Bitcoin Forum

After sending some money to Dwolla today, I suddenly got a phone call warning me that I had to upload a photo ID for "security", and attempting to login gives me this:

I don't know whose security this is for, but it certainly isn't doing anything for my security. At this point I can no longer do business with Dwolla.

http://i53.tinypic.com/25a3g3c.png

whoa!....   >:(

i can see that being a good thing, but can some one explain how that's helpful?

Not even for a free t shirt?

Odd, no such issue here doing deposits and withdraws 5 minutes ago.

Looks like this is completely new. I just found this brand new "help" file. http://help.dwolla.com/customer/portal/articles/107801-what-can-i-supply-as-a-photo-id-

That totally sucks!  >:(  I'm glad I got my account a couple days ago.  I did the free $1 promo.  I've started the process to link my checking account.  Hopefully I got in under the photo-ID wire.  I'll let y'all know.

trying to go to dwolla to check my pending deposit..got 503.

ohsnap.

Sounds like CYA stuff on Dwolla's part.  It's not difficult to fake photo ID which isn't going to be physically examined.

Not hard? I'm gonna go with "ridiculously fucking easy"

These dorks really do have *no* clue.

People have received debit cards and MB accounts fraudulently already due to uploaded credentials.
As said above it's too easy for a professional with good tools to edit a passport, driver's license etc.

To show someone else's face and name. The shadowing, letter type etc. can all be matched to a T.
You will never notice it even if you have checked ID's for decades.

A bit (a lot) harder physically of course. Unique materials, grooves, watermarks visible via ultraviolet light etc.

A user-scanned photo-ID.  Laughable!  User-created, I should say.  A little Photoshop to alter and/or create anything.

This is simply an inconvenience (and invasion of privacy) for the "good guys", and non-factor for the bad guys.  :(

Nothing wrong with it. They are tightening up because of the recent fraud...

im also done with dwolla now

What about the fact there are forums and onion sites where you can pay ~$20 to counterfeiters for an altered
european/american ID scan or drivers license scan identical to a real one with a photo, full name, serial number etc.?

If the counterfeit was created by the actual stolen template software & not photoshop, it's literally identical with a real ID card or driver's license.

I didn't get this on a withdrawal that I did tonight.  My account has been active since early June.  I'm thinking it's only for either new accounts, deposits, or accounts that have been flagged for some reason.

I withdraw some money from MtGox to dwolla and I got a call from dwolla.
They asked me for my name and address, they didn't ask for ID.
This was strange because I was only receiving money not sending it, so there is no risk of chargebacks to them.

How old is your account?

Almost 3 months.

Thats odd. I've had an account for about month and have made transactions with no problem, such as this one.

As a follow-up, I note that Dwolla happily accepted a birth certificate and my money is safely out of Dwolla.

I guess they must be flagging accounts by some criteria, or imposing the requirement randomly.

I've had no issues, but I've had my account with them for over 6 months.

I asked several months ago why they didn't have an option to link a Facebook account to your Dwollla account, so that people could optionally provide additional ID, I never got a response.

IMHO, this is actually a good thing as long as you don't mind Bitcoin being a legit deal instead of some anonymous underground.

How much did you try to add to your account?

I just tried to add $1,000 and said the same thing. They now require a photo ID and copies of my bank records for the linked account.

Maybe it's an amount thing.

Necro.... Last post was 2 years ago.

I do not think it is a limit though, since my transfer of $35 required a photo ID earlier this year.

Whoa didn't see that year on there.

Well, anyway, they required my bank records and photo Id, and I gave them and now they are moving my money.

Still I don't like it. A big violation of privacy.

This is a result of FinCen "know your customer" laws. Any exchange which trades USD will be required to do this. Cryptsy is working very hard to get USD trading implemented. A lot of people will have a great time trying to extract funds from there after they are forced to mandate ID as well. Remember when this happened at MtGox? Lot of free money MtGox was "forced" to keep because the customers could not verify their ID.