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Hi guys. Which project you prefer? Both have great idea. Who will really deliver? TenX have Vitalik Buterin support so I guess its big benefit. I would like to invest in one of them, but not sure which to pick. TenX is already to high to invest, or is it?

I think tenx is the better project and still not high.

The price now is about 6 times of the ICO price, and as mentioned above, I also think it is better to choose Tenx since there have been some real products now and many users are using these products now.

Better to invest on tenx. MCO pumped and its better to stay away wheter you lose or not. Tenx has a good potential.

i think both coin it's very good Monaco and Tanx, both coins who has a good future and a very good dev, for now, the Monaco coin price it's very high, its very good price or bounty hunters and Monaco investors.

TenX is ahead of Monaco in many ways - it already has a product released to the public and there are many clients using it already. That's reflected on their respective market caps already - TenX is worth roughly 6 times more than Monaco.

What you have to ask yourself is wether TenX should be worth more than 6x Monaco or not...

TenX's product and team are both excellent. anyone who isnt filling there bags is missing out.

A proper disclosure first - I am a Change team member.

I would like to let you guys know that in some respects there is a competitor to TenX and Monaco - the Change Crypto Bank based out of Singapore. In addition to cryptocurrency card payments, the strength of Change's value proposition lies in accessing hundreds of specialized cutting-edge financial services, all from one place without having to sign up and perform KYC on every single platform.

You may check out our thread here: https://bitcointalk.org/index.php?topic=2087937

Do you guys think the concept and value proposition of cryptocurrency based cards and investment is a strong one? Why?

I prefer Tenx than Monaco.

My reasons:

1) Tenx pricing is better than Monaco
2) Tenx has a strong team, it was listed on Bittrex shortly after ICO. Marketing is good, I consistently see promotional videos.

Both tenx and monaco are good ideas but at present tenx is ahead of monaco. Both have lots to deliver.

Tenx and Monaco is reached high price I would suggest invest in centra its ico is going on still there is lots of chance to get huge profit. Because in centra card we can able to spend most of our crypto coins and erc20 tokens.

The elephant in the room is the question Is the crypto spending market big enough to warrant credit cards using it?

I prefer TenX more then Monaco. Monaco's price was pumped and now cool down.

Monaco has less coins on the market vs TenX, so the price alone can be justified on that.

Right now Tenx is ahead. Monaco has to make up some ground.

TEnx is more promising then monaco at least they hav estabilished products. Monaco is a just project with no innovative idea.
And also Monaco is pumped.

I'm going with TenX, although I think Monaco does a better job of marketing their product.  It just looks sleeker and more professional and a little less geeky.

I agree TenX but MCO has a great PR team and advertising which can be very important. both are great ideas but time will only tell i guess

MCO is already working their product and had been listed on Binance.com which TenX isn't.  TenX was just a copy of monaco and in fact MCO were the first to do the ICO and then suddenly they thought of doing the same thing like it was a bright idea. Vitalik did support a lot of shit tokens though.

In my opinion both is good so if you can diversify your capital why not divide them among the two? Tenx still has potential because it has a working product and is supported by Vitalik Buterin. MONACO on the other hand is working with their product now and might give good profits if one invest now, So if I were you OP, I would diversify my investment funds into both to not regret it if both pumped with one having a better pump.

I see tenx can invest in long term.

There is no market whatsoever for people to send crytpo on visa and MasterCard.

There are better, innovative platforms to hold, change and spend fiat e.g. Revolut.

Both, without doubt, will fail.

I t seems usefull for me. I will try tenx, It seems more serious to me
I will order the card as soon as they deploy iOS application

Both are good projects but price to acquire these coins will be the difference not forgetting if their services will be extended to our respective countires
I think both have the funds to deliver but the race is now for market share
You already sound like you have picked a side with TenX because of Vitalik Buterin involvement with the project.

For me, if choose between TenX and Monaco in short term, I will choose Monaco because this project still potential and can increasing up in short time, it better than about the time development TenX. But if long term, I think choose both are good.

There is also another player in this field called OCash more info can be found https://ocash.io/ (https://ocash.io/)  It is operating on the graphene blockchain, the one which bitshares and steem run. It is being promoted by openledger

I think Monaco is better as it seems there is bigger support for them from buyers and holders. And they raised in value in just a week or something.

I prefer neither.  VISA has announced similar support for Cryptocurrencies in their cards in the future.  I expect all of the larger credit card players to do the same.  This market is too competitive, saturated, and dominated by large players that I would rather rely on using a card from a major player.

Chances are that you are right and people with more connections I.E. : Ethereum Alliance/Microsoft/Banks/Coinbase are already working on something similar as they have already dropped hints. Whether they will accept all the coins that are tenX platform is the question.

Both Monaco and TenX are used to destroy crypto value into fiat. TenX has a limit on withdrawl, but who's to say you can't have 10 TenX cards since there is an unlimited supply, this is an obvious loophole that many people will gladly take advantage of, as the tier 1 verification is a joke.
TenX pays out dividends, but users won't recieve their cards until the end of September, then you can see it it's really worth holding or better to trade. I researched Monaco and i didn't read any benefit in holding the coin as it's only purpose was to pay back the initial investors from the ICO. If anyone knows the purpose of monaco coin other then that please share.

Monaco will have a lot of competition so while investing in them is a great idea I ultimately think TenX will be better in the long term

The way their systems work are very similar but the image of these two are very different than each other. Monaco was accused to scam people at first. Then people decided Monaco project is also legit and trustful. But, when we look at TenX, we see much more professional business. Their team had interview with CNBC, if I'm not wrong. The reputation and credibility of TenX is much above than Monaco project. But I believe both will do important jobs in debit crypto card area.

Found this comparison article on the same topic:

https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7

saw this earlier - pretty crazy how the space is growing - the thing is it`s not gonna be a winner take all kind of market but with ten x and monaco price stabilising it would be good to ride some of the news ones . any thoughts on these new players ? chance and bankera ? both caps are pretty cray cray - 70m on change and 210 mill on bankera.

would love to heard some opinions - for now i am leaning more towards the chance guys.

hopefully Tenx drop under $3 again going to buy more

wowza - is this a comment or a press release lol ? dont get me wrong I am trying to make an impartial decision as I want to make dem gains - i think it will be a good pump and dump regardless - but overall poker player and parliament dudes sound a bit dodgy. from my experience if it`s too good to be true it probably is.

Also this whole 2 company business is weird, who owns what ? and if eastern european politicians are getting involved - its clearly a good sign lol - i would love to see either of them explain to me what cryptos are.

Ill probably put money in both these new ICO ones bankera and change and whatever comes out, i will take your STRONG recommendation lol - but curb your sales pitch friend you dont want to be too obvious. 

anywho best of luck and see you on the other side of profits

I have disappointed  about monaco coin. I buy monaco at 40k satoshi, and I sell at 90k satoshi because I think its maximal price and will dump. But, monaco have pump to more 350k satoshi

Tenx seems more promising

To choose between tenx with Monaco, I prefer Monaco because it has an interesting concept and now the price of Monaco is also high around 10 $ / monaco and Monaco users continue to grow because it has an interesting concept earlier, so there's no harm when choosing Monaco instead of tenx

I'd have to say TenX too

I choose tenx because for long term investment is very good and the price seems to be going up

just reading around this thread and see the position about TenX its gather my attention since I'm not aware with this project while I've heard about Monaco and seems that this project have a long term holders so I will check TenX and see if this will be a big one in the near future.

TenX is very promising. They have a lot to grow and have a solid project with a very interesting team. Another important point is that soon the debit cards will be distributed to the public, the application will be launched, which is in beta and is already available for all currencies, that is, soon it will come to the moon.

As most people have mentioned, I would go with TenX too. They have lowest fees compare to Monaco and other similar tokens, they're due for a pump in the near future. Monaco had a good run but I don't see it going anywhere and it's looking shaky at this point.

Our project comes into action mainly in Latin America, they do not implement additional blockchain solutions, such as offering an alias.

Monaco is going pretty bad at the moment. Or from the moment i joined in :(

See from the size of monaco with tenx i know monaco is better while tenx have not understood so i prefer monaco

What a marvelous analysis! ;D ::)

You just blatantly tell everyone about the random analysis, Tenx already worked with the active product that the moneco Project doesn't releasing something. That makes me weird about monaco if you are trying shill the monaco.

If I think Monaco is a big project that is pretty much ogled by investors, so you can try to participate in the Monaco success project, If for TenX the concept is nice and easy to understand.
But if for these 2 projects i will select MCO.

I can see both of these being plowed over by a traditional credit card power entering into the crypto space

I think TenX is better considering it has a product and it isn't high yet.

I am going to give TenX a try.

Why choose? you can always invest in both  :D :D

I apologize if any mistakes please be corrected, I choose monaco because I already know how the concept of monaco and I do not choose tenx because I do not understand how to work tenx, therefore I choose monaco

For me the most promising project remains Tenx

the project is very solid and the team is great
Moreover thee credit card is comming soon and fees are lower than for MCO

what name of your project that comes? is it mean TenX?

Both are good project Monaco claiming they will support erc20 token spend but not sure even you can look at centra ico it's giving most of the cryptocurrency currency spend including erc20 token ico is happening now also you can look at proxy Ico it's soon going to launch Ico having same features.

Tenx is clearly superior! They have an experienced and talented team..
They have the app for all mobile systems,and many other priorities than Monaco!
Moreover, this is a long-term project,with COMIT lintegration will be really great!
For all those who have bought in ICO I can only tell you: HODL HODL HODL  ;) ;D ::)

Exactly! I don't get it when people start dissing the other coin just because they decided to put their money in another one  ::)
Clearly, these both coins have a chance for success, time will tell which one is better.

I think Tenx is CURRENTLY (could change) a much better product than Monaco because they have a working product and people are already using the cards. An upcoming token called 'Centra' could potentially be the best as their benefits to token holders is better and Centra card already has 8 alt coins and ERC20 tokens as a working product. I however feel there is more than enough space for multiple crypto card companies to enable the right level of competition and innovation

I am a big fan of TenX! But, what about Centra?

I always preper Monaco because Monaco is my favourite coin and this coin growth is effective i think.Now this coin hit already 12.39$ via https://coinmarketcap.com  its really big pump 24.03%

nothing is imposible, right? TenX and Monaco have chance to success

Monaco had a lot of issues especially after ICO ended. TenX is only about lower fees? Both talk about a product neither have yet, 31 August we will find out if Monaco meet the deadline. But other than that, everyone has a debit card. The real winner will be the one who can provide Virtual debit card. Disposable, one-time use. Now if you have that, that's the real killer.

Bought into the Monaco ICO and got 83 coins which I sold recently for $16 each and made a nice 3x profit. Been pumped way too fast in my opinion. TenX seems really cool, only have about 100 tokens right now but I have faith.

From my point of view, both projects are worthy of respect and attention. But at the moment I think that Monaco is more attractive than TenX

I was tempting to buy some monaco a while ago, but didn't do it, and now the price is super high.
But maybe the pump is a bit too high and a correction will happen quite soon I think

The demand for both projects turns out to be quite interesting at this stage. Competition is not necessary since Tenx and Monaco will eventually succeed without a doubt.

It seems TenX has ended it's trend growth in short term, the hot trend for token about Visa cryptocurrency on market at now really is Monaco. You are also see the price of Monaco has recovery and breakout resitance line at @350k sat, so you should go to Monaco if want trading in short term.

I think a question is - imagine we are a user and assume both TenX and Monaco are legit products with spec outlined in their white paper.

Which one would you choose as a consumer?

I personally would choose TenX because it is advertised as free of fee to use?

If you are looking for short term investment, Monaco has broke its ath and now on its new high of about 520k sats so i think investing on it now is not a good decision, while tenx now is at the bottom and still has lot of room to grow price may still double once actual card has been released, nevertheless both are good for long term investment.

I still don't understand how there 2 cards compare to existing service like Cryptopay, which already has a working product that you can use everyday, instead of investing in a promise in 2018 or 2019.

Altought among these 2 cards, I think tenX looks more promising. as least to me.

They are pumping Monaco with real good volume. It's number 1 coin in last 24 hours trading volume. %42 rise in last 24 hours. More than 10k BTC volume. That's impressive. I think there's no competition now, Monaco is way better than Tenx.
Will I use their products ever? Probably not. I don't trust these debit cards.

Monaco already got an approval from the visa that brings the double price from the OP's statement in some days ago. Glad to see the more ethereum card project already growth a lot.
Every project has its own advantage and centra will be the next in my opinion.

Your right every project in the crypto cards has it's own advantages. One thing I will say though, in the long run you will see that the commissions on the Monaco Card will be significantly higher than that of TenX.

Both are worth holding for 2018, crypto market cap is only going to grow.

Both are profitable coins and I think it has a future. Monaco have been pump and has growth daily, so I hold it for now because I believe I can earn more profit on this coin.

I ordered my tenx card, I would probably order a monaco card too. It's too early to say which one will succeed and which one won't I think. Maybe both with succeed. Tenx with Mastercard & Monaco with Visa.

I'm on a discussion group on facebook and they keep on comparing tenX and Monaco. Monaco has been good and has a very good pump for these past days. Someone just posted too that tenX has something for the next year and there are some conspiracies that this coin will be pumped by some of the biggest names in the market.

is it still profitable if I buy monaco now? how much maximal high price of monaco huge pump?

I see, maybe this is the reason why the MCO price rise to more than 400k sats. recently. I wonder why ATH, and I dont find any news. I regret that I sold my holdings when it was at 300k sats. Tenx also looks very promising.

I believe TenX is the better project, but MCO will be at higher price, because of the lower supply.

I think that there is enough space for both, or even more!
Rigth now we have multiple active banks, and more recently, some more online banks.

Regarding the TenX vs Monaco I will put my money in TenX for some reasons:
1) Personal preference.
2) Already developed tech (Monaco is still prof of concept).
3) Monaco is already pumped.
4) TenX will explode when introduced to Asian market.
5) NO FEE'S (This is what kills Monaco! 1% fee is too much)

PS: The upcoming ICO Bankera seems to be promissing! Maybe it can compete with these two

Tenx is good. i have heard alot of it from my friends. i have heard alot from monaco.
my friends have made more on monaco so i will go with tha.

I am allover MCO, but i've got a couple of peers on TKN and TENX. Ive got all eggs in one basket, anyone suggest i do anything different? haha

tenx bida created a long-term investment. I think Tenx has a pretty big project. but still we must be more thorough again in making decisions

i think centra will be better than tenX and Monako

Based on the above and other research I've done so far, I think I'm gonna go with TenX.

Sadly, from personal experience I can tell you that TenX DOES HAVE FEES.

The fiat withdraw fee should be almost nothing. They would take batches of 10,000 transactions and pay only one withdraw fee for them, to settle. So it's just the spread that's the issue, and that definitely is not 2% or higher, it's more like 0.1% for BTC and ETH. There's also the exchange fee per transaction, but that should be negotiated to almost nothing, since the volume will be huge.

TenX already has a working product. Furthermore, TenX has the strong backing of Vitalik Buterin and Fenbushi Partners . Also TenX’s token Pay has a quick raise of market capitalisation and now it’s to the top 20 list of all cryptocurrencies. TenX has an advantage in the services they offer, fees and the amount of cryptocurrencies they accept. That all is a singnals for consumer’s confidence. But this is a situation they have for today, and what they achieve in the future depends only on how their team continues to work.

monaco's price too high maybe already late to join the project , but tenx have more potential to get profit in future

I bought Monaco at a higher price and currently the value keeps going down, I keep loosing faith since it feels bad to know that  I am already loosing on the investment that I made. The other thing is that I can't afford to sell it now since I bought it at a higher price, so I can't afford to lose. So I am just going to hold on to it until it's worth something. I just have the feeling that the project has the potential of making it big in the next few months or weeks.

I would definitely think Tenx due to already having a working product and users already widely using the cards

Bought TenX before 1 august, made nice profits which paid for my vacation ;D
Now I am holding both, there is room for two creditcards in this 175B market.

TenX, they are part of the Enterprise Ethereum Alliance now:
https://www.cryptoninjas.net/2017/08/29/blockchain-payments-startup-tenx-joins-enterprise-ethereum-alliance/

Yes I do agree tenx is widely used coin but Monaco is having lower supply I think centra and proxy will be the biggest competition for tenx and Monaco.

If cryptocurrency cards are going to be succesful then I rather invest in cryptocurrencies themselves instead of the cards. I think sooner or later some free competitor of Monaco and TenX will arise. Why pay fee's at all?

I think tenx and monaco same altcoin good for the future,   :)
just look at monaco last few days show that the price got up  :)

From the consumer side I'd choose TenX since they have a solid team working full time on the project. Actually I'm just ordering one and can't wait to start using it.

I think its much better to invest when the price is cheap in that part that TenX support it it will be more likely a popular people to support instead of the features of a coin, I go to Tenx

TenX (https://coincodex.com/crypto/tenx/) is currently 143% above ICO and Monaco (https://coincodex.com/crypto/monaco/) is 400% above ICO price. Based on the market cap Monaco has an easier way of growing more than TenX.

They both have a good path in front of them. I'd diversify and invest in both (I do that).

monaco is still the best compared to tenX, monaco sales volume is also very high. very far difference between the coins in cryptocurrency.

Both projects are good. Monaco is a more known and more reassuring project.
I would prefer monaco to buy and investing long term ;)

Competition brings innovation, there is more than enough space for multiple players in this space be it TenX, Monaco, Centra, Metal, etc. they are all still in an early stage, the most innovative one in a few years will obviously be the leader of the pack.

I also choose Monaco. The project was good and i know Monaco has potential so its better to hold it now, i have also a friend that holding Monaco now.

None of the two has been able to actualise what it promised to it investors. The card was a promise none of the two has been able to produce that. I hope this won't be an ordinary empty promise.

Tenx is much better it has advanced technology than monaco,plus tenx has a lot of users already and the price is still cheap than monaco.

Wrong, Monaco was not able.

I'm one of thousends who received their TENX Card ;)

https://s1.imagebanana.com/file/171221/yPW4IXkW.jpg (https://www.imagebanana.com/s/913/yPW4IXkW.html)

They are both cool tokens but still i prefer centra tech to both i hold some bags of ctr and i am not regretting i did, it has a great potential they have started distribution of their card you can spend up to ,eight different coins on it btc, eth, bch, ripple, litecoin etc.

Exactly the reasons for me to choose for TenX. Great investment so far and really looking forward too seeing their progress in 2018.

Not an elephant at all. You can make these projects succeed even with a reasonable amount of clients. Anyway all projects out there require wide adoption.

So which one have really working product for usual users? Can I get and use card outside of Europe zone in any of this projects?

I would invest in TenX as I think they can delivery their products faster. However, I have to admit that both companies have had numerous delays, both of which are card related, thought TenX has done a better job in satisfying their customers.

what do you think of the newly releasing STK Token? Hard Cap already reached in public sale and it is backed by mastercard!

Tenx has high potential this year. Monaco is a legit a joke and its just being used as a pump and dump.

Tenx has a steady growth compared to Monaco, which makes it way more safe for investing.

TenX HODL till 2020  ;)

true, tenX has a steady growth of 0 users  ;)

Monaco prefers slow and steady growth, not rushing into things and meticulously building and planning for the long-term

I also see tenX can be used as an investment in the long run. for this year tenX will be one coin that can be above monaco. monaco has a price growth that can not be fast and like playing safely in cryptocurrency.

monaco is altcoin the best this year so i choose monaco, because i believe monaco can make me rich

I think this thread ignores a much wider market. It is no longer about TenX versus Monaco, there are really cool things out there sucha s the FuzeX card, and after the latest problems, whoever is more reliable will win the market.

SStill the best for what? tenx already finished the product, and the developer is trying another roadmap progress. But I never heard about the development progress of monaco.
tenx was better rather than monaco if we are considering a working product. Volume doesn't matter.

Hey I was in the Monaco ICO and did well during one of its run-ups and haven't been watching the debit card wars since.  Which card is dominating now?  Looking to get a debit card soon.

I don't think it really matters now which is the best, I guess investors just want the one that will deliver the promised cards ASAP, the fee difference to be honest are negligible.

Really hope Tenx will deliver new cards soon... The experience with their card before it was shut down was hands down amazing and fast...