Bitcoin Forum

I would like to divide this question into two different ones:

1)   Do you have your investments diversified in general and don’t only hold bitcoin? I mean if you also have stocks, funds, bonds, metals, participations in businesses etc.

2)   Do you hold only bitcoin or do you also hold other cryptos?

My answer is yes to 1) and not yet to 2) but I will.

I'm not diversified in the slightest. I'm worth 96-97% crypto. I will diversify when a certain price level has been reached, but only reluctantly.

I probably wouldn't bother with metals or stocks. I'd pull out enough to buy property and run it for a bit and keep the rest in crypto.

Stupid? Probably. But no one got anywhere without a dose of stupidity.

I'm looking into diversifying into real estates and some new cryptos
exploring new world brings about new discovery for me. same way i explored into bitcoin and i found it interesting and profitable.

60% btc, 40% altcoin, this is how my wallet looks for now

Lol! What is sure is that diversifying is a way to protect yourself, but it goes with lower profits. If bitcoin reaches 1.000.000$ in the future, you will have more profits if you are 100% invested in it than if you diversify your investment but “don’t put all your eggs in the same basket” is a known basic rule of investing.

Yes I do diversify my investments. Before I get to know crypto, I was investing in stock market and FX trading. I am still investing in stocks but not FX anymore.

Currently I diversify my investment in stock markets and crypto. In the future, I plan to invest in business and properties if I have the chance.

60-40, 60 in crypto, 40 in real estate, bonds and stocks. I still believe that crypto is still not ripe enough for a full-blown investment since it can flop anytime unlike gold and real estate which has serious backing from the government and financial institutions. Maybe I'm playing it kinda safe and still have something in case my crypto holdings fall apart.

For now, I am 70% Bitcoin, <5% other cryptos. I'll look more into investing in stocks, shares and whatsoever, but right now I'm interested in BTC. Gold may become an investment for me in the future, however I find multiple investments harder to manage, so I try not to spread out and buy everywhere.

As for altcoins, not so much. Looking towards ETH and Bitcoin Cash at the moment. :)  8)

Not yet. Most of my worth is now in Bitcoin. I do have the plan to diversify into old-school investment like properties and stock, but I haven't reached the amount of Bitcoin that I personally feel comfortable to hold for long term. So currently I'm still accumulating Bitcoin until I reach some cap then I start budgeting for properties and stocks.

I also hold some altcoins, but only in tiny ratio to my Bitcoin: 95% in Bitcoin, 5% in altcoins.

Definitely diversity as protection against any one aspect collapsing.

I hold bitcoins, altcoins, bonds, property, fiat savings.

Why you say you are stupid? Every soul/human is different and we just make the best decisions for ourselves.
Probably you are doing good now not going into stocks.
When this quantative easing bubble and super-low interest rates are over, stocks will probably go down.

I prefer 60-70% in some "realiables" crypto BTC ETH LTC maybe two coins more to diversify.
... and 30% to 40% ino promising crypto/tokens, that are backed by sensible product/service/active team.

I also issue my own crypto ... so, I will be diversified, very well.  ;D

Regarding cryptocurrencies, I am just focusing on Bitcoin currently and I am fine with this. I am little tired with altcoins. From time to time I buy gold but I don't do it as an investment with the hope to make money from it. I do it to "secure" some funds. Like the majority I own a saving account, but nothing to make me rich here, only 0.75% interests yearly

I would like a big bottle of stupid pills.

Don’t put all your eggs in one basket.

Yes, I diversify investment. For crypto, I invest in various of coins. With 50% in Bitcoin, I have a couple of altcoins in the other 50% of my portfolio.

anybody with large amount of money enough to diversify should do it. and anyone with small amount of money should not bother. small amounts are better invested in one thing in my experience. preferably in something that is rising big and fast like a pumping altcoin then move the profit to something solid like bitcoin.

i don't have a lot but i don't have a small amount either. so i do diversify but a little. i have already invested in real estate so that is a big chunk of money already diversified. then i am all in bitcoin like a true Hodler.
what i do with altcoins is to use them for short term as a way of doubling my trading funds and then transfer my profit to cold storage.

HOLD BITCOIN AND OTHER CRYPTO

Because it could all fail horribly tomorrow and I'd have nothing to show for it. It's still a chance I'd rather take than not take though.

I couldn't bring myself to put in $50 a month seeing it explode like it has if I had extra money available but I'm too far down the rabbit hole anyway.

There's no point in diversifying for me. I don't have many expenses, and I still live with my parents because the wages in my country are shit, therefore im keeping everything on bitcoin and building a small fortune along the way through hard work. My bet is that bitcoin will win, so im mostly bitcoin, if it wins, I will be able to buy a house, maybe a couple of houses, but it needs to go higher because the taxes are pretty hardcore. If I hold for 1+ year they should be lower. I don't know anything about this yet so im simply going to hold long term and i'll see what i'll do. But if you are rather young and you can afford being 100% crypto, it is the way to go in hopes to get a good earlier retirement.

1. Yes, because with having various forms of work will certainly generate more money.
2. Bitcoin or other crypto, I do the same thing on both of them holding. I'm sure the bitcoin and crypto I hold will be better in the future.

Yes, I have other investment and that is with transportation and real estate. I have 50% of my total investment bitcoin and the rest into those two things that I mentioned.


I hold some bitcoin and also with some other alt coins and still waiting for the right time to sell those alt coins. But for me, I can see that it's more profitable to hold bitcoin for long term.

Yeah, im doing diversification. But on altcoins and bitcoin only. Because i find very profitable. I don't know things about stocks, bonds and other investment stuffs. So im just trading my Bitcoin to altcoins. Half of my portfolio is on Bitcoin while the other half is on altcoins. You can't just rely on one investment only because once it crashed. That's it. Kiss your money goodbye. That's over. And for that, i believe in the saying that. Don't put all your eggs in one basket. Use only an amount that you can afford to lose. Basic but very helpful. Diversification of portfolio is very important because in the field of cryptocurrency. You don't know what will happen next. So you need to diversify so atleast you could cover your loss when you loss at your other investment.

I do not diversify really. If I do it is an extremely small percentage otherwise the vast majority of my wealth is stored in BTC as that is the best long term store of value available today.

My answer on #1 is not yet but i will because i think it is more hard to have a stocks mutual funds or investments on the "not-digital" world of stock investing. My answer on #2 is yes, I also hold different altcoins which is stored on the WAVES platforn.

In answering the questions, then I will go thus

1. Yes I do, as I have interest in other business areas and because I even do a day job, its an investment offline on its own a place where I spend 40 hours in a week is enough.

2. I hold some amounts of coins but just a few and not enough to qualify as a portfolio. I only invest in the few ones I believe in and that will go ahead in deciding if I will continue to hold and pull out

Yes, of course but not only in crypto currencies.
I also invest in business startups, real businesses with real products.
Bitcoin is really a great investment but it has a lot of ups and downs and big competition in other currencies.
I think we should think long-term and not put all hope into one thing, even great as bitcoin :)

I think you should do bit of both you know. Investments will play a key part since its low in risk. For example, Investment in Vehicles or Land. Meanwhile you should consider about Holding in to Crypto too since that's what you are familiar to. Maybe the tie will come when you should be switch to No 1 rather than doing no 2.

I don't do a ton of investing outside of cryptocurrencies, but I've gotten into ETH and I'm considering a few ICOs that I think are interesting. (I will, of course, sometimes needle one ICO or another by implying that I won't invest more than $10 in something that I'm moderately skeptical about, or that has a roadmap that puts the launch more than six months out, because how do I know that members of the development team won't get bored and walk away.)

As for the first question, Yes I diversify my funds through bitcoins, stocks, mutual funds and some food business. I do this for  my funds to be more secured and diversified. It makes me more comfortable and dont rely on just one investment. Just as they say always, dont put all your eggs in one basket.
For the second one, I trade altcoins and bitcoins. Whenever I see good opportunities to trade, I grab it whether its bitcoin or altcoins. But I eventually convert it to bitcoin when I sell my altcoin. I dont hold altcoin for a long time because I’m more confident in bitcoin. I also store my bitcoin in a hard wallet to prevent it from being hacked.

I have a 401K which itself is diversified.  That is the only real non-crypto investment I have. 

I also have a wide range of altcoins.  The amounts and values fluctuate, I do a fair amount of trading, but I do keep a few coins that I never trade.  Just HODLing those.

Diversification is good in the long run because it mitigates potential risk.  Of course it also mitigates gain.  If you can find a strategy that works for you it may not work for someone else.  My advice is put as much as you safely can into crypto.  Don't cashin a 401K to buy bitcoins, I would just divert current streams into crypto.

If you like to trade have some coins set aside that you don't touch.

Yes i have diversified my investment because to put all of your eggs in one basket is not a safe option or a good strategy.


I hold altcoins but for a short period of time for short term trading, altcoins are not reliable so holding altcoins for a long time is risky.

1. no, I am not invest in stocks, funds, bonds, metals or any participations in businesses, I only invest in bitcoin and altcoin only.

2. yes I am hold bitcoin and many of altcoins.

I think if we invest in crypto currency especially in bitcoin, we can have to make profit and now with the price of bitcoin up and down, I am sure that we can make money.

I am a regular trader like equity in my country exchanges and also commodity in that I dint find much profit. Once I started to invest on bitcoin I am getting regular income by different strategies only through bitcoin. Yes even I am holding lots of high potential crypto currencies hoping out of that one will make millionaire in near future.

I am saying yes to both number 1 and number 2. For number 1, it is always a good strategy to invest not just on a single thing. It is always advisable to invest on something else so that whatever may happen to your single investment, the other one is still there. You will always have a safety net so to speak if you have different investments. The same is true to number 2. Diversification is always a good move.

That’s a good question to ask as one can get estimate of how much crowd is actually into crypto, mixed into crypto as well as real stocks etc and only the later one too.

For me I have little investment into real estate business but nothing more than that. Whatever I have other than that is into crypto only. This was not the initial case but now I have started investing into crypto a lot and it’s more or less habit for me.

i don't hold altcoins but i diversify into them if you can call what i do as diversification! i am mostly a trader when it comes to altcoins, i am mostly scared of their future since i have seen the dark side of them and i know how big the dumps can potentially be.

as for other things, i have invested in gold and stocks but these days i don't have any of them. i am fully in bitcoin and will probably stay like this for a couple of more months.

If you diversify you spread the risk. I wish I could have the funds to diversify more, but for now I have Bitcoin and a number of altcoins. I didn't get to make the step for bonds, metals and businesses. Maybe if Bitcoin and my alts grow more ;)

1. I think that the answer here is no.
2. Clearly yes.

yes not only in bitcoin but to my all investment i diversify them all whether its in stock market forex market its just different treatment and approach on how i'm gonna handle the situation on where i'm investing and trading, because by diversifying you minimize the risk by not putting all your eggs in one basket.

1. No, not yet but I am planning on investing in a real life investment such as stocks and having my own business. This my form of assurance since I am not certain about the life of cryptocurrency as a whole. It may go extinct at any time so having a real life investment is a must for me. I am hoping the cryptocurrency will stay, though.

2. I am currently holding tokens but I am not saying that this is diversification. I am also planning on converting these into BTC and/or ETH any time soon and after that, that may be called diversifying since I'll have some coins other than Bitcoin.

It's yes for me for both 1 and 2. For number 1, its important that you don't rely on a single asset. Everything can go down and not having back up would be one of the biggest mistake you can commit. For number 2, i've been trading for a year now and i've invested in coins that  i felt would be profitable in the future. Etherium and ripple are some coins that i have stored

I have my wallet diversified: 30% BTC, 20% ETH and 50% other coins. - It’s quite risky wallet but profits are also nice (so far…).

In my decision also yes to 1 and not yet to 2. Because we do not hold the Bitcoin and other altcoins are not possible to current market in cryptocurrency. This is like a one type of share market any time it will fall down or raise up. Many peoples are invest other things this may increase or stable in future. But cryptocurrency we cannot predict in the future market. I am also invest to business and metals.

I don't have any other non-cryptocurrency related investments, my main one is holding Bitcoin, I despise the risk of trading. I'm also holding some Ripple, not expecting much from that, nor deeming it a decent investment, just purchased to see how it ends up.

To answer your first question, yes I diversify my investments into bitcoin, businesses, and even banks where I keep my cash. But I don't diversify my crypto, I am all in for bitcoin as of the moment.

I would like to answer your question in two different one's .

1) Yes i like to diversify my investment into various trading products like Stocks,Commodities,Forex and crypto's. Actually stock is a better options and i hold 40% of my capital into that and remaining 60% is invested equally into other trading products. Actually diversifying your capital reduces the risk and also it diversify the risk too here.

2) I mostly hold bitcoin and other crypto's also like ethereum, litecoin and ripple where they are considered to be the top rated alt coins and expected to grow bigger than bitcoin in coming days.

Yes, but for crypto it is difficult diversifying effectively with thousands of currencies and tokens being issued every day. From a theoretical point of view holding a market cap weighted portfolio of all assets is the ideal thing to do, but in practice holding just bitcoin is more effective (than that, at least).

My answer is Yes for both

1) I invest in other offline investments. Currently stocks and bonds but I intend to invest in others.

2) My crypto portfolio has Bitcoin and altcoins.

Im the opposite of you my friend. I do not have any other investments currently and all my eggs (stupidly) are in one basket. I have diversified with my btc however (but that too was not a good choice) so I am 2 for 2 in

bad decisions :D. Oh well as long as I learn from this and dont continue to make these mistakes everything should be okay and if not I remain positive that bad outcomes happen for a reason.

You must always diversify your investments and anything money related. Even most things in life. You would not out all valuables in one place in your house imagieb a fire starts and is where our valuables are and you lose them all. If you sosce them out you will only ever lose where the fire reaches and everything else will be fine. Rather lose some then all. If everything is invested in one oksce and something bad happens then it is all lost and you don't want that. You want multiple streams of income. That way if some stop then you not joboess and without money.

Yes, I am trying to invest in some stocks. I read here that real estate investment is good, but although I am 49 years old I do not have sufficient money to buy a new home. I guess real estate is very good, but here in Eastern Europe, real estate investement is a dream for most of people. Bitcoin was a bless, stocks follow it (little people have courage to invest in stocks here).

Yes of course, i have several bussiness on my local city, and most of the funds that i get from bitcoins or my other online investments are being invested in them right now.
It is not because i dont believe on bitcoins or in crypto in general, it is because i prefer to diversify that money instead of having all that in just bitcoin, and everybody should do the same, we dont know if bitcoin will be down in some days, we dont know anything about that.

The answer to 1 is more important than the answer to 2. Most alts have a high correlation with BTC, so holding different alts won't give you any benefit. The correlation of bitcoin with other assets is low, so it acts like a kind of hedge.

1) Yet, I'm waiting for the stock market will crash to buy more shares (at my prediction it will happen in the next few years).
2) I hold bitcoin in addition to waves, LTC and XMR.

I think include Bitcoin as part of the investment portfolio is definitely a good move, perhaps around 5 - 10 % so to get the benefits from crypto growth. Although whether to diversify between Bitcoin and other crypto really depends on how much further risk and time you'd like to spend on crypto. Perhaps a 80:20 split of Bitcoin and Ethereum would be good for the long term.

1)I once owned and invested in metals , coal and others but not for long because the process of investment profits there is not glorious as bitcoin
2)Yes advantage in promising crypto

Yes i would like to answer it, I have investments in Stocks, Etf's, Commodities, Forex, and also investment in Real estate and Marketing business. In total I have stock holdings of about 30%, Commodities, Etf's, and Real estate as another 30% and then Invested 25% in Forex and Crypto market and remaining 10% in Marketing business and 5% in bank accounts for interest gains. By this way i am managing my investment portfolio. Secondly,i dont only hold bitcoins alone i also have invested few positions in Ethereum, Litecoin and Zcash for short term trading.

i just want to add that when you diversify you should be extra careful not to over do it.

i am speaking from personal experience that when you diversify specially when you are investing in altcoins it is easy to lose track and invest in a very large number of altcoins and you end up having lots of different alts and most of them are useless and lose price.
the bigger problem is that it becomes impossible to have all of them under close observation at all time so you may lose track and with it money.

what i do is that i obviously invested in bitcoin and as for altcoins i keep the number to a handful so it is easy to handle.

I recently sold all my shares to put into a high interest account. Shares are volatile in UK at moment due to Brexit. I have bitcoin and eight ether tokens. Will be looking to sell some to put into litecoin and neo.

Yes, I also have stock investments. Well it was before I discovered bitcoin so its logically that I still have and holding it till now. I also have a business so I guess you can call it diversification.


Initially, I not only hold bitcoin but other altcoins as well, But I dumped all my altcoins in favor of bitcoin only. As I see that bitcoin specially for long term hold is the best choice and fit my schedule. (I can't do day trading with altcoins anymore, change of priority, hard to track on my end).

It is a very difficult question to answer. Initially I had invested only a very small amount in Bitcoins (may be 1% of my total wealth). But as time progressed, the value of Bitcoins increased and now they are close to 60% of my portfolio. On top of my initial investment, I received some more coins from signature campaigns and bounties.

Diversifying is a good idea, but as for the second part of your post, holding altcoins, it can be tricky. There's a strong general trend that when Bitcoin is growing, all altcoins lose their BTC value so their USD value remains roughly the same. If you'll put it together with a pretty popular opinion that altcoins are in bubble and that Bitcoin is the best cryptocurrency, than turning a big portion of your portfolio into altcoins might start sounding like a dangerous idea. On the other hand, this year altcoins showed giant growth and people who have been holding them for at least 6 months at that point have managed to get some very big returns (for example, Ethereum was trading at $10 last year, while today it's $300), but it's very hard to tell if this will ever repeat or if altcoins will crash instead. So, if you want to diversify, better pick your coins very carefully and select only 1-3 coins that you think are the best.

I am diversifying into BTC and alts now. For too long I have waited before getting into crypto. Crypto has been on my radar for too many years without me pulling the trigger. So I have lost a lot of the last years skyrocketing

yes in btc and alts

Diversification in trading and investment in bit coin as well as in real estate is a good sign of a successful investor I am also changing my business with the time as my priorities changes so some time I take part in stock exchange while some I invest my money in buying house or shop etc. which give me so much profit.

I have other altcoins as well.
And i think it is only necessary to do that in order to have a more secure means of investments.
Bitcoin may be a good way to invest but we really dont know what may happen in the future.  That is why it is always best to have contingencies.

I don't know why you are asking for people's ​investment and holding, ( I think your question had to be : is investment in other projects besides cryptos profitable? And what about holding (wether bitcoin or altcoins) ?
For me : 1/ I didn't investment yet ...2/ yes I am holding both bitcoin and altcoins

As of the moment, i am still on the beginning of my crypto life which means i am not currently holding any coins as of now. However, i have thought of diversifying my coins by the time i have some so my chances for profit growth is wider though i am thinking to have majority of it on bitcoin.

Diversification is good, but I don't see any coins which can compare in its profitability with bitcoin. I think this is also not a good option. Having the opportunity to earn good money deliberately refused to invest in less profitable projects for the sake of imaginary security. I fully rely on bitcoin.

My answer to both questions is yes. I would invest and diversify my funds in both cryptocurrency and other investments such as stocks, mutual funds, trust funds, real estate, and business. This is my long term goal and I am trying my best to achieve it. Learn everything I can while achieving these goals by reading books and doing research, focusing on one goal at a time, having my own strategy, and being self-aware of my risk tolerance are my ways toward this goal.