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Supported the flag and dropped a negative feedback on his profile until resolved.

https://i.imgur.com/3uG1O9W.png


Looks like he is now online.
Maybe you should talk with him again and resolve issue you have.
Good Luck

I am aware of the loan(obviously) and the fact that it's been a long time since I didn't send any payments or even messages to him. I just want to say that I'm really sorry for everything that happened and that it wasn't my intention in the first place to get in the situation that we are in right now. Because I actually sent him somewhere around 0.01btc in partial payments a few months ago.
Things are not going well in my life right now, I'm in college, I have multiple debts, my father died recently and multiple things going on. This is not an excuse or something for me not paying my loan back, it's just some explanation.
I am OK with the negative feedback and the flag, because I deserve it and I don't use the bitcointalk account so much anyway. What I wanted to say is that I'm going to pay my loan back when I will have all the money available, probably sometime in the next couple months. Not because of my bitcointalk account reputation, but because I know what I did is not fair and I own this person some money. Again, sorry for all the trouble and wasted time I caused to you.

At least  you should respond on shasan's message and requests him for extend the duration for payment. And it is also right that if you really were about the loan you can easily repaid the loan despite having bad days.    

Eidit : you can do some bounties  for repaying the loan. But you did not.

It's already been a couple of months since I received the loan, so there was no reason asking for an extension. Yes, it's true that the loan value is not that big and I could have probably pay it back during all this time. It's just that, I had other problems to fix that had priority over this one. Anyway, I'm not here to ask for forgiveness and I have no excuse for not paying my loan back. If my intention was to scam him in the first place, I would have just taken the loan and disappear but as I said I already paid him more than 0.01btc in partial repayments and I'm also going to return the original loan plus the interest when I will have it.

I understand all the troubles you had in your life, but you can not run away from your obligations, and this is one of them.
Wherever you live, 0.01 BTC is not huge money, so you have NO excuse to prolong this for couple of months buddy!

Well that's the sad thing about loans with no collateral in Bitcointalk, you cannot really force the guy on paying what he owes and from the looks of it he doesn't even care about the negative feedback you have given to him which I think for us DT members is something used to influence the person to pay back or solve the problem which in this case didn't work. Now the only thing really left to do is to wait for his promise. Or @MakeMoneyBtc are you open to paying back the loan bit by bit I'm pretty sure that you can be capable of that and @shasan are you open to receiving payments from him in trenches?

Supported flag and leave the negative trust.


I'm really surprised that you acted like this. There is obviously clear that he have a problem to pay back the first loan, and you gave him another one. OK, I know now is easy to be smart.


So, you are ok with negative trust and red flag because you are no longer interested in Bitcointalk, no more loan, no reason for you to come here. 0.01 BTC nevertheless, there is no reason to make an ass of your mouth.

The borrower ruined his reputation for just 0.01 btc, that's not wise.

We all have problems and now that the borrower did not pay for his loan, this has become as a problem to the lender.

What we have here in crypto is just a business of trust, most of the borrowers here does not have a collateral if I am not mistaken, lender will evaluate the borrower based on on his source of income in the forum, if he is actively participating in signature campaign that's a plus one.

Maybe if the borrower just continue to communicate to the lender then the lender can give extension as long as the borrower will promise to pay.
Tagging the account might mean that the loan will not anymore recoverable as of course the borrower cannot apply for a sig campaign to where he can get a reward to pay his loan.

I believe this tag could be removed or turn into neutral so MakeMoneyBtc you should find ways to pay the loan, maybe pay the half then loan out the remaining balance, that if shasan would agree. 

What shocked me most was his answer in this topic.
After this I don't think it is likely that people will ever trust this person again.

This answer is also very conditional.


Pay the loan when I have money,  :o... it should be when... because when you borrow money you stated the terms including the date of repayment and this reply it seems like OP is not sure when he is going to pay.

@shasan Sorry for bringing this up but what's the status here - did the guy pay what was due in the end? Curious since he is looking to do some "work" for me...

Not yet received anything from that person. Also didn't contact with me.

Its already been a long time and i don't think he is gonna pay back to you. Although i am seeing from my end that the user was active today but showing no response here.  For now we can't do nothing but supporting flag which may help others to stay far from this loan defaulter. I will check his details on loan defaulters list to see he is listed yet or not. I wish you will recover your losses soon.    

Flag supported from my end. 


      

I want to update my thread. I have created an accusation for 0.01BTC against MakeMoneyBtc. Today I received 0.002BTC (https://www.blockchain.com/explorer/transactions/btc/c218cebd48ed2973ed74c9837115d2d45d466a994bf6fc6478655776435f240e). If I calculate the price of Bitcoin then I have got my money back which I sent to him. But unfortunately, it is not as I can't consider this as sold BTC at that time. In this case, if I waive the interest after the accusation then the remaining amount should be 0.008BTC. So, I am not removing negative trust or not asking anyone to remove the trust.

So his next couple of months would then come 4 years later? Damn, some people can be so shameless.

That money even by today's Bitcoin can be payable if he was serious. In fact, in order to show that he's sorry, he should at least double it to 0.02 BTC

If you are in contact with the user still, you could tell them to try to find a sig campaign that accepts neg trusted accounts and explain why he wants to join a campaign with neg trust. You may also be able to contact the manager and see if they will let your address be the payment address until the loan is paid. Just an option you might try to explore.

You are right but I am still okay with the amount which was accused about 4 years ago (2019).
I hadn't contacted with the user but yesterday contacted with me and sent me 0.002BTC. Based on the rank there is almost no campaign that may accept negatively trusted users. Yet I will advise as you advised, thank you.

I support this idea, but I don't want to recommend 1xbit maybe there's a campaign manager that is reading this discussion and willing to take him in so he can repay the loan, but those who gave him negative feedback should first remove the tag in exchange of using OP's address if the rule of the campaign stated that negative trusted members cannot join a campaign.

1xbit will not accept him because he got negative trust, they're accept negative trust user if the feedback is because the user applying to their campaign, not because loan default, cheating, etc.

The only one way is participate bounties which I don't think profitable anymore, better for him to get a real life job in his country than rely on this forum.

His last post was 2 years ago, a good campaign manager only choose an active user.

Even 1xbit is looking for a fresh account to ruin them. Last week they opened another new signature campaign and mentioned no negative feedback accounts (LOL). I won't suggest anyone wear a 1xcrap signature for a few hundred dollars. No matter how many difficulties he faces. Good to know that sashan didn't have to contact but the guy himself contacted sashan and paid him 0.002 Bitcoin. Sashan maybe thought he would never return since it's been four years, and the guy already got multiple negative feedback. He is unlikely to get accepted in any signature campaign. So, if he didn't care about his account anymore, He could have run away. This is a good sign that he returned and wants to pay the debt.

@Sashan, Royse777 Accept Neg Trusted users if it's nothing serious. He asks users to get pre-approval before they apply. You can see if Hhampuz accepts neg trusted users. You may request them to consider this guy. But, The guy should be active before he applies to any campaign.

Who wants to tie their brand to a negative trusted account?

They may able to find a spot in low paying campaigns but I do not think any high paying campaign will allow negative trusted accounts especially when there are many other users competing for the spot.

1xCrap? Oh, I am kidding. They are looking for fresh accounts without negative  (https://bitcointalk.org/index.php?topic=5447897.0) feedback.

BTW, Shouldn't it vary from case to case?
There are several users on several campaigns with negative trust. I understand they were allowed because of their contribution to the forum, and their rank also matters. Campaign managers may get convinced if Accuser also requests them and explain everything. In this case, this user has almost zero chance of getting accepted. He wasn't active for long, and his rank was low. He got plenty of negative feedback.

I am not specific about this case only. I am saying that negatively trusted users also may get a spot if the campaign manager thinks their Feedback is not severe. You know what I am indicating. Yes, The incorrect use of Feedback. That's why Campaign managers also ask their participants to get pre-approval.

I have seen negatively trusted users have been accepted by several campaign managers but all those who have been accepted were heroes/legendary and the feedback wasn't something like a proven scam. And as you said they had enough contributions to the forum but considering with those this user has nothing. He could be accepted by such a campaign like bitvest I don't think he will be accepted on any campaign which is running for now.

You sent bitcoin (https://bitcointalk.org/index.php?topic=5030169.msg50276540#msg50276540) so he should return BTC. You didn't agree to loan in USDT.

He's been absent for 3 years he's repaid some of the loan so he's made steps in the right direction but it isn't complete until you've been repaid wholly. Did he pay 0.002BTC because he expects negative trust removal?

This what I am afraid off and trying to avoid in all ramifications. How can someone borrowed money from another person and ran away from the money, if you know that you can't meet up as stipulated time elapsed, he has to pm the leander to notify him the situational report so the person would be also away and have reasons with the situation and extend the loan to a convenient date for the borrower to pay off his or her loan but running away from it is very bad.

The only important thing to note in this message is this and the rest is all stories.
When a person is not interested in his account, why would be he interested in paying back the loan. He is indirectly saying that negative feedback does not matter to him as he don't care for the BTT account.  Also, he has asked for another two months and who knows he won't be online here by that time to respond and pay back.

To clear his conscience?

A person who has moral values and want to clear his conscience, he will surely pay his loan. Even if a person does not have money to pay back loan, he can ask for the extension of loan or maybe start paying loan in small amounts on monthly basis but if anyone stops responding to the person or ask for unreasonable times to pay back, he will probably not willing to pay back.

Let's hope OP pay back the loan and prove all of us wrong.

The person who has the intention to scam anyone then the user may ask for non-collateral loan and if want to take any other benefit then the user may ask for an extension if there is no chance to get any more benefit then the user might go offline or stop responding.

Some people take extensions because they genuinely need it, but your point is valid too. I have witnessed some well-established names on this forum scamming for money and it was not just through loans but escrows too.
But as you said, if the intention is to scam only, nobody will even ask for an extension and just run away with the money as all they needed was the money at the end of the day.

It is very dissappointing such an experience. Borrowing and not being able to meet up payment as agreed is not good I must admit but if it happens unintentional then the borrower should be given a benefit of doubt then if it exceeds the day of grace given then any actions can be metted on the borrower as long as it is within the covers of the law and platform where such agreement took place then is is ok to go  but I see no reason why a borrower who can not meet up with repayment run away. Anyways, this platform has some standards so borrowing would need you having a clear thought over it before making an attempt otherwise your account would go in for it.

I agree it's adding insult to injury if the borrower keeps asking for a loan extension but in the end, he will not eventually pay, this kind of person doesn't have a conscience if they are going to do this, if you ask for an extension be sure to honor it, you are still not a scammer if you ask for an extension but not honoring your words is what makes you a scammer.

I feel sad about your loss; the loan service is really risky, and the person who borrowed 0.01BTC is not the only one who defaulted the loan, but the list goes on; it is great that you knew their methods of deception in order to refrain from giving the loan if you encounter another person whom you suspected, there are many people who have multi accounts in the forum, so perhaps if this scammer person defrauded the loan and lost his account and its reputation, he does not care because he already got the loan money and sacrifices one of his accounts. Unfortunately, scammers focus on such services that you provide, so you should be more vigilant, and if you suspect a person, even if At 1%, you do not agree to lend to him, even if it is a small amount.

You are right that some people genuinely need extensions and that's why they ask for extensions. But while too much extension without a single dollar repaid is really suspicious and it should be turned into a scam.