Bitcoin Forum

ANY TIPS ON HOW TO SAVE MONEY ?

I try to make it as easy as possible, so I use the principle of 4 envelopes: I save some amount of money and divide what is left to 4 (sometimes 5) envelopes. I can use 1 envelope per week

open a fixed account in a bank, it will help you to save your money. you can fix for one year.

• Quit smoking

 Stop watching the television.  They are bombarding you with subliminal advertising that makes you subconsciously desire items you simply don't need.

It depends on your expenses and to your income, if you just only spending to yourself then I guess it is not hard to save money for you. If you have dependent then it depends on your expenses every day and to his/her needs.

Even you have a small income make sure to save money. Make a budget plan do not always eat outside. Always think first where can you save before you spend your money.

At first when you go to shop make a shopping list and buy only what’s there. Don’t buy things that you don’t need or you saw in tv advertisers or some where else.
Second if you smoke or drink try to cut it of because cigarettes cost fortune and alcohol too.
And last but not least don’t use electricity and gas when you don’t need it, plug out your tech, don’t leave your pc on 24/7 and so on.
Small changes can make a big difference.

Dont buy stupid shit  ;D

Here's the tip to save money

1.Build an emergency fund. ...
2.Establish your budget. ...
3.Budget with cash and envelopes. ...
4.Don't just save money, save. ...
Save automatically. ...
5.Aim for short-term savings goals. ...
6.Start saving for your retirement as early as possible. ...
7.Take full advantage of employer matches to your retirement plan.

I got to save my money, after I got my salary I go calculated all the expenses that I need to placed.
I got to divided it at my tranportation and my food allowance.
The extra there is my pocket allowance and savings.

I calculate the cash in and cash out so I can keep track of my expense. Once expenses are tracked, I allocated a budget for the necessary expenses.

Buy only necessary things you need. You also need to manage or handle your money.

The most obvious and working option is to make a budget-plan. Include to it such thing as money for urgent situations and determine a sum that need to be saved (it may be some regular percent of your income). The more sections you include to this plan, the easier to stick with it.

Like my country you can save money by owing a land it is an investment and at the latter end you can kick it off for another to buy and sell as well.

Quit eating too much, buy things that important.

To save money we should fix the weekly expenses
Having a weekly spend will help you avoid spending too much on your budget, and you can even balance your budget next week if you miss too much this week. , this is the best way to save money so you do not affect the monthly savings and help you avoid debt due to excessive spending. Think carefully about what you need to spend: What items are absolutely necessary that you need every week? Try to calculate the amount of weekly expenses to avoid excessive spending. It may be a bit difficult at first, but with effort and discipline you will learn how to spend wisely and save money.

Get rid of bad habits to save money
Bad habits such as smoking, alcohol, beer, or bar shopping, shopping for a brand will certainly cost you a small amount, including smoking, drinking alcohol and photos. your health. Try to give up so that you can use more money, save money and better health protection offline.

To save money you should define between what you need and want.

Do not buy something unnecessary just to impress people. And do not confuse the boundaries of frugal spending and save money effectively.

In addition, if you learn to give up bad habits. For example: smoke (if you are still smoking an average of 3 packs of cigarettes in a week, the amount you spend on this in a month is over 300 thousands), eat regularly, eat only at restaurants luxury, shopping ..

To save money you should plan your spending
First of all, you should create yourself a clear spending plan every month. There are two types of fixed costs and variable costs. You list the expenses you need to spend:

Essential needs such as food, housing, travel, telephone, internet
Needs development: books, study, health
Demands for contributions: Social work, supporting the family
The need for savings: (For long-term financial goals)
Leisure spending (entertainment, travel)
Then you list all costs and allocate a certain amount. And make sure that you follow the plan.

To save money you should eat breakfast and dinner at home
Getting out of the way of breakfast and dinner at the restaurant will save you money. Instead, in the morning you can get up early more than 30 minutes to be able to cook fast food and have breakfast with family at home already.

For dinner, take advantage of the time off to go to the market and cook and limit eating outside. This will not only help you to spend less but also help you to be healthy by cooking a delicious meal to ensure hygiene.

just open up a savings account and have bank transfer certain amount weekly from your main account to your savings accounts.

spend a bit less than what you earn

just stop spending your money behind unnecessary things.

do over time duty and keep that as a saving.