Bitcoin Forum

Please use updated list https://bitcointalk.org/index.php?topic=5444578.0

Why not add Blockonomics to your hosted list?
It is one of the payment processor that I used without any issue.

And this is not a complete list you can find the complete list of payment processor from the link below that you can add in your list.

- https://github.com/alexk111/awesome-bitcoin-payment-processors

Just heard about this payment processor from google, nowpayments.io, if anyone who knows about it and if it's will be worth it listing the site in the op.

Also, change the URL of the coinbase to commerce.coinbase.com

You have 4 listed website in your topic, meaning you've used all of them? Can you give a few comments about them? Which is better and which is more appropriate to use?
BitMaxz has commented and given a few sites that can be added, why don't you do that? His comment is also a suggestion  ::)

Some changes/additions I'd like to suggest:

Hosted payment processors:

- Coinbase Commerce: AFAIK (I used to have an account there) you're not required to have a bank account or go through KYC. Where did you read that?
- Don't forget to add OpenNode.
- BitPay: KYC is not required for merchants only, but for users as well (for purchases above 3000$).
- Both CoinPayments  (https://www.coinpayments.net/help-restricted)and BitPay  (https://support.bitpay.com/hc/en-us/articles/360000123366-Why-can-t-I-use-BitPay-s-services-in-my-country-#:~:text=Currently%2C%20BitPay%20does%20not%20service,Nepal%2C%20Pakistan%2C%20and%20Vietnam.) has banned a few countries.

Self-Hosted payment processors:

- Both BTCPayServer and BitCartCC allow third-party hosting (a good option for the people without technical knowledge)
- Take off the "fees" field since they're all open source and none of them have any fees.

I also think it would be a good idea to add a column that indicates whether the payment processor is using SegWit or not.

Done

---

We are in the Community driven Forum, I gave you the list and you choose and tell about your experience, I can create another topic about experiences.
Add his suggestion :)

---

I updated your points. thanks


you need to have verified account i read it from they FAQ
yes you need to have some files and upload it.

I will add it to pros.
Some Self-Hosted Bitcoin Payment Processors (open source) ask for fees  https://www.cryptowoo.com/

I added lightning network, but if I see someone else request to add this part I will add.
2 or than it

---

I will add it as a third option. Can you provide more services,  they are similar to brokerage in money transfers.
 if I see someone else request to add this part I will add.

---

It is tooo dangerous, I have read their reputation and it contains some fraud reports so I cannot add them because the loss will be double.

yes it is merchant's sorry about that will add it

That's for the exchange and not the payment processor service. From the FAQ page:


A bank account is not required either. You can't convert your funds to fiat even if you wanted to:

I would also add Pundi X Point of Sale machines which I know are being used in Singapore. This is not online, but physical. You can basically pay at a merchant like a card, use normal bank cards or even with bitcoin wallets, it will process as normal. You just need to scan QR code. Not sure which other countries too but this should count right?

Good and useful topic. I thought that there is just one self-hosted payment proccessor in the market - BTCPayServer. But seems that there is some more alternatives - good to know..
There is one more service offering payment gateway - Spectrocoin:
https://spectrocoin.com/en/accept-bitcoin-payments.html
Though, their reputation isn't the best one.
And I think I found typo in your post. Under Coinbase requirements there is "erchant‘s bank account". Shouldn't it be "merchant's"?

Update:  :D

Added:

Self-Hosted Bitcoin Payment Processors:


Hosted Payment Processors

---

You should review Bitcoin Payment Processors fees page, some of them have a lot of hidden fees.
Some hidden fees https://bitcointalk.org/index.php?topic=5262273.msg54797752#msg54797752

@Husires, there is something wrong with Savvy.io website. When I visit their website, I get this error:
And when I try to reload website, I get popup window with request to enter username and password to access website.

up

Nice and informative post. Kudos, OP!

Doesn't cryptowoo have a free version though?

It does. For paid versions, it's now from $64 up to $149.

---

Changes/corrections:

• CoinGate (https://coingate.com/supported-countries) doesn't offer its services for some countries ^{[e.g. USA]}.
• Coinbase (https://commerce.coinbase.com/) doesn't have any fees for accepting crypto-currencies.
• BitcoinPay (https://www.bitcoinpay.com/en/) redirects to Confirmo (https://confirmo.net/home) ^{[you might want to change its name on the list]}.

A small update regarding Coinbase... It's now possible (https://www.theblockcrypto.com/linked/80096/coinbase-commerce-crypto-to-fiat-conversions) to convert your crypto to cash or USD Coin by linking your Coinbase account. Transactions take 1-2 days. Again, it's only mandatory to go through KYC if you want to convert your crypto to fiat.

Have you heard about EncryptCoin? I was researching about self-hosted cryptocurrency payment gateways and came across to this. Plugin is listed on WordPress.org and it seems to work similar to CryptoWoo.

https://wordpress.org/plugins/encryptcoin/ this? Looks like a new plug-in. Installation number is very low and the publisher itself doesn't really have a reputation. I'd rather avoid it.

I agree with joniboini. And even if we assume that you're capable of reading the code and finding the security vulnerabilities, I don't think the plugin is that helpful. Looking at the screenshot, it seems like you'll have to manually import (paste) addresses in order to receive payments...that's far from being an ideal solution. Blocknomics[1][2] is a good alternative.

[1] https://www.youtube.com/watch?v=tysaHV2CxPI
[2] https://wordpress.org/plugins/blockonomics-bitcoin-payments/

bump

Maybe you can update this list of payment processors and add BitfinexPay (https://pay.bitfinex.com/) service that accepts Bitcoin, Lightning Network BTC, Ethereum and USDT token.

You can also add second non-custodial service nash.io (https://nash.io/payments/) that have zero fees and accept Bitcoin and some altcoins.

I didn't test this two payment processors myself so I suggest to do your own research before using any of them.

Paxful released Paxful Pay which allows merchants to accept over 350 payment methods (which will then get converted to crypto): https://paxful.com/paxful-pay

There are no fees (for the merchant) and even though there is no mention of KYC in their FAQ page, I'm almost certain it's required.

For the most part, there's no merchant fee, but it looks like they do charge 0.0005BTC for each of the transactions involving external BTCitcoin addresses.
^{- IMO, that should be dynamic as opposed to a fixed fee.}

---

I don't think a lot of merchants would choose a processor that requires their customers to either have an account with Paxful or force them to create one and go through a KYC process ^{[I know it's just a phone number and an email verification, but still...]} just so they could purchase something.
^{- Paxful Pay - Step By Step Guide For New Users (https://paxful.com/support/en-us/articles/360021919139-Paxful-Pay-Step-By-Step-Guide-For-New-Users)}

For the BTCPay server for convert to fiat payment forwarding though Blockonomics has been discontinued. Not sure when they shut it down.

Also, although a 500GB drive will still work, if you have your OS on it, it will be out of space by the end of the year at this point if you are running a full node and lightning node on it.

-Dave

Here are a couple of services you can add:

- AlchemyPay: https://alchemypay.org/index.html
- DataMynt: https://datamynt.com/

I can't vouch as I didn't get the chance to try them, but I know that Alchemy has been around for quite some time.

Update @OP with blown; still checking about https://alchemypay.org/index.html & https://datamynt.com/
If anyone knows more or I made a mistake please let me know.

Processor

|

Connect to wallet

|

Convert to fiat

|

Lightning support

|

KYC?

|

Requirements

|

fees

|

Bitfinex Pay (https://pay.bitfinex.com/)

|

Yes

|

No

|

Yes

|

No

|

WooCommerce plugin | API

|

Zero

|

GloBee (https://globee.com/)

|

No

|

Yes €

|

No

|

Yes?!

|

simple APIs and plugins

|

0% fee*

|

You can add Zonday Pay. It supports multiple plugins and allows conversion to EUR. I'm not sure about the fees though.

AFAIK, the service is legit. They have their own exchange[1] and their payment processor (formerly known as BitBay) is currently being used by G2A.

[1] https://www.coindesk.com/business/2021/11/08/polands-largest-crypto-exchange-revamps-to-go-license-shopping/
[2] https://coinmarketcap.com/exchanges/zonda/

Another payment processor you can add is IBEX Mercado. I can't access their site right now for some reason, but they're legit[1][2]. Also, BitPay now supports the lightning network[3]

[1] https://bitcoinmagazine.com/business/bitcoin-company-ibex-raises-4-million-eyes-expansion
[2] https://twitter.com/IBEX_Mercado/status/1511422877844881409
[3] https://bitcointalk.org/index.php?topic=5393381.msg59778884#msg59778884

Another payment processor to add: TripleA (https://triple-a.io/). They recently managed to raise +4M dollar from RAZER, and also made a partnership with Binance[2].

I can't see any mentions of the lightning network or the fees on their site, aside from the 0.8% fiat conversion.

[1] https://triple-a.io/newsroom/crypto-payments-company-triplea-secures-4m-in-funding-led-by-razers-zventures/
[2] https://www.binance.com/en/blog/payment/binance-selects-triplea-as-global-cryptocurrency-payment-gateway-421499824684903978

thanks @OmegaStarScream  updated thread with all new information.
All platforms are almost the same and provide solutions for those who do not want to accept Bitcoin directly (directly transferring money to your bank account) so the only obstacle remains the community adoption using cryptocurrencies outside the exchanges

Processor

|

Connect to wallet

|

Convert to fiat

|

Lightning support

|

KYC?

|

Requirements

|

fees

|

IBEXpay (https://ibexpay.ibexmercado.com/)

|

Yes

|

No

|

Yes

|

No

|

API

|

0.5% versus 2.5%

|

TripleA (https://triple-a.io/)

|

Yes

|

Yes

|

No

|

Yes

|

API

|

0.8% fiat conversion?!

|

zonda Pay (https://zondaglobal.com/en/pay)

|

No

|

Yes €

|

No

|

Yes

|

add your EUR/Crypto/API

|

exchange rate

|

It seems that they've just finished updating their support center with regards to this ^{[probably after seeing your comment]}: :)

• Quote from: https://triple-a.io/triplea-support/i-have-heard-of-lightning-network-ln-what-is-it-do-you-use-it/
  Lightning is a payment protocol that operates on top of a blockchain-based cryptocurrency like bitcoin. And our crypto payments services support Lightning Network.

---

• You might want to consider using the "main page (https://www.ibexmercado.com/ibex-pay)" for Ibexpay.
• You can refer to the following link for Zonda Pay's fees: Table of fees and commissions (https://zondaglobal.com/en/legal/zonda-pay/table-of-fees-and-commissions)

Here's another payment processor (Foxbit pay) you can add[1]. I'm not 100% sure,  but the page's translation seems to indicate that there are no fees for accepting payments. They also started to support the lightning network a couple of days ago[2].

[1] https://foxbit.com.br/foxbit-pay/
[2] https://cointelegraph.com.br/news/foxbit-pay-integrates-lightning-network-to-enable-bitcoin-payments

I just noticed that CoinOS (https://coinos.io/) (an open-source web-based lightning wallet) has launched its own point-of-sale app. They don't require any identity verification, and there's only a 0.1% fee if you want to send your funds from LN to on-chain. You can't accept BTC directly though, only LN is supported.

That is a solid and very helpful list! sadly, none of those fits what I was looking for. I was looking for non kyc ones and coinbase was by far the best one. Sadly, it does not offer API for withdrawals. plus, a feature I was looking for that is the auto conversion to tether isn't available in my country.. Looks like I will have to stick with tether only self hosted custom application  ::)

Thanks updated

Processor

|

Connect to wallet

|

Convert to fiat

|

Lightning support

|

KYC?

|

Requirements

|

fees

|

coinos (https://coinos.io/)

|

No

|

No

|

YES

|

No

|

webwallet

|

0.1%

|

---

you can use BTCpayServer, It meets most of your needs, and if you want auto conversion, you will need some code between BTCpayServer API and instant exchange APIs.

Links for more

https://docs.btcpayserver.org/CustomIntegration/
https://api.godex.io/#authorization

Thanks for your tip! Actually, I will have some kind of credits system and it must correlate to a stable coin.. I wanted to accept in other cryptocurrencies in order to convert to stable as soon as someone pays. With BTCPayserver I will be limited to BTC.. plus, It would be easier to implement something using pyweb3 and accept tether directly I guess..

I just found out https://plisio.net/ (https://plisio.net/) I think it worth adding them to the list as they don't require kyc and have some decent monthly access. I will try them out and see if it worth it :thumbsup:

That's probably because it's a self-managed solution. You should be able to use the private keys to send the funds elsewhere though, you don't necessarily need Coinbase's API in this case.

I'm not sure I'd use instant exchanges for converting funds on a regular basis though, especially if you want to avoid KYC but you can use some other exchange's API like OKX.

I just came across a new open-source payment processor: Bitrequest.io[1]. It supports Bitcoin, LN, and a few other coins.

[1] https://github.com/bitrequest/bitrequest.github.io
[2] https://www.bitrequest.io/

Did you remove NowPayments? I can see that someone suggested it before so I'm not sure if it was removed or just never added.

I just found out that these gateways are not mentioned in the list: CapitalWallet, Bitpay, Binance and Nowpayments

Capitalwallet:

Connects to Wallet: Yes
Conversion to fiat: Yes
Lightning support: No
KYC : Yes
Fees: 0.5%

Bitpay

Connects to Wallet: Yes
Conversion to fiat: Yes
Lightning support: Yes
KYC : Yes
Fees: 1%

Nowpayments

Connects to Wallet: Yes
Conversion to fiat: Yes
Lightning support: Yes
KYC : Yes
Fees: Max 1%

BitPay already is in the table in the first post. CapitalWallet and NOWPayments aren't.
What payment processor from Binance are you talking about? I only know of Binance Pay. Is that the one?

I can see that you have been talking about CapitalWallet in some of your posts, are you part of the team? If so, what you're doing is probably not the best way to advertise your service.

Updated thanks @OmegaStarScream

New:

Processor

|

Connect to wallet

|

Convert to fiat

|

Lightning support

|

Altcoin?

|

Requirements

|

fees

|

bitrequest (https://www.bitrequest.io/)

|

Yes

|

No

|

Yes

|

Yes

|

Point of Sale

|

NO

|

Now that there are enough open source platforms that support the Lightning Network, I'll start looking for reviews and issues with each platform.

@Memorabilia Did you mean https://capitalwallet.com/ ?!
According to this https://capitalwallet.com/about-us Capital Wallet is a regulated crypto platform, its more like Coinbase than Bitcoin Payment Processor so i cant add it

Yes, Bitpay is there but shouldn’t it be a ‘yes’ for ‘connects to wallet’? As far as I know they support a lot of wallets including exodus, trustwallet, gemini, kraken, coinbase etc. And apart from that you could check the other 3 I mentioned, Binance pay, CapitalWallet and Nowpayments.

I'm not sure if Binance Pay qualifies for this list, since as far as I know, you can only take payments only from other Binance users, and nobody else.

It looks like BTC-Cashier got archived last month[1]. So it's possible that the developer has no intention to continue developing the project.

Also, I'm not sure if you posted the wrong URL[2] or Savvy changed their business/sold their domain name to someone else but it looks different than this one[3] which is leading here[4][5].

[1] https://github.com/Overtorment/Cashier-BTC
[2] https://www.gosavvy.io/
[3] https://bitcointalk.org/index.php?topic=5259548.msg54803143#msg54803143
[4] https://www.savvy.io/ (impossible to access the main page)
[5] https://wallet.savvy.io/signup (it's accessible but registrations are closed).

Do you know a payment processors that it mostly automatically converts the received coins in a prefered stablecoin, and that it doesn't require KYC?
It can be good even if withdraw must be done manually from the user.
It is even ok if it is fully custodian.

@OP Some more payment processors [1] that you might want to look into:

- Bitaps[2]
- Aripone[3] (payment forwarding, no kyc)
- SatSale (no kyc, open source, self-managed, accepts both LN and on-chain BTC)[4]
- CryptoChill[5] (1% fees and apparently, you can't just make an account and get to work, you need to submit your email and data about your business, and wait until they get in touch with you)

[1] https://en.bitcoin.it/wiki/Bech32_adoption#Payment_Processors
[2] https://developer.bitaps.com/forwarding
[3] https://apirone.com/integrations
[4] https://github.com/SatSale/SatSale
[5] https://cryptochill.com

Sorry for the delay, I've been busy. Now I’m free planned to make a lot of modifications, so all be done soon.

I came across a new payment processor yesterday on Reddit[1]. The developers wrote a plugin for BTCPayServer which basically allows you to accept any cryptocurrency, and automatically convert that to BTC. More details can be found here[2].

[1] https://www.reddit.com/r/Bitcoin/comments/10pz0at/new_btcpay_server_plugin_that_accepts_any_crypto/
[2] https://trocador.app/en/anonpay/

They offer really interesting service and I noticed them before, but I don't think they can accept ANY cryptocurrency.
Based on their AnonPay Payment Generator we can only add coin that is listed on their page that is available with their partners.
We can't really pick random coin from CoinGecko, but it's funny to see FTX token is still listed there  :D

I already created a thread about them here: AnonPay: BTCPay Server plugin that accepts any crypto and converts it into BTC (https://bitcointalk.org/index.php?topic=5437542.0)
I did not get many replies, it seems that they have taken advantage of the word open source, and I do not know whether exchange rate are good or bad.
Lets wait for more time and user experiences, then I will add them if they are useful.

FTFY

hahahahahaha

According to their FAQ, they're not taking any fees and the exchange rates are coming directly from the instant exchanges they're using:

I was interested in how good their rates were so I compared them with the offers that BestChange gives. I have to say that BestChange came on top every time. The difference wasn't huge, but still.

I only checked the rates for 3 altcoins: BTC for XMR, BTC for ETH, and BTC for USDT.
What I like about the Trocardor app is that they rate all partner exchanges from best to worse in terms of how likely they are to request KYC. Whether or not it's a reliable piece of info remains to be seen, but it feels good to see it at least.

Blockonomics is very good too, and they are also registered in Singapore now, we have been using them to accept BTC, and their platform is very good. Its a nice list and you can add blockonomics to it too.

https://www.blockonomics.co/ (https://www.blockonomics.co/)

I'm not sure if you had the time to look into AlchemyPay which I suggested some time ago but I think it's safe to add them. I have been seeing them a lot more lately, and I also noticed that they are one of bitcoin's conference sponsors. It doesn't seem like their services are for everyone though, you can't just create an account and make an API key, you have to reach out to them first. The fees are 1% and they also support fiat.

@Husires
It seems that both Payscrypt and GloBee processors are no longer operational.

---

Does anyone here have any experience with using any of the following processors?

• B2BinPay (https://b2binpay.com/en/cryptocurrency-payment-gateway/)
• Poof (https://www.poof.io/bitcoin)

^{Note: I prefer not to vouch [DYOR before using any of the above processors]!}

There's Giving Block[1]. I'm not sure if it should make the list, because it's only used by nonprofits to accept donations.

I also saw a brand new account[2] mentioning a new payment processor earlier. It's probably too early to add them, but I thought I'd share, maybe someone is interested in testing them.

[1] https://thegivingblock.com
[2] https://bitcointalk.org/index.php?topic=5406922.msg61875025#msg61875025

you can add(suggestion)
https://plisio.net/
https://cryptomus.com/

@OmegaStarScream will update this topic constantly, so new topic is created and this will be locked.
Link: https://bitcointalk.org/index.php?topic=5444578.0