Bitcoin Forum

i have some savings and want to invest in bitcoin. should i just input some pocket money or 10% or 50% of it or all in? i wont use the savings for a long long term. besides, if i lose all these money it wont effect my present life. advice please.

It depends on how do you trust cryptocurrencies. It is good to save money, but if it only sleeps in your wallet, it has no use. You should use your savings, make it work for you. If you use it righteously, good for you. I think it is one one of investing your savings if you use it with bitcoin. I guess it is really a good to invest in bitcoin nowadays so If I were you, I will use my savings in bitcoin and other cryptos.

It depends, if you don't feel you have much burden in life you can invest a lot. But most people do have families so it would be hard to put too much savings into it. At the end of the day, it is still pretty close to gambling.

It depends on you, I personally think 30 or 20% of the total savings can be invested in bitcoin. But as there are altcoins as well it should be 10%

You should not invest all your savings in crypto because it is full of risk and you can loss more than 90% of your investment within no time. I will suggest you to invest only what you can afford to loss or less than 30% of your total savings.

I do not think you invest all your savings into bitcoin. You can buy a little to store. Investing in it must capture a lot of information and follow up daily. Its value is unstable. You should spend that money to take care of your life

10 to 20 5 should be invested. You can risk more if you do not have any responsibilities.

I will say maybe you put a 50% and make it into 2 or 3 different coin to diversify your portfolio rather than put all into a single coin. Although all on 1 single coin may be more profitable but is more risky and you wont want to be out of the market with a single trade.....

Around 7~8% at present for me.

I do think that you should go for 50% of whatever you get and try to adjust in that 50% .. you could for once spend less and live sober and simple and later on you can easily enjoy those savings in future , it's really not that hard to control your urges to a while.

Whatever you eat in Dominos and all try and limit it for a certain while .

Go for it and control , it will be gold for the future.

i agree! 20 or 30% is a very high percentage.

Think that is money you can lose! Maybe you can invest max 10% of your savings...

It depends on you as others have said: "only invest on what you can afford to lose". In your case, you said if you lose your money it won't affect your present state so I suggest to go "ALL IN" and let it grow.

Definitely don't use all your savings for investing into a Bitcoin casino, even if it's a trusted one.
I would only invest an amount that you're comfortable losing if anything happens, you need to decide how much that is in your case.

If it were me, I'd be investing only around 10% of my savings.

I would not invest more in risky things that I can afford to lose.
If somebody would ask me a number, I would say about ten, maybe 15%. Not more.
Losing such an amount is not nice, but it won't bring you close to a bankrupt either.
And when you look at the profit , you see that bitcoin price now is ten times higher than last year.
That would mean you could double your money in one year if things work fine, or lose 10% if things go really bad.
To me that sounds like a fair deal...

Whatever level of risk you want to take and what you can afford. For me this means most of my savings. I'm also cutting back on unnecessary luxuries (coffee, etc.) to buy more coins.

For me at least 50% of your savings would be reasonable enough to invest in cryptos though in the past few weeks the value of most coins do not appreciate and rather depreciate it still a good point to plan holding them as a long term investment because chance are cryptos can probably hit the market and appreciate much in the future. Many are positive to the idea that bitcoin can reach $20000 and I think alts will be valued higher than today so I think its not bat to take a risk for cryptos

in my experience it depends on a couple of factors.
1. your age! if you are a teenager and your "savings" is  small amount then invest all of it in bitcoin, why not! you are not paying for your living anyways ;)
2. is it all the money you own in the world? then no. invest a smaller part of it to decrease the risk. as they say invest what you can afford to lose.
3. is it the money you saved up with a lot of efforts after a long time of working, or is it like a part of your salary, the new year bonus or something like that. obviously if it is the bonus investing it if you don't need it is better.

you see it is not a simple 5% 10% ,... 100% answer. and if you can not decide on your own then maybe you should consult someone else, a friend or even a financial adviser maybe.

There isn't a set number or percentage that people take as a reference when it comes to investing in cryptocurrencies, after all, it depends on you, it depends on how much money you have, and how much you are willing to lose. Remember that even though the cryptocurrency market is an attractive market to invest in, at the end of the day, you're also taking a big risk (your savings can always be of help in the long run).

However, I can throw a number given my personal experience: 50%. I felt comfortable with this number as it gave me the opportunity to buy the coins I wanted, and I was able to keep some fiat on the side.

A simple as day & night - amount which you can afford to lost. The point of time when you transferred FIAT to CRYPTO consider as possible lost (not only from price depreciating but also from hacks, bugs, regulation, etc.). :)

I would say invest a certain amount you are
comfortable with investing in altcoins, dont
put all your funds in at once that could result
in allot of lost in the altcoins trading market.

I would say don't exceed 50-60% of your savings since coins are pretty risky no matter how secure people say they are, the risk of getting hacked is still a possibility. Coins provide no insurance so we should be smart.

The interesting about saving is that i used to have about 20% of my whole saving in crypto. But due to the dec 2017 crazy rise, now my crypto is like 60% of my whole saving. It grew more than x3. So it is kind of hard to balance my whole portfolio.

Before you invest your entire savings you need to understand that the cryptomarket is very unpredictable and unforgiving sometimes

and if you have a big heart to overcome such situations for a start you can go with 30% of what you have in your savings.
One more thing dont limit yourself to bitcoin you have a whole pool of coins to choice from ;)

It depends on how much do want your money o be managed. If you dont trust bitcoin since it has fallen in value lately, you can put only part of your money. Those believe in bitcoin sees it as a dependable investment but not all believe.

Bitcoin is the best choice to invest but that doesn't mean that there is no risk, that is why it is not advisable to invest all your money or savings in one investment. My recommendation is since you are willing to use all of your savings to invest and you said that it will not affect you if you lose, you should also try to look for other cryptocurrency and spread your money in different kinds of coin, of course including Bitcoin because it is one of the best cryptocurrency to buy for long term investment. It's up to you on how will you diversify your portfolio.

Actually, the financial solution is our own. cause we who know what to use for the future. so, we must have secure funds when our investment is no profit and even decrease.
about the percentage you have to spend from your savings, maybe you can try from 20% first. and this is what I did.

go with the smallest percentage of your thinking for the reasons mentioned earlier(about risk)
instead of eagerly putting all that is there to get more profit but only an unexpected dance will await you even if you say it will not affect your finances but run in a field that you do not understand will be dangerous. better with small numbers, then learning from there and maybe 10% or less will be better

Hallo Robotrabbit,

First, never go "ALL IN". Then you had to split your allocation according to your expectations and to risk you are willing to support if thing will go bad. Remeber that if you lose 50% of your invested amount, you need to have 100% profit to cover your loss. Also if you lose 90% of your invested amount (and this could happen) you need 1000% profit for cover your loss!
I could help you create a good asset allocation, but  for make a good work (as i wrote in PM) i need to know you total asset ( in % , not in value) and risk you are willing to support in terms of loss.

It is difficult to speak about percentages, since it can change from case to case. The right answer is that you should invest in coins only the money that you can afford to lose. This has been said again and again, but never enough.

I think 5% is good enough to start with. Need time to learn and know the coins you are going to invest. When you feel comfortable, you can invest a little bit more. "Know you limit, play within it."

Sometimes the quote "do not invest more than you can afford to lose" is very useful. the point is to allocate funds in accordance with your financial capabilities. really what you're saying is that you have to understand first about cryptocurrency. how the price changes are unpredictable and volatile. and you must understand also about the risks. once you understand that you can try to allocate funds according to your financial ability. eg 30% of your savings (it's not so bad). then you can divide that 30% into the various coins you want to invest. yeah true don't limit to bitcoin only

My advice would be to first sit down and then list down your plans for how you see you olans for your future. Then, go to your expenses and income and try to forsee any possible expense that you might incur. Once you are left with your savings you then become to know and decide for yourself how much are you eilling to invest and then some by putting this all

Interest rate on banks are minimal. There are a lot of coins out there that are good prospect for investments and if you are accustomed with cyptos then go for it. I would say 20-30% of your savings would be good.

well, i haven't been investing in coins.someday i will learn to it but my husband does.He invest coins but not with our money but the payment of our hardwork here in forum.He invest 50% of coins then 50% of it will go to our banks.We exchange it to our currency and deposit it to the banks

When you invest in btc or other crypto then the risk is very high so I wanna say that you should invest in crypto with the money you are willing to give up. This means that when you start with this money, you should think that you have actually lost this amount of money. And how much percentage is that, it depends on you.

you should use a percentage that you feel confortable to loose, 15 or 20% is a good number, remember the cryptocurrency world is very volatil. but once you are in with the time you will fell more and more confortable.

most of my friends are holding a good part since a year ago but they feel very good right now no matter the price.  ;)

invest what u can afford to loss dont invest all ur saving it is nt advisable