Bitcoin Forum

Hey , I have bought 20.3~ Btc when it was 430USD . Now when price jumped high i would like to invest in something .
I dont want something very risky with high profit ,
I wanna invest in something with 2-2.5% monthly profit .

 For example : If i invest 20 BTC , in one month ill have 20.4 BTC ( 20BTC + 2% = 20.4)



  For one who give me idea or help me ill pay some btc for being helpful and good :)



 Best regards

Exchange your btc into fiat,and start a new business. 20btc is already a big amount of money,you can do a lot things using it. You can also invest on ico, but dont invest on hyip and doublers cause its a risky thing to do.

Poloniex Lending gives you 3-5% per month. You are "only" risking your whole stash to an exchange.

2-2.5% monthly consistently is extraordinarily ambitious. I would recommend stocks though... probably growth stocks from tech sector like Facebook, Amazon, google, etc

2.5% a month is 34.48%  a year - in this QE world that is unobtainable without a massive amount of capital risk. ie losing everything
A conventional stock fund might have a chance of returning you 8-10% per annum, MIGHT.
Corporate Bonds will return you 2-5% per annum depending on the level of credit risk you take on
Government Bonds will return you -0.5% -> 3% per annum depending on the duration and credit risk you are prepared to take.

You cannot get a 2.5% monthly return without a significant amount of risk - it just isn't possible

 if you want to remain in crypto world park your funds on poloniex or bitfinex and take the returns you can get there - I lend on bitfinex and you can return after fees , anything from 5-20% per annum on a consistent basis. The current rates are far in excess of this - but you cant guarantee getting your money out so there's a lot of risk involved.

Or you can stay in BTC and lend in BTC , returns there on FINEX are about 4.5% pa and you stay exposed to BTC upside

There used to be a bitcoin crowdfunding platform - but I have a feeling it went bust / got taken offline.

I would just hold it!
Bitcoin still has so much upside potential. When SegWit is activated, we may be around $5000 in 6-12 months.
Bitcoin is your investment! There's nothing better out there at the moment.
Altcoins may be too risky for you, and the bubble is already huge. And for god's sake, stay away from all those ICOs. These space is about to explode soon.
Lending out BTC on exchanges like Poloniex may be an option, but you're giving your coins in third hands here.
Make it like the Bitcoin Meister and hodl until halving 2020!  ;)

Get @Denker's advice just keep holding your bitcoins which is less risky as compared to investing in other cryptocurrencies.
You might even get more than 2% in interest just for holding in less than a month.
If you are a high-risk taker you might consider some altcoins to invest in but do not go all in, best of luck mate!

Well that is all there is to bitcoin if you would not lend it to another investing site you may trade for other Altcoins but if you don't like the risk waiting for the increase and setting up on how much you want your bitcoin to be is a safest way in earning here, but if you are an impatient person so convert your 20.4 BTC to fiat and make your own business.

Stop!

You are seeking lower profits?

My only advice is to hold what you can, do not raise any more than you absolutely need!
Your interest will be more greater that you expected.

Do not fool your self!

Your BTC worth of 8600 USD
Now worth of 55000 USD
Future is yours..

If you have 20 BTC, that is a sizable amount of money. You might want to consider holding it and cashing out when the price increases.
If you don't want to take risk, you can consider options like Joinmarket -https://bitcointalk.org/index.php?topic=919116.0

Don't invest all your money. Hold some of it. You don't want to regret later.  And asking for 2-3% profit per month is a bit  too high.
Why don't you try investing on casino bankroll. Less risk and you will make profit in the long run. Try crypto-games.net. You can invest on their bankroll. You can check how many people invested and amount of coins they invested.
 :)

No cryptocurrency investment is particularly "safe" due to the state of Bitcoin businesses.

Casinos, for example, are extremely poorly regulated and sometimes they can either run off or fail to make profits after a pretty small amount of time.  Even when diversifying some people have lost money in them from not doing their due diligence on the company and its intentions.

Really, you have no good choice.  You could just hold or you could invest in alts (give the top 10 a miss for now, too risky).

It's a tricky question, because these are all the money that you have saved the entire life and putting them in a coin is very risky.

I would suggest you to start with a small amount then gradually keep increasing it, bitcoin of course is a good coin (which you made a good step) but what I consider a good opportunity too is ethereum but that's dangerous too.

You're already in the best investment. You won't earn more anywhere else or be taking less of a risk.

Just be sure to keep your coins offline in cold wallets (I prefer "paper" wallets) and never sell them.

Whenever you sell or "take profits" you stop compounding your earnings.

Don't get sucked in by newer digital currencies. Bitcoin has stood the test of time. For almost a decade, people worldwide have tried to break Bitcoin and failed. It has survived numerous attempts to discredit, ban, suppress, and otherwise decrease its impact, and it repeatedly comes back stronger than before.

Existing financial services and media with a vested interest in the status quo might hate it but there's nothing they can do except try to discourage its use.

Don't get conned into thinking there's any better place to keep your wealth.

Hold on to your Bitcoin. If you don't, you'll end up regretting it.

Poloniex lending is quite solid and the easiest way to earn money. Personally I would cash out half, invest a quarter in alts and loan out the rest on Poloniex.

Indeed.  Anyone would be insane to put their life savings into any coin.  You just happened to get lucky doing so, IF you're telling the truth, which I doubt.  But if you want 2.5% per month with low risk then you're on the wrong planet.  Cash out and buy gold or something.   Nobody knows where bitcoin is headed and you might not be so lucky if you hold.

What is your preferred investment? Just online investment or you also consider real life investment? If real life investment, you can pull out even a couple of your bitcoin because the value of those is already consider as decent capital to start business in real life. On what kind of investment should be, you are the one who can analyze it since you will seek what is demand on your area.

On online investment if you really want to pursue only this kind of investment, I suggest that don't make it too much complicated and don't try to set a goal that you must have an income with this month or something? Why? Because my suggestion is simply holding your bitcoin. There is sometimes no growth within a month that will not reached your monthy target but as soon as price increase will happen, you will never imagined how much growth it will give you even with no fixed income monthly. Final suggestion: Hold your bitcoin and let it sleep.

The best thing would be to invest your capital in a broad portfolio where you give priority to low risk investments, but it would not be a bad idea to put a small percentage of your money in a little more aggressive options.

If you are looking for a reliable site where to invest some amount with high yield, you could consider the Forex market. If you are interested in it, this is my profile in a very popular broker where you can copy my trades to emulate my earnings. I have been able to keep a consistent profitability of more than 200% annual return from the beginning: https://www.etoro.com/people/gabbgarcia

Keep your bitcoins. Use your Bitcoin balance to link to free giveaway coins.

Stellar is doing a giveaway at the end of this month, Byteball gives free coins based on how many BTC you have, Bitcore does too and I'm sure there are a few others.

Byteball for example with a 20 BTC balance gives you about 1.24 GB of Byteball per month until the distribution ends. That's currently worth about 0.3 BTC. That's completely free. All you have to do is sign your Bitcoin address. There's no risk.

Stellar - https://www.stellar.org/blog/bitcoin-claim-lumens-2/

Byteball - https://byteball.org/

this.

you are sitting on one of the best performing investments in history that even is currently in a multiyear bullrun. this forum is full of sorry guys who sold their stash at $ 6 or $ 60 or $ 600. they all regret it.

edit:
for every $ btc price rises, you make $ 20. when price rises 20 bucks, you make 400 bucks on one day. not a bad payout for watching the charts all day  ;)

wait three years and reconsider.

always keep in mind: if every millionaire on the planet wanted to own ONE bitcoin, it would be impossible to do this. no matter what price they were willing to pay. there is more millionaires than bitcoin. and you are sitting on a stash of 20 of those treasures.

Just been looking at the stellar giveaway. You have to provide your facebook ID then tell them all your bitcoin addresses. Really what are they up to distributing a new crypto coin or linking bitcoins to people via your facebook ID?

Do you have to give a real Facebook account? I have one but there's nothing on there and it's with a bullshit name. If they don't like that then I'll take a rain check on it. It seems to be purely about avoiding those deadbeats in particular US states like NY and WA subject to heavy regulation so perhaps it's an IP/location thing more than anything.

Exactly, certain countries that the USA doesn't like can't participate. That makes it look even worse. Smells like an intel job to me.

The only places that can't participate are the US states that all the usual exchanges reject because of their stupid state laws and the countries that'll get you shut down in places like Coinbase too. It looks like everyone else in the entire world is welcome. Any crypto thing with Americans involved would have to do the same if they were identifiable.

Ah maybe I misread it and too suspicious  8) however  might be worth trying fake facebook ID.

Thank you all for advices , as i am from not really rich country its very high value of miney for me so for now im thinkging just to hold them until they really rise or to withdraw in cash . I may also consider to open in real life business but time will say what will i do . I am really thankfull to all you guys who tried to help me , best regars to all you

Good luck

20 btc is something very big in value. When the 20 btc is for life saving then its good to make a real time business and with the profiting could invest into the bitcoin and hold it long.

My opinion is that 2% monthly for a not so risky investment couldn't end good. Especially speaking that you have a good ammount.

Personally I would try to contact some brokers to play arround with your cash on low risk markets. But it is your choice.

Anyways, if you kept this ammount for so long, continue to keep the bitcoins for another 5 years.

First off, I doubt you will be paying anyone for a good idea. Also, there is no way to earn free money like that. You must always take risks such as investing into stocks and altcoins. That is my only tip for you.

You have to make a decision here.

For starters, there is no way that you're going to get 2.5% to 3% monthly FIXED. Simply no way unless you invest in a ponzi which is not only extremely high risk, it'll probably scam you before it even does any payouts.

You have to realise first that 20 BTC is no small sum. Having $50,000 less could mean something huge for most people here and i would assume that you're no different. This is why diversification is important.

I suggest selling 30-40% so that no matter what happens, you're still in profit(since you bought at $400ish), invest 15-20% into trustworthy altcoins and interest projects, 10% in a casino bankroll and the rest just holding it in bitcoin. This way you have a nice hedge no matter what happens, whether bitcoin crashes, altcoin rises, you'll have opportunities everywhere.

These alt coin investment tipps in the yet biggest altcoin/ico bubble of all times..  ::)

Thanks for this. That's an absurdly easy way to get a nice amount of coin if it works as advertised.

Yes, obviously. But all my coins were bought in the open through kraken, with all the fiat going through my bank. As such I have nothing to lose on this.

If my opinion will invest what I've got, even if 20 btc me to hold them until they really rise or to withdraw cash. May also consider to open business in real life but time will tell you what I would do. I'm really grateful for all of You people that try to help me. and I will donate a little of my results in the field of social or charity

Hold onto your coins until after the next halving, 2020 or 2021 is when you will want to sell, trust me.

Yeah that's probably best investing right now, other than just holding which is believe is the best. But thing is to choose the right ICO and altcoin, and not hold the altcoin for long.

Keep them in cold storage and wait til 2020 halving, should be 10K+....maybe cash out a little then.

20 BTC is a lot and for noe you got a huge sum of profit why not sell it for fiat then rebuy again before 2020 halving? That way you can take profit just wait for a good price to buy 20 btc again I'm sure that the price ranges we see now is not the floor. If you want you can just hold it for but selling it now then rebuying later at a cheaper price is better.

Definitely in Bitcoin's investment, it's very difficult to say something, because 20 Bitcoin is enough yosuman and you can even say Whole states. I have such money, I would still risk dipping money not only in the crypto currency, and in real business. It seems to me that this is the best option for development.

Check your balance and wallet.  There are currently no wallets on the blockchain that have a balance within 1 BTC of 20 BTC.  That means that you have either gotten erroneous wallet info, been ripped off or are just baiting the thread for fun or scamming.

There is a deep beauty in a completely transparent blockchain.  The built in searching and parsing abilities, combined with those that have been built upon external code make it far too easy to search and verify or un-verify a claim.

You are only one little step away from 21btc goal.

Just hold them. Don't trust exchanges, don't trade, don't invest in something else, don't trust anyone who's offering interest rates... Just hold. Better if you make your stack whole as 21BTC.

You may buy or custom order a 21BTC gold coin and fund it with your coins if you like. You can play coin flip with your +55k$ coin whenever you get bored  ;D

Correct advice. There is no point in investing, if very little is left to the goal. You just need to keep and enjoy the way your finances are growing.
Investing today is very dangerous

1. Do not trust anyone with your bitcoins.
2. Do NOT trust anyone with your bitcoins.

That's all you need to know, really. That's the golden rule for anything involving bitcoins. Hold your private keys yourself. If you see some sort of outrageously good investment opportunity. Do not invest in it. Think about it for a week first, do some research, you'll likely find that the so called "opportunity" is actually just a scam artist trying to bait you.

It seems like you're a long term supporter of bitcoin, which is the reason why you bought and held so much bitcoin through the months. So I suggest having 50% in bitcoin and 50% out. That way, if bitcoin crashes further, then you have buying power to load up on cheap coins. If it rises, then you don't miss out on profits.

No point in investing? Don't forget that investing will only allow him to grow his money in future along with the profits and investing in altcoins can be a good option as there are many good altcoins available which can give him great profits in future but it would be good that if he invest only a part of his bitcoins and rest keep safe for the future.

Not a good idea. What would happen if Poloniex owner decides to leave with your hard earned money?

There are also been reports of money lost during margin positions opened, not sure if that also applies to open loan orders.

So just hold your BTC unless you have a clear idea of what to do with them.

That's why investing by margin lending at Poloniex pays 36%+ per year. If I were to go into any other investment and see that they were paying 36% a year, I would consider that a high risk investment. Like a small cap or junk bond. If someone wants to be absolutely safe, they should just buy gold and sit on it. Chances are their ounce of gold, when converted to fiat, will be able to buy the same amount of goods and service, throughout their lifetime. It's the ultimate hedge against inflation. Someone should really evaluate how much risk they are willing to take and invest accordingly.

Rofl. You don't want risk but you want at least 24% a year return. I seriously think this community and all of the newbs get more naive every day. Walk into a bank and buy their highest rate GIC with fiat. There you go. No risk. Enjoy that 2%/yr income!

Yay, this is almost like a bunch of gamblers hanging out at a craps table, and the shooter's on a good run. Everyone's cheering while their stacks of chips increase many times over, but eventually the point then 7 out rolls will start coming.

Agreed that investing in any online site is very risky as you never know when that site will disappear and we have seen this happening many times in the past when site owners ran away with people's money so if you have that high amount of bitcoins then the best and safest way would be to simply hold them for future and sell them when its giving you good profits.

To me lending your money to Poloniex is like walking into an unlicensed casino and giving them money to lend to people. That's so high risk they should be paying you 30% a month so then at least after 3 months you only needs to risk what you've already earned off of them.

At least in your example, you can be rest assured there would be staff that's willing to break some legs on any welchers.  :D So, your example is probably a better risk if you have the right "connections."

Hahaha isn't that the truth. Oh someone in Algeria just lost you 0.03BTC. So... Sorry I guess? Hahaha. I trust no one to sit on my digital gold in this digital wild west. The only good investments will have risks. If you're only looking at increasing your bitcoins OP why not just do a quick flip on a hyped up shitcoin a few times a year? With 20BTC you could really skew a market.

Here I would like to suggest you to invest your 1-2 Bitcoin in the trading for high profile aptcoins like dash , eth , stratis , ripple , monero , xvg , pot , str , Sia coin etc .
I saying for the trading , because I am doing the same , and also making 0.5 btc per month with 2.5btc investment , And since you have 20 Bitcoin so you can grow and grow more and more without more tension .
And also I will suggest you that don't invest all of your money in single coin , because market for the single coin may become stable for long run , so it is more better for you that make wise trade and make more than Bitcoin than what you expect of few percentage .
Here 2nd idea for you is to put your Bitcoin in the yobit and invest in investment box and get daily 0.2% (total 6% per month ) that is collected than 4% you are making .

Investing in wot? Alts? That's not investing that's gambling. It can grow your money fast as it can also shrink it, even faster. It works both ways.

There is only a couple of alts safe enough to make an investment anyway. Rest are pure gambling.

Op don't want risky stuff. Holding is the most secure/guaranteed way to make money.

YOu can invest in altoins.Maybe you can lend this bitcoins to someone to  gain %.

20 BTC enough amount for invesment. There are many ways to make a profit from it such as you could try to make an odd offline or online business, invest on altcoins and even hold the half until bitcoins price become enormous. It is great idea to diverse your money so that you could earn a lot of profit with different ways.

Which is a lot considering that bitcoin/altcoin exchanges are not exactly the most secure services.
Even the biggest exchanges could fall: MtGox collapse and Bitfinex hack when over 120,000 Bitcoins was stolen.

Op, just keeping your bitcoin and not risking anything could give you over 150% profit per year, is this not enough for you?
Why risk it for additional 2%-3%?

Why invest you have already got 5 times your investing by buying 20 btc at 480$ so why do you want to increase that also. Currently there are so many scams going around and the safest way is to just do trading as that is a bit risk free and provides good returns
Or just go to some exchange and lend your funds and get 5-10%

As quoted altcoins is a right chance to make such a investment in an diversified manner. Lending is quite tedious, also the holding is quite big as much valuable. For this reason in my view bitcoin holding or investing into bitcoin is the best way of using a big value of bitcoin.

I really do not think there is any thing better than invest in BTC itself . If i was in your place i would just take out like 5-10% and invest them in couple
 
of ICO or Altcoins if you do your search good you can make good profit from most good ICO . And just keep the rest on BTC or maybe take another

10% and put  it in ETH  But as I said I really think BTC is your best bet  ;) . I would not recommend lending at exchange tho I just do not like it too

much risk .

I guess too much holding of bitcoin is somehow risky.
Investing is not so dangerous at all if you invest in something good.
Like don't invest all your bitcoin, just invest the 30% of it and make it grow, your 2% of profit will happen.
And your goal of 21btc is not so far.

I don't think that you should invest your Bitcoins in any crypto-stocks or crypto-bonds. The risk is too high. My advice is to hold them, without investing in anything. If you want, you can convert a small part of your stash to altcoins such as ETH or XMR, but I am not in favor of such a move.

In my standpoint, if it's a life saving just hold it as long as you can kasi it's really a life saving. It's absolutely true. Don't trust in exchanges. Just keep holding your bitcoin account so that you'll never ever regret not holding it for too long. Because bitcoin is accelerating just so you know

Agree with you pal. Just hold it as long as you can. Just make your bitcoin wallet secure. If you are not planning to put it on the trading then just hold it. Well it is a lifesaving so it would be a good investment in bitcoin. 20 years from now i could say that you will earn a lot from it. 20 btc is really big just be patient on it

The best strategy is to diversify your investments; don't put all of your eggs into one basket. As it is your life savings invested into BTC, you need to think long and hard about how much risk you're willing to take and how much you can afford to lose.

20 bitcoin's will always be 20 bitcoin's. i suggest you just sit on them, hold them for a number of years & your USD net worth equivalent will be much more than it is now. For example in 5 or so years 20 bitcoin's will most likely be worth upwards of $5000.

That's a pretty conservative prediction imo. We already scratched the $3000! We will get SgeWit soon which means a lot of great technologies can be implemented in the future. I'm talking about Schnoor, MAST, Lightning etc.!
Furthermore 5 years from now will be 2 years after next halving! My guess is, if nothing extremely shitty happens, we will be in the low 5 figures around that time!

It won't be a bad idea to give out loans here in Bitcointalk (only to the trusted members). Another option could be to invest this amount in some new Bitcoin exchange or gambling site. There are a lot of options. Investing in an altcoin such as Ether or Litecoin is another attractive option.

in my opinion if it just keeps holding it too long in numbers so much not least, it is not safe if in one wallet probably should you keep some of the 20 btc to a safe place such as insert into sabagian deposit, and invest to a place that is safe and reliable

I wouldn't recomend this. If i had 20BTC then I would split them and invest in few ICOs.
And the rest investing in some popular coins that are being listed in exchanges in the Top10 most traded coins in the past 24 hours.

How could investing in a casino's bankroll be conceptually any safer than lending to an exchange? Both are businesses that could go bankrupt, after which they may not be obligated to pay you back.

Just use half of your money and never risk your entire savings into anything,it is good to diversify your investment and check out the alt coin market section to find out the best investment opportunities are you could find several interesting projects coming up.

Remember that you can lend your bitcoins on poloniex. You can earn up to 0.1% a day, which is actually a very good rate, especially if you reinvest your earnings.

poloniex is the safest way to lend because they act as a middle man (they forcibly close the borrower's trade if they arn't putting in enough margin).

For now poloniex is not a good place to invest right now i heard many issue in poloniex like account suspended or the same as what happen to my account that there are someone are logging in to my account always experience and receive email in poloniex that is why i move my coins to other exchange site..
For me for wise decision like other said better to hold them and save in your wallet  because the value of bitcoin is increasing every month.. so that you can get the benefits of the price increase sell them if you already making a good profit and wait for the price down back again..

Holding bitcoin on your safe bitcoin core wallet is already a risk because at the end of the day bitcoin is still experimental and a very brand new class asset. Adding even more risk on top of this by holding it on top of a centralized exchanged is too much for my taste.

Maybe he is just basing his statement on the fact that in the long term the house always wins, without actually considering a scenario where both the exchange and the casino in question can go bankrupt. People here usually are very good at discarding potential risks because (A) they just don't care, or (B) they don't see any risks at all. I don't know which of the 2 options is worse....

It depends on what you want to do, since it seems you want to hold your bitcoin there are a few options.

1. Hold your bitcoin. Bitcoin gains more than that a month, you could simply keep holding and earn even more money that way.
2. Invest in casino bankrolls, there is a thread in the forum running an experiment in which the user invested bitcoin in casino bankrolls, and the results have been favorable, he has earned about 4% per month.
3. You could try to lend money on Poloniex, the returns per month are higher than investing in casino bankrolls.

   Bitcoin is investment, just with keeping you will have nice profit in other currencies. But if you wish to risk your investment with investing bitcoins in some rising business then you need to do much better research then asking people here about it, you have specialized advisers, for good information you need to pay, even I know that.
   I would not risk my lifesaving in any kind of business, you check, then give your lawyers to check that, then ask already involved people if you know any one, then do a check again and you can invest your lifesaving.

Sometimes those trusted ones are not really trusted. Maybe they will scam you. You'll never tell. Better to hold it for some many years and for sure it would do a profit. Don't gamble or trade it, its too risky If you're not comfortable to it.

your aim profit is not high and i think still possible to get profit with low risk but if i may to suggest that there are some trustable gambling sites which is have investment sites as their feature and maybe you could considering it but better not putting all of your bitcoin into 1 site only and separated it such as 40% for investing on gambling site and hold the rest as your long term investment because in the cryptocurrency there are plenty benefit from holding bitcoin

If this is your life savings then you should just hold you btc and wait for a couple more years and I'm sure it'll profit in a couple of years more but if you don't want anything risky my suggestion would be lending in the trading site Poloniex.

You can invest that in poloniex for sure you can earn interest everymonth  . You can try also lending section but befoe the loaner get the loan they need to give you collateral so you can make sure that your money is safe. You can invest also your bitcoin in trading and for sure you will earn a lot of bitcoin in just 1 month only.  Remember all investmenr is riskybut if yiu want to prevent loss you need to think wise and make a lot of research before investing.

I like this idea if
a) Lending BTC was kept in cold storage
b) Insured by LLoyd's
c) routinely audited

The borrower is using your BTC to buy Altcoins. So cold storage is obviously not an option.

But the system itself is safe (you can read about it)

"Only" risks are the standard exchange risks (site being hacked, site vanishes, ...)

You could try collateral backed peer-to-peer lending in fiat, but still that tops out at 15% pa for the most risky investments so still nowhere near the 2% per month that you want

If I would be having 20 btc in my wallet then I would go crazy as its too big amount to hold and cannot afford to take any risk by investing it at a wrong place so I would play safe and hold my coins in wallet and wait for the price to go higher so that I can sell them and make higher profits.

Why wouldn't cold storage be an option. all it means is that the wallet holding the lent coins has an offline private key and procedures of who, how and when transactions can be signed offline and broadcast.
These exchanges are built on proprietary systems. coins can be traded a million times and between different crosses, all happening in MySQL database. once a withdrawal is requested they can use hot wallet or cold wallet depending on how much outgoing.

No system is safe. Period.

You start you last statement with "only", but end in ellipses "..." they can not be used in the same statement. And risks are everything under the sun.

If I were OP and had 20BTC right now i wouldn't risk an investment. There's a high chance Bitcoin will break $3000 this year and you have a lot to gain just by holding it.
Investing is taking a risk. Why would anyone risk a possible $10k that you can have from holding for another possible $1000 from an investment in something like a casino?

Greed. People think in the way that just holding Bitcoin isn't gaining them anything (aside from the fiat value). Some even say that holding is boring.... Point is that people have their focus aimed at increasing the number of coins that they have, and not so much the value in fiat terms that may or may not increase. That's why people constantly look for ways as trading, cloud mining, investing in casino bank rolls, lending, etc.

Yes you are right if you have 20 bitcoin you can not invest in other activities or business because if you invest your bitcoin in business and you have no knowledge about business that  how can you establish your business and without knowledge you invest your bitcoin in business you can lose your money. So you right that if you have 20 bitcoin you hold for long time in future its value will be more increase .

I'd leave 50% as is - in BTC

The other half can be splitted 50/50 between let's say 50% for ICOs (I mean the tokens that are meant to be some equity in startup) and crowdfunding campaigns (using platforms like bnktothefuture.com etc) & 50% for promising "coins" like "Bitcoin 2.0 or 3.0" etc)))

Crowdfunding and tokens are more like long time investment, so it's better forget about it for some time
But I'd keep an eye on the "coins" updates like new features planned and other key events, selling/buying sometimes (buy on rumor, sell on fact etc)).

I used similar aproach myself and will do again for sure, results can be amazing especialy if you'd spend some days for due diligence before making the decision what to buy...

20 BTC is really a big amount.Instead of investing,you could just hold your bitcoins for just six more months as bitcoin price may even cross $3500 by that time since segwit would be activated.So be a little bit patient.

I would also not put anywhere bitcoins. Just keeping is a good strategy. This will save you from scams and losses that can occur if you invest coins in unreliable campaigns

You probably should spread part of your BTC on 3 to 4 less risky altcoins. My recommendation: 
1. Ethereum:  will definitely make you good profits in 3 months max.  OTHERS ARE:

2.  ZCASH, WAVE, NEM etc..
If you took risk & was patient with Bitcoin nothing should stop you from taking risk with great Alt like Ethereum.

So much advice here to avoid alts and stick with tried and true bitcoin. Look at coinmarket cap, the top 10 alts and many icos have killed bitcoin increases this year. KILLED IT. I know it's a risk, but if you want to get rich you got to get in early on an altcoin, holding 20 btc or a bunch of eth isn't going to do it - way too late.
What to avoid are hyped icos and trash icos. I'd like to think it isn't too late to turn 100x+ profit on an alt inside of a year.

Invest 5 btc in multiple altcoins with good volume and remaining 15 btc keep safe in wallet and sell when price goes higher in future as you cannot afford to take risk of investing all your bitcoins as if your investment fails then you will be loosing big amount of money in no time.

Not worth the risk, in my opinion. What we have learnt in 2014 (after the crash of Mt Gox) is not to store or invest your hard earned coins in any of the exchanges. They can fail at any time. A 3% return is just not worth it.

Yes that is also great idea that if he invest 5 btc in altcoin because investment in altcoin is very profitable but when he invest 5 btc in altcoin first he need to see the market cap of those coin in which he invest their 5 btc. Moreover, that is also a good way that remaining bitcoin is to save in own wallet because in future the price of bitcoin will reach to high.

First, don't invest all your lifesavings, leave something just in case. In fact, if I were at your place I would invest at max half of this sum and the other half I wouldn't touch.
You can choose some prosperous altcoin, like ethereum and you can risk with some shares but for that consult some broker first.

Ethereum can be a good choice just like what the saying is, don't put all your eggs in one basket. But it's also good if you want to hold 5 bitcoins for long term. And invest into reputable casino's to their bankroll's, actually there's a lot of good place to invest your bitcoin you only need to look for legitimacy.

If you are looking for some investment vehicles where you just put the money there, forget about it, and wait for the paycheck every month, then I would say there is no such investment available which is risk free. What I advise is keep your money in bitcoin. Bitcoin is not going to disappear in thin air that is for sure. You might double your money by next year when bitcoin will reach $5k. No other investment can give you this much return. If you want to make monthly income on your bitcoin by investing in something, then there are ways but not risk free and you need to be quite experienced for that and should know how to minimise risk with diversifying your investment. Nobody can tell you that here. That would need patience and there is lot to learn.

No one in this forum could have a better opinion.
Instead of gambling with your BTC you should save your main income every month and buy more BTC.
So far 20 BTC is already a good amount, you'll be somewhat rich in a few years just by holding 'em.

Indeed it's clearly an intel job. Anyway many are willing to link personal info to earn some alms...

the best option to invest your 20 btc for life savings is holding for a long term and don't sell your bitcoin if the price is not more than $5,000 but you need to hold until the price reach it. but if you want to increase the amount of your bitcoin, you can used it to trading but you need to learn the basic of trading and don't even think to invest your 20 btc in any other investment because today there are only a few trusted investment and you need to find the best one so you can invest. but me personally, i will not invest my btc in any of investment programs and i only want to hold it in my wallet.

Invest into trading. This is the right time to do, because the price fluctuations is happening periodically and so 20 btc is something big. Even if a $50 variation happens you could earn around $1000 if 20 bitcoin is used on trading.

You think to take a risk without thinking to take your profit first. IMO this not a smart choose because you have get a profit by increasing the price. You only need to think for use 10 or 5 btc for the trade or try other investments.

Or lose 1000$ very easily.  ???

actually there are many good places to invest bitcoin 20 BTC you just need to find the best, in my opinion better 15 BTC will I take my money being withdrawn and then I put a bank that you think are trustworthy and safe for long term or deposit for future use as a guarantee of the old days to live old age guaranteed and my kids for the future. the rest of the at that I keep in my bitcoin wallet as capital I

How can i give you good idea? When you have already achieved a good profit. Because as you said you bought 20 bitcoins at $430 price then its mean you are owner of $51450, it is too big money for me. You already get 100% profit from your bitcoins. Then i am speechless to give you any good idea. Enjoy your life with your 20 Bitcoins 

You are talking about something very smart here, this a big money for me also and I would sit and think very good what to do next. His initial investment is already paid  off very good, and maybe he need to think about holding for a bit longer.
I don't know how smart idea it is, but I'm reading about splitting of bitcoin on two coins, some experts are saying that we need to be prepared for short time drop, and maybe its good to sell now, and to buy while this drop lasts, also I don't know how this splitting will looks like, maybe buying both of the coins later can also bring good profit.

Im in a similar position. Im considering buying the house I rent, it probably wouldnt be so profitable but would have other advantages. or the other option is a business but I havent thought of one. so Im happy just to hold in the meantime. its still the best investment going as far as I can see.

With 20 btc I'd create a portfolio of 7/8 coins. With small amounts in the higher risk/reward coins with small mcaps, and then 2 or 3 bigger stacks in some mid-caps like Waves, ANS, Game or DCR.

And maybe keep a little bitcoin too, just in case.

I'd prob wait until Aug 1st to buy them (and put half in fiat in the meantime).

But that's just me...