Bitcoin Forum

In this table I will present the comparison of loading fees of most popular bitcoin debit card providers:

Last update: 2017-05-08

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1462.2528	1175.39	1462.6	1468.67	1468.31	1458.8594345169	1407.40628982256
Margin	2.28%	21.45%	2.26%	1.86%	1.88%	2.51%	5.95%
Loading fee	0%	0%	1%	0%	1%	1	0%
Total margin	2.28%	21.45%	3.26%	1.86%	2.88%	2.58%	5.95%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
You get EUR for one BTC final	1442.2528	1146.39	1420.974	1447.67	1424.6369	1442.8694345169	Not applicable

The Bitstamp price is 1496.43 EUR for 1 BTC                                                                                                         

It's pretty normal In my opinion as most of bitcoin services have hidden fees unless they state otherwise in their fees page. Somehow , It's the users fault as well because these services would never exist If people don't use them . I'm almost sure that people switched from PayPal for example to bitcoin just because of the fees , so seeing bitcoiners using bitcoin debit cards with high fees is definitely not something logical.

https://bitcointalk.org/index.php?topic=1485950.msg16173785#msg16173785

This is not much completed because there are many other companies that offer bitcoin debit cards services.
Sprectocoin has some scam accusation in the past (not sure if this is still an open case).
If I were you I would add Coinsbank and they have more than one type of bitcoin debit cards available for different reasons.

The competition among Bitcoin debit cards is biger and biger so their services will become cheaper with time and hope with more features and quality. I'm using Xapo at the moment and to my opinion they are among the best although they have introduced the fee for very small transactions which some users don't like.

Xapo has been my wallet since it began close to 2014/2015... My debit card is still not something i'm worried about until I build up more, although it's better than the competitors with the Withdraw from PayPal feature spurring money without needing to buy using a bank.

Any provider would require security and further their brand to stay up n the charts, but I feel they all have unique potential with how BTC grows with every part of the financial sector.

Current loading prices:

Bitcoin Price: 999.00 EUR/BTC (at Bitstamp)

Xapo: 985.75 EUR/BTC 1.33%
Wirex: 970.99 EUR/BTC 2.80%
Cryptopay: 974.19 EUR/BTC 2.48% (+1% loading fee)
Spectrocoin: 986.60 EUR/BTC 1.24%
Uquid: 991.09894 EUR/BTC 0.79% (+1% loading fee)
Advcash: 980.59 EUR/BTC 1.84% (1 USD minimum loading fee)

You going to be adding coinsbank card anytime soon?
I have a card with them for over 6 months now and never really used it waiting for something better to come along but with this comparison chart it would make my decision that much easier. :)

I will add them and others soon :)

Fees as on: 2017-04-18

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1100.695	1046.29	1097.415	1107.14	1107.8	1096.62	1063.71
Margin	2.16%	7%	2.45%	1.59%	1.53%	2.52%	5.45%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
Loading fee	0%	0%	1%	0%	1%	1	0%
You get EUR for one BTC final	1080.695	1017.29	1059.44085	1086.14	1067.732	1080.63	Not applicable

The Bitstamp price is 1125 EUR for 1 BTC

Fees as on 2017-04-19

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1104.7115	1052	1095.346	1104.23	1110.9	1099.55	1057.7
Margin	1.63%	6.32%	2.46%	1.67%	1.08%	2.09%	5.81%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
Loading fee	0%	0%	1%	0%	1%	1	0%
You get EUR for one BTC final	1084.7115	1023	1057.39254	1083.23	1070.801	1083.56	Not applicable

The Bitstamp price is 1122.99 EUR for 1 BTC

Prices as on: 2017-04-20

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1130.5657	1073.49	1119.67	1127.82	1136.76	1124.7	1082.26
Margin	1.65%	6.61%	2.59%	1.88%	1.11%	2.16%	5.85%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
Loading fee	0%	0%	1%	0%	1%	1	0%
You get EUR for one BTC final	1110.5657	1044.49	1081.4733	1106.82	1096.4024	1108.71	Not applicable

The Bitstamp price is 1149.48 EUR for 1 BTC

Nice comparaison, specially for mentionning the margin. You could add to your list, Bitwala wich is a good website, and Coinbank as someone mentionned before. Both deserve to be included in your list. Some have a monthly fees, you can also consider adding this parameter. Then make us a nice table comparaison ;D

I think the best service debit card in youre comparation
1 xapo and xapo support and open service bitcoin wallet addres too so complete service and recomended
2 spectrocoin

Prices as on 2017-04-22

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1131.5235	1073.15	1119.641	1125.95	1137.91	1126.61	1084.12
Margin	1.68%	6.76%	2.72%	2.17%	1.13%	2.11%	5.8%
Loading fee	0%	0%	1%	0%	1%	1	0%
Total margin	1.68%	6.76%	3.72%	2.17%	2.13%	2.2%	5.8%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
You get EUR for one BTC final	1111.5235	1044.15	1081.44459	1104.95	1097.5409	1110.62	Not applicable

                           
                           
The Bitstamp price is 1150.91 EUR for 1 BTC

Prices as on 2017-04-24

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1135.037	1077.52	1127.442	1137.32	1141	1129.36	1086.09
Margin	1.81%	6.79%	2.47%	1.62%	1.3%	2.3%	6.05%
Loading fee	0%	0%	1%	0%	1%	1	0%
Total margin	1.81%	6.79%	3.47%	1.62%	2.3%	2.39%	6.05%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
You get EUR for one BTC final	1115.037	1048.52	1089.16758	1116.32	1100.6	1113.37	Not applicable

The Bitstamp price is 1156 EUR for 1 BTC

At the moment I'm using plastic USD card which I ordered via unichangeme exchanger. Card costs only 10 USD (9 EUR costs EUR card), unichange takes commission when I fund card with BTC - 2% (for EUR card - 1.2%).
When I cash out money via ATM I pay ATM withdrawal fee only 3.5 USD, possible to cash out 1k per 1 transaction, 2 transactions per day are available.

For those who need to pay online only they offer free virtual cards which can be funded with Bitcoin. At first I tried virtual card and after that decided to get plastic one.

That is quite expensive, what is monthly fee?

Monthly fee - 1 USD
10 USD for plastic card - I think it is quite cheap :)

It is great topic to be discussed about price comparison of bitcoin debit cards​,
it will gives us good informations about all of the services​ and i am not sure
we are taking about them on the right place, we are at exchangers section but
we are taking about services bitcoin debit card.

Thanks op for the extra information on available debit cards ,and looking at the margins...
these service providers offer premium services to justify these high fees charged on us even when the know their is a tough  competition out there. 

Fees as on 2017-04-25

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1148.2026	1063.1	1140.411	1149.01	1154.17	1142.54	1103.64
Margin	1.84%	9.12%	2.51%	1.77%	1.33%	2.33%	5.65%
Loading fee	0%	0%	1%	0%	1%	1	0%
Total margin	1.84%	9.12%	3.51%	1.77%	2.33%	2.41%	5.65%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
You get EUR for one BTC final	1128.2026	1034.1	1102.00689	1128.01	1113.6383	1126.55	Not applicable

                           
                           
The Bitstamp price is 1169.76 EUR for 1 BTC   

Which premium services are you talking about?

Prices as on 2017-04-29

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1191.2532	960.3	1175.051	1195.7	1198.63	1185.98	1136.01
Margin	2.34%	21.27%	3.67%	1.98%	1.74%	2.77%	6.87%
Loading fee	0%	0%	1%	0%	1%	1	0%
Total margin	2.34%	21.27%	4.67%	1.98%	2.74%	2.86%	6.87%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
You get EUR for one BTC final	1171.2532	931.3	1136.30049	1174.7	1157.6537	1169.99	Not applicable

                           
                           
The Bitstamp price is 1219.8 EUR for 1 BTC   

Prices as on 2017-04-30

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1196.9623	966.73	1176.457	1182.11	1207.99	1190.64	1139.41
Margin	0.96%	20.01%	2.66%	2.19%	0.05%	1.48%	5.72%
Loading fee	0%	0%	1%	0%	1%	1	0%
Total margin	0.96%	20.01%	3.66%	2.19%	1.05%	1.57%	5.72%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
You get EUR for one BTC final	1176.9623	937.73	1137.69243	1161.11	1166.9201	1174.65	Not applicable

                              
                              
The Bitstamp price is 1208.58 EUR for 1 BTC

I just add that it is possible to deposit on Advcash with BTC-e and EXMO codes, with zero fee (so the exchange rate of BTC-e or EXMO)
So it is better than 1.48% :)

There there is also the wallet-to-card-fee that it is 1 eur/usd.

Thank you for information about comparison of loading fees :)

I use Cryptopay and ADVCash :)

Prices as on: 2017-05-08

Provider	Xapo	Wirex	CryptoPay	SpectroCoin	Uquid	AdvCash	Coinizy
You get EUR for one BTC	1462.2528	1175.39	1462.6	1468.67	1468.31	1458.8594345169	1407.40628982256
Margin	2.28%	21.45%	2.26%	1.86%	1.88%	2.51%	5.95%
Loading fee	0%	0%	1%	0%	1%	1	0%
Total margin	2.28%	21.45%	3.26%	1.86%	2.88%	2.58%	5.95%
Card Price and one year fees	20	29	27	21	28.99	14.99	No plastic
You get EUR for one BTC final	1442.2528	1146.39	1420.974	1447.67	1424.6369	1442.8694345169	Not applicable

The Bitstamp price is 1496.43 EUR for 1 BTC

Thank you for this comparison need to ask about SpectroCoin i saw their support account in red trust anyone recommend them ? or else ?
THX

Thanks for your continued efforts!!