Bitcoin Forum

I think in the future, banks will dissappear, Wallet online Blockchain or Coinbase will replace Banks, we can look forward to a world in the use of virtual currency and transaction technology of Blockchain, Banks not suitable for future

and yet core devs think LN hubs (bank2.0/paypal2.0) is the future of bitcoin

imagine your real life. what is the main retailer you use the most often.. using LN will make that retailer becomes the new "BANK" where you will need their signoff on all fund movement requests.

EG
soon starbucks LN hub will be the bank of the future. requiring starbucks to authorise all transactions while starbucks hops the 'funds' to other entities. starbucks will put a 3-5day CLTV on settlements and CSV revoke chargebacks. and administrative penalties. EG not having enough fund available in the LN.(overdraft fee)

onchain should be the only solution. otherwise bitcoin is not solving anything, but just pushing fund managers into commercial hands

Blockchain probably will be peoples universal bank, since coinbase always make it hard to its members especially the US citizen, Funding limitation will limit its further growth

Exactly like that. There isn't a single soundfull promise left from Bitcoin. It's neither decentralized (miningpools do control it) nor funny anonymous internet money (ask DreadPirateRoberts about that) nor fit for ecommerce on a grand scale (transaction wise). Even the Mining/Production has left the user's hands.
And now bank2.0/paypal2.0 incomming :-\

The proposition you made is really good but you are not living in the future and the ground reality is that half the population does have access to internet connection and majority of the population are deprived of the basic needs and now you are talking about a digital world, its funny.

I don't think banks will easily be replaced by anything as banking system is with us from centuries and talking about blockchain & coinbase bitcoin wallet there is no doubt they are the top bitcoin web wallet right now but we can't assume them to be alternative for normal banks.

Banks may adopt blockchain technology in future as you can see lots of banks are researching on blockchain technology right now to enable them in their banking system. However bitcoin may not be able to replace banks within next few decades for sure.

We can not make any exact prediction for our future although many experts have claimed that Banks may disappear. The bank, in general, is still the useful centralized system which makes transactions in this world run easier. However, cryptos, which is the new invention of humankind, is not suitable for our bank system. There are many visionary for our future and all we can do now is to believe good things will happen to our digital currencies

It's fine that you are a 100% bitcoin enthusiast but you should never be blinded by some facts in the reality. Take my word it will never happen.

Rather than replacing, why just let the blockchain technology be added to give comfortability in financial transaction today? Two heads are better than one.

The only way banks could get replaced is if the system gets shut down and a new one would come up. But I don't think Bitcoin would replace them, because it's untraceable. Unless a new currency that has already been prepared for this scenario is ready, it cannot happen.

I cant see them dissappering, they will just change to fit the market they are presented with, which i what makes them dangerous to be honest.  they will use the system of the time to try and make money and control it.

 i have no doubt that once the banks really twig on to bitcoin they will try to take it over which will drive the price to new highs.  they will fail thankfully :)

We can't know how bank gonna operate in future so it will be quite hard to say banks will not be suitable for future. Banks will surely keep upgrading themselves with new and better technology in coming days to remain reliable.

But Bitcoin may take large portion of world's financial transaction in future with increasing demand and adoption it is getting right now. I should admit that for me bitcoin is better than banks.

Well nothing is predictable especially when it comes to the future, so we can't say anything about a few years later from now. And banks have been existing for decades now, their existence can be seen as one of the first sign of world's economy growth and we still can't deny the benefits of banks in some particular cases, so banks won't let bitcoin take over that easy.

i just can wondering if banks use blockchain technology
so nothing have to go dissapear or replaced , but collaborated
banks is still better than bitcoin at least for now
but i put my faith on them for the future of money.

coinbase is a bank

and besides as long as we are using fiat, the banks will exist and we are using fiat for all the future we can see.

No, there's no way to replace bank, unless bank use blockchain technology, but there's no decentralization will implement, no. The government will always want to control your life in many ways.
Any country currency will turn into digital form in the future I think.

I think bank will not disappear. I think the bank will continue to follow the development to be able to get more consumers. The bank also still be choice of many people because the bank not only to save money and transactions, but there are others such loan money. Wallet such as blockchain only as an alternative as to facilitate the transaction.

I would argue that it all will never happen. Because the Bank is the financial center of the country, if the Bank is missing then everything would also be messy and missing. Indeed it is possible that in the future the Bank will disappear, but missing from this word is because banks have already changed their form and functionality. So that in the future the bank only received a few reports and can't control all the money held by all citizens. For now we can store safely and could definitely give you an advantage
 

it is the hope of all people today. especially those people who have been using bitcoin and feel the benefits. but in fact it would be difficult to happen, because it requires a legal regulation. especially a regulation made by the government of a country. when it has had a clear legal powers it can develop into a bitcoin BANK.

many people say that the bank no longer fit for future storage because it provides benefits that are not too much. but, I feel it is still an option for people to save money today. I think the defense is owned by bitcoin is still better, in addition, bank guarantees 100% refund if someday there is a problem. if bitcoin able to have such facilities, then I'm sure the banks are no longer needed for the future.

It's depend on your country. Some country can accept but the other countries aren't.

Core does not centralize, it is what keeps us decentralized. Having a decentralized network where nodes are spread and everyone can run their nodes even from your mom's basement, is an expensive thing, this does not come at a price. Building on top of this decentralized network is the best thing we can do. If you are paranoid that LN is "centralized" you can always pay more and wait more to send a transaction directly through the blockchain, but stop dreaming with magical koolaids like Bitcoin Unlimited and other scams.

Theres a possibility that this thing will surely happen on the future but we cant be still assure that banks will vanished since they will definitely still exist and developed even more since government will surely allow it if banks would decide to make electronic online transactions.It does still depend on which country you live in.It depends on their decision if they would adopt or not.

I don't think banks will disappear in the future. Maybe it will, but most likely it would not happen as banks serve a great purpose in the financial world and in all societies. I agree with the government allowing banks to create digital currency. This could happen. Digital currency that is controlled by banks. Online bank is somehow evolving into a digital currency. So this could be the future of banks.

Wait, wait, wait,... are you saying BU is a scam???
Bitcoin Unlimited is just a proposal for bigger blocks... How are bigger blocks going to steal your money? If anything bigger blocks would mean lower tx fees... I'm not saying bigger blocks are the way to scale, but please do your research before posting, or give some arguments why you think something might be a scam.

The technology of Blockchain is not totally clear to me and I don't even imaging the world without such old institute of our life as banks. I think they always will have place to be.

I believe in Blockchain technology and that it will have a bright future but I don't think Banks will be replaced by it or Banks will die out in future. Banks will be there in future, they will offer more services but we can see more people using bitcoin and other crypto currencies to transfer value.

Agreed, In a crypto world the main purpose of banks would shift from "the place to store money" to e.g. "the place that invests your money" or "the place to go to for borrowing money".

Thats the thing on my mind on which banks would hardly disappear in near future infact they will definitely build their own system and you are right banks do play a big role in economic state on a particular country thats why it would be really hard if they would vanished completely.This is really an nearly impossible thing to happen.

Of course, When we are using crypto currency for payment and purchase it means we do not need banks as payment center .
The bank will not be useful for us so The bank will disappear from the planet and we don't have any concept of bank anymore.

wake up

1. the fee is going up because of mechanisms implemented by core to push the prices up. done intentionally
2. they want you to move over to LN, again intentionally
3. they are holding onchain scaling back to push that agenda of intentionally taking away the freedom of bitcoin and reduce it to commercialised permissioned system.
4. the equipment cost to run a node is not anything more than a desktop. infact bitcoin would run on a raspberry pi
5. distribution vs decentralization are 2 separate things.bitcoin is wll distributed, but diverse and decentralized. hell know..
6. by calling everything not core a scam. you are proving bitcoin is not decentralized and proving you dont want decentralization. so how about be honest and just use the word distributed, so you can atleast say one honest thing about the way you see bitcoin

Lol . The use of banks to us is not limited by being payment centers . It has a wide uses that helps an individual to even the larger ones like the country itself or its government so I don't see it disappearing anytime soon, It might just adapt to the world itself. Plus don't forget that banks existed for a long time ago this proves that people needs it  . Since no one knows the future, everyone can make a speculation regardless if its proof supported or not, Who Knows it might come true  :D

We are far away from a world where banks should be disappeared. Do you believe bankers will keep their fingers crossed and wait bitcoiners to take over the keys? In addition you mention the Coibbase. I believe that you told it as a joke. Do you know coinbase policy and complaints of its customers? http://www.complaintsboard.com/coinbase-b125588 and http://bittrust.org/coinbase and many others if you spend a few minutes to search.

The news announced by Citi bank by last month was about bitcoins. They said bitcoin could be the revolution for banking system. So this is showing that banking system or government may accept the bitcoin soon.

You are absolutely correct bro.....

The banks are fast losing out with their low Monthly interest rates. People are becoming wiser. It's just a metter of time before people get exposed to the potentials in bitcoin.

As the world revolves with modern innovation of technologies then theres no reason that bank no longer fit the future.If the people are more wiser and adopting the modern use of money and its easy to use rather than in the bank then there is a possibility that bank will vanish in the future.

because in the future more people choose the easy way. they want a payment method that is cheap and also fast. BANK are analog and are not growing rapidly. for some people BANK is very difficult to use.

That will not happen. Banks are now integrating blockchain based technology in the banking system. Sooner or later we will be surprised that fiat digital money will be the future of banks. China has made the first move by releasing its prototype fiat virtual currency on September 2017. So saying that banks will not fit, it is no longer applicable.

Since somebody had already started the revolution, soon others will follow. If their digital currency materialize and really work out fine, it will be a model to other country. Aside from that, banks as mentioned in the other threads, don't just deal on keeping money  or releasing it, they are doing transactions more than  that.

We only see these types of thing happen in dream :p I don't think so bitcoin will replace banks because banks have cover a very large area and banks are available 24/7 for their users and people have more trust on banks than bitcoin wallet, because if you lost your money from bank you can claim your bank and when you lost money from online wallet then no one there who recover your lost money.

i also agree with you banks are not going to disappear, but their importance and their uses will decrease with the passage of time. because in future most of the people will turn to bitcoin and few people will be using fiat but i think still it will take a lot of time.

Banks will surely adopt Blockchain technology. Near or in the future bank will continue to provide their services. Already in several countries banks have been under trial for their own Blockchain which might come to effect soon.

I see one of the main function of a bank is to keep money saved and to give money in rent to people who need it. And if the first function seemed to be repeated by bitcoin, the second one seems to me not. How bitcoin can replace banks in giving kredits case.

I am stunned by your stupidity. I'm sorry to say this, but banks can't be disappeared just like that and blockchain can't be the future for the banks. Probably the blockchain technology will be adopted by the bank to improve their transactions and other aspects related to banking channel.

But banking system is so deeply rooted in our society, it can't be uprooted very easily. Bitcoin and blockchain is definitely not the replacement for banking system and it will never be.

I think banks will not accepted to connect to the blockchain since banks are always doing to protect their customer and they don't want to get fraudulent in bank system.. except for the other banks if there is a new banks related for bitcoin only maybe.. but for those old banks i think they do not want to involve in bitcoin unless if there is a 3rd party company and legal documents that they are running a bitcoin related before banks can connect and trust the owner. .

No, it will be possible. Instead of getting loans from bank, with bitcoins you will be getting opportunity to avail a loan from your neighbor or from your colleague. Yes, peer to peer lending will be highly feasible with bitcoin and it is already happening here in this forum too.

Banks trying to monopoly of all these types of services and business. When we are having our own power we need not to rely on any central banks who will be always targeting us for excess fees and taxes.

It's true that banks are mostly conservative financial institutions focused on their own profit that have caused every single financial crisis in the world. But no Bitcoin not any other virtual currency or something similar will replace banks and finish their existance, this is just not possible.
We can only use Bitcoin as an alternative and force banks at least a one tiny bit to change the behaviour to their clients.

      This would be the most desirable but I am afraid that is not going to happen in near future. Let me to clarify this for you. When we say fiat we don't mean only paper money. Fiat is a currency established as money by government regulation or law https://en.wikipedia.org/wiki/Fiat_money. That is using your credit/debit card is fiat too. Therefore banks using the corresponding governments has decide to restrict paper money and go to a cashless world. That means people will transact using checks, web banking and plastic cards. More over some countries already start to experience in a form of centralized blockchain technology creating their digital coins https://www.ft.com/content/f15d3ab6-750d-11e6-bf48-b372cdb1043a. Then is matter of time to see who will dominate.

Beside the fact that Bitcoin doesn't stand a chance when it comes to replacing banks and other financial institutions, there is absolutely no need to do so. Both can work alongside each other without any problems. Look right now, I am making use of both at the same time and I really like that. It gives me best of both worlds. People make themselves choose while there is no point in doing so. If you want to use banks, then fine. If you want to use Bitcoin, then fine. If you use both, then fine. People make problems out of nothing.

I doubt bitcoin can replace banks, and it wont happen, its more easy to banks to accept crypto currencies accounts, legalizing the trading of them and making the traders as well the crypto world. Banks wont be replaced anytime soon be sure of that, banks are already adopting the new era of digital stuffs step by step.

yes i also agree with you. that banks are not going to be useless, i think that when banks will realize the importance of bitcoin then they will start accepting bitcoins and will setup some special system for it.

This is too optimistic if banks see a great majority of people begin to use bitcoin then they will begin to offer their services and since they have a lot of power, economical and political then they could get a great market share very rapidly.

the bank would no longer fit for the future cause there are wallets there who always updating and improving by the owner. Even the bank has secure and reliable also the wallets the same too. So the bank is useless even if they approve it.

Banks still remain because it is not online and i think much safe if you use banks thank bitcoin unlike right now they are using coinbase many people are complaining about fraudulent buying in bitcoin treding on reddit and i think they can just good as partner for exchanging money or for transferring bitcoin if they are always using a 3rd party..

Banks will always be a feature within modern economies for one reason or another. It's not like they'll all magically disappear and never come back even if everyone changes their main currency to Bitcoin. They will always store stuff, lend money, and earn minute amounts of interest on the money they do go and loan out. Bitcoin just makes it a lot harder for them to do something like that.

The fact that banks have been here for a long time is actually a competitive advantage, but people tend to look for easier and cheaper solutions to get things done, and with the use of the internet, many people will know that Bitcoin is capable to simplify things and solve many problems, making the economy a better economy.

if there are any mass adoption from the most country and people don't believe with banks, then i think bank would no longer fit for the future, because people wants to make their account safe and secure and i think people can not accepted if their money can not grow and its because of the higher fee that increase from time to time and they should pay the fee every month.

Banks wont disappear no matter what how blockchain and online payments would evolve and government would really plan to create their own which banks are involve for sure. Banks would still remain and its impossible to be useless in my own view as long theres government they wont do such thing to remove them.

everything evolves, and banks and their system that they use today will also evolve in the future. the same way that banking system is not the same as 20 years ago, it simply won't be the same in 20 years in the future either. we may even see them integrate with bitcoin.

Yes I agree with you, there are people who are always looking for new things and ready to take the risk and we are those kinds of people. But still, there are people who like old style and don't prefer changes, especially if those changes are life-changing ones. And it's hard to persuade them to try out new things, it's even trickier when bitcoin is considered dangerous in a minority of people.

to me i think those people who are taking chance and risk are always succeeded, but if you will not take the chance you cannot to any thing, for example if i want to invest my bitcoin in trading alt coin, then i have to take risk and select a coin which i consider best for trading, and may be the price of altcoin goes up and can give me good profit  but if i am not taking the chance and risk i cannot make money in trading.

yes that is right to say that if a person is taking risk he can get and if a person is not taking risk then he cannot get the desire result.

banks are available to be accessed around the globe, while blockchain is not like that. I mean not everyone can access blockchain when he/she does not know how it works. beside that, blockchain is only used in a very little amount of countries. so I think it is too early to say that blockchain can replace banks.

I don't Think this would happen to all the banks in the world. Some countries would resist to accept BTC as a valid currency ans they will keep the fiat in the streets.

Disappearance if banks is not possible i guess. Majority if people in the world are using banks. Keep in mind that we cant store fiat in our bitcoin wallet. So banks will be always a better option to store our fiats. Theres a possibilty that banks will adapt blockchain technology for their transactions.

It will be impossible to make bank disappear, a country need bank not only to keep the citizen money but also to become the economics foundation, and bitcoin won't be able to do that, bitcoin can become the sub currency to accompany fiat, but to replace a bank it will be impossible

That is farthest thing that bitcoin can be, the so called sub currency online. Government and banks are linked together not because government owned the banks but because people running in the government office are being financed by big owners of the bank. This implies that in their whim they could just make bitcoin be illegal with the use of their connections. So this is a clear example why the banks will survive and bitcoin cannot do something about it. As of now banks are now integrating blockchain technology into their system and they are now turning fiat currency into a digital currency and that will soon result into a cashless society for all of us.

Why the Bank would no longer fit for the future?

Banks are still able to adapt the trends and technology

yes i also agree with you. i also do not think that banks will ever disappear. because the majority of people still using fiat and they do not know about, bitcoin and the second reason is that most of the people even countries do not have access to computer and internet therefore it is difficult for them to get the service of bitcoin even in near future, therefore banks will continue for a long time.

We should keep in mind, now still bitcoin is not used in all over the world and also majority of the people are here who still don't know about any crypto currency. So it is really impossible for me, that bitcoin could disappear the bank. We are using bank because of fiat currency, and we are using blockchain because of crypto currency. When ever still fiat is here than still banks would work and i know fiat currency always be here in the world.       

Banks will always be there even in the future, and bitcoin will never dethrone it in its position...It will not disappear because of the existence of bitcoin and the blockchain, and it is not enough, banks has more business made each day and not just keeping money... In fact, blockchain technology will be a great help to the banking system...

Who knows, one day, bank will be integrated and use both bitcoin and fiat deposit and with the use of blockchain technology...  :)

They aren't usually the fastest to adapt. 

If they really do embrace blockchain technology, they could be signing their own death warrant. There are few advantages to having your bitcoin in a bank, and I think we could expect fractional reserve banking to happen with crypto too, if banks get involved.

Banks don't like doing their job, i.e. storing people's money. They always see it as an opportunity to make more money, literally and in terms of profit.

Let's face the reality that bank will always be in the future, whatever improvement or changes in our fiat system in the coming future bank will still be the one to monitor and control it. We have tried the decentralize system but we have the government that will always not allow the people not to follow the laws and regulation in our respective locations. Banks will stay and I hope crypto will improve and be working with banks if possible.

I partly agree with op post here that Blockchain technology shall take over in future and there are many examples to suggest that it is happening. Many banks are opting for blockchain technology but what most people fail to see it is that, it was bitcoin that made every one use blockchain, without Bitcoin will people really be interested I am not really sure. But I don't see banks disappearing anytime soon in the long run.

I agree, its not possible to happen that banks will disappear in the future, majority of people dont have knowledge yet about bitcoin or any other crypto currencies. but it would be better if btc and banks work together in the future im looking forward for that to happen.

That's just the "dream" of bitcoiner's. Banks will always be there and I don't think BTC is going to overthrow USD in the close time therefore it will be even in USD, it fills quite some needs for loaners, lenders and as well as the whole financial system so it's not going away although it's centralization. Curious to see if a bitcoin "bank" -a real bank- would ever come? ...

Soon, banks will be using blockchain technology and will be using their digital money that's true, there are two things that might possibly happen when that happens, it is either they will adopt bitcoin and use it along with money, meaning they might be accepting bitcoin as a deposit or use it like how we transact fiat in banks, and the other scenario is that banks might dump bitcoin and start to file  a case against the use of it.

With this scenarios, and bank as a legal entity, they will be living as long as they are on the government side and possibly the biggest rival of bitcoin.  :)

I think that won't happen even in the future. A bank has more purpose than sending and receiving Money. They also lend money to people who need it. That is what the call loans in which they earn interest from it. Bitcoin wallets can't do that because there is no entity handling the flow of money to be given out to.

I do not agree that banks will disappear because banks provide different services for its clients from loans, savings account, mortgages and easy secure money transfers, and unlike service providers like blockchain which have not got to be adopted by our governments... we shall still rely on the usual fiat services.

I agree but some people will rest assure that their money are safe so I can say that bank will still exist in the future but most of the people will use the bitcoin that will be happen if the bitcoin wallets add security features in sending and receiving in that way they can be catchy for people and the people will go to the bitcoin because they know that their money is safe in bitcoin. In that way the bitcoin will replace the banks in the future

That's the true fact, banks still continue to be used as the financial supporters as well the backing of the country's economy. For this reason fiat won't be replaced by digital currencies which evolved as an alternate solution for banking needs, which is slowly spreading to make everything digitalized.

I also think that banks along with fiat currencies will continue to exist for a long time, not just because of the financial supporters, but the reason also lies in the fact that fiat money is somehow still the origin of bitcoin, and without fiat money, bitcoin won't have anything to compare with and it won't have any value then. Also, fiat money plays a big role in the economic world, so it's hard to change this.

I agree, and I do not understand why people on bitcoin forums are so dramatic about banks and fiat! you can never see this in real life or in anywhere else.
I mean I get how we all like bitcoin and are using it, and even many of us would love to live of bitcoin only but still we are happily using banks and fiat everyday without blinking and we want fiat gone, that is what I call paradox!

Definitely that should be put into our mind, it's more smart and realistic than thinking bitcoin will rule and fiat will be replace. Bitcoin is not independent when it comes to value as without fiat it's worthless, the only thing that makes it more valuable is it's system that is very innovative to give people the best experience with cheap and fast transaction online, without our support with the governments rule to prohibit it, it will not continue to succeed.

You are correct why people do keep insisting this kind of question related to banks and fiat and they are soo much affected on the creation of bitcoin which they are already thinking impossible scenarios might happen in the long run.I could say banks would still remain no matter what as long there is fiat it would stood still.Bitcoin is just an alternative and wont replace fiat.

Nope banks in the future will never disappear, Even theres an blockchain or any web wallet onlone people will always choose where there money are safer than using this not familiar wallet for them yes even the technology are upgrading. they still make bank disappear

Exactly it will not be replaced the fact that it was not yet well known in especially in our country. Maybe the reason why some concluding that fiats will just be over in bitcoin is When you got surrounded by people little by little from having 2 up to 10 colleagues or friends interested in bitcoin and whose also using bitcoin. Both of you dreamed more on using it over and over. It was fun to fantasized things when you really enjoys having it. Same with me it is much comfortable for me of bitcoin will be like our fiat that can use anytime anywhere.

yes, bitcoin can replace such function of banks as keeping/saving money. but itis not the one function of the bank. Kredits/loans are also on the big demand today. I doubt that bitcoin will be able to replace this side of banks activity. so banks will not dissappear.

I agree with you, because bitcoins can become new currency can be used for transactions daily or global payment, doesn't mean will make banks will be disappear at least for today because the banks usually are part of countries, there are some banks be made by government of countries, it is mean the government of countries must be disappear too.

I could say bitcoin would be replacement for fiat currency in future and all the banks and finance companies will go with bitcoin and other digital coin revolution. To see the banking sector, you could search and see the Citi bank announcement about bitcoin.

I don't really like to say something so sure. It can happened tho, if the economic situation is good and the end of the world won't come until summer and the btc keeps proving how good it is, yes it's very possible ;) I want to happen something like this very soon.

I agree with you ! Banks are not needed. People dont need them or want them anymore because bitcoin enables us to break free from that. It is great and liberating. This is a key aspect of bitcoin.

Untrue. even if the economy starts to fall, banks will still exist, they are not just after the money and that transaction alone, they have transactions which is playing a role in the government. When economy starts to fail, we might not like it your country might be nearing a chaos.

Banks will always stay, they can improve their service and make some upgrade for the better, by that, for sure they are fit to be in the future.

yes and it can only happen when all the people of the world will start using bitcoin and it all most impossible in near future, therefore i also think that banks will survive for a long time and my be in far future it become possible and people convert banks account into online wallet.

I partially agree with you guys but I think, not everyone is capable of using bitcoin or crypto currency today so complete shutdown of banks is not a good idea. I am sure banks will have their own blockchain technology and they will be using it for their transactions and it will take a decade or two for majority of the population to learn and adapt crypto currency in day to day life.

Bank will always exist as far as I understand, cybercoin can not complete replace bank. It can partially replace fiat, but will not be able to completely replace it. I can't image a only digital world, it will not exist.

Well, if you want an idea about how we will go on when we are already digital just take a look at the movie "in time" starring justin timberlake... Most likely that's the scenario  minus the exageration that if you run out of time you'll die... when everything is digital, you just have to swipe your bitcoin and you're done when purchasing..

With regards about the bank, no they won't disappear...They don't survive the test of time since before if they didn't make a lot of upgrades in their system...  :)

maybe bank will be transformed for different function in future because if banks didn't follow with technology, then the banks can be disappear and people will not use banks for transaction and use other service like bitcoin. the future will be full with new technology, with or without we agree, because every time we see that new technology is born and introduce to people, so i think banks will follow with new technology and they will still be exist in the future, as long as people still use the banks for make transaction.

Banks cannot easily follow new technology because they are regulated by the government and they have the laws to follow. Bitcoin is very revolutionary but it does not mean that banks cannot have the same system, in fact they are planning to copy the system of bitcoin and make their own crypto like currencies.