Bitcoin Forum

Is this possible?  Example you lend bitcoin to something similar to like a bank and they give you interest on it?  Like how now they give you 2% interest?


I heard binance is doing something similar like that but it was like 10%? 

It is possible with a few different companies, but you run the risk of them going out of business or outright not allowing you to withdraw. Remember, not your keys, not your coins.

Actually Binance is doing this because they are lending that money ahead to traders at higher rates. Advantage to Binance is that margin money provided for trading is almost at zero risk because liquidation price is set in such a way that the exchange never suffers any loss. So Binance themselves are earning a huge chunk of Interest and distributing merely like 10-15%. It's possible for exchanges to do so but outside that world it's never possible because there will be a list of people wanting their money back but zero people who will willfully come back to return their loans. If they don't then the intermediary will run at a risk of getting bankrupted as they can do nothing about this.

There had been services like this and you can check this site https://cryptomaniaks.com/best-bitcoin-lending-sites   but it seems Binance have bigger interest since Nexo gives 8% interest, Blockfi gives 6.2% interest on BTC and 3.3% interest on ETH and Celsius Network gives 8%.

Well if you can lend bitcoin, are you giving you interest in bitcoin?  Example you lend 1 btc... they pay you back like 1.05 btc?

it's a pretty risky business. here are a couple past horror stories re bitcoin lending:
-a few months ago, poloniex allowed the CLAM market to become over-leveraged. a flash crash wiped out borrowers and left a huge deficit. lenders lost a total of 1800 BTC, 10% of which poloniex paid back. https://bitcointalk.org/index.php?topic=5151636.0
-the infamous inputs.io/coinlenders hack, where hot wallet users and lenders alike lost several thousand bitcoins. https://bitcointalk.org/index.php?topic=328053.0

there are other cases i'm sure. just keep in mind, you better be getting really high returns to justify the 3rd party risk.

Not sure about binance (you sure it's 10%? That is a very high interest rate!), but yeah it is possible to lend bitcoin and receive interest just like banks. But one big problem, you will need to trust the person who you are lending. There is always a chance that the person whom you lent your bitcoin might run away and scam you. In fact tons of people will try to do the same. Since the system is totally decentralized, there is no way anyone can guarantee you that you will get back your coins or the interest. Though you can always use an escrow and ask for collateral. But escrows can go rogue too.

Lending has been going on in the forum for a very long time now, and it has also been implemented into the websites of a couple of exchanges.
When engaging in a peer to peer transaction, one would need a collateral (it's not always used).
Binance has been marketing their lending platform recently added. It's a reputable site which I can recommend. Always look up the website before engaging in any long term transaction on it

Yes, it is possible in fact there already are lending services out there like Binance and many more, they are offering interest rates bigger than what you think. Lending services are everywhere from exchanges and here many people/company is already offering this kind of service.

10 percent sounds quite a bit far-fetched to be honest, you'd probably only get those loans if you ran a P2P service and charged really high interest rates for short term gambling no collateral loans, make sure you lend to trusted members though.

Look at a couple decentralised options out there, especially in DE-FI, there are definetly some promising options out there and companies like Salt and nexo also do exist.

Yeah that's possible. And actually you can do it here. A lot users here provides Bitcoin loan. You can visit the lending  section. You're able lend bitcoin to members here and pay you interest. But first, they must present you any valid collateral before you lend them. Also some altcoins doing lending function. I think Bitconnect is one of that but it's already shutted down due to inability to sustain the operation needs. In lending industry, very few succeeded because way too risky.
There's a lot of lending companies out there that provide Bitcoin loans. Just don't know what percent they charge you for interest. Some are reasonable and some are not. So it's up to you.

But the interest that will be given by Nexo won't be in bitcoin.
https://nexo.io/earn-interest/eur
https://nexo.io/earn-interest
However, Nexo is one of the most popular now. I haven't tried them but I think 8% annually is sustainable.

I know a few ways to earn interest by owning Bitcoin.
One of them is investing in a casino/ The second one is investing in a lending platform.
The third one is investing in a casino.
The fourth one is claiming bitcoin airdrops and hodling.


All of them are risky and It's always your choice.

10% isn't far fetched when you have a sustainable business to support it. If Binance is offering more than their competitors, well that's because they're looking to grow their userbase especially since US users have been sent packing.

You can't exactly lend with BTC but you can lend an equivalent of 1 BTC using the supported crypto. And yes, You can convert your funds + interest back to BTC after redemption. That's for binance though. I don't know about others.

It has already existed around for many years, loans in BTC and paid with BTC also or other potential coins.
The only new is that by taking a loan from a certain exchange which is something higher risk even it is reputable rather than to directly make loan to the reputable member in the forum.

I don't think it was a good idea and a deal of 10% interest is big enough.

The faintly legit places that offer this do it entirely on the basis of finding other individuals willing to pay your interest. As we've seen with the wildly fluctuating terms and payment levels from Blockfi it wavers all over the place and it super reactive to what they can squeeze out of their borrowers.

It's a bit of a stretch to call it interest earning. You're really a lender in the most basic sense.

If Coinbase offered a rock solid and boring 2-3% no doubt it would be swamped. They have no safe way of making that pay so we're stuck with places that look fancy on the surface but might blow up any moment.

I gave up trying to find a place to earn interest. There many to choose from but I do not trust a single one of them. What legal protection do we have if they run off with your funds? Even a very good return will take years to break even and before then if they run you lose. So even 33% which is a ton might not be worth it if you only get paid for 2 years and they steal the rest. So it is hard to know. Maybe if you lend your crypto out but take collateral? That is the only way I can think of doing this the most safely.

I agree, they are offering loans to people who need a line of credit and then take their crypto as collateral, I don't really trust this at all since they are charging a min of 8 percent interest, and investors are getting 8 percent back. Sure their might be higher interest rates for bigger loans but I just don't think they have enough volume to keep accepting investments and this will cut in their profits a lot.

If coinbase did that though, I reckon we'd need to send them every piece of ID before we'd be able to invest there :P

I don't think Binance or any other firms functioning with legitimacy will give such a huge interest upon the investment. Most of the time big interests were a way to attract the common people who are new to the cryptocurrency network. Most of the users when entering have a thinking cryptocurrency investment will make us rich. This is achievable, when everything is done on the right manner understanding and learning the market. Simply getting in will make the user get into the hands of scammers who attract with large returns on the investment and runs away.

Tons of people are already signed up to the hilt there. The only way they can get any type of return though is by lending to nutters. It's says enough that no long established operation is doing it other than through their trading platforms and Circle have already fucked enough people with their Clams balls up.

There are so many ways to make money from Bitcoin, one of them is by earning interest from people or exchanges. To be honest,
I don't like the way to get money from earning interest the most. The reason is because it is risky scam and also this is a less creative way.
I think, because making money or profit is more fun if done in a right and creative way. But the decision is in each other's hands,
i will not forbid anyone to get money with earning interest with bitcoin. If you want many who have provided this servant, like Binance
and there are also in this forum. But please be careful in choosing this business provider, choose who can be trusted and clear track record.

in my opinion 1 btc is too high risk, friend.
it's better to hold the btc than giving it to someone else who is full of risk.
but if you want more please give loans to those who have been trusted by many people.

Your ideas is called staking, you hold your altcoin kind on exchange market and earn about several percent for every month but you will hold your coin almost one month, never withdraw to get qualification earn staking coin, you faced with two option get profit with your staking coin but other time you have pray your staking coin keep higher or the same price when you buy.

I haven't explored Binance yet but I do have altcoins there since last year.
Regarding lending BTC with interest like banks, it is kind of risky unless the company is well established for years and is really making profits (probably like exchanges).

It is actually staking like other cryptocurrency's function, if you know minexcoin where they have staking, you park your crypto into their site and after a week or months you will receive a certain percentage from your altcoin. There are some cryptocurrency was already have the same function, but in btc it is possible if someone will create the same function as that.

Staking is a good way to earn, especially if you are staking top coins, you are earning while holding, it just need to be patient as this is an easy way but there is no guarantee as the price of a certain coin sometimes fluctuates, so you need to still watch over it and not just holding your coins/tokens.

I haven't heard any exchange where we can stake bitcoin too, if ever there is, many people will be interested with that idea just like me.

It's pretty scary ngl. With how crypto is made with anonymous transactions just adds another step to that. The idea is good and people would most likely go for it. After all, it is free profit. There's also the volatility of the market which makes profit unstable at times. Of course, if contracts and the such were made, things would be a lot easier but we're using crypto so I don't think that would likely happen.

Binance's version of making profit is just the new IEOs they do every so often on their launchpad, they get pumped extremely hard and they often 1.5x instantly after they reach the regular market.

Coinbase lending could be interesting, I'm guessing it'll be a much more regular version of lending (comparable to getting an actual loan from a bank) due to how regulated they are, I do think they'd keep their investors pretty safe though.

Yes its possible. There are some web sites for bitcoin lending, also in this very forum, and some exchanges like Poloniex and Bitfinex, but only if you are not American. The percentage varies constantly, this is money you lend for margin traders to use. Their system is "supposed" to force close them in time for you to always recover your money back with the interest, but the lending usually lasts like 2 days, it requires a lot of manual work or the use of a bot (Free open source exists).

Since its changing all the time, sometimes its poor like 2%, sometimes is high like 10%, its not constant, but you'd get an average. Remember, funds in an exchange could disappear overnight, as always with any online wallet, you never know; so don't think this is just "free" money, you are risking it.

Also some gambling sites do the same, they let you invest in their bankroll, but their yearly percentage tends to be lower, and it takes more time to see the benefits (as in months, where you can't move your funds).

Yes, there are now some good lending programs operating online where you can 1) borrow money but you have to deposit some cryptocurrency to do so (your collateral) where the advantage is that you are not spending your digital assets but can use convert a fraction of them to cash and use for whatever you want; and 2) you can also lend your cryptocurrencies to the platform and earn a good rate of interest (compared to banks). 

Just Google "lending cryptocurrency" and you will be given a lot of choices and information on this type of crypto-related business. This is part of the Decentralized Finance (DeFi) movement whereby platforms are introducing many bank-like products/services. There is a big potential for this business type to be exploding in the coming years and can be one of the many ways that people can adopt cryptocurrency.

I agree, The idea is good if being well facilitated but since we are inside crypto and the concept is decentralization it's difficult to trust and the assurance of your money is in stake. It can be properly done if there's real contracts and you know who to point out when something went wrong with your investment.

Hopefully this industry will be able to find ways to make things like this be possible. Let's wait for more updates to comply for more secureness of potential business to be created,.

Lending has been possible for a while now in different exchanges. By joining their lending services, you essentially freeze your crypto on a specified time for you to earn interest.

In Binance, they are offering 3% interest on BTC, not 10%. They are only giving 10% interest on BNB, USDT, and others altcoins.

Yes, but it seems very difficult to join the same program at binance. As for other platforms, I don't trust it, and I think it's insecure, we need to be careful with invitations to invest.

Yeah, you can earn profit by lending your Bitcoin to the other platform, There are some good website based platform who is doing this type of lending process but it contains so much risk for me, Supposes you made an agreement with these company and lend them to your Bitcoin and they also provide a lot of documentation for our lending process, if this platform will not work as their assessment then they must be failed to recover your investment and it'll be certain that you are going to lose your worthy Bitcoin, Though I didn't take any step regarding this issue, I like holding Bitcoin in my wallet, I don't like lending or gambling with my Bitcoin. I think safety must be the first priority for me.

Use these sites for more info -

* Crypto.com
* nexo.io

One site that wasn't mentioned is Freebitco.in (https://freebitco.in/) which offers a 4.08% APR, which isn't bad depending on your risk assessment. They use the balance for mining operations and bankrolling their dice game, and there's no lock in period. Interest is paid daily.

4+ percent ? sounds high to me but it is really high ?  i have tried this before on and off but i dont feel that im earning enough so i decided to withdrew my funds again and prefer to put the coins on my btc wallet  .  i can still earn interest hodling on my wallet alone and the interest is much more and can also grow more  depending on the price of btc  .

It's still lower if you compare it with Compound or Synthetix interest. It's even smaller than some monetary fund in the traditional market, so it's worth to try. But if they started giving 15% APR, then you need to be more careful.

I recently heard that banks in Japan are offering negative interest rates on deposits. When something like that is happening with fiat currency (which is not protected against inflation), how can we expect Bitcoin deposits to give positive interest (given the fact that Bitcoin is protected against inflation and its purchasing power increases every year due to the growth in the userbase)?

In order to receive an interest on Bitcoin, I guess you need to take a certain amount of risk. An example for this is giving out a loan to someone without any collateral. Now there is a huge risk involved here, as chances of default is present. But if you ask me, I would never go for something like this. I would hold my coins happily in my wallet and I am only concerned with storing my stash safely and securely rather than trying to grow my holdings.

if it is true that binace gave us a 10% loan interest, it is difficult for us to consider because we know that the cryptocurrency system is not the same as the banking system, and if they offer a lot of interest of course we are tempted by the offer but if they don't want to pay interest on our loans , of course we cannot do anything, what if, for example, at a bank, we can certainly report our problems directly to the banking manager.

Yes and even gambling sites does that.

You can click my signature if you want to go deeper.
We at Yolodice also does have an investment option. It aint just gambling anymore but you could make something by just leaving your money in their account.
Somehow it is like other investment out there, name it, mutual funds or bonds.  ;D
There are also some who does it but I dont really know how much percentage they will give you afterwards.
Try looking for a legitimate one. Be really careful.

There's no direct way to earn interest on bitcoin as we do with cash.
Few DeFi platforms have emerged that aim to provide interest on your crypto coins (mostly eth, tokens, or other cryptos). Some examples are Nexo, Celcius, Nuo, etc.
Another way used to be to deposit your coins into the bankroll of gambling sites and they would share a little percentage of profits with you.
Lastly, you can lend out to people in need the traditional way, by taking some collateral 9forum has a Lending section).

Make sure you research well, before jumping onto investing in any way.

Cryptocurrency also same with Fiat. That is still currency!
So if you want take interest, you need find borrower to get it. Maybe that is hard because it is digital. But you can try other way, for example in Yobit you can also use investbox, there is option to invest and get some interest.
Maybe trade it and gamble it also other way, there is always risk chance if you want growing your bitcoin.

Why not put this what Binance is offering?so there would be a pattern and basis on how it works,actually I have no idea bout this because I a must a man with no lending history and I hate it,I rather starve this day than borrowing

But if there’s this kind of possibility then we should start learning because we don’t know future,time will come that we need some back up and having this offering can help us out

There is still no crypto bank where you could put your coins for savings and get some interests.
So only solution is to lend coins to someone. There are some people who are lenders and make quite good profit from that but still it's a risky business and interests are not that big.

There are no banks in cryptocurrency including bitcoin. But what you said about binance is correct when you lend some of your cryptocurrency they will earn some interest. Binance is not the only I know that is doing that I have heard yobit is also doing that they have this investbox wherein you placed your amount of coins with corresponding interest daily, weekly or monthly. If you are not so sure about doing some trade then try lending your coins and tokens for a profit, though they will give you small profit but as long as you as earning then its a win.

This might be a good business, however, this is risky since crypto is decentralized it is difficult to secure the amount of bitcoin you are going to loan. I've heard from some of my friends that this is possible through some exchange, might be for them to lend to some traders.

Possible you want to lending your bitcoin and earn several percent like 2% or 5% every month depend which one lending you want to join, you can looking with many exchange market have lending altcoin like in kucoin you can use KCS coin for earning with landing coin, you have minimum coin KCS for lending and hold about one month, you get earning after full lending in one month.

yes, this is working option!
for example, some exchanges are providing such offer,  yobit exchange in particular
I was used to use it, but not for btc, for dogecoin.. but there is quite a lot of coins, so you may try if you want.

I heard that there are some companies that are doing that, and they have different interest rates,  but I wouldnt recommend someone to have that. It is for the reason that it is somewhat risky. There are some bad stories about it, and I think it is better to be safe than to earn some interest rates but risking your keys.

risking your keys ? so it means that you are going to give your private keys to them ? on other sites that i know , you will only be giving your bitcoins to them but not your private keys  . some people love to be safe and chose to not earn more but there are still that willing to take more risk just to earn easy and fast money  .  if they lucky then good but if not then they shouldnt complain because that is thier fault on why they experiece such issues .

I have come across such offers several times but have not accepted.
First of all, bitcoin is not regulated in my country and there is no legal protection in such offers.
And second, why borrow bitcoin and risk because of 2-3% interest if I can just hold bitcoin and earn much more.
I'd rather deposit some of my crypto earnings into an investment fund, completely legal and in accordance with the law, and wait for safe earnings.

You should at least have some knowledge about the site your signature spamming for  :P

YoloDice removed their investment option about a month ago. It also is technically gambling, just gambling with +EV.

Bitcoin is valuable, therefore some institutions will pay you money/interest to deposit them in their accounts and therefore let them leverage the power of your belongings. Binance, Nexo, Celsius Network, BlockFi and more are offering even 10%/year interest on your cryptocurrencies. However you need to assess if the risk you expose to is worth the reward. For example Binance is not regulated, so in the event the company goes bankrupt are you willing to let go of your money? Also you are exposed to hacking, we all know that the world's most skilled hackers are looking to steal these precious cryptos.

Why will you lend your bitcoin to someone when you can hold onto it and still make profits as the market raises. For me, I don't really believe in the idea of lending cryptocurrencies to someone. What if the person decides not to pay back and run away with you coin? There  is no way you will be able to get your coin back..

Actually i'm not familiar with any reliable Bitcoin based platform which is provide interest. But i know about KCS interest platform if you feel free than visit here link https://kucoinshares.com/ it’s very transparency from a couple of years. You will get roi 13.7% though a little bit profit but this is effective for long time interest. Nexo is another leading platform which also providing interest with your money.                 

That's a decent option for investments actually, Kucoin has been following under Binance's footsteps for a couple months now and have launched their own launchpad.

You could have a look at some altcoins that offer dividends, there are still a couple of them out there with monthly divendends, otherwise bankrolling an casino doesn't sound like a bad option, just don't get scammed!

Lending have big side where you have wait minimum one month to get lending coins with faced risk if your lending coin have higher price after one month maybe you get profit, but if your lending coin have lower price after one month your lost your money and your lending coin is less profit, better if you have money for trading or buying IEO or ICO coin have big chance to get much profit with your bitcoin.

It's possible especially if you will lend it to people who are into crypto. However, you should think of the risks that you might be facing. Crypto is volatile so there's no guarantee that they could return the Bitcoin that they have borrowed in time. You should lend it with the trusted people that you know. Why don't you invest and do trading using your bitcoins rather than lending it? I think that would be more profitable.

Well that's very possible, as you say, big exchanges like binance do that. I think that's normal. because binance also opens margin, so the BTC that you invest will be borrowed by the margins. and from the profits will be shared with investors. this system is the same as a bank, you save at a bank with a small interest. and capital borrowers will incur large interest. this interest will be divided.

The risk factors that's needed to consider is the volatility of the market, but if you have strong believe that it will go positively that interest will turned to decent value of profits. Checking every possibilities and assume if how things will work after some moths or years of holding, from that point you'll be able to assess if it's worth to the such business or there's other way that you can use your money instead of pursuing to this types of investment.

I don't think it is necessary to lend bitcoin for interest. Basically, when you are trading, you are already investing for profit, the same way as lending money, you are seeking for bigger return. Then if that is so, there's no reason to lend if you can already trade even a small amount of crypto, but I know exchanges needs minimum amount to be traded, you just need to get that amount and you don't need to worry about paying money from the lend.

when you borrow with the cryptocurrency method it will create confusion when repayments, for example now you are borrowing $100 in exchange for the price of bitcoin in the current market conditions is high, whereas if you return with usd then the one giving the loan will lose because the bitcoin price falls, borrowers will profit when prices rise.

That is true, but if there wasn't any risk there wouldn't be any reward. 

I've never earned any interest on bitcoin, but I've heard the same stories about exchanges offering lending services where you can earn a return on your money.  To me that seems too risky and I'm happy to just hold onto my bitcoin, hoping for some capital gains.

The lending game in crypto is tough, and that's why there haven't been any *legitimate* crypto banks yet that pay interest on deposits.  There was that bitcoin savings & loan some years ago, but that turned out to be a huge ponzi scheme.

I would just say that anyone lending coins in order to get a 1% or 2% interest is making a huge mistakes. With the number of scams and ponzis going around in the cryptocurrency market, this is probably the stupidest thing to do. For example, you are lending 1 BTC to someone and expects him to pay 1.1 BTC back within one month. Now let's look it from the perspective of the guy who took the loan.

Bitcoin is not going to multiply itself. So either this guy is planning to run away with the coins, or he is planning to use these coins for some investment (trading or ICOs) and expects to net a profit. Even if it is the second case, there is no guarantee that the coins will be paid back in time. What if he incurs a loss in trading. Then how he is going to pay back the coins? Will he take another loan to cover the existing loan?

If I will ever take part in lending for interest stuff, I think binance will be my choice if actually they provide this service, binance is a well known established company with millions of dollars in business, the chances of me losing my money is very slim, any other unknown lending services is out of the question irrespective of the percentage they are offering, they can just on a very good day disappear with your money,  I can't afford any story that touch.

Its a risk from both sides. Lender will be at risk if the price of bitcoin will increase and borrower will be at the benefit of it.
Vice versa when bitcoin will decrease its price, borrower can easily pay even with interest if its lower than the time he borrows, lender will be at lost if he received the payment when its price is lower than the time he lend it.

Darkstar's loan business is going well so far. And the same thing could be said about banks. They keep loaning their money to people, and so far, it works great for them.


Or he could use other coins or tokens to pay back the loan. Or he got his salary next month and paid for it. You can't lend your money just to some random guy. It's stupid.

You need to understand that loan is not the same as free money. Most of the time, you need collateral before somebody gives you a loan, so the risk of them running away is smaller than you expected, except the collateral does not have any value.

---

It's no secret that fiat lending is more structured and regulated, hence the number of scams could be lower than crypto. But using a small part of your Bitcoin might not be a bad idea at all if you can manage it.

Earning money with bitcoin by staking maybe you can check bianance exchange market, before joining binance staking you canlooking for which one altcoin have stable coin for staking and check how many percent for every coin give staking every month, after getting which one coin give higher amount for every month you can check how stable coin want to you stake, you have faced with less rink to stake altcoin with lower price for the future to earn your money with bitcoin holding.

The annual rate of the bank is lower than in crypto I think and it depends on what country you are in but I can tell that 10% is quite high although it is not fiat but that's still too much if you compare it to fiat. Lending money might be profitable but it takes a lot of time before you get it and it might not be worthy if you are an active trader. But I'd like to know more about of this lending thing of Binance.

Giving fixed return on Bitcoin is hoax. The only possible way to get returns on bitcoin investment is bankroll. Invest in bankroll of some renowned gambling site and when they make profits, you will get the share too in form of fixed returns over time. It is not much but acceptable.

Dabs have given you the exact reason why you nor anyone should do things like that sending your coins to a third person on the pretext to get interest or incentives, you cannot trust a third person or company to get hold of your coins, i have seen many promising exchanges come and go in the short history of bitcoin and majority have gone down because of hacks and the users are the one suffering.

I have never invested my money in a lending program. Even if Binance promises a 10% interest, I won't be interested. Because the risk is too big for small bag holders like me.

You are mistaken. Those interest rates are yearly interest rates against bitcoin, not against fiat. The idea is if you lent someone 100 BTC in Jan, by the end of Dec you would end with 102~104 BTC.

But of course there is no State protection, you are risking your coins when you lent it to others. If you do it in an exchange you just hope that exchange doesn't go bankrupt.

What you say implies exchange into fiat, and there you have all the traditional methods and there is no point comparing.

Indeed something like 10% yearly for bitcoin is way too high, i find it highly suspicious to say the least. Its not impossible to briefly see this when margin traders go crazy sometimes, but its not like you lent them for a whole year, two months is the maximum i have seen but you most likely end with a 2 day thing at best. And then 2 days later the interest goes down to like 2%, on average it goes around 4ish like the gambling sites offer.

Indeed any positive interest rate against a deflationary coin is quite high, and usually risky. Collateral helps, i suppose.

Interestingly, you could also be an operator or owner of some gambling site, grab a small portion of the bankroll, and loan those out for a lower rate to people, who of course should pay back and is also backed by collateral. But that in itself is already a calculated risk... Banks do this all the time, they lend money they don't really own. They are custodians. It's a business after all.

Risk is everywhere I guess. But if you personally not feeling good about it there's no need to push yourself instead move to another venue of investment. You can go with trading or investing with other business. Lending business always possible for people who can cater the risk and handle good money management. Your willingness to proceed is the key to success to any venue of investment that you'll going to take.

Binance so far is providing 3% on bitcoin lending. They provide 10% for stablecoins and upto 14% for BNB. Such lending expires in 14 days and you can easily extend them manually a few hours after they have expired. If you missed the schedule, you need to wait some more days where your money would lie without interest. Many other financial services like Nexo and Celcius also provides long term 8% for stablecoins.

Please take a look at the image below:

https://i.imgur.com/t7u60JF.jpg

The rate is too small in the lending section in poloniex. The rate means you will get the interest for 0.0027% for bitcoin amount you offers to traders.
But the annual rate is bigger.
I change Duration in 30 days so it will run by itself until the traders close the loan.
Sometimes, if bitcoin price moves fast, increase or decrease, the rate will increase too, and you will get some nice interest in your wallet.
But this time, it seems, bitcoin price is not moving so fast, I mean, the price does not increase or decrease too high or low, so the rate is not too big.
But if on the other day, the price is getting a pump or dump, the rate will change, and traders will take a loan from you.
I already give an offer to traders at one rate, and I don't mind to wait for a long time to see my offer is fill because it depends on the market condition.
You can try too in poloniex.
I don't know in Binance because I don't try on their site.

I'm confused with this.  You say its a risk from both sides.  So you as lender lend bitcoin.  Price of bitcoin goes up and borrower will benefit from it.  But if the lender only plans to hold and doesn't not plan to sell soon, how does that matter to the lender?  So it benefits buyer because the profit they make from bitcoin going up means with the interest they pay the lender, its usually good enough to overcome the rate they are borrowing at?


Also if you lend btc to binance or some site, how are you getting paid in interest?  Example you lend 1 btc.  So do you get paid in btc interest like 0.1 btc or 0.03 btc or is it in usdt?  How long can you lend 1 btc for?  Say you want to lend 1 btc for 1 year, how much interest will you get and how are you getting paid?  Like is it after 1 year, okay now you get back 1.1 btc back?  Lets just assume you have no plans to sell that 1 btc the entire year so you willing to lend it.

Yeah, it is very possible since there are many services that deals with lending and borrowing of bitcoin. You just need to be careful since most of the sites that deals with such online lending service are scam. Don't follow any link you have little knowledge about  and end up getting defrauded of your funds.

Do research and risk on your own, that's a really good idea. Because of that, I think many people will be able to earn a big interest in it and also many people will now be able to get interested to invest in bitcoin as well. Indeed, you can't scam if you know how to dig more research about them. In that way, bitcoin will be more popular all over the world and it can boost the economy of a country.

I think you guys should use one value to measure the profit or the loss. In the first scenario, you say it's a risk because you count it on fiat, but in the second scenario, you count it on Bitcoin.

Most of the time, lender and borrower will make a deal to avoid such a confusing situation, either stick to BTC or use fiat to count how much the borrower lends. I'd rather go with Bitcoin instead of calculating it with fiat, so my Bitcoin will increase even if the price decrease a little bit.

I regularly trade on binance, which makes me a profit of 3-5% per day from the initial capital of 2k5 dollars. You should try this method. Besides, stay away from margin, I lost a lot of money because of it. Great risks and profits.

Can you explain this?  How does that work?  So you telling me say you lend 1 btc to binance, every 14 days, you need to extend it manually.  Do it for 1 year... then your 1 btc will now be 1.03 btc... is that correct?

Yes, that's correct, its just like you are staking your fund, there are also some exchange who does staking just like BitForex too (which is a great exchange too), and they provide staking in simple way.

Here are some info and links that could help you, please refer for you to learn more:

Binance https://www.binance.com/en/lending (https://www.binance.com/en/lending)
BitForex https://support.bitforex.com/hc/en-us/articles/360032189391-Simple-Staking-Passive-Income-Program (https://support.bitforex.com/hc/en-us/articles/360032189391-Simple-Staking-Passive-Income-Program)

Just to confirm.  If you lend binance 1 btc... as long as you extend it every 2 weeks, you are guaranteed 1.03 btc at the end of 1 year?  Or not because its not like a bank and not insured?


That sounds pretty crazy.  If someone has like 10 btc, they are gettin back 10.30 btc a year just for letting binance hold it?  Wouldn't that mean ppl who have a good amount probably should do that as oppose to keep it in their wallets?  Or there is still lot of risk in this?

It has been a pretty general notion with the crypto community to hold all our coins under full control without the involvement of thrid party.
So, storing such high amounts on any exchange is a complete no. Numerous exchanges have been hacked in the past.
You must invest only that amount that you can afford to lose. And putting such high amounts of bitcoins, possibly entire earnings is not the right decision.

Yes,it’s possible.  Many exchanger have this features but it is really risky.already my friend faced this kind of horror situation. If you want to earn in this way then do it on your own risk.

This is the problem with bitcoin lending as the risk is really high if they are out of business but i would like to see the statistics from the site about how many coins are deposited to earn interest and i am sure it will be a crazy amount of coins and hence more exchanges are coming up with the lending option.
People will not learn even if they get a thousand examples from this market and that is how things are, people consider themselves so intelligent that they will not make any error and when they lost the coins they coming crying.

Instead of depositing your BTC with some financial institution and earning interest, I would suggest you to lend your Bitcoin to trusted members out in this forum, you will get a higher rate of interest. I have seen man fellow members in this forum who are read to take BTC loan for some time and are willing to pay it with interest and that interest rate is definitely higher than any bank is offering at the moment, but before lending BTC C to any person on internet, it is important to fetch history of his financial record.

Yes, there are many companies. But we can't trust anyone as there might be risk of fraud. What if companies closed and don't return your money. Just for the sake of the small amount of money, you can lose your whole money. I think don't take any risk in such of kind of activities and be happy with what you have.

This is very possible, but I don't know how sustainable it will be in the long run without any insurance or protection policy so the borrower don't go insolvent or when they encounter a tough situation.

Definitely. I am now earning interest on:
Binance Lending: 3% annual on BTC, 6% annual on BNB
Bitfinex Funding: BTC, BCH, XRP, LTC, ETH interest rate are bid and offer, varies from time to time and can be as high as 0.25% daily on XRP present.
Gate.io Lending: Bid and Offer, now earning 0.02% daily for BNB and BTT
Yobit Invest Box: 0.1% daily for DOGE
etc
 
 

Is the interest calculated based on USD price or in the crypto coins deposited? If it's based on the coins then I find this deal profitable because no matter what the market is, we are guaranteed to get more crypto coins in the last.
If the interest and everything is in USD then if the market growth of the coin is much greater than the interest, say 20%, then at the end of withdrawing we would be left with lesser profits compared to if we had justed kept the coins in our own wallet.

You can check on Binance exchange market on the top line, there are have several kind of staking or lending your altcoin where earn about 3% until 14% every month, I have check there are have several altcoin kinds can you lending for one month, you can buy BTT, XLM, QTUM and many altcoin for earn profit every month, just hold your altcon above and wait for each month your lending coin distribution to your account.

Honestly, you are earning? How many times did you spend in order to learn about binance and started earning?

That's a good way of having passive income just be careful studying each coins that you'll going to invest as the market fluctuations really affects the value of those projects and even you gained a monthly interest but if the coins falls in value you can still have risk to take care. But if you are aiming for long term investment it can be done till the bull comes up and feed you with the profits that you wanted to have.

freebitco.in use to give 4.08% of annual interest on the BTC. I think it's the only website which is running the faucet. The site used to be the genuine on. But I don't know the current situation. If you wish to invest in this kind of service on any website then be careful and you should invest for fun purposes only. 

Well there are good sites doing it but I personally don't think one could ever trust a site like this for their bitcoins and all because come on if you are at a place where you are thinking of earning interest from bitcoins then it's a pretty big sum therefore you should be cautious of it , who know when they take your money and shut down the site ?
You need to be very careful with your coins and I don't this this could work ..

that true binace exchanges now give us a little interest rate they calculate interest every hour and also many other exchanges that now give us interest but other exchanges are not as brave as binace exchanges, by holding such programs the possibility of their exchanges will be more widely used by investing cryptocurrency users for the long term.

For those who don't have enough time to do trading, even day trading, then staking or holding is good idea, but be reminded that exchange can be hacked, so it is not advisable to retain your funds in an exchange, but if you are confident with that exchange and you know that they are safe and secure, then go on so that you can earn even a little.

Very useful information. We can compare that each exchange or website offers a different percentage. One important point that we must understand is to choose a trusted place to avoid the risk of loss. By choosing a trusted exchange or website, with a variety of positive feedback then it can provide a little guarantee that you can earn money from it. See? cryptocurrency turns out to be closer to real life, we just need to explore more deeply, choosing the most appropriate and comfortable way with each ability.

Indeed, Binance is allowing users to lend their bitcoin and receive interest.
Not only Binance is doing such business of allowing users to lend their bitcoins for interest.
There are few others as well such as: Xcoins.io you can get up to 15% interest and nexo.io

I don't find the Invest box for DOGE on Yobit. The investbox is still running or not?

Yes its really happening. Having interest in every investment is what we goal to have. To make profit, to have interest will encourage us to invest more and earn more bitcoin. We cannot just lend it to someone or a certain platform without something to have. Even those exhanges we use for conversion has certain amount of charges. Its also there way to earn.

I wasn't able to find DOGE either on this link https://yobit.net/en/investbox/ (https://yobit.net/en/investbox/)
I think it is not available or it was removed?

Well you can directly lend it to a person and we actually have a section here in the forum where you can put a certain percent as fee for lending and you can use escrow party by having collateral if you were not able to return the amount you borrowed. I heard yobit also have an “investment” or something like that you might wanna check it out. Though here in the forum you need to earn the trust of the members here especially those who are the members in DT for you to be trusted to lend or even borrow a certain amount.

For me in the first place, there's no reason for us to lend our bitcoin to entities like banks. What they utilize is mainly fiats, and in order for us to implement this kind of transaction, we need first the Government to fully take into consideration that cryptocurrency should be adopted in their system. Not literally, transitioning their fiats to crypto, but they should first allow  their systems to utilize crypto. In this case, we know that the bitcoin we lend to them will rotate to the economy and will bring sufficient interest for us as well.

Only with bitcoin investing become interested for earning bitcoin with investing or trading, we need money first looking for which one big chance to get profit between bitcoin or altcoin investing, looking with crypto market today bitcoin can invest your money now. Bitcoin look friendly by investor because have dominance price with lower and higher every time.

I think if you want to get a lot of profit then you should be able to face the risks that exist because everything you do has risks, if you want to reduce the risk then you can focus on bitcoin by buying bitcoin and wait until the price rises or can apply long term trading length so that the risk can be minimized.

I found this article how to earn interest in Bitcoin or Bitcoin savings account, And in the article there is also the best site to earn Bitcoin interest.

read More : https://coinsutra.com/earn-interest-bitcoin-crypto/

There are many ventures out there that are offering lending service to crypto enthusiasts. I believe the exchanges like binance and poloniex are the best avenues to lend your bitcoin to and in  return you can earn some bucks since the exchanges can be trusted than most of the websites that are likely to be scam.

i've use a lot of hype or investment website which you could invest your money and it says that it will gain profit of 20percent per month and also i could earn a profit if i invest and invite someone to also invest in the website. I think this kind of websites work but not all of them works and legit they probably just end up just a scam. I think if the profit promise was to good to be true it will probably just end up to be a big scam.

Binance exchange can give your several percent if joining their staking program, you have choose first which one altcoin have stable price for joining with staking coin, there are have optional like stellar coin, tron and bittorent coin. You have looking three coins have good price during one month after staking and invest your coin in binance exchange market.

Isn't that more like staking because the last I heard of this doge interest is that you have to stake the coin, and the amount required to stake is really much that people cannot afford that much. I have not been seeing the invest box in the Yobit for some times, now, and this is one of the thing that has been making me to check Yobit out because naturally, I would not dare to go near that exchange that contains shitcoins.

It amuses me how they are the only one that have provision for that on doge which I know completely well that Doge is not a shitcoin, they would have just done that on other exchanges, except it is a personal project that is being run by the exchange directly. They might be having little issue with the invest program and we will watch if it will be restored.

Yes it is good source of income if you lend btc to some other person as loan and earn interest over it but the main problem is fluctuation in prices suppose you lend $1000 and after some time prices rise to $1500 which will cause price difference but still you can settle all and earn profits with your skills.There are some exchanges which deal in such cases and you can find them over net.

now, bitcoin be the main job to gain profit. many people resign to play full, focus on bitcoin. and its good if you can get more than you do in real life. many thread ask or tell if they loan or sell their property for bitcoin. and the problem when bitcoin price is down and you can gain interest except wait until it over time limit, it will be big trouble

I have long wanted to switch to passive income, but it takes a long time to prepare for this.

In terms of spending your time and effort in bitcoin, I can say that when you are doing your technique for you to earn bitcoin you should have interest, what I mean is that if you are doing something in here, for example, you bought a couple of bitcoin for you to HOLD and you are selling it for you to earn bigger than the value you bought it, you should actually have high money, because if you bought it and sell it at a lower price you are the ones who are losing money so you should hold them until the price really pumps and make your money even doubled or even tripled because that is our goal in here to earn a lot of money. You should also choose some trading sites in which you are getting high interest and also a good security with faster transaction.

If you have money there are many way how to earn and increase your money with bitcoin and altcoin, if you like faced with big risk and big result you can try with bitcoin and altcoin investing use long or short term way. But if you want your bitcoin keep safety better use for stalking in binance exchange market with several percent every month.

Okay so binance lets you do this correct?  I looked at their site again and if you lend bnb... you get up to 15% annually... if its usdt... its 10%.  Can anyone here confirm this is legit?  Seems way too good?


Example imagine you had $10,000.  If you put it in a bank account or cd, at most you get 2 percent at the absolute max... more like under 1% or less or under $100 a year.  But if you buy btc with $10000 on binance and sell it for usdt... then have around $10000 usdt balance and lend it... at end of year, you will have $11000 usdt?  Can anyone confirm this?  Because the thing is usdt always seems to be pegged to the dollar so wouldn't that mean there is almost no risk?  Because then at end of year, you then sell it for btc and immediately send the btc to coinbase or bitstamp and sell it again immediately for usd... then you withdraw to bank account so that way... you are making around $1000 in 1 year on $10000?  Or is my math or logic wrong here?  The other thing is binance does not allow you to cash out directly to bank accounts right?  Or did that change as well?


Because if they offer 10%... if someone had $100,000, couldn't that person just do this and make $10000 in interest a year?  Now if usdt collapses, thats the only way you lose profit right?  But usdt seems to always stay close to or is 1 dollar?

It's more like an HYIP I don't prefer that I prefer holding my Bitcoin because it will just grow on its own, many have invested on programs that promises a return of investment for a period of time and that's a Ponzi scheme or HYIP, and experts are warning people not to go for it, just keep your wallet safe and you are ok.

actually this can be done, even many sites that open services like this. it's just that, I do not recommend for individuals to do things like this. the easiest thing people do now sells their data, so the risk of this is they won't payback. even banks need collateral before making loans. in online matters, it is too risky, even more so in the world of cryptocurrency.

You can create a thread in the lending section, for each loan you will get a small % back. You can choose how much you want to earn on each loan but if you use high fees no one will use your services. So, the best thing to do is to read other threads of people who do the same. I will leave the link here:

https://bitcointalk.org/index.php?board=65.0

Good luck.

 i use BlockFI and they are quite good in earning interest

Why we should rely on hyip like ponzi scheme, that's not a good idea at all, it's like you are just wasting and risking your fund wherein you can just simply hold it in your wallet, sell at high and buy at low again, repeating this will make you have a better income compare to when you risk it and invest it to them.

I think if you want to implement this kind of lending situations you need a strong platform with regulation to ensure that you will know their identity and you can make sure they will pay you. Though, I do not recommend you lend your money to big companies and exchanges, I probably suggest you to start lending cryptocurrencies to individual where you can perform experimental task to make sure it will work when you decide to implement it with larger scale basis.

I don't think it is necessary to need a strong platform to get income from lending. We only need to go to the Lending section (https://bitcointalk.org/index.php?board=65.0), so there you only need to make a thread about the lending services you offer, of course you set your own conditions that need to be met. This forum is full of benefits if you explore further.

Well if the rates are reasonable and backed with solid business then it's not HYIP. HY in HYIP stands for "high yield". The reasonable yearly rate for these investments should be around 8%-15%. For example Binance lending section. While I haven't read more about how they use the money (probably for their margin trading user), their rate is about 6-10% per year for fixed deposits which is very reasonable and seems legit.

Not only Binance, but there have been many previous blockchain projects that offer systems like this. But the development is not clear.
and if we entrust to store assets in an exchanger with the aim of earning interest it will riskier I guess.

That is more precisely staking. But in the binance that I know is not for Bitcoin that gets interest when holding crypto in question. But some of the top coins can do or participate in the staking program.

Until then the staking program had 15 coins, I mentioned below:
KAVA, Tezos, ATOM, TRON, Algorand, ONE, Fetch.ai, Stratis, QTUM, Komodo, Vechain, Ontology, NEO, Elrond, Stellar

Yes this can happen! You can make a profit from Bitcoin. For example, you buy into a Bitcoin for $ 200 after a while you sell about $ 400. So you have 100% profit compared to the initial capital. If you lend for interest I think this is less likely. Bitcoin is different from borrowing money in a bank. Bank interest rates are very low and bitcoin makes very high profits.

binance has a separate event with two btc lending options with a profit of 0.25%, and 3% (already completed). Not using altcoin as you mean, I myself haven't tried it yet because limited events fill up very quickly. If I'm not mistaken, in poloniex there is also a lending option under 1% with a shorter duration, for this one I am still analyzing it.

It is possible to earn interest when holding bitcoin. I'm holding bitcoin on Gate exchange and put my bitcoin for lending. The interest might be low, but this is a good way to earn more bitcoin for just holding. Some other exchange also have this option, you can check out Binance and polo. ;D

Thats not interest. You will still have 1btc it will just be worth more. Interest will grow the bitcoin itself. The only safe way is staking. I feel if you dont control your privatekey its not safe. You can lose everything all at once.

Bitcoin and banks are never gonna have good relationship between them. Banks are against Bitcoin because of its fluctuation and could make banks work awful compared to Bitcoin, so they are against it(except for Blockchain technology)

Binance is not a bank tho.

Where you know this information if binance have program lend 10% ?
Can you give link URL news ?
I'am not believe if binance doing that.

Some exchanges offer such interest when you put you bitcoin or altcoins but not all exchanges have this.

https://coinsutra.com/earn-interest-bitcoin-crypto/ Here we can see a list of exchanges that offering such thing and quite to see that some reputable exchanges never did it. But doing this is still a big risk cause anytime you could possibly lose your coin especially when that certain exchange will be hacked. I know that worth of money but I don't think that was a good idea to put our Bitcoin to the exchanges for a week or more.

I remember there was a lending platform here a few years ago, but it didn't work well, many customers didn't pay. I don't recommend a platform like this, even though the collateral is an ID, I don't think it's strong enough, for example when they don't pay and run away, it's very hard to find them especially if they live in parts of the world far from where you live and of course it will cost you more than you lose. I highly don't recommend this method, because it's too risky.

I think thats a risky move on your side, wjy not buy bitcoin in  a lower price, then sold when the price go up, less stress and you dont have to think of something, also you can het your money when  you want to with no hassle

Too risky in my opinion if they offer a very high interest, then it could fall into something like an HYIP, and there's also a risk of the site running away with your Bitcoin, we have a lending section here you can offer to lend people but only trusted people with collateral, your Bitcoin will grow so why give it to others just kept it in your wallet.

And another thing is what if the value of bitcoin decrease so what will happen to your money it will also decrease its value.  He can use fiat instead bitcoin if you want he want to lend money. If he is prefer to lose the value of what he want to lend then he can continue.

It is possible today that you can earn more money with the use of interest because now many website or other platforms that support the of cryptocurrency advertise their users to try to invest in their business because some of them are offering for over ten percent interest from different coins but still it takes a month to earn your interest or profit. Still, even this kind of technique may help to improve the coins do we have.

Just remember that not your keys, not your coins. It's possible they will credit your account if you allow them to use your coins. It's also possible they become insolvent for any of a number of reasons and then you can't withdraw your coins.

The problem with this thing is that the companies cannot be trusted. There were many Hyips which were paying interest weekly or monthly. But sooner or later these websites did exit scam and ran away with all the principle amounts. Binance is doing this with limited entries so try it if you can.

I think binance will be my preference if I ever take part in lending for interest products because they actually provide this service. Binance is a well-known company with millions of dollars in revenue, with very slim chances of losing my money. Any other unknown lending services, irrespective of the percentage they provide, could disappear with your money on a very good day.  I can't afford to lose my crypto money.

Maybe its posible because many have offer to lend on there but i think some are not trusted. 2% interest is good because bitcoin price is not stable once u have 2% interest in lend then bitcoin will goes you gonna be get a big profit.
I think binance is not offering lend because many trader are not trusted and 10% interest is a really big.

If you want to introduce these lending conditions, I think you need a good regulatory platform to make sure you know their identity and make sure they pay you. Although I do not recommend that you lend your money to large companies and exchanges, I would possibly suggest that you start lending cryptocurrencies to individuals where you can conduct testing tasks to insure that they work before you decide to implement them on a larger scale basis.

Well, I think it's risky to lend to someone or large companies they could access your informations, and maybe bad things will happen.? And I personally don't want this lending thing because what if the borrower didn't intend to pay the coins they borrow, or you will have a hard time asking them to pay immediately, or maybe they wi scam you right? So it's perhaps it's better to lend someone you know, and you can trust just to make sure.

Bitfinex margin funding has been good to me. I have also tried Blockfi but I withdrew my money when I read that they subsidize the interest rates; indicating to me that the business model is unsustainable at the rates they currently offer (around 6%)

There is actually a lending board here in forum, if you are a borrower just make sure you are trusted and have high rank, mostly they are just allowing Sr. member and up to approve their loan. Binance and other website that is offering lending is have a high interest so why don't you just borrow to our lenders here?

---

If you want to start a lending business, you can also post on our lending board and start your business there. Just make sure you will be aware to the risk of lending, just pick the trusted member and you will be all good, or just ask for a collateral.

Lending board: https://bitcointalk.org/index.php?board=65.0

Collateral is always the way with the least risk, since you usually ask for something that has more value than the amount they are borrowing and the borrower usually wants to get it back.

Collateral or what we called the lending agreement in which the person who lends and the borrower are the one who will make an agreement about what thing or money they want to get in order for you to have something from them. The more and higher value you want from them is also the higher you need to place on your collateral in order for both parties agreed with this. All of the person if they let anyone borrow or get something from them, they also want something they can have in order for them to have a good deal and same value of having things because they want and they need something in return.

its possible , the lending sites for bitcoin come and go and you have to pick wisely
whenever you are sending your coins away , you no longer in control
the company or a fund or a site can go bankrupt or turn into scam , so think twice before trying to earn 1-2% a year and risking the whole sum
you could try one of the many lending sites like xcoin or btcpop or you could invest into a casino bankroll , for example
the sites like Bitvest , cryptogames offer public investment bankroll and are , usually , profitable in the long run
there is also freebitco.in that offers >2.5% ROI on your bitcoin balances
once again - be very cautious and never invest what you cannot lose

The only time tested true methods that I've seen work are either casino investments or margin lending. Anything else is quite risky because they tend to be correlated to BTC/fiat prices. When fiat crashes they'll pay you back and when BTC goes up they just stiff you and leave. Ponzi-scheme styled.

With casino investments and margin lending, the base rates are denominated in BTC or crypto which allows dividends to be paid regardless of the price of the underlying asset and you can understand where the value is coming from as well, which is extremely important.

I saw that before on Polo as well, you could lend there, someone else would borrow and it would be taken from their account or something, so there wasn't much risk as well. You could set the rate and the duration.

For Casino ones, just do a little research on their history. Some are reliable but are denominated in an alt and not in BTC, so that has it's risks as well.

Not only Binance but also many other exchanges also do this. These exchanges borrow your money and pay you interest, and then lend it to other users in margin trading at a higher interest rate. I know an exchange with a very good policy for this is Okex, you can deposit your BTC and receive daily interest you can withdraw BTC anytime you want.

There really isn't much interest lending BTC unless you are doing something risky and sending it to someone who "promises" to send it back. The real money is actually lending USD or USDT or even synthetic USD.

Basically if you look at the funding rate for Bitfinex USD its around ~10% per year, and same with the lending rates you get by lending tether. You can also basically sell your BTC by shorting the perpetual futures on Bitmex and you on average get a rate of 0.03% per day which is about 0.9% a month which is over 10% a year.

You won't get these interest rates at any bank or even by the average SP500 indicies rates for the last few years. Lending BTC on the other hand is not profitable, better just hodl it.

If this will be possibly be conducted, I highly consider earning interest in a personal way such as lending bitcoin to people you really know for a long time. Because in order for you to lend and earn effectively, you might need to have your own platform to conduct it. Plus, you couldn't trust everyone since the cryptocurrency users are highly anonymous, people might just leave you and take your money out. But if you can develop a system where you could have returns or collateral, then possibly, it is a risk both of the parties need to take for a successful lending to occur anonymously.

Actually this has already existed in the bitcoin industry for so long, some random websites collecting and manage people money whether they make profits by trading or lending. However, most of these websites are scams, they mostly are using Ponzi schemes, some of them claim that they have a mining industry but we don't know if that's true, usually, this kind of investment ended up with the owner running away or the website going down. I highly recommended people to not give their coins into some random people on the internet better to manage your money in your own pocket.

This happens automatically in some gambling sites, in others you have to explicitly find the section for investing in the bankroll. For such something like 4% over a year i have seen, but your money gets trapped for various months (probably to smooth variance, like a pplns pool). Since they pay you interest over the money you are leaving there (which they use in their bankroll) the collateral is already made.

Not unlike a bank, really. Except its invested in the site's main business rather than outsource investments or traditional loans.

Yobit can also give you something like that...

But why are you looking for specific interest options just for bitcoin?
Maybe try out new stuff like trading other cryptocurrencies on the market and profit with price fluctuations?

I dont know so many companies that do interests because most of them can go bankrupt and you lose everythingyou invested.