Bitcoin Forum

There is a popular saying that invest only what you can afford to loose. Some people are making the mistake of investing all their life savings into crypto and other ventures. Some people even went as far as borrowing money or even using their properties as collaterals to borrow money so as to invest into crypto. This is a wrong idea and it might cost you a lot.
Every investment has its risks. So consider the the risk involved by taking each step at a time and do not jump in once.

Well, in the bull market, I suggest everyone around me to maximize their investment by borrowing or by taking loan from bank. But it is not a good time to invest in crypto currency now. If you invest now with borrowed money, you will lose more than money. The time will come.

yea, some people think that with cryptocurrency your money would doubled like magic just because friend of them tell those people that he's become rich because of cryptocurrency, I know that we're born with greedy nature, and we can't help it, but we still need to be smart to choose the path.

Unfortunately, most people who invest all their savings, pensions, personal loans, mortgages, etc. have no idea how fierce and dangerous crypto market is as it is now (immature, volatile, and punishing). They lack the set of technical and trading skills to survive in such market, and they invest either out of desperation (there is greed, of course) or fulfiling their dream of living a better life (for their children mostly.). They hear or read stories about new millionaires emerging from cryptocurrencies, they rush in to get a slice of that hot cake, however, they quickly get stung by the market rather early, and in worst case scenario, lose all their money.

It is sad, and there is nothing to be done other than spreading awareness about cryptocurrencies.

I think it must have to be in a wise and smart decision to make. Never involve to a situation without thinking and planning.

I believe I read an article somewhere last year about a guy who sold his everything and went all in crypto. He sold his only house, only car and his wife tried to stop him but he didn't listen and convinced her that it was okay to invest that much amount of money in crypto and taking so much risk. I wonder where he is today and whether he thinks it was a mistake. He was quite excited too.

Well, from what I have read and know about business, it is not in bull time that we need to invest because you never know perhaps you will be entering while the bull has already been exhausted. Why don't we look at investing while the market price is still low? And that time is now.

Talking about the borrowing of money to chase a bull market, that can also be wrong. I have read of people who borrowed money to chase last December run thinking the move will continue in 2019 but here you and I are today ::)

Bull times are not the appropriate time to invest except you are lucky, otherwise, allow it to exhaust itself and fall back to correction.

And that saying gets written way too often on this forum.  It should be blatantly obvious to anyone with half a brain, yet people feel the need to keep writing it as though it's some new piece of wisdom.

Yet no matter how many times it gets said here, people still invest money they're going to need to pay bills or otherwise can't afford to lose.  People buy bitcoin using high-interest credit cards.  They buy bitcoin on margin.  People have sold their houses to buy bitcoin.  All of that seems crazy to me, especially given how volatile bitcoin can be.  It'd be stupid to do all of that for any investment, but it's even more insane for anything crypto-related.

I agree with you. That was a big mistake. The higher the risk the higher the risk. Invest in knowledge and have limited. Only invest in the financial area allowed. If you invest in borrowed money you will always be in a state of anxiety and stress when investing.This will prevent you from making the right decision when investing.

No, I can surely get my cake and eat it!
to the moon

You just came in here with a brand new account to spam, just for the sole purpose of making your posts count.
There is nothing like "I can get my cake and eat it". It is either " I can eat my cake and have it" or "I can have my cake and eat it".

I guess ''buy high, sell low'' is your financial advice then.

Before we invest with crypto, we must first think about the risks that will occur, especially when we invest with so much money and the money from the results of our borrowing will take a long time to return the money because the price of bitcoin is very fluctuative sometimes it rises sometimes down.

It's a big gamble when you invest all of your money for nothing. If you have some $100 in you invest it and wait until it grow. Just make some income, not making any liabilities like borrowing money from the bank to invest in bitcoin, then after a months, it nothing ? whew.

nothing easy in life there must be a struggle including in crypto maybe not as easy as you say, people will find it easy and even when they hear the success of people then people will follow in the footsteps of the person.

I 100% agree with you mate... You can't eat the cake and have it.. You have to choose.
I personally prefer to NOT eat it but have it and... wait for some time ;)

I sold a precious coin and regretted totally for selling the coin at that cheaper. The coin was worth $120 that time and some weeks after, there was over 200 percent increment to my surprise.

That is wise enough to have your money invested in different or precisely saying diversified portfolios. That is a smart strategy. Obviously on who will lput his entire earnings into one thing, then there is a greater risk. And that is the only reason why everyone tries to divide their savings. No doubt bitcoin is a goodd option, but taking too much risk on part of bitcoin is not advisable.

That's why studying the basics before diving deeper is always a must in order to get your funds safe and secure. Bitcoin involves money, and there's always a high possibility that you'd go bust eventually so better prepare yourself for the worst. There are ways to minimize the risk or mitigate the losses and that's what every trader/investor should focus on, not only on profiting and gaining. Controllimg every aspect of trading/investinf would aurely lead to a successful venture and eventually, monetary gains.

Yeah I don't really understand particularly how these people think that they're gonna earn more than what they had sold for Bitcoin. Like they have those guts to go all-in at the turn card while still don't have the knowledge that their game be thrown off anytime. It's not like they invested in Bitcoin blindly but what could be the thing that runs in their minds while buying Bitcoin at that amount.

In my opinion, many traders have lost a lot of money until this statement is created. There is nothing wrong, in the volatile market your deposit should be as much as you can risk and never get the money you deposit from the bank as a loan.

Well, this is why we need to be a risk taker and also no one really knows what could be the outcome of that specific coin/s. It's still probably worth kind of decision, especially if you only earned that coin through bounty campaign.

Well you have made some serious valid point that should be a point of reference to anybody who wants to make an informed investment decision when it comes to crypto. Putting all your life saving into crypto does not have to do with money alone as there are other angles to look at things. I have seen people on the forum ask question about quitting from their day job to focus on crypto and some would be willing to advice someone to take such decision. The point is there is no gain without gain. I have read about someone who invested his life savings during low price era in which at the time was referred to as a fool and witnessed some significant return on investment to the amazement of many who had mocked him. I have also read about someone on the forum here who suggested to his grandmother to invest in crypto but was disturbed because of the recurrent downward volatility. Eventually, it paid off.

In summary, you can eat your cake and still have it if you are smart about by take half of the cake and keeping the rest. It means while investing and dedicating to crypto, there is nothing wrong in having a backup plan.

Going for a loan just to invest into crypto currencies is indeed one of the stupidest idea that there is. Crypto investments is not 100% guaranteed to make profits so one should put their entire savings on it.

I agree with you, many people just see that crypto has a great opportunity to get high profits without seeing how big the risk is

I think people are now more aware of these cryptocurrency risk now than before. It is not really common anymore to see people throwing all they have into investing in cryptocurrency.

Crypto is volatile platform so it makes huge profit or huge loss at anytime. So we should clearly plan our direction then only it makes good earning. But most of the investors are thinking 3x profit is achieved in short period and reality one or two months is impossible in crypto platform because no one say when it will going to moon. It is one of experience so many peoples are take a perfect risk in this platform.

Some people thinks that crypto is an easy money scheme so no such thing as researching first before putting in some money. Good example is the so-called 2017 hype wherein there are really lots of newcomers joined the crypto revolution thinking their $100 will become $10,000 without doing nothing but hold. And what happened after? They regret because they don't understand the risks they faced here. Some even called crypto as sh*t and sc*m meaning they really didn't have an idea what is going on.

But honestly, for some people, it's alright to me that they feel that experienced so next time they will do research into something that involves money. Good lesson indeed.

This has been talked about ever since that don’t invest the money you can’t afford to lose and yet people are still greedy to earn. Well, some people says that experience is the best teacher so i think its better for them to experience that and I hope they will learn from it.

One of the important things you should know about investing is to be ready to experience loss, that's the worst risk you have to experience when you invest in a commodity, there is no business that has no risk at all and the risk is proportional to the benefits we will get if we can manage opportunities and risks well

I wouldn't borrow money to risk it on something that is already a high risk investment. It's not a good idea even when someone promised returns are higher than the interest on the loan. I have a friend who used up all his available balance in his credit card (Citibank) to buy Bitcoins and then buy altcoins. He didn't earn too much in buying and holding Bitcoins. He earned from altcoin because it was introduced in a multi level marketing fashion that promised 8% to 10% profits every month. He earned from it but his downlines didn't. His downlines followed his strategy to borrow from credit card.

Exactly.Expect some risks for you to take if you really want a good returns from your investment.But never invest too much from your own income,it might cause you more struggles in life if you lose all your capital so invest only what you can afford to lose.And in crypto investment,everything is possible.So prepare for a huge profit or the vice versa,a great loss.

The mistake I always saw repeated was bad labelled speculation, which is not investing.   People confuse the term quite easily to assure themselves its not as risky.    Investments give a steady revenue of some kind, it has been possible at times to do this in Crypto such as royalty shares on exchange revenue. Or a deposit giving interest is an investment but just hoping a price goes up on a business that wont exist for 2 years but the hope is people back it till then, thats speculation or quite easily known as gambling.

Most investment is quite sound, you will know it best when it appears quite boring.  Investment can be risky, all the projects I mentioned above can fail, the royalty share became worthless as the whole backing gave way.  But generally investment is long term where as the people who borrow to 'invest' should have been reversing that within weeks or days.  Day trading might be ok for some but its definitely high risk.   Anyhow I do see this confusion continue, the market hands out lessons at high cost unfortunately

I partly agree with this, but only those experienced traders and early adapters will know when will the bull market begin and potentially end. The market we have right now seems to have become more unpredictable, since we have not felt the presence of the bull in the market yet this year. Mediocre investors might have a doubt on when will be the perfect time to buy and to sell.
If there will be another bull run this 4th quarter, just like what happened last year, then I dont mind borrowing money to maximize my investment as well.

that is the saddest truth, maybe most of the newbies are eager to earn now and think later, actually we cannot blame them, the things is, they have already knew the risk but still they jumped in out of desperation i think, sometimes lack of info and just a hint of instinct, many have said that never invest borrowed money or their whole savings hoping to earn double, they knew it but they are willing to gamble, they say life is a gamble, so they never think twice.

comparison with cake I think is appropriate. unless you're in the market, you think you already know where he's going, and when already in the market do not know what to do in case of a fall

youre right, most people are thingking that a cryptocurrency you get money is just as much as they say, because these friends tell everyone that he is a rich man because he gets bigger cryptocurrency, we know that we sometimes have greed for nature, and I can not do it there, but we still need to be diligent and smart to choose the right path.

well that's true...people will take all the risk if they think they can get huge amount of profits without knowledge about this technology. Investing in cryptocurrency has high risk and it's not advisable to invest all you have. It's unpredictable market and manipulated by those big players that owns huge amount of crypto.

I strongly agree with that. By owe some money just to invest in crypto give you double risks. invest in crypto isn't gambling, you should be ready and patience cause ups-downs happen on it. Don't push yourself to something you can't afford, I guess so.

Only a fool would go beyond his means to invest in something that he knows doesn't guarantee big profit. You only have to use logic,which will tell you that it's not worth risking your future for something you're not sure of.

This is a dangerous advice. You shouldn't suggest anyone to invest in anything using borrowed money. That's just against investing 101. No matter what the trend is, invest only with spare money.

Talking about the time, I think the opposite is the better one. Investing during a bull run is pump chasing and it puts yourself in a risk of buying at the top. You don't know whether the bull market will continue. Meanwhile, buying during the bear market is buying "cheap" coins. By ladder buying during the bear trend, you will get significantly lower average buying price, likely close to the bottom, and that translate to huge profit once the market is turning to bullish.

I think it's a very bad idea if they borrow money from someone else.

making this investment is not like playing games, if they borrow money just to pursue investment it is not allowed. If the investment they make is unsuccessful, it will definitely add to their own problems, how they will cover their debt to those who lend money.

My advice, if they do not have the capital to invest, they cannot invest if they only borrow money.

Yes its absolutely right that invest only upto that extent which you can afford to loose. Crypto is highly volatile and can change the financial position of a person in few hours. Crypto can make you rich in a very short time and on the other aspect it may make you poor. So don't take such type of poor decisions like selling your property for investing in crypto. This is a very wrong approach , it can even ruin you.

I see this as a lack of financial education, people love when there is high volatility in the market that benefits them, we saw this during the bull market, people were very happy with all the profits that they were getting in a relatively short amount of time, but when things go in the other direction and we saw a bear market people began to complain very loudly about the volatility, when it was the volatility that gave them profits in the first place.

You're totally right most stupid peoples turn there all money into bitcoin or crypto currency all they want profit they thought bitcoin can give it for free. But it wont work like this.

Investing in bitcoin is highly risky mostly bitcoin scared us by decreasing its price its the first of increasing.Mostly people think bitcoin is down lets before it getting late but they're thinking wrong.

If you invest more money than you can afford to lose in anything not just bitcoin than you are doing a big mistake.
You can't also afford to pay for stuff if you do not have money, there has been a spree of "credit card" debts in the world however the world is getting more and more expensive whereas wages are not getting higher and higher which means there are more and more people who spend money they do not have to actually stay alive.

Even one big spending they have no control over (surgery, fire, insurance whatever) and they are in big debt. Hence, do not do that same mistake while investing at least.

investment is the ability where we must make the most of opportunities and risks that arise so that we can get maximum benefit, the loss problem is a natural thing because before you are sure to make an investment you must be ready to lose your capital first because it is the worst risk in invest (not only in crypto currency)

Investing is like playing cards. Sometimes you go all in and end up changing your life for the better or for the worse. Of course you can't have a cake and eat it but an investing doesn't equal eating the cake! Investing is turning your capital into something else like a company or a house. A house can break down, a company can go bankrupt, there's always a degree of risk. If you put all your money in Bitcoin a year ago you'd be able to buy a bigger cake now.

Maybe at a particular time, the eating of your cake and still having it was somewhat functional at a time ago (last year) in the world of cryptocurrency. But you dare try that this time around and have your hands really burnt! The market noe isn't giving room for any get rich quick schemes. You now have to really plan and strategize properly before taking any important step in investment.

Isn't anything considered an investment.  Even if you keep your money in fiat the government could collapse or hyperinflation could happen which would leave your money worthless. A house is an investment, gold is an investment, you get my point.

High risk high return but unfortunately people only thinking high return and seems ignore the risk but after they were trapped then usually most of them are regret their decission and i think at here we are talking about the greedy of majority people that most people are too greedy without realize investing at cryptocurrency is very risky even i have to says this kind of investment type is more risky that other investment tool

The idea to invest borrowed money in volatile coins seems to me absolutely stupid, because it is impossible to guess the market trend!

It is quite a pity that in spite of several warnings about this, so many people appeared to have turned deaf ears. They just can't here. They kept making same mistakes and continue to cry foul.

if I see some other articles and information, know this is the right time to invest because this year is the year when bitcoin falls in price

This advice should be treated very seriously with no exceptions, whether it's a bear or a bull market. Borrowing money or trading is very stupid and inmature.

The mantra about people not investing more than what they can afford to lose, has been repeated 1000"s of times on this

forum and also on other platforms, so the people that ignored this advice and still sold valuable assets to fund Crypto

investments are just greedy individuals. You can eat all the cake you want, just leave some for the future and do not spend

all your savings to buy these cakes.  8)

I agree with you. it's not a good way. but it must be admitted that there are some people who have great luck out there. should not be an example. because luck cannot be resisted with any skill. Honestly, I've been in this position. and don't want to fall back to the same hole.

I am totally agree with you. Investing is not easy it is good to those people who are always taking a risk. Its right to invest what you can afford to loose so that you will not got be frustrated or depressed, because it is really depressing to lose lots of you many in a snap. Investing in crypto is good but you need to think it twice or trice before you do a step to invest. Be wise in investing always put that on your mind.

Yeah, people never learn from others mistakes, rarely from their own, and listening to the unknown peoples' advise... Well, tell me if that ever happened.

I'll talk about myself:

When I joined the forum I did not know the forum. after months I realized that it would be very difficult to have bitcoin using faucets, that's when I had the idea of selling my things to buy bitcoin, yes I sold a lot of things and bought bitcoins and I do not regret doing it. but of course I do not think it's right to sell house and car to buy bitcoin unless the person has many houses and cars


I understood nothing, could you be clearer?


I agree that no one should make loan to buy cryptos

Every investment that you make has an inherent risk but the risk can be controlled a long as you take the right precautions, for example a good idea could be to only invest in the market of cryptocurrencies a very small amount of your portfolio, like 5%, this is going to limit your profits but at the same time it is going to protect you if something goes wrong.

Well, that's true bit let's also not forget that no condition is ever permanent. You either get worst or better and even when you get worse, you'll surely recover fully fit than before only if you don't die.

I tried to acknowledge this argument. The answer is if you want to have cake and eat it, be ready to fill bigger shoes.

agree , in my country , there are called "cold money " and "hot money" , cold money is money that you can buy for everything like to buy stuff like car and etc
. and that money was  for invest , not using all of your money , like you will win everything.

investing is about what you can afford to lose , not giving your money , because not all invest will give you profit . some ppl just think its invest = profit

Depends on the investment, some things are virtually guaranteed to increase in value like gold.  The problem is the returns won't be anywhere close to cryptocurrency.

I think this is the key here; wait it out and do not do it impulsively. But what if the price of the bitcoin remains? Do you still recommend holding off until it the price gets higher?

Agree with this one. I am not sure why those people keep on investing to cryptos to the extent that they have to sell their what all they have and ended up losing all this because of the wrong move in investing in cryptos. Lucky to those who gain from it, but not all the luck will be the same as the others. In this situation, those people who burried theirselves in a lot of loan will have a hard time to rise again and start again. So better use your extra money and keep the alloted money to stay its place in the budget.

True  but there is nothing dangerous about Crypto market. It is just as dangerous as any other profitable investments.
People got greedy and took  very dangerous and crazy risk. I can't understand why a normal person would acquire loan, sell property just for one investment. It is shocking really.

By the way,  I noticed most of this kind of risk took place during the rare and recent bull run. I wonder if it has happen in Crypto World before.

I strongly agree with all of the arguments presented. It is always indeed that we should take risks with consideration to other aspects of your life. Although taking risk is a good thing, we should always be wise in making decisions so that we would not end up to something regrettable. One thing that we should put into mind is that being wise is a must in making decisions.

Well, we cannot blame these kinds of people. Let's face it! With how the market turned out last year, the get-rich-quick fantasy within everyone of us is so strong. It's just saddening that many are still fooled up to now and haven't learned their lessons yet. Despite the long, continuous downtrend in the previous months, they are still hoping that the drastic, meteoric rise that happened in the last quarter of 2018 will happen again. But it's better to be safe than sorry. I have learned that crypto is a very unpredictable and volatile thing. It's not a game that children play, so if you're just new in this business and you just happened to hear about its wonders in the past and its promises, this is not for you. Don't be fooled. It's always best to educate yourself before diving into something.

That would be a bad move to borrow money or using properties as a collaterals just to invest in crypto ,we all know that cryptocurrencies will flactuate immediately and also unpredictable just incase like this bitcoin drops hard and we do not know when will it rise again so your money will stuck.

I did my investment in cryptocurrency having one simple idea on my mind: the money I`ve invested are now more available to me in real life, I can only get use of them in the crypto market.
Of course I didn`t sell my house, but the amount was quite sizeable. Not that big to leave me without money at all, it is tolerable after all, but a couple of months` salary may be hard.
I knew the risk and that the chance I lose all my investment if I`m not careful is more than real. This approach made me think twice and be extra thoughtful with my actions in the market.

You need to simply understand the market situation, There's a room for growth but not this year. Borrowing money on financier is not a good advise, But working hard for money to invest in crypto is really a good thing. So i guess you should have patience and more understanding about the blockchain protocol and it's underlying cryptocurrency.

I would say NO for investing in crypto using our life-savings. We all know and experience how bumpy ride this is.

   Crypto-currencies in general can be life saving investments. Nice play with words, that can be truth too, or it`s the
truth. We can return a bit in the past and take a look where some crypto-currencies were in the beginning. Who
invested $100 more or less is now a millionaire, looks like that persons already can go to pension, full pension, with
all the benefits.
   What has changed? It`s not simple to invest $100 today, there are too many crypto-currencies. For the ones who are
investing in Bitcoin, Ethereum it has to be much more than $100.
    I think, I believe in some of my investments. If everything goes as planed crypto-currencies I`m buying now will be my
pension one day!

You are totally true, I liked the popular saying which you wrote here. People should stick to this and don't' invest a money that they can't afford to lose it. They can invest if they have enough money and we can say that is an extra money, so if you will invest with that money you will be partially careless about this investment, I mean, if you will make a profit, It will be fine for you or if you lose you can say it's okay. People should not invest in crypto with the money that they use it for needs.

The danger really comes from the mentality of the people, it is true that this market is risky and it has a great volatility but what market doesn't have risk and volatility? What really damages people is their attitude towards risk, they invest so much money in the market that any loss is devastating to them and then unable to face the responsibility of their actions they try to blame the market for it.

For those who are planning to invest a borrowed money, this is not a good idea since the crypto currency market is not that easy to just put your money and all you have to do is wait and viola you got your money back. No, that's not right because in reality you are not the person who's doing of what you think you gonna do. We are all in this market for one good reason, for a profit and it's us to decide whether we continue to learn or continue to look those who are on top already.

It is always recommended to take care before investing in any field, because each investment involves a risk of losing. Of course, investing in cryptocurrencies is riskiest because the market is still unstable and there is a high level of price's volatility.

I will not want to put all my investment ever again in these cryptocurrency investments talkless of even selling properties to buy some. Though I got hooked up with some Coy that outsmarted us for a while and this has been a huge lesson and a loss we are still recuperating from. Better to get involved with bounties and earn something for yourself than entering into the investments with borrowed money.

in my opinion it's ridiculous that most people want to be rich instantly and justify the way to get rich and ultimately lose everything

yes, you are right friend. investing with all the savings, or selling property owned, or borrowing money to invest is very bad. My personal experience is, there is a friend who entrusts his money to buy Bitcoin. and at that time he sold it at a low price. so it loses. and worse, he borrowed money to buy bitcoin. so he doesn't have enough money to replace it.

The golden rule is that investments must be differentiated. You cannot invest all the money in one project.

Borrowing money in order to trade is probably one of the worst ideas that a trader could do, in a way this reminds me of those people that are addicted to gambling, since they are going to do anything to keep playing their favorite games, if you lose your money when you are trading the market is telling you that you are not good enough to earn money out of it, there is no need to borrow money to learn that lesson again.

on cryptocurrency this risk is very high and you should be able to understand this risk as best as possible because if you do not know the risk when investing in cryptocurrency you will lose, but if you already know I am sure you want to do your best to not lose and get profit.

that means do not lust, do according to our ability if doing that in my opinion is not wrong as long as the goal is good and take advantage of the situation or unused items which are then exchanged and used to increase the business capital of bitcoin, but we need to remember everything there is a risk we have to face.

Meehn, you’re saying the truth, and this is not the first time I’m seeing this. I have once seen someone in this forum talking about investing his life savings into cryptocurrency and was seeking for advice on how he can invest it. I was like ‘is this crazy or what? How can you be talking about investing a whole life savings into cryptocurrency, you didn’t even think of the possible loss that can occur at anytime. Well, if you’re ready to be a loser, that’s your business.

I can see, it work for you, but have you forgotten that it doesn’t work for everyone? There are people who tried the same thing and when they invested they never got any profit from the investment. I know a friend of mine that sold some properties to buy Bitcoin cause he thought he was going to make a lot of profit and never thought of the risks that are involved. Well, I’m happy that he didn’t lose everything. So this is very risky.

I am agree with this statement. We should not put all our money in single investment. We should have emergency money in the banks and we should realize that not every investment profitable because market always have high volatile

Investment is just like putting your money into a risk. If you don't like to lose all of your capital then do not enter your money.
I believe also that every investment has risks, it does not matter if it is low or high, it matters how will you become profitable.

if a person does not see the goals for investment, he will not achieve results and will not be aware of his current expenses

That is a basic rule, but many people have committed it. it was worse. They do not know how much that makes them nervous. The best way is to save money from now. Within a year, we will have some money that we never want to use and that is the amount we should spend on investing.

Investment in crypto requires knowledge and experience. Not enough by speculate. Moreover, putting all the funds we have in crypto is very worrying because the risk is too big to lose. Learn well what we invest, and starting small can be safer.

Just invest what you can afford to lose because crypto investment may be like gambling,you are still unsure if you will win or make profit in the end.Maybe if a bull run is happening right now,it would be advisable to invest with a maximum capital.But the market is down today,so learn to start investing with a minimal amount.

The popular saying you're referring is 'do not put all your eggs in one single basket', while this term is often used in stock market and for mutual funds it's preety much valid for Cryptos. As a financial planner I have often suggested people to have cryptos as some % of their portfolios, and not invest completely in it, to my risk takers I do suggest more investing in cryptos, but over a period of time I do balance it, for my not so risk averse clients I only add few % of cryptos to expose them to the possible gains.

I'll agree with the last line people often ignore the risk and volatility associated with it, while some can handle it, some can't best to study before Investing in it.

I think any of the new commers who are joining the world of investment into cryptos should try to speculate more than investing. Investing here is really much risky but anyhow much profitable so investing here is worth.

Well, in the world of investment, you have nothing to else to go through but to always take the risk. But the question is not just about what kind of risk you are going to take but rather it is how you are going to take that risk. It is very important that even though risk is a matter of guts, it is very important to always bear in mind that it must be well-calculated. Investing also requires failure which is needed in order to gain experiences and knowledge because only then we can be truly have it if we go through it. Moreover, if we think that we could only just invest what we think we could lose, then we are not aiming for the best, we are just aiming convinience. However, it does not necessarily mean that we should give it our all. After all, it is not wise for you to have no plan B.

You really have to make a higher investments' risk in other to make money from the market.  Borrow money or investing with your risk money is what we all do do. Life is all about risk and most people believe in if I fail I fail and if I succeed I succeed before putting their money into investments.  If you know you are afraid of losing then investing into cryptocurrencies is not for you as you most lose.

Yeah, as they see in the past year that crypto really had its up rise and people are in FOMO that is why they want also to have that kind of money and they intended to gamble anything.

Mistake of many investors or crypto newbies: investing their life savings and taking loans to invest in cryptocurrencies thinking it would double over night —having no clue that the long winter is bound to come, that long bearish market are part of experience. Whereas one can earn in this space without investing anything except time and energy.

Right.It is not really a good step to invest all of your income into crypto which is really very risky because you don't hold the result of your investment.You may make profit or worst lose in the end.So invest only a little amount first and take step one at a time.

That's true some people don't mind what will be their lose in the end so be responsible it comes to your investment manage it well don't be so greedy to make profit. Because in the end you the only one will suffer to what you doing.

Right.Everything will happen in the right time.Do not be too greedy in making profits all the time because the crypto itself too has a lot of fluctuations that will vary the price from time to time.Invest only what you can afford to lose because there is no assurance that you will have a good profit everytime you trade.

Everything certainly requires capital to run it, but it must be from its own capital, not the result of debt, if you want to invest then you have to think of ways to be able to produce. This you have to be careful about using the capital to invest because every investment certainly has the risk. I think to buy something when you are capable and of not when you want, if you force it to invest then you will end up in debt.

That is true. I've seen people lost alot of not just money in their investments, whether crypto currency or businesses. What i also see is that people investing in something and actually reading and studying on the stock they're willin to invest on. This actually minimizes the risk especially if you know the timing on whether to buy or sell.

Same case with me, The price was dropping i become panic and sell my coins. So maybe we should do invest but not all your money.

I like your posts and i am agree with you. Now days people depends on bitcoin more than anything. They thought bitcoin is everything and by investing with bitcoin they can earn a lots or money.

It actually depends on the risks you're willing to take. If for example an investment will win 8:10 then those very great odds. But if you think it would and there is only a slim chance of success then you will double think the amount you'll invest. One thing is for sure, you have to inform yourself. If a coin is a sure shot then go all in.

But bitcoin never work like this. After investing there's some rules which you have to follow. You have to do low investment and patience. If you follow it, you will be successful for sure.

Cryptocurrency is a very risky investment , if you look only for great profits and immediately loading lot of money for crypto investment , you might end up loosing capital, so a good start is to invest in small amount ,while you are running your investment ,obeserve the things you will be doing in your invesents so that you will be familiar and knowledgeable from the time you run your investment, so see to it that you already know the technique in running yoir investments.

People will keep losing a lot of money in the long run as long as they do not end up putting their minds in check and this is the reason why not being able to understand why you are in a space of investment and knowing the main reason and benefit of being an investor and not just benefit for you but a huge value to the whole world, will always make you to take the wrong steps in the long run.

People put in all their savings because they heard of the promise of a moon, this is a currency and not a get rich quick scheme and until people started getting that into their thick skulls before they will start realizing how to go about things.

You're right, only fools want to do it all. they don't think carefully about the many losses experienced when the crypto market goes down

Every investment have risk about their invest but before starting at investment way we have to know which one more profitable altcoin could we buy or invest, never say about how some person ask you to buy or invest at some altcoin project before knowing detail of altcoin it self.

By the word, Investment, it carries the connotation of a certain level of risk. It is also the case with crypto investment. So you cannot absorb this factor. In fact, some would have regretted it that they didn't borrow to invest in the time of cryptocurrency  boom last year. I am waiting for the signals to show, I will borrow to invest.

You are certainly right, it always feels great when you invest in a venture that fetches you good returns in terms of profit. It is quite unfortunate that sometimes the kind of investments one put in a project ends up in dissatisfaction. The best decision one can make is to invest whatever amount he/she can afford to lose.

The reason why a lot of newbies usually make such mistake is because they were so much focused on all the things they keep hearing in the news during the bullish era and then the chances of FOMOing or expecting something out of the ordinary when it comes to getting hugely rich will always be there and since human nature generally is greed centered.

The chances of seeing someone not understanding the risks of where they are investing when they do not even have a single clue of what they are investing in and then investing because they are just after the money they want to make will always be a major issue.

actually, as they say, invest money that you can afford to loose because of the risk on bitcoin, but, if you still want to invest some extra money or borrowed money, its is your choice, who knows, you are lucky enough to survive the bull market, many people does that, investment is a gamble, sometimes you win sometimes you loose, if you can afford to loose that borrowed money then go ahead, too risky but fair enough to gamble.

It is a wise decision to grow in the space, you do not need to borrow or sell properties in order to invest, the best strategy is to invest what you can afford at a time, always ensure to take profit and reinvest, grow steadily as an investor, Do not follow the news alone,do your research before your decision.

cant agree more with your statment , investment is not always get proift and some people are not ready to get loss , they think that will give more money and if they lose , they depressed

Right.Do not invest with too much amount of money especially if that is a borrowed money or gains from selling some of your properties.Invest only with a minimal amount that you can afford to lose.Remember crypto investment does not guarantee us that we will gain profit all the time.Sometimes we also need to make losses so we can learn lessons from it.

It is worst decision to put all savings on crypto without knowing how it really works and just imagine things, expect for high profit. You can make invest on it by earning crypto also with all effort and do not used the current savings you have. That way is less risk that you could lost everything also you have more time to wait longer for the profit.

I agree, once we are not that good in investing then don't take a lot of risks and don't put ALL your capital or money into it, especially if this is your 1st time in investing in crypto world. We must know how to handle our monthly budget and at the same time our investment. Once you know how to handle money then for sure you know where to put your investments.

A pretty crazy decision which I believe it is done out of greed most of the time. The thing with such situations is that, a lot of people tend to want to go all crazy when they see the chance of making shit load of money and because of that, they tend to get carried away trying to build up their fortune in a very short term.

But in reality, things like this cannot happen and you have to always be patient and work for what you need to have and when it comes to investment actually, it is even meant to be a long term thing and not short term and as long as you understand the risks, the chances of you making a terrible decisions and panicking afterwards won't be possible.

You should always first ensure that there is minimal risk when entering a trade. If a little unsure, it is better to wait.

Of course it is not the way an economist and may be a good investor or trader approaches to making an investment in an asset for the first time. One has to have good knowledge about the business and should be aware of the consequences that can possibly resurface in the course of business.

Putting all the money in one business is insanity unless you do not have a competitor which is something that makes you a billionaire like the Microsoft in IT.

I mean the person who makes such a stupid decision should not be allowed to do any business. Yeah invest it in this,if you don't have everything to lose.

sometimes many people want to get profit as soon as they expect. but without thinking that there are learning stages that he must carry out, and strategies that must be implemented

The mistake most people always make most of the time is to be concentrating too much on the profit they are going to be making in the short term when they should actually be concentrating on the long term instead and this is the reason why to make certain decisions without making mistakes in the short term will always be there.

As long as you want to invest, invest something you can take your eyes off in the short term. Investments are meant to be for the long term and not short term, so everyone should at least be able to get that into their head and make better decisions with their investment.

Crypto curencies are the way where we can earn money in just short time. Bitcoin provide us a lots of way where we can earn a lots of profit but there's some term in order to gain profit.

We have to invest as much as we can bear to lose. Always start your invest with low amount like 50$ or 100$ but investing your all money with bitcoin is the stupidity thing ever in investing.

I agree with the statement, investment should come from lost money, meaning money that is not used in daily activities, and not your life savings. invest in portfolios with the diversification of investment products to minimize losses due to investment risks

Honestly, investing in crypto market is not a bad idea but don’t put all your egg in eggs in one basket. Definitely, when it comes to cryptocurrency, I think that almost all people ( if they have a good preparation) probably know that it covers a big risk. However, some still goes into this wrong direction. Possibly, those who don’t have much knowledge about this field, have just heard from others and quickly go into an investment.  indeed, they let the benefits blind their eyes. Obviously, investing in cryptocurrency is not easy to reap a large fruits , because the whole market is kind of unpredictable.

There is always a strategy in investment. No need to panic as you invest in a promising venture such as the world of crypto. In every business endeavour, in order to succeed, you need to take some level of risk to be able to succeed this is the same aspect in the crypto world.

Yeah we need also a good learning because it is also an investment for earning. Learning is a part of earning good profit for everything. We also need to have good analyzing sometimes and good understanding even in a small part of our work for us to make an additional knowledge.

That is true. Investing is only for the people who can accept losing something or what we called risking. Plan first before investing. Extra money is what we need to invest, not all our properties. Because if we invest all of our properties, then that is a huge mistake.

Investing in cryptocurrency is just like you are taking the risk. In this kind of trend, there are many risk to consider. Risk on your investment such as the volatility and also the fraudulent in which scammers are waiting to leverage on our investment. So it is surely be best if we are to be vigilant with our accounts and our moves.

I think if we are afraid of fraud, and high volume, you can invest in bitcoin, which is the safest coin than other cryptocurrency. except if you are already good at analyzing, of course you dare to take risks for a bigger rewards

If you wait and relay on the fear of your " you cannot eat your cake and have it " and relate it to cryptocurrencies investments or investing general you will never make it big in this life. 
Life is all about risk and without taking risk you cannot make it in life. Cryptocurrency market provide us with alot of opportunities to make money and the high you increase your risk the higher the return if it went your way.  Just that if it goes against you, you have to beat your fingers.

Yes, Investment is not a one way profit. It can turn into a big loss if it is not properly implemented or unfortunately been turned into a scam. Ofcourse once a person loses his hard earned investment, he is bound to get depressed and even i have seen suicide in few cases.

Yes.That's the reality in making such investments without prior knowledge.That's why we should learn to invest only what we can afford to lose because we cannot expect to make profits all the time.There are times also that we will get lose but we should understand that in such investments,making profit and losing your profit are just the two possible things that will happen.

High risk investments in cryptocurrency on borrowed funds can be afforded when the market is in a phase of active growth. The main thing is not to be greedy and get out of investments on time with a profit. If you greedy and missed the moment of exit, then you need to either wait for the new movement to erupt, or go to the minus. The main thing is not to be greedy.

It's right. Investing all your money is a very big mistake. And to invest money taken in a loan is generally unacceptable.
A crypto market periodically gives a chance to get rich to everyone, whether it be a professional trader or an ordinary person who happened to be at the right moment in the right place. But for some reason they forget to take into account that this is just luck.
It is a pity that people don't want to spend their time learning and gaining experience, because if they had done this, they would have learned that investing all their money is extremely risky and unwise.
Thirst quickly get rich blinded them and they are no longer able to think soberly.

One should always invest own money so that you know what risk you are taking even if you loose it. But investing borrowed money is something which should be avoided though everyone has different styles of investment and in volatile crypto market it can fall back on you and you would loose lot of money if market falls.

Of course, before investing money in cryptocurrencies, you need to assess the risks and know all the advantages and disadvantages of the market (coins) in which you are going to invest. I think it’s absolutely insane to borrow money to buy some coins, but some people still don’t understand it.

Yes, i agree that we need to invest how much money we can afford. Not to lend money with an interest to invest into cryto without any knowledge what you get in. A smart and wise decision will make you grow into cryto.

Indeed investing has a high risk, so being smart to sort and invest our assets well will reduce our losses. I am learning to invest in crypto and will learn a lot in order to make a profit, although a little is a fortune, staying focused on the bear market which is a little red.

Unfortunately, many people still think that when they invest in the cryptocurrencies, they will start getting much money. Very often these guys become disappointed as they do not guess that they can have some losses.

Borrowing money and use it to invest in crypto is not a good way for me, crypto world is full of risk. If you do that you may will lose everything. It's better to use free money or your saving to invest in crypto. Don't make decision that you might regret in the future.

So very true. I personally saw alot of people and peers who actually sold most of their assets to invest on crypto currency only to have it snatched out from under them by the bear market. Investing the amount you're willin to lose in the first place is a smart way of doing it. This way even. If you lose everything then it is fine, better if you win.

Don’t ever put everything on a very risky investment like crypto. At least you can put half to it and put the rest half for savings or invest to a more stable investment like gold, if you put everything for crypto you will loss when the price decreased because you only think for big profits without being ready to bea (http://hafana.com)r the risk.

Although we may all condemn the habit of investing everything one has on cryptocurrencies due to the high risk involved, we should also know that the higher the risk, the more profit the person may get if everything turns out successful. Such might even change the person's life forever.

yes indeed, the first most important thing in crypto is learning. Invest with time and learn to handle the work and risk in it so that we understand and do not blame anyone if something unexpected happens. Actually to learn it indeed for some people it can take quite a fast time but in trading practice, it sometimes does not run smoothly

Right.Do not just invest into something without prior knowledge about it.Crypto investment is really risky so make sure you know how to handle the pressures so you won't lose in the end.You can start investing even in a small amount and when you gain profits already,that's the time you can increase your investment capital.

This is the reason why you don’t have to invest if you can’t handle the risk. Of course people wants to earn money but this is not easy because you have to do your best to earn money.

Don’t think investing is the easiest way to earn money well in fact its the riskiest way of earning. Newbies are too greedy, they all want is money and they don’t make any way to learn more about it that’s why they get depressed when they lose money, its their fault and negligence. It should not be tolerated, we should start educating them to prevent themselves from getting suicide.

Any investors should know about what kind of investment that they do. If they choose cryptocurrency then they should understand it's characteristics, probability of profit and risk. I only buy bitcoin when I see a sign that there is bull market that will come and I sell it when there is a sign that panic selling will be happen. Never end of buying and selling, only saving money is bad for us, the inflation will make our money value decrease.

100% true. I do hold onto that saying. and I have practiced it a lot in terms of how much money I am willing to put in a coin and how much money I am targetting before I pull it out. Playing money in crypto will not be as hard if you will just literally invest the amount that you can afford to lose. I have been seeing threads here wherein some people will want to go the extra mile just to earn in crypto. see, crypto market is not as predictable as the stock market, here in crypto one day it'll go green then  the next minute it will bleed red. It is just so unpredictable. so that is why the saying has its meaning and you'll benefit from it if you'll just practice it religiously.

Bitcoin is good and rational investment choice. This is evidenced by the soaring price of bitcoin at the end of December 2017 which was almost USD 20,000. Many investors enjoy large profits, thus triggering people to invest. Some even  debt capital or sell property for investment. That's stupid, because bitcoin is very volatile. So it must be understood that investment must use capital that is not used, it is mean cold money

People who want to make investment with cryptocurrencies should double think if they will really do it. They should invest what they can afford to lose because it is really risky to make investment with cryptocurrencies.

This conception is as a result of 2017 bull run, when any investment in an ICO will return atleast 2X, there are some project that give as high as 50X ROI in less than 60days, this is why most of this people believe the party will continue forever, though I too made this mistake but could see the hand writing on the wall fast and make correction. We need to be very prepared because this bear run could exceed what we have seen before

It take a risk taker to achieve extraordinary. We are blaming people that use their entire life saving or borrow to invest in cryptocurrency because the market is not promising now. I know if it happens that those people that take this risk were making gain, we would have said they were doing the right thing. There are some people that can comfortably bear the lost.

If we will invest at bull market i am sure that the price already pump and we dont know when it will end.
You dont need to loan nor give all the amount you can.
Just invest what is good enough and never surrender it all.
It is better to invest at very low market then on mid high bull.

Yes, I agree with the recommendation for diversification, it won't get you in trouble if things don't go as planned.

patience, intelligence and the selection of the right time are very important so that you can successfully invest in the crypto market. not because it's too ambitious and high dreams make you have to sell assets and even borrow money from others just to buy crypto, It is highly recommended to be more patient in investing in cryptocurrencies.

If the market is still in a bull run no one will be thinking to cut price in investing but as the market goes down each day it is than seen as fools for those who put in much in it.We should still have hope in the market.

For me  borrowing  money  for  Investment  is  a good idea   and  it is  true that you  only  invest  the amount  you  can afford  to lose but what  is important is  you know what  you are doing  and   you  have  the knowledge before investing like  in  crypto we always  consider  this  as  risk  investment  because  crytocurrencies is very  volatile.

There is nothing wrong in investing especially when you have the necessary amount to use for it.
But borrowing or lending money in exchange of your conjugal properties like house,car or land tiitle is not good to do.You will loose everything when it does not work as you expected it to happen.
Plan,study and research before entering in investment in bitcoin,being a risk taker is good as long you can afford what you can loose.
In order to avoid misfortune and unending problems.

I am agree with you. We should invest with our money that we can afford to lose. If we are borrowing money to invest, i am afraid it will not make us more relax because any investment market always volatile.

Sometimes we need to gamble and make some hard decisions. We really can't say that it's not advisable to owe money for investment because mostly people who succeed are those who are brave enough.

 unfortunately, some people under stimate what is bitcoin is,maybe it looks like easy but its wrong ,bitcoin need of talent ,composure,patient ,hardworking,dont hesitate for something,everyone need learning without knowledge i dont think you can stand up and be a successful bitcoin interpreneur..because knowledge is power...

The problem is that people will listen to these posts only when the value goes down. And in most cases, it may be too late by then. What needs to be done is to limit the loss by selling the coins at the right time.

I will say that if a person have decided to invest in anything then they have to decide for long term investment and in that there is no lose to them if they invested in cryptocurrencies as in the near future they will recover their money and sooner they will also get a profit for which they invested.

Yes that is true. A lot of them invest all their life savings because they hope that Bitcoin will continue to go up and they will use that opportunity to double everything they have, but it never works like that. Anyone who wants to do investment should do so with what they can afford to lose.

There is no doubt in my mind that those that did that are now regretting what they did, but they have no one else to blame but themselves for taking those decisions that everyone warned them them to be bad ideas and it is very likely that now they are desperate thanks to the amount of money that they're losing, I wish them well but it is likely they will lose everything they invested.

Unfortunately, I know many guys, who took their decision to borrow money and invest it in the cryptocurrency. Now, they lost everything - they need to return their debts but do not know how to do it.

Definitely right! A lot of people have mistakes when it comes in trading. Having an unplanned decision will take us in ruin. We should only invest what we afford to lose. Just like gambling because we do not know what we risk here and anytime we lose all of our investment. Do not be greedy because it may lead us in nothing. Plan the needed investment and put the excess money only.

Yes, that is what we called defensive investment so assess any risk coming out the way before investing our money therefore we should have not to use a compromise assets for the ROI in crypto is unpredictable even if more opportunity to gain profit but always think that we have no control over our invenstment if when is the best time to harvest.

There are some people who losing their investment because they do not planned well. Do not expect that you will earn profit by just investing your money. There are many risks that you are going to take before you earn profit from your investment.

indeed, before we invest, it is better to know the risk and reward, so that later when reality does not match the wishes, we can still be eager to trade, and can learn from mistakes

Always think before you put your money in a specific investment. Try to figure out the outcome that you will get through making investment. You should have enough knowledge to protect your capital.

The big mistake of people who invest in bitcoin is they invest all their saving in this kind of investment which is totally risky. Aside from their mistake they will suffered too much once they lose all their money because the market is very unstable you can't assure if you will gain income or not. Just think wisely before you start to invest in bitcoin or in any kind of cryptocurrency.

All those people are doing that because they were deceived with the wrong information, and made to believe that Bitcoin is some kind of money making machine. They think that you don’t have to do anything but just invest your money and leave it there and it will continue to grow and whenever you’re satisfied you can do the withdrawal, but that’s not how it works.

You are right , people tend to invest all of their savings. They dont think twice before they make decisions so some of them regret it. It is risky to invest so you better have knowledge and strong positive mind in order to surpass the challenges that you may encounter while investing.

The volatility of the bitcoin is one of the risks that you are going to face if you will make investment. Do not just put your money because there is a big possibility that you will lose it. You should have enough information about the what is the right time to enter and to exit the market.

I am agree, we should not make investment based on our emotion. Its better if we entering market base on our analysis and strategy. Making Analysis and gathering enough information before make investment is important to make profits

It depends on the market situation as of now it is not good to make a loan and invest we are on a bear market and i think it will last for many months or years. However it is good to make a loan and invest in cryptocurrency if the bullrun starts because you can easily make profit and paid back the loan in a short amount of time.

it will not be many years the market will continue to decline, and may soon recover and return to normal again. if you can use money or your own capital to invest, because if there is a loss or loss we do not return the money to someone else and if fortunately the money is our own.

Since I have got all of my funds from my bounties I was never scared of putting all of my investment in one basket and it was all gone now.

Now we have crypto but we can not eat the benefit from it and it's value is down already so for now we can just watch our cake and to take care of it while for huge businesses they are still using crypto due to which the value of bitcoin is rising and they have a demand for crypto which excel the price of it and crypto currencies is very useful for future we can use it for a trade in exports and imports between countries.

crypto investment is very risky because the value fluctuations are quite high where some people like it because it is profitable and don't forget if this is quite detrimental. crypto investment with money you can afford to lose is important, because if the price falls then you can only wait for the price to recover and that takes time.

What makes us successful is if we exit here at the right timing.
I mean, getting in is anytime we want as long as we believe that the price will increase, but if we were here at peak, that means we have to wait
a little more time before we can get out at a profit, because this year is a year where price continues to fall and it hurts investors who are not open minded.

Having the money to invest for long term gives advantage to us because this market will recover in the long run.

Most investors never learn to protect the capital, they are concentrated in trying to get as many profits as possible with their capital not understanding that the bigger the potential profits that you can get the greater the risk that you need to take and the more unlikely it is that you will get those profits, if people were to choose a more conservative approach they could make more profits and take lesser risks.

I would like to state my opinion here, title is really great and somehow very logical but holding and trading bitcoin isn't like that. You can eat cake and still have it, yeah, not only it but multiply it. How? Let's eat some part of that cake, when you see cake costs much and everyone wants to eat this, then sell it. Then wait, when people eat much and cake will be boring for them, price will fall, then buy cake because people's appetite will rise as time goes, eat some cake and then sell some, repeat.

Yup, I agree with you dude. I also have friends who invested btc in the past (they're interest are gone now) which end up losing money because of failing to set their limitations. They invested on a particular price and when the market pumps a little bit they continue to hold, become greedy (Well, I don't blame them for doing that) and hoping that price will rise higher. Unluckily, the opposite happened. So they continue hodling again 'til now when their current holdings are  lesser to the money they inputted. But the good thing above those misery is that they do not panic sell, at least their money in terms of btc remain intact ;D.

Everyone wants to earn here. But not everyone knows how to have a money management in terms of investing in cryptocurrency. Borrowing money is really not the right thing to do. You are risking the money that you only borrowed with unsure of giving it back intact. If we are just be wise how to use money while trading or investing, we can still reach our goals in life.

Very good title. Never invest on anything all your money, but never, invest only the money that you don't need and you will not be sorry if you loose that money invested.

It is advisable to invest what you can afford to lose. No one can actually predict the market with certainty and so to borrow or use your life saving to invest in btc, it a big mistake because it can always turn bad.

There is another saying by the british special forces - who dares wins. Crypto is a risky business but if you don't invest now then you will never have this opportunity again. Prices are very low, watchers will regret

Its important that we know our limits itcomes to investment because it's not easy to take back all your things that you sell if you lose everything in investment. Always think twice before you invest and know everything about the investment you want to in so you can avoid big loses.

indeed, we cannot know for sure what we have patience and confidence to get the best and as investors we must be able to take advantage of every opportunity we will get in the investment

Not only crypto, every investment comes with a risk and the more knowledge an investor has on a particular portfolio or investment platform, the lesser the risk. This is why knowledge is powerful. Hence, it calls for extensive personal research into projects and coins on the market before choosing the right ones with much capabilities of yielding profit at the end of the day. Not all coins on the market are worth investing in hence investors must do their own diligence in researching.

step by step is more effective for getting into the crypto world. like I did, I did know about trading and investment but I didn't have enough money. then the first step is to learn to follow the bounty, and the rewards I use for investment, it will be more effective.

it is definetely correct. especially for crypto market. market is as low as 10 times comparing with end of 2017. so the ones that invested that time lost so much money already. a very risky market for sure.

but this is the reality, and of course for those who invest at that time must have knowledge about risks, so they are not surprised. indeed such conditions are very difficult, but with self-control, the market will definitely return to its original place

They should really know the stakes of what they are going to enter. Investments have its own risks and it would not be called an investment if there is no risk at all, it should be called easy money but we all know there is such thing as that unless you commit a crime. It is true that a lot of investors of Bitcoin made their fortune but not all of them and also they know what they are doing.

Maybe they did considered and thought it was worth the risk? People have varying levels of risk tolerance after all. These are sort of people that if they win, it's really great but their failures are also very disastrous.

The risk is always there when there are an opportunity like investing in cryptocurrency and gambling. If you want to earn more, invest only on your extra money because you will get more negatives if you will rely on that. It requires a lot of time and patience and people need circulating money to live.

Only the stupid ones who borrow money or use their other assets as collateral just to invest on an altcoin on this bearish market. People should know that they should only invest on what they only can afford to lose.

When people make an investment, they want to collect the fruits of it immediately. However, most of time this goal doesn't work in the crypto market . Money used for investment, If it is not necessary for an urgent payment, it is sufficient to wait for the good results of the investment in pleasant way.

Usually people who want to get results faster than their investments are beginners where they still think that bitcoin is an instant way to get rich, even though that thought is not true. Crypto investment is potentially very strategic, we also have to think about the risks. So, don't use all your money to invest in crypto and don't use crypto money before you really make a profit and that needs patience.

yes you are right some people think that crypto is a fast way to get rich. this is a false statement. Cryptocurrency is an alternative financial system and can also be used as an investment and trading tool. we must know that every investment has a risk. investment in the crypto market not only requires courage but also the ability to analyze the market and patience when the market is bearish. so you have to do research before deciding to invest in cryptocurrency. and don't spend savings on crypto. invest as much as you can to lose.

Yep you're right man. Borrowing money to invest in cryptocurrency is a very wrong thing for anyone to do and its a huge risk. You're investing that money without knowing if you're going to. From it or not, they just assume they are going to earn profit, which is wrong. Even if you had your own money, you should also be careful with it. Just invest what you can afford to lose, in case you happen to lose it.

I think those people all do that because of what they were all told. Some people see cryptocurrency, especially Bitcoin, as a place for making quick money. I have seen a lot of people here calling Bitcoin free money and I just ask myself when did Bitcoin turn to free money? So, it's due to their thinking and based on what they were told by their friends. So they just want to get in and make quick money and then quit, but unfortunately for them it doesn't work like that.

its not wrong to borrow to invest as long as you are going to repay the lender on time . whats wrong is that borrowing money from someone else and then defaulting them .  

borrowing money and investing it in crypto is more better than borrowing money then using it to play gambling because we all know that gambling is more riskier than cryptos but high risk means more rewards as they say . so yes thats always the case that happens from a borrower  .

that is a special principle in investment. because if you invest all your money or even borrow money from others, you won't have the best state to follow the plan.
that's why many investors are impatient and want to sell off.

Even as I am typing this, I know a lady who wants to borrow to buy into the IEO that kucoin plans laughing on it's platform.
I do not see it as a wise thing to do considering the volatile nature of cryptocurrency which makes investment risky.
And again, diversification of investment should be the trend instead of investing only on one coin.

And don't you feel somehow obligated to warn her of her possibly harmful way?
People can surely be unaware of this simple truth expressed in the OP. Maybe on some unconscious level they can realise the truth but vision of easy riches may blind them to the fact of a great risk involved. For those who know the market and how it works, it's so obvious that they forget how messy and fast world of today is. I would at least make sure she knows what is on the scales. 

That's the problem your mindset will not be free deciding for your fate as you need to consider things since it's your savings or a lend money
that you need to protect, seeing downfall can lead you just to panic sell thinking to avoid bigger loses to take.

It depends on several factors.
If you are investing borrowed money at a time where the price is going to be really good and the predictions have a 90%+ chance of being accurate then yes, you can.
But just thinking that Cryptocurrency is just going to make you alot of money with some time will lead you to lose a lot of money ,time and relations.
So start small, get acquainted with the pace and then decide to do something big.

The person with 200000 thousand dollars now has only $ 1000. this person is me :(   I learned from my mistakes. I got into this market with all my money and now I'm on the poor..  in addition to this warning, I would like to say,  Use stoploss!!

There is no need for them to use their property as colateral to invest it to the bitcoin and other investing all their savings in the crypto. That way is not good and maybe it will become worst your situation right now because the bedt you gonna do is to buy more coins yes that is good but make sure the money that use is only the money who are the extra or use maybe 20% of your life savings to invest to crypto but not all.

Don't worry bro you're not alone lol. A lot if people have been too eager to make easy money the last time there was a bull run, without  even thinking about their actions. I can say i'm with you in making that mistake. Thank goodness for stoploss. But yeah, i think people have already learned their lessons then.