Bitcoin Forum

Economy => Lending => Topic started by: Penguinoraurus on April 19, 2017, 12:02:01 PM



Title: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: Penguinoraurus on April 19, 2017, 12:02:01 PM
Hello,

I'm offering a service (BTC Loan Service). For now my current bankroll is 1BTC~


Terms:

+ I have right to deny any loan request.
  -Without explaination.
  -With explanation/counter offer (*may your request too high, so i'll give you better options).

+Collateral.
  -No collateral = No loan. Following thread [EDU] The Rule of "No Collateral, No Loan (https://bitcointalk.org/index.php?topic=577765.msg6311902#msg6311902)
  -I can give you loan (If you have enough reputation, so that depends on my opinion).
  -Bitcointalk Account / ALT-coin (Depends on my opinion).

+Sign Message.
  -For those whoever asking for loan, signin message is mandatory to make sure you're the owner of that account.
  -Address must has staked over 3 months.

+About deal.
  -Interest  based  our deal, just give  me your  offer following the date.
  -For any delay of payment, Please give me notice if you're late on payment via this thread or personal message.
  -If user did not give any notice for 3 days, collateral will be sold or stated as mine.
  -I can offer you BTC,LTC,BUSD(BEP20),USDT(TRC20)...
+...
+Terms and conditions may change without any further notice

Application Form:
Code:
Bitcointalk Username:
Amount of BTC needed:
Reason to take 'loan':
Reason how possible you will pay 'loan' on future:
Repayment Amount:
Repayment Date:
Bitcoin Address:
Collateral (if any):
Sign Message:

Notes: By submitting a loan application, it means you agree to the any terms and conditions that OP made.



Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: Penguinoraurus on April 19, 2017, 12:49:38 PM
Reserved~


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: zazarb on April 19, 2017, 02:14:03 PM
Since you newbie collateral should be held by  a third party escrow.


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: ThatRandom8543 on April 19, 2017, 04:09:43 PM
I would suggest avoiding using btc accounts as collateral as much as possible. DT could flag those accounts if the user default making them worthless. Best to try only using altcoins as collateral, but as well lend at your own risk and dont just give out to people. Good luck!


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: Penguinoraurus on April 19, 2017, 11:43:43 PM
Since you newbie collateral should be held by  a third party escrow.
I can understand for this purpose by reason of "newbie" account. Actually no my gap, to take / steal account.
Everyone who submits a form, makes sure to provide "sign message". So if I think I will steal it is a meaningless action.
*Users can retrieve the hear account how to send "sign Message" to admin, As we know.
*Moreover the account will be marked "red trust".

Thank in advice,
<(")

I would suggest avoiding using btc accounts as collateral as much as possible. DT could flag those accounts if the user default making them worthless. Best to try only using altcoins as collateral, but as well lend at your own risk and dont just give out to people. Good luck!
I have 2 options for valid collateral on the terms and conditions above, I will try my best to be able to review the accounts that are eligible to be loaned or not.

Thank in advice,
<(")


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: hermanhs09 on April 20, 2017, 03:34:22 AM
Since you newbie collateral should be held by  a third party escrow.
I can understand for this purpose by reason of "newbie" account. Actually no my gap, to take / steal account.
Everyone who submits a form, makes sure to provide "sign message". So if I think I will steal it is a meaningless action.
*Users can retrieve the hear account how to send "sign Message" to admin, As we know.
*Moreover the account will be marked "red trust".

Thank in advice,
<(")

I would suggest avoiding using btc accounts as collateral as much as possible. DT could flag those accounts if the user default making them worthless. Best to try only using altcoins as collateral, but as well lend at your own risk and dont just give out to people. Good luck!
I have 2 options for valid collateral on the terms and conditions above, I will try my best to be able to review the accounts that are eligible to be loaned or not.

Thank in advice,
<(")

Actually you'd be surprised how hard it is to retrieve an account.

You should really go onto the Meta section and take a look at people's account getting stolen/hacked, and them waiting months to get it back. If you escrow then there is no problems with it.

Also if someone does have altcoin collateral which is rare these days, it definitely makes economical sense for a newbie to steal that collateral.


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: zazarb on April 20, 2017, 11:21:04 AM
Since you newbie collateral should be held by  a third party escrow.
I can understand for this purpose by reason of "newbie" account. Actually no my gap, to take / steal account.
Everyone who submits a form, makes sure to provide "sign message". So if I think I will steal it is a meaningless action.
*Users can retrieve the hear account how to send "sign Message" to admin, As we know.
*Moreover the account will be marked "red trust".

Thank in advice,
<(")

-snip-
<(")

No, I'm talking about collateral scam possibility, Why can you trust?  Since usual borrower sending collateral first, you can just take collateral and gone.


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: hahay on April 22, 2017, 06:49:50 AM
Bitcointalk Username: hahay
Amount of BTC needed: 0.04BTC
Reason to take 'loan': personal
Reason how possible you will pay 'loan' on future: I have a salary in real life and if in btc form with exchange rate now I have a salary 0.006BTC /day, if within 10 days I receive 0.06BTC.
Repayment Amount: 0.05BTC Can I give more if possible, this is my loan history https://bitcointalk.org/index.php?topic=1651708.msg17730624#msg17730624 - https://bitcointalk.org/index.php?topic=1655565.msg18032643#msg18032643
Repayment Date: 05 may ,, If possible I can pay off before maturity
Bitcoin Address: 1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk please send to this address => 1Pmi6ZdaZcDr8rcMkA76tVmJLrcrJLb6Bw
Collateral (if any): none
Sign Message:
-----BEGIN BITCOIN SIGNED MESSAGE-----
I am hahay and today is April 22, 2017, I requested a 0.04 BTC loan to Penguinoraurus from bitcointalk.org
-----BEGIN SIGNATURE-----
1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk
HAH6yw0NGctqo1gRQdAvPj9tRme7fTmY9jLyqe32BNlKNwbFEgYU0wk+i/DbD3Ej4PLSW4rfAOubh6PG2Y9vf2s=
-----END BITCOIN SIGNED MESSAGE-----


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: Penguinoraurus on April 22, 2017, 08:21:57 AM
Bitcointalk Username: hahay
Amount of BTC needed: 0.04BTC
Reason to take 'loan': personal
Reason how possible you will pay 'loan' on future: I have a salary in real life and if in btc form with exchange rate now I have a salary 0.006BTC /day, if within 10 days I receive 0.06BTC.
Repayment Amount: 0.05BTC Can I give more if possible, this is my loan history https://bitcointalk.org/index.php?topic=1651708.msg17730624#msg17730624 - https://bitcointalk.org/index.php?topic=1655565.msg18032643#msg18032643
Repayment Date: 05 may ,, If possible I can pay off before maturity
Bitcoin Address: 1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk please send to this address => 1Pmi6ZdaZcDr8rcMkA76tVmJLrcrJLb6Bw
Collateral (if any): none
Sign Message:
-----BEGIN BITCOIN SIGNED MESSAGE-----
I am hahay and today is April 22, 2017, I requested a 0.04 BTC loan to Penguinoraurus from bitcointalk.org
-----BEGIN SIGNATURE-----
1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk
HAH6yw0NGctqo1gRQdAvPj9tRme7fTmY9jLyqe32BNlKNwbFEgYU0wk+i/DbD3Ej4PLSW4rfAOubh6PG2Y9vf2s=
-----END BITCOIN SIGNED MESSAGE-----

+ Request : Accepted
  -Sign Message : Verified
  -Via Transaction ID : eea253d8c6b5e2d7e4ae0d82c74677544574270ba3721ad7c822e9a1536faaa7
  -Please repayment to : 1239E3RZnNvMxp8oj9QA4aqCjNxkqjsoDr

Have a great day  ;)
<(")


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: hahay on April 22, 2017, 08:46:50 AM
Bitcointalk Username: hahay
Amount of BTC needed: 0.04BTC
Reason to take 'loan': personal
Reason how possible you will pay 'loan' on future: I have a salary in real life and if in btc form with exchange rate now I have a salary 0.006BTC /day, if within 10 days I receive 0.06BTC.
Repayment Amount: 0.05BTC Can I give more if possible, this is my loan history https://bitcointalk.org/index.php?topic=1651708.msg17730624#msg17730624 - https://bitcointalk.org/index.php?topic=1655565.msg18032643#msg18032643
Repayment Date: 05 may ,, If possible I can pay off before maturity
Bitcoin Address: 1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk please send to this address => 1Pmi6ZdaZcDr8rcMkA76tVmJLrcrJLb6Bw
Collateral (if any): none
Sign Message:
-----BEGIN BITCOIN SIGNED MESSAGE-----
I am hahay and today is April 22, 2017, I requested a 0.04 BTC loan to Penguinoraurus from bitcointalk.org
-----BEGIN SIGNATURE-----
1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk
HAH6yw0NGctqo1gRQdAvPj9tRme7fTmY9jLyqe32BNlKNwbFEgYU0wk+i/DbD3Ej4PLSW4rfAOubh6PG2Y9vf2s=
-----END BITCOIN SIGNED MESSAGE-----

+ Request : Accepted
  -Sign Message : Verified
  -Via Transaction ID : eea253d8c6b5e2d7e4ae0d82c74677544574270ba3721ad7c822e9a1536faaa7
  -Please repayment to : 1239E3RZnNvMxp8oj9QA4aqCjNxkqjsoDr

Have a great day  ;)
<(")

Nice... I can see the transaction at my address.  :)
Don't worry, I will pay off this loan. thanks a lot.
Have a great day too ;)

Best Regards,
hahay


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: philggg on April 22, 2017, 09:16:25 PM
Pls can you state the a mount that can be borrowed by each rank member i mean the maximum that can be requested for


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: bitkilo on April 22, 2017, 11:44:13 PM
Pls can you state the a mount that can be borrowed by each rank member i mean the maximum that can be requested for
No the OP should not do this, if you need a loan then you request what you need not what you can get.


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: Penguinoraurus on April 23, 2017, 01:15:22 AM
Pls can you state the a mount that can be borrowed by each rank member i mean the maximum that can be requested for
North the OP should not do this, if you need a loan then you request what you need not what you can get.
Thank You bitkilo for represent.

There is no standard for each member to take loan. But it depends on what will be mortgage as collateral.


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: hahay on May 04, 2017, 11:44:39 AM
Bitcointalk Username: hahay
Amount of BTC needed: 0.04BTC
Reason to take 'loan': personal
Reason how possible you will pay 'loan' on future: I have a salary in real life and if in btc form with exchange rate now I have a salary 0.006BTC /day, if within 10 days I receive 0.06BTC.
Repayment Amount: 0.05BTC Can I give more if possible, this is my loan history https://bitcointalk.org/index.php?topic=1651708.msg17730624#msg17730624 - https://bitcointalk.org/index.php?topic=1655565.msg18032643#msg18032643
Repayment Date: 05 may ,, If possible I can pay off before maturity
Bitcoin Address: 1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk please send to this address => 1Pmi6ZdaZcDr8rcMkA76tVmJLrcrJLb6Bw
Collateral (if any): none
Sign Message:
-----BEGIN BITCOIN SIGNED MESSAGE-----
I am hahay and today is April 22, 2017, I requested a 0.04 BTC loan to Penguinoraurus from bitcointalk.org
-----BEGIN SIGNATURE-----
1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk
HAH6yw0NGctqo1gRQdAvPj9tRme7fTmY9jLyqe32BNlKNwbFEgYU0wk+i/DbD3Ej4PLSW4rfAOubh6PG2Y9vf2s=
-----END BITCOIN SIGNED MESSAGE-----

+ Request : Accepted
  -Sign Message : Verified
  -Via Transaction ID : eea253d8c6b5e2d7e4ae0d82c74677544574270ba3721ad7c822e9a1536faaa7
  -Please repayment to : 1239E3RZnNvMxp8oj9QA4aqCjNxkqjsoDr

Have a great day  ;)
<(")

Loan repaid: https://blockchain.info/tx/34eeeb7d3245bf93a22f50969dc68ef47370c90bdedf6d99c1f9e0d28855239e
Sorry already make worry you, thank you so much for helping me. ;D

All the best,

hahay


Title: Re: <(")≈≈≈ Penguinoraurus Loan Service ≈≈≈(")>
Post by: Penguinoraurus on May 05, 2017, 02:58:09 AM
Bitcointalk Username: hahay
Amount of BTC needed: 0.04BTC
Reason to take 'loan': personal
Reason how possible you will pay 'loan' on future: I have a salary in real life and if in btc form with exchange rate now I have a salary 0.006BTC /day, if within 10 days I receive 0.06BTC.
Repayment Amount: 0.05BTC Can I give more if possible, this is my loan history https://bitcointalk.org/index.php?topic=1651708.msg17730624#msg17730624 - https://bitcointalk.org/index.php?topic=1655565.msg18032643#msg18032643
Repayment Date: 05 may ,, If possible I can pay off before maturity
Bitcoin Address: 1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk please send to this address => 1Pmi6ZdaZcDr8rcMkA76tVmJLrcrJLb6Bw
Collateral (if any): none
Sign Message:
-----BEGIN BITCOIN SIGNED MESSAGE-----
I am hahay and today is April 22, 2017, I requested a 0.04 BTC loan to Penguinoraurus from bitcointalk.org
-----BEGIN SIGNATURE-----
1HAhay9Eoza2GmHKmg4zJxCk6Fcp9ESoHk
HAH6yw0NGctqo1gRQdAvPj9tRme7fTmY9jLyqe32BNlKNwbFEgYU0wk+i/DbD3Ej4PLSW4rfAOubh6PG2Y9vf2s=
-----END BITCOIN SIGNED MESSAGE-----

+ Request : Accepted
  -Sign Message : Verified
  -Via Transaction ID : eea253d8c6b5e2d7e4ae0d82c74677544574270ba3721ad7c822e9a1536faaa7
  -Please repayment to : 1239E3RZnNvMxp8oj9QA4aqCjNxkqjsoDr

Have a great day  ;)
<(")

Loan repaid: https://blockchain.info/tx/34eeeb7d3245bf93a22f50969dc68ef47370c90bdedf6d99c1f9e0d28855239e
Sorry already make worry you, thank you so much for helping me. ;D

All the best,

hahay
+ Repayment : Confirmed
  -Payment is received in full accordance with the agreement.

Thanks,
<(")