Bitcoin Forum

Hi all!

I'm not a big professional in crypto so I think you can help me.
I was thinking about different methods how can I transfer Bitcoin and how can I do payments with that.
So I come to a question if any credit cards supporting Bitcoin exist?

As there are still many services that don't accept Bitcoin and maybe it's possible to pay with a credit card which will convert it somehow into FIAT?
Have you heard of any or maybe you use some already?

You can have a look at this thread (https://bitcointalk.org/index.php?topic=1242788.880).

You say credit card, and on those list there are debit cards but I think that is what you are looking for: to spend your crypto with a card.

There are plenty of services actually, here is a list: https://bitcointalk.org/index.php?topic=1242788.0

If you're buying online from major services (Amazon, Xbox, PSN, etc.) It might be better to buy gift cards using eGifter/Bitrefill and redeem them in the site.

EDIT: The same list is posted above, just take in consideration that the thread might be outdated and some services may no longer be offering cards anymore.

Firstly to transfer bitcoin you need a bitcoin supported wallet.  You can transfer bitcoin from your wallet to the receivers wallet. And I don't think that there is a credit card that supports bitcoin because bitcoin is a decentralized technology that is not under any regulations from any government or bank. Well bitcoin is still developing and growing and for now not every one accepts it but hopefully in future it would get acceptance because it offer a lot of services better than traditional means like credit card transactions in bitcoin are faster and at zero cost to any where in the world provided both parties has a bitcoin wallet.

I'm using Revolut and it works fine. You can store BTC, ETH, BCH, XRP & LTC in your revolut account and just use the attached card to pay directly.

The downside is that the exchange rates for these crypto currencies are not that great and you'll loose a bit on that side (about $150 - 200 per BTC). Other than that, it's easy and straight forward to use.

I just want to have a real card with Bitcoins on it in order to make payments in markets for instance or payments for rent.
Is it possible?

So you can pay for everything? I mean not only in cases when seller accepts crypto?
As for exchange rates I thought it would be like that as it's very profitable for those who releases credit cards like this.

Some crypto-exchange services allow fiat-deposits. So u can deposit in it ur money right form credit card and then exchange them to BTC or any other currency on the exchange-site

I know that I can buy Bitcoin with my credit card but then it will be stored on the crypto wallet, isn't it?
Or there are credit cards that can accept Bitcoin after exchange?

Oh, that's the question... well, as i know visa / mastercard still don't accepted crypto in their payment-system. Right now you can operate only with the exchanger, But i think that you can find convenient one and download it's app on your mobile phone, so it can make it a bit faster than using your computer

Then it doesn't really suit me as I want to have a card that will allow me to do payments everywhere, not only where it's accepted.
It takes much time in order to find a good service that will accept crypto and there are lots of scammers these days.
I just want to feel safe and save my time.

Ive already found some inf about ONLY crypro cards, but ink it it serves a fiat- and crypto- at the same time

Thanks for sharing, but I want to hear your thoughts which one is better to use. As there are many of them and if someone used it they can share the opinion.
As it's hard to choose something I don't know.

You can always change your money to fiat using Luno. Just go to www.luno.com and register an account with them and verify the account by doing KYC. Luno accepts your Ethereum and Bitcoin which luno will pay directly to your local fiat bank account. Try them and find out how efficient and highly secured they are.
Good luck.

Very interesting service by the way. But it seems to me that it will not accept all banks..
Or it works with all VISA cards? I just don't want to have any troubles sending money to nowhere.

pls, advertise it a bit quiet

Can you tell more about it? It's very interesting as I try to collect as more information about it as possible.
It's better to find someone who can suggest a good service that he used already but still.

Well, there is exist some commercial banks that can provide you with it, some of them have high fees (2,5 $ just for cash withdraw etc)
moreover u can download mobile app so it can be just like ur bank app
But i dont sure that its reasonable to make such card because it high fees
think about it, maybe cryptoexchangers not so bad?)

For now i do not know credit card of bitcoin r credit card supported with bitcoin, here in our country we can used credit card with fiat billing and we can used bitcoin to pay those bills, even we pay direct bitcoin it will automatically exchanged into fiat of how much value the bill is.

Well, I believe that you are asking about virtual/plastic debit cards where we can deposit funds in crypto and spend it like the regular debit card. There are multiple options out there but I couldn't find any option where I can pay the amount directly in crypto instead of converting it into the fiat currency at the time of every transaction made with that card. Probably that is something more beneficial for everyone and at the end of the day, we won't have to convert our funds into any other form of value eg: fiat.

I don't think that paying the amount directly in crypto will be able until many services will accept it.
I'm ready to pay some fees for conversion in order to pay with plastic card everywhere.
If there's a card that will automatically convert crypto into fiat during the payment it will totally suit me.

In what country do you live? I'm looking for something like you've mentioned.
It seems very comfortable!

I recommend the Wirex card. Wirex is an international debit card, it is delivered worldwide. The card appeared on the market in 2015.
Advantages of Wirex:
- there is a mobile application
- a large number of available currencies (US dollar, euro, pound sterling)
- there are no limits for online purchases
- site support in 13 languages.
Disadvantages:
- monthly fee for SMS notification (1 dollar, euro or pound)
- expensive plastic card making - $ 17 (virtual card is issued for free)
- shipping cost via DHL is 50 $
- limits on withdrawal of cash without identification
The cash withdrawal limit at an ATM for unverified users is $ 1000, for verified such limits do not exist. The maximum amount on the card is $ 2000. Upon presentation of the identification data, restrictions are removed. Cash withdrawal fee is $ 2.5.
Wirex works in partnership with Visa and Mastercard, so it’s not necessary to look for the “Bitcoin Accepted” signs.

There is another list of Debit/Credit card that supports Bitcoin. Since OmegaStarScream posted the old list but not updated I would like to share the other list which is updated so that you can find which provider is trusted and working these days.

You can check it from here  https://docs.google.com/spreadsheets/d/1DRbTeMCzb4UeXI0YlAzBxMc2u2i0cN_17Ql6eMngK6E/edit?usp=sharing

Personally, I met only payment systems for the exchange but I have not seen the cat to store cryptocurrency, I Think that it is profitable to just exchange and pay for the product, and store on a cold wallet.

Yes, you can pay for anything you like as long as the seller accepts card payments. :) It works exactly like your FIAT cards.

Revolut accepts a lot of FIAT currencies and you can fill it up with FIAT from your bank. You can even exchange FIAT for crypto and vice-versa but at a less advantageous rate.

The only downside at this point is that you can't top it up with crypto currencies directly - you need to exchange them in the app first. Maybe they will add this option later on.

If you think crypto will go up in value then I think this still is a good option to exchange FIAT to crypto in revolut and use it from there.

I think it's very good if credit cards help bitcoin and I think if it helps to make bitcoin, it can grow so I support this

in my opinion if a credit card helps bitcoin it is a very good and profitable cooperation and the government must implement and allow this kind of thing so that the modern world is now advancing

Am also interested in credit card agents which would accept bitcoin as a means of topping up accounts directly without any third-party conversion. But from my previous searches, most of the reliable CC agencies have made bitcoin as a means of top up very complicated.

Yes ofcourse its supporting bitcoin and the crypto money. There are many website that you can purchase bitcoin or altcoins. And also many ICO's that you can use your VISA or mastercard to invest. And i am sure that every new day many more options will appear that you can use your credit card with cryptocurrency. But also i think it is not so healty to invest in crypto market with the credit cards..

Lol you understand that banks would harldy thinknof cooperation here since bitcoin, by nature, goes against what these banks represent. Btc removes control from such institutions and gives it back to the people. So goodluck with cc's supporting crypto.

There are no known source for the credit card but cryptocurrency can be transferred to various other debit card options. For example, ANX, Bitnation, Bitstamp etc.

There are a lot of services actually. You can deposit it in your money right from credit card and then exchange them to BTC or any other currency.

Bitcoin is a decentralised coin and also anonymous and invisible, so naturally it wouldn't be supported by any credit or debit card. For bitcoin exchange, an wallet is needed from which the coins would be transferred to another wallet.

It is already supported by some credit cards. It depends on you if you want to ruin your privacy or not.
But you already can pay with btc using the credit card. The only thing is that conversion rates and bank percents are high.