Bitcoin Forum

Economy => Lending => Topic started by: zeflex on June 25, 2017, 03:55:17 AM



Title: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 25, 2017, 03:55:17 AM
Hi,

I am lending up to 0.05 BTC per loan.

  • Up to 0.05 BTC  if altcoins / Steemit account ; as collateral
  • Under 0.05 BTC if bitcointalk.org account as collateral (max. amount will be determined through: https://www.bctalkaccountpricer.info/)

Collaterals accepted:
  • Alt Coins (valuable ones)
  • Bitcointalk.org account
  • Steemit account

Conditions:

  • 120% min. of loan, for any collateral (any loans)
  • Signed message if you provide bitcointalk accounts as collateral, how to sign: https://bitcointalk.org/index.php?topic=990345.0
  • 14 days period is the maximum
  • I can refuse any requested loan without reasons
  • Interests to pay: 10% for 7 days or less, 15% for 14 days or over 7 days (+ Transctions fees)
  • Any delays over the deal we agreed on, will result to sold the collateral
  • Only one loan per user until he paid back
  • You have to pay the fees for all transactions
  • No requests to PM, only on this topic
  • Theses conditions could be updated at any time except for active deals


Format for requests :

Code:
Loan Amount:
Reason for the Loan:
Amount to be repaid:
Repayment Date:
Type of Collateral:
Bitcoin Address:

If you have any questions do not hesitate.

Thanks.


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: Quickseller on June 25, 2017, 04:37:15 AM
Don't forget to use escrow considering your lack of trading history:)

Good luck with your business


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 25, 2017, 04:54:27 PM
Don't forget to use escrow considering your lack of trading history:)

Good luck with your business

Thanks for the advice !


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: alvinmtp on June 25, 2017, 05:51:27 PM
Loan Amount: 0.02BTC
Reason for the Loan: Arbitrage opportunity
Amount to be repaid: 0.023BTC
Repayment Date: within 3 days
Type of Collateral: none
Bitcoin Address: 1GeqjNKMpt8HG8TJbgzQRePmZ3LzqC7Swt


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: alvinmtp on June 25, 2017, 08:45:59 PM
Code:
-----BEGIN BITCOIN SIGNED MESSAGE-----
I am alvinmtp from bitcointalk.org, today is june 25 2017. I am asking for a loan from zeflex with my account as collateral. If i default my loan, zeflex will be the new owner of my account.
-----BEGIN SIGNATURE-----
1GeqjNKMpt8HG8TJbgzQRePmZ3LzqC7Swt
H06b9ins6CzsWcxYvg53rdrBH3z+aN/kZN8MUpjfl2QoPcfcJ1oO9qeBdhDJEd4vwsAI8129yZ5Qw29i7EVJKKc=
-----END BITCOIN SIGNED MESSAGE-----


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 25, 2017, 08:50:59 PM
According to https://www.bctalkaccountpricer.info/?token=2b7krveq , your bitcointalk.org account Estimated Price: 0.05796000BTC

https://img15.hostingpics.net/thumbs/mini_459158screencapturebctalkaccountpricerinfo1498424073489.png (https://www.hostingpics.net/viewer.php?id=459158screencapturebctalkaccountpricerinfo1498424073489.png)

Signature verified, send me you account details to mp to secure it, then I'll send funds to 1GeqjNKMpt8HG8TJbgzQRePmZ3LzqC7Swt


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 25, 2017, 09:22:21 PM
Loan Amount: 0.02BTC
Reason for the Loan: Arbitrage opportunity
Amount to be repaid: 0.023BTC
Repayment Date: within 3 days
Type of Collateral: none
Bitcoin Address: 1GeqjNKMpt8HG8TJbgzQRePmZ3LzqC7Swt

Loan Request : Granted
Sign Message : Verified
Amount of Loan : 0.02BTC
Txn : https://blockchain.info/tx/26646943c581fa14b2cdd73ad9477bff1f091b38046f30006f71258f6571698f
Date of Repayment : June 28
Amount of Repayment : 0.023BTC
Pay to : 12A5MTLMjK9gbXf7BLoz7EyK2A3Do1gvNm


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: HumberDice on June 25, 2017, 10:14:29 PM
Loan Amount:0.013  BTC
Reason for the Loan: personal payment
Amount to be repaid: 0.016 btc
Repayment Date: 30/6/2017
Type of Collateral:my bitcointalk acc
Bitcoin Address 1AE5K7AT4rTZFUMH5B2R6QY4sRfvFXP4j4


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 25, 2017, 10:58:12 PM
Provide signed message please.


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 25, 2017, 11:51:39 PM
-----BEGIN BITCOIN SIGNED MESSAGE-----
I am humberdice from bitcointalk.org , today june 25/06/2017 , i asking an loan 0.013 btc and provide my account bitcointalk as collateral and if i default my loan , the loaner is new  own of the account or he can sell
-----BEGIN BITCOIN SIGNATURE-----
Version: Bitcoin-qt (1.0)
Address: 1AtvPFhtgZgMJsX9vUd54Fv6WdxiiPVJUn

H0VexHJr9Ee1Nafz+y5qlqnmbgQIsEp5jvaeX7tHf+0IIaTlX9lIekhq3uieoay8O7KKwKQPxjs2NRz/zeIGF60=
-----END BITCOIN SIGNATURE-----

Wrong signature


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: HumberDice on June 26, 2017, 12:29:39 AM
-----BEGIN BITCOIN SIGNED MESSAGE-----
I am humberdice from bitcointalk.org , today june 25/06/2017 , i asking an loan 0.013 btc and provide my account bitcointalk as collateral and if i default my loan , the loaner is new  own of the account or he can sell 
-----BEGIN BITCOIN SIGNATURE-----
Version: MultiBit HD (0.5.1)
Comment: https://multibit.org
Address: 1AE5K7AT4rTZFUMH5B2R6QY4sRfvFXP4j4
H/WssYHudUQwJL2yES8HFWILTnDBELS3gYbSYvwokG/mAqskfIff6RXKGGhCDGoPI3Q765LFD54M39oBUFvKku4=
-----END BITCOIN SIGNATURE-----


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: warningsigns on June 26, 2017, 12:34:35 AM


You are going to lose money if you keep doing this! Ask for collateral!



Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 26, 2017, 12:35:50 AM


You are going to lose money if you keep doing this! Ask for collateral!



Even if I request bitcointalk.org accounts estimated by https://www.bctalkaccountpricer.info ?


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 26, 2017, 12:53:11 AM
-----BEGIN BITCOIN SIGNED MESSAGE-----
I am humberdice from bitcointalk.org , today june 25/06/2017 , i asking an loan 0.013 btc and provide my account bitcointalk as collateral and if i default my loan , the loaner is new  own of the account or he can sell 
-----BEGIN BITCOIN SIGNATURE-----
Version: MultiBit HD (0.5.1)
Comment: https://multibit.org
Address: 1AE5K7AT4rTZFUMH5B2R6QY4sRfvFXP4j4
H/WssYHudUQwJL2yES8HFWILTnDBELS3gYbSYvwokG/mAqskfIff6RXKGGhCDGoPI3Q765LFD54M39oBUFvKku4=
-----END BITCOIN SIGNATURE-----


Request : Denied


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: HumberDice on June 26, 2017, 12:54:51 AM
Thanks for giving me this news just because I do not know how to handle the message signature


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: onnz423 on June 26, 2017, 01:00:16 AM


You are going to lose money if you keep doing this! Ask for collateral!



Yeah or not at least approving any requests from accounts with no trade history and below Sr. Member. I think signed message is fine as long as the account is something that you would see the person coming for, i would not see HumberDice for example coming back for his, because of negative feedback and accused multiple alts.

But i agree with this reply, OP you might want to consider more strict lending.
Even if I request bitcointalk.org accounts estimated by https://www.bctalkaccountpricer.info ?

Yes. That site is really not accurate at all so you should not trust it. I would suggest just evaluating every person, reviewing their trust and post quality. You will not want accounts as collateral which have no chance of getting into sig campaign or are otherwise horrible quality.

Edit: also if you still want to take a leap of faith with signed message, make sure it is from staked address so it is not hacked account. If you for example look at HumberDice's post history closer, you'll see that it mostly is just spamming to farm post count.


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 26, 2017, 04:17:16 AM
Thanks onnz423 for your recommendations!!


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: alvinmtp on June 26, 2017, 04:18:55 AM
Loan repaid:

https://blockchain.info/tx/e413f7481e8c407902439f2f23b810220ec082d470320b1f0ac13d9cd1162764

Thank you! zeflex
have a good day


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 26, 2017, 04:21:13 AM
Loan repaid:

https://blockchain.info/tx/e413f7481e8c407902439f2f23b810220ec082d470320b1f0ac13d9cd1162764

Thank you! zeflex
have a good day

Thanks for quick payment.


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: bitcoinmaniac52 on June 27, 2017, 08:41:00 PM
Loan Amount: 0.025
Reason for the Loan: cell phone bill due
Amount to be repaid: 0.0275
Repayment Date: 6/30/2017
Type of Collateral: My bitcointalk account
Bitcoin Address: 13WMDvFrryTb8zFcXNXZKufSpCs6NqYHez


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: zeflex on June 27, 2017, 10:09:22 PM
Loan Amount: 0.025
Reason for the Loan: cell phone bill due
Amount to be repaid: 0.0275
Repayment Date: 6/30/2017
Type of Collateral: My bitcointalk account
Bitcoin Address: 13WMDvFrryTb8zFcXNXZKufSpCs6NqYHez

Denied.
Your account is not worth 120% of the loan requested.


Title: Re: ⍟⍟⍟ Quick Loans with collateral ⍟⍟⍟
Post by: bitcoinmaniac52 on June 28, 2017, 04:59:01 PM
I was baseing it off the estimated amount