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20,000EUR needed for 3 month. Crypto as collateral, BTC, ETH, Dash, Litecoin, Cardano. 20% in Euro of Crypto value. Will repay 21,000EUR.

How are you going to transfer Euros? Can we learn more? For people who might take it on.

From your end of this it looks like a great deal, from the lenders end that is debatable.... If someone's trying to take less risk they might be willing to do this but it does mean storing €24 000 on an exchange so it can trigger at a stop in case of a massive reduction which seems risky.

First of all, you should tell us how you going to receive the €, as elmanchez points it out already.
Secondly, what coin you will offer as collateral. I can't imagine that you will give parts of all the coins mentioned above...
And then what % of interest, since you say 20% (4000€) but you write that you repay 5% (1000€). ::)

Sorry, but to be honest, I think that you either trolling or trying to phishing things...🤔

This is not clear at all.
Math tells that this 20% is not the interest.
Then what's that? 20k EUR is 20% of your crypto holdings worth, meaning that you plan to put on escrow crypto that today worth ~100k EUR?

Also the way the fiat is transferred needs to be also cleared up, but that would be the second point. First you have to prove you have plenty of collateral.

When has that ever happened :)

It's either 20% collateral (4000 EUR worth of crypto), completely useless, or - a very generous interpretation - 120% collateral, 24000 EUR worth of crypto. The latter case might be of mild interest to someone who has some cash laying around but not sure if it's worth the risk for 1000 EUR.

That's exactly what I mean. I put about 100k€ of crypto as collateral. Transfer as normal SEPA transfer. 100k in crypto just in case crypto price goes down.

Coins as collateral, 2BTC, 5000 Tezos, 80 ETH, some LTC and cardano, total price of all crypto in today's price 100k€.

Ok, I stand corrected. This is mildly interesting. I personally don't think the hassle is worth 1000 EUR, but someone might bite. I think just the BTC and ETH should be enough for the collateral. You would probably need to go first or find a trusted escrow... which might be a problem with the SEPA transfer.

Errr the tezos comes to €15k in xtz (round up)
€20k in eth
€20k in btc

You might be interested in looking at defi if you can't get anything here. The 5% interest rate seems quite low to try to long the euro but you might find someone who can take the deal... Defi interest has a rate of around 3% max.

How do you want to receive the euros? Bank transfer?
I could provide that

EDIT: saw the SEPA

Works for me

Who would be the escrow?

Which DeFi platform would be best for this?

https://defipulse.com/ I'd start my search for a platform here. There are several different platforms you can use, all will have their ups and downs... The lowest rate to lend might not be the most secure nor may the most popular so I suggest you try to do some research and if you can check the codes on the smart contracts used to lock the funds.

Defis a pretty new sector, there's a chance your funds can get hacked but I've had €1200 in there for 131 days and it's still there...

Given that you are willing to use an escrow, we can use one of your choice and I will provide you this loan.

Did you get the loan?
I can fill half of it.

Best regards.

I can give the loan.

how people can provide your loans while you do not provide clear information with the guarantees that you provide, so people can believe it may require clear proof of your current ownership

If he has collateral, and obviously send it first, the guarantee is enough for me!

I can fill this loan at this collateral ratio, send me a PM if you're interested.

The interest rate would be 1% per month, you bear the transfer fees on your end.