Bitcoin Forum

I have been waiting for this for a long time! I love the concept of bonds on the blockchain. Following

Finsec tools like bonds and futures coming to cryptos?  8) this looks awesome!

Low hard cap?  I'm interested.

I am just wondering whether this is the first time ever someone is going for bonds on the blockchain? It is surprising as it's a pretty obvious use case, but I can't remember whether there was someone doing it before you. Do you know whether there are any competitors in the space?

16M hard cap and an existing product. I like what I read.
Do you guys need a FR translation ?

Interesting project... I would like to ask if there is an Airdrop or Bounty Campaign?

Not that I recall.  I know that Fortuna does derivatives.  I think maybe a couple of other platforms have potentially thought of using bonds on their project, but I do not recall any group specifically targeting bonds as their end goal.  FIC seems to be the only one that is actively cornering the secondary loan market as their primary objective and seems to have a game plan for it.

I'm so confuse why you've been postponed your project? I saw your previous topic on bitcointalk here https://bitcointalk.org/index.php?topic=2386163.0

he rise of the revolution of blockchain in usual life! This blockchain of book will definitely become paradise for readers! Proud to be part such great project! 

Hey. I liked the project, I have a couple of projects where I have invested money, now I want this one. At least a little, but to have multiple tokens is required. I was reading about the bonus program, but I don't get it.

Its great that they have this product demo already. But I'm wondering why they need to raise a lot of money? That's too much already for this kind of app.

The team looks great so far. I was surprised to see Jon Chou from BeeToken on the adviser list. BeeToken was another ICO that caught my attention.

All in all, looks good so far. Keep us updated!

Bonds on Blockchain what kind of bonds do you mean? Issue and Invest in Fixed Income Assets - what ROI can we expect on such asserts?

Seems be to be right. That could really give them quite an edge over others and the market is just damn huge.

What is the Token metrics?

This seems promising project. Here is an excellent Crush Crypto youtube channel review:
ICO Review: FIC Network (eFIC) - Fixed Income for Blockchain Assets
https://www.youtube.com/watch?v=3X1xJGPNNIQ (https://www.youtube.com/watch?v=3X1xJGPNNIQ)

Much needed project in the crypto space,with a good team and good token economics.
Picked you guys as ICO of the Day (http://www.icobriefing.com/2018/03/09/daily-ico-review-fic-network/).

Thanks for your interest! No, the bounty campaign is not planned.

Feel free to check out the official FIC Token page (https://ficnetwork.com/en/token) w/ all the metrics and key facts.

On FIC Network, you will be able to list, buy, and sell any type of crypto or fiat fixed income financial instruments. Apart from bonds, those are loans, collateralized loan obligations, loan syndication, credit default swaps and futures. Learn more on ficnetwork.com (https://ficnetwork.com/en).

Thanks for your interest in FIC Network! And regarding the translation, yes we might think about it. Please PM.

ICO Drops: https://icodrops.com/fic-network/https://icodrops.com/fic-network/

Yes, the project is very promising. Bounty company planned?

interesting project, keep my eyes on this

Interesting too. Does bounty planned?

Hey guys, check out this FIC ICO review, enjoy! :)  https://youtu.be/mJthikB2Cy0 (https://youtu.be/mJthikB2Cy0)

Thanks!
Very intersting!

Hi all! I've just found SWOT-analysis of this project in the net. Does it seem realistic, how do you think?
http://swot.digrate.com/report/87cb8f67-6934-4aaa-8965-e1b540318f0d

https://cdn-images-1.medium.com/max/2000/1*PzkEBD0X0a9KE9nKnLbsLw.png

FIC Network is partnering with Civic Technologies to streamline the identification and KYC process, enhancing the FIC token sales privacy and security.

Philadelphia, PA, March 22, 2018 — Factury Inc., the company behind FIC Network, today announced a strategic partnership with Civic Technologies Inc., the company revolutionizing digital identity with its Blockchain-based technology. The partnership brings trusted, secure identity services to the token sales participants identification and enables FIC Network to streamline the identification and KYC process, enhancing the token sales privacy and security.

“Choosing Civic as our KYC provider was an easy choice as currently their ID verification technology, friendly user interfaces combined with security measures outperform the competition. At FIC Network, we are committed to perform a fully compliant token sale throughout all stages of the sale and across different jurisdictions globally and Civic is a perfect partner to cover the KYC portion of it,” said FIC Network CEO, Arturs Ivanovs.

“We are pleased to welcome FIC Network to Civic’s Partner Network. This collaboration marks another milestone for Civic’s ecosystem and for on-demand, secure, and low-cost access to identity verification services,” said Civic CEO, Vinny Lingham.

Civic will help enable secure sign-on based on validated user data across the FIC Network token sales process. This will help FIC Network get the information needed to be compliant with modern KYC requirements via automatic, user permissioned, extraction all the data from Passports or National ID Cards. Documents provided by participants will be validated against strict checks for authenticity including even subtle and not widely known properties of documents issued by governments across the globe. Moreover participants that scanned their ID documents for FIC Network with the Civic App will benefit from cryptographically secured digital attestations that can be reused in other projects employing Civic (e.g. other token sales).

I saw this project info. I think it's a nice project. Is there have any bounty opportunity?

Fic is a great project, im planning to invest in the pre-sale phase and found "MKK Pool" the are organising a pool for it, with the minimum of 0,1ETH contribution.
The bonus is 30%! Invitation link: https://discordapp.com/invite/NWe7mzV
 :) :)

Thanks everyone for the interest! Please see the above, the Airdrop or Bounty are not planned. The Whitelist for the Crowdsale is now open: join on ficnetwork.com (http://ficnetwork.com).

FIC Network is a blockchain-based, end-to-end, decentralised fixed income assets network that will enable the listing, exchange, securitization, and redemption of fixed income financial instruments. FIC Network is an asset-agnostic, multi-currency distributed ledger with rules and applications specific to the fixed income industry. The technology is scalable to the global fixed income and debt markets, which exceed US$230 trillion.
FIC token is considered a network service fee token and enables transfer of assets within seconds.
Hedge funds, banks, lenders, credit investors, insurance companies, rating agencies and other fixed income market participants need to deposit tokens to create accounts, list and create financial instruments (FI), bid, buy and sell FIs, establish cooperation (trustline) between members.

Thanks for your interest! The minimum investment amount in the current pre-sale stage is 10 ETH.

The public sale starts April 16, and there will be no minimum investment amount during that stage (whitelist now open).

Learn more and join in: ficnetwork.com (http://ficnetwork.com)

Hello, any news from the FIC Network team? The project have already reached Soft Cap? The pre-sale will be going on till April 13?

when will bounty begin?

Thanks for asking! As stated, FIC Network (https://ficnetwork.com/en) is a blockchain-based, end-to-end, decentralised fixed income assets network that will enable the listing, exchange, securitization, and redemption of fixed income financial instruments.

Feel free to dive into details in our Whitepaper (https://s3.amazonaws.com/factury-public-files/FIC+Whitepaper.pdf)!

Correct, the Soft Cap is reached (https://medium.com/fic-network/soft-cap-reached-4fabd17a4de), and the pre-sale is closing this week. Crowdsale whitelist is now open on ficnetwork.com (https://ficnetwork.com/en). Join in!  :)

smithandcrown explaining everything about the FIC Network project; from tokenomics to the product itself
Clearly, FIC Network has identified several meaningful ways to improve upon existing methods of fixed income trading, irrespective of its ability to significantly influence the development of one of the world’s largest markets.
https://www.smithandcrown.com/sale/fic-network/#prospects-and-challenges

Basically, companies will raise money from crypto investors like us by issuing bonds. In turn, we earn interest on our crypto assets. In the same way a bank holds your money and provides interest, you can park it with an asset manager or invest it yourself. FIC Network is mainly targeted toward institutions, as this is where the strength of their audience and market lies. The retail platform is a long term goal, but by then will already be bootstrapped as institutions integrate with the product.

FIC Network has stated there is no airdrop or bounty program planned, though it seems there was one in the past here:
https://bitcointalk.org/index.php?topic=2386880.0

I do agree it would help increase exposure of FIC Network to the masses.

Still, the project has already passed the scrutiny of a few institutional investors which is good, as this is their main target audience.

Passive income is nothing new in the world of crypto. But it still is a very challenging task.

Very interesting project, I think it will attract more of investors. Interested in the question of how much money it has already collected?

intersting! ;D

Good to know that this project is focused on token holder's needs. There will be a huge demand and lots of clients

Thank you! We have reached our Soft Cap (http://"https://medium.com/fic-network/soft-cap-reached-4fabd17a4de"), and progressing forward, optimistic to reach our goals!

The majority of investors have no option but to store their cryptocurrency in wallets and let it sit idly.
But with FIC network they could generate interest on that crypto by putting it in bonds or asset-backed securities.

Just wonder, what is the exact minimum amount for investing? And what currencies do you accept? I have been reading different explanations - please clarify

Thanks for your question! The minimum amount during the pre-sale is 10 ETH. There will be no minimum amount during the public sale (whitelist now open). Accepted currency: ETH.

Any chance project team is doing a video interview with team members to boost an investor confidence?

Yes, we actually are doing a live YouTube AMA with our Founder and CEO Arturs Ivanovs tomorrow. Stay tuned for the time & link announcement on our Telegram (http://"https://t.me/ficnetwork"), Twitter (http://"https://twitter.com/ficnetwork") and elsewhere. ;)

The speed, transparency and security of blockchain is about to give the fixed income market a much needed upgrade in this day.

I had doubts about the ability of a small FICNetwork team to implement such a large-scale project of colossal complexity. Also the disadvantages include the low level of hype and big bonuses.

This needs to see the follow-up progress of the team. Maybe we can first implement a debt volume to see how it is.

You seems to have very solid team which is great, but I am interested in the total token supply to you have target for that?

FIC Network is a blockchain protocol that aims to give investors that ability by allowing for secondary loan market transactions and bond issuances on the blockchain.

Imagine investors can turn their “HODL” into a passive revenue stream. This flexibility is something the crypto market has never seen before 8)

FIC network is unlocking the ability to have your money work for you

Haven't found the info so maybe I could ask here. Who if at all are your similar competitors? And how does FIC Network differs from them? Thanks

Thanks for the question! The similar competitors would be Polymath and Blockex. We have different roadmaps and target markets though.

This project offers a great opportunity for passive income for token holders. Also FIC will utilize a decentralized exchange which is directly integrated within the platform

very nice and interesting project, I like your idea
I want to ask what is the advantage of your project from another project? and what are the benefits of your project? ;D

Can you post more updates to keep us in touch with your daily life as a project dev team?

Changes to SAFT and Terms of Token Sale

Please take note that we are implementing some changes to the FIC Network SAFT agreement and Terms of Token Sale. Rest assured that the Token Generation Event (TGE) date stays the same — May 15, 2018 — and we are committed to keeping it this way. https://medium.com/fic-network/changes-to-saft-and-terms-of-token-sale-31d76577c519

FIC Network is a new Blockchain infrastructure, designed to create a global crypto and fiat currency credit and fixed income financial market for all participants.

You could also include Salt, Genesis Vision, Fortuna, and mayyybe Stellar (though FIC is built on XLM I think)


https://medium.com/fic-network/tech-ama-b7bb51896ed0

Looks like they're doing a technical Ask Me Anything with publishing next week. I too think semi-weekly Medium updates would be of great boost to investor confidence.

Total supply = 633 million

Presale and Crowdsale = 316 million

So 50% will be in circulation after ICO ends.

I am personally looking forward to that AMA.

FIC will accelerate global economic growth by enabling financial institutions, businesses, and individuals to lend and borrow crypto and fiat assets, and securitize crypto and fiat debt.

I would like to ask if there is an Airdrop or Bounty Campaign?

this project has run a coin sales program presale, has it reached the sales target? and also at the time of ICO, how much total supply of coins will be allocated to ICO and what if there are unsold coins, whether to burn

With FIC Network traditional and crypto lenders will be able to list and sell their loan portfolios into primary and secondary loan markets. Also investment banks will be able to create and manage finance products directly on the FIC distributed ledger.

Try to open on his website, all the information about bounty or airdrop project are all there.

  what differentiates you from Polymath and Blockex projects? and what are the advantages of your project and the attractiveness of your project? ;)

Guys tell me please when the public sale starts?

FIC Network is the world’s first fixed-income network for cryptocurrencies.

Join the public sale (starts on May 7). Please use official media https://ficnetwork.com/en

The team have a very decent purpose: to bring stable passive income opportunities to the crypto markets.

FIC Network is a decentralized fixed income network that for listing and trading credit financial instruments.

please can someone share the bounty thread

I hope FIC will create a secure and more trustless P2P network which can connect all participants regardless of financial scale.

The multi-currency distributed ledger and built-in currency exchange will allow the participants to use, list, buy, and sell financial instruments in their preferred currency.

Please explain will it be required to complete KYC procedures for token buyers?

What is the difference between eFic token and Fic token?

Pre-ICO ended already?

On FIC Network, you will be able to list, buy, and sell any type of crypto or fiat fixed income financial instruments

ICO Analysis: FIC Network
Published on April 25, 2018
By Kent Hamilton

Verdict
Combining the crypto and fiat fixed income market will help make the future crypto market mainstream and sustainable. Existing crypto tokens are operating as currencies or utilities without a fixed-income offering. A crypto and fiat fixed income market can sustainably drive the crypto market into mainstream usage better than the conventionally fixed income market. FIC’s blockchain-based platform will allow users to list, buy and sell any type of crypto or fiat fixed financial instruments avoiding the drawbacks of conventionally fixed income markets such as friction, lack of liquidity, lack of interoperability, asymmetry of information and operational risks. A multi-currency asset agnostic system with a built-in exchange allows users to operate in currencies of their preference, thus eliminating exposure to exchange rate risk and simplifies accounting.
Risks
    The FIC Network and app aren’t scheduled to be launched until Q4 2018. While Q4 isn’t too far in the future, many ICOs have over-promised and under-delivered when it comes to their roadmap progress after ICO completion. -1
    As with many ICOs, the majority of the team has outside obligations which result in time being spent elsewhere and not 100% focused on the success of the project. -1
    Regulations for cryptocurrencies are still undetermined and the outcome on how they will affect ICOs’ dealing with securities, such as FIC Network, is unknown. –1
Growth Potential
    FIC Network has an MVP – distributed app (dApp) eDepository, which has already been developed and deployed on their Test Network. It allows publishing and managing assets on the blockchain network. +3
    The team has the right mixture of talent and experience to bring this project to fruition as well as multiple advisers and venture capital backing. +3
    Token metrics are an extremely important aspect that investors research to determine if an ICO is worthy of investment. A fairly low hard cap of $16 million USD, 50% of tokens being sold during the token sale, and a fixed supply are considered positives. +3
Disposition
With the uncertainty of this market, some investors may choose to remain on the sidelines. However, with the profit potential in this incredibly large market, those that take the plunge could end up with excellent returns if all goes according to plan. FIC Network receives a rating of 6 out of 10.
Proof: https://hacked.com/ico-analysis-fic-network/

Guys please tell me where is your bounty thread?

Tokens unsold will be burned after presale and each stage of ICO?

Just interested where are you guys based?

Astronaut Capital, a leading cryptocurrency fund, has become an investor in the private sale token event for FIC Network. I have just read the article about it. I think it's a good reason to trust this project.

The overall project idea seems fantastic, one of its kind. I believe its going to succeed. I am definitely going to support of this project

FIC Network aims to improve upon traditional systems in the fixed income market by integrating blockchain, therefore hoping to reduce costs, operational friction and commercial risk while increasing transparency.

The information contained in your white paper useful for every potential investor.
I would like to clarify which languages do you plan to translate it and how soon?

Just curious what was the inspiration for the name of the project? ::)

FIC Network is currently in the middle of a token issuance and just raised its soft cap. I'll follow the news.

This is one of the best project so far, I believe it will be successful so I will be promoting this and help spread the good news

How many times I invested in projects that raised soft/hard cap and then disappeared…
Fortunately, FIC looks so transparent that I trust it

Consider everyone who has ever benefited from a loan or has earned interest on stocks, bonds or savings accounts; these are all people and companies poised to benefit from FIC Network.

Hi guys, I’m relatively new to this ICO thing. I still need to study the whitepaper of this project. But what payments methods can I use?

I have been waiting for this for a long time! I love the concept of bonds on the blockchain. Following your project

I have not received e-mail concerning SAFT for more than 1 day since registering KYC, but is it still time consuming?

Much needed project in the crypto space with a good team and good token economics.

The idea behind this project is huge and I can see it doing very well in the nearest future. I can't wait to have some of the tokens for myself

Do I understand correctly that the principle offered by FIC will be completely different from the corresponding ones of the platforms existing? In case of successful implementation it will change the market fundamentally, right? 

Crypto currencies are operating as currencies or stocks, but there was no real fixed-income offering before FIC network has appeared.

What number of the tokens from the total emission was reserved for the members of the team of the project?

This a long-term and promising project which is handled by professional team. Great to be a part of this project, hope this project and its get great success in future

Exactly!

No doubt about that! Thanks for support!

The Alternative to Masternodes: FIC Network

There’s a new Cryptocurrency project making its way through social media as the best thing since masternodes. FIC Network, for those unfamiliar, aims to revolutionize the fixed income markets through blockchain technology, bringing a wave of new and exciting investment opportunities for cryptocurrency investors. So what is FIC, and what does any of this have to do with masternodes?

https://themerkle.com/the-alternative-to-masternodes-fic-network/

I'm excited.. Lots of hype for this one. Your team is doing great work

Are you happy with the ICO progress? I know you don't share the numbers, but can you at least give us a hint?

I am just wondering whether this is the first time ever someone is going for bonds on the blockchain? Do you have any competitors?

Can speak to Marketing Manager at FIC?

You can email us at ficnetwork at factury.co.

FIC network has lots of potential to show to the crowd. I hope that the great team working on this project will continue to make their best and continue striving for success and better progress of the project.

I very like your project. Very solid approach u have guys. Like a lot of other people asking... Can one of the team members address how the token is going to be profitable for the investors? 

Hi topic's admin and dev team.
I'm very interested the technology and the concept behind the token, and I'm concerned to invest. How Fic can compete with other tokens?
What's strategy/plan do you have to push the value to the top?

Hi. How are u going to be profitable? I mean how the project is going to bring the money for founders? Maybe I missed smth, thx in advance for the explanation

a new promising project! hopefully this project will provide something new in the world of crypto. good luck

Issue and invest in fixed income assets using cryptography.

Can you guarantee any price growth when the trading starts?

I am amazed by the FIC team. We can see that they are really doing their job great. They are not just taking it easy but in fact they take seriously the threats around because we all know that competitors will not be avoided. Good Luck to this project 8)

I was reading the whitepaper and It seems to have an interesting business plan. It could be a good investiment

A good project, I think it will be popular and therefore the price of the token will grow and we will all be able to benefit. If, of course, developers can fulfill their promises

I think this project will be successful because of the professional team and experienced advisors 

Today, we are proud to announce that we are ahead of schedule in every area of development!

☑️ Mainnet to be launched June 2018
☑️ ERC-20 token issuance can be skipped
☑️ Pre-sale is extended until May 15

Learn more in our FIC Story on Medium! (http://"https://medium.com/fic-network/mainnet-launch-saft-update-bb0cf2dabe1d")

At the moment this is one of the most impressive ICO I've seen in recent times  

Tell me, are you registered officially? if so, where? will there be any geographical restrictions in using your platform?

I see many opportunities for this project. I'm glad to be a part of it. The project impresses with its scope and intentions. Excellent team with good products in the field of the block chain!

This is a really great project for the future, one of the best investment of 2018

FIC network looks veeeery interesting, looks like this will be first ico that i want to invest

The project offers a solution to the real problem. And I wish the team success in implementing the plan

A good idea, a strong team - there are all chances for successful development of the project 

the market for blockchain technologies has long need a project of this level and innovation. The developers have put serious tasks and ways to solve them   

FIC sounds like a very ambitious project. Although there are competitors. We will see how it develops

A wonderful project, I like how your team works and especially I liked your site - bright and beautiful. I wish rapid development of the project 

Very nice and unique project. I can't wait to see its implementation soon. Good luck great team 8)

How many tokens will be allocated for the team and advisors? And will they be locked? U know it is quite important...

What are the dates of the ICO? How many rounds do you plan? 

I found only this infotmation:
30% reserves (locked)
20% team (locked)
for which the reserves will be used and when?

"I like the idea of your project. I'm happy to found this threat  :)
Hope the project will more and more succeed"

We have already reached our soft cap. The public sale started on April 16th and will conclude on May 15th or once the hard cap is reached. During the public sale, there will be no bonus and no minimum investment amount. Now, you can join the Public Sale.

I have checked this project and I think your solution is really what we need in this era. Also great team is working here and I hope soon we will see FIC on top 

Well thats an interesting project! Finally one that really solves the problem. Cant wait till it hits the exchanges. Keep the good work guys

Can you post more updates to keep us in touch with your daily life as a project dev team?

I'm still reading your WP, but it looks great ;D Not too long and understandable

Good to know that this projects is focused on real people needs. There will be a huge demand and lots of clients, i think

this project has a lot of potentials and im waiting for it to show its development, so i'll keep my eyes on this project , because i believe in this project that it will have a big success in the near future. goodluck dev/team

I'm interested in the idea of your project. Tell me, what is the minimum amount necessary for the successful implementation of the project? And what happens if you do not collect the necessary amount? Will you continue to work on the project?

There are lots of reasons to join the project! First of all, I personally like that the WP is very clear and solid - they have a vision of what they are going to make 

Sure they will make a decent business out of this ICO  ;)

I have joined the telegram group of this project and I see that the team of this project is very active in the group and they are also active on other social media and promoting the project very well. They are surely a great team and will lead this project to success

This is a good project with revolutionary ideas for the gaming industry that could greatly amaze people all over the world

I really like your concept, a very interesting concept for me, I see this project has the potential for success, you have a good plan, good luck

FIC is a very good and promising project for me. It is hoped that it will proceed smoothly and succeed in accordance with the expectations of all of us. We hope to attract more and more participants to join and many investors who are interested in the further development of the project

great project, I love what you are doing and I want to be a part of this great project. I would like to know the prospects on investments and the roadmap of this token?

The concept looks professional and promising. The whitepaper show the nearly future that Q4 2018 will launch the network. Hope it will be ontime as the whitepaper shown.

the concept of the project seems to me very promising. please tell me . when will the token go to the exchange? 

The idea is brilliant, I really like this project. I hope this project will run smoothly and everybody will support and encourage the team

inancial Freedom with FIC Network

What is Financial Freedom?
Financial freedom is much more than having money. It’s the freedom to do whatever you want whenever you want without having to listen to anybody. It’s the freedom to not have to go to school to study something you aren’t really into or to work at a job you don’t like.

Being wealthy ultimately has the end goal of financial freedom in mind. It means you’re not living paycheck to paycheck. It means you’ve either saved enough that you don’t need to work every day to sustain your lifestyle or you’ve built up enough residual, passive income sources that you’re getting paid while you sleep. Did you hear that? Passive income means getting paid while you sleep or lie on the beach.

With the growing adoption of Bitcoin and other cryptocurrencies, blockchain technology has paved several avenues of innovation that span across industries. Early adopters in this new space have had the opportunity to realize life-changing gains and amass fortunes both small and large. However, as double-digit volatility is at the heart of every cryptocurrency trader due to the speculative nature of the emerging asset class, it is difficult to sustain a consistent, predictable level of return without actively portfolio management.

We’re “hodling” our cryptocurrencies, so why not get paid?
With the recent boom and bust cycle of cryptocurrencies, a common sentiment among crypto traders is to “HODL” onto their crypto holdings through all ups and downs. Some people “hodl” for days, weeks, and months, while some others will even “hodl” for years.

In the news, we have all heard of the equity markets and how stocks go through their own boom and bust cycles. The global stock market is currently valued at $64 trillion; however, what many do not realize is that the global bond market is even bigger with a valuation at $100 trillion with an even higher daily trading volume ($700 billion vs. $200 billion). The bond market allows for the exchange of fixed income instruments that delivery coupon payments at regular intervals. With these predictable series of payments, many traditional investors use this approach to generate passive income streams and accumulate wealth. What is extraordinarily remarkable is that one project, FIC Network, has created a medium for exchanging fixed income instruments on the blockchain, providing an opportunity to generate consistent, predictable rates of return in the cryptocurrency space.

So what is FIC Network?
FIC network is the first project to create a decentralized, trustless network to exchange fixed income instruments with a consistent, predictable return schedule akin to government bonds, corporate bonds, and dividend stocks. The most salient innovation in this project is the consolidation of both crypto and fiat fixed income instruments into one network with transactions that settle within seconds.

As the Blockchain utilizes pseudoanonymous transactions on a public ledger, this approach essentially eliminates the middlemen and with it, a wide range of logistical efficiencies (transaction fees/long settlement times) that come with exchanging in a traditional market. It is with this model that investors can choose to receive payments in either fiat or cryptocurrencies. While other crypto projects have the option of masternodes or dividend-paying tokens, such options generally provide a low rate of return, limited liquidity, and high levels of volatility.

The FIC Network brings much desirable innovation in the blockchain space and capitalizes on a pre-existing $100 trillion market, thereby disruption traditional financial markets. With the FIC Network, you are guaranteed a fixed, predictable passive income stream to help supplement your lifestyle and to help achieve financial freedom.

https://medium.com/@noogin/financial-freedom-with-fic-network-6deb8b56525c

there are still similar projects.  What is your advantage with comparing to them?

Any chance project team is doing a video interview with team members to boost an investor confidence? Since you have published pictures and full names of your project team members, I'm guessing video shouldn't be a problem? 

this looks like a really awesome project with a solid team. Really interested to invest

It seems a very good project to became part of it, it seems that it have a lot of potential, I will stay in touch in this project

FIC is for me a very nice and promising project. Hopefully, it will proceed smoothly and achieve success in accordance with the expectations of all of us. And hopefully will get more and more participants who join this project and many investors who are interested in its further development   

I wish your team success in the developing and I'll keep my eyes on you. I saw here a lot of interesting and entertaining projects, but yours is a real diamond! I'm sure that you will succeed

I like your concept but could you clarify do your team have enough experience for projects like this?

I am very much interested to invest in this project but will do more analysis

Do you visit meetups or roadshows to attract new investors or partners ? Which of them ?

Your project will surely gets a lot of investors and supporters because it is unique and I am sure many people will be interested to be part of it

FIC Network pre-sale has concluded! 📢 The total amount of funds raised so far is 7,304 ETH, effectively worth $4.8M.

Find out more in our official announcement! (https://medium.com/fic-network/fic-pre-sale-status-announcement-eth-raised-mainnet-update-645d9d05df62)

Having read the information on the website, i learned that this project has great prospects for development because it gives an opportunity to buy, sell, listing, bonds and other financial assets through its platform.

Sure! We have relevant experience, knowledge and desire to go for it. Check our team descriptions. (Link it to ficnetwork.com/en/team)

They're actually ahead of schedule! They'll be launching Mainnet next month in June.

I would, it's quite common in fact. The market is so full of dumb money right now, that a project having an actual product is weirdly considered a negative. Yet a smoke and mirrors ICO will raise tens of millions. :-* :-* :-*

I'm very surprised at the lack of hype behind this project.  ??? ??? The more for us when the sale is done

How this will help a lot of people? I don't find the project interesting because of its use case. Unless, admin will prove to me that this is worth investing and joining for.

there User how are you doing today ?
How long have you been in the Crypto world ?
Have you come across any scams yet
If YES That’s not a problem
If NO you still have to prevent it you do know that right ?

Tell me, please, do you have plans to develop an application on mobile devices? What are the operating systems: android, ios, windows phone?

Prices for services (transactions) and deposits in the FIC network ecosystem are denominated in FIC tokens. The network part, like any other blockchain network, has an inherit risk of being abused, spammed and DoS-ed, for that it requires network fees to safeguard against that. Those expenses are by design only in FIC coins, and is meant to be punitive to abusers, but in the same time miniscule for users.

otal supply is 150bn FIC coins (sold + bonuses + lockups) and another 150bn vested over 4 years in reserves and team pools.

I have researched FIC and found that this is a network that allows users to list, buy and sell types of income or fixed assets. This network uses Blockchain technology. Therefore liquidity in all transactions is guaranteed. I love the FIC network and support the project enthusiastically!

When can i buy the token? Very interesting project btw

This is one of the best project so far, I believe it will be successful so I will be promoting this and help spread the good news

How long have you been in the Crypto world ?
Have you come across any scams yet
If YES That’s not a problem
If NO you still have to prevent it you do know that right ?

There are still issues of regulation of the bond market and other instruments available for trading on the FIC platform in the jurisdictions of different countries.The process can be long, and somewhere and will not get legalization at all.Quite a long roadmap.Considering FIC as a long-term investment seems more powerful than for flipping.

I would, it's quite common in fact. The market is so full of dumb money right now, that a project having an actual product is weirdly considered a negative. Yet a smoke and mirrors ICO will raise tens of millions.

o one in his right mind would argue this . Idk why you seem to think that mathematically , hype project = crap.Also don t make the mistake thinking a good project alone is enough (even in the long term), a project  less good with better marketing can ship the market.ton of real life examples.Advertising industry don t make billions for no reasons.

Another aspect that sets up apart is our few-first year B2B focus, during which our Telegram popularity is unrelated to our success. Arturs is constantly traveling the world to build business relationships, that not neccessarly even use Telegram themselves. The important part is B2B relationships and we are working hard on them

Well, we're inking a partnerships with a PR agency in NYC, for example. We're also in discussions with several other marketing firms.

Hi admins, when was your private sale? thanks

I think the FIC team is quite competent and with extensive experience in Finance and investment puts forward this powerful project.This market is huge,and I think there is a place for a platform with great potential, so I think FIC is suitable for long-term investment.

The sale is started already? How can I participate?

what is the FIC Network exactly?

Is the platform defined by an asset-agnostic multi-currency distributed ledger? Do I understand right?

Did private sale raise more than 3,500 ETH?

FIC Network is the first fixed-income network for cryptocurrencies. Is it too hard for you to read the first post of this thread?

yes, FIC Network’s pre-sale is over

I really like FIC Network’s mission -- it is to enable participants to source, buy and sell financial products in a simple, inexpensive, transparent and secure way. Wish the team success!

yes, I think it's correct

FIC Network is a decentralized fixed income securities network and it enables the listing, exchange, and securitization of fixed income financial instruments

may I pay with crypto for bonds?

not only for bonds, also for debt or other financial instruments

Guys how do you feel will the platform develop as envisioned?

what are the primary ways to trade ECFs?

if it develops it could ultimately broadly impact markets' financial stability and resilience

There are two primary ways to trade ECFs: 1) using the built-in exchange; and 2) using a bundled, inventory trading approach

When the main token sale starting?

I like that thing that the platform supports corporate users who are looking to raise debt capital without the help of traditional corporate and investment banking partners.

I think if such major players like Boost VC, Startupbootcamp Fintech NYC confident in this project, then it definitely deserves my attention too

FIC Network is initially focused on a core set of institutional users, namely asset managers, banks, family offices, fixed income funds, hedge funds, insurance companies, and investment banks.

Does anyone know how to participate in Bounty?

It is really good that the platform will also support the crypto asset equivalents of these aforementioned products, should user demand be sufficient

I know that despite some important differences that make ECFs particularly suitable for individual trading, ECFs are closely related to the incoming cash flows from a loan over time

I found out that the platform’s built-in exchange system is straightforward and is best suited for secondary market trading, offering enhanced liquidity and price discovery at the cost of relatively large required deposits and a risk of not selling all ECFs simultaneously

This project will be of interest only to those who are connected with the financial market

They got their pages on Twitter, Medium, FB etc there are a lot of useful information

FIC Network is building a blockchain-based ecosystem that will facilitate the trading of institutional-grade fixed income products. Quite ordinary but still good

the technology will ultimately allow users to list, buy, and sell any type of fixed income security

The project  provides  read-only access to auditors, law firms, rating agencies, valuation firms, and regulators, as these entities may benefit from direct platform access

FIC Network has taken a cue from early innovations in the U.S. bond market in its attempt to optimally structure the network’s underlying trading framework. What do you think about that?

I've heard something about Expected Cash Flows. It was created in order to facilitate granular customization across dimensions of time and obligor quality. But could you tell us more about this?

It is fairly well that loan payments are typically defined by a date, an interest component, and a principal component, and all three may change after origination (in cases of restructuring, prepayment, late payment, etc.)

But don’t you think that a payment of this kind is therefore highly mutable and hard to predict?
ECFs, on the one hand, are defined by a set location in the overall payment sequence and neither the amount nor the location ever change...

ECFs appear to be well-suited as both the basic building blocks of portfolio creation  and as units of trade in global markets

Pre-Sale ended on April 13, am I right?

I think everyone can feel free to DM any of the admin with questions and feedback

Since ECFs don’t need to correspond to actual payments, the originator can control the number, size and timing of ECFs. If ECFs matched the payment schedule precisely, the originator would inadvertently telegraph information about his or her business processes to competitors.

This ability to separate payments and ECFs also allows an originator to break down a large, potentially illiquid payment into several smaller ECFs that may be easier for the market to digest.

I am totally sure that the bundled attitude is most suitable for trades in the primary market or large trades in the secondary market and involves creating an inventory account to house the group of ECFs that will be traded as a unit.

Using this approach, the seller fields incoming bids from potential buyers, using a timed locking feature to efficiently and securely close the transaction with the selected bidder.

The project is great, and it is worth considering primarily as an investment opportunity. And I can say to you that this opportunity looks enormous

I'm not entirely sure about competitors. After all, similar projects have been created on the basis of the blockchain. Or maybe I'm confusing something?

my fics are on etherwallet, what do I need to do to start a new exchange after start mannet?

I don't know what projects you mean. I can only say that something similar was in Polymath and Blockex. But the main difference between ficnetwork is that they are focused on tokenizing the debt market, while Poly is on the tokenization of the equities market, and Blockex is positioning itself more as a platform for investing in ico projects.

The project is very complex. Not everyone will decide to participate in it...

Wow! The team reached the entire Soft cap. Really impressive

When will the ICO end?

I like the very concept. I'm going to better study their whitepaper

Quite good analysis of FIC Network is on the Crush Crypto channel. You can find a video here https://www.youtube.com/watch?v=3X1xJGPNNIQ

I want to wish good luck to the developers in the performance of such a complex task

Where can I find the FAQ on their website?

I also found a good overview. It is not as popular as yours, but it seems to me quite worthy of attention https://www.youtube.com/watch?v=mJthikB2Cy0

Apparently FIC Network has attracted much attention in the media sphere ;)

I'll watch both reviews to find out what attracts people to this project

i bought tokens when can i expect them in my wallet?

It is worth supporting such promising projects

Such projects make the cryptocurrency more widespread among major players in the market. This is very significant

I believe that the fact that the cryptocurrency is more common among ordinary people outside the limits of the law and financial institutions makes it unique and demanded

Well, you're partly right. But still, without the support of large financial institutions, cryptocurrencies risk being left at the hobby level for us

Fortunately, the most progressive banks, such as JP Morgan, have already understood the perfection of the blockchain and cryptocurrency, so everything is not so bad

It turns out FIC Network will make the others to reconsider their approach to cryptocurrencies, won’t it?

If they succeed, it is quite possible to expect this

I don't understand anything in financial transactions, could anybody just explain what problem the project solves?

An excellent project. Can I still participate in ICO?

You should hurry. It is not clear when the public sale will end

On this platform crypto funds, asset managers and other organizations can post, buy or sell tools such as loans, bonds, collateralized loans (CLO), asset-backed securities (ABS), syndicated loans, credit default swaps (CDS) , futures.

What organizations are you talking about?

I guess he means banks and similar financial institutions

I'm a little upset that I didn't manage to participate in private sale or pre-sale with huge bonuses, but I hope participation in public sale will justify itself

Even looking at the Roadmap of this project, you marvel at how much the team has achieved in such a short time. Excellent result

as stated in the whitepaper: The network is primarily meant for financial institutions such as crypto asset managers, banks, investment banks, lending companies, hedge funds, credit funds, insurance companies, family offices, and corporations, as well as for service providers like valuation firms, auditors, law firms, and ratings agencies

The main thing is that these organizations themselves are interested in such decisions.
A number of them have already expressed their willingness to cooperate. Therefore, this should not be a problem.

I'm sure that if everything goes as planned, all other organizations will also see the many advantages that such a system gives

Fic Network is something unique. I think it will radically change the sphere of fixed income financial instruments

Two factors can contribute the success of the project: the huge size of the fixed-income tools market and the absence of real competitors

What were the size of Soft Cap and Hard Cap?

As I understand, the terms of the Public Sale have changed, haven't it?

Thanks for the links, guys. This helps me to understand all the details

It's strange that there is still no hype around the project. Perhaps they should be more active in social networks... ::)

I think this is due to the complexity of the project. It is necessary to spend a certain time to understand all the details

That's for sure. The problem is definitely not trivial

Study the project carefully, you will not regret it. The first video attracted my attention to the project. Now I seriously think about investing in this ICO

Explain me please, how such database can be decentralized?

What is FIC Token? Never heard

FIC Token is a token of FIC Network project. Read the whitepaper please

Well, reducing the speed of transactions to 10 seconds is quite impressive

I really like that all the transactions are encrypted, so only you can get an access to them (and your recipient of course)

What do you mean saying you system is transparent? Everybody will be able to see my transactions?

I think it just means that the system itself is trustworthy and secure. Transactions are encrypted actually

Can you prove the efficiency of blockchain technology? I mean, I don’t really believe in Bitcoin - seems like one big bubble to me :(

With this platform all the users around the world are able to do business in their own currency

Can i buy fic token for bitcoin?

In my opinion it is more than just wonderful that FIC Network hasn’t modified the fundamental Stellar protocol, and has instead defined certain special features that allow the objects to effectively represent financial instruments and network participants for example loans, bonds etc.

With FIC you can trade any currencies (even those that don’t have a direct exchange rate), do I understand correctly?

I am wondering how the ratio is calculated? ::)

the ratio is calculated as the sum of expected principal, interest, and fee income, divided by initial principal. When quoted on a percentage basis, the calculation could be anywhere from 0% to 200% or greater, with higher values corresponding to more favorable anticipated returns

"Some investors have described crypto assets are safer, more secure, and easier to use" --- Safer? Really?

Commissions and fees are lower due to the use of blockchain technology: there are no intermediaries who require payment for their services

 ???

Good afternoon! Interested in why it is important to use the technology of blocking and smart contracts? Thank you.

It allows the purchase of loan payments and other financial instruments practically instantly and at low cost, plus payments can be tokenized so that cashflow can be managed more tightly as demands require. The system also allows you to purchase traditional bonds etc with cryptocurrency, so you do not have to cash out to fiat and use a standard dealer/investment broker and all their fees. Using Stellar means it can handle a high amount of transactions.

Public sale starts in June, pre sales are over. They are speaking at a summit this weekend. This is under the radar as they are cautious about being compliant to SEC and other regs.

What currencies are available to trade? (UPD I live in India)

If you can make a transaction in less than 10 seconds, you can invest with higher speed and save time for another tasks, right?

Can I exchange FIC token to USD?

Well, looks good, but what's the trick? I mean there's always a flaw

How can I reverse a wrong transaction in FIC? Is it possible?

No third-party? Then who is the guarantor of transaction?

I am an investor, for my investments I was allocated a certain number of fic tokens. What next should I do with them?

Hello, ficnetwork :)
On your thread https://bitcointalk.org/index.php?topic=3084150 - only 1406 views now

We can increase views and comments in 500 times and more

I have perfect proposal to you for promotion on the Bitcointalk and help with increasing amount of Investment
We are company which promote different projects on the Bitcointalk forum.

We have next promotion plans:
1) Your thread (ANN/Bounty/other) will be always at the top 24 hours per day.
Your project will be attract more attention from investors and bounty hunters.
This plan will not increase the number of post in your thread, but your thread will be always at the top.
2) Increasing the number of posts in thread.

Also we do promote on the Reddit, Telegram and etc

We have the cheepest prices.

For more detail write to us in Telegram - @bifyio

For trust to us, we can demonstrate how does our service work on your thread during 1 hour for free 🚀🚀🚀

FIC is a blockchain-based network that will enable users to list, buy, and sell any type of crypto or fiat fixed income financial instrument! there are many such projects! You must compete with better platforms! What are your prospective functions?

Great project. I'll wait when we fly to the moon

 who can I talk to about investing?

Yeah, I'm pretty sure we have couple opposing views, so it will be interesting for the audience

Can you not answer the questions selectively? The whole telegraph group is a robot, a ceo, an administrator, and how can you maintain this group? There is no heat at all. Do you not advertise? ?

"Fixed Income Assets" is an excellent bait :)
Went to read WP.

In my opinion, the fic network has a high growth potential in the market.I believe this infrastructure will be useful for the debt market and the market of fixed income instruments.So I decided to support the development of this platform.

We closed our airdrop as soon we saw it attracts only "freebies" that add no value to community. Here most of people are geniune investors and followers and I am proud of this qualitative community, but rather small relative to mostly-fake-hyped groups.

You must to append token details to let participants to join the plan!

FIC provides the easy exchange of different currencies (including fiat and crypto)

How do you maintain the security of operations?

They say clearly in the document that "Private data is not shared except with authorized parties by the user itself"

What I like in this project is that creators do not shout about "fantastic benefits". All clear and simple.

That means no one will be able to see who you’re interacting with

how to purchase tokensss help

Seems pretty obvious that blockchain is the technology of the future

Many banks all around the world use blockchain already

Is there any update in regards to when token distribution will take place?

 I am a pre-sale investor and wondering what is happening. No much update about the token release. Only thing I hear is everything is happening in June and date TBA. We just have 10 days in June and no announcement making me feel skeptical! Can someone give us dates? I am worried!

Conventional fixed income security markets based on centralized third parties are known for many inherent drawbacks in terms of friction, illiquidity, lack of interoperability, asymmetry of information and operational risks

Details:   
FIC Network is a blockchain-based, end-to-end, decentralised fixed income assets network that will enable the listing, exchange, securitization, and redemption of fixed income financial instruments. FIC Network is an asset-agnostic, multi-currency distributed ledger with rules and applications specific to the fixed income industry. The technology is scalable to the global fixed income and debt markets, which exceed US$230 trillion.

Thanks everyone for the patience!

We have been working hard to launch FIC Mainnet — with the security of the FIC blockchain as the most important aspect both for us as a company and our investors.

Our particular focus has been on node distribution, wallet application, and the smart contract to distribute coins to our pre-sale investors.

Read the updates and the Bug Bounty announcement in our latest FIC Story on Medium (https://medium.com/fic-network/mainnet-coin-distribution-bug-bounty-20bb94ae4921)!

Mainnet, Coin Distribution, and Bug Bounty Announcement https://medium.com/fic-network/mainnet-coin-distribution-bug-bounty-20bb94ae4921

Our team has been working hard to launch FIC Mainnet. As we reported earlier, security of the FIC blockchain is the most important aspect both for us as a company and our investors. Thus, it is critical to ensure the security of infrastructure we set in place, particularly focusing on node distribution, wallet application, and the smart contract to distribute coins to our pre-sale investors. We have partnered with a blockchain development and consulting company Blockvis to ensure safe coin distribution via smart contract, and with IT security company 1st Ltd. to analyze the potential vulnerabilities in FIC node infrastructure and ensure the security of the wallet application.

FIC Foxlet Testnet Wallet Manual
The following article is a guide for using and testing Foxlet wallet to claim FIC coins. All community members are welcome to test the claim process and other wallet features of the wallet. Pre-sale participant addresses are whitelisted already and can be tested. We are always on the lookout for feedback to improve the functionality and user experience. https://medium.com/fic-network/foxlet-testnet-wallet-manual-ad7a004df8c3

Wow team worked hard, I signed up to try the testnet I hope the results are good. With this hard working team and hardcap of the project, it promises to bring good profit for investors.

Let's see what the team will be able to achieve in the future and what heights they will be able to achieve, this is just very interesting for me now. I will look forward to further developments

Racing The World Bank to Issue the First Ever Bond on the Blockchain

Lately, cryptocurrencies and blockchain technologies have been in the news for mostly negative reasons. Headlines are screaming about the bear market and price fluctuations, one analyst after another declaring Bitcoin “dead” or “here to stay”.

In the meantime, impassioned and dedicated developers and forward-thinking entrepreneurs are forging ahead, not letting sensational headlines or wild price swings dissuade them from creating the future.

We at FIC Network are among those devoted creators steadily making waves — and progress — in the rapidly evolving blockchain space. For two years now we have been building a platform to issue and trade bonds on the blockchain. The platform is ready to launch and we will issue the first bond on our Mainnet in the fourth quarter of this year.

The timing could not be better, as we have found an additional motivation for ourselves — to issue the first ever BOB (bond on the blockchain) before the World Bank does.

The World Bank, in conjunction with the Commonwealth Bank of Australia (CBA) announced plans to issue the first ever bond on the blockchain.
https://medium.com/fic-network/racing-the-world-bank-to-issue-the-first-ever-bond-on-the-blockchain-c45de91d5f9

FIC Network has been in the works since 2016 – it has been a blockchain company from day 1. It has a first mover advantage with less competition compared to the equity side. Therefore, I think it has a good chance to succeed. I believe the upside is tremendous and fits well with the overall trend of where cryptocurrency is going.

 Not so often you will meet a company.which is developing at such a fast pace! On the company's website,
it has fully studied all the information presented about the company's development and those that are opening up to us!

Yeah,I think You're right!Such a network for crypto-Economics will be quite interesting and useful.The team is also impressive, I think they are quite experienced and competent in the field of Finance and investment,in order to implement this platform.

If we count from today still there are several months to complete the crowdfunding and then rest of the work. My question is do not you think all this time is too long to compete with other projects which are already working on the similar idea ?

Good morning  A project worthy of being analyzed and studied, after all, is not every day we found a project recommended by big names in this forum, so some investment should be carried out and as mentioned above there is a tendency to replace the BTC here in the forum. In conclusion, leaving the optimism aside, we should look seriously at the idea proposal, understand the meaning and only then sit back and wait to go to the moon.

Hey there FIC Nation!

Today, we are happy to announce that Ledger hardware wallet now officially supports FIC Network (https://twitter.com/LedgerHQ/status/1036976685579685894).

Learn how to use Ledger Nano S with FIC Network (https://medium.com/fic-network/ledger-fic-98187e57c318) in our latest FIC Story on Medium.

I have noticed that you have allocated 5 percent of tokens to unforeseen events! So, what do you consider as unforeseen events?

I don't think that's bad news.After all, we are talking about the financial market,and I do not think that there is a need to hurry and overtake its competitors.I think Cho's team is doing everything correctly and clearly,they are not standing still,progress in the project are available.So I think soon we will see the full launch of the network FIC.

With the hype around ETFs, if approved, we may see a slight bounce in October or November, but once we realise that ETFs are no panacea in a bear market, interest will wane - and the soft market will persist until year end

The concept of putting financial instruments such as bonds is a strong one. I like the idea of the project and see its potential in real finance markets.

I can’t forecast what will happen with this market, but I know that in next several years they will come much more organized.

If I invested in the presale several months ago and now the price of eth has dropped a ton. Does that affect how many FIC tokens I will receive? Also, does switching to the stellar network have an affect as well?

If I invested in the presale several months ago and now the price of eth has dropped a ton. Does that affect how many FIC tokens I will receive? Also, does switching to the stellar network have an affect as well?

The moment is finally here!

FIC Mainnet is launched! 🚀 It’s a hugely important milestone and a great achievement for us as a team, and certainly a long-awaited event for our community.

Learn more on FIC Stories! (https://medium.com/fic-network/mainnet-launched-dc40047511ac)

And today, one day ahead of schedule — we have recorded the first privately placed corporate bond on our platform: Hello, Bond on the Blockchain! (https://medium.com/fic-network/first-bond-blockchain-90020ec325f3)

How to use a Ledger Device with FIC Network
Ledger Nano S and Ledger Blue are hardware wallets that work with numerous coins and tokens, including FIC coins. They securely store private keys on a specialized physical device, rather than a comparatively insecure hard disk. It is extremely difficult as to be effectively impossible, to extract a private key from such device. Only the people that have access to a Ledger device have any control over coins and tokens in the account. Additionally, because the private keys are stored on a separate and read-only device, they are invulnerable to computer virus attacks.

https://medium.com/fic-network/ledger-fic-75bdca73dc7b