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Other => Off-topic => Topic started by: BLU on November 24, 2020, 10:51:22 AM



Title: US bank account
Post by: BLU on November 24, 2020, 10:51:22 AM
Hey guys, is it possible to open online a US bank account without providing an address?


Title: Re: US bank account
Post by: MellowD on November 24, 2020, 10:56:17 AM
I think you can not open anywhere in the World an bank account without a little bit KYC like Adress and ID Verification


Title: Re: US bank account
Post by: boyptc on November 25, 2020, 06:07:04 PM
I think most banks are asking for your ID and it should include your home address.

Why do you want that? Banks are known to be asking for information like this for their depositors.


Title: Re: US bank account
Post by: BLU on November 26, 2020, 12:37:57 PM
For some business purpose but I don't have an address


I think most banks are asking for your ID and it should include your home address.

Why do you want that? Banks are known to be asking for information like this for their depositors.


Title: Re: US bank account
Post by: mich on November 26, 2020, 01:06:26 PM
Hey guys, is it possible to open online a US bank account without providing an address?

I wouldnt imagine it being possible to open a account with any country without providing a proof of residence.   

It is required to prevent fraud among other things and certifies that you are a real person.  I would be skeptical to put my money in a financial institution that doesnt care where I live. 


Title: Re: US bank account
Post by: BLU on November 26, 2020, 02:07:53 PM
Why would you be sceptical if a financial institution doesn't care where you live? As long as they provide good service and reputation I wouldn't be sceptical, instead I'd be more worried if they want too much information about me.

Hey guys, is it possible to open online a US bank account without providing an address?

I wouldnt imagine it being possible to open a account with any country without providing a proof of residence.   

It is required to prevent fraud among other things and certifies that you are a real person.  I would be skeptical to put my money in a financial institution that doesnt care where I live. 


Title: Re: US bank account
Post by: devil2man on November 26, 2020, 07:01:41 PM
Now the banks all over the world require Kyc verification and even if you do online they require video verification, so also a valid address


Title: Re: US bank account
Post by: boyptc on November 26, 2020, 09:18:26 PM
For some business purpose but I don't have an address


I think most banks are asking for your ID and it should include your home address.

Why do you want that? Banks are known to be asking for information like this for their depositors.
If it's really needed, rent somewhere and ask your landlord that it's needed for your application in a bank account.

I'm confused, where are you staying right now? why don't you use that address where you're staying?


Title: Re: US bank account
Post by: KonstantinosM on November 26, 2020, 11:41:41 PM
Hey guys, is it possible to open online a US bank account without providing an address?

I don't think you can open a US bank account without an address. I've probably only opened 3 accounts in my life but I needed to give out a lot of information including ID and SSN.


Title: Re: US bank account
Post by: BLU on November 27, 2020, 01:52:41 PM
I moved to a different country but need a US bank account now for business, I guess the only option if I use relatives' or friends address.



For some business purpose but I don't have an address


I think most banks are asking for your ID and it should include your home address.

Why do you want that? Banks are known to be asking for information like this for their depositors.
If it's really needed, rent somewhere and ask your landlord that it's needed for your application in a bank account.

I'm confused, where are you staying right now? why don't you use that address where you're staying?


Title: Re: US bank account
Post by: KonstantinosM on November 28, 2020, 05:59:02 AM
I moved to a different country but need a US bank account now for business, I guess the only option if I use relatives' or friends address.



For some business purpose but I don't have an address


I think most banks are asking for your ID and it should include your home address.

Why do you want that? Banks are known to be asking for information like this for their depositors.
If it's really needed, rent somewhere and ask your landlord that it's needed for your application in a bank account.

I'm confused, where are you staying right now? why don't you use that address where you're staying?

If I were you I'd call them and ask. Just start calling different banks and don't forget about Credit Unions either.
I'm sure someone will let you open an account if all you're missing is a current address. As long as you have all the other KYC stuff.


Title: Re: US bank account
Post by: Tushar Ramani on November 29, 2020, 04:26:37 PM
If you specifically want it for receiving payments, you won't need that. Just open an account on Payoneer (https://www.payoneer.com/) and apply for US bank and you will be provided one with your name. Similarly, you can get European, Japanese, Canadian bank accounts as well.


Title: Re: US bank account
Post by: BLU on November 30, 2020, 08:28:22 AM
Thanks man for useful reminder about Credit Unions ! yes all other my KYC stuff is fine



I moved to a different country but need a US bank account now for business, I guess the only option if I use relatives' or friends address.



For some business purpose but I don't have an address


I think most banks are asking for your ID and it should include your home address.

Why do you want that? Banks are known to be asking for information like this for their depositors.
If it's really needed, rent somewhere and ask your landlord that it's needed for your application in a bank account.

I'm confused, where are you staying right now? why don't you use that address where you're staying?

If I were you I'd call them and ask. Just start calling different banks and don't forget about Credit Unions either.
I'm sure someone will let you open an account if all you're missing is a current address. As long as you have all the other KYC stuff.


Title: Re: US bank account
Post by: BLU on November 30, 2020, 10:51:39 AM
They don't ask for the address at Payoneer?



If you specifically want it for receiving payments, you won't need that. Just open an account on Payoneer (https://www.payoneer.com/) and apply for US bank and you will be provided one with your name. Similarly, you can get European, Japanese, Canadian bank accounts as well.


Title: Re: US bank account
Post by: SektorPiii on December 01, 2020, 07:46:06 PM
You will definitely not find such a Bank without identity verification. In General, this is a strange question. Why do you need this? If you only have problems with your registration, you can open an account using credit unions.


Title: Re: US bank account
Post by: peter0425 on December 02, 2020, 03:25:29 AM
For some business purpose but I don't have an address


I think most banks are asking for your ID and it should include your home address.

Why do you want that? Banks are known to be asking for information like this for their depositors.
You wanted to establish a Business but you are an alien? lol none has no address unless you are a Homeless,and even Homeless uses the street as their address in case there is a need for Mail or packages.

Use the place where you at now or else you are hiding from something.