Bitcoin Forum

I Am Just Curious Is There ?? Any Platform That Allows Us to deposit bitcoin and load them to a credit card to use globally ??


If Not Then I Can Build One,, ANY SUGGESTIONS ?

How are you going to build one when you don't know who are your competitive? There are many companies that offer this service and some of them that I have in my mind now are e-coin rebranded to wirex, coinsbank, cryptopay etc. You can check their website to learn more about their service, limits and verification procedures.

Yes there is. you can check with more detailed in here.https://bitcointalk.org/index.php?topic=1410577.0 The competitions are really strict right now

nothing majority bitcoin exchanger only accepted in debit card service not credit card
you can try in virwox(support paypal if in there not support creditcard you can depost in paypal account use youre credit card) or cex.io maybe in there support credit card

Here on this forum we have some companies offering this facility but first of all check Terms and conditions then try to do any exchange or deposit because some time they change policy without any announcement and you can lost money as I lost

Because BTC transactions are irreversible for the most part, a bitcoin-powered credit card would have to have increased interest rates compared to regular credit cards. There are also many credit card consumer protection laws that regulate hidden fees, ect for regular cards. There is also centralized credit score agencies that offset credit card companies' risk.

Compared to these cons, I do not see much reason to create BTC-powered credit cards. And besides, the point of btc is to be P2P and decentralized.

Still no credit card that can be use all most all country but e-coin and coinbank is the best that heard is the best to choose.. they have many countries acceptable.. but here in my country i don't seen any creditcard is the best. using the e-coins as an alternative.. also is the best..
Wirex are also giving free virtual card that i use before in joining on aws.. they are accepting it..  cryptopay never use and never tried this card..

I use prepaid spectrocoin card and i am very satisfied,There prepaid and debit card available,life is easy.But credit
You cant just like that issue credit card,you will need to compete with Visa, Master Card,.you will need to have permission from regulators to do it,dark btc credit card no thanks

check this section Exchanges  (https://bitcointalk.org/index.php?board=223.0)
you will discover a lot of things  ;D

There was a site selling prepaid credit cards and selling them for paypal but I tried to buy more than a few times and never succeeded.
https://prepaidbitco.in
If the link above is of any use to anyone please update here and notify me of the process.

Hence, it is not a good idea to have a bitcoin powered credit card. I think it is better to use virtual card that using bitcoin powered credit card since virtual card allows you to purchase any stuffs online. Digital currency is better to be used just online, not in every day's life. However, it can be converted into fiat money and use it to pay regular credit card, so that there would be no charge and no risk.

There is no such thing!
Bitcoin is anonymous way of transferring funds so why would a method of making secure payments allow you to do this? If you are asking about debit cards then that is a different thing all together than what you are asking about.
Credit cards work on a line of credit where it is just like a loan where you are paying interest to pay it off. :(

Are u going to give credit in BTC?  where should i apply? i mean there's not such a thing like this because there are many scammers around here, you will have a LOT of defaults, just ask BTCJam or BitLendingClub

There are about a dozen of sites like this, where you can send your bitcoin to your account and then load the credit card (plastic or vitrual)
Generally they have all about the same fees and limits. I have one from Cryptopay and one from Advcash. I am happy with both, but i prefer Cryptopay since it is also a wallet. One thing i regret, about the bitcoin debt card, at least the Visa, is there is not any logo from the company. Just an ugly grey card with a logo Visa. I would like to have one for exemple with the Cryptopay logo. So i can brag telling look, this is my bitcoin card ! LOL

Yes there are lots of bitcoin powered credit cards! Even your own bank accounts wherein your credit card is linked, you can deposit your bitcoin in your bank account so that you can have payments for thw items you had purchased with your credit card. I just don't know if there is a site or a financial institution directly powered with bitcoin and you can use their credit card.

I have one of cryptopay and I think that they charge 1% fee on loading the card with bitcoins. Ecoin and Wirex are the same company (they have just been rebranded), you may order it and send to another country to someone else then forward this to you if your country is not accepted.

debit card all the way yo what find any type of website or service offering credit card power by bitcoins unless you maybe start a site that offer load that then have a debit card with it but I cant see that being profitable any time soon there are a few site that offer debit cards that you can load with bitcoin so if that what you are looking for use one of the you will find some listed above by other members or just google bitcoin debit card.   

You mean you want to build a business based on lending + ATM cards ?

Building a bitcoin debit card business might have lesser risks whereas lending business surely will not be that much easier so that you can easily issue credit cards. People will run away with your money.

Credit cards are just a type of loans and banks provides that only to well-known and trusted customers whereas lending business will be successful only with proper collateral. If you think you can combine all these with bitcoin debit card service then you may start working on this.

I guess there will be no need of combining these two industries. Because we are already able to get bitcoin loans and there are many bitcoin debit card providers. So, get loan and load your debit card. That's all.

@OP:
Bitcoin credit card will not be an easily business as it sounds similar to bitcoin debit card services. We need to deal with lot of scammers for running a bitcoin based credit card services.

There are many bitcoin debit card providers and i am using card from cryptopay which can be used just as any other visa/mastercards all over the world. Actually most of this providers work as retailer for wavecrest so if you try to build another bitcoin debit card service similar to them than you may have to face huge market competition but if you can provide something different like low margin on buy/sell price for bitcoin and very low price for plastic and virtual cards than you may get some success.

There many virtual pre-paid credit cards which you can top-up with bitcoins. I used ADVcash once. Was satisfied with their service but have low limits. So you will have to eventually verify your ID to raise your limits.

I once used Bit-X prepaid card to load Bitcoins to it. Eventually, I lost money because each time I used this card to pay for something, the exchange rate was unpredictable and not the best one.
Therefore, my scheme is as follows. I have a Bitcoin wallet where I store Bitcoins. If I want money on my ordinary card, I convert Bitcoins to USD at the rate that I see and can more or less choose, and withdraw the money (USD) to the card. Since CEX.IO (https://cex.io/) introduced the feature of card withdrawals, I am using it more and more. I even ordered a VISA card at my bank, cause the withdrawal fee for Visas on CEX is $3.80 only.
As said, I am not dealing with prepaid cards anymore, because it is not as transparent as I'd like it to be

Yeah there actually are alot of them, but all use the same platform of mychoicevisa so they all have the same limitation. I have used wirex, uquid, spectrocoin and ADVcash out of these ADVcash has the highest fees so it's not a good choice.

You can try https://spectrocoin.com

Actually the best one I know and I am confident that it is safe to use is Xapo.
It is two birds with one stone. Yes, you get a safe wallet to store your bitcoin and a debit card that does not cost a lot like any other debit card providers that allow you to exchange bitcoin to any currency in the world.

There are many different Bitcoin debit cards but Bitcoin credit cards still don't exist and there is big difference between debit and credit card. This would be very interesting to me too but for credit cards there should be some financial institution or card provider that would be ready to credit you. Maybe something like this will exist in the future but at the moment there isn't any.

That idea is better to have in the future of btc all you need is the btc powered credit card and payment is easy and btc is your source of fiat payment. Actually that debit card in my country online wallet site is one example of card that can be useful for credit card adoption of payment transactions.

how?

I am not sure what you are talking about, credit cards are all the same since you can use all of them to withdraw from ATM or buy with them directly from the shop, and there are many bitcoin debit cards that allow that, and I think no bitcoin banks are starting to issue debit cards like for example Netller which accepts bitcoin and has only an international debit card.

found one which is good but provided by a person not comapny

Most of them have similars fees and cost if you compare them all and also the same limits. Most of them also are Visa cards, issued by the same provider. I know only about 2 that are mastercard, Advcash and Wirex. Those both have their brand logo on the card while those powered by visa are just generic card without logo of their brand. I have 1 plastic card from Cryptopay (take a look in the forum, they are giving away for free for the users of this forum) and 2 from Advcash (plastic and virtual card) So far i am happy with both and never faced a problem up to know. Someone mentionned the low limits about Advcash but honestly, they are higher compared than others and if you can always incrase your limit if  you become verified user.