Bitcoin Forum

What is the most stable asset or currency to keep value?

Its USDT?  

Lets say i have today 50$ so where i should keep it?  Eur?  Usd?  Pounds?  Gold?  Usdt?

Bitcoin is not, maybe in future but right now bitcoin has too high volatility.

Are you talking about the crypto assets? If that's the case, I think USDT, DAI, and the other stable currencies are expected to keep their value compared to USD. If you have 50$ in USDT or DAI, for example, it's worth 50$ and it is predicted to keep this value.

Why you're not taking bitcoin? so you just want to save that $50 for nothing and let it eaten by the inflation by considering putting it to fiat? if that's what you like, you have said it already. You have choices where you can go like stable coins and that's the most accurate cryptocurrency that you can choose. All of your choices can be your pick. But just to be wise, since it's not that much amount, I would keep it in bitcoin, sit and relax while watching the market's volatility. IMHO it's a good amount to take a risk.

Bitcoin's got a lot of great potential and I don't doubt that, but just as OP stated, it's extremely volatile at the moment and there are definitely better options to keep your money with at the moment. The same volatility that creates immense gains for holders is also the same volatility that causes some people to lose money.

I would suggest against keeping your money in stablecoins for extended periods of time, especially not with something like Tether. Tether's pretty shady in my eyes and I wouldn't risk keeping my money with them, though there's a case to be made with some other stablecoins like USDC. Keeping your money in straight fiat's the simplest option.

to keep value in what buddy ?
because this forum is about bitcoin and other cryptocurrency and if you find a stable asset maybe USDT is the right choice now
but, what is the reason ? because if you investing on stable asset, the value of your money is same and never change my friend

I have a list you can used for a stable coin, You can use at the list bellow
Fiat USD :

• USDT
• USDC
• TUSD
• PAX

Honestly, I don't really recommend USDT (Tether) cause we can see their company had really few problems. Like an audit, the exchange, etc also a long time ago the value was descrese to 0.5$-0.7$ and back again to 1$ cause of that i don't really like to use USDT (Tether)

GOLD Stable Coin :

• Gold Token

Since stable coin GOLD was really hard to find, cause almost all project who have a similar project for the purpose of GOLD Digital always failed delivered to the investor or community. I suggest you can try to see Gold Token, The token was really backed by gold and you can see the result of audit by Bullion Star.

Do you really want to keep your assets long term in something that is only stable in the short term, but will imminently depreciate over the long run? That is the very nature of fiat.

Or would you rather put it in something like BTC which may be volatile in the short run, but has a capped market supply that will ever be available which means that it would be a much better long term store of value?

I know that I'd personally go with the second option. No matter what you do though, please don't keep any sum of money in USDT, TUSD or other stablecoins for more than a few months. You never know whether or not they are running a fractional reserve.

Do you mean the most stable in price?
For old tokens, USDT and USDC are proven to keep the stability in price. However, those are only the example. I guess there are some others, just find out on CMC. Look at the price history.


Why not Bitcoin? Are you afraid of the decline in BTC price?
If you want to take big profits, so you must dare to take risks. Volatility doesn't always mean a disaster. With volatility, everybody can gain big profits through big gaps in prices. As long as you understand how to play the game, then you must know that Bitcoin is still the best choice for investment or trading.

From experience and discussions, it is always recommended to keep some funds in a stable coin like USDT especially when you plan on short term holdings. It is always great that way to prevent losing money to the high volatility on the market. I guess Tether is the most popular stable coin on the market.

All currency you said are stable aside from bitcoin yes of couse bitcoin is highly volatility than the fiat currency is stable because we their orice are cintrol by the government unlike bitcoin is nothing can control it their price value are depends on the demands. But investing or holding bitcoin is the best way to get interest earning if their price goes uprise than to keep,a lot of fiat we know they can't get huge of interest keeping into bank.

No fist has stable value and literally its depreciating so the only choice you have given is gold to pick.

AFAIK,gold has the most stability on value compared to anything.

I am really intrigued with this kind of questions.
You are in bitcointalk and bitcoin and altcoins are mostly the conversation around here.

But USDT? For what purpose? It will not increase so why?
I just cannot understand it fully into why go to so much effort just to exchange your USD to USDT. There is no sense in doing it. There will be no profits even in the long run.

It's NOT usdt but it should be another stable coin like geminiUSD, TUSD.
In my experience and i have experienced USDT has traded below $0.8 last year and this is not a reliable stable coin to be used to keep your money.
Buy you have owned your answer and fiat has become your best answer.
What do you need to ask more about that?

I thought that you don't need to convert your $50 in another form because you have owned it and it's already fiat money. Why do you need to convert it into another form of fiat when you have already owned it in the best form of fiat?  ::)

You have owned fiat and you are looking for stable asset or currency to keep it and then you forgot if you have owned your amounts in stable currency or fiat money.  ::)

DAI could be an option rather than USDT, I'm not saying USDT is not good, but I heard DAI has a clear back up of assets,
if you want to save in the real world, you better save gold than FIAT, because the price of gold charts always go up, while FIAT experiences inflation every year.

I think you must invest it in the most stable coin. Or if you really wanna invest you can invest in real state because it won't be affected by inflation. But for now I think the best coin to have is bitcoin. Because bitcoin effect the values of other coin but not directly affected by other coin. For me buying bitcoin is just like buying share of stocks to the most stable company in the world.

Stable crypto is USDT.
But i don't get why you want keep value, if you exchange USD to USDT, that will decrease by fees. Also in the long run the "buying power" of USD will eaten by inflation.
If you want really keep value not keep the price.
I recommended by real gold. Buy Gold Bars.
With gold you can keep buying power, price also up and down, but in the long run the value is still win from inflation.

I think it wouldn't increase that much since the purpose of stablecoin is to be stable in terms of price. This is their primarily purpose actually, so even if you put a $50 on it, the price will move closer to it just by an inch. If youre looking for a good and play safe coin then pick btc or eth these two are stable when it comes to foundation cause of their marketcap.

If the digital currency in cryptocurrency is a lot like USDT, DAI, USDX, Tether, USDC but the price will not increase or decrease, but to save your assets in the long run better digital gold I recommend choosing https://cryptex.net/trade/GOLDUSD because they have real physical gold, and the price of gold will increase every year.

Probably the OP is looking for the most stable altcoin that will not be affected by the normal rise and fall of prices. Well, you have it already, USDT, USDC, etc. As to why, we do not know. Most probably it is for stability while the prices of the rest of the crypto market is very uncertain or perhaps covered in red. I guess many of us here are also using such stablecoins when we think that the prices are about to fall. 

You are so afraid of the volatility of Bitcoin. BTC volatility is unavoidable until now but the ROI of BTC ownership is greater compared to Gold or Altcoin.

What do you expect from the stability of the assets? If you have $50 it will remain that much, meaning your assets are still and will not going up, you do not get any benefit from the ownership.

If you are talking about stable digital assets or currencies, I think that USDT coins are digital currencies whose prices are always stable, if you plan to save some $ 50 in the form of stable crypto assets, I suggest it like USDT atau TeTher.

Yes only USDT most stable coin assets and look keep the same price every time, maybe just get change about 1% to 3% for every month of USDT coin, you can save your assets with USDT if you worry with your assets have lower price because USDT become stable coin assets and crypto for keep holding.

You have 2 options.
If you are talking about fiat money, then it is better to store them in a reliable bank.
If you are talking about virtual money, it is better to store them in stablecoins, for example, USDT, TUSD, PAX.

All crypto coins and tokens has high volatility, stability will always be missing, do not listen to those who said bitcoin can be stable in the future when its not a stable coin like USDC or USDT, the most stable currency in crypto to keep value is stable coins

There's a useful resource here if you want to check which cryptocurrencies are the most stable, e.g. have the least volatility;

https://datalight.me/market/most-volatile-crypto

Remember, highly volatile assets are good for shorts and sudden profits, stable assets are good for holding.

According to datalight, USDC is the least volatile stablecoin as it stands.

So you are only looking for the most stable? It's obvious that the answer is Tether as it has the highest trading volume in the market.
You can check the ranking per volume in https://coinmarketcap.com/.. just sort and you will see it's the highest with $24,446,371,074 daily volume now.

A stable currency is a coin that generally does not experience price volatility and is pegged to a stable fiat currency at a ratio of 1: 1.
If you want a stable currency, then it looks like there are some recommendations from me, USDT, TUSD, GUSD and USDC.  Regarding which is the best with a low level of fluctuation, I think you can try to look at its history. But I prefer USDT if I intend to secure assets.

I will gladly keep it in bitcoin because of its volatility. It has the potential to add values, while USDT is a stable coin and will just stay stable and one can't benefit from any price increment. In summary, if one is looking for a safe haven, low or minimal risk, then USDT is okay.

Stable from the perspective of value to dollar? it's definitely all those stablecoins including USDT and many more that people have mentioned above. but in term of real value there's actually none. When you are deiciding to use stablecoins you must also take liquidities into your consideration because a stablecoin that lacking liquidity is as good as nothing and also the reliability of the company behind that stable coin.
These stablecoin company are always monitored by the government due to them involving their currency as a mean for the token backup so you also need to beware aswell not just being loose on these coin just because they are stable.

if you are thinking of saving it for a long time it doesn't hurt you to buy bitcoin.
in my opinion nothing is really stable, then my USD has an effect on other currencies and every day experiences a change in value.
it's the same as bitcoin and crypto, gold or other commodities.

for stable coins it's true that the usdt is the most popular at the moment, bitcoin is not stable coin because bitcoin has a value that changes like gold, coin usdt is usually used to protect assets when people are trading like in binance and other exchanger.

I will still have my preference go to bitcoin. If I have to keep my riches in money, I should keep it in a security where it won't give me returns. Despite that bitcoin is volatile and can go against me, I will still keep it there because it doesn't take time to come back into profit. Or I invest in estate/land.

Crypto currencies like tether may have stable value of USD but not always,due to changes in demand and the value is backed up by one fiat currency so better go with gold which was used as storage of value for many centuries but as investors view its not highly profitable.

Why would you invest in stable coins? It is basically the same as opening a bank account and leaving your money there and you would have your funds secured. Invest a small amount of money into altcoins to test things.

Are you pertaining to fiat? what about to consider the cryptocurrency or the cryptocurrency that is considered Gold which is the bitcoin? would it be better if we support crypto by investing in it, because right now, while fiats are depreciating, opposite is happening to cryptocurrency, the reason is because allot of crypto enthusiasts nowadays, prefers bitcoin or crypto over fiat when it comes to storing their valuable assets.

I'm interested primarily in DAI and used it. Advantages are that i don't need to KYC/AML on every damn exchange to move it. I can withdraw it from bitfinex and store it on a normal ERC-20 address without need to send someone my ID, Bank Statement and Blood Sample.

Second advantage is it's decentralization. Backed by Crypto, not by Fiat and without any central authority have a way to freeze it. I can move and store DAI freely without fear that it gets blocked because someone think the proof of income i send them 3 times is not enough.

The slowest moving currency should be the Swiss franc. As a asset, I have heard diamond moves slower than others.

But if there is demand and supply, you can not find an entity that does not move at all. Risk has in every sector, even the stock market which we think is moving slowly, can change 10% in 1 day.

If you are talking about stable coin than USDT is the best stable coin and you can hold in USDT but if you are making a profit in the long run then you should hold BTC, not USDT. 

OP mentioned tether to choose from cryptos and this is not different from the fiat,if he had bitcoin as an option then I suggested for to be invested.And bitcoin has not stability in value so for someone who only in need to store the value then gold is the most preferred thing.

whether you want to save your assets / money or want to invest. buying land is better if you don't want bitcoin. Gold is also good because it is physical. For USD, EUR, POUNDS, you only save without growth your assets / money. if you choose the stable, currency USD, EUR, POUNDS are stable.

USDT is good stablecoin in this market because this is the only coin that makes you feel safe in this market and any investor will have to switch over if you want to make good profits. In my opinion, stablecoins have a very important role in this market so it is best to switch to USDT if it is already profitable. I personally have been in this market for many years and have made a lot of good profits from USDT.

Investing in bitcoin is not bad at its present stage, its evolving fast and there is chances of higher value in near future, if you buy stable coins they will not appreciate in value, they always remain the same just like fiat, Usd tether is a good stable coin you can use and there are others like
- DAI
- PAX
- MAKER
- QUSD

My choice goes to USDT, it remained so stable for a long time and yet the value fluctuates in a minimal behavior. When it comes with trading bitcoin, this currency was ultimately gaining huge market profit. Like in day trading, bitcoin goes up and down so you're going to dump if high price will be meet. USDT could maintain a strong position as it wasn't volatile like btc, so you had another chances to hold buy and back when price trend goes down again.

True USDT is stable currency at all time. And compare to to other USDT is good in trading and get more profits. And its so stable the price so its better to keep USDT than bitcoin or other currency.

Indeed USDT is the most reliable crypto asset but just by holding on to it will not give us any profit as it can be used just to held fund. For example if I have gained a good amount of profit during uncertain market situation then I would immediately  covert those funds to USDT as it does not fluctuates but we cannot expect profit through USDT but we can use it to avoid loss.

You do not enter into cryptocurrency if what you want is stability of prices. That is weird of someone to do that. Why should I even bother trying to get into crypto if I am looking for a stable asset in the first place? I would rather choose an unstable or volatile coin if that is the way for me to earn. It does not matter whether the value will decrease once in a while for as long as in the long run it is certain to make some profit. Whereas, if I buy a stable asset such as USDT, I will only end up with the same amount and value after many months of holding, or even a lower value because fiat is depreciating.

If you play in the world of cryptocurrency then there is no stable price of a coin including bitcoin, and if you want to save I think it is very good for the future, and gold is also very good because the value of each year will definitely increase, so if my USDT not sure because every year sometimes the price does not go up.

pick any stablecoin there is in crypto. Tether(USDT) is the first to be in the list but ask around which exchanges allows you to exchange it for USD going to your bank because as far as i know bitfinex temporarily disabled it. its going to be pointless to keep an asset that never grow its value. BTC volatility is high of course but thats what makes this market exciting than just going for gold. you need something that new and easy to carry and you can spend right away.

I do not really understand the purpose of this. however, if you are looking for something stable, you can store it in the fiat that is in your mind. if crypto currency is, there are some coins that have stable prices such as tether, USDT, and others. if you want to invest, then choose gold.

However, I'm just confused, why do you want to hold your assets to something stable if you can keep them in the bank?  ???

If a wallet has a Eur if you are in Europe store it at that. If you live in USA stay with USD. It's good to keep it that way because there are some wallet you can cashout with if you make your funds the same as the fiat in your country. But, in cryptocurrency, I'm more storing it with USDT.

Depends on which country you are from, some wallets have inbuilt euro usd pounds and stable coins support, if you want to trade its en better to start using stable coins and mind you they never increase or decreases in value like bitcoin does so don't expect any profits buying stable coins

If you want a stable asset, I would suggest buying real estate. Real estate is one of the most stable type of asset since the properties can really hold their value and if you bought properties at a really good price and place then you can easily double your investment in a few years which is great for a stable asset. It might be risky for other people but if you know what are the do's and don'ts then you can easily build an empire with real estate.

I don't know what your intention to store your money in cryptocurrency. If you mean cryptocurrency is just your saving place money then it will be good to you to store them on the bank account because it really safe then cryptocurrency.

But, when your intention to store money on cryptocurrency just for investment you can take an action to find many information about the coin who has potential. You don't need to buy bitcoin if you can't buy it, you can still buy altcoin who has low price but it still has in the future to gain profit.

Other than that, you can still buy bitcoin although it is price is high. You can buy it with $100, it is value can increas in the future rather than you store it in your saving money such as usdt or etc.

:D :D the most reasonable thing for storing assets in a stable way is, opening a bank account, and depositing the money we have there. no need to look for stable coins on cryptocurrency.

Well, if he might be looking for a pretty good and stable investment, I suggest gold and silver. from time to time it always has a price, and the price is quite high. however, I do not recommend saving money for a long time on the stable cryptocurrency. Well, I choose to keep it in the form of ethereum if it's crypto.

If you want to keep without risk, then Gold is the best. If you take some risk, I would definitely advise Bitcoin. Then it would be foolish to just invest in bit coins. If you do not trade in the Bitcoin price hike, you will only have to sell when the price rises.

it is very strange that you, being in the cryptocurrency market, recommend buying gold. It has long been clear to people in this market that there is no better gold than bitcoin.

USDT like other digital currency and not look like crypto market because price of USDT stable and never could higher more than 5% and never could be lower than 3%, maybe not profitable if save or investing money in USDT because only get little profit but low risk, for other investment altcoin kind we can get much profit but have faced with big risk because price can be lower.

Keeping gold is the most safety and the price won't go down in a long term. But the assets is physical and not safety to have. I think saving usd is nice but you have to invest it or do bank deposits to secure your assets from inflation

if you want to invest in a stable coin you will Long get an additional return of your funds. For me currently buying bitcoin is like buying a stock investment in the best company in the world. But for now I think the best coin to have is bitcoin and will be able to increase your funds.

USD is probably the most stable one. So you can use USDT which is pegged to/backed by USD. Not sure how stable gold is though. I guess you could keep your fund in both fiat currency and gold.

Bitcoin is a better currency in my opinion. If you take your eyes away from the volatility, you will see the usefulness and beauty of Bitcoin.

I think even USDT is not stable on the market, it often goes to $1.01 or $0.99.
If you want your asset to be stable at value, you can't turn it into cryptocurrency, crypto is not stable.
Use your $50 to buy gold, maybe the value will stay stable or increasing a bit in the future.

A stable currency is USD. But if talking about cryptocurrency maybe one of them is USDT.
So if you have money and your choice of crypto, USDT is the most stable cryptocurrency.

USDT will be the perfect option for you since you are not interest in making your $50 increase by the time you decide to use it. In as much that Bitcoin is volatile, storing your $50 in Bitcoin might be worth $100 by the time you decide to use it.  In January this year, I bought $40 worth of Bitcoin (0.00956) and kept it till July. My $40 worth of Bitcoin was now $106 after 6 months.  I made extra $66 to mine $40.

Gold backed tokens could be more stable then Usdt or Dai in theory if something happens to US economy. I am holding mine in dai and btc if i want stability because i have been used to volatility,
now just waiting for btc stability. And no matter what happens to usd it can't be a more volatile then then with btc altcoins.
If the exchange doesn't have dai, then usdt. Libra could have been even more stable as it was going to be pegged to bunch of fiat currencies.
But as it's centralized, it's easy for governments to shut it down as we have seen.

USDT will be the currency that helps you keep its stability. or if you want to be safe but still make a profit, you can buy a lot of gold to hold. The price of gold is always growing in Q3 and Q4 in 2019. It will continue to increase in 2020 as the trade situation between China and the US is increasingly tense.

In this case, do you want the asset to be stable and have more selling value when later sold or just want to be stable?
If you only want your assets to be stable, I think USDT is better or gold. But if on the contrary, it's better you buy bitcoin and save it for a few years or to provide enough profit in your opinion.

Having gold asset cannot be considered as stable, sometimes the trading declines due to inconsistent demand. In line with USDT, it's for sure that stabilzed value is making this currency much stronger towards bitcoin exchanges. The risk of holding it while bearish market was present for several months, is very low in percentage because the funds will be used for buying cheaper Bitcoin. You would have the opportunity to save bitcoin for long term trading, better have close monitoring for the price updates in order to avoid possible losses.

I think USDT is a stable currency now. USDT is guaranteed with Fiat at a ratio of 1: 1 and therefore USDT may be very suitable for storage and investment. USDT volatility in the market in my opinion is not high, and this is different from altcoin and even bitcoin.

If talking about stability, there are many stable currencies in the market, I can give a few examples: USDT, USDC, TUSD..e.t.c. But I don't participate in the cryptocurrency market to keep stability, if I need to choose a coin to hold for long, I will choose Bitcoin.

I think currency assets that have stable prices like USD, but if you want to invest with $ 50 in digital / cryptoqurrency I recommend with USDT because USDT coin prices are always stable and I think you don't have to worry about losing value if investing in stable coins like USDT.

buy USDT then have USD then think who  will be more stable with 2 lol . dont compare Crypto to fiat you already know the diffence if you dont want volatile market then stay with paper money .

Although the price of bitcoin is very volatile, but from price developments, bitcoin is still profitable compared to stable coins. The price of stable coins will continue to be pegged to the USD and the value may decrease due to inflation.

If I had a lot of money I would choose USD, USD is a strong and accepted currency around the world.

People buy Bitcoin not to keep their money safe, the cryptocurrency market is where people invest and hope to make a profit.

USDT is definitely the most stable crypto coin considering the rate at which its market value changes. Your $50 will have the same value of you trade that for $50 dollar worth of USDT.  Most traders in the crypto space prefer to trade using USDT paring to minimize the rate at which they might lose their investment capital if the market drops..

Although the price of gold is volatile, it is not as bad as crypto. The fact is the price of gold tends to be the same or greater than the previous price. In fact, giving a definite profit. You can see it here https://www.macrotrends.net/1333/historical-gold-prices-100-year-chart. Therefore I can say gold is more stable than crypto itself. In addition, the price does not go down from the purchase price if we save in a certain time.

if you have 50% capital, I suggest you keep it in crypto like Usdt, but if you want to keep it in the original currency I recommend using Usd because a stable coin value won't make you poor, I mean you don't worry about rising and falling prices stable coin.

Then go ahead and keep your USD. It will be $50 today and $50 in 100 years guaranteed, but will $50 in 10 years be able to buy the same value of things it can today?

Trust me,,, it will not.

Bitcoin even with its high volatility can still be used on a daily basis lots of people do it,,, just maybe for small transactions you are right, it is not yet practical.

There is no. Cryptocurrency is very volatile, the price changes every time, depending on market conditions, demand and supply, if we analyze further, news and rumors are also quite influential.
USDT is a stable coin, the price is stable according to the price of USD. Of course the use of stable coins is different from ordinary cryptocurrency whose prices are always changing, usually, stable coins are used to maintain the stability of assets when the market is less profitable.
Stable coins are not merely runaway, so what's the point of you investing 50 $ in stable coins? its value will not change, and you have no chance of increasing value. If you invest BTC, you have two opportunities, profit and loss, because of the volatility, the risk can be reduced by conducting in-depth analysis.

USDT is just one of the stable coins in the crypto space, which might be used to fix the value of one's asset, but talking about fixing just $50 for a long time, is like being lazy with one's asset, which should be used as means of increase. It is better to risk, by investing in a promising coin, such as BTC. BT for now still has a low value with the tendency of increasing in future. You might go for that option, if you are not able to identify a good altcoin.

To correct this value, $ 50 is deposited in USD. I think this is a funny act, because in my opinion it will take a long time. Your advice, I think is realistic enough to use, try luck by investing in some cheap and potentially expensive coins in the future. Good suggestion for OP, take a little risk and hope it will work.

I think there is no stable crypto in the cryptocurrency even for stable coins like USDT, USDC, USD, PAX. The price will always follow the market condition. There will be a fluctuating price every day, and you cannot see the stable coin. If you choose USDT, USDC, USD, Pax, or else, you don't have a chance to make a big profit because that coin cannot increase so high depends on bitcoin or altcoin. If you want to make a bigger profit, then you should choose bitcoin only and don't afraid of the volatility of the price.

The volatility of the bitcoin price is good because you will have the opportunity to buy bitcoin at a low price and sell it at a high price. But that's only for people who can accept the risk of the fluctuating of the price. But you can hold bitcoin for a long time if you don't want to see the price will going to go up and down every day and I think you will make a big profit in the future.

If you have $50, then I suggest you save in bitcoin and move that bitcoin in other wallets and don't check it for more than 1-2 years. You can recheck it if the price can increase so high so you can sell your bitcoin at that time. You will make a lot of money from your $50.

For the cryptocurrency enthusiast, it is preferable one save funds in USDT for more stability and to cut losses as well. One of the main reasons why it is good for cryptocurrency enthusiasts to choose USDT over gold, EUR, USD etc is because converting from USDT back to any other cryptocurrency is very easy as compared to the rest.

This market is only safe when you hold Fiat because any coin appearing in this market has its own risks in investing. In fact USDT, USDC is just a means to help you ensure assets in this market and the value does not change. If you choose to invest in Bitcoin, it can be a very good choice but the high volatility of Bitcoin may affect your profits in the future.

There are many different ways to make money in this market and consider carefully before making investment decisions because not every coin can bring you big profits.

Well, since it is not bitcoin, then the only reliable coin that you should invest in is the gold, out of all those that you mentioned, there is still possibility that their system would eventually fade away in future, but gold is one thing that has existed for years, I mean thousands of years and it is not in this generation that it would become valueless, gold will continue to appreciate and till so many decades time, gold will continue to have its popularity, so dear, go for gold.

Tether that I would have advised you on, since it still part of cryptocurrency is a stable coin, it would never appreciate, and would remain stagnant that way for the rest of its life, while gold may still appreciate which you will get a higher value when you need it in future to do some personal stuff.

The USDT exchange rate is indeed stable, but for the bitcoin exchange rate changes every second. so in my opinion that should be in every altcoin price has to change. if you want a stable price in cryptocurrency it will be a little difficult to find because cryptocurrency is very volatile. price changes are quite fast

Coins like USDT, TUSD etc can easily be used as stable coins. Ofcourse there will be some slight ups and downs in the price but it doesn't matter much as long it is not much volatile like Bitcoin etc. Even the Fiat currencies like EUR/USD varies daily too.

Agree, if you only have $ 50, it's better to invest in coins that have high fluctuations and trade to double the value of your investment. To trade on coins that have high fluctuations, we must understand and be able to read market movements so that we do not lose

Understanding volatility will give you idea in what assets to hold while you are still inside this investment currency. Stable coin will base with how crypto works and there's no accurate amount to expect due to fluctuating market trends.

You have to embrace the system and learn how to choose the right assets to store inside your wallet.

stable coins are independent and mainly have a 1 usd value like a dollar  . they dont depend on how crypto works because no matter how crypto moves , stable coins are still stable coins and there is an accurate amount to expect on them  .

@op  .  all of the assets that you said on your post are i think stable  .  just choose if where you are comfortable with  .  if you love something online then go for usd but if you need something that you can see and feel then go for offline assets like gold and usd ( local currencies )