Bitcoin Forum

Pays XDR is not tied to a specific company or country, it is fully supported by five currencies: the us Dollar, the Euro, the Japanese Yen, the Chinese yuan and the British Pound. The new currency was built in the Stellar network, which means that users can make their transactions in real time.

Main features:

• Better maintains purchasing power than US dollar and others currency (in the past 10 years XDR has appreciated by more than 12% against USD);
• Controlled and maintained by corporate entity, it reduces business risks for companies willing to deal with XDR, they always have a way to cash out their holdings or buy more XDR, they can sign legal documents and defend their rights in Court;
• Value is defined by IMF and issuance/circulation is fully transparent for external monitoring (users/companies can be reassured that value they are holding won't disappear overnight due to some irregular/irrational market condition);
• It's based on Stellar payment protocol, it's fast and cheap to transact with, billions of $ can be transferred to another side of the world in 5 seconds.

Use cases:

• Cross-currency money remittances, especially for non SWIFT members;
• Good choice for holding cash reserves;
• Merchants accepting all kinds of payments can on-the-fly convert everything into XDR to make sure they don't lose value on market swings;
• Good choice for bridge-currency in trading / money remittances, once we provide enough liquidity;
• Paying salary in XDR to remote teams, freelancers and all kinds of contractors, once popular enough, because it's easy for user then convert to anything else in his own country.

Join us and register at xdr.com (https://xdr.com) to be the first owner of a new currency!
If you have a question. You can join to us in Telegram channel https://t.me/paysxdr (https://t.me/paysxdr)

Sounds interesting - will follow to check on the progress.  How do you tie the five currencies together?  Will you post cross rates, or just a summary?

What volumes are you expecting, and, are you planning on an IPO, or a free for all?

Thanks for interest!
XDR currency consists of: 0.58252 USD + 0.38671 EUR + 0.085946 GBP + 1.0174 CNY + 11.9 JPY
About IPO we are not planning yet...

Anything unique that XDR can do which other currencies can't??

We have a lot of stable coins right now in the market and I don't think stablecoins have got a lot of mass interest after USDT and TUSD. What's the unique feature or USP of XDR has in offering??

Also, are you planning to have regular audits??

There are too many stable coins now, so does the crypto community still need them ?.

and if too many coins are stable the trading volume will only be divided.

I would prefer that stable coins be issued by a particular state or even several states if the coin is provided with several currencies. This gives certain guarantees, because private campaigns can go bankrupt and the stable coins they create become unnecessary to anyone. However, states do not yet pay due attention to stable coins. In this case, it is noteworthy that this stable coin is issued by the British campaign, where business reputation has always been valued. Also, the positive point is that this stable coin will work on the stellar network, and the capabilities of stable coins will be distributed more or less evenly across all cryptocurrency networks.

How come projects like these weren't stopped by their government while Libra was opposed by the senators?  I guess userbase has something to do with it.


Stablecoins are stable nothing can be done to make its price grow but useful for hedging at least. Its better to hold some coins that's worth pennies right now so long as price fluctuates.

Thanks for this. My elder brother who residents in Italy had use Paysend for me last month and he paid into the wrong account number. Had to be reversed after some days. Will introduce this option to him if he will like it because this will be cheaper and faster, although he has a lot of reservation for cryptocurrency after bitcoin fell from ATH, he retracted from it.

there are already so many stable coins with the same characteristics i don't think there was a need for a new one, however i will follow the developments maybe it will bring something new, innovative...

Nice. Atleast something new as it is backed by 5 top real world currencies, however i think you should post more details, the parent company of this project seems to be like an online remittance platform, so if you post about the success of the company it would be great also i would love to know about withdrawal options that this stablecoin providea, i mean can we deposit it at our local bank account in local currency or can we receive it as a remittance feom local currency agents, im looking forward to hear answers on these questions, thank you.

Ummm.. i have a question and does each of them will be used the different ticker or asset? You are putting plus and is that mean if the price of XDR will be the total of what you have been mentioned in your post?

Interesting. If I am correct, Libra is trying to do bit similar. Will keep an eye.

BTW, would you have a look at Twitter/Facebook links on your website, they seem to be not working?


Well, we just had a crypto winter. A more than a year of bear market, which is still true for altcoins. Stablecoins are great for such times.

We have many blockchains, having one more stablecoin on Stellar blockchain wouldn't hurt I guess?

I think I’m a bit confused, from your topic it seems like this coin is still new in the market, but I am surprised seeing where you also mentioned that it has been around for ten years now :-\?? So that means that this is not a new coin but a coin that has been around for a long time, and maybe newly adopted by the British company you have mentioned (PaySend). Within ten years it has only done 12%, that’s quite slow compared to what Bitcoin has been giving. BTC can go that 12% in a day 8) 8) so that’s more profitable than this one.

Though stable coins are not really my thing , ever since I started this crypto thing I have never invested my money in stables for once , cause I don’t really see the need for it. To me, it seems like a waste of time since the prices are not going anywhere at all but remains at place. They might other features like fast transactions but still not good for investment , just my thought, unless someone can give me a very good reason to look into them.

I have a similar opinion. Making another stablecoin in a saturated market is a good way to go bankrupt especially if your coin is supposed to be another link between cryptocurrencies and fiat money. There's already so many ways to buy cryptocurrency that we don't need to dedicate time and money to try to make it even easier and at the same time more confusing.
The problem of crypto is not the lack of stablecoins! This is one thing we got too much of.

Hello, unique in that it consists of 5 currencies and less exposed to market fluctuations

Thanks for the answer

Hello, thank u

It's impressive how cryptocurrency is gradually growing more in significance. Thanks to Paysend, another stable coin is launched on the market to facilitate the stop-loss investment strategy. Will follow up for more information about this new coin, XDR.

Hello, You can withdraw XDR to your Bank account and use it like any other currency.
The Paysend - it is a money transfer platform, operates in more than 70 countries around the world. The company is supported by such partners as Visa, MasterCard, UnionPay and others. If u have interest u can go to official website: https://paysend.com

Hello, Please clarify your question what do you mean by "will be used the different ticker or asset?"?
And yes XDR it's the summary 5 currency.

Thank you, we are still creating accounts on Twitter and Facebook, so there are no links, they will be very soon. XDR more stable currency than its counterparts, because it is built on the 5 largest currencies in the world.

Hello, The currency XDR is new, but due to the fact that it is tied to 5 well-known currencies, it is possible to calculate how much the amount of these 5 currencies fluctuated over several years

Thank u

XDR this is a reliable way to keep your funds and make instant transactions.

If you have a question. You can join to us in Telegram channel https://t.me/paysxdr