Bitcoin Forum

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The fragmentation of cryptocurrencies across exchanges, the lack of education and understanding, high costs of crypto token transacting and the multitude of wallets available have all served to erect barriers against adoption for all but the most determined practitioners.

Cryptov8 will remove barriers to use and incentivise early adoption by rewarding cryptocurrency holders in a similar way to fiat (currency that is declared by governments as legal tender). Cryptov8 will be launching a universal account and universal wallet that manages both FIAT and cryptocurrencies.

Cryptov8 does not see itself as just competing with other banks, the established order and the newer digital ‘challenger’ banks. Rather we will draw upon the best corporate examples of customer service and use of technology, across other digital consumer champions, such as Alibaba, Apple, Amazon, Google, LinkedIn, WeChat and others.


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Cryptov8’s mission is founded on key principles of fair practice, transparency, treating the customer fairly and using technology to give the customer what they need. Advancements in
technology such as artificial intelligence, machine learning and blockchain give us an opportunity to serve the customer better by helping them improve their financial lives. For example, by intelligently predicting spending patterns and utilising more efficient services through new technology we will provide informed financial suggestions.

These technology enabling trends are supported by changes in regulation such as Open Banking and PSD2 that furthers customer choice, allowing Cryptov8 to interact and integrate with other market services, making sure customers have access to the best of breed service options in the banking and wider commercial ecosystem.





Project Overview

New Banking Ecosystem / New Competitive Landscape
The UK’s Open Banking initiative, Europe’s PSD2 initiative and the global push to open banking standards promises to transform the banking sector and will allow FinTech’s and other new operators to offer services to banking customers. Cryptov8 will capitalise on these changes by partnering with appropriate organisations to extend the list of cryptocurrency and blockchain services available to our customers, ensuring we become the ‘one stop shop’ for anything crypto related. We will also offer our capabilities via decentralised apps to promote crypto commerce services across the market.

Regulation in a largely unregulated market
Cryptov8, plan to be enviably placed as a UK regulated bank to merge the UK’s best practice regulation of an established market with the emerging crypto market that has yet to see prescriptive best practice. Cryptov8 will look to adapt and apply UK regulatory best practices to lead the way in protecting the customer from the pitfalls for the unwary and inexperienced moving into the cryptocurrency world.

We will be a global presence in the traditional and cryptobanking industry. Cryptov8 will apply its UK knowledge and experience not only to cryptobanking, but to all future geographies and markets it aims to serve. Cryptov8 believe we are perfectly placed to be a responsible custodian in the cryptobanking market and will lead by example in serving and protecting our customers.

Making Cryptocurrencies Accessible to Everyone
The cryptocurrency market is fragmented and difficult to navigate for the uninformed. Exchanges are many, with coins or tokens distributed amongst them. Fiat gateways often make it hard to obtain a specific coin without buying another coin on the way through and wallets are numerous and sometimes confusing for the consumer. This creates a real barrier to entry and additional and unpublished transaction cost for many potential investors.

Some banks demonstrate a disregard for the evolution of cryptocurrency by barring fiat conversion payment mechanisms, dissuading customer participation. If nothing else this serves to indicate the competitive threat the existing banking sector perceives to their proprietary money exchange and transmission services.

Cryptov8’s intention is to reverse the existing banks quasi monopoly on money remittances’, We will offer our customers easy, cheap or free access to the cryptocurrency market. And we will incentivise participation through our tokens and offer other discounted banking services for those participating in the cryptocurrency market.

We will provide educational material to help people enter the market and allow customers to use tokens to offset the cost of courses such as those provided by Udemy and others. Additionally, we will offer a help assistant for customers as they interact with the bank in the form of a cognitive learning bot. The bot will be configured to assist customers with questions and will build any appropriate account applications in the background, giving customers the opportunity to interact with the bank in a chat window whilst having the paperwork built as an output.

Technology

At the outset, we realised that it was important for us to define and control the customer journey and our technology selection criteria and evaluation process has been conducted with those aims in mind.

Cryptov8 does acknowledge that for many of the peripheral services and in particular those associated with the cryptocurrency market and Blockchain that we will need to collaborate with a series of organisations to deliver the best service and best value for our customers.

Therefore, open banking and the use of Apps and APIs will form a key aspect of the overall solution we build. One example, is that we will need to integrate with many FinTech organisations who can deliver far more compelling solutions to business or customer problems than Cryptov8 could support by itself.

Our collaboration and use of open banking is fully supported by the Payment Services Directive 2 (PSD2) and the UK’s own OpenBanking initiative. Blockchain as a technology is built using the same principles. We believe by embracing the technology and this regulation, it will allow us to offer the best services to market.

Cryptov8 is engaged with a number of technology suppliers to deliver on this promise and we are excited by the partnerships and joint ventures that are being considered albeit initiatives that we are unable to elaborate on at this time due to non-disclosure arrangements. Our strategic partnerships will be released to the public once legal formalities have been completed and will be announced across all media platforms throughout the lifecycle of the bank launch.

Reserved

If you need Arabic translation; pm me

Universal wallet and combined account sounds interesting!

Genuinely excited about this ICO. They're going to offer a much needed solution to the digital banking and crypto space.

Me too...decent team by the looks of things

Very cool

Very interesting - will follow this one closely.

Please join us on our telegram channel for information and updates.
Information on the bounty campaign and referral bonuses coming shortly!!!
https://t.me/cryptov8

Whitelist now for your unique referral code!!!!!!

Hey. I am quite new to this.  Does this look interesting to the more experienced ICO crowd?

It should appeal to the more experienced ICO crowd due to a number of reasons:

The business proposition has been presented to the FCA in London (financial conduct authority)

The advisors consist of Global corporate lawyers, seasoned banking professionals, regulatory guru's and blockchain evangelists.

The diverse but balanced individuals involved in this project will make sure that this is a resounding success, as the business proposition is strong, appealing and will encourage greater participation in the cryptocurrency market

I believe they are possibly reserving the right to convert to dividend paying tokens subject to local regulations (if and when they are announced)

How long will it take for them to get an actual banking licence?

Quicker than most, a regulatory business plan has already been created and many of the team have previous experience in setting up new challenger banks. Unlike many ICO's this one will follow through with its promises.

but of course you will say this  ;)

The team consist of staff who previously worked for Temenos, Fiserv and they have Finastra/Misys as advisors.... they are the worlds 3 biggest providers of banking platforms and technology. They are based in London....not some caribbean island or Eastern European country with no accountability...

Ethos have been promising a universal wallet and account for months, we have the technology and team to deliver it.

very  intereting project ,waiting for more informations

Korean translation reserved

Reserving Hindi (Indian) translation if needed.

We have added your project to a fast growing platform for ICO investors https://icobuffer.com/projects/sryptov8. We recommend you to add more information about your project, this could positively affect the rating. Write to me if you have any questions.

Thanks ICOBuffer!

"Cryptov8 will be a UK domiciled and authorised bank using blockchain technology to bridge the gap between cryptobanking and traditional banking products and services. Our platforms and digital assets will improve adoption and usage of cryptocurrencies globally."

This has me excited!

Great mission of Cryptov8 that to have a fair practice, transparency, treating the customer fairly and using technology to give the customer what they need. This will be attracted many people to join Cryptov8. I appreciate the concept of this project, It is a good concept and very promising for me. 

Cryptov8 have launched a new promotional video!

https://www.youtube.com/watch?v=ManRNXuw5YI8

I love the triple entry on the accounting blockchain which help accountant to save time for working, business saving expensive.

I'm interested in this project. What is the difference in your products?

Cryptov8 | Bringing Banking to Blockchain https://www.youtube.com/watch?v=FWPIbOE_O80&feature=youtu.be

Cryptov8 will be a UK domiciled and authorised bank using blockchain technology to bridge the gap between cryptobanking and traditional banking products and services. Our technology platforms and digital assets will improve adoption and usage of cryptocurrencies globally.

Cryptov8 - Bringing Banking to Blockchain https://www.pr-inside.com/cryptov8-bringing-banking-to-blockchain-r4697921.htm

Cryptov8 will be a UK domiciled and authorized bank using blockchain technology to bridge the gap between crypto banking and traditional banking products and services. Not only they will have a universal account and wallet, Cryptov8 intend to streamline certain challenges that customers regularly confront, which will ultimately create the best possible route for adoption of cryptocurrencies.

Promising and Interesting Project.... i hope you Token future is bright........Good Luck

Whitelist now for 24 hour advanced access to the Pre-Ico.

I want to reserve the Spanish Translation

Username: RieraMusic
Profile link: https://bitcointalk.org/index.php?action=profile;u=1696875
Native Language: Spanish
ETH ADDRESS: 0x3334d233f6E84d289B7E8dFA919AE9f71df0b9bf
Telegram Username: @Rieramusic

---

Portfolio/Experience/previous translations links:

VICE INDUSTRY:
http://rieramusic.net/viceindustry/Vice_Industry_Token_LibroBlanco.pdf
https://bitcointalk.org/index.php?topic=3009511.new#new

FORTY SEVEN BANK:
http://www.rieramusic.net/fortyseven/libroblanco/whitepaper_esp.pdf
http://www.rieramusic.net/fortyseven/business_model_esp.pdf
http://www.rieramusic.net/fortyseven/financial/financial_model_esp.pdf
http://www.rieramusic.net/fortyseven/tokenholders/tokenholdersbenefits_esp.pdf
http://www.rieramusic.net/fortyseven/onepager_esp.pdf
https://bitcointalk.org/index.php?topic=2944600
https://bitcointalk.org/index.php?topic=2938150
https://medium.com/@odariera/contratos-inteligentes-una-nueva-revoluci%C3%B3n-tecnol%C3%B3gica-48669e9eda12
https://medium.com/@odariera/biom%C3%A9trica-en-los-bancos-del-futuro-cf37229be052
https://medium.com/@odariera/psd2-%C3%A9poca-de-la-tecnolog%C3%ADa-de-la-informaci%C3%B3n-16292168fac5
https://medium.com/@odariera/estableciendo-un-banco-a-nuestro-modo-abcde9d26a4a
https://medium.com/@odariera/prominentes-profesionales-se-unen-a-nuestro-equipo-de-asesores-1e3ca5da6cd
https://medium.com/@odariera/%C3%BAltima-oportunidad-en-bonos-y-c%C3%B3digos-promo-de-la-ico-de-forty-seven-c5de09c438b9
https://medium.com/@odariera/se-publica-la-primera-version-de-la-api-de-forty-seven-2111afca8581
https://medium.com/@odariera/an%C3%A1lisis-de-ico-del-sector-bancario-d37252fd5f3f

LASER PROTOCOL:
http://rieramusic.net/laser/LaserLibroBlanco.pdf
https://bitcointalk.org/index.php?topic=4012576.msg37857732#msg37857732

LFE:
http://rieramusic.net/lfe/lfe_libroblanco.pdf


CARBONEUM:
https://bitcointalk.org/index.php?topic=4509413.new#new
http://www.rieramusic.net/carboneum/Carboneum_Whitepaper_SPN.pdf

BAANX:
https://bitcointalk.org/index.php?topic=4507619.new#new



My Telegram username is @Rieramusic

Cryptov8 Pre-ico is live!. A unified current account with full banking facilities with multi-currency cryptocurrency support.
Peer to Peer transfer, atomic swaps, full fiat gateway and exchange.

https://i.imgur.com/Ua4FR38.jpg

It seems to me that this will be a very interesting and promising project, because I like the idea of this project. I wish good luck to the developers

A customer can simply select their desired cryptocurrency or cryptocurrencies at a point of sale or online and select these through their banking app as the means for payment, regardless of the currency the merchant accepts

interesting project and I think this project is very good for the investors. but similar projects there are many in the market, what is your strategy to compete with others?

This crypto bank niche i popping up a lot lately, i hope you guys already have a license & not willing to gather money first then look for a license.

This crypto bank niche becomes an old news in this cryptoshpehere.

Goo luck with sales though, have nothing against this ICO, i'd love to see a real working crypto bank to be honest.

I agree with your opinion about the license. They must prepare licenses in matters related to applicable laws and regulations so that will not be a problem when ICO is running or even finished. And yes, I am also glad to see a real crypto bank working so as to reduce the gap between traditional banking and cryptobank.

a good and very good project. Wish you well to attract investors. I support you. good luck.

To be quite honest, these types of banking solutions for crypto are a somewhat unreliable in my opinion.
That said, I still wish you best of luck on your project.

Cryptov8 MVP Prototype Demo https://www.youtube.com/watch?v=CV0J8A44Ao4

Alpha prototype of Cryptov8's mobile application for a unified account supporting:
Multi-currency fiat and crypto linked current account.
Atomic swaps and person to person transactions.
Cryptocurrency linked debit card.
Crypto syndicated loans.
Integrated fiat gateway and exchange

Can you tell us what legal steps you have taken, be it implementation, policy, so that you are able to release your platform?

Universal wallet and combined account sounds interesting!

Hi CryptoKingh,
We have had meetings and discussion with representatives of the Financial Conduct Authority (FCA) which were met with favourable reviews. We have a 400 page regulatory business plan which focuses on the traditional banking side of the project and we previously held a consumer credit licence. We could have applied for a licence variation in order to apply for a full banking licence, but there is little benefit so we are going straight for a banking application.

I previously have worked for central banks, clearing houses, monetary authorities and have launched 15 new banks. The rest of the team have similar pedigree.
For those that are genuinely interested we can always make time for face-to-face meetings in London or video calls to answer any questions.

From a legal perspective we have an advisor from Locke Lord, one of the most respective global law firms in the industry

Thank you, with the news today from the Bank of England, and Mastercard's new patent being awarded we strongly believe we are in the right place at the right time!

Cryptov8 Alpha MVP early prototype release is now available.

Unified Crypto and Cash current account
Crypto linked debit card
Peer to Peer transfers
Crypto lending
Integrated exchange and gateway
Drag and drop for crypto to cash, cash to crypto and atomic swaps between tokens

https://youtu.be/CV0J8A44Ao4

Wonderful project I'm glad that I joined you! the whitepaper its awesome love the project! Great team with great project.

Indeed, the team behind this project have done their home work before announcing but I still have a question that I want the team to answer. I personally was attracted to your project because of this sentence

     "Cryptov8 will remove barriers to use and incentivise early adoption by rewarding cryptocurrency holders in a similar way to fiat (currency that is declared by governments as legal tender)"
My question is this: Do you think you can beat conventional banking with your system? If yes, explain how.
Thanks

Hi Greatben, great question!.
Pretty easy to beat conventional banks, they have not changed in 30 years and are slow and reluctant to change even now.
Ever wondered why i can send files across the world in seconds yet some bank transfers take 3 days and cost $$$
The movement of money costs the bank little/nothing as its an electronic instruction... they hold the money for a few days as the longer they hold it (and they compound it due to the volume of transfers) they make additional interest. So they are making money off you twice.

In the real world transfers anywhere should be frictionless and instantaneous. There is no excuse to take days and charge $$$
It not just banks we think we can beat, we think we can beat remittance companies, exchanges and fiat gateways.
We aim to have a unified eco-system where buying and selling currencies or cashing out is instant and drag and drop...simples.

I don't know about you, but whenever i buy and sell i get hit by coinbase, gas, exchange fees (both ways!)
Im looking forward to having it all in one platform and not having to remember 6x exchange login details, then wait 3 days for a SEPA transfer...thanks but no.
Also, the ability to do peer to peer transfers internally at no cost works for me, and the crypto linked debit card.

There is a heap more info on the website and our video demo, or your welcome to come and join our telegram community

https://www.youtube.com/watch?v=CV0J8A44Ao4
https://t.me/Cryptov8Chat

Thanks, we have already been in front of the regulators and there is no stopping us!!
Prototype is in development (early alpha demo is out now) and we have one of the worlds biggest banking platform providers as both
a partner and a strategic advisor!

Thanks Kapoor!
There was a recent review of our proposition on Steemit that is worth a read.
https://steemit.com/cryptocurrency/@ghayas/cryptov8-crv8-the-need-of-time-bringing-banking-into-blockchain

Thanks for your prompt response, I am convinced that your project will succeed.  I will watch the YouTube clip and join your group Keep up the good job you have been doing

Very interesting project good luk  ;)

hi this is nice project

Yes it's true once this project is good enough, hopefully able to walk properly and smoothly without any problems. the cohesiveness of the team should be able to continue to run well.

0x4c272a95939d1Dd3862E4fd9C20D71de13135C05

I was so happy to heck see any information related to this project.
It said that there will be bounty campaign to be held.

very  intereting project ,waiting for more informations

where can i see how many tokens are sold in pre-sale? before i invest even one cent i would like to see it transparent

On your bounty page, I am afraid specific tasks to be done on Facebook are not mentioned or enumerated.

Please correct me if I am wrong.

Cryptov8 will bridge the gap between cryptobanking, traditional banking products and services. Cryptov8's digital technology and assets will increase the adoption and use of cryptocurrency globally.

the project ? ok, i think so

The Cryptov8 project goes far beyond the current 'CryptoBanking' service. This project will streamline the challenges that customers often face.

do you use escrow wallet? re-use the escrow wallet to let investors believe in ico

Excellent company in my opinion. Let's wait for a fantastic opening day. personal sympathy for the figure "8" ^^
We are waiting for the following news. ;)

 i hope the team will continue to intensively promote this project so that more will be known and the project will be more developed and successful.

The Cryptov8 project aims to streamline the challenges often faced by customers, which will ultimately create the best route for cryptocurrency adoption, global.

In fact, there are a number of similar projects that perform similar functions. but this project, I hope to be one of the best in its kind

The team is doing their best to promote and market its project by attending such prestigious events with huge participants. As per latest, their presentation in Macau was really successful. And on August 3, they will attend an event at the Millenial Seoul Hilton. You can check out their tweets. 👇👇
https://twitter.com/cryptov8/status/1024673137991008258?s=19

after I read a little about Cryptov8, there are many advantages of this platform, one of which is serving retail customers and SMEs in a familiar way, while using blockchain technology to change the customer experience.

Cryptov8 will also increase the adoption and use of cryptocurrency globally and create cheaper and more certain exchange and withdrawal costs.

I really liked the project and I found it very promising, I'll be checking everything up close and keep an eye on everything that's about to come in this excellent future!
This is good project with a strong team

very interesting project

Your project looks amazing. I hope you get your coin listed on ICO Guide https://www.icoguide.com/en so as to attract better and potential investors.

the project is interesting and has good planning. I think this project is good for investors. I look forward to a smooth progress and many investors will participate in this project. good luck dev

I see the team also consists of very professional and expert, I think this project will be successful and achieved all the targets and become great project.

a project that has a very good development. It's no doubt, this project really has a team that is very responsible.

The Cryptov8 project goes far beyond the current 'CryptoBanking' service. Cryptobanking customers for their loyalty. This platform will give part of the cryptobank fee back to the customer.

Cryptov8, Provides bank-level security in all wallet / asset storage, password retrieval, and fraud protection. For fees, Cryptov8 makes the exchange and withdrawal fees cheaper and more certain.

apparently, they will offer a lot of various tools. in yr opinion, friends, which one will be the coolest and the most useful? 

I hope that, maybe social media will be an effective promotion and the team must do it often, to popularize this platform

Cryptov8’s $295,000 Summer Prize Draw
Cryptov8 are pleased to announce their massive give-away as a thank you to our loyal community! Sign up now to participate in this once in a lifetime draw! https://medium.com/@cryptov8ico/cryptov8s-295-000-summer-prize-draw-2d490d7d6b09

ı hope you will be success. Because you have good team

social media is an effective means of advertising. would be a good result if the team used this tool for more performance.

Bounty will finisher 26.August, right?And ICO will be finished 28.September.When distribution of tokens will be start after ICO?And what about listing at exchanges?Thanks

Week: 3 (10/08-16/08)

Facebook Campaign
Facebook URL: https://www.facebook.com/profile.php?id=100010119007811
Spreadsheet number: 1145

Like and Share:
1. https://www.facebook.com/permalink.php?story_fbid=709325546081406&id=100010119007811
2. https://www.facebook.com/permalink.php?story_fbid=709325086081452&id=100010119007811
3. https://www.facebook.com/permalink.php?story_fbid=707635156250445&id=100010119007811

I think distribution will start when they go to the stock exchanges. The meaning of giving out bounties when there are no trades in such a market, they are immediately several times lower than the selling price on the bid market will be exposed.

There should be more projects like this that encourage investors to help those in need, and still get a profit.

the project solves the most basic problems with the crypto currency, I am very interested in how many funds will be collected at this stage, perhaps I will buy at the main sale

Is the Cryptov8's $295,000 summer prize draw over?Still available?

will become a British and authorized bank using blockchain technology to bridge the gap between crypto-location and traditional banking products and service.

Hola buenas noches, estoy en este grupo debido a un airdrop que me recomendaron, me parece genial esta iniciativa y espero con bastante agrado que todos podamos ganar de cualquier forma experiencia y riqueza, Saludos

Very interesting - i will follow this one closely.

nice project

Week: 4 (17/08-23/08)

Facebook Campaign
Facebook URL: https://www.facebook.com/profile.php?id=100010119007811
Spreadsheet number: 1145

Like and Share:
https://www.facebook.com/permalink.php?story_fbid=719848191695808&id=100010119007811
https://www.facebook.com/permalink.php?story_fbid=714352222245405&id=100010119007811

I always pay attention to the company itself, and the idea, of course, you have an idea is not new, this is the next exchange, but you have excellent partners, they impress me, and you got very high marks on well-known sites

Please anyone knows link to bounty

what you say is true, information through promotion is very necessary for this platform. I think the Cryptov8 team already understands this, maybe it needs good planning and costs to plan.

Cryptov8, I would like to know more and more social networking sites that you mentioned. Electronic money market fragmented and difficult to navigate for those who do not understand. I hope you will fix this situation on the project

anyone knows about the continuation of the project and it seems that this project failed because all social media and the wabsete site cannot be accessed or this project is scam please maybe anyone can explain it