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Title: As of June 25th PayPal no longer allowing chargebacks for gift cards or e-codes Post by: sandy-is-fine on May 08, 2016, 01:47:09 AM Just got an email stating that as of June 25th PayPal no longer is allowing chargebacks for gift cards or e-gift codes (or any cash equivalent purchase) if they are bad. So using PayPal will no longer protect your from e-gift card scammers who take PayPal.
This is for both buyers AND sellers. Title: Re: As of June 25th PayPal no longer allowing chargebacks for gift cards or e-codes Post by: MiLkz on May 08, 2016, 01:52:20 AM You cannot dispute through PayPal's own dispute process, however, you can still chargeback via bank ACH and a Credit Card.
So, this new policy applies ONLY to PayPal initiated DISPUTES. Title: Re: As of June 25th PayPal no longer allowing chargebacks for gift cards or e-codes Post by: sandy-is-fine on May 08, 2016, 03:18:50 AM You cannot dispute through PayPal's own dispute process, however, you can still chargeback via bank ACH and a Credit Card. So, this new policy applies ONLY to PayPal initiated DISPUTES. Very true, however they can claw back the funds from your account if there is an existing balance or put you in negative balance or shut down your account (this is all in their terms). You can dispute using your methods only if the purchase was made directly and fully with credit card or instant transfer from bank and not from pre-existing funds. Also credit cards and banks can decline any dispute. "Currency equivalent" disputes don't always succeed as they aren't always easy to prove as is a purchase of a physical item. The seller can simply say "not true because the BUYER is trying to scam me." With "cash equivalent" purchases it's just not that easy to successfully dispute through a bank or credit card. |