Bitcoin Forum

Economy => Reputation => Topic started by: knightkon on November 16, 2016, 01:58:27 AM



Title: WITHDRAWN
Post by: knightkon on November 16, 2016, 01:58:27 AM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Huge Black Woman on November 16, 2016, 02:04:50 AM
**Trying hard to muster up sympathy for Knighton**

Can't do it.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 16, 2016, 02:13:08 AM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: actmyname on November 16, 2016, 02:30:28 AM
Then simply don't sell the accounts, or don't accept the accounts as collateral. What's wrong with not trusting someone because they're trying to sell an account?


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: KWH on November 16, 2016, 02:38:54 AM
I always suggest for lenders to stop taking accounts as collateral but no one listens. While I leave a Neutral on bought/sold accounts, (Unless they are Trusted, then I leave a Negative until the Trust is Neutral.), some leave Negative. It's a risk for lenders and sellers. Too many people are looking closer for changes in post/writing style on suspected accounts.

My advice is to ask the leavers of positive Trust to remove or change to Neutral, then ask for the Negative to be removed or changed to Neutral.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: NamedUser on November 16, 2016, 02:44:38 AM
I didn't think the trust system was a feedback system. Am I wrong? I just thought you stated whether you trusted someone or not.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: KWH on November 16, 2016, 02:47:10 AM
I didn't think the trust system was a feedback system. Am I wrong? I just thought you stated whether you trusted someone or not.

Is that not feedback?


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Vod on November 16, 2016, 04:31:26 AM
What happened:  Staff member using his position to abuse the feedback system.

Actually, it is his position on default trust he is using, not his position as staff member.   ;)

Selling accounts.  I hate it. 

As long as seniority exists, accounts will have value based on that seniority.  As long as something has value, people are going to sell or trade it.  Therefore, accounts will be sold.

Does selling an account make that account tainted in any way?   In a perfect world, we would be tagging the person, not the account, so how do we make sure a scammer just doesn't buy a trusted account? 

IMO, the last question is the one we need to answer, not how to stop account sales. 



Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 16, 2016, 10:26:34 AM
That account was being auctioned off by a newbie (do not question my methods though). ::)

Staff member using his position to abuse the feedback system.
Being a staff member has nothing to do with the feedback system and vice-versa (although you can be both).

Amount Scammed: .20+ (Collateral Value)
I have in no way or form scammed you nor is that account worth 0.2+.

PSA: I am not targeting accounts that are collateral. OP did not even link to the actual loan/default. Are you attempting an act of calumny here? Because this is a blatant lie.
P.S. You quoted my PMs twice.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Gunthar on November 16, 2016, 02:05:58 PM
Do as i do: dont sell the accounts. Put a signature of your service in defaulted loans accounts: you will get more customers by that advertising and will stop supporting account farmers.
Think on long terms about your business...

References:
https://bitcointalk.org/index.php?topic=1674878.msg16818586#msg16818586
https://bitcointalk.org/index.php?topic=1674878.msg16818509#msg16818509

~Gun


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 17, 2016, 12:02:32 AM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 17, 2016, 12:10:14 AM
This is only one of the three accounts you tagged for no reason and 2 of them were no for sale by anyone yet, so why were they tagged???
Tags for account trading, spamming and such are valid. I do not condone this type of behavior and thus do not trust anyone who engages in them. Simple as that.

If they did not have value, there would be no price estimator for the accounts.
That price estimator is a joke (the post analysis is even worse, it's just a very simple method that has zero analytical capabilities).

As far as your Newbie account selling it, I call BS because when you did it, I contacted you from my one and only account, this SR.
How exactly do you think that I've stumbled upon this account specifically out of thousands accounts? There is zero reason for me to lie about this. I did not even know that you, knightkon, existed on this forum prior to you sending me a PM.

Account and your still blew it off as I was crying.  
Of course I did. People tend to sell me bullshit stories all the time. You did not even link to the loan, did you? There was really no reason to jump out in public like this with a blatant lie (as in the thread title). I always give people a chance to resolve/improve after rating (as I do with sig. spammers).

I have counted another 25 accounts currently up for auction from newbies, did you tag them????  No you did not.
I can not know every account being sold, can I? Some fall for the methods that I use, while others do not.

Look at all the feedback you left lately, you are abusing the system.  If you were not and you were concerned with this forum, like you say, you would have been tagging for the past years, not just this month.  I CALL YOUR BS buddy.
My ratings were not visible by default until some time ago (as I got added to DT2). There was little reason to tag accounts at that time as those ratings had little-to-no effect. I was willing to work this out, but you seem rather very aggressive which makes me less inclined to help you out. FYI: DT1/2 members can *negate* my rating if they think it is invalid. A few DT members have read/responded in this thread and have not acted on it, which leads me to believe that they indirectly either support or accept it.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lutpin on November 17, 2016, 12:16:14 AM
As far as not taking accounts for collateral, there is nothing wrong with that because they have a value.  If they did not have value, there would be no price estimator for the accounts.
So creating a price estimator for my sh*t will give it value? Why accounts have value was explained by Vod above, doesn't mean I support or like the trafficking of those (I use this word on purpose).

Take that away and have it against the rules to do this and I will stop. Just because you are not making nothing from it does not mean nothing.
Saying Lauda does this because they are jealous is taken out of thin air, you know that.
As for the first part, a user can't change the forum policies, but they can leave feedbacks. Gotta work with what you have.

I have counted another 25 accounts currently up for auction from newbies, did you tag them? No you did not.
So I understand correctly, you want more feedbacks left, not less?

Look at all the feedback you left lately, you are abusing the system.
Being active and fighting for something isn't abusing. There aren't much cases in which the trust system is clearly abused. This is none of them.

If you were not and you were concerned with this forum, like you say, you would have been tagging for the past years, not just this month.
What kind of arguing is that? Just because someone hasn't been doing something a year ago doesn't mean they can't do it now.
I wasn't even registered 2 years ago, does that mean I don't care about this forum today? If so, why exactly can't I care about it?

I CALL YOUR BS buddy.
You clearly did.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 18, 2016, 12:56:48 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: TwitchySeal on November 18, 2016, 01:29:24 PM
In my opinion, the only reason the accounts have value is because of the signature campaigns.  If someone purchases an account so they can earn more in a signature campaign, it would be a good investment, which is the only reason I would think one would want to purchase an account.  Lets work together and prevent the accounts from being sold for scamming purposes by all loaners agreeing to neutral tag every account the day it is sold as being sold on this day.  This tag would ideally have something stating in it that the account was sold and that no previous trust should be considered.  To give it purpose, I suggest that all ligament tags should have a reference back to the collateral loan where the account was lost.  I understand how account sales give scammers the opportunity to get over on people, but this would warn people which accounts have been purchased and which accounts were not.   

What most are not understanding, no offence high ranking members; however, anything can have a value to someone else.  It does not matter if it has a value to you or if it does not, if someone else has a purpose for it, then it has a value.   How many people throw away their plastic milk jugs after they are done being used?  Better yet, how many people send them to recycling?  Why do you do it?  Most people will answer because it is garbage.  Now if someone told you how you could come across 100,000 of those a day with very little effort and each one of them are worth $.012 USD, would throw them all away?  Most people would answer no.  The same goes with the accounts, they will always have value as long as someone else has a use for them. 
Lenders beware - if you accept an account as collateral, it might get neg feedback due to the actions of a previous owner.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 18, 2016, 02:11:50 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 18, 2016, 02:19:37 PM
Why are they valid?  Just because you do not condone it?  So if you do not condone wearing t-shirts on Wednesdays, we should all stop wearing t-shirts?
Appeal to extremities fallacy.

I am not sure exactly how you stumbled across this account.  If it was one account, I would say coincidences, but you have 4 of my collateral held accounts tagged with less than 30 (-) comments and under 40 bad loans with accounts as collateral in the last 2-3 months.
I do not know which accounts are being sold/used as collateral in your services, and frankly I do not care.

can not figure out how to properly research before you leave feedback, the loan reference is here:  https://bitcointalk.org/index.php?topic=1480336.msg16312515#msg16312515 (https://bitcointalk.org/index.php?topic=1480336.msg16312515#msg16312515)
My feedback has nothing to do with that loan, ergo invalid argument.

What methods do you seem to use??  I see no pattern in anything you did with the feedback you left in the month of November, other than abuse the DT rating you had.  Some of the accounts you tagged have not been active for over 2 months.  
I can get other trusted parties to verify that the methods are indeed genuine (from DT members to other staff members).

My first message to you was asking what happened and what I needed to do to fix it, yet your response was?? (I bonded it in purple to refresh your memory) How was that "willing to work this out"?  
I do not deny writing any of that and stand by my statement.

You were willing to work this out???
Correct and now I am not. I'm done with this blatant aggressiveness towards me.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Fortify on November 18, 2016, 02:31:52 PM
I don't agree with account selling and never will. However it has been confirmed on many occasions by other staff members that it is allowed and there are many sellers in the digital services trading section that get away with it daily. Selectively punishing people who take it as collateral is like kicking a man when he is down - pretty dirty. Just ban it altogether and far fewer accounts will be traded in this way.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: KWH on November 18, 2016, 02:41:40 PM
I don't agree with account selling and never will. However it has been confirmed on many occasions by other staff members that it is allowed and there are many sellers in the digital services trading section that get away with it daily. Selectively punishing people who take it as collateral is like kicking a man when he is down - pretty dirty. Just ban it altogether and far fewer accounts will be traded in this way.

Don't accept accounts as collateral, simple fix.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 18, 2016, 02:45:26 PM
Selectively punishing people who take it as collateral is like kicking a man when he is down - pretty dirty. Just ban it altogether and far fewer accounts will be traded in this way.
Did you read what was written in this thread? I had no idea that these accounts were collateral at the time, ergo it is not selectively punishing anyone.

Don't accept accounts as collateral, simple fix.
Indeed.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 18, 2016, 11:52:48 PM
personal matter between the two persons (knightkon & lauda)
It is most certainly not a person matter. I had no idea who this person is, nor what their business is/was.

What I could say in this case is that the accounts served as collateral do not belong to scammer or spammer but to Knightkon Who paid them with his own money And who have changed ownership with a signed message; So the feedback sent to these accounts was not received by the people who deserved it But by this innocent person who is Knightkon With whom I have no relationship from far or near.
This makes the discussion a global thing, and not localized: If an account that has been neg. rated changes hands, does that invalidate all previous negative ratings? I will strongly say no. If we start doing this, this will open a lot of windows for potential abuse. The most simple solution to this problem is to not take accounts as collateral, period. 2 Hypothetical scenarios:
1) You give out a loan to account X without validating whether they're a scammer, spammer, etc. Sometime between loan begin date, and loan ending date (or even after) the user get at least 1 negative rating. User defaults on loan. Did the person leaving the rating scam you?
2) You give out a loan to account X which is part of a group of farmed accounts. Some moderator/admin bans that account sometime after loan default. Did the staff scam you? [2]

All my respect for you @Lauda but you should review this situation because it is the busenesse of an innocent pesone who is at risk.
I have, several times now. At least I am not aggressively orientated towards the other side.

And I apologize if I am wrong.
No need to apologize for making your point in a constructive and non aggressive matter, regardless of whether it is right or wrong.

[2] - This is actually a somewhat dangerous situation. You could implicate yourself into a web of farmed accounts/spammers which could end up getting you permanently banned as well.
Tl;dr: Taking accounts as collateral is a bad idea.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Gunthar on November 19, 2016, 12:14:12 AM
I didnt want to get involved in this thread as well but at this point, since i'm a lender, there is something i'm interested about
Taking accounts as collateral is a bad idea.

I have some points:
  • My very personal opinion is that Lauda is right and OP is wrong: he didnt tag those accounts because collateral ready to be sold, but for other reasons and i'm sorry OP but it is the risk of our business and you should be aware of it. When you take an account as collateral you do it with a public signed message so: how would you ever think to hide it and be able to sell it without expecting a tag soon or later? Shield docet...
  • As i said many times, i run my business as a "mature" person: when you decide to lend out your money you must know the risks. One of the risks to take accounts as collateral is being tagged as account farmer/encouraging accounts trading. This is a fact. So the "maturity" of my business is the attempt to use an account as collateral only from people that would not ruin their reputation for a few bucks we are para-lending here. The final goal of a lending business is to have positive earnings > defaulted loans.
    More explained here:
    Do as i do: dont sell the accounts. Put a signature of your service in defaulted loans accounts: you will get more customers by that advertising and will stop supporting account farmers.
    Think on long terms about your business...
    References:
    https://bitcointalk.org/index.php?topic=1674878.msg16818586#msg16818586
    https://bitcointalk.org/index.php?topic=1674878.msg16818509#msg16818509
    ~Gun

So my question (based on the list above):
Taking accounts as collateral is a bad idea if you are going to feed the account market selling all yoru defaults. If you look at it like i said, yiou dont need to sell those accounts for multiple reasons:
  • As long as you gain experience in that, you will get less defaulters in your business
  • You can use those few defaulted accounts with your signature advertising your service and so spreading the voice about yoru business

I'd like to underline the concept once more: if i was a DT and i would see you run yoru lending busines with the only purpose to acquire collateral accounts and then sell them, i woudnt only tag your "bought" accounts: i would tag you as well.
~Gun


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Quickseller on November 20, 2016, 05:38:20 AM
In my opinion, the only reason the accounts have value is because of the signature campaigns.  If someone purchases an account so they can earn more in a signature campaign, it would be a good investment, which is the only reason I would think one would want to purchase an account.  Lets work together and prevent the accounts from being sold for scamming purposes by all loaners agreeing to neutral tag every account the day it is sold as being sold on this day.  This tag would ideally have something stating in it that the account was sold and that no previous trust should be considered.  To give it purpose, I suggest that all ligament tags should have a reference back to the collateral loan where the account was lost.  I understand how account sales give scammers the opportunity to get over on people, but this would warn people which accounts have been purchased and which accounts were not.   

What most are not understanding, no offence high ranking members; however, anything can have a value to someone else.  It does not matter if it has a value to you or if it does not, if someone else has a purpose for it, then it has a value.   How many people throw away their plastic milk jugs after they are done being used?  Better yet, how many people send them to recycling?  Why do you do it?  Most people will answer because it is garbage.  Now if someone told you how you could come across 100,000 of those a day with very little effort and each one of them are worth $.012 USD, would throw them all away?  Most people would answer no.  The same goes with the accounts, they will always have value as long as someone else has a use for them. 
Lenders beware - if you accept an account as collateral, it might get neg feedback due to the actions of a previous owner.
This is not the case of someone scamming then selling their account via taking out a loan with their account as collateral. This is a case of the OP accepting accounts as collateral the borrower defaulting on the loan then Lauda leaving negative trust for said accounts. There was no scam nor scam attempt.

If someone has an account, and needs money, why shouldn't they be able to sell their account? (Which is what giving it up as collateral is doing). What do you think will happen if someone in need of money is unable to sell their account and is desperate?

I think KWH's policy is the most fair, although it does cause some issues.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Heutenamos on November 20, 2016, 06:59:22 PM
Selectively punishing people who take it as collateral is like kicking a man when he is down - pretty dirty. Just ban it altogether and far fewer accounts will be traded in this way.
Did you read what was written in this thread? I had no idea that these accounts were collateral at the time, ergo it is not selectively punishing anyone.

Don't accept accounts as collateral, simple fix.
Indeed.

wow , just wow .


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lone Shark on November 21, 2016, 03:42:20 PM
Sayonara lending market.

From what has been said here, this would be a dangerous precedent that would result in an implied restriction and discouragement to the lenders not to accept Bitcointalk accounts as collateral. From what I understood from reading everything in the lending section stickies, loan threads, and other informative threads, they encourage lenders to require collateral. One of the best collateral suggested in these texts is Bitcointalk accounts.

Now, here comes a thread questioning actions of senior members tagging these accounts that were left as collateral and the owner has defaulted. Do you guys mean that we as lenders, we should just consider these accounts as worthless because we should not dispose by selling them and consider the loan lost as a loss on our part?

Knightkon has been in the business of lending for quite some time, for sure he has had his fair share of defaulted and repaid loans. He for sure has checked the accounts thoroughly and ensured that he would get paid. However, there are circumstances that lenders cannot foresee. Like the borrower not paying for some shitty reason, we cannot even fathom at times (you would not even believe what they tell us when they can no longer pay the loan, which is really frustrating). And now here you guys go, and tag the collateral left with us. The only chance we can regain what we lost and you guys just simply leave a negative trust. You easily do this, because this is not your livelihood. Lenders don't really want these accounts, in all honesty. We want our money back, but how can we when the borrower has already lost our money in whatever he is doing and don't want to pay us back. So we must result in selling the collateral so we can recover from our loss. Is that so bad? Is this not business?

We just want also co-exist within the bounds of the rules implemented. If you guys really want to stop account selling and spammers/scammers taking hold of these accounts, why not make a permanent solution? Ban the selling and transferring of accounts! This is the only solutions to this. Because leaving a red trust really destroys an account and makes it worthless. No one wants to trust an account with red trust; that's the truth. But getting a red trust from doing something which has been heavily debated as legal and valid in this forum, now that is unfair.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 21, 2016, 03:50:27 PM
wow , just wow .
What are you trying to imply here? That it's a surprise that I agree with KWH or that their stance on the matter is as stated?

From what has been said here, this would be a dangerous precedent that would result in an implied restriction and discouragement to the lenders not to accept Bitcointalk accounts as collateral.
Did you even read anything written by me? The account was not tagged because it was collateral. I did not even know about this loan at the time of the negative rating, nor at the time of the PM (OP did not provide the link at that time).

Because leaving a red trust really destroys an account and makes it worthless. No one wants to trust an account with red trust; that's the truth. But getting a red trust from doing something which has been heavily debated as legal and valid in this forum, now that is unfair.
Yet you took in an account with 3 previous negative trust ratings as collateral. Interesting.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: BlockEye on November 21, 2016, 03:52:36 PM
I don't agree with account selling and never will. However it has been confirmed on many occasions by other staff members that it is allowed and there are many sellers in the digital services trading section that get away with it daily. Selectively punishing people who take it as collateral is like kicking a man when he is down - pretty dirty. Just ban it altogether and far fewer accounts will be traded in this way.

Don't accept accounts as collateral, simple fix.

Accounts is the best collateral on this forum, we can't denied it especially when the account rank is high. I'm not against about tagging account with neutral feedback, but i'm just comcerned on how lenders will gonna sell the account to recover the lost. The lenders is not expecting that the borrower will be defaulted. I think it is better to have a private list of defaulted account on loan and let someone on DT monitor on this list as well as where this account will gonna transfer, in that case we can controll scam attempts


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lone Shark on November 21, 2016, 04:11:08 PM
wow , just wow .
What are you trying to imply here? That it's a surprise that I agree with KWH or that their stance on the matter is as stated?

From what has been said here, this would be a dangerous precedent that would result in an implied restriction and discouragement to the lenders not to accept Bitcointalk accounts as collateral.
Did you even read anything written by me? The account was not tagged because it was collateral. I did not even know about this loan at the time of the negative rating, nor at the time of the PM (OP did not provide the link at that time).

Because leaving a red trust really destroys an account and makes it worthless. No one wants to trust an account with red trust; that's the truth. But getting a red trust from doing something which has been heavily debated as legal and valid in this forum, now that is unfair.
Yet you took in an account with 3 previous negative trust ratings as collateral. Interesting.

I predicted this was going to be brought up. In retrospect, I would say accepting that account was a newbie mistake on my part, and I have taken that one as a loss on my part.

It is the future transactions that lenders will do, is what I fear will be prejudiced if we can no longer dispose of the accounts we held as collateral.

So in light of these question, what do you guys propose us lenders do with an account left with us as guarantees for loans we give out? Or would you propose us lenders not to take accounts as collateral anymore?


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 21, 2016, 04:15:18 PM
I predicted this was going to be brought up. In retrospect, I would say accepting that account was a newbie mistake on my part, and I have taken that one as a loss on my part.
Of course it is going to get brought up as it is relevant and there's no reason to hide it.

It is the future transactions that lenders will do, is what I fear will be prejudiced if we can no longer dispose of the accounts we held as collateral.
So in light of these question, what do you guys propose us lenders do with an account left with us as guarantees for loans we give out? Or would you propose us lenders not to take accounts as collateral anymore?
IMHO you guys are on the error by accepting such accounts in the first place. There is zero guarantee that the account will not receive negative trust between the loan begin and time of ending/default (the same applies for forum bans, e.g. if you accept a sig. spamming account). This is a risk factor that has been seemingly overlooked.

Accounts is the best collateral on this forum, we can't denied it especially when the account rank is high.
No.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: actmyname on November 21, 2016, 10:43:20 PM
It is the future transactions that lenders will do, is what I fear will be prejudiced if we can no longer dispose of the accounts we held as collateral.

So in light of these question, what do you guys propose us lenders do with an account left with us as guarantees for loans we give out? Or would you propose us lenders not to take accounts as collateral anymore?

Simply put, you should have a plan before you accept anything from a person for collateral. Suppose I decided to take credit cards as collateral (hypothetical example). Should I be blamed when I try to sell them, or can I blame the person who is preventing me from selling the cards? Although accounts are not necessarily like that, it should still be noted that both of these examples negatively impact the market. Account sales lead to spamming or scamming. There are but a few examples of times that they are not like that, but I'm willing to bet that 95% of account sales lead to either one or the other. Are you willing to contribute to that?

And by preventing the collateral of being an account, that would be a factor in the decrease of account sales disguised as loans. Scammers would be forced to either ask for a low no-collateral loan (which I assume that they want to avoid) or be rejected by the loan provider. If this is implemented by loan providers, individuals that have collateral like stable altcoins (oxymoron for 90%+ of them) are your market, along with smaller loan requests.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: BlockEye on November 22, 2016, 12:19:18 AM
It is the future transactions that lenders will do, is what I fear will be prejudiced if we can no longer dispose of the accounts we held as collateral.

So in light of these question, what do you guys propose us lenders do with an account left with us as guarantees for loans we give out? Or would you propose us lenders not to take accounts as collateral anymore?
If this is implemented by loan providers, individuals that have collateral like stable altcoins (oxymoron for 90%+ of them) are your market, along with smaller loan requests.

Alt coin as a collateral is a good idea, but there is also risk on it especially when the loan has long time period, The value of the coin might deflate, because the term stable on alt coin trading is impossible. Because even bitcoin that well known as established coin faced a big price dump also. And if that happens, I think the borrower might decide to default the collateral.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: actmyname on November 22, 2016, 12:33:07 AM
Alt coin as a collateral is a good idea, but there is also risk on it especially when the loan has long time period, The value of the coin might deflate, because the term stable on alt coin trading is impossible. Because even bitcoin that well known as established coin faced a big price dump also. And if that happens, I think the borrower might decide to default the collateral.
Keep in mind that we're considering maybe 1-4 week long loans, and the relative stability of the altcoin is based completely on the discretion of the loan provider - like every single loan request.

There can also be conditional statements, for example: if the altcoin's value reaches a point where selling the collateral will return only 110% of the loan request, then the collateral will be sold immediately.

These failsafes may possibly stop potential threats (though it should be stated that there can be mass dumpings). Again, discretion.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: The Sceptical Chymist on November 22, 2016, 12:44:09 AM
wow , just wow .
What are you trying to imply here? That it's a surprise that I agree with KWH or that their stance on the matter is as stated?

From what has been said here, this would be a dangerous precedent that would result in an implied restriction and discouragement to the lenders not to accept Bitcointalk accounts as collateral.
Did you even read anything written by me? The account was not tagged because it was collateral. I did not even know about this loan at the time of the negative rating, nor at the time of the PM (OP did not provide the link at that time).

Because leaving a red trust really destroys an account and makes it worthless. No one wants to trust an account with red trust; that's the truth. But getting a red trust from doing something which has been heavily debated as legal and valid in this forum, now that is unfair.
Yet you took in an account with 3 previous negative trust ratings as collateral. Interesting.

I predicted this was going to be brought up. In retrospect, I would say accepting that account was a newbie mistake on my part, and I have taken that one as a loss on my part.

It is the future transactions that lenders will do, is what I fear will be prejudiced if we can no longer dispose of the accounts we held as collateral.

So in light of these question, what do you guys propose us lenders do with an account left with us as guarantees for loans we give out? Or would you propose us lenders not to take accounts as collateral anymore?
You asked me via PM to remove my feedback on that noob account, and I said no.  We discussed it, but I was hoping you'd start a topic like this so we could all talk about it. 

I don't support account sales, and taking them as collateral for loans I don't support either.  You trying to sell that account is only going to help the scammers and shitposters, and whilst the feedback I left might not apply anymore, if I removed it I would only be adding another negative for it being sold. 

You should have known that douchenozzle was going to abandon that account.  You didn't do it out of the kindness of your heart, you did it for profit and you got burned.  As I said in my PM, I respect your position but next time you'll know better.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: DarkStar_ on November 22, 2016, 12:50:04 AM
Keep in mind that we're considering maybe 1-4 week long loans
I have a active loan with altcoin collateral with a 3 month period  :D

There can also be conditional statements, for example: if the altcoin's value reaches a point where selling the collateral will return only 110% of the loan request, then the collateral will be sold immediately.
Most loans have these terms attached, and should to reduce the risk a lot for the lender.

These failsafes may possibly stop potential threats (though it should be stated that there can be mass dumpings). Again, discretion.
In case of a mass dump, you could keep your coins on an exchange, and set up a stop order where if the price reaches X, you automatically place a sell order at X price. Pretty safe if the first X is 110% value, and the second one is 100% loan value (will sell for higher if possible, but creates good margin).
IMHO you guys are on the error by accepting such accounts in the first place. There is zero guarantee that the account will not receive negative trust between the loan begin and time of ending/default (the same applies for forum bans, e.g. if you accept a sig. spamming account). This is a risk factor that has been seemingly overlooked.
Meh. People (almost) never have altcoin collateral in the first place.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: TwitchySeal on November 22, 2016, 03:49:40 AM
In my opinion, the only reason the accounts have value is because of the signature campaigns.  If someone purchases an account so they can earn more in a signature campaign, it would be a good investment, which is the only reason I would think one would want to purchase an account.  Lets work together and prevent the accounts from being sold for scamming purposes by all loaners agreeing to neutral tag every account the day it is sold as being sold on this day.  This tag would ideally have something stating in it that the account was sold and that no previous trust should be considered.  To give it purpose, I suggest that all ligament tags should have a reference back to the collateral loan where the account was lost.  I understand how account sales give scammers the opportunity to get over on people, but this would warn people which accounts have been purchased and which accounts were not.   

What most are not understanding, no offence high ranking members; however, anything can have a value to someone else.  It does not matter if it has a value to you or if it does not, if someone else has a purpose for it, then it has a value.   How many people throw away their plastic milk jugs after they are done being used?  Better yet, how many people send them to recycling?  Why do you do it?  Most people will answer because it is garbage.  Now if someone told you how you could come across 100,000 of those a day with very little effort and each one of them are worth $.012 USD, would throw them all away?  Most people would answer no.  The same goes with the accounts, they will always have value as long as someone else has a use for them. 
Lenders beware - if you accept an account as collateral, it might get neg feedback due to the actions of a previous owner.
This is not the case of someone scamming then selling their account via taking out a loan with their account as collateral. This is a case of the OP accepting accounts as collateral the borrower defaulting on the loan then Lauda leaving negative trust for said accounts. There was no scam nor scam attempt.

If someone has an account, and needs money, why shouldn't they be able to sell their account? (Which is what giving it up as collateral is doing). What do you think will happen if someone in need of money is unable to sell their account and is desperate?

I think KWH's policy is the most fair, although it does cause some issues.
I didn't say they shouldn't be able to sell their account.  Just that people should understand that when you takeover someone elses account, there's a risk they will receive neg feedback because of the actions of someone else.  There aren't many scenarios I can think of that I would remove negative feedback from an account because it had a new owner.  I don't think account trading should be banned, but I do think it should be discouraged. 


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lone Shark on November 22, 2016, 06:04:10 AM
@The Pharmacist: Profits is the main purpose why we are lending to people. But giving chances is another thing and should not be mixed with business. Regardless, I got burned with that. Count it as a mistake and charge it to experience. We all make our mistakes.

@Everyone who suggests altcoins: There are only a few people who would want to use altcoins as collateral. The reason is simple, if they had altcoins they have money. They only need to convert these coins into another asset like bitcoin or sell them for dollars.

In light of all these discussions, instead of discussing "why we lenders should stop accepting accounts as collateral" and "sold accounts are bad" why not let's move just to make it illegal selling, trading, farming, sharing, etc. of bitcointalk accounts? I support all your stance regarding the fight against spamming/scamming, however since the rules have this loophole regarding accounts, then let's just move to ban it.

Edit: What's the point of discouraging something if people are condemning to the point of just damaging the account to make it worthless? Just make it illegal.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Gunthar on November 22, 2016, 06:14:23 AM
however since the rules have this loophole regarding accounts, then let's just move to ban it.

Edit: What's the point of discouraging something if people are condemning to the point of just damaging the account to make it worthless? Just make it illegal.

Wrong!
If you ban account sales on THIS forum it will become even worse. Accounts would be sold/bought somewhere else (bitify, darknet, shitforums) and then used here without any (almost) control. I see their point: the only way to stop accounts trades is to make them useless with red/neutral tags...
~Gun


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lone Shark on November 22, 2016, 06:16:53 AM
however since the rules have this loophole regarding accounts, then let's just move to ban it.

Edit: What's the point of discouraging something if people are condemning to the point of just damaging the account to make it worthless? Just make it illegal.

Wrong!
If you ban account sales on THIS forum it will become even worse. Accounts would be sold/bought somewhere else (bitify, darknet, shitforums) and then used here without any (almost) control. I see their point: the only way to stop accounts trades is to make them useless with red/neutral tags...
~Gun

They can't stop every single transaction of accounts. They cannot tag every single one of them too. That's another truth.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Gunthar on November 22, 2016, 06:19:14 AM
however since the rules have this loophole regarding accounts, then let's just move to ban it.

Edit: What's the point of discouraging something if people are condemning to the point of just damaging the account to make it worthless? Just make it illegal.

Wrong!
If you ban account sales on THIS forum it will become even worse. Accounts would be sold/bought somewhere else (bitify, darknet, shitforums) and then used here without any (almost) control. I see their point: the only way to stop accounts trades is to make them useless with red/neutral tags...
~Gun

They can't stop every single transaction of accounts. They cannot tag every single one of them too. That's another truth.

Oh...say they can tag only 80%...does it make it better for you to accept accounts as collateral with the purpose to sell it?


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lone Shark on November 22, 2016, 06:20:41 AM
however since the rules have this loophole regarding accounts, then let's just move to ban it.

Edit: What's the point of discouraging something if people are condemning to the point of just damaging the account to make it worthless? Just make it illegal.

Wrong!
If you ban account sales on THIS forum it will become even worse. Accounts would be sold/bought somewhere else (bitify, darknet, shitforums) and then used here without any (almost) control. I see their point: the only way to stop accounts trades is to make them useless with red/neutral tags...
~Gun

They can't stop every single transaction of accounts. They cannot tag every single one of them too. That's another truth.

Oh...say they can tag only 80%...does it make it better for you to accept accounts as collateral with the purpose to sell it?

You're a lender as well. What do you do if you got accounts as collateral and they default? You use them yourself or you sell them or just say "oh well good bye money"?


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Gunthar on November 22, 2016, 06:23:58 AM
You're a lender as well. What do you do if you got accounts as collateral and they default? You use them yourself or you sell them or just say "oh well good bye money"?

Duh...the finger's laziness of early morning (or late night) uh...

I didnt want to get involved in this thread as well but at this point, since i'm a lender, there is something i'm interested about
Taking accounts as collateral is a bad idea.

I have some points:
  • My very personal opinion is that Lauda is right and OP is wrong: he didnt tag those accounts because collateral ready to be sold, but for other reasons and i'm sorry OP but it is the risk of our business and you should be aware of it. When you take an account as collateral you do it with a public signed message so: how would you ever think to hide it and be able to sell it without expecting a tag soon or later? Shield docet...
  • As i said many times, i run my business as a "mature" person: when you decide to lend out your money you must know the risks. One of the risks to take accounts as collateral is being tagged as account farmer/encouraging accounts trading. This is a fact. So the "maturity" of my business is the attempt to use an account as collateral only from people that would not ruin their reputation for a few bucks we are para-lending here. The final goal of a lending business is to have positive earnings > defaulted loans.
    More explained here:
    Do as i do: dont sell the accounts. Put a signature of your service in defaulted loans accounts: you will get more customers by that advertising and will stop supporting account farmers.
    Think on long terms about your business...
    References:
    https://bitcointalk.org/index.php?topic=1674878.msg16818586#msg16818586
    https://bitcointalk.org/index.php?topic=1674878.msg16818509#msg16818509
    ~Gun

So my question (based on the list above):
Taking accounts as collateral is a bad idea if you are going to feed the account market selling all yoru defaults. If you look at it like i said, yiou dont need to sell those accounts for multiple reasons:
  • As long as you gain experience in that, you will get less defaulters in your business
  • You can use those few defaulted accounts with your signature advertising your service and so spreading the voice about yoru business

I'd like to underline the concept once more: if i was a DT and i would see you run yoru lending busines with the only purpose to acquire collateral accounts and then sell them, i woudnt only tag your "bought" accounts: i would tag you as well.
~Gun


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lone Shark on November 22, 2016, 06:32:46 AM
So, you're saying use them and forget about your money lost? If this was the case why require useless collateral? Just do no collateral loans. So, in the end, we just lend money to trusted people on the forum. Oh right, they don't even number in the hundreds and most of them are rich enough to live without loans.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: TwitchySeal on November 22, 2016, 06:35:44 AM
Edit: What's the point of discouraging something if people are condemning to the point of just damaging the account to make it worthless? Just make it illegal.
How could they enforce it if it were banned?  Banning it would only reduce transparency.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Gunthar on November 22, 2016, 08:32:05 AM
So, you're saying use them and forget about your money lost? If this was the case why require useless collateral? Just do no collateral loans. So, in the end, we just lend money to trusted people on the forum. Oh right, they don't even number in the hundreds and most of them are rich enough to live without loans.

You are missing an important part of your business marketing: the outbound sales! I dont "use" them in the way you would use an alt: i put my signature on them:

In a phisical shop you would have INBOUND sales and (if you are smart enough) the OUTBOUND sales: inbound sales are the ones that happen in your shop, like a new customer enters and buy something. The outbound sales are the ones made by your representatives or agents OUTSIDE your shop walls: they chase potential customers around, where they live, where they walk, work, fuck etc.
Ported to a forum business: the inbound sales are those coming from a borrower visiting the lending section, reading your topic and applying for a loan. The outbound sales are those coming from a user reading the off.topic section (for example) and reading someone else signature, chasing potential borrowers where they post, read, comment.

Can you imagine the amount of scams i could have done with this user > https://bitcointalk.org/index.php?action=profile;u=9730 (or the amount of scam anyone else would have done if i sold this collateral?)

~Gun


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Decoded on November 22, 2016, 09:52:38 AM
I don't believe Lauda is doing something wrong. If you're berating him/her, then why aren't you bullying cryptodevil? (Not that it would do anything, heh). Cryptodevil negs ANYONE who he sees buying an account.

Lauda is simply enforcing the popular idea here that accounts used for collateral can be used for scamming, and consequently sold off to another scammer.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: actmyname on November 23, 2016, 10:53:53 PM
So, you're saying use them and forget about your money lost? If this was the case why require useless collateral? Just do no collateral loans. So, in the end, we just lend money to trusted people on the forum. Oh right, they don't even number in the hundreds and most of them are rich enough to live without loans.

Though Gunthar had some good points about this (which you can read above) I just want to add one more:

If you seize their account as collateral, they are down one account. It's gone forever, and you can do whatever you choose with it. If they are willing to do a no-collateral loan, it's almost as if the loanee is risking less if (when) they default. For example, while you still have the loan taken, during the time until repayment, you may decide to attempt to scam via currency exchange... or another loan provider (if they're new or stupid enough)  or any other means. Also, even with negative trust some newbies will still trust members due to their rank, so the account may have /some/ value.

When the account is seized, all those opportunities are lost. Between the time of request and the time when details are transferred (to escrow or otherwise) they can't enact any conspicuous activities.



Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 24, 2016, 08:37:10 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 24, 2016, 08:42:33 PM
With that said, no member, especially default trust members, should be allowed to tag the accounts because they were lost in collateral or because they are being sold.  
Seems that someone does not really understand the trust system. Nobody can disallow you from leaving a certain rating.

Allowing members like him to act on their own for the whole community brings down the value of the community.  
There is no evidence to back up these ludicrous claims.

Here is an idea, prohibit signature campaigns!!  That is the easiest fix.  
Prohibit account sales and account collateral, even simpler.

So I call any high staff member, default trust member or above to give me a legit reason on here why another member can tag an account that is being sold or an account that is being used for collateral, when there are no rules or regulations against it??
Because that's how the system works, i.e. there are no rules. There are actions that are frowned upon, and this account happened to do one of them. FYI trust is not moderated, so calling in 'high staff member' is a waste of bytes.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 24, 2016, 08:43:48 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 24, 2016, 08:46:38 PM
I am trying to get across here that THERE ARE NO RULES AGAINST SELLING/TRANSFERRING ACCOUNTS and THERE ARE NO RULES AGAINST USING ACCOUNTS AS COLLATERAL FOR A LOAN.  Because there are no rules as such, default trust members should not be allowed to abuse their level to pick and choose which accounts to mark and which ones not to mark that have been used for collateral or have been sold/transferred.  It is simple fair play.  Follow the rules and if you do not like the rules, petition to have them changed.  You should not be allowed to use your level to make the change yourself.  
There are no rules against scamming. Because there are no rules as such, default trust members should not be allowed to abuse their level to pick and choose which scammers to mark and which ones not to mark. Nice argument over here.

I'm done with this thread until a single reasonable argument is provided.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: The Sceptical Chymist on November 24, 2016, 08:48:41 PM
I didnt want to get involved in this thread as well but at this point, since i'm a lender, there is something i'm interested about
Taking accounts as collateral is a bad idea.

I have some points:
  • My very personal opinion is that Lauda is right and OP is wrong: he didnt tag those accounts because collateral ready to be sold, but for other reasons and i'm sorry OP but it is the risk of our business and you should be aware of it. When you take an account as collateral you do it with a public signed message so: how would you ever think to hide it and be able to sell it without expecting a tag soon or later? Shield docet...
  • As i said many times, i run my business as a "mature" person: when you decide to lend out your money you must know the risks. One of the risks to take accounts as collateral is being tagged as account farmer/encouraging accounts trading. This is a fact. So the "maturity" of my business is the attempt to use an account as collateral only from people that would not ruin their reputation for a few bucks we are para-lending here. The final goal of a lending business is to have positive earnings > defaulted loans.
    More explained here:
    Do as i do: dont sell the accounts. Put a signature of your service in defaulted loans accounts: you will get more customers by that advertising and will stop supporting account farmers.
    Think on long terms about your business...
    References:
    https://bitcointalk.org/index.php?topic=1674878.msg16818586#msg16818586
    https://bitcointalk.org/index.php?topic=1674878.msg16818509#msg16818509
    ~Gun

So my question (based on the list above):
Taking accounts as collateral is a bad idea if you are going to feed the account market selling all yoru defaults. If you look at it like i said, yiou dont need to sell those accounts for multiple reasons:
  • As long as you gain experience in that, you will get less defaulters in your business
  • You can use those few defaulted accounts with your signature advertising your service and so spreading the voice about yoru business

I'd like to underline the concept once more: if i was a DT and i would see you run yoru lending busines with the only purpose to acquire collateral accounts and then sell them, i woudnt only tag your "bought" accounts: i would tag you as well.
~Gun
Sorry, it has been a few since I have cared to get on.  I do understand Lauda and where his position is, but the facts are that there is no rules against selling these accounts in here.  There are also no rules against taking them for collateral.   With that said, no member, especially default trust members, should be allowed to tag the accounts because they were lost in collateral or because they are being sold.  For those who are using sold accounts to scam, they are not buying them here to begin with.  The real scammers are avoiding the whole system and buying elsewhere.  The #1 reason to buy an account is to make more money in a signature campaign.  if they place rules against it, then it will stop, but there are no rules prohibiting this; what that said, who is he to decide to stop someone from joining a signature campaign by making his remarks.

Allowing members like him to act on their own for the whole community brings down the value of the community.  Here is an idea, prohibit signature campaigns!!  That is the easiest fix.  Then these accounts would not be worth nothing to any other members and the prices would go down next to nothing.  80% of the lending would stop because the only collateral would be something like Altcoins, which most people will not bother borrowing when they can just exchange the coin.  So if the people who own and run the site wanted to prevent and help stop the scamming, they would just close the lending thread and prohibit signature campaigns.  Simple as that, however that will never happen.  I have a few websites in which users can apply for membership.  On all of those sites, it prevents people frmo making farmed accounts and such based a number of factors.  This protective measure would also help prevent farmed accounts and such.  It is plain as day, you can not mark a cross walk on a road, equipped with a button to push to allow you a turn to walk across and then punish the button pusher.  

So I call any high staff member, default trust member or above to give me a legit reason on here why another member can tag an account that is being sold or an account that is being used for collateral, when there are no rules or regulations against it??
Knighton, there are no rules against members leaving trust that they see fit.  You just don't like the trust you received.   You like arguing for the rules as long as they go your way, that's basically what this boils down to.

Do you have any evidence of where most accounts are bought and sold and for what purpose,  or is this an assertion just to strengthen your argument against tagging?


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 24, 2016, 08:54:40 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 24, 2016, 09:12:30 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 24, 2016, 09:28:55 PM
Interestingly now we have:
1) Act of calumny in the thread title, which has yet to be changed (I've given OP enough time). It is clearly wrong.
2) Trust abuse. You've started logging in alt accounts in order to spam me with negative ratings?


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: actmyname on November 24, 2016, 10:38:19 PM
I can understand agree that there is no rules on here where a member should be able to leave trust as they see fit; however, default trust members should be held to a higher standard.  because what they say makes a difference when someone is doing business with another member, the feedback they leave should be more regulated.  They should have to leave a reference to whatever trust they leave, not just a blanket trust which can not be proven, except by opinion.  There are plenty of great members on here who do just that without being asked.  I have lent over 20 BTC to members on this forum in the past 6 months.  I do not ask for or encourage them to leave trust for me.  It does not matter if they do, I know I am a good person and I do good things. 

I have attached a quote below:

Simply put, you should have a plan before you accept anything from a person for collateral. Suppose I decided to take credit cards as collateral (hypothetical example). Should I be blamed when I try to sell them, or can I blame the person who is preventing me from selling the cards? Although accounts are not necessarily like that, it should still be noted that both of these examples negatively impact the market. Account sales lead to spamming or scamming. There are but a few examples of times that they are not like that, but I'm willing to bet that 95% of account sales lead to either one or the other. Are you willing to contribute to that?

TL;DR - Account sales lead to scams or spam 95% of the time. Why do you think that's a good thing?

Can you please respond to it with a full argument without resorting to broken logic? This is concerning account sales, since it's what you're talking about. On the topic of accepting accounts for collateral, that's perfectly fine with me and most people as long as you don't attempt to sell it.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Quickseller on November 25, 2016, 02:42:40 AM
I'm done with this thread until a single reasonable argument is provided.
How about the fact that no one has taken anything of value against the will of of item's owner, nor has anyone attempted to do this -- in other words there has been no scam, nor a scam attempt.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 25, 2016, 05:24:26 AM
How about the fact that no one has taken anything of value against the will of of item's owner, nor has anyone attempted to do this -- in other words there has been no scam, nor a scam attempt.
That is a good argument. Nobody was scammed, nor am I tagging collateral accounts (hence the act of calumny).


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 25, 2016, 04:38:17 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 25, 2016, 04:54:02 PM
2.  I have not logged into nothing and started leaving you negative feedback.
Is that so? Rating from user feryjhie (https://bitcointalk.org/index.php?action=profile;u=329895):

https://i.imgur.com/0VPnZAO.png

Rating that you've left on the said user:

https://i.imgur.com/fhTrv7I.png

Something stinks here and it is not just the fish that I'm having for dinner.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 25, 2016, 05:07:12 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Gunthar on November 25, 2016, 05:23:12 PM
2.  I have not logged into nothing and started leaving you negative feedback.
Is that so? Rating from user feryjhie (https://bitcointalk.org/index.php?action=profile;u=329895):

https://i.imgur.com/0VPnZAO.png

Rating that you've left on the said user:

https://i.imgur.com/fhTrv7I.png

Something smells in here and it is not just the fish that I'm having for dinner.
So I off loaded the account to someone who is using it learn more about bitcoin.  Do you have an issue with this?  I loaned out .09 or so on this account and off loaded it for less.  Where is your concern.  I just explained to him what you did.  he was happy to leave that for you.  I thought it was funny.  
 
THE BIG QUESTION IS LAUDA
Why do you keep avoiding explaining your feedback and actions?  You are a Staff member in this forum.  Someone others are supposed to look up to and go to for assistance.  Someone who is supposed to help support the integrity of this forum.  Yet you keep bouncing around and not answering the main issue!  Please explain your feedback with no references and provide reference or proof that such feedback is true.   Why are you wasting all your time trying to put me down and make accusations you can not prove, and instead defend your actions as a respected member of this forum??   I have already done my homework and I have already stated if I am wrong and I put my foot in my mouth, I will say so and appologize.  I will change this thread and take back all my wrong statements.  So why are you so anxious to fight when you can just prove you are the trusted member for the position you are in, and be done with this all???  Now that smells fishy.

See Lauda, I do not care about this account.  As proven a number of times, if this account is banned or left red negative, I can just vacate it and move on.  I won't, because I do not really care; but I do care when it comes to calling out BS, and I smell a large pile of it coming from your lack of response when it comes to the actual accusations you are accused of.
http://https:/SNIPSBECAUSEITSCRAP/img.buzzfeed.com/buzzfeed-static/static/2015-07/30/16/enhanced/webdr14/enhanced-26782-1438287753-8.jpg

Reported.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 26, 2016, 03:14:17 PM
Please explain your feedback with no references and provide reference or proof that such feedback is true.
It is obvious that you do not understand the trust system and should read up on it. You do not have to leave any kind of references if you do not want to (e.g. "I do not trust X because of Y" is sufficient). I have updated those ratings now, as the accounts engage in trust abuse.

After consulting with others, I have left you a negative rating due to the act of calumny (https://en.wikipedia.org/wiki/Defamation) which is illegal (I've given you more than enough time). If you choose to rewrite it in a way which is not misleading, I will remove it.

Reported.
They have edited the post in the meanwhile.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 27, 2016, 07:46:01 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 27, 2016, 07:57:22 PM
Your claim of calumny would be correct if you could prove that my statements were false.  Because you have yet to even try to prove my claims were false, your claim of calumny has no standing anywhere.
No. It is you, who has to prove your alleged claims (something which you did not do).

After some additional digging, I see that one of the feedback you left was on an account you inquired about purchasing from another member but were turned down for a low offer.  Smells fishy to me!  I can not prove this, so it is just hearsay at this time.  I have messaged the member to give me proof so we can dig deeper into you.  
Another member committing felonies via defamatory statements? I can't wait to get more *details* about these fantasies.

..showing you have spent countless minutes bashing me and wining about it all on here..
I did no such thing.

..instead of taking 5 minutes to show proof your feedback is accurate or that you have good reason to leave it.  I think you will not show proof because you have no proof to show.  
I do not have to prove anything as the proof is in the post history on said accounts. Besides, even if they were not used for spamming, they are still used for account sales (diff. reason, same consequence).

Other trusted members are even agreeing with me, check your feedback.  
What other "trusted members"? All the negative ratings on me are from untrusted members which have been exposed in one way or another.

At this point I'm not even sure:
1) Which accounts are/were yours.
2) Where the loans took place.



Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 27, 2016, 08:39:02 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: KWH on November 27, 2016, 08:45:24 PM
Trust can be left for anything or for nothing at all, Positive, Neutral or Negative. If it is inaccurate, it will dilute the leavers credibility and if not corrected will render this persons credibility as useless.
This being said, nothing is/will come of this "tit for tat" as both party's think they are right. I would advise locking this thread and moving on. Once things cool off, maybe an agreement can be reached in PM.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 27, 2016, 09:56:21 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: TwitchySeal on November 27, 2016, 10:18:04 PM
My Responses in Red Bold
Your claim of calumny would be correct if you could prove that my statements were false.  Because you have yet to even try to prove my claims were false, your claim of calumny has no standing anywhere.
No. It is you, who has to prove your alleged claims (something which you did not do).
If you actually read through my posts, you would see that I have provided reasonable proof that my claims are reasonable.  Your complete refusal to address my claims, only make prove my statements are probably correct.  Just so you can see, here are the threads where I have given reasonable proof that these statements are true and correct (I have highlighted the areas in purple, bold, and underlined with my proof):
https://bitcointalk.org/index.php?topic=1682304.msg16889589#msg16889589 (https://bitcointalk.org/index.php?topic=1682304.msg16889589#msg16889589)
https://bitcointalk.org/index.php?topic=1682304.msg16899630#msg16899630 (https://bitcointalk.org/index.php?topic=1682304.msg16899630#msg16899630)
https://bitcointalk.org/index.php?topic=1682304.msg16915075#msg16915075 (https://bitcointalk.org/index.php?topic=1682304.msg16915075#msg16915075)
https://bitcointalk.org/index.php?topic=1682304.msg16980916#msg16980916 (https://bitcointalk.org/index.php?topic=1682304.msg16980916#msg16980916)
https://bitcointalk.org/index.php?topic=1682304.msg16981063#msg16981063 (https://bitcointalk.org/index.php?topic=1682304.msg16981063#msg16981063)
https://bitcointalk.org/index.php?topic=1682304.msg16988857#msg16988857 (https://bitcointalk.org/index.php?topic=1682304.msg16988857#msg16988857)

After some additional digging, I see that one of the feedback you left was on an account you inquired about purchasing from another member but were turned down for a low offer.  Smells fishy to me!  I can not prove this, so it is just hearsay at this time.  I have messaged the member to give me proof so we can dig deeper into you.  
Another member committing felonies via defamatory statements? I can't wait to get more *details* about these fantasies.
Again, if you read my statement correctly, it clearly states "I can not prove this, so it is just hearsay at this time.", and there is no felonies here you ignorant fool.  If you think I was being vulgar in calling you that, please look up the definitions of the words; describes you to a tea.  Let me show you how:  Libel (you incorrectly identify it as calumny) is considered a civil violation, not criminal, thus carrying no criminal rating such as "felonies".  Learn your law before you state it. 
 
..showing you have spent countless minutes bashing me and wining about it all on here..
I did no such thing.
Just because you take part of my sentence and comment on it does not make your comment valid to the purpost of the statement I have made.  You must be a politician.  This would explain why you have not addressed my accusations.

..instead of taking 5 minutes to show proof your feedback is accurate or that you have good reason to leave it.  I think you will not show proof because you have no proof to show.  
I do not have to prove anything as the proof is in the post history on said accounts. Besides, even if they were not used for spamming, they are still used for account sales (diff. reason, same consequence).
In order to claim my statements and title in my thread are trus, you do need to prove.  Next these accounts were not used for account sales, they were being sold.  Just like your false feedback, you do not know how to properly state true facts, do you.

Other trusted members are even agreeing with me, check your feedback.  
What other "trusted members"? All the negative ratings on me are from untrusted members which have been exposed in one way or another.
I may be incorrect about this, for I don't understand the levels of trust.  You are correct that all of the feedback are from un-trusted members.  But in reality, if the trust system allows people like you in there to make some of the incorrect comments you have made, is the trust system really accurate and dependable??  However, I am seeing that BG4 is a level 3 Default trust member, if I am seeing this correctly and this is the feedback he left you:
Lauda is clearly immature and is abusing the trust system and replacing his trust after any other trust I have received to hurt my Rep. Lauda is unstable and has no business being on any moderator list to be able to do this to someone be cause of a disagreement,,,

This is clearly moderator trust abuse...


At this point I'm not even sure:
1) Which accounts are/were yours.
What difference does it matter which accounts were mine.  If you think I am wasting my time to help my accounts, you are wrong.  I am in this to make sure the bitcointalk trust network, (not the joke of a trust system) does not fall to stupidity.  There are to many people out there who will not trust Bitcoin because of the number of people who are using it for illegal activity.  Having someone like  you in a Staff Position and in a Default trust level, making statements that you will not back up, does not help the trust others have about Bitcoin.  All it does it hurt the system even more.  Why would someone want to get on here and buy or sell something when you have Staff members in a Default trust level attempting to extort another member. (Image clip below)  Though this does not prove this is you trying to extort the other member, seemed funny you referring to yourself in the message in first person and just some added physiology for you Lauda, it has been founded in many studies when an individual is trying hide who they are online, they will make the mistake of claiming they are not someone else when it is brought to attention.  First you tried to exclude the validity of the evidence .by trying to scare the other member that it is not evidence.  If you were not the Lauda in this screen shot, you would have let the other member in this screenshot believe you were and ruin that Lauda's reputation, you would not have tried to protect it by claiming you may be a Doppler  Shame on you because he did not want to sell something you wanted.  You are not fit to be a Staff member on this forum nor are you fit to be trusted as a default trust member. This is my opinion, but I am going to call you out in another thread and ask for your removal of both.  Your actions bring down the integrity of this forum.  (To prevent Lauda's next claim of Libel or Calumny, this is my opinion which is protected under the first amendment) 
https://s11.postimg.org/8y9h68azn/laud.jpg (https://postimg.org/image/yh1tj8ujj/)free adult image hosting (https://postimage.org/)


2) Where the loans took place.
If you are not even sure of this information, how can anyone trust your opinion and statements?  Every other default member can tell me about the feedback they left a member when I question the feedback before giving a loan.  Why can't you??  But the community is supposed to trust your statements. 


If you dont trust her then remove her from your trust network and/or leave neg feedback.

You're looking at it like users should be considered innocent until proven guilty.  This isn't a law and order system, there is no criminal justice system.  It's just an online community with mostly anonymous users. 

Everyone should really consider everyone else guilty until proven innocent.



Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 27, 2016, 10:33:21 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 27, 2016, 10:45:21 PM
If you actually read through my posts, you would see that I have provided reasonable proof that my claims are reasonable.
-snip-
All you did was provide walls of useless text. As I have stated previously:
1) I do not know what accounts you interacted with.
2) I do not target accounts that are collateral.
3) The primary targets are spammers, account farmers, alts (abusers) and account traders.

Next these accounts were not used for account sales, they were being sold.  Just like your false feedback, you do not know how to properly state true facts, do you.
So selling accounts = not engaging in account sales ???

I may be incorrect about this, for I don't understand the levels of trust.  You are correct that all of the feedback are from un-trusted members.  
DT1 members are trusted by theymos, and DT2 members are those that are in the trust list of DT1 members. DT1 and DT2 are trusted by default.

However, I am seeing that BG4 is a level 3 Default trust member, if I am seeing this correctly and this is the feedback he left you:
-snip-
DT3 and further is deemed as untrusted, hence not visible by default. The BG4 situation is a whole other personal issue of a manufacturer unable to control their tantrum, with no relevance to this. Also the situation with defcon, and the chatlogs from a private chat is called poisoning the well fallacy. All those personal disputes were resolved, and I was not wrong in either one of them. This seems to be turning into a 'sling mud at Lauda' thread.

f you are not even sure of this information, how can anyone trust your opinion and statements?  Every other default member can tell me about the feedback they left a member when I question the feedback before giving a loan.  Why can't you??  But the community is supposed to trust your statements.
Do you have some comprehension problems? I have not left those accounts ratings due to any loans.

What difference does it matter which accounts were mine.  
-snip-
How about you stop writing useless walls of text, and get to the point in 2-3 sentences? What is it that you want from this thread now? I have clearly stated several times that the ratings were not left because they are collateral.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 27, 2016, 10:46:17 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 27, 2016, 11:20:06 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: KWH on November 27, 2016, 11:20:44 PM
Again:

Trust can be left for anything or for nothing at all, Positive, Neutral or Negative. If it is inaccurate, it will dilute the leavers credibility and if not corrected will render this persons credibility as useless.
This being said, nothing is/will come of this "tit for tat" as both party's think they are right. I would advise locking this thread and moving on. Once things cool off, maybe an agreement can be reached in PM.

Trust is not moderated except in cases of extreme abuse.

The options you have are:
1. Accept it and stop accepting accounts as collateral.
2. Keep accepting accounts as collateral but keep it to yourself when they default. ( If found, they will still be marked.)
3. Keep posting useless threads about it
4. Petition those that have Lauda in their WOT to remove him.

Many here see sold/bought accounts as a scourge to the community and see no problem identifying them as such. Although it is allowed, that does not mean the community will accept it.
I have also marked defaulted collateralized accounts with a Negative and will not remove them as I believe the community has a right to know with whom they are trading with. I did not do this to harm the lender but to protect those who would deal with them.
Keep in mind: You have no right to make a living here and you myself and others trade at Theymos whim. He could pull the plug at any time.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: minifrij on November 27, 2016, 11:23:03 PM
Put this thought in your head.  Lauda has left 64 negative trusts in the last 23 days of being registered.  The 1 & 1/2 years before that he left 1 negative trust.  He has left more trust in the last 23 days than he has positive and negative together in the pass years he has been a member.  Now put this swing on this.  He is a trusted default member placing feedback for others that are unfounded.  What if he starts placing positive feedback for members of which he owns the accounts?  Unless he made a mistake and it is posted somewhere on this forum, no one will know.  Others may trust his positive feedback because he is a default trust member, allowing him to scam with his other account(s) and dip out.  It is that simple.  If his negative feedback can not be proven, what is saying his positive ones are not just there for the purpose of setting up a scam???
Ah yeah, you're right. It makes absolutely no sense that someone would start giving out more trust feedbacks once they become trusted by default, meaning that people actually see and care about said feedback.
You're also right about Lauda only leaving positive trust to their alts. I mean, is it not obvious that accounts such as myself, Lutpin, Vod and others are all just pawns in Lauda's master plan to take over the forum and scam for hundreds of BTC? I'm amazed that you're the first one to notice. I mean, there is even blockchain evidence of (https://blockchain.info/address/16k11RCDuBcn8TYWwfyid3rF7pMC34yvBX) obvious bribery going on (https://www.blocktrail.com/BTC/tx/578808d2180bdad14e1dcf9c703efb8575f9dfbf90e581346eebe4014d7228a1)!

because there is no order in this forum when a default trust member can abuse the system.
Lauda sees account sales as untrustworthy, which they are. You partake in account sales, therefore they see you as untrustworthy and mark you as such. Doing so is not abuse, it is using the trust system as it is intended.
If you don't want this to happen there is a simple solution - stop doing account sales. Ask for collateral in your loans which won't make you look untrustworthy to accept. If not for that reason, then simply because accepting accounts as collateral is stupid anyway. The way that anyone can (rightfully) make the collateral worthless in a few clicks surely makes it obvious that it is a stupid thing to accept in the case of a defaulted loan.

Those accounts did not engage in selling accounts, because they were not selling themselves, I was selling them through a third party.
Were the accounts being sold? Yes? Therefore, it is account selling. It's not difficult to understand.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 27, 2016, 11:31:39 PM
You also stated that you do not know why they were left.  
You seem really confused here, let me clarify some stuff. First of, I know why I left the rating, and it is clearly stated in the feedback:
Quote
Signature Spammer & Farmed account + defaulted on a loan.
Also mentioned by you:
You say this, yet you put in the initial feedback - Signature Spammer & Farmed account + defaulted on a loan.
This is not about YOUR loan, but a loan that the account defaulted back in 2015 (https://bitcointalk.org/index.php?topic=1098303.0). Besides, that was not even the main reason behind the rating as it's clearly stated with "+ defaulted on a loan". I updated the trust rating and added proper reference in case that you're still confused.

I want you out of the Default Trust position.  You are a proven liar and all liars have a great chance to become a scammer.
No, I am not. If anything, you are proven to be either very confused or delusional.

People like you disgust me.
How kind of you.

Again, I ask you to try to get your point out in a few sentences. Those walls of text are redundant and won't make you seem like you have a good argument.

I mean, is it not obvious that accounts such as myself, Lutpin, Vod and others are all just pawns in Lauda's master plan to take over the forum and scam for hundreds of BTC?
Shh my perfect plan is coming all together slowly.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 27, 2016, 11:31:43 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 27, 2016, 11:34:29 PM
Could you please tell me how to find those who has Lauda in their DT?  I am sorry, I still do not know everything and I use this forum to learn.  I just do not want to see it be un-trusted because people like Lauda are permitted to do what they do.  
I'll help you out here: Blazed (https://bitcointalk.org/index.php?action=profile;u=134378), the same person that I asked to review this thread before I tagged you. I also thank you for correcting me regarding the legality, changed the rating to libel.

We need to bring more bitcoin users in, not let people like him scare them away.  Thank you for the help in advance.
If you mean scare away shady individuals and scammers, then you're right.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: The Sceptical Chymist on November 27, 2016, 11:42:30 PM
<snip>
No one here is getting this.  I Closed my loan service.  I AM NOT CONCERNED WITH ACCOUNTS AS COLLATERAL.  I am concerned with a default trust member who is abusing the system.  I am concerned with a default trust member who lies on trust, proven in this thread a number of times, from his own statements.  I am concerned with a default trust member who openly get caught in their own lies and are still considered default trust.  I am concerned with a proven liar being a staff member in one of the most used, if not the most used bitcoin forum, a forum where new bitcoin users come to learn about bitcoin.  I am concerned that we have a staff member with default trust rating who has the ability to perpetrate a fraud because he is a proven liar and has the power and trust to get people to believe.  If this does not concern you and other members, there is something seriously wrong, which will contribute to the fall of Bitcoin should it ever go down.  What kind of trust does this show new forum members??

Could you please tell me how to find those who has Lauda in their DT?  I am sorry, I still do not know everything and I use this forum to learn.  I just do not want to see it be un-trusted because people like Lauda are permitted to do what they do.  We need to bring more bitcoin users in, not let people like him scare them away.  Thank you for the help in advance.

I didn't realize you closed your loan service.  You probably said this, but my attention span doesn't allow for reading big, long, tombstone walls of textola.  Good for you, so you no longer have to take accounts as collateral and won't ever have to worry about being labeled a scunt by offloading said accounts onto scammers, spammers, account farmers, assorted cunts, and other account sellers.

Normally I would have flew into my normal internet rage and labelled you as an account-dealing SCUNT, but I happen to think you're trustworthy otherwise and used a modicum of restraint.  Not that it would matter much anyway, my trust feedbacks do not carry any more weight than those fools who, with mouths a-blazing, retardiated their venom all over my own trust page.  Sucks to be painted by DT but life will go on for all of us.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 27, 2016, 11:46:21 PM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 27, 2016, 11:56:08 PM
In the one feedback you left rating stating signature spammer, yet, no signature campaign.  Your reference shows feedback left for you after you left the feedback in the first place.  That does not show nothing other than your feedback is BS because THERE WAS NO SIGNATURE CAMPAIGN IN THE ACCOUNT to be spamming.  Tell us another one.
Oh really? ::) Look at what we have here:

Username: feryjhie
Bitcoin Address: 1FERyQMm4aPnmbzEmd3xb4FZnQyGkkYv4b
Member Type: sr member
Date Joined: 8 June
I want to enroll for this month

Name:   feryjhie
Posts:   1209
Activity:   252
Position:   Sr. Member
Addy same as before

Loan paid back - https://bitcointalk.org/index.php?topic=1098303.msg11717179#msg11717179 (https://bitcointalk.org/index.php?topic=1098303.msg11717179#msg11717179) (IN THE SAME THREAD AS YOU JUST QUOTED.....  There is something wrong with you.
Again shows you do not do your research and your feedback can not be trusted.
I'm well aware that they repaid the loan. However, they only did so when a scam accusation was raised against them which makes them untrustworthy.

You stated one thing and then stated another.  Read your feedback, you quoted signature spammer in a number of feedback with no signature and no activity in some time.  That is just one of the many examples I have stated.  The liar is telling us he is not a liar.  Do not hate me if we do not trust your word.
No. You are mistaken since I was saying that I was not aware of any loans (your loans), and you thought the 'defaulted on a loan' was regarding your own loan (which it is not).

They also did not wait until put in default trust to care about this forum and leave 64 times the negative feedback they left in the first 3 years of being a member, in the last 24 days.
Correct. DT3 ratings are mostly useless, thus leaving them would have been a pointless waste of time.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 28, 2016, 12:07:19 AM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 28, 2016, 12:14:13 AM
How did you determine he was accepted into the signature campaign?  That is right you did not.
Yeah, I totally did not determine that via this post:
Everyone has been added.

Again, account clearly change hands.  New owner, no reason to believe a scammer.
So if an account of a known scammer gets sold, all the previous ratings should be removed as the *new owner* is not a scammer? This would set a very dangerous precedence.

Again, there were no defaulted loans if you would have done your research.  Shame on you for not doing your research.
Seems like you are the one not doing any research here. Here is the user admitting that they have defaulted:

Sorry for the loan defaulted
They did repay after being called out later, but that does not undo the default.

Now you leave as much as you can for your power trip.
Others have come up with better accusations, e.g. I'm an alt of Lutpin, I'm getting paid by TF, I'm conspiring via SMAS. This is just not creative at all. :-[


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lutpin on November 28, 2016, 12:18:31 AM
June & February of 2015, over a year ago, Good Job finding that!!  How did you determine he was accepted into the signature campaign?  That is right you did not.
So you're telling me the user wasn't? And they still paid him for the fun of it?
eceff766d3e349adce9e62d1bc0be771980ef9b7479cce34d198043aefe171d8 (https://www.blocktrail.com/BTC/tx/eceff766d3e349adce9e62d1bc0be771980ef9b7479cce34d198043aefe171d8)

Username: feryjhie
Bitcoin Address: 1FERyQMm4aPnmbzEmd3xb4FZnQyGkkYv4b
Member Type: sr member
Date Joined: 8 June
Confirmed to both but please change your Personal Text immediately. Thank you all for joining!

Public Note: CloudThink.IO Signature Campaign Payout - June 15 (https://blockchain.info/tx/eceff766d3e349adce9e62d1bc0be771980ef9b7479cce34d198043aefe171d8)


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 28, 2016, 03:12:55 AM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Quickseller on November 28, 2016, 07:02:34 AM
How about the fact that no one has taken anything of value against the will of of item's owner, nor has anyone attempted to do this -- in other words there has been no scam, nor a scam attempt.
That is a good argument. Nobody was scammed, nor am I tagging collateral accounts (hence the act of calumny).
Maybe you should address my concern then.

BTW, if you have done something to damage the value of his property that was unjustified and not within your rights, then you have in fact committed a tort, and the result of litigation would likely be that you owe said owner of property money. Unless you have already paid said owner of property the amount of lost value, then said owner calling you a scammer would not be outside the bounds of what a reasonable person would consider a 'scammer'.

If a statement is false due to a technicality, and had the false statement been corrected, and the accurate statement would have damaged your reputation similarly would have been damaged, then the said statement is not slander. Additionally, in order for a statement to be slander, you must not only prove that it is false, but also that said statement actually harmed your reputation. I have seen no attempt of you even attempting either.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Vod on November 28, 2016, 07:14:58 AM
Maybe you should address my concern then.

The concern of a scammer?

You keep posting "in my opinion" but what makes you think anyone cares about the opinion of a scammer?

Are you so dense you don't see you have fifty negative trust points?

The OP is trying to build a better forum - kudos to him - he doesn't need advice from scammers.

Get over yourself.   ::)


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 28, 2016, 09:11:52 AM
Maybe you should address my concern then.
What concern?

If a statement is false due to a technicality, and had the false statement been corrected, and the accurate statement would have damaged your reputation similarly would have been damaged, then the said statement is not slander. Additionally, in order for a statement to be slander, you must not only prove that it is false, but also that said statement actually harmed your reputation. I have seen no attempt of you even attempting either.
Have you been reading anything? I have:
1) Shown that the rating was not left because the account was a collateral account in OP's loans.
2) Justified the rating as I have linked to all the activities, including (but not limited to): signature spam, loan default and account sales (which is obvious).
3) Updated those ratings to better reflect on the intent behind them.

The account was held for over a year with no scams or nothing like that and the only way Lauda found the account was from the thread that it was for sale.  
Correct. Even if we disregard everything else, this warrants a negative IMO. You should not be engaging in account sales as nothing good can come out of it!

The fact is that the account had no signature campaign when the feedback was left and it was tagged as a signature spammer.  If that was the case over a year ago, which it does not look like it was, based on the post comments, then it is OK that he tagged from that long ago?? You are also telling me that he looked that far back?  Come on, this smells all the way to the bank.
It most certainly was the case if you asses the post history. If you are too lazy to look that far back, that does not mean that I am too. It's only a few pages of post history.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: knightkon on November 29, 2016, 02:55:18 AM
Claim withdrawn.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: DarkStar_ on November 29, 2016, 04:37:15 AM
When I return, I will be posting my public petition to have you removed as default trust. 
Don't bother. Lauda is on Blazed trust list, so to have her removed, all you have to do is get blazed to remove her (probably won't happen). You could also lobby the other DT1 members, but you would need 2 to side with you to have her removed. That list is these people:
Quote
    theymos (1)
    HostFat (1)
    dooglus (1)
    Maged (1)
    dserrano5 (1)
    OgNasty (1)
    Tomatocage (1)
    SaltySpitoon (1)
    DeaDTerra (1)
    BadBear (1)
    philipma1957 (1)
    Cyrus (1)
    Blazed (1)
    OldScammerTag (1)

I can't think of 2 people on that list that would be likely to agree with you, but good luck.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lauda on November 29, 2016, 07:38:03 AM
Just in general, your posts do cross me as a signature spammer for some time now.  Just for reference in my saying that, I am using your reasoning against you and your post are as common and relevant where you post as the Hero account you flagged for activity from over a year ago; so based on your methods and reasoning that means you are in the same boat and should be tagged.
I have already served out punishment for my past activity, so that ends up being rather pointless. This isn't really an argument of any kind, but rather a red herring. You are directly diverting from the points that I've raised, and my rebuttal of claims such as 'no signature campaign'.

I can not complain about your moderator status, for I see nowhere where you have abused this position, but I will "do my research" as you say, just to be save I did not miss something in my public posting.
At least this is a reasonable stance. If you do find moderating errors, make sure to let me know. I'll be very thankful to be given a chance to improve!

Lauda is on Blazed trust list, so to have her removed, all you have to do is get blazed to remove her (probably won't happen).
Have we settled this question yet? :P

OP, I think this is the only reasonable way out of the complex situation that we find ourselves in:

I would advise locking this thread and moving on. Once things cool off, maybe an agreement can be reached in PM.
A witch hunt attempt won't remedy the situation at all, but then again that is solely up to you. I'm fine with both.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: abhishek.g on November 29, 2016, 10:53:32 AM
Lauda , Lutpin and yahoo are weird guys. They will misuse their trust ratings and will destroy your trust ratings. They are the real criminals. Their trust ratings should also be spoiled.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: Lutpin on November 29, 2016, 10:57:25 AM
Lauda , Lutpin and yahoo are weird guys.
guys? girls? apache helicopters?

They will misuse their trust ratings and will destroy your trust ratings.
Even yahoo who isn't in any relevant DT level currently?

They are the real criminals.
For realz? By what laws? Might wanna think about crowd-funding a lawsuit against us in that case.
Real criminals belong into jail or at least sentenced.

Their trust ratings should also be spoiled.
I get the pitchforks, you bring the torches, ok...wait, what?


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: abhishek.g on November 29, 2016, 11:49:18 AM
Lauda , Lutpin and yahoo are weird guys.
guys? girls? apache helicopters?

They will misuse their trust ratings and will destroy your trust ratings.
Even yahoo who isn't in any relevant DT level currently?

They are the real criminals.
For realz? By what laws? Might wanna think about crowd-funding a lawsuit against us in that case.
Real criminals belong into jail or at least sentenced.

Their trust ratings should also be spoiled.
I get the pitchforks, you bring the torches, ok...wait, what?

1. Nope , no apache, Antonov
2. You are not sure about what you are saying.
3. Yeah you all should be hanged till death.
4. Yeah seems a good idea, lets go for it.


Title: Re: LENDERS BEWARE OF - LAUDA - HE IS RED TAGGING LOAN COLLATERAL ACCOUNTS
Post by: TwitchySeal on November 29, 2016, 08:45:58 PM
Lauda , Lutpin and yahoo are weird guys.
guys? girls? apache helicopters?

They will misuse their trust ratings and will destroy your trust ratings.
Even yahoo who isn't in any relevant DT level currently?

They are the real criminals.
For realz? By what laws? Might wanna think about crowd-funding a lawsuit against us in that case.
Real criminals belong into jail or at least sentenced.

Their trust ratings should also be spoiled.
I get the pitchforks, you bring the torches, ok...wait, what?

1. Nope , no apache, Antonov
2. You do not sure about what you are saying.
3. Yeah you all should be hanged till death.
4. Yeah seems a good idea, lets go for it.

5. Cable, shade jealous want shy,
6. Abiding soup, prefer hyper potato.


Title: Re: WITHDRAWN
Post by: knightkon on December 09, 2016, 09:11:20 PM
Mod - Please remove this thread.  After some research, though I do not agree with some of the actions of the moderator, I do see this moderator is doing  more good on the thread and my personal opinions are just that opinions.  Please delete this thread.  I have corrected all posts.  Thank you in advance.


Title: Re: WITHDRAWN
Post by: Quickseller on December 10, 2016, 12:08:59 AM
Mod - Please remove this thread.  After some research, though I do not agree with some of the actions of the moderator, I do see this moderator is doing  more good on the thread and my personal opinions are just that opinions.  Please delete this thread.  I have corrected all posts.  Thank you in advance.
In other words, Lauda removed his negative rating in exchange for you withdrawing your criticism agains him :D


Title: Re: WITHDRAWN
Post by: minifrij on December 10, 2016, 01:32:16 AM
In other words, Lauda removed his negative rating in exchange for you withdrawing your criticism agains him :D
Of course. Lauda's feedback on the OP was referencing calumny/libel. If the OP withdrew this, there is no basis for a negative feedback to be there anymore. While I wouldn't, it is completely fair to remove the feedback all together.

In addition, the feedback on feryjhie (IIRC the account this thread was made over) is still there as it is still arguably valid (though should perhaps be updated if the feedback left on OP has been). What is your point?


Title: Re: WITHDRAWN
Post by: Quickseller on December 10, 2016, 04:05:53 AM
In other words, Lauda removed his negative rating in exchange for you withdrawing your criticism agains him :D
Of course. Lauda's feedback on the OP was referencing calumny/libel. If the OP withdrew this, there is no basis for a negative feedback to be there anymore. While I wouldn't, it is completely fair to remove the feedback all together.
It is weird how the OP received negative trust for calumny/libel (which is a BS reason for a rating BTW) for the calumny/libel in this thread, but he opened this thread because he had negative trust from Lauda. ::)


Title: Re: WITHDRAWN
Post by: knightkon on December 10, 2016, 04:33:57 PM
Just to confirm, I removed this post because Lauda made valid points for the feedback left on the accounts.  Even if I do not agree with the comments, I do agree that this forum gives him that right.  Even though it is not a rule that accounts are not allowed to be sold or used for collateral, it is a border to tread lightly on and like said in this thread, there is no rules on others leaving feedback based on their opinions.  With that said, the use of accounts as collateral does hurt the forum when the wrong people but the accounts for a scamming purpose.  I do think there needs to be a rule against this, but I do not run the forum.  Always remember that the purpose of this forum is to assist others with learning about bitcoin and exchanging ideas.  When there are arguments like I started, it undermines the purpose of this forum.  With that I lock this thread and ask it be deleted.