Bitcoin Forum

Read the full article on the challenges and possible solution to living on Bitcoin daily here: www.forrestvisions.com/blog/living-on-bitcoin


Who here uses Bitcoin daily or lives on the financial crypto market?




I personally use Bitcoin wherever I possibly can, and accept it directly without converting it to fiat immediately. I have been using Bitcoin daily for years. (Ever since Bitpay started improving its Bitcoin debit card product)



This is a really interesting topic so I have reopened it. Here are some of my other threads on the topic that were closed. It is really cool to see the progression of comments which suggest that people are using it more and more.

Previous topics
Bitcoin Daily Living (https://bitcointalk.org/index.php?topic=5201213.0)
Who here lives on crypto currency daily? (https://bitcointalk.org/index.php?topic=2350451.msg23952196#msg23952196)

And what are the fees for using this debit card? This is one of the things banks that want to remain in business should start considering to do, become payment processors themselves.

Of course this is not exactly adoption but helping in the transition. If the merchant directly takes bitcoin, there is no reason to give extra fees to a processor. However, as a service, it is nice to have just in case.

More importantly, who else in addition to bitpay is doing this? Bitcoin cards (debit/credit) have existed before, but if i recall correctly their fees were very high, not unlike those of an ATM. It is for the convenience, i guess.

Unfortunately, volatility is still a feature of these currencies, therefore it attracts speculators and those who believe in their long-term value more than ordinary traders.
I am happy with your approach, and you are not the only one. There are many famous companies that decided to take the same steps. For example, Namecheap decided to stop using Bitpay exchange payment.

I hope you make profits that keep you going for long periods of time.

Knowing the price fluctuation, do you always hold your money in bitcoin?

I mean don't you feel very hesitant to use your bitcoin to buy something when the price is falling? I feel it all the time.

Volatility is something that need to be addressed if we want to have a living on bitcoin. Within days bitcoin can have a jump of over 1000 USD. If we dont have stable BTC price we will continue to have BTC that will be only an asset of storage.

Relying on bitcoin for daily livelihood can make your wife run away from you  ;D ;D
The volatility makes you happy when it is up there but staying down for a long time could be a tough challenge.
Forex trade can be that profitable daily as profit is made in buying or selling.

We being in crypto even just for a month needs to really trade BTC/USDT to hedge the money because by this you might be able to buy two  2019 Ford with BTC instead.

I'm not living BTC daily but I wanna keep earning BTC for my future. I have been working online and few months as well I worked in a grocery store. But I pay my rent withe the money I earn from campaign.

Using bitcoin debit card is not really equivalent to use bitcoin in daily life! These are absolutely two very different things so please don't mix them! I live in a country where bitcoin is not recognized as a legal tender, but I can still use a Visa debit card from bitpay to pay for my expenses! Because here Bitpay takes care of the funds and Visa provides the settlement layer. It's nothing similar to paying directly using your bitcoin wallet!

The real development will be to use bitcoin directly from our wallet to the merchant's wallet. That's what we all want to see and want to execute and that's what is real  development! But it's great to know that at least you don't consider bitcoin as an investment! That's also very important! Kuddos to that!

Making bitcoin as your daily living is really difficult because not everyday you can get a good profit from bitcoin, that is why i chose to work in my job while doing bitcoin, so i could just support my daily needs and pay all of my bills. It is really a tough challenge if the price of bitcoin just stay low because i can't sell it to provide the things that i need or want.

Basically if there is Consistently running the daily living then it will be best, because a investor are always want to know of his market place update as well.

I used to be a daily trader but now I have moved into long-term holding. Daily transactions are difficult, it requires a lot of different knowledge and skills and it is not suitable for me
The best thing about volatile cryptocurrencies is its extraordinary volatility, if it's always standing we won't get anything.

I guess you haven't experience it yet but if you try to live with it slowly I think you will get used to it someday. I think most people aren't that confident to use Bitcoin in their daily lives because they were used to live on a salary or debt because they think it's easy and I myself can't blame them for that but it's their choice on where they are comfortable.

In our country btc is illegal thats why I can't use in online shopping.But I bought many services and made payment in btc. Like content,SEO tools etc.But I can top up my mobile from bitrefill.Also bought mobile frommy friend and paid in btc (local trade 😁😁😁).I always try to pay via bitcoin.             

I'm also trying to live with just BTC alone, I'm building my food business and if successful about this I will try accepting BTC to live full time. This is a plan that I'm hopeful to fulfill. Seen some of the people doing this bringing his family using an RV. Tough decision probably but it might just be worth than living in an apartment that you have to pay your entire life.

We don't have bitpay in my country but we have coins.ph where everything works well that we can send out btc exchange of our fiat.

The only problem is not its speculative price as even if we want to use the cryptocurrency, we don't have means. Big e-commerce websites don't accept it and those having this option don't accept the flat rate in USD/EUR etc., if we try to buy gift cards we have to pay huge premium, withdrawals again are expensive with high fees in crypto as well as fiat, debit cards are worthless with paying fees more than PayPal charges etc. Even if the price is worth it, these fees ruin the entire deal. It's better to hold fiat any day than pay online/offline via bitcoins.

I use it when I can for regular purchases, but the volatility is certainly a big issue that will hopefully one day stabilise.

Using your bitcoins to support your daily needs and to pay all of your bills is really difficult, especially if you don't have another source of income to have an enough income because the votality of bitcoin really makes it hard to sell out your bitcoins, so you could purchased goods. It is really important for you to have a job while doing bitcoin, so it will not be difficult to support your daily needs.

in my place bitcoin is still less popular and only certain people understand bitcoin, so it's impossible for me to use it every day, if bitcoin as a means of payment I feel less suitable in my place because the price is very volatile, Even though I don't always use bitcoin, I always check the price every day, I tried to use price changes to trade.

Me too here in my country vitcoin is not yet legal and only few knows about it thats why I cant use it in my own country and  my everyday life. I can use it every week because during sundays I am selling my bitcoins and exchange into our national currency for supportOKng my daily needs also for paying my bills at home and in school.

Bitcoin debit card product for now it's just convert bitcoin ( asset cryto ) to FIAT . No more.
Until this day I'am not found bitcoin debit card pure balance bitcoin.
Always Convert to FIAT.

In my case, there are two main factors why it's still hard to use Bitcoin "daily". For my daily living and expenses, it's hard since there's still no enough acknowledgement of Bitcoin in my place because there's still no law about it. Another reason is its volatility. I can't just use it to buy things everyday, I still have to monitor the market. But if I have the opportunity to use it, it's a great opportunity to use it in reality aside from online

When bitcoin can be legal transaction currency bitcoin will get law from government and many transaction will watching by government institution and could use for many transaction kinds, but for bitcoin in daily living only use for trading and investing only and some time could be legal currency payment for some website store using bitcoin as payment currency.

It is quite hard to use Bitcoin for daily living but I do use it whenever there is an opportunity like buying items in an online shop where they accept BTC,  subscribing to services and pay with BTC.  Using third party apps that promotes Bitcoin usage to pay for Bills, other than that I use fiat currency because using BTC can't be applied.

I use bitcoin not necessarily daily. But its somehow a daily basis in a way that the funds I use everyday is through the bitcoin I converted to my local currencies. I always strive to earn it everyday to have extra income to cope up my daily expenses. So far, bitcoi  has been really part of my daily living though not directly I'm paying it but its been part of my daily activities.

https://bitpay.com/card/resources/Fees.pdf
Not so bad but they will never be able to compete with my card from a traditional bank, zero monthly fees, zero fees on ATM withdrawal, zero almost everything apart from 1 euro monthly mobile banking.
Also, I have a Wirex card, works ok but the exchange rate is a bit so and so and don't try to use it outside the eurozone, the conversion rates are overkill and most important, never ever try to use an ATM outside the euro area if you have a euro card, I paid almost 10% once and I'll never experiment with it again.

But no, using a card that converts bitcoin to euro or usd and then you pay via Visa it's not paying with bitcoins, you can claim that you pay with old because you've sold some jewelry at a pawn shop, then loaded your card with those funds and then made a purchase.

I don't spend too much of my BTC because I focus on holding it. I have been saving my salary and most of my money to buy more BTC. I sometimes spend a single part of my holding whenever I need to pay for my internet provider because I find it more convenient and faster but I have to convert it to our local money to be accepted by network provider companies.

Bitcoin has been part of my daily living though in my country only few know about this crypto. But bitcoin has a big help because I can use it in paying bills and purchase goods. And some of my btc I hold for long term which I believe I can earn profit.

Even if I am staying here in the crypto world for how many years, I cant still say that the cryptocurrency is a part of my daily living because here in my country, cryptocurrency is not accepted as a mode of payment because only few knows about this and also before I can use my money from trading, I should convert it first into our own national currency.

There isn't any single place in my country where I can use cryptocurrency. So I can say with confidence that I can't live on CC but on fiat. I am sure my country is not alone on the list, there are many more such places. With fiat even a small kid can buy things and have a living but with BTC only experts can buy or sell.

Good for you, OP. I wished I could say the same that I used Bitcoin for years, and not from hodling.
The problem is that I don't find that many mserchants to buy some products using Bitcoin directly. The adoption is quite slow in my country, but that's fine. As long as I can still convert to my local fiat without any problems, I am okay with that.

Besides I could purchase items in online shopping sites like Shopee using my online crypto wallet which I use for that mostly when I am just looking for something to reward myself at least.

I only use bitcoin if needed because I prioritize my future assets and make savings.
and other reasons because in my country of residence there are no services or payments using bitcoin, and if I want to use bitcoin for any payment I have to exchange bitcoin to become fiat.

But to use bitcoin to a transaction will really cost you allot in your daily living. I probably suggest you use bitcoin for huge transactions though, still included in your daily life, but take advantage of the cryptocurrencies we have. Bitcoin is not the only crypto we could use but it could serve as the main currency we need, and  we could convert it to other assets such as XRP or ethereum daily, allot for transactions that we are making. In this case, we aren't just using bitcoin, but incorporating the use of altcoin. Thus, utilizing more cryptocurrency will lead to better crypto adoption.

For alternative crypto debit cards you could look at coinbase and wirex,
I created a thread comparing the fees for both > https://bitcointalk.org/index.php?topic=5215053.msg53526840#msg53526840

Up and coming bank activity from Europe might bring more of this sort
of service as they now have a green light to deal in Crypto according to
this article > https://www.coindesk.com/german-banks-allowed-to-sell-and-custody-crypto-assets-from-2020-report

Bitcoin transaction fees are not as expensive as a lot of people think.
https://bitcoinfees.info

Next Block Fee: fee to have your transaction mined on the next block (10 minutes).$0.39
3 Blocks Fee: fee to have your transaction mined within three blocks (30 minutes).$0.39
6 Blocks Fee: fee to have your transaction mined within six blocks (1 hour).$0.18

this is not an expensive price to pay for a large degree of privacy IMO

I only use bitcoin when necessary but if its just a normal transactions then i will use fiat money but will still depend on the situation. Many are still afraid to use this because of volatility and the price fluctuations. Bitcoin is still not accepted in all physical store in my place so I have no choice but to transact online, hoping for merchants to initiate and accept bitcoin in my country.

Using bitcoin for daily life instead of for trade or for digital assets i think this is my dream and if bitcoin can be used for it then that could be good achievement but unfortunately in my country this not more than just only statements because in the fact bitcoin will never used for it and too many factors why bitcoin cannot use as usual currency and most people at here know it that people usually fear the volatility of bitcoin can makes them lost

We are on the same boat right now. Bitcoin has very limited acceptance in my country as well and it would cost you much just to intentionally go to the physical stores that accept Bitcoin. Normally, the Bitcoin transactions I am involved are online transactions. It is good enough like this but there is still much room for growth.

I highly think that its main impact will be further focused on improving the daiy to day lifestyle of the people in such a case of developing technology that will accept cryptocurrency in transaction and payment mostly focused on transportation and areas which need payments to be fast and easy. Imaging tapping something to a sensor and wuth cryptocurrency technology, we could already enjoy the trip.In addition, paying in stores will also be a good step to enable us with adopting crypto to almost every transactions we made.

Using bitcoin in daily lives? Nah, I am struggling with the high fees and regret to use my btc when the price is at it's peak. Though i did not use it in daily basis but I spend it some time in gas stations and bills payment. It's a good feeling to use btc as it's real purpose.  Just like others here stating, not all do accept bitcoin payments. The adoption is not enough because of lack of awareness, so it is really hard to make it happen.

I used it to transfer money to other country without higher fee or hassle in going in remittances, though they will soon to convert it in fiat like I do sometime but it's helpful a lot. And as I prefer it to be my investment it is fine not using it daily to bear fruut once bitcoin adoption happens big time.

it's one of the conveniences I have gotten from using bitcoin when sending money to other countries without difficulty. whereas for every day to use bitcoin it's a little difficult in my country because it's illegal. so many shops don't dare to accept bitcoin. I prefer altcoin to use online transactions compared to bitcoin which has a fairly high fee and tends to take a long time for each transaction. I prefer saving bitcoin for the long term than to spend or use for payments.

I started learning about cryptocurrencies about a year ago. At that time I was unemployed, I wandered on forums, social networks and the media to find work. I am a mother with a young son, so in very little time, I accidentally read some information about cryptocurrencies. I started to learn about it. I earned my first cryptocurrency from the airdrop token ONE of the BIGONE exchange. I am very happy and happy from the first earnings from this profession. BIGONE is a Bitcoin and cryptocurrency exchange founded in November 2017 by blockchain investment company INBlockchain. BigONE exchange supports over 30 different coins including major coins Bitcoin, Bitcoin Cash, Ethereum, LTC, EOS, TNB, GXS, QTUM, NEO, OMG ... some other coins. I started researching and switching to trade coins on BIGONE, it helped me to make more money. These are my share of the memories of cryptocurrency, thank BIGONE for helping me earn more income.

Im using bitcoin for a different way im using it as my source of income and its not P2P transaction either because my country doesn't have businesses that accepts bitcoin payments that's why in order to purchase goods and products, i need to convert it to fiat. The lack of services accepting bitcoin is the reason i need to rely in fiat currency, i hope in the near future i could see cryptocurrency being use as global payments for anything.

I am strongly agree to what you have said. Actually me too, I am using trading as a source of my income since I am still a student and I cant afford to apply for a full time job because my schedule is volatile thats why I am pursuing my trading job because it is easy, convinient and most especially you are the one who hold your schedule in posting and you can post and trade anytime.

Isn't that a bit dangerous? I mean, if you're making money out of trading while studying that's great but isn't that a bit of a risk? There aren't any guarantees you'll have successful trades all the time so they probably would come a time when you'll have to get money outside of your crypto earnings. Won't that be a distraction to your studies?

I am pleased with the enthusiasm of people who use Bitcoin in mutual settlements wherever possible and do not change the received bitcoins immediately into fiat money. But the objectivity is that the bitcoin exchange rate is very volatile and you can't be sure that tomorrow you will have the same amount in terms of dollars. It is good if the price of Bitcoin increases, but what if It decreases.

I also often use Bitcoin to transfer to other countries to finance my friend's school fees,
I use Bitcoin because it's faster and the fees are low. Not all countries can accept Bitcoin, so we must really understand the rules of a country.

in the cost I think the current price for me is already quite high, but in the cost depends on our region too because the transaction tax will be different in each country. maybe if for you expenses are relevant enough there will be no problem using bitcoin as a transaction.

Unfortunately my country limits payments using bitcoin after 2016, in 2014 it was still allowed. Either because of new regulations and regulations the circulation of cryptocurrency is very limited unless it is used as a commodity. But since then I have rarely used bitcoin as a payment because there is almost no marketplace in my country that provides payment options via bitcoin. Right now I just keep it as an asset.

Though I love the idea of how Bitcoin should be used in a daily living like using it to pay for something, thus it helps to further adoption of the technology, but I always consider its long term value and didn't want to spend a single dime in Bitcoin. Infact, I made my last transaction on December 2019 after I sold my 1080 graphic card to someone and I choose to receive a Bitcoin payment. The dude, didn't know about Bitcoin that much but heard of it before. So, I think that would be helpful for him and in cryptospace for adoption. Nevertheless, using Bitcoin in daily living is good, but there people who consider it as a store of value than a medium for item trades.

I first started using Bitcoin back in 2014 and was just using it for buying pizzas from Papa Johns and other food places. Made a few purchases on Amazon and what not, but that's about it as far as everyday transactions go.
Coinbase even had a debit card called "Shift Card" at one point that had let you make purchases using your Coinbase balance to any merchant that accepts visa/mastercard. It really was good for a while until they abandoned it  :-\

The lack of proper knowledge from the higher ups and the insufficient technology we have right now are partly the reasons as to why bitcoin can't prevail as a currency just yet. More people will need to be in the crypto train to encourage everyone to get in, as of now the best thing we can do to keep bitcoin alive is to support and invest on it until it becomes a full-pledged currency everyone will be able to use.

That's great, at an early year you already try bitcoin in which bitcoin was not yet too boom and not yet known by many people. I also started bitcoin from clash of clans because the diamonds in clash of clans have a chance to bug when you buy through bitcoin and other cryptocurrency. And due to that scenario I have already go into the world of cryptocurrency so that I have already use to buy some items or things in purchasing some of the products from the amazon and different online shop, this probably the most convenient way of buying things because it is less hassle than going to some malls and that's why it is more food to used on our daily living.

I have experienced using bitcoin for a daily living since 2017 and my earnings is kinda enough to support all of my expenses at home by just doing trading, mining, and joining signature campaign, but since the price of bitcoin started to decrease i always experienced losses in trading, joining in signature campaigns have been difficult, and earning in mining became less. So i decided to find a job because earning in bitcoin for a daily living nowadays became difficult.

In my country, there is not any public store or company that accepts payment in bitcoin. So I still don't have the experience of using bitcoins in my daily life, but for the past 2 years I've been using bitcoin to pay for foreign orders very quickly and conveniently because I No need to spend too much time and period to make payment. Hopefully one day in my country, stores will accept payments in bitcoin and cryptocurrency because it will make things faster and safer.

There are no chance in my country to use bitcoin for daily living. Maybe if there are regulation from government in my country that we people can use bitcoin to pay in merchants, some online shop that sell digital needs will keep open. Because of my government regulation, some of them already closed their services and only p2p transaction that can possibly created.

I also used my bitcoin for transaction with other people who are also using bitcoin because its much faster than the common that we used with our fiat.  But when it comes to daily living and daily needs I always used fiat because some store doesnt accept bitcoin as a payment.

Until now, I only use bitcoin to trade in this market to make a profit. In my country, cryptocurrency is not accepted so I have not had the opportunity to use bitcoin to pay for the goods I buy every day. In the future I hope that my government will remove the ban and apply cryptocurrency to payments so I can experience it. A lot of countries around the world have lifted the ban so I am confident that in the future my country will be the same.

Even if many people are not aware of its use and importance, and also it is not widely accepted as a method of payment it is still very helpful in our daily lives. It can be used as digital currency for paying bills etc. At the same time you can use it by converting it into your national currency. So, it is helpful in both ways.

uneven legality makes a way that can be used optimally is to invest or trade in the exchange. for direct use may not be evenly distributed between countries that have differences in the legality of crypto. so I think the first use that is currently maximized, and waiting for further developments.

Bitcoin is the simplest as a payment method but for a small transaction the cost or fee is extremely expensive comparing to another payment system such a PayPal. I think this is the reason why people still don't want to use it, there are so many options for payment method right now, bitcoin also is not accepted widely due to the popularity or government regulation, people in other countries can't use bitcoin for payment/currency it's against the law, so far fiat still the best choice for everyone whether using PayPal, debit card, etc.

Well particularly it is because of the high volatility rate of bitcoin. It could even be the reason as to why transaction fees are very high. Small merchants just wouldn't take the risk that high price fluctuation could cause them. This can be solved by bitcoin achieving a stable value. which by now is kind of farfetched, but still highly possible in the near future.

Bitcoin really needs a lot of improvement maybe it couldnt run today in such a good and excellent way but as time passes by I believe that it will improve. And also as long as we are here we can help the crypto world to improve. What we cant change is the coin's volatility because it is virtual money and we what we are talking here is about the demand from the stock market.

I am using Bitcoin for any services that accept Bitcoin like domain/ hosting because it is my main online income. It is sad that Bitcoin is not accepted as a payment method so i don't have chance to use it more often.

Same. I am using bitcoin more and more and more recently altcoins since many places have started paying it and accepting altcoins. I just wish the bigger places would start supporting altcoin along side bitcoin. Many more people are using bitcoin as a payment method as apposed to paypal and the like ehich they had to do before they started accepting bitcoin. Basically its brining over none bitcoiners die to ease of being paid. Some places only want to send you checks and have high minimum like $100

in my opinion using bitcoin for daily trading is very difficult. because the price of bitcoin is volatile can not provide benefits every day. and if the bitcoin market trend is declining then every day bicoin will continue to decline so that we will not benefit. in my opinion bitcoin is more suitable for long-term investment. at least to make a profit we have to wait a few weeks or months after bitcoin has increased quite high.

Well in my case I do not use my bitcoin. What am I doing is that I am holding it for a long time and wait for its price to rise up. I invested on bitcoin for me to be able to earn and not to use it until the price of it is not yet profitable. So, if the price of it does not suit my preferences, I will hold it until it become so that I will not lose any amount of money.

But I really dont think that the bitcoin can replace the fiat as a national currency because of its volatility. Instead of helping people to lessen the poverty, it will more drive the people to poverty because of its volatility. And also there are a lot of things that the fiat can do but not the cryptocurrency like for example money lending. In the traditional bangking we can lend money with interest but in crypto world we cannot lend money.

Sometimes in some countries, it is not easy to live everyday life using Bitcoin because of regulations from the government. Regulations in my country forbid someone to buy goods using BTC and other cryptocurrencies. Online stores are also prohibited from accepting Bitcoin as payment. BTC in my country can only be used as a commodity or digital asset. so I can't use BTC in my daily life.

That can't happen.

Volatility is the reason why we called cryptocurrency is better than fiat, because we could always take advantage of its price fluctuation, either it falls down or rise up, it is all depends on how smart we are to make profits whatever situation does the market have. Another thing is that living in cryptocurrency is pretty much depressing in some point, because of the transaction fee you gotta pay.

But me, I always convert it first to fiat therefore the fee that I'm going to pay is when I'm going to cash it out thru bank or any money remittances, that is only to lessen the fee.

nice to see that some people are like me. we are on the same boat op because i also use my btc almost everyday . i use it directly without conversion to local currency , and i dont care if the value falls or goes up but im just happy using my btc    . i been using btc for over 2 years now ever since i discover it   . the challenge that we commonly face is the support for btc and its volatile nature  but soon , idk if these challenges are going to be fix when more people enter the bitcoin world  .

I think when bitcoin give much benefit as investment assets why have take care for bitcoin mus be legal currency payment transaction, not worry about government not allowing bitcoin as legal payment transaction if still allowed for using bitcoin as investment assets way, people could get profit with bitcoin trading and investing.

Unfortunately, at the moment, the list of possible uses of Bitcoin as a means of payment is very limited. But I am sure that in the near future we will have a revolution in this area and cryptocurrencies will be one of the generally accepted means of payment.

Using bitcoin in the local store or the online store is not so many, but I am sure that if the adoption succeeds in reaching more people to come to the crypto world, I think we can use bitcoin for daily living. By using trading to make a profit, we can withdraw the profit and convert it into our local currency so we can buy something for our daily living. But without having skills in trading, we will not be able to make that profit.

Holding bitcoin is really good because at the end you'll find you that you're earning from bitcoin and getting a profit, but when we're talking about investing in bitcoin you need that a lot of money for it, because as we know that bitcoin price is really expensive compared to the other cryptocurrencies, the second thing that you need is the patience, because bitcoin needs really a lot of time to increase, so that's why we all saying that bitcoin is really amazing for the long term investment.

Surely this bitcoin is not yet fully usable as a payment method as it is a digital currency. But this day's bitcoin is already great when it comes to investment because of its market price when you invest in bitcoin for sure you could earn big money of money when you buy low and sell it on a high price. Also as a currency or using bitcoin for buying or as a payment method for sure in the future the bitcoin could easily be implemented if all of the transaction is already made online.

Agree, whatever bitcoin is we can already see that bitcoin is already a success and we earn in bitcoin we know that it is not yet ready but bitcoin technology already has what it takes.

Remember the high volatility of bitcoin, I always think repeatedly to use in payment of daily needs. Moreover, the use of fiat and transfers between banks can also be used effectively and instantly using the app on devices that support it. With the potential price trend that tends to rise, I prefer to place BTC in the position of a valuable investment tool and commodity. Of course, this depends on each other's thoughts, according to the circumstances in which the acceptance and application of cryptocurrency are to what extent.

Right now it is really a big challenge to live completely with bitcoin. Some has been trying this years back itself. I've read in an article about a couple who kept travelling only with bitcoin. They made this successful when bitcoin was not that popular. Now scenario has changed and the possibility have changed.

in my country, it's hard to make bitcoin accompany our lives, because the government is less supportive, even to find bitcoin hunter friends is difficult, so it's more to individuals .. !! especially to find things that smell about bitcoin, for example atm bitcoin and bitcoin transactions, it's very difficult to find here .. !!

Merchants are afraid to volatility and that is why they are still not adopting bitcoin as currency. The price of the bitcoin is keep changing and it is hard for them to compute their total sales and also the losses that they may occur. Fiat will be the best to use in terms of payment because all of the merchants and business are willing to accept it.

Instability of it value due to volatility is a major obstacle or barrier for adopting Bitcoin as a currency personally many hodlers use it as a store of value rather than as a payment system, In years to come maybe the price would be stable thus merchants might adopt or accept for payment at present it would be quite difficult to adopt it due to it fluctuation

When you have got the opportunity to use Bitcoin in your daily then you may avail that opportunity, it's a simple case but in this world, most of the region are not allowed to use cryptocurrency and Bitcoin so how most of the population used to get this thing, so mass adoption is very necessary for this purpose, but I do believe that most of the international organization will allow Bitcoin and cryptocurrency very soon and we also could get the chance to make Bitcoin an essential tool in our daily life, that is why local and global adoption is very urgent for this purpose.

to be honest i can't use bitcoin every day. because I think bitcoin is a good type of coin used for long-term investment. and I also don't count on earning from cryptocurrency to meet my daily needs. because cryptocurrency is very volatile I only use bitcoin for long-term investments and some altcoin for short-term investments. I already have a real job that I use to buy my daily needs.

I am very happy if that bitcoin can be used for daily without converting to fiat. But in reality, not all countries disgusting bitcoin
as payment, one of which is the country where I live prohibits bitcoin from being used for payment. Which means me I can't use
bitcoin daily. I can only use bitcoin on financial crypto. Hopefully, the bitcoin popularity will increase will make many countries
start to legalize bitcoin as a payment tool.

suddenly in my country there are only limited use of Bitcoin so even how much i want it yet i cannot make it possible .maybe in time when there are many stores online and services that will be offered then why not ?
anyway by any chance that i can like OP,i uses my bitcoin so i can help the circulation and give opportunity to grow the value even in my small little way.
if they can afford using bitcoin wayback then why not now right?specially if they have  still holdings so the more the cheaper their traveling is.

Same as you pal. Unfortunately, Bitcoin and other cryptocurrencies cannot be used in our daily expenses thus you need to convert it first into fiat before to spend. I do hope that sooner Bitcoin would be acknowledge and authorize the utilization of this currency not only on online but also in real life. Though there are some countries who have already implement this kind of monetary but this would not be enough participation of big enterprises are also needed.

but how can bitcoin Grow if all of us will just hold?isn't it much better that we will help Bitcoin circulating?how?by Using it sometimes to pay bills,items bought online?and offering top some services to pay using Bitcoin.
this will help Bitcoin grow and also be known by others as we need the adoption happen first before we can say that Success is on our hands.and also there are one topic that i have read about asking every store if they will accept Bitcoina s payments so even they dont know bitcoin and wont accept our offer yet a chance of asking what is this from them right?

If is it possible to pay with crypto for a servise, I obviously try to use
crypto.

I think if we use crypto in our daily life it will have a positive impact on the market.

But the thing here is only few business stablishments are using cryptocurrency as a means of payment and also cryptocurrencies are not approve as a means of payment in other countries so how can you use bitcoin or any altcoin in terms of payment? Well its a good news for you if your country supports cryptocurrency most especially as a means of payment.

For me, I earn bitcoin daily but it's too difficult to spend it everyday due to huge fee's. we see a huge different from earning it to spend it in local stores but for me it is helpful for daily living howsoever. but many things will change over time, as we know that someday using bitcoin will be easier and more will try to use it not only online but also in local stores and they can also greatly benefit from using it.

Yes it's so much true that the use of the cryptocurrency is very rare and only fewer organization support cryptocurrency as their payment method.
My Bad Luck that my country doesn't support crypto but I use crypto for buying products from online.

As an adoption to bitcoin, if you're a holder, maybe bitcoin will means a lot to you because of its importance and advantages in our wallet and lives. Maybe we can promote it more so that people will benefit and also for the growth of our community. It's just that our actions or contribution to the bitcoin reflects on itself. But we can't control its price and volatility because of the market. It is very hard to manipulate a market and if someone does, it is most probably for his own sake and not for the good of all.

There is no doubt that one can make huge gains with crypto due to price volatility but the main point of debate is that we cant have daily living due to this price volatility. You think merchants will be willing to accept payments in this volatile currency?

That's some dedication for sure. But the price volatility makes it less good of a currency, especially to use in long term. Price dips on USD/BTC trading pair would also adjust all prices of what you avail. And all those that you've spent already has the potential to buy more (or less) than what you bought on a specific time. Daily living on bitcoin might ne plausible if all the products and services depend their valuation using the bitcoin monetary system alone.

This is true. Due to this I only use it to pay bills when the conversion rate is high. Or I just exchange them for fiat when the price is high and keep them in there for the purpose of payment. At least if it does crash I have the option of using the fiat stored to buy btc.

Where came your from? There are instances that government didn't want to happen. I think they are not fear of letting their citizens to lose money in investing in cryptocurrency but they are afraid that someday cryptocurrency will maneuver their style in corrupting the people. Due to the decentralisation and transparency might crypto bring, there is a possibility that their dark transactions ruin and reveal.

I use Bitcoin weekly and monthly but not daily. I use it for paying for goods and services online most especially anything that has to do with my site. This includes hosting, domain name purchase and other.
I have used it for services mostly between me and the receiver.
I guess those who use it for daily are those who receive payment for goods purchases.

Looks like we're the same, dude. For me, using bitcoin to fulfill my daily needs is still not possible due to limited knowledge and development in my region or country. But I still use it to trade every day, yeah at least I still use bitcoin as an investment and trade asset. The rest I just wait until in my country bitcoin can develop better than now.

I make sure too that I will have the chance to make Bitcoin for a living because in that way, I would be able to help the crypto industry to promote by simply using it. Let's always remember that the more users, the more adoption, the higher profit we will have as the price continues to rise, so let's just help each other.

well even in those developed country still people that has Bitcoin only uses this limited because they mostly believe than future will bring them Fortune and may become richer because of their holdings,the way 2017 brings to all holders is really huge but most people says that only those early adopters make good that time but for me?we have long way to run and Bitcoin is just starting ,maybe in years or 10?another Breakthrough will be achieved by this currency.

In cryptocurrency it's more like a network of transactions, without miners and other branches of blockchain we can't move out. Helping each can be done by holders and traders, so by to taking wiser actions on our asset management will actuall help contribute to the growing community of our crypto holdings. As we took this responsibility on bitcoin, I do believed we will able to surpass bitcoin challenges this year.

if everyone is able to manage their investment in crypto it might have a good impact on the market and others, but unfortunately not everyone is able to do it. maybe with the right management, the price movement can circulate well, but to expect this will happen it will be difficult.

bitcoin is not feasible for small transactions, because the fees are too high especially if used daily transactions and I am the same as you guys probably most also do the same thing, it's better to hold bitcoin in the long term and use altcoin for transactions using crypto. but unfortunately in offline I can't use it because it's limited, but in online I often use it, like buying internet packages, paying for the internet bills and games voucher.

Some people depends on cryptos. They surf crypto world day and night to earn free tokens, coins from bounties, airdrops. But in crypto winter they dont have much luck. Bounties are not good rewarding anymore and the people are not earning.
Some businesess are using cryptos as way of payment, some people trades cryptos on daily basis on exchanges. But due to volatility they get higher reward and sometimes they suffer from massive loss.
Crypto is a way of passive income for some people. They consider crypto as asset not just way of tx.

Yes it can become the part of your daily living if you use it as the method of payment for your daily tasks. You can make your daily payments if you are doing a long term business and have a big investment plan also.  You can also make it the part of daily living by using it at the places where it is acceptable as a method of payment. This will promote Bitcoin and give you also more knowledge about it.

Crypto is my favorite for paying for services such as buying mobile data and airtime. It is very easy to use and with it you have no fear as you can use it anytime you want. Just like Fiat

Yeah, I also have a dream to use bitcoin daily living, for example in shopping or paying bills that so far only use our country's currency. Because here in our country bitcoin daily living is very limited. We can't use it however we want, if we do business on bitcoin, we still can. But for real we can't yet.

You really maximize its function, even though you know the price of BTC is very volatile, and are you not sorry about the price changes that are not comparable if one day it changes? however it is your decision, you must have your own consideration :)
If I prefer fiat for daily payment transactions, for me it is more effective. Whereas I place BTC as a trading commodity and investment tool. But, if one day there are developments and innovations that make transactions using BTC more effective and as easy as using fiat, maybe I will try it, but I'm still doubtful because for me BTC is more appropriate as an investment tool, given the volatile price.

It's quite contradictung and ironic to say you can, but at the same time, you cannot. But to have a cleqr understanding to this, it is merely impossible for today to use it as a currency for daily living unless, a big project will implement to build a city entirely dedicated for the utilization of cryptocurrencies. In this way, bitcoin daily living will be possible as no entity will prohibit one to use it.

for now we can only use bitcoin after converting to fiat currency, the lack of stores that accept bitcoin and high bitcoin fluctuations is very much avoided for small shops to use it, because they have a small capital. therefore we must wait for the next development

There are lots of ways you can spend your money through Bitcoin, but I don’t make use of Bitcoin for spending, when I buy it I just keep it mainly in my wallet as an investment till the price goes up. Sometimes I use it for transaction as well. As for how to spend your Bitcoin – you can buy whatever you need from Overstock and pay with Bitcoin, I have seen a few of my friends do that.

Overstock is just like Amazon and there are lots of things to buy from there, though when I checked their site I didn’t really like it, unless they have worked on that. Another one is Purse.io, you can as well use BitPay and pay for gift cards that you can spend on Microsoft Xbox, Uber, Amazon, etc.

You could use it like fiat but they are not the same, using crypto instead of fiat if you could use fiat on buying mobile data and airtime is a waste of profit in my opinion, yes it could help to promote and raise awareness to others that cryptocurrency exist because most of the population doesn't know about it, all they know is fiat. But, if you are comfortable with it, I guess I can't make you stop doing it for your profits, your cryptocurrency, your choice.

Yes, it is not widely accepted by the common stores in many places now due to many reasons including lack of awareness, restrictions put by the government, its fluctuating nature. But its implementation is increasing with the period of time as its price is increasing and is becoming more stable. Once it will attain the greater stability in near future it will be used everywhere.

Even in my country the government is not really pro bitcoin and this is the reason why most of the merchants are not accepting bitcoin for payment. So i never spend my bitcoin and prefer to continue holding until its price rise up again. For now, living with bitcoin daily is still too hard to be realized but might happen soon in the future.

Why looks afraid when your country not legal using bitcoin as digital currency payment if you still have chance for investing and trading with bitcoin, I think feature of bitcoin and altcoin only become assets for investing and trading to get much profit, how ever government want to accept bitcoin as legal transaction or not is not my business and look not serious problem.

but this is what we need now,help bitcoin to circulate and using to buy data and airtime is one good move to do such,why did you say it is a waste of profit?do you mean people must just hold bitcoin to profit?no it is not mate because if all of us will just hold bitcoin then how come we will have earnings?if the demand and supply is not working?for cryptocurrency to improve this must be used consistently and to circulate.

Signature campaigns really help out with the extra income. Sometimes I feel as though they are a godsend because that little extra income comes in handy more and more often for me. So I guess it is possible to survive off of cryptocurrency if you accept it a payment for various Jobs and tasks. I hope that one day within the future these opportunities become a lot more abundant.
  We've definitely come a long way from just being able to buy pizzas and other small things using cryptocurrency.
Adoption seems slow but it is happening, especially with the institutional investors coming in.

yeah i'm also agree with you.because,now bitcoin price is not stable.that's why this coin is not usable for our everyday life.

People are using it in daily life for buying and selling different items, paying for a coffee or a bear, paying other bills etc. it has started accepted in smalls stores and shopping places in different countries. Similarly it is accepted at big sites also including Microsoft, amazon, and burger point. This is also an addition of cryptocurrency as a daily living. Soon it will be accepted by others as a method of payment and its effect will increase.

I as a crypto user who does not use crypto for daily activities. It can be said that I rarely use crypto for real world transactions, because in our country we only allow the use of fiat. I only use BTC for trading.

Maybe it would be very fun if in my country allow the use of Bitcoin for buying and selling transactions in the real world. At least in our country we still allow crypto trading activities, without special rules.

There are still countries that are not favor in bitcoin and that is why it is illegal to use for them but I live in a country that legalized bitcoin. Even the bitcoin is freely to use, there are still a lot of challenges that should be resolve like the awareness that progresses very slowly. I cannot still buy the things that I desire because of the businesses that are still not willing to accept the new payment system.

If there will be an increased in awareness, the adoption will grow and many businesses will see a new opportunity to have netter payment system. People are often using bitcoin in speculating and in trading. There are only few persons out there that spending their bitcoins in order to buy the things that they need and want.

yes i also agree with you. I think bitcoin cannot be used for daily life because its high volatility makes it not suitable for payment. and I also live in a country that does not allow the use of bitcoin as a means of payment. so far I have not been able to use bitcoin for real life I only use bitcoin for investment and trading.

just like in my country, where bitcoin cannot be used for payment, but it is still fortunate that the government does not prohibit bitcoin ownership, so we can generate fiat from bitcoin trading. and I don't think it's a problem right now, because converting them to fiat currencies only takes a little time

Take it slowly guys, be patient :). Our dream of having mass adoption will not happen overnight. Yeah! I agree with you that bitcoin can't be used in our daily life literally but at least crypto industry is now more accessible for everyone compared a decade ago, isn't it? Chill, let's just continue spreading the good vibes brought by this new technology and I know we can make it.

If you have the believe that Bitcoin market value will appreciate in the next hour or next day you will not mind the volatility of the market value of Bitcoin but rather you are to accept it as a medium of exchange for goods and services.

I started working in 2009 ... I am not one of the rich. so I worked on a hard job. until I was married in 2014. and knew bitcoin in the same year. but i still work. 2015 I decided to stop working and try to live off bitcoin. 2016-2017 is the craziest thing that I got from bitcoin. without investment, without the money I spend on bitcoin. I am a bounty hunter, and managed to get houses and vehicles from bitcoin. this is my life from bitcoin. and today I still live daily from bitcoin.

until now you are not working outside Crypto?you are feeding the whole family and having funds just for bounty hunting?

i believe in 2016-2017 and at least first quarter of 2018 but after that?even traders keep on failing so how come that you survived those years without having regular work in real life?

well people have their own ways in treating crypto lucky that i am just holding my crypto income and feed my family from my regular job.

Well, But price volatility can actually be profitable if we can take of the moment. we can see BItcoin going up and down as well as Altcoin, and this is a good moment for day traders to make short-term profits I guess

How do you control or address volatility? Kill all the whales and confiscate their hodlings? Of course, that isn't going to happen. Besides, volatility is what makes Bitcoin popular and what it is. Some of us need that volatility to excite trades. Without it the market seemingly stays down.

Many countries have banned crypto. But people from those countries are using btc and other alts. Not a big deal. Thats why decentralization is important. You can keep your hardworking wallet anywhere you want. Can convert those coin into your local fiat if you want. May be you have to seek help fromb3rd party to help you or Escrow services to withdraw fund into your local fiat. If your local government banned crypto, dont worry, you still can use crypto

It offers multiple ways for daily living. You can include it in your daily life by using it at the places where it is offered as a method of payment. It offers multiple ways of earning also in this way you can make yourself financially secure. I myself is the new in this crypto market but I have learnt from others experiences that the aim which was set behind crypto’s foundation has been achieved. It is benefiting the users in their daily life.

Well we can't really do such thing like that, we have no power totally over the volatility of crypto currency have. The most funny part is that many people are complaining about it, but the truth is, it is a blessing in disguise for those who knows what cryptocurrency really is, by saying that, people are having a hard time making profits because of they misunderstood how cryptocurrency works.

I think both side as long respect each other will be good. Because bitcoin itself is flexible, it can be payment and it can be storing asset but if seller afraid about volatile, i think he can sell it directly and exchange to fiat to avoid it.

The volatility in this market is never going to be controlled, as you say the nature of this market will never allow that and lets be honest many of us do not want that, I like the volatility of the market and the fact I can make a lot of money with it in a short amount of time.

This means that people will have to adapt to a currency like that and while this may seem discouraging as fiat is way more stable I think this is going to change once we see another financial crisis and fiat shows that it can be volatile as well except that fiat always losses value while bitcoin has a tendency to go up.

but with high fluctuations, I think a drastic decline may occur in a day, this is not a problem for large traders, but for small traders I think it is very risky, because business capital is limited, especially if the trader does not understand cryptocurrency

I think risk element is present for both daily traders and also long term investors. How you deal and manage the risk is very important. I would say if you have bad experience with long term trading do not give up adopt the different strategy by making a division between both. In this way you can experience both ways and can learn the techniques also.

It is quite hard to use Bitcoin for daily living. I always strive to earn it everyday to have extra income to cope up my daily expenses. So far, bitcoin  has been really part of my daily living though not directly I'm paying it but its been part of my daily activities. in my country of residence there are no services or payments using bitcoin, and if I want to use bitcoin for any payment I have to exchange bitcoin to become fiat. i hope in the near future i could see cryptocurrency being use as global payments for anything.

Today one of the most common payment is the use of the bitcoin because many people today are using it to make more earnings and also at the same time paying to the other party that is included to the business and it is good too because we can now make faster and secured transaction we do not need to go outside just sending the address only also it is better because we can now buy a lot of foods and things because most of the stores today now are accepting bitcoin as payment because they know it is more convenient they don't need to make an exchange because they can now use the direct transaction also today it is more useful because there is a rule of social distancing to avoid having contact to the other people and money is dirty too it can transfer the virus with the physical money so one of the safest transaction is with the online or the bitcoin.

Actually I am from the country where bitcoin is not well know by others and even our government do not accept the cryptocurrency in our land, so basically back to the thread, I am not using my bitcoin or any of my cryptocurrency to buy some gokds, stuffs or any other things that bitcoin can buy because of being restricted on it by our country.

So the best option that I am doing with my cryptocurrency is to convert it into fiat currency so I can still use it to buy something I like. I am investing it for so many months and if I wanted to but things I'll just converted it into fiat currency.

How I wish that our government would see the goods and benefits of having a cryptocurrency in the country,  it is really good alternative for fiat currency.

I personally only keep bitcoin meant for trading and profit taking as I currently don't have a back up fund because of the current situation of the world economy and the cities lock-down. Keeping bitcoin and watching daily price can spell doom for the holder. It's better to just buy and keep for the future.