Bitcoin Forum

Just moved into new apartment and moving expenses have resulted in coming up a little short this pay period. Need some extra money for food and gas over the weekend/columbus day. I work 8am-3pm during the day followed by working as independent-contractor through a sports indexing website at night. I am compensated twice a month via paypal for my self-employment and I will be receiving my next paycheck on the 16th; so there is a chance I will be able to repay a day early; posted repayment on the 17th just in case there is any sort of delay.

ANY amount would be greatly appreciated, and I will repay up to 25%(negotiable) of total amount funded. Didn't want to try payday loans because of hidden fees, disclosure of financial/personal information. With that being said, I can provide income and address verification, a personal signed repayment agreement, etc. if requested.

Hopeful to speak with you soon. Thank you and god bless.

Do you have any item that can be held as collateral?

+1 With proper collateral I can do it.

Such as...? (sorry, I'm new to the boards as you can tell)  I can give written consent; photo id, etc. if it helps...

Something that can be sold for the loan amount if you default. 

I don't think I can sell that for 2BTC, Litecoins, shares... Something I can hold and sell in case of you not paying the loan back.

You don't want to give personal information to a large regulated company, but you'll give it to some teenager on the internet?   ::)

Ask your god for the money.

Actual collateral. Not, giving ID. What could people do with ID? The people who are going to give you loan need a guaranteed collateral which they can sell for the same or more of the loan amount.

Bought this laptop a few weeks ago and it was going to be my last resort(also not sure how to go about meeting for it, but this would obviously be for a larger amount than I requested:

http://www.bestbuy.com/site/samsung-ativ-book-4-15-6-34-laptop-8gb-memory-750gb-hard-drive-mineral-ash-black/9041201.p?id=1218974711335&skuid=9041201&sellerId=

Has been used at most 12-14 hours.

Can post pics if interested?

If you are religious and belong to a church, go in there and ask them for some money to help you out.  They won't even ask you to repay them.  They will just give it to you as a gift... hopefully you have tithed lately!

I will do the loan if you send the laptop to me to hold.  I will buy 2 btc if I have to, and pray you default, if thats the actual laptop.

Is there anyway to make it less of a risk? Is escrow offered for physical items?

Yes, you could send the laptop to John K., and then he will hold, it, and if you default, he will send it to your creditor.

Why BTC? It just adds another layer of complexity. You should simply accept a PayPal loan and you'd pay back as gift/FF.

I dont use PP, but where are you located, and I can buy you a MP, or send you cash.  Laptop needs to be as described and handed to me or held by a trusted escrow, so I am secured in repayment

Where do you live OP? 

BTC is non-reversable and the laptop is probably stolen.

Take the laptop back to the shop if it's new.

I would request a larger amount if it came down to putting the laptop as collateral for obvious reasons; but I'm open to escrow if there are any suggestions?

What obvious reasons?  You are asking to borrow $360 and that is not much less than your used laptop can easily sell for.

Agree, plus as stated, it may be stolen.

2 bitcoin worth of Fiat, for your laptop. 

I'll swap you my pet pig for your laptop.

You could of course. Provide proof that you actually bought that laptop.

I'll loan you 1.5 BTC, with 2 BTC to be repaid within 1 week, contingent upon you putting your laptop in escrow with John K.

Prior to escrow you must post specs of laptop and pictures of its condition, including one pic of it on.

I will be awaiting your answer.

I'm considering all of my options and I will update accordingly.

For those that say it's stolen: Order Confirmation (http://www.i.imgur.com/sEjso5I.png)