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Bpay.io is the newest, most sophisticated tool, which allows receiving cryptocurrency at your convenience - any place, any time, while ensuring the speed and security of your transactions. It is an instrument which allows accepting, withdrawing and keeping track of funds in various trading transactions (offline, online). Trading transactions can be conducted between both classic traders (buyer-seller) and within the scope of virtual platforms (e-shops, online services, stock excBpay.io is the newest, most sophisticated tool, which allows receiving cryptocurrency at your convenience - any place, any time, while ensuring the speed and security of your transactions.




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I don't get it.
So what exactly does bpay do?
Of course apart from taking ETH from people in exchange for your tokens.

The comment above is right, this ANN don't have that essential information about this bpay.io. What would be the function or purpose of this one? It is a retail system of what? Kindly update this thread so that we can get familiar with your project.

Asking the same,  is a ETH token Exchange or what?  ???

I took a glance at the whitepaper, and it seems like bpay is trying to be an aggregate payment service platform.

It's taking not just crypto, but stocks, offline transactions, and other financial events and throwing them all into its system for better organization and aggregation.

Then it allows for the account holder to convert any received funds into crypto, fiat, or whatever and also to transfer into a bank account (or I guess, wallet address).

What's interesting is they also allow for a medium between crypto and credit card. Somehow if someone is paying in crypto, Bpay converts it into fiat to the seller's choice of fiat or credit/debit card processing via Bpay's visa backend.

The team looks kinda okay. The founder has been CEO of mobile companies for almost a decade. But he only got into crypto this year... That's okay since he has business experience. Business experience is usually lacking in crypto core teams. The CTO has 2 decades of experience in development... so that's cool too.

What worries me is their crypto experience. Other than that, the team seems good. I haven't looked into the companies they were associated with to see if the companies were super successful or if they went belly up.

I would invest in this ICO if I could care enough, but right now there are better things out there.

Hello! Thanks for the feedback.
We will post the Intro video of how it works.

Hello, Crypto Girl! We added the video intro into our project.
Hope you're gonna find it useful!

agree wit u....i d don't get it

( 05 MARET 2018 )

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Hello. Thank you for your interest in our project.

Thank you for that, i also browsed your White Paper and found it very informative, sorry for the first comment which is actually posted without reading the WP, now i get what you wanted to bring over this cryptoworld thru this project and i can say that it is a very awesome concept and investors will surely attract by that business that you would like to bring here.

Filipino translation reserved.

Hello. Thank you for your interest in our project. You can leave an application a message in the Bounty thread: https://bitcointalk.org/index.php?topic=3052320.msg31423189#msg31423189

Where to se WHITEPAPER of this project?
Bpay will be a payment like paypal or different system? I hope your project will be success.

Its here - https://www.bpay.io/pdf/en/wp.pdf.
The wp link in the bottom page of their website is not working.
The upper portion works.

i think the project look likes promising. Any company behind this project ? Any support from real merchants?

The project offers an interesting service that can be useful. Do you have an initial arrangement for integration? Are there any planned areas already? And in which countries?

You have it written. Equities excBpay.io is the newest, most complex tool that allows you to receive crypto-currencies at any time convenient for you - any place, at any time, while ensuring the speed and security of your transactions. Compared to what is your most difficult instrument? Already have any comparison?

We gathered 1.5 million dollars during private sale in November.

The team touched upon a sick subject, the use of crypto currency in the real sector of the economy. Very ambitious statement. Everything looks pretty believable. You already have a version of the application. If not, when do you plan to provide it?

Hello. Thank you for your interest in our project. iOS and Android wallets and dashboard release is scheduled for November 2018.

Hello! Every country can take part in our project. Is there something more that you are interested in?

Cool, this is a good decision. What platform do you plan to use? I mean ETH or ... Maybe in plans, there is a development of your own platform. It would be nice.
Thanks

Hello. We are about to release an article on our benefits compared to other products, and we aren't allowed to disclose this kind of information before that.

Halo Dev, Mengapa Dalam Spreadsheet Facebook Bounty B.PAY Alamat ETH Saya Berubah Jadi Alamat BITCOINTALK .. ?? Spreadsheet Number #30, Nama Pengguna: Lukman Filth

Hi... where are you located ???

Moscow, Russia and Tallinn, Estonia

Bpay was added to TokensRecord ICO Directory. https://tokensrecord.com/project/bpay

when will the platform be released?

Hello! During the main sale!

In which countries are you going to launch this platform?

It is international project, we don't have particular countries to launch the product in.

I really enjoy the fact, that this project has not banned the participation in this project for people from different countries around the world.
Now there are many such projects, that limit many investors, such as those who live in USA, because the team does not allow them to invest.
and here everything is open and accessible, and it is very good.

okay thank you :D

Thank you for your interest in our project :)

You’re welcome! :)

Hello. We will post instruction where you could see what wallets you should use. But for now we recommend you MEW.

Wish all the best fpr the team! :)

Thank you so much! :D

will you use AI?

No, we don’t use AI.

Paying method that can be used everywhere and anytime is what we're looking for.
Since flexibility of the crypto currency are still limited.

Hi...what's the team gonna do after the ICO? are there already any plans?

Official open Europe Bpay.io office
August 2018
Open API for first merchants release (digital currency)
August 2018
Edex.io
Exchange Opens
October 2018
Receive "processing license" for bank connections
November 2018
iOS and Android wallets and dashboard release
November 2018
Open API for first merchants (fiat currency)
January 2019
Q1 2019
Open Bpay USA office
Q2 2019
Bpay Retail payment stick release

thank you!

You’re welcome! :)

how much will the fee be?

Hello. The system has a small comission - 0,2%

oh it's really small! it's very good! :)

That’s right! :)

thank you for your respond!

You’re very welcome! :D

what are main advantages of the platform?

Bpay is not just platform that allows cryptocurrency transactions. We have a lot of advantages.
Our commission will be 0.2 % and we will have the financial license for worldwide payments. Also we
created the system that will be available not only for online but also for the offline trading.
Less comission - more demand. Also at the end of this spring, Bpay is going to push its own bourse, where will be accredited all altcoins for the turnover in Bpay payment system. The tokens would also give possibility to enter the bourse and so, it would be charged as a commission for all bourse transactions. Such a scheme would ensure a stable and constant growth of token’s value and demand for it.

wow considerable advantages. thank you for consulatation!

You’re welcome! :)

Hello. Thank you for your interest in our project.

Thank you for your interest in our project :)

Hi. Why did you choose blockchain for your activity? Could you work without block chain?

Thanks for a good question! First of all we are dealing with cryptocurrency market so it makes sense to create a blockchain-powered platform
Also blockchain provides high level of security, since we work with transaction, this point is very important.
We do not need mediation. In non-blockchain platforms you will always have mediation between seller and buyer. Check our White Paper and Road Map :)

Could it be possible to realize your project without use of cryptocurrency?

That doesn't make sense :) We're here to involve the cryptocurrency in everyday life. That's the point!

Ok. Got it

great, nice to know! :)

Why token price will rise in future?Do u plan to buy tokens back from the market?

Hello!
At the end of this spring, Bpay is going to push its own bourse , where will be accredited all altcoins for the turnover in Bpay payment system. The tokens would also give possibility to enter the bourse and so, it would be charged as a commission for all bourse transactions. Thus, such a scheme would ensure a stable and constant growth of token’s value and demand for it :)

I would like to see more information about how the team sees the implementation of this idea in practice.

The price was fixed a long time ago. In USD, because the USD is not so volatile like ETH ;)

Hi. I want to know abouy your founders and team  :)

Check the team members at our website: https://www.bpay.io/

To participate in the pre-sale should KYC data be checked? This pool of currencies that Bpay will include in your portfolio, will the quotation of altcoins be based on the value of bitcoin?

Is there no problem now for access to its crypto currency? are there any other advantages of your pretek besides in the subject?

Looks like a good project. The idea is clear, the explanation is simple yet very attractive for newcomers and pros alike!

what will happen with the tokens that wont be sold?

Thank you for the kind words!

Hello. Do you take part in conferences?

Are are you listed?

What about bounty ?

Hello!
We have published a short story about our visit to the WebSummit conference.
Follow the link to read the article in our Medium: https://medium.com/@bpay/how-to-visit-websummit-almost-free-of-charge-and-reach-investments-for-1-million-3578f4fc97cb

Our token will be placed on the Edex.io (internal) exchange immediately after the launch of the platform (summer 2018) and 2 months after the public sale on the remaining exchanges.
Here is our ICO bench listing: https://icobench.com/ico/bpay

Hello. Thank you for your interest in our project. More information you can find in the Bounty thread: https://bitcointalk.org/index.php?topic=3052320.msg31423189#msg31423189

thank you!

What wallets are comparable for your ico?

Hello. We got no information on bonuses during the that ICO.

We will post instruction where you could see what wallets you should use. But for now we recommend you MEW.

Hello. Yes, it will. But there is no exact information yet.

Hello. About the benefits of the project can be found on the website: https://www.bpay.io/

Hello! This information is now being verified for correctness and completeness.

Hello. This information you can learn from the video: https://youtu.be/mRcPr7NKekw

nice video, and with this video everyone will know more about how this project will be
anyway good luck !  ;)

Guys, the done job is very good! :)

Thank you for support! :)

Thank you! :)

How can users check what you provide?

Hello! We will launch mvp within the token sale. so users will have the possibility to check it.

Hello. Why people should trust to smart contract?

With smart contracts we only need to secure the beginning of the chain to the real world. All ownership transactions after that, can be done entirely electronic. Or rather the work usually done by the trusted third party can be done electronically. And all participants can feel confident that there is a “paper-trail,” over all changes and events which has happened which can’t be retroactively modified.

Hello. Is it safe to cooperate with?

How many tokens issued already?

Hey, yes. You can find all the legal docs on our website.

We will declare the amount after the Pre-Sale.

How is it different from alike projects?

Hello!Bpay is not just platform that allows cryptocurrency transactions. We have a lot of advantages.
Our commission will be 0.2 % and we will have the financial license for worldwide payments. Also we
created the system that will be available not only for online but also for the offline trading.
For more detail information read our White Paper: https://www.bpay.io/en-whitepaper.pdf

which currencies do you accept?

We accept ETH, ETC, EOS, BCH, NEO, BTC

I hope , you will realese all parts of project :)

Thank you :)

Of course will, we will reward our users with tokens for finding any bugs.

What makes your token unique?

Hello! Only with BUY token sellers of goods and services will be able to accept crypto-currencies at their sites anywhere, at any time, being assured of the speed and reliability of each transaction ;)

Ok. Do you have KYC?

We make a contract with Bitfury Crystal for the blockchain transactions and frauds analysis.
http://crystalblockchain.com
The thing is that the client will not be bothered with registrations and checking!

What is the price of your token?

For public token crowdsale price is 0.08 USD/token ;)

And what is min investment?

50 USD

Is the private token sale over? and I see on the web public token sale will begin on April 17th. How many sales have been reached to date?

How many currencies will you be able to accept in perspective?

Looking forward to the the development of the project, can see a excellent potential in the idea of this project.

In 3 months after the ICO we will be able to introduce about 100 currencies for online systems, but
after the half of a year - for offline.

Hello. Thank you for your interest in our project.

Thank you for your kind words! :)

Thank you!

You’re welcome! :)

Thank you!

No problem :) you are welcome!

I can't find the goal and max cap.

The softcap is 1,5 millions of $ and the hard cap is 39 600 000 $

Awesome, thank you! :)

You're welcome! :)

Any dates for fiat integration?

Read please our roadmap ;)

Official open Europe Bpay.io office
August 2018
Open API for first merchants release (digital currency)
August 2018
Edex.io
Exchange Opens
October 2018
Receive "processing license" for bank connections
November 2018
iOS and Android wallets and dashboard release
November 2018
Open API for first merchants (fiat currency)
January 2019
Q1 2019
Open Bpay USA office
Q2 2019
Bpay Retail payment stick release

Well the idea of this project is not so bad currently token markets is like expanding after big bang of crypto-universe but I have few questions about this project :

1. How do you generate token value?

2. is there any benefits for token holders?

3. How much % of the token is being reserved for team and if any locking period, then how long it is for the team?

Bitcointalk thread Comments:
You Stated in your white paper that
"Bpay.io is an instrument which allows accepting, withdrawing and keeping track of funds in various
trading transactions (ofline, online)"
So please let me know how you will store funds and what is the security mechanism.
How will you protect the funds and privacy of the investors?

Token Supply for Private token sale/Public token sale: 600.000.000 ( 60%)
10% will be distributed for the Private Token Sale
50% will be distributed for the Public Token Sale
5% will be distributed for marketing and Bounty Program
10% are reserved for the strategic partners
25% are reserved for the Team and Token distribution to the key clients for fast scalability of the product on the market

Benefits for Seller:
Acceptance of a maximum pool of cryptocurrencies
Protection against market volatility
Protection against fraud
Funds withdrawal to personal cryptocurrency account
Funds withdrawal to your personal bank account within 24 hours
24/7 Support

Benefits for Buyer:
0,2% commission on purchase
Payments in your currency are accepted on thousands of websites
Payments in your currency are accepted on thousands of offline sales outlets
24/7 Support
Money-back guarantee through the "Buyer Protection" system

Bpay is not just platform that allows cryptocurrency transactions. We created the system that will be available not only for online but also for the offline trading.
Bpay is going to push its own bourse, where will be accredited all altcoins for the turnover in Bpay payment system. The tokens would also give possibility to enter the bourse and so, it would be charged as a commission for all bourse transactions. Such a scheme would ensure a stable and constant growth of token’s value and demand for it.
We make a contract with Bitfury Crystal for the blockchain transactions and frauds analysis.
http://crystalblockchain.com

any plans to collaborate with Visa or Master card?

That’s could be possible, however we will be dealing with cryptocurrency, but they are operating with fiat currency.

and it's easy to make transaction in crypto and then transform it in fiat)

Yes, you are right!

So u dont have any plans to work with fiat also. Only crypto, right?

No. Fiat also will be possible.

This logo is official one?

Yes :)

Where is it planned to lead such steep developments? Where is the project team located? And how many people are already working on the platform?
egretia

why did you decided to choose Estonia?

Hello! Our team is based in Russia, Moscow and Tallinn, Estonia. Now we have 5 members. You can check it out on our website: https://www.bpay.io/ Also, we have a news channel - @bpay_channel. There we present the members of our team :)

Hello! The places offered us good conditions for doing business and developing our platform.

Thank you! :)

You’re welcome! :)

Will ur token will be traded only agains btc?

What do you mean against?

I think it means that token will be traded (buy/sell) for btc or ETH.

Ok, i see ETH

Why is it fixed in usd?

The price was fixed a long time ago. In USD, because the USD is not so volatile like ETH ;)

Thanks ;D

You’re welcome!

 I hope this project will be successful. Always keep up the great work! Wish you a nice day ;D

Do u have any video about the project? :)

Hello. Thank you for your interest in our project! :)

Hello!
You can see that in our video tutorial on YouTube:https://youtu.be/mRcPr7NKekw

Thanks guys!

You’re welcome!

Give me link to your github, please)

Hello! We don’t have GitHub yet. As soon as we will create one , we will announce it ;)

why? ;D

So we decided.

Ok. I got :)

You’re welcome! :)

I am sure many competitors are moving on the same platform, there is monetha and others, what is the differentiator bpay with other competitors?

When the bounty ends ?

Hello!Thank you for your interest in our project. Bpay is not just platform that allows cryptocurrency transactions. We have a lot of advantages.
Our commission will be 0.2 % and we will have the financial license for worldwide payments. Also we
created the system that will be available not only for online but also for the offline trading.
For more detail information read our White Paper: https://www.bpay.io/en-whitepaper.pdf

Hello. Thank you for your kind words.

After Token Sale.

WHEN ???

After May, 15th

I was using this site for playing in past and can say with full confidence that they will succeed to get the maximum amount of money. I also will invest some small amount of money to become part of their profit sharing scheme through this investment.

on what based this service?

We make a contract with Bitfury Crystal for the blockchain transactions and frauds analysis.
http://crystalblockchain.com

do you have dash board?

Hello!IOS and Android wallets and dashboard release will happen in November 2018.

any beta version

Unfortunately no

Hello. What are your methods of payment?

To distribute tokens after the end of the program, additional information is needed.

Please send to the e-mail bpaymanager@gmail.com following information:
1. User name that is specified in the table
2. E-mail
3. ETH address

Thanks in advance👍

Hey! Trading transactions can be conducted between both classic traders (buyer-seller) and within the scope of virtual platforms (e-shops, online services, stock exchange, exchange oces, etc.) The service is based on the principle of payment aggregation, ensuring the account and exchange of all possible digital assets as a payment method with subsequent conversion (or without, as preferred by the seller) into local currency or transferring to one’s bank account.
So it's a possibility both for buyer and seller.

Oh good Thank you! :)

You’re welcome!

Where are you located?

We have office in Tallin, Estonia and in Moscow, Russia

Why do u need so many offices? Would not it be better to have one

This is not much ;) On the contrary, we plan to open another office in the future, in order to be closer to our customers in different parts of the world

Ok. I see

This project has to prove itself and attract more people to support it and also invest in the project. Fightign

This might be one of best ICO of 2018 for investment. A good project with great potential in the future! It should be listed on https://www.icoguide.com/en to attract more communities!!

Hi admin, where are the payments for the bounty company? Did you screw everyone?

I see Bpay.io the latest tools, most sophisticated, allowing receive electronic money at your convenience - anywhere, anytime while ensuring the speed and security of transactions we. It is a tool that allows acceptance, withdrawals and monitoring funds transactions in various transactions (offline, online), the stock excBpay.io the latest tools, most sophisticated, allows to receive electronic money at your convenience - anywhere, anytime. This is a great idea.

Good project with join us and great opportunity in future. How to work in future in this project? and which expected your project investment?

Dear friends,
on behalf of the key investor of the Bpay project (https://www.crunchbase.com/organization/bpay-io), I would like to thank everyone who participates in the development of the project.
I want to inform you that we no longer work with the marketing company that was responsible for publicizing the team’s activities.

It is also worth noting that the Bpay team has done a great job and will soon present a product for public access.

Thanks again!

We will be happy to answer all questions.