Bitcoin Forum

Hi,

If you have $100K, which crypto would you spend it on? I have thought of this scheme where I set up 3 classes (categories).

Class 1: Safe prime coins
Class 2: Popular alt coins
Class 3: Risky/shady alt coins

Most investment goes to Class 1, i.e. 70K, 25K to Class 2, and the remaining 5K to Class 3.

So a few prime coins like BTC, ETH gets the most money. In Class 2, you might have a single coin you invest several thousands, but in Class 3, you spend $5K on 10-15 coins as they might crash or explode.

Is this a sensible idea? How would you portion 100K on various coins?

What's your own portfolio like? I assume there is no issue sharing this info.




Thanks in advance.

My crypto portfolio is a bit different.
50% of mine has gone to Class 1. And now is about x2 profit.
10% has gone to class 2. And now is about x10 profit.
40% has gone to class 3. And still in x2 profit.

The most difficult thing is to distinguish between the class 2 and 3.

20 - 20 - 20 - 20 in 4 long term projects like ADA, KMD . . .
and 10 - 10 to short term investment like STX, can make with STX

My portfolio is almost similar to your portfolio. For me, 70k to class 1, 20k to class 2 and 10k to ICO projects. Based on market situation, I will adjust the % accordingly. For example, before BTC fork, I will hold lesser % of BTC and get into altcoins in the dip.

For me, my portfolio is 60% BTC and 20% in altcoin under class 1, 10% in class 2 and 10% in class 3.

60% to class 1, 35% for class 2 and the remaining 5% for class 3. Regarding altcoins I'd primarely focus on Waves, Lisk, Stratis and ARK which in my opinion currently are neither prime or shady. Those alts could play a major role in 2018 and thus be 'promoted' to class one!

i would pick at least 15/20 different investment fund, you should double your investment in few years

I would do the same as you OP, but class 3 would be ICOs for me.

Class 1: Safe prime coins
Class 2: Popular alt coins
Class 3: Initial Coin Offerings

Class 1 with 70k, class 2 with 25k and class 3 with 5k. Class 1 will only hold BTC and ETH. Class 2 would have about 10 alt coins. And in class 3 I would spread it over 5 ICOs with 1k each.

If i wanted to invest 100k usd I would probably divide my money like this:
50k to bitcoin
15k to waves
15k to oax
10k to iota
10k to dcr

I would go about 50-60% in class 1, 30-40% in class 2 and 0-10% in class 3.

The shady stuff is a very dangerous game and may not even be worth losing all over.

70 thousand dollars on bitcoin, 20 on ethereum, and the other 10 thousand dollars will just go to waves, golem, lisk, monero, and some other altcoins that i might see possible to be on the top 10-20 in just a few months or years from the previous investment.
It is a nice portfolio, bitcoin is the one who is most rising so it deserves to have more than 70% of your portfolio, and the other 30% should be on alts, because alts are only going up when bitcoin tends to go down too, so that is a safe desicion to make.

If I had 100k to invest in crypto I will avoid investing in risky altcoins and icos, after all 100k is a small fortune already, so I will invest in the safest coins out there, most of it will be invested in bitcoin and the rest in ETH, ETC, LTC and waves, with that amount of money there is not much of a point in taking huge risks, just buy safe coins and hold for a very long time.

maybe $50,000 should be invested in all those altcoins that you know that they are never going to reach zero again, all those altcoins that have been on the top 25 for more than months, just like ethereum, monero, dash, litecoin, and so many others.
The other $25,000 maybe should be invested in those coins that you know that they might be bullshit, but still they are so good because you can make profit from them.
And the other 25k, i would jst invest them on bitcoin, it is the most safest thing to do.

I would divide into 3 classes equally. 33% for each class. Why would I do that? Each class can bring different profits and has different risks. Therefore, the third class can bring multiple returns in contrast to the more stable first class.

Well $100k is really huge amount, I would choose the classes 1 and 2, buying the most popular and safe , and stable crypto currencies which have real potential , and having the highest prices and values. Also I would buy some amount of Bitcoin as another reserve.

Investing $100k is a very nice amount.  Whatever you choose to do, avoid Class #3.  You do not want to invest in shady coins.  Always, research the team and make sure they are who they say they are.  Every investment carries some sort of risk but choosing one that looks shady is just throwing your money away. 

Diversification of different potential crypto should be in place. having the big proportion for the BTC and ETH in folio. Make it Diversified with potential undervalued alts like verify, etp, and arn.

I would also allocate some funds to promising ICO out there, so maybe 20% of it for ICO. Get in early, get the big bonses and dump while the price is still high. 50% for bitcoin and ETH, and 30% spreadout to the other coins on top ten in market cap.

35K in BTC
50K in mid range undervalued alts (those with proven developers that have already produced working functioning code of use above and beyond copy and paste of other projects ) these should have real use cases too.
15k in gambles with good chances of large returns

forget any new ICOS  unless they have fully functioning or near functioning products and not just dreams and talk white papers. Regardless of the dream teams and advisors on board.

But better to give less amount to the class 1. Because I can expect a lot of the increase from there. The chart will be stagnant. WIll be better to put the more into the class 2. because you can try to use your logic. there is a possibility for the class 2 to be the class 1. and class 3 to be the class 2.
It seems very good idea to give every class proportionally. Just like 35:35:30.
That's my 2 cents.

But now bitcoin is the most profitable coin.
And I think it's very risky to put 30000 dollar in coins that we don't know what will happen to them.

I guess I would do something like this :

- 20% Bitcoin because it is the most secure value in Crypto world
- 15% DeepOnion, for me it is one of the coin with the best future so it can make huge profits
- 15% Ethereum, nice future and already one of the most used Altcoin
- 10% Ripples
- 10% Litecoin, in my opinion it will grow soon
- 5% Zcash
- 5% Monero
- 5% Dashcoin
- 15% with a mix of a lot of different Altcoins which seem good (NEO, Waves, PTOY, BQX, ...)

I would put all my funds into bitcoin, but maybe it would be good to put some funds into ethereum and in other altcoins that are good too, but it is a difficult decision to make, just look at the charts of bitcoin, it has been one of the cryptos that has never dropped when all the other altcoins where dropping by a lot of money.
I prefer to hold bitcoin instead of those rare altcoins or ico projects that promise you to give you x3 roi once that the token gets listed.
ethereum is a good coin too, but it will never have the same increasement that bitcoin has at the moment.
Btc has been making around 0.75% a day.

My recommendation is 50% in BTC, 40% in ETH, and 10% in risky alt-coins (less than $50 million market cap).... Look at tokens like COSS

I was planning to suggest exactly the same. Putting aside 50% to BTC and 40% to ETH. You can then divide rest of the 10% in altcoins like IOTA, Waves, Ark, Shift etc.

I will invest thus:
20%/ETH
20%/NEO
10% Power ledger
20% Qtum
30& BTC

Quite an interesting portfolio, if you take into account that you take the main platform BTC, ETH, NEO and Qtum what does the Power ledger token do there?

BTC 35%
ETH 20%
ZEC 10%
XMR 10%
DASH 10%
ETC 10%
LTC 5%

By buying icos i guess

Ok guys I had some time to do a bit of research. So far I made a rough list of 3 classes of coins I want to invest. What do you guys think? Please give critique about them whether any coin in the list is shitcoin or if I am missing a promising coin:

CLASS 1:
BTC
ETH
RIPPLE
LITECOIN
CARDANO-ADA
IOTA
DASH
NEM
MONERO
EOS
STELLAR
NEO

CLASS 2:
QTUM
LISK
TRON
VERGE
ARDOR
OMG
ZCASH
STRATIS
BITSHARES
WAVES
DOGECOIN
KOMODO
SALT
SIACOIN
VERITASEUM
GOLEM
STEEM
ARK

CLASS 3:
DECRED
PIVX
DIGIBYTE
TENX
CIVIC
0X
VERTCOIN
REDDCOIN
WALTON
GAMECREDITS
SUBSTRATUM
GAS
FUNFAIR
UBIQ
VOXELS
METAL
SHIFT
BURST
POT
HEMPCOIN
CANNABISCOIN
HUMANIQ
MUSICOIN (maybe?)
TIX (maybe?)




I thought of some basic allocation as 1 btc per coin in Class 1, 0.5 btc per coin in Class 2, 0.15 btc per coin in Class 3, which would require 25 btc. I don't have this amount but but diving it by 4 for example and allocate proportionally.

Is this a bad proportion?

Also when would be the best time to buy? All of them are green now, so doesn't seem smart to just buy them. I was thinking of waiting for BTC to set a new ATH so that all alts are severely red and good to buy, and when I get more btc, repeat the buys in time, and just hold.

What do you guys think?



Thanks in advance.

Any ideas?

NY bump

60% BTC 20% in long term coins,30% for your daily trading if you are a trader like me.

first, I will diversify my $100K into digital assets and free money (the money that might be needed to buy something (cryptocurrency) when there's a good moment for it).
80% digital assets, 20% free money.

this digital assets will be diversified into:
class 1 - 60% - Bitcoin 70:30 Ethereum
class 2 - 30% - Litecoin, Ripple, XLM
class 3 - 10% - Aion, ADA, ICX, IOTA

Well for me would be simple if I had 100k to spend only on cryptos. Half would go imediatly into Monero , because everywhere I go , I hear about Monero. The 2nd pick would be another investment into the CEDEX ICO cause I simply love the bitcoin diamond chain and stuff and the 3rd one I would invest the rest into dogecoin. Good or bad for me ?

class 1 - 50% BTC and ETH
class 2 - 10% Investments in new ICOs
class 3 - 10% Trading

30% on other ideas

IF I were you, I will put $500 each in top 200 or $1000 each in top 100.
By doing this, you will have fun of coining mooning everyday.

50k in BTC,30k in long term alts and 20k for trading daily alts,that should work and you will be safe to the BTC's ups and down.

Definitely for not buying one coin for the whole amount. Divide your bank into at least three worthy coins. In my understanding, priority should be given first of all to security. I do not know your plans and objectives, but in this situation you could consider the SwissBorg project (coin CHSB) for studying and further making a decision on investing one of the parts of your bank.
The project deserves attention!!!

In my own case I will give 30% to class 1 Where we have BTC, Ether, Ripples and LTC.
I will send another 30% to  BCH , DOGE, NEO  DASH and BTG
I will now send 40% to Class 3. (penny coins) Where I will have  much volume which will turn into massive  profit with minimal movement in price because of the volume involved. For instance let assume I bought  coin for 10 Satoshi with $10,000  I will have 1000 by volume of that coin compare with when I use the same $10,000 and bought another coin for 500 Satoshi, I will only have 20 of that coin by volume.