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I am looking to take a loan by using a physical collateral as my laptop and want to start a lending business with those funds . It will help me to recover and make me repay all the old dues here. Can anyone tell me , if anyone from India can give me a loan using a physical collateral as my HP notebook.

I have tried selling it  locally and started a topic in local section also, but not getting a buyer for that.

So, decided to use it as collateral.

I will cover the shipping charges.

If Loan will be without interest. It will really helpful for me to make my plan successful.

Guys, tell me what you think about my plan.

Note : I have done a lending business before also and had a 99.99 success rate. So, I am sure , i can do this and make my plan success.

I am not in India now but I will soon be there. May be Delhi (60% chance) or Bangalore (40% chance)
Would you please post some pics of your laptop and some extra details about it ?

HP 250 G3 Notebook PC
i3 processor 2ghz
500GB Hard disk
4GB RAM

Bought Price : 30,000 INR

https://ip.bitcointalk.org/?u=http%3A%2F%2Fi.imgur.com%2FETtFkZs.jpg&t=563&c=xaIheh3r9jau0w

I will let you know once I will be in India.
Till then let me know how much old is that laptop and how much bitcoin you are looking for.
Remember I lend only in fiat value because of continuous fluctuation in bitcoin price

yes. I am agreed with fiat value.  May i know when u will be india , any date ? It is a notebook not a laptop buddy and it's 2-3 months old only. Excellent in condition to use.

You want to start a lending business with a loan ? Not a pleasing idea mate.From what I know,you can easily get your laptop sold on local Indian marketplaces like Quickr or Olx.Why would someone give you a no interest loan with a laptop as collateral ? Maybe try asking your friends or family ?


What does that mean ? 99.99% of people defaulted their loans under your business ? ::)

Sorry bro, it was my typo mistake. I mean to say that before my old account got hacked , i was doing a lending business. And i have earned a good amount with it too without having much defaulted loans experience.

lol, even technical that almost impossible, to have 99.99% rate successful repaid loan, need hand 10000 loan ;D

and if talk seriously, Where is your working capital from successful lending business, you lost account, I know,  but it has nothing to do with working capital.

I use my all funds for accommodation to other city.  I am living away from my town for studies.  So all those funds was used to rent a flat and for security deposit.

Edit : 99.99 % success. I mean to say that just 1was defaulted except all was repaid successfully.

I got what you say from first time, I just  pointed out, that present % not correct, I do not know the exact number of you handed loan, but one defaulted is significantly more than 0.01% I think even more 3-5% :) but of course that very good result

Just checked if the precentage was true by looking at his previous lending services (https://bitcointalk.org/index.php?topic=1280455.msg13181688#msg13181688) before his main account got hacked seems like 99.99% to me.

I have an acquaintance who lives around you and would be willing to hold this laptop as collateral for this loan, but my question is whether you will be able to work without it as you wait to earn your money?

That's a great news buddy. Yes, I can work without my Laptop. Because, when i had my old hero member account , i was still doing everything with the help of my Samsung galaxy grand neo Phone.

I just thought , if i will sell my new laptop for lower price than a price i bought it. It will be my loss of more than a 10000 INR. So, i have decided to take a loan using it . With this , my laptop will be also safe and i will get it back too after i repaid my loan successfully.

Then if my math is correct you've done 10,000 loans?  Or are you just talking out of your ass?

Buddy, my 99.99 % means Whatever loans i have given out were repaid successfully. That's what i want to say. Don't misunderstand plz.

Not sure because I am not the one making plans, my brother is
Maybe in a week or two

Is there any indian Lender here who can lend me in fiat using my Notebook as a collateral ? I am looking to get this loan asap to start my business.

You didn't told how much amount of loan you are looking for and when loan will repaid
if you share complete details you can surely find a lender

You are willing to use your laptop as a physical collateral. Are you really willing to let someone invade your privacy by letting the lender use and access whatever is stored in your laptop. Think about it...

Its a new brand laptop with just some basic softwares installed.  Also an electrum is installed but not to worry , I will take a full back up of everything and will make it blank. Then only I will submit it .

Oh ok, I thought it's one of those laptops that you use daily where you store pictures and videos and it might end up somewhere in the web if that's the case. Anyway, good luck looking for someone who will fund your loan and take your laptop as collateral.

You still not told us how much you are looking for, your chances would maybe better if we know the amount,

Well I think thats up to lender, how much he can lend with that notebook as collateral. He is trying to open the lending service again so he wants the highest possible amount
So don't expect any exact answer from op
The amount would be fixed based on the discussion between borrower and lender

Bro, what do you think , how much loan I can get using my Notebook worth 30k INR.?

It depends on current market price, condition of notebook, how old it is and many other factors.
you can get upto 80% of notebook resale value (not purchase value).
Share model no, and date of purchase etc info to check current price of it brand new and estimate price of used one.