you defaulted halfway into the loan?
Sacrifice for your dreams, sell, sell sell!
[/quote]


I only plan for a short term loan. 1-2 months max. I doubt the mac will not be worth anything if I were to default. :)


If it helps I am looking for a loan of approx $1700 and the list price of this mac new is £1350 which is $1800.

That actually hurts you.  You could default, and it would be like you sold this laptop for cash - win win for you.  I doubt anyone could get $1700 from a used laptop.

If you are looking for a loan of $1700, provide collateral worth at least $2,500.  That way you have incentive to repay the loan, and not just walk away.

Ok. How much loan is this mac worth then?

$1200 brand new. Most used ones on eBay are $600.

With this as collateral, I (personally) would only loan about $300 in Bitcoins...

other crucial question is, are you loaning in dollar/euro or btc? Say I lend you 30 BTC, will you be paying back 30+ interest if BTC goes to $10 or to $100, or will you be paying the dollar equivalent? The laptops price will  be in dollar, so if the BTC price would collapse, your lender might be enticed to keep it. if the price goes through the roof, then you might want to forget about the laptop. And even if you'd want to keep your word, you might have a hard time paying back $3000.

nothing but lol

Said it few times already. USD value, NOT btc.

Makes no sense to loan to you then.

Prices keep going up - you get all the profit and lender gets all the risk.   :-\

Never mind. I think I will delete this thread. I have one potential offer with a bank transfer and will see how that pans out.



Oh and yh, keep dreaming that BTC is gonna keep soaring as it has been. Simple economics.

Yeah, I lol'd too when I saw you paid $1800 for a $1300 device.

Straight from the Apple.com website...ssuurrvveeyyy says:
https://i.imgur.com/BxVqeIf.jpg

I lol'd at your American attitude and how you think the world revolves around the USD.

Here in the EU, goods are generally much more expensive. Check the UK amazon alternative and get back to me.. ;)

Fine - you guys lol'd at each other.

You can lock the thread you know.

Maybe you should have asked for a loan in Euro then?  Your title indicates USD.