Bitcoin Forum

I would like to know from your brilliant ideas to come up in a decision on how to save money and beat the inflation rate. Inflation rate is very common to all or most of the economy every country faces. The capacity of money to buy goes down as inflation rate increases consecutively over a period of time. The most affected in this problem were the poor like me.

I was geared to save as one insurance company came to our workplace and invited us to join with them. The agreement is we have to pay monthly which will then accumulate over a period of time and had a lot benefits for being a part of the insurance company. The monthly payments accumulated will be 10-15 years with more or less 10-20% returns from the accumulated savings being made. However I am still not satisfied because the inflation rate goes to 4-7% annually that might not compensate even 20% increase over optionally 10 or 15 years of returns from the insurance company.

Since I have the idea in saving money through bitcoin, so probably this could be a better chance in getting away from this inflation rate as another option in saving money other than the insurance company or even banks (the traditional way of saving money). Banks and insurance company does only offer low interest of increase of the savings so I am not favorable to it.

As I imagine, during the old days of bitcoin started @ 1 dollar then now doubles its market price everytime and up to present market price which is relatively high. It shows a higher increase rate of returns from the savings more than the the other ways of saving money as I have mentioned above. Basically if one saves money through bitcoin, then higher chances are that it could beat the inflation rate over a period of time. Besides whenever I will be needing the money with bitcoin I could easily withdraw it anytime as I am the one to manage the bought bitcoin being held. There is no third party and just purely system or platform of bitcoin that will help me to save money and beating up inflation rate at the same time.

However, I am little bit worried as what others had told that putting your money to bitcoin is risky. This is why I need to know your ideas on what could be the good thing to do to pursue in saving money. But, I am also open to other options from you guys if you have just do not attempt to scam.

Do you think that bitcoin will be better in saving money and beating up the inflation rate?

If it's a local firm, insurance would likely be saved up in your local currency and still be subject to inflation rate. Same with banks that offer low interest returns on amounts saved up and are equally impacted by inflation.

AFAIK, it's quite difficult to find an asset with a static value, which neither falls nor rises overtime. It's either a tangible assets which loses value or a financial asset which has a speculative value, there are also assets with intrinsic value such as landed properties.
No one would want to save up in a depreciating commodity like cars (except in cases of vintage ones) or gadgets and putting your money into assets that are projected to appreciate does not count as saving, but investing. And any investment comes with it's fair share of risks. Bitcoin falls under this category;

Putting your money into any investment venture comes with its fair share of risk. The volatility in bitcoin potentially increases this risk. You can explore other less volatile assets like gold.
Only invest what you can afford to lose
Do your own research

The same is true for basically everything else though, which is why some people prefer to sit on cash. It should also be noted that putting all your eggs in one basket is inherently risky by itself, so no matter what you end up doing, you should diversify.

On that note, it should be perfectly safe to have a portion of your savings in Bitcoin both for sizable future returns and beating the inflation. I would like to point out that diversification doesn't really work in the crypto market -- as a whole, it tends to follow Bitcoin's price movement, so putting money on more cryptocurrencies will only expose you to more risk with generally minimal gain. If you want to invest in crypto, buy Bitcoin and nothing else.

As for the traditional finance side, it may be worth putting another portion in an index fund (https://www.investopedia.com/terms/i/indexfund.asp), which should be perfect for people like you who just want to park their money somewhere. Precious metals are safe bets as well.

It's ultimately up to you to do research regarding what suits your risk appetite though.

That's an absolutely mediocre 'deal'. I can't believe anyone would offer that to someone without expecting a punch in the face in return. 1 year at 1% is just about tolerable if you can't find anything else, beyond that it's an insult.

If Bitcoin survives the next few years then I'd be staggered if it didn't beat inflation by a vast amount and it's not as if you have to put everything into it.

You'll get more focused thoughts on conventional options if you tell us what country you're in.

Well, Bitcoin was designed to beat the inflationary problems. Deflation is part of its feature. 

I would advice you put your money into things without centralized political/non-political interference or control.(It very important to avoid them esp long-term)  Building something like that would be challenging but possible.
You could basically build something that is very safe, morally legal and close to impossible to centralized. Once the centralization, lawlessness, secrecy etc are taken away, you could invest in it longterm. 

I would begin to invest in good/safe things that I fully control and that will be highly needed during the time of serious crisis. (we are approaching the "this time"). Most likely use local Blockchains/decentralized tech to control the "good/safe things"

If you are already wealthy, it's called hedging, while if you are still poor, you might prefer to put your money in some investment plan.
Hedging usually done with gold or government bonds or both, while investment can be varied according to your risk preference, typically stock or corporate bond, or both.

Probably you were offered some unit-link type of investment. Generally, I'd say stay away because:
- probably you won't need the insurance;
- you have to pay the fund manager fees (included);
- you need to trust the insurance company.

It might be better if you buy mutual funds or buy stocks directly. You can construct your own portfolio with blue-chip companies that you like.

Sadly, no one can predict the future, so investing in Bitcoin is still very risky in the long run. Well, if you don't want to miss the moon train, you can use a small portion of your total investment into Bitcoin. It's like a gamble that can give you a substantial amount of money if you are lucky.

If you want to save your money in bitcoin, you know that bitcoin price will always fluctuate, and no one will know when bitcoin price will increase so high. Bitcoin price itself is not stable at some price, and it is always changing, so that can makes you worry. But if you are okay with that, you can start to save your bitcoin, and don't spend it until the price increases. Besides of bitcoin, you have another option to save your money in gold, and we know that gold price tends to stable, but some analyst says that the gold price can increase higher too.

Depositing your money in your bank account will also work, but you can not expect a big return in one year or more because it has its calculation about giving the return to its members.

You can literally find bank accounts that pay better than that.

If all I'm looking to do is beat inflation, then investing in stable revenue-generating businesses is appealing. Property management comes to mind.


That doesn't guarantee its price will appreciate. Someone who bought in December 2017 is still significantly down on their investment; forget hedging inflation. It's a high risk, high reward speculative investment.

Well, putting your money in bitcoin is not really risky at all, but putting all of your money in bitcoin can be a problem. We all know that bitcoin has been adopted and recognized by the people for more than 5 years. However, nothing ensures that bitcoin will live for the next 10 years. No matter how good bitcoin is, it was only born 10 years ago. Gold is a different story. It has been on this planet since the Earth was created and people have been using gold for thousands of years. That's why its a safe haven and people trust gold the most. If I were you, I would split my money into half and put one in bitcoin, the other for gold.

That's my advice for maximum profit with minimum risk in which you can defeat the inflation. And there are still various ways to generate money passively. Try to make research on the Internet and you will find out
Best regards

The risk is that when you put everything in one basket. Bitcoin is not bad, but you need to have plan B, C, D just in case you really need to cash out specially if there are emergencies.


There is trading as well, you save some bitcoins and then have some to play around the market. Of course it's not passive because you still need to work your ass off. But if will be a good option, in my opinion. As far as insurance though, I'm not a fan of it, personally. I have been scammed myself and there are history of insurances pulling a exit scam here in my country.

Don't save your money that is the best way to beat inflation, investing on anything which gives more returns per year than actual inflation of your local currency will give you overall profits.Cryptos are highly risky to invest so don't invest all your money in cryptos for any reason,just distribute and invest on different assets and also having less liabilities will help you in saving money.

Try to check kucoin pool-x. They have a lot of staking programs sometimes with incredible hight ARP. Yes, they usually offer shitcoins for this, but sometimes 15 arp could be real numbers

As you know, there are plenty of bitcoin folks that have decided to save their retirement through bitcoin. But the same with your perspective, it's risky because it's volatile and that's why you should only invest what you afford to lose.

You are already on the right track and you know the behavior of bitcoin. You have the idea of how it works and how it quickly moves from phase to phase in just a short period of time. But if you are worrying that you can't take it, spread your money through other investments that can produce profit like renting a real estate you own which basically means, you have to invest in a real estate.

Regardless of all the possible risks when it comes to investing in something, the worst option is to just keep the money (fiat) in the bank or under the mattress. In either case, inflation will do its thing - and if you're unlucky in life, thieves will look right under your mattress.

Since you are asking this question on the bitcoin forum, it is logical that most of the answers will be to invest in Bitcoin. Although it is a very risky investment, it proved to be extremely profitable (except for a short period in late 2017 and early 2018), but some simply ignored warnings not to enter during such a large pump that had to stop at one point.

If you want to put some of your money at risk (but also a possible big profit), then invest a certain percentage in Bitcoin. If you want relative security choose gold or silver or maybe real estate investing. No one can give you a 100% successful formula, because that would mean they can predict the future - and it all comes down to studying the past and speculating on what might be in the future. 

Technically speaking you are not asking how to save but how to invest to beat the inflation rate, as we know if you just keep your money in a bank account that gives you no interest then over the long run you are losing purchasing power, if you want to avoid this then as you have discovered you have no other option but to invest.

There are several options for this, one option is to leave a professional do the job for you, there is just one big disadvantage with that, most investments firms cannot beat the market or the rate of inflation and many lose money for their clients, as such your only option is to do it yourself.

Investing in bitcoin is as you may guess one of the first options that comes on this forum, but you cannot do it blindly, there are good moments to do it and there are also bad moments as well, in order to reduce your risk it is imperative that you learn all what you can about how to invest and in your case that you do it for the long term as this improves your chances of seeing profits by just buying and holding your coins.

The main way to save money is to invest in Bitcoin. The basic idea behind investing is to make a regular income over a period of time. Over time your investment grows and so does your money does for example the next five years will not be the same if the investment is made and it can grow further. Thus, investment is extremely important for everyone. But first, you have to save money before investing One way to get closer to your desired goal is to understand the power of compound interest. Compound interest means an interest that is not only calculated in the initial currency but also takes into account the accumulated interest as compared to the previous period. We can save money by investing in both the short term and the long term.

Yes. But first its demand needs to mature so volatility will stop. Bitcoin was very deflationary this year. Bitcoin inflation in 2020 is -26%

yeah that is the good thing about bitcoin. However the risk is also there as being mention of its volatility make its more potential for losses. If you can rate the risk in investing bitcoin from 1-10 which is 1 is the lowest and 10 is the highest what could be your answer?

Yeah risk is part of investment and properties as what you had mention could be one way of good investment or even gold but then it would be needing money to acquire it. And  if time comes that you will be needing the money then  you will have the difficulty in selling the asset without dropping its market price to get an urgent sales.

I think a well diversified portfolio will beat the inflation rate in the long run.
Even though prices are fairly high at the moment, a good portfolio should include stocks, bonds, commodities and of course crypto currencies.
Bitcoins are probably a very safe bet, its very well known all around the world and has already many investors.
For stocks and commodities I would recommend just some indicies if you don't want to invest a lot of time to do your own research.
For bonds there are special bonds that payout inflation adjusted returns which could be an option.

You should never invest funds you cannot afford to lose, reason why I stated that; investments are not a means of hedging funds as there is a potential risk involved. This way you will not be pressured to sell at a loss (due to a drop in price or urgent need) when liquidating your assets.
As I mentioned earlier, you will need to do your own research and understand the financial market, this would help you decide which asset(s) is most suitable.

     This is quite a problem you have here sir, indeed everyone wants the best when it comes to their money or assets. The thing is though is that the answer that would fix this problem of yours perfectly is none-existent. The only thing you can do is take into consideration all of the choices you currently have at your disposal and make the most of all the information that you may gather from people here and on google. And yeah, while I may be really enthusiastic about crypto currencies, I wouldn't recommend it since it really is quite hard to ensure profits and value of your investment. I hope you make the best choice for your money. I'm gon merit this since I also got some good ideas from this post or yours.

Yes, as expected from this forum having brilliant members/users able me to find good ideas. This is why I get the chance to ask here. Anyway investing is not a decision to make right away. One should make an inquiry first and take some consideration as what you have mention above. There is no such thing as perfect investment but there is what we called a good investment. This is why I need to know and gather more info regarding on bitcoin since this would be my preferred way of investing money for now. Besides, it is not a one time investment for it is like saving money little by little in a monthly basis.

Agree, that this forum is a sort of place where we can find ideas to make a good investment but we should have to think that we need strategy on filling that idea for making it successful, so to save money here on crypto world is all depend on our strategy and devotion on how to handle on every market situation.

First of all, lets consider what is the definition of Insurance in Investopedia (https://www.investopedia.com/terms/i/insurance.asp).


Insurance has been used so that if the person experiences some problems then he can use the money he invested on insurance and just for me only, the interest of these insurances are really low since it is not the main priority of it. Insurance isn't created for investing but for future purposes. The main keyword there is "HEDGE". Don't expect too much and don't invest too much on insurance if you aren't using your funds there for hedging. If you are searching for interest then find another investment.

Investing in general can make you beat inflation rate.

When I'm investing, I always see the annually interest that I can get aside from crypto which is we know very volatile and stocks because I'm a stock trader and crypto holder. I also invest in some investments that gives fixed interest rate but I'm not into it that much because I know that inflation can eat up the interest.

Bitcoin can make you get away with the inflation rate as long as you can take the volatility of it. If you aren't like the others who are panicking when prices are going down then Bitcoin can help you with that. Money is inflationary and the buying power of cash right now is slowly withering. It is better if we invest it into different investments rather than just holding it but still have some emergency funds too :D. Money management.

Invest what you can without affecting your finance for everyday expenses. At the very least, for the next year, make sure that you won't have any kind of problems living your life when you invest. Look for investments that are protected from inflation rates or look for ones that would benefit from the weakening of the U.S. dollar. Bitcoin is a fine investment, that is if your holding in the long term, but this doesn't guarantee that your money would remain the same as it is when you invested it. Bitcoin is a speculative asset and you can see just from how much the price moves in the long term that your money may or may not be the same, whether it be a positive or negative result. If you want a 100% assurance, Bitcoin may not be an option.

To beat inflation, I suggest investing in the real sector because the real sector is the main foundation of the economic system. Investment in the real sector can beat inflation because development and developments in the real sector show real progress and prosperity as well as the balance between money in circulation and the number of goods and services.

Especially in the current pandemic, investment activities must have a humanitarian motive which is to help individuals who do not have the capital but have the skills, abilities, and expertise in doing business. In addition, investing in the real sector can ensure that assets are not stockpiled in the form of savings but are used to turn the wheels of the economy so that wealth can be distributed evenly. Investment in the real sector will also cut a lot of the complicated threads of exploitation of natural and human resources. In short, to cover bank interest costs and pursue targeted profits, investor factory owners will produce greater output, while to produce more output, more raw material resources and more resources are needed with a focus on reducing production costs as low as maybe.

Growth and economic development in the world are very unbalanced where the growth of the non-real sector accelerates far compared to the growth of the real sector, this is due to the rise of cash flows that are traded again triggered by the many businesses of the capital market speculation. This is very fragile because what grows is not goods and services, only money grows. In the end, the rapid investment in the non-real sector will cause many economic problems.

Well to beat inflation you will have to take some risk and which means you should be ready to invest in some volatile markets and be it stock market, crypto , gambling sites etc are some of the options where you can think and invest accordingly. Also, to stay little secured you can invest in the top crypto like BTC etc for some returns. But risk is definitely involved in all of the options so choose it carefully and invest accordingly.

Terrible advice. Past performance doesn't guarantee future returns. I'm bullish on BTC long term too, but we're essentially betting that other people will adopt it en masse and retain faith in it. That's a really speculative bet, there is no way around it.

There may come a time (decades out from now) when BTC becomes generally viewed as a legitimate inflation hedge. Now is not that time. This is the speculative early adoption era. Very different fundamentals and price dynamics.

Yeah you are right. I have just probably invest part of the savings to bitcoin and other goes to a bank preferrably than an insurance company. There are benefits though they offer but basing on the experience of ther members having the difficulty when accessing to the benefits because it will take time and  a process before claiming the benefits. Though it may be advantage but their offer is a long term of holdings and I cannot guarantee that I willnot going to pull out my savings from them. Besides they will go refund and will suspend the benefits and the interest that coule be served also as profits. I am also scared that one day this promises from an insurance company might be false and they will just runaway after some years of your contribution.

This is also comes to my mind. I have been eyeing on bitcoin and I will just try to figure and be ready. Probably five years is good enough to see if bitcoin could really go up and beat the inflation rate. However I still like to consider the current value of bitcoin. It is relatively higher and  I guess if it could go down to 6k like what usually happen and even lucky if it could go down to 4 k would be much appreciated.

Well, whatever it will be hoping for the best of decisions to be made. But, still I am in need of more inputs from guys this is why I unlock this thread.

For me, IMO, bank will just help you cope up with those other expenses that isn't necessary.

 It will help you to control your money, but I don't see it an effective way for us to beat up inflation because that's less likely to happen. Try to invest in those long-term investments and not only rely on the money that you have, you need to secure your future. Invest in cryptocurrencies and I'm pretty sure that most of us here have knowledge about the benefits of cryptocurrency in to your assets  and businesses. Don't always rely on those banks, it can help you, but you need to think of other possibilities for you to save and grow your money.

This is what always insurance company has been discussing and highlight of the saving money effect on their insurance. This could be great actually but knowing savings could still be affected by inflation rate and none of this will has a higher chance in gaining because in insurance they offee great benefits but in claims I do not think they can offer good to it. Besides some insurance company were changing their business name from time to time to scam. Yes, there are many here in our place that are good in inviting.and collecting funds but when it comes to accessing benefits, they aren't that generous like you have to comply a lot of requirements before one can access the benefit.

Let's say your money is a snowball you hold in your warm hands in a sunny day, and you going to climb a mountain using a escalator. But, the escalator is moves you down. Now if you stand still with your funds and thinking you are losing nothing, you are totally wrong because the The heat of your hand plus heat of sun will make you lost your funds. Here if you want to save all your money from inflation you will have to invest on something to get profit more than the inflation rate. Real estate, metals like gold and crypto are the options and all depended on your personality and how much you want to risk.

In one thread, I have already written a similar thought - I will write it here especially for you.
The state will not print more money than it can control this fact. If we only have BTC (conditionally), then we will have to add another decimal point very often, because the number of BTC is fixed. And what then is the difference - will the item cost 10,000 pieces of paper or 0.000001 btc if there is no difference? Zero more, zero less

I think that is the best idea for who wants a safe investment: landed properties.
Of course nothing is totally guaranteed, but this one can be a very versatile investment as there are a lot of things you can do with a piece of land and its price usually doesn't follow your national currency depreciation (inflation).

Just don't use your fiat money to invest in more fiat money, as you already know, it's not profitable on long run, although crypto currencies can be an exception and I think a very smart idea to split part of you total sum to crypto coins, so you won't regret later if crypto currency skyrockets.

That I cannot guarantee. People often spread rumors that bitcoin will be a kind of king when it can reduce inflation and even increase each year. And as you can see, the price of Bitcoin from 2017 to now is still creating much lower peaks than before. then all is just a word and a fomo trick of financial experts, don't believe their words. My opinion about bitcoin is the same, it's just a coin for whales to manipulate and it will certainly be a big influence when the economic crisis takes place. To ensure the safety of your cash, I recommend buying gold. It rarely loses its value in a short time.

By having multi streaming income and little savings, I think we can save the value of our money from inflation. In the minds of many people, inflation is a certainty and something that is scary. So according to the thinking of many people inflation is something that must be accepted but we don't like it. The only way so that the effect of inflation is not felt is to have multi streaming income that is varied and productive so that we continue and automatically get regular income.

Multi streaming income is obtained if we invest our money not just save it. Bank interest will not be able to beat inflation but an investment, especially in the real sector can make the effect of inflation less painful.

That's the first thing to do, never let yourself suffer and lost everything that you have. I know that investments are risky but you should also consider yourself, if you have a budget for an investment and for you own needs. Investments are necessary for you to secure your future and to earn and save your money for you to cope up with the inflation.


That's why bitcoin is never a secured investment but it is a good source of profit once its price increase and you have the opportunity to make transactions.

You just need to learn how to accept results.


Bitcoin is only for a short-term manipulation and you just need to make transactions depending on the market, that's why you should know how to deal with those price changes and bitcoin's volatility. Invest on a businesses rather than investing in bitcoin if you want to have a slow but surely growth.

of course putting money into bitcoin is risky especially if you invest bitcoin in a higher price. What I can advice is wait for the price to dump and then buy and hold when the price goes up sell it and then buy again at low price, buy low and then sell high. Lastly just invest the amount what you can afford to lose in order to minimize stress when losing some money.

Investments can beat inflation rate if you’re living on a place with a lower rate of inflation, but if there’s a hyperinflation then only the government can solve that problem. The government is working hard to keep the inflation rate lower, and make the rise slower. Saving is not enough especially on a banks, look for alternatives and learn how to invest money.

Yeah, you can't beat inflation. All you can do is to surf with it. Maybe what OP mean is that how to save money effectively until you no longer feel the inflation rate. That thing makes more sense now lol ;D. A sort of ways on how to become rich (by means of saving of course) until the price hike of goods/services will nof bothered you anymore.

Hmm, if I'm right on that one then I think saving alone won't work. Having a stable job alone won't work either. I realized that we should not save money just for the sake of saving, save money so that we can invest on the future. For me Work > Save > Business is the key to not feel the inflation rate.

salary - ( minus ) savings = expenses  .  is that is  ? i still find this confusing  but i like what you said on your last sentence  . my family has been doing it but only if there are special occasions or holiday ahead  .

they know that the products will become expensive during the day of that occasion so what they do is they buy early to save up as much as they can  .  there are indications on when to tell inflations will occur. all we need is to watch the news closely  .

I think what he is doing is that he is allocating a certain amount of money from his monthly salary for his savings. Then the rest will become his budget for all of his needs and wants. By doing so, he can have a secured fund in case of emergency or sudden expenses in the future. Which is opposite from the usual scenario wherein people spend then the excess money would become the savings. If you will analyze, it's a matter of priority. He prioritize his savings first then the one which will adjust is his expenses :).

Good move! Buying goods off their season is cheaper due to the low demand. You can actually get big savings with the same quality of product. However, this is not always applicable for perishable goods tho.

You can keep make value your money without inflation by saving in bitcoin or digital currency like USDT and gold, if you keep holding your money with cash or your local money will give bad impact for several years later with lower value after getting inflation cases, check by your self how much you can buy some thing if you have $100 in your wallet and let do it right now, is the same or not.

But even USD faces inflation because what you would buy with 5 USD 10 years ago you cannot buy the same item with 5 USD today right? So you keep your money in USDT for years and you are being killed by inflation slowly.

I do agree that in particular countries the fiat might loose it's value quicker than the USD but there is no currency that won't face the problem of inflation and there is only one way to fight the monster of inflation and that is to trade and if invest, then invest into long term vision rather than quick profits or faster profits because if you are able to identify the right choice for investment you can easily beat inflation for example someone who invested money into bitcoins 2 years ago would easily beat inflation, why? because his investment was worth it and paid way higher than inflation rate.

For me, we can start saving money through investing in bitcoin or even in gold too. Bitcoin may be quite risky as its price tends to change anytime but if we will just invest what we can afford to lose, then we can limit the risks. Investing in gold can give us more profits to save money too because as years goes by, it's value will definitely increase too.

I don't fully understand the insurance thing you described, probably because those things either don't exist or aren't popular in my country, but depositing money in a bank likely won't help you beat the effects of inflation--not when interest rates are near 0%.

And bitcoin?  If all you're trying to do is protect your purchasing power from inflation, the last thing you want to do is invest money in an asset that's extremely speculative and breathtakingly volatile.  So no, I don't think bitcoin should be employed for that purpose.  However, if you're looking to make a profit and can tolerate a high level of risk, buy all the bitcoin you can.  Just look at how well you would have made out had you bought it just two days ago--but bitcoin can drop just as fast and hard as it can go up, and nobody can predict when it's going to do either.

A lot of folks think keeping their wealth in the form of gold or silver helps protect it from inflation.  I don't know if that's really true or not, but metals are a lot less volatile than bitcoin and IMO are much less risky.  Good luck whatever you decide to do, and let's hope the inflation rate doesn't skyrocket.

There are several ways to save money and beat up inflation, including investments in cryptocurrency, stocks, gold and real estate.
But I agree with you that investing in Bitcoin is the best way to save money and beat up inflation. Even if we are lucky with the
price of volatile Bitcoin, then the price of Bitcoin pump as it is today. Then the amount of money we have can increase.

That is correct because either the inflation rate is low or your interest over your investment is higher than the inflation rate.

Inflation for someone new can be understood as the change of price for your daily needs increase with time but the value of your money remains same or increases comparatively slower.

It's a good question asked and actually the only way is you earn interest that compounds itself and becomes higher than the inflation rate or you just investment in a particular business or asset that you believe has the potential to overcome the inflation.

But we should not be dependent to our government when inflation occurs. So as much as possible, we need to invest in some businesses and cryptocurrency, although it is very risky, we need to accept our fate and and the reality towards the result of our investments. Proper manipulation requires patience and control so the the direction of your investment is towards success.


Sometimes, news is not enough to know when inflation will occur. We should know how to observe and deal with the market so that we have an idea when to buy our necessities as soon as we possible.

We should not wait for the news because once people watched those reports, demand will suddenly increase and you will be left behind.


Some goods are not in demand when inflation occurs, some will stay in its price and some will have changes in price.

Bitcoin appeared after the last global economic crisis in 2008, so many rightly believe that its appearance was the answer to this crisis so that people can protect their savings from inflation of conventional currencies.
If measures to combat the spread of coronavirus trigger a new economic crisis, then this will be a good opportunity to test the cryptocurrency as a financial instrument that will not be subject to inflation of the common national currencies of states.
We also hope at the same time that with a real threat of the onset of a global economic crisis, people will invest in cryptocurrency and this will significantly increase the demand for it and, as a result, the price of cryptocurrency will rise significantly.

you can't beat inflation the game is rigged in favor of the rich !

Inflation are keep happening not only in local currency but also the strong currency like USD and EURO. There are people who ask how to beat inflation, actually the answer is simple and it is by investing it in different financial instruments like stocks, real-estate, bonds, commodities and of course cryptocurrencies. The reason why I do not save my cash in banks or just letting it inside my wallet is because its value will continue to decrease because of the inflation. By investing it in different financial vehicles, I cam beat inflation but I have proper risks management when I do investing in order to protect my capital.

That sums up everything you want your money to put into.

Bitcoin is volatile, it is risky to invest in it but that risks goes the same with other investments or assets. I don't think it will be able to give you good results when inflation strikes but if you will be looking at the price chart, if you invested days ago, you will be able to get some profit you can use. I guess before it happens, you should be able to invest while you can.

You can if you know how it works, first of all you need to stop saving your money on bank accounts that is the biggest mistake for someone who wants to save their money.Just buy some assets and it will bring profits for you after years of holding that is how rich people tackle the inflation rate.

if you can hold does assets ...to hold everything has to go according to plan ... but in life nothing goes according to plan ...some problem will show up ...like your wife/girlfriend will cheat you , someone in your family will get sick,a pandemic or a war will start .... nothing goes according to plan ...in that moment you will understand what i wrote now .

This isn't true, we can tackle inflation as in the above post. Everytime or most of the time we can stick to the plan and move forward. Problems are part of life, it'll come and we need to be strong enough to face and overcome the situation. As said everytime we can't live with a negative mind that wife/girlfriend will cheat, family member will get sick, pandemic will start. Just think of the moment, and unexpected pandemic has been attacking. For that people are making/looking for solutions and not ending their life themselves. Positive minds will always progress in any situation.

You can invest your money in various assets, such as Bitcoin, Gold, Stocks and Real Estate. Investing in assets will save your money from
inflation and can get big profits. Different if we save money in banks and insurance companies, our money can be used up because of inflation.
Because the amount of interest given by banks is very small. Now I choose to invest in Bitcoin, it proved my investment from 2015 to now
shows a positive thing. My wealth has increased.

Everything in this world involves risk. Nothing can ensure that your money will be safe even if it is contained in a most secure bank. In my country, Many banks bankrupted and many people lose all of their money. No insurance can protect them from these disasters. In my opinion, bitcoin is somehow better than other assets. You can easily maintain, control, and manipulate your bitcoin with a single button. The power is limitless. With great power comes great responsibility, no third party or authority helps you. You need to be responsible for your money. The more careful and dependent you are, the higher chance you can keep your money safe. That is why the decentralized system is trusted in many recent years.

Even though bitcoin is not as volatile as it was in the past, it can still easily beat the inflation rate without any doubt. Therefore, holding bitcoin (or ethereum cause I am favorable to this coin so much) will accumulate a huge amount of money in the future. If you are still scared of putting everything in one bucket, you can split your capital into parts so that you can reduce the risk involving

I think you are playing this game the wrong way. Target with any investment is not to beat up inflation it's to create wealth over a longer term. Consider inflation is like a cost a cost which is unavoidable and all you have to focus is on greater returns that would automatically beat inflation.

Coming to the part on how to beat inflation. Inflation is like a minimum slab if you understand it.

People think of it in this way: For example if the inflation rate increases banks will automatically increase their interest rates which in turn would make you look banks are profitable but inflation is eating up your savings too.

What it actually is: Whenever there is an increase in Inflation banks increase their lending rates too. It's because banks also are profit making corporations who have to beat the lending rate. This way credit is available at a higher rate and almost all the corporations would now try to be more profitable because they have to beat the interest rate and maintain EPS too. So in short stocks are the best answer always. Go for bluechip companies which are established corporations carrying low risk.

So in short I would recommend you to go for blue-chip stocks if you are not willing to take risk and grow wealth at the same time.

That is indirectly true because the rich is expected to get richer and the poor will get poorer with time. The main why this happens is because rich will give out loans to the poor and earn good interest while the poor has to utilize the money in such a way that they not just have to earn the interest they need to pay but also earn some profit for them and then also beat the inflation to survive, that is the basic reason why rich is expected to get richer with time and poor has to work immensely hard just to survive.

Beating the inflation rate also depends on the country you live in because some countries have a terrible graph and the inflation is only going to get bigger while some countries have a great GDP and the per capita income is higher.

There is technically no way of beating the inflation rate but it's effect can be minimized if you act smartly and take wise decisions like investing in high potential assets.

The idea for them having the right resources and the right guidance to
any investment that they'll
going to take is the one who brings them the favors, not directly true
but mostly the actual outcomes,
Rich becoming more richer while poor always suffered due to ignorance
and unpreparedness,.

---

You have to work hard to understand and be guided by knowledge in
order for you to ride with the situation
There's no need to beat inflation but likewise you need to learn how
to keep on track to ride with it.

That is why you/we need to have certain amount in the savings for personal emergencies which is not meant for any other things only for our survival if it is needed and that's how rich people plan their money so called financial management is more important to learn for everyone if they want to save their money.Simply having all the money and improper investments will leads into crisis.

The poor are not like the rich ... a rich guy has 100k - 1 mil usd for emergency cases ... a poor guy has maximum 10k - 20k  for emergency ... and when the bills start coming you will start saying wtf is happening ...

I know this from personal experience ...

I think i read around 100 investment books

I started with rich dad , poor dad
Intelligent Investor
Security Analysis
Richest man in babylon
the millionaire next door
almost all fabozzi books
the little book that beat the market
one up on wall street peter lynch
the essays of warren buffet ...
investments bodie...
https://www.youtube.com/watch?v=WQui_3Hpmmc&list=PL8FB14A2200B87185 --> great course from Professor Robert Shiller ... > he got Nobel prize
https://www.youtube.com/watch?v=eKHMeFC_IYk&list=PL40DFE1B0082CEC29
https://www.youtube.com/watch?v=KfDB9e_cO4k&list=PLECECA66C0CE68B1E
Anything that  Aswath Damodaran wrote or said on youtube
And many others books ...


I did everything like they said ... what i learned is that nothing goes according to plan

 







 

Actually the rate of growth for gold is way lower than the inflation rate and you cannot over the inflation rate with investing in gold and that is the reason investors are looking for more options and hence bitcoins are so popular now. Any commodity that gives higher returns as compared to the inflation rate which can be easily predicted by comparing the inflation rate for the past 3 or 5 years, so any commodity that gives higher returns is a value investment.

Although I am on the side of bitcoins for investment but if you have a little knowledge you can actually trade or even do day-trading and play with the price and make some solid profits so basically you don't just earn by investment but also earn extra as a trader.

Saving your money with potential assets like gold, buy property, invest on bitcoin and deposit your money with USD value, if you keep your money on the bank I think have inflation every year and you will increase less your money value. Now move your money become potential assets to invest and keep on have higher value.

Having a tangible property is very good if you want to save but you also should consider investing fiat currency that lets you accumulate compound interest because inflation gets bigger everytime someone saves their fiat by making it a stagnant which is very bad for economic circulation, you also should be careful when you invest in gold because they are not immediate filler if you have a need for sustenance. If you want to save money then diversify your options, inflation can be prevented if every individual knows how to save money in a way that it still circulates theeconomy while getting a desirable interest, the insurance thing is a good choice in my opinion because you get some benefits for your contributions.

In my experience it is Bitcoin is giving me 10 to 40% increase in my savings annually than on saving it in a bank although the market is very stable and volatile it has been proven that it can make profit for those who are brave to shift from savings to bank to investing in Bitcoin and other Cryptocurrency.

One good option is investing your money in VUL (Variable Universal Life) Insurance.
A life insurance policy with built-in savings. But that is only one good option to go to.
Investing in real estate is also a good one as normally the value of real estate goes up thru time.
But if you want immediate resolution on how to save money - you can grow your own garden, so less expenses from your monthly food budget.
Also, you can sell things/items that you think you will not use anymore. Less clutter in life, the better for your sanity.
Do some freelance online jobs. You can earn a lil bit of money from this option.

I can only share my own experience to save my money, I have invested it in bitcoin and some altcoins. I am Venezuelan and as most of you know my country has been containing hyperinflation for a long time.

Bitcoin and crypto arrived at the right time and I have seen the change of working, receiving fiat and keeping it in the bank is reduced to my basic needs.

I have had to do my own search and invest in earning dividends with Nexo and staking with FRM and AWC tokens. Staking with AWC has worked, I am waiting for the Nexo dividends on August 15 and the interest earned by staking FRM token a year ago that I will receive in September.

Bitcoin has been very useful because it has allowed me to exchange it for Fiat in Cryptoway (P2P). With Nexo you can request a loan by creating an account, you deposit your Bitcoin. As the guys have advised you only you should do your search and risk what you can handle.
The best of luck!

The best advice my father ever gave me was this, "People have to eat and drink and sleep" So, taking that in mind.. I spread my investment portfolio in such a way that it covers those principles.  ;)  (Think Pub / Rental property / Restaurant /Bottle store etc.)

Beating inflation is very difficult, but my Bitcoin investment kicked it's ass. I was one of the risk takers back in the day when the Bitcoin price was still $300.. so I managed to buy a few bitcoins back then and when the Bitcoin price reached $18 000... I sold some for a 800%+ profit. (Now take that profit and add the interest I received on that and you will see that I would beat the inflation for many years to come)

Always remember that Bitcoin should be part of your high risk investments in your portfolio.  ;)