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As he/she has locked the original loan request, I'll be helpful and keep this one active until he repays the loan i'd given him.

@ Jaws, I see you got another loan yesterday, so I'll be looking for the repayment to this address as stated in your loan request.

38bmpwjZmJ8cQySYMjkWutyqhkdroq6kUV

Please include the TXiD so there is no mistake,

Thank you.




https://bitcointalk.org/index.php?topic=2576030.0

https://bitcointalk.org/index.php?topic=2600904.msg26564984#msg26564984

I think, most likely  you are scammed,  It is very likely that account hacked,
This user's email address was changed recently.

This user changed his/her password recently.

Hi there,

the user has taken another loan since, and I believe the acc was collateral, so that may explain the observed changes.


Thanks.

I don't think he will pay back -
Last Active:December 19, 2017, 12:16:30 AM
He never showed up right after he got the loan from Parodium
I'm really sorry for your lost

That's probably due to the account being taken as collateral. That being said I'm highly leaning towards yeah this is a scam

Yes, no payments been made after the other loan, so im thinking its gone too.

Am I right in thinking my only recourse is to "paint" the account with feedback?

I think yes, why have you lended without a collateral?

Hmm, a question i've asked myself a few times since...

Because it was a small amount and i felt bad about it being his/her "birthday" and having nothing. Ive been in that spot myself a few times and its not fun. I simply felt bad for him/her/, i was aware of the risks, i just thought it was a reasonably safe bet.

I was wrong.

Sorry for your loss.

This is why we question the borrower even though the amounts involved may be completely negligible. When he asked for the $11 loan a lot of signs were there to indicate that he was just trying to just take the last bit of money and run.

He even requested on parodium's thread that he wanted $25 instead of the $11 promised.

So yeah... My advice to you is don't loan to people just because a) the amount is low or b) you can afford it. They'll likely backstab you and you're making a precedent for yourself as being a target.

I appreciate the comment Magneto, thanks.

There goes another throwaway account. They keep doing this for paltry amounts. Sometimes I wonder if they have some kind of boiler room or basement where they all work as teams creating a bunch of accounts every morning and using them to scam here, even small amounts to make it easier to convince their victims to send first. Then at the end of the day they consolidate their "earnings" and the boss pays the scammers their cut.

If this scammer works alone, then this is a sad story of desperation and desperate times. All this effort for a couple of bucks.

I already had a feeling about this. There was another borrower who wanted $100 for his account as collateral. When Parodium offered $50 he quickly seized the opportunity which led me to think the account was being sold disguised as collateral.

Accounts should not be valid collateral for this very reason Warningsigns, and people like myself being less gullible wouldnt hurt either.

I appreciate the comment.

Hey Nibbly

Really sucks that he hasn't paid up.... I also read that loan request and much like you I also felt for him/her with it being their birthday and stuff.

I guess when it comes to loans like that....better to look at them as a "donation" and write the money off.... if it gets paid back then awesome but rather just assume it's not getting paid back. Good thing it was a small amount, still sucks but at least the "damage" was minimal.

I also agree that accounts shouldn't be used as collateral....just seems to open the door for abuse.

I took his account as collateral, I agree that in a perfect world accounts shouldn't be used, however they are all people seem to have/or offer here.

Most people understand that their account is worth more than the amount I'll give them as collateral, this should be a deterrent to defaulting, but sometimes it's not.

This guy spent months, posting nearly every day, lurking the forum, to scam for about $30 total, he must be in a very poor situation in life if that's his only way of making money.

I guess that does make sense when you put it like that... I suppose most people would value their account more than a loan amount if it's a small loan.

Also true that he must have been in a seriously poor situation in his life to go to all that effort for a $30 loan.

Are you serious?

If any account has an ongoing loan and they take another, then its a major red flag. They shouldn't be taking out loans if they can't repay current ones. No matter what rank, how old it is, if you take their account as collateral with an ongoing loan, you aren't only hurting yourself but also the other lender. His account is not worth $30, by any standards at this point. Even without the loans, it is very easy for someone to spam bumps everyday.

Accounts may make sense if it is especially valuable but definitely not in this case.

they scam also for $0.5 , next time don't look at the amount but at the person you are talking wìth. and when they tell you a
tearful story it's 101% a scam.

As ive stated in now a couple of threads, i fully understand what happened and that the chances were i wasn't getting the $ back.

There wont be a next time, goodwill has died.

I wasn't aware he had another loan out, it was my own ignorance.

Either way $10 is negligible.