Bitcoin Forum

Economy => Lending => Topic started by: halfwaydone on October 17, 2016, 01:00:48 PM



Title: MICRO loans service
Post by: halfwaydone on October 17, 2016, 01:00:48 PM
Hey!
I'm starting lending service.

Currently lending amounts:
Legendary members: up to 0.015
Hero members: up to 0.01
Senior members: up to 0.008
Full members: up to 0.006
Members: up to 0.003

Late fees are 3% per day for first week, and for second is 4%. Max 2 weeks.

GOLDEN RULE IS NO COLLATERAL, NO LOAN.
Fill the loan format:
Loan amount:
Reason:
Collateral:
BTC adress:
Term length:
Interest:

Note:
I can deny any loan without reason.
I can terminate collateral if you didn't get extention.

Cheers!
halfwaydone


Title: Re: MICRO loans service
Post by: Atomicat on October 17, 2016, 03:08:55 PM
NOTE TO BORROWERS: Use an escrow to hold your collateral when taking out a loan to remain safe.

There have been plenty of collateral scams in the past so better be safe than sorry.


Title: Re: MICRO loans service
Post by: cpfreeplz on October 17, 2016, 03:13:00 PM
Just throwing this out there but why would you only lend 0.015BTC to a legendary member but ask for collateral? If it's their only account I doubt they would want to use an account worth 10x the loan for collateral, just saying. Also yes I agree that everyone should haven't an escrow hold the collateral as this user has virtually no reputation here.


Title: Re: MICRO loans service
Post by: katerniko1 on October 17, 2016, 03:59:48 PM
Just throwing this out there but why would you only lend 0.015BTC to a legendary member but ask for collateral? If it's their only account I doubt they would want to use an account worth 10x the loan for collateral, just saying. Also yes I agree that everyone should haven't an escrow hold the collateral as this user has virtually no reputation here.
did you think that he/she maybe can offer altcoins and virtual goods? not only forum accounts are collateral :P
just saying :)
regards.
-Katerniko1


Title: Re: MICRO loans service
Post by: Bitspenser on October 17, 2016, 10:17:25 PM
So if a Member came up to you and offer 200k DOGE as collateral but wanted a 0.05BTC loan, you wouldn't give it to him because the limit for that rank is 0.003BTC? Limits make sense for no collateral loans, but not for loans where you require a collateral.


Title: Re: MICRO loans service
Post by: innominatus on October 17, 2016, 10:23:49 PM
:) for example i am member, so i could borrow 0.003btc.
i can't imagine why would someone borrow 0.003....
waste of time? or you are buying trust?


Title: Re: MICRO loans service
Post by: karakhan on October 17, 2016, 10:29:35 PM
Loan amount: 0.005
Reason: gamble
Collateral: this account
BTC adress: 13h89nB41o4QoNn93kHmmm8rRYzcF3sYGo
Term length: 24 hours
Interest: 0.001


Title: Re: MICRO loans service
Post by: torry28 on October 18, 2016, 12:23:21 AM
Loan amount: 0.005
Reason: gamble
Collateral: this account
BTC adress: 13h89nB41o4QoNn93kHmmm8rRYzcF3sYGo
Term length: 24 hours
Interest: 0.001
you are funny dude, your account isn't worth with your loan amount. Your reason is too risk too, if you lose when you gambling, how can you pay your loan? asking for another loan to repay this loan?


Title: Re: MICRO loans service
Post by: karakhan on October 18, 2016, 12:27:35 AM
Loan amount: 0.005
Reason: gamble
Collateral: this account
BTC adress: 13h89nB41o4QoNn93kHmmm8rRYzcF3sYGo
Term length: 24 hours
Interest: 0.001
you are funny dude, your account isn't worth with your loan amount. Your reason is too risk too, if you lose when you gambling, how can you pay your loan? asking for another loan to repay this loan?

ok ty i will think this


Title: Re: MICRO loans service
Post by: beerlover on October 18, 2016, 05:43:04 PM
Guys OP hasn't replied here since he created this thread so why are you posting uselessly here ? someone who gives " Legendary members: up to 0.015 " does not know much about forum, I think only hacked accounts is the thing he will get as collateral.
Anyways, please don't post uselessly when even the OP is not interested in his own thread lol


Title: Re: MICRO loans service
Post by: tenk on October 18, 2016, 05:48:02 PM
Guys OP hasn't replied here since he created this thread so why are you posting uselessly here ? someone who gives " Legendary members: up to 0.015 " does not know much about forum, I think only hacked accounts is the thing he will get as collateral.
Anyways, please don't post uselessly when even the OP is not interested in his own thread lol

Why not give him a chance dude? He just posted this yesterday. I think, it's still within reasonable time to reply with to the post within 24-48hrs. He might be busy or just haven't had the time to look at his thread. So, let's give him a chance before we ask people to stop posting here. yeah?

Edit: seems that you are just here spamming your sig. LOL. Basing from all the replies coming out from the lending section.


Title: Re: MICRO loans service
Post by: Atari--- on October 18, 2016, 07:09:41 PM
Can I get .50$ btc for my account?


Title: Re: MICRO loans service
Post by: Brob12321 on October 19, 2016, 12:41:10 AM
lmao this thread is such a joke; I just might set up an actual Micro Loan Service to put some extra money to use; last time I tried I got a lot of heat from the other lenders it was bizzare


Title: Re: MICRO loans service
Post by: cpfreeplz on October 19, 2016, 02:08:44 AM
Just throwing this out there but why would you only lend 0.015BTC to a legendary member but ask for collateral? If it's their only account I doubt they would want to use an account worth 10x the loan for collateral, just saying. Also yes I agree that everyone should haven't an escrow hold the collateral as this user has virtually no reputation here.
did you think that he/she maybe can offer altcoins and virtual goods? not only forum accounts are collateral :P
just saying :)
regards.
-Katerniko1

Do you realize how often people use altcoins as collateral on bitcointalk? It's practically never. If they already have the money why bother taking out a loan (Rhetorical)? Also , what digital goods would you suggest? IfI ever see a website or some sort of account they're either worthless, a scam or easily returned to the original owner. It seems like the op is looking to steal collateral for cheap.

Can I get .50$ btc for my account?

Not a chance. I will loan you 4 Satoshi, could you just wait while it confirms?


Title: Re: MICRO loans service
Post by: bitcoinisbest on October 19, 2016, 06:30:44 AM
Wondering that you will not provide a reason if you deny the loan.

Also you want collateral against the loan and the below link you can get loan without collateral.

https://bitcointalk.org/index.php?topic=1630331.0


Title: Re: MICRO loans service
Post by: tenk on October 19, 2016, 09:03:21 AM
Wondering that you will not provide a reason if you deny the loan.

Also, you want collateral against the loan and the below link you can get loan without collateral.

https://bitcointalk.org/index.php?topic=1630331.0

This thread is dead. The lender has not been active since Sept 29 (more than ten days) and has not replied to anyone in the thread. There are plenty of other creditors in this forum if you need one. I hope the mods close these kinds of thread, where the lenders that are just here to scam and the dead ones where the lender is nowhere to be found.

Also, these seem unprofessional. Look at this thread, no effort whatsoever to even post all the details. It should look like this (https://bitcointalk.org/index.php?topic=1651708.0). He also offers that you can use the account even if you gave it as collateral.