Bitcoin Forum

About

I am offering loans up to 0.1 BTC, no questions asked.
Highly trusted members can loan up to 0.02 BTC without collateral ( Just need a signed message from your staked address to verify its you and as proof of loan).
Requests from newbies are welcome.
I accept well-traded and stable altcoins as collateral, however I may make an exception if you have something unique/interesting to offer as collateral.



Rates and fees:
* On loan amount less than 0.02 BTC, you will have to cover ALL transaction fees.
* By default I use estimatefee.com to calculate the fee to send with so the transaction is estimated "To confirm within 6 blocks ( ~60 min)"
*If the Bitcoin network is heavily congested and you loan amount is less than 0.02BTC, you have to cover all transaction fees.
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Tenors	|	Total Interest %
0 - 1 days	|	5%
2 - 5 days	|	7%
6 - 8 days	|	9%
9 - 11 days	|	12%
12 - 15 days	|	15%
16 - 21 days	|	18%
For each days after max loan period	|	+5%

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General Terms and Conditions:

• Negotiations only in public, no PM.
• Minimum Collateral: 125%
• Minimum loan amount: 0.001 BTC BTC.
• Maximum loan amount: 0.1 BTC BTC.
• Maximum loan period: 21 days.
• Use the prevailing coingecko.com rate to convert BTC ⟷ altcoins
• I accept escrow, but you have to cover the fees
• If you miss the repayment deadline without communicating beforehand, I reserve the right to sell your collateral.
• You are responsible for any fees associated with transferring the collateral to me, or repaying the loan
• I can deny your loan request without explanation.
• In the event that the value of the collateral falls below 110%, I will give you a chance to add additional collateral. If you refuse, I reserve the right to sell the collateral at the best available price to cover for the loan amount + interest. If the sold collateral is not enough to cover the loan amount + interest, you would then owe me the difference. Excess BTC obtained from liquidating collateral will be returned to the borrower.
• These Terms may be subject to change from time to time, without affecting active deals.

Security and Escrows:
The contents of this thread will be archived on https://archive.fo after each accepted request.
Security logs (https://bitcointalk.org/seclog.php)
I accept escrows from Bitcointalk.org recommended bitcointalk escrow services (https://bitcointalk.org/index.php?topic=2439910.0)
I also accept the top 2 escrow agents on Bitrated.com
Escrow agent #1 collincrypto  (https://twitter.com/collincrypto/status/777021877583749120)
Escrow agent #2 coblee  (https://twitter.com/satoshilite/status/887964620723412992)


Standard Request format


Repayment address for everyone is my staked address:
1BC4RtixpNE9ma4g1kL2TXQoq9BUX6ppnH (https://bitcointalk.org/index.php?topic=996318.msg37608895#msg37608895)



How to request a loan?
1. Reply to this thread with the Standard Request format above and fill in the details.
2. I will quote your post and either accept or decline your request.
3. From this point on, always quote the posts.
4. If I accept your loan request, I will provide you with an address to send the collateral to. Escrow will be arranged if need.
5. You post the transaction id of the transaction(s) you have made.
6. I wait for confirmation.
7. I send BTC to your bitcoin address and provide the transaction id.

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Loan No.	Username	Collateral	Amount Loaned	Repayment Amount	Loan Date	Repayment Date	Status*
1 (https://bitcointalk.org/index.php?topic=3943675.msg38648074#msg38648074)	g4vinshreds  (https://bitcointalk.org/index.php?action=profile;u=802662)	NONE	0.0025BTC (https://blockchain.info/tx/c1b8026636b5f6679e4dc676304baee32a5ddb2640985b55898be805029964b9)	0.003BTC	26.05.2018	02.06.2018	Past Due (http://)
2 (https://bitcointalk.org/index.php?topic=3943675.msg38856135#msg38856135)	Oates590 (https://bitcointalk.org/index.php?action=profile;u=892203)	Bitcointalk account	0.002BTC (https://blockchain.info/tx/02d66a8d61bfd28e54d2034a48534a982f15cc761aa7a013fddd8890ecb4cff3)	0.0035BTC	29.05.2018	31.05.2018	Past Due (http://)
3 (https://bitcointalk.org/index.php?topic=3943675.msg39062884#msg39062884)	Sellingaccs (https://bitcointalk.org/index.php?action=profile;u=1831676)	Bitcointalk account	0.005BTC (https://blockchain.info/tx/3782fb69949037204cbcf523c2b1f2d9656df2ec30ad48b13284ed6f6301cafe)	0.006BTC	31.05.2018	01.07.2018	Active (http://)

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Loan Amount: 0.1btc
Amount to be repaid: 0.119btc
Repayment Date: 14 days
Type of Collateral: 4 domains valued @ $13 900 (to be discussed via PM)
Bitcoin Address: 1Di8sxXrWavajEh8vYBiG9sJxjKyVZZ7mA
Escrow needed? Who?: Ognasty

Please read my loan request thread for more info as well: https://bitcointalk.org/index.php?topic=3339333.0

You will notice that on my loan request thread I ask for 0.15btc for 25days. However, if you are able to fill this loan then I would be willing to provide the same collateral for 0.1btc loan with a 14day payback period @19% interest.

Status:
Denied.

Reason:
There is no guarantee that I can sell the domains in a timely manner and cover the loan amount in case you fail to fulfill your obligation to repay the loan.

Need 35$ btc loan, refer to my post here :
https://bitcointalk.org/index.php?topic=4162244.0;topicseen

Status:
Denied

Reason:
No collateral.

Loan Amount: 0.0025 btc
Amount to be repaid: 0.003 btc
Repayment Date:  By Saturday,  June 2nd
Type of Collateral: none,  as specified by you on my thread.
Bitcoin Address: 1CTmmDBxTdHAUoqhYCyLzUAhok5ShKAAs6
Escrow needed? Who?: I'm not sure why this would need escrow,  but if one is needed then any trusted dt member will do.

Status:
Granted

Loan Amount: 0.0025 BTC
Repayment Amount: 0.003 BTC
Repayment date: 02.06.2018
Repayment address is: 1BC4RtixpNE9ma4g1kL2TXQoq9BUX6ppnH

Thanks so much for making this such an easy process.  While nothing seems to have come through yet,  I will update this post when it does.  Also,  to be clear,  all I need to do to pay back is the send 0.003 btc to the above repayment address by the date listed correct?
Edit:  The bitcoin came through and is now in my pending balance as an "unconfirmed parent".  I believe that kahc is legit.  I will by paying back as soon as possible and leaving a post detailing my experience if kahc is ok with that!  :)  Also,  the lender answered the above question.  To me, this seems like it's about as painless as asking for a loan can be!

Correct.
Funds sent https://blockchain.info/tx/c1b8026636b5f6679e4dc676304baee32a5ddb2640985b55898be805029964b9

Loan Amount: 0.00180
Amount to be repaid: 0.0021
Repayment Date: June 4, 2018
Type of Collateral: If possible my bct acc.
Bitcoin Address: 3LsgwE2Qqc2ThETrD6zpTpXs1XfPAp7oCL
Escrow needed? Who? You decide who

Status:
Denied

Reasons:
For standard request, minimum loan amount is 0.005 BTC.
Also Jr. Member needs valid collateral.

Oh. I only need that amount to cover some payments. And was gonna use this acc of mine as collateral. But thanks though

Loan Amount: 0.05
Amount to be repaid: 0.065
Repayment Date: 15/6/2018
Type of Collateral: localbitcoins account , link : https://localbitcoins.com/accounts/profile/poutsa2000/
Bitcoin Address: 3LPZAtjmCDvtbDhit6qwdFzgMrnjBUV6Db
Escrow needed? Who?: no

Status:
Denied


Reasons:
Newbies need valid collateral.

Loan Amount: 0.002 btc
Amount to be repaid: 0.0035 btc
Repayment Date:  tuesday,  may 29th
Type of Collateral: none,  will be happy to make trust with you !!!!
Bitcoin Address: 1Lxji8p4iyisxLLLt5UPJsSPYdgnY1V66A
Escrow needed? Who?: I will call few to confirm for meh !

Hope you understand , Wish you luck in life !

Status:
Denied

Reasons:
You are tagged.
If you offer your account as collateral, I can do 0.002 btc.
Worst-case scenario, I lose 0.002 btc and you lose your account.

hey sir i need loan of 0.03 to 0.05 for 2 weeks against localbitcoin account full verified many trades nice reviews old account  i will pay interest up to 10% daily Thnaks here is my localbitcoin profile https://localbitcoins.com/accounts/profile/niceboy999/
can i apply?

Status:
Denied

Reasons:
Localbitcoin is not a valid collateral.

Lol i will not loose my acc and you . will not loose your loan ! DEAL !
Collateral edit : My bitcointalk account

Pm me your login details, and I will send you funds once I have taken over your account.

PM you : )

Status:
Granted
Collateral received.
Will send funds asap.

Loan Amount: 0.002 btc
Amount to be repaid: 0.0035 btc
Repayment Date:  29.05.2018 31.05.2018
Collateral: Bitcointalk account.
Repayment address: 1BC4RtixpNE9ma4g1kL2TXQoq9BUX6ppnH

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TXid:
https://blockchain.info/tx/02d66a8d61bfd28e54d2034a48534a982f15cc761aa7a013fddd8890ecb4cff3

You can contact me on chakl at hotmail.com for retrieving your account.
Remember to state your email and password associated with you Bitcointalk account, so I know its you.

Loan Amount: 0.01
Amount to be repaid: 0.012
Repayment Date: By 01.07.2018
Type of Collateral: None, however i can give out my account if needed. However i have paid a non-collateral loan of this size to mattcode before.
Bitcoin Address: 3ACcSBSDAoYK1MJHK6vku2YFyVk3FNYQ4c
Escrow needed? Who?: No.

I hope that you can help with this. I'd request this for consolidation as well as some personal expenses that have came suddenly to me.

Status:
Denied


Reasons:
Not specified.

I can specify if needed :) What you would like to know more about?

The max I can lend you with your account as collateral is 0.005 BTC.
You will need to provide a signed message from 1ACCs9LEvxV2o4zSWKMUYUHp1DKTrAHFcU with today's date, and that you are providing your account as collateral to me.

Well i guess that i will take that. Will the interest be reduced if i pay up early?

Also a signed message:


That was signed by electrum and it's nested P2SH address so you cannot verify it with every wallet. Please confirm and i will send account details over to you. Would also like to know your contact email.

Status:
Granted
Signature Verified.
You can pm me your log in details now, once I have taken over your account, I will send funds asap.

Since this is a special case:
22-31 days the interest will be 20% , payback 0.006 BTC.
If you decide to pay earlier you can check the rates on the first page and calculate accordingly.


Update:
Loan sent https://blockchain.info/tx/3782fb69949037204cbcf523c2b1f2d9656df2ec30ad48b13284ed6f6301cafe

Loan Amount:.0041- .006
Amount to be repaid:.06
Repayment Date:6/5/2018
Type of Collateral:None - Bitcointalk.org Acct
Bitcoin Address: 1Q643p2MoJu6zZohFWvk2FJ6bjdqdGf7Xt
Escrow needed? Who?:  No escrow needed, unless Snoopy is available.  Then Snoop for sure.

The dog!  Not the rapper people!

Status:
Denied

Reasons:
Your account is not worth the loan amount.

Loan Amount: .003
Amount to be repaid: .0035
Repayment Date:6/7/2018
Type of Collateral:None - Bitcointalk.org Acct and/or Reddit account
Bitcoin Address: 14p29q5ZEn4U9QMpSADpULqK2fxuc7zk5S
Escrow needed - no

Status:
Denied

Reasons:
Your Bitcointalk account is not worth the loan amount.
If your Reddit account is up to my satisfaction, I might reconsider.

Pmd Reddit info

Did you see Message to Sellingaccs (https://bitcointalk.org/index.php?topic=4405530.0)? Sellingaccs seems to have defaulted (https://bitcointalk.org/index.php?topic=3734647.0) on another loan already.

Someone who gives his forum account as collateral for a whole month doesn't strike me as a person who cares very much for this forum.
You may have paid 0.005 BTC for an account that's already 0.005 BTC in debt. And since DT strikes against account sales, you can't even sell your collateral, which makes it worthless.

Hey,

I forwarded a message from Sellingaccs to Hatcher a few days ago.
So they should be in dialogue about extending the loan.
Since I am new in the lending business, my threshold for loaning out is much lower.
If he should default the loan, well I am ok with taking the loss for weeding out the bad seed.

Loan Amount: 0.0023 btc
Amount to be repaid: 0.006 btc
Repayment Date:  June 12th
Type of Collateral: my account on bitcointalk.org
Bitcoin Address: 1FkGzN8vgxN5VGz1ho2PxjtT3ABWqnpxkD
Escrow needed? Who?: No

Status:
Denied

Reasons:
Your account is not worth the loan amount.

how much is it worth? i need asap
i can let you have my telegram account instead?

Can't help you.
Your account is worth $0, and telegram account can't be used as collateral.