Bitcoin Forum

If you are a regular Twitter user and happen to follow a bunch of influencers or investors, there are high chances that you will have gone through some of the tweets claiming someone has borrowed a loan from bank to just invest into crypto. If not yet, check it here (https://twitter.com/PeterMcCormack/status/1337463603134337024). Well, this is one really  interesting topic so I though why not discuss here.

What do you think of taking loan(s) to invest in crypto? What's your input? Have any of you done this already? Isn't this crazy?

Definitely not a good idea. A long-term loan requires valuable collateral and take note of the interest.

Aside from that, a person has to deal with monthly payments (or whatever payment terms) with the use of their own funds. If somehow, they can afford it then up to them to take the risks.

People are dealing against the volatility here and what if things didn't go the way they want? Plan B? Plan C?

No!

Don't you dare to get a loan for investing, remember investing is from a fund/money you can afford to lose one of the factor for trading. You want to know the reason why? because using fund can afford to lose you can more relax to be trade.

Now, the question you get a loan and do an investment because you don't have money right? If you don't have a money and you are on the lose position from which money you are gonna pay the loan while your loan interest keep increase day by day.

Users who want to get rich quickly always get poorer.
Invest 5-10% of your income in cryptocurrency every month and in 10 years you will have a solid capital.
No need to speculate and use credit money for this. If the price of the cryptocurrency falls, you will be in big trouble.

based on tweets:

"i took a $ 46,250 loan today for 7.9% and bought 2.55 #bitcoin. In 2026 I will have to pay back $ 57,806.85. As of December 2026, If #bitcoin is at $ 22,669.35 I break even."

based on Tweets published on December 12, while in less than a week the price of BTC has increased significantly and is currently right in the price range of $ 23,581. so I think he breaks even at current prices.
Luckily he didn't go crazy just because of Bitcoin  ;D

It's something crazy, I'll never do it. Crypto market movements are often beyond predictions. This action is highly discouraged for any reason even if you have an accurate predictive ball.
But this guy was lucky, currently 2.55 B is worth $60k. No, he doesn't have to wait 6 more years to pay off debts and interest. He should change his mind by now as he has made a profit of $14k within 1 week.

I personally don't think this is recommended, if only for investing in crypto. This will clearly imply that crypto has a long-term process of getting its results. while parties will require monthly payments along with any additional interest charged.

unless someone has assets outside of crypto, for example, a company that is collateralized. but still, it won't be convenient if you have to borrow money from a bank to invest in crypto. sounds really bad.

No, don't make a loan just to invest in crypto because crypto is very risky.
seeing that tweet, I remember that in the past someone sold his house and was willing to sleep on the side of the road just for bitcoin and in 2018 suddenly bitcoin fell, making that person go crazy. maybe if he still keeps the bitcoins he bought at $ 19k and sells them now he will make a profit

the worst mistake anyone can make Is make loan to buy cryptocurrencies. every loan has interest rate, time to pay loan and guarantee that the person must give (to pledge some asset) and the profits of the cryptocurrencies are not guaranteed and may result in losses and the person can be arrested depending on the place where he made the loan.

I don't see the advantage of someone embarking on this type of adventure

Maybe you are not aware of it but this topic has been already discussed million times in bctalk.

Anyway this is the right time to discuss about this again because its just common for someone to get loans or borrow money from someone to invest on cryptocurrency at the time of immediate spike but prices are likely to take a correction or dump after huge increase so don't invest right now unless it is your money.

I haven't seen that tweet but I've seen the same thing happened during 2017.

That's not a good idea. I haven't done that and will never get into my mind that I'll take a loan to invest. That's not my attitude towards investment in crypto. Although those lucky few people that did this gamble and borrowed money to invest in crypto and took mortgages of their house. This isn't really for everyone. If it have worked for them, they probably were lucky and got a nice entry.

The idea can be: lend your bitcoin and pay for interest! Risky? Taking a loan for investing in crypto itself is a risky deal. Why don't try lending, of course, with a proper research.

See, people are not seeing this and calling this entirely luck. We know that price arises after halving (for instance and call it just one known event) so it it turns a good idea during this timeframe. Besides, right after bitcoin breaking 10k resistance, we kind of knew bull run is near and we will see new ATH this year itself.

Certainly a bad decision.
One notable aspect is that cryptocurrency can reduce your capital and you know that investing in crypto is very risky. It is foolish to invest in Crypto with a loan from a bank because in the future if you cannot make a profit from crypto and repay the loan on time then you may have to spend your personal assets like sell home, car and land.

You can also trade with some amount of loan where the amount of profit is less but the amount of your risk will be less. Moreover you need to take appropriate qualifications in this regard.

Most people sometimes make loans to fulfill their goals. well, I feel that it takes a lot of confidence. most likely a lot of people are already doing this in the cryptocurrency world, and I'm pretty sure that the goal is coins that have a lot of popularity and potential.
Personally, I instilled the principle in my life to avoid borrowing. because of this, I have not made a loan for investment purposes in the cryptocurrency world.

I can take loan for offline businesses but not online and especially not in crypto space where risks are present in every corner, it's so easy to lose money in crypto space, anyways this is just me, some still take loan for any online investments and I've seen some who are lucky and I've also see some you landed into big problem, you need to understand who you are, loan is bad for majority, I think it's better to avoid loan

That's a big no for sure. Cryptocurrency as we already know is very volatile, yes the bullish market will surely arrive in cryptocurrency no matter how long the bearish market will reign but what will happen if the bearish market will stay for too long and you need to payoff your loan and you doesn't have a stable source of income to pay it off? You'll just drown in debt in the long term. If you want to invest in cryptocurrency just spare some amount from your monthly income to put in cryptocurrency. Avoid loans and debts as much as possible.

Before taking loan make sure that you have more money in your account that can cover any losses, if not you will o my put yourself in big trouble, loss is inescapable in crypto world and loan isn't for everyone, if you have no way to recover losses do not give loan a try, you won't be able to sleep at nights

Crypto is very volatile and when you are taking 10k USD as your loan and then you have used it to invest into the crypto and it can go zero anytime when you are investing in the shitcoins.
You should never do that and avoid to use your loan to invest in crypto.
You were missing the best time to invest in crypto when the market was getting plunged so hard.

It depends on your financial situation, if you can afford to pay it back then loan is no problem. If you have $100k rusting in your back account, taking $10k loan is not that bad of an idea.

In my opinion, you should only invest your own money given the risk of the crypto market even today. If you decide to take a loan, pay attention to the interest rate and when will you break even. Some of them charge heap of interest rate that it'll take you a long time breakeven and call profit.

This question is very important and people need to get their facts rights before getting involved with crypto in the first place, getting their facts right means knowing all they could about crypto before investing in whatever coin or token. The reason for this statement is, if someone adequately understand how risky and volatile the crypto space is, I don't think he will tow that line of taking a loan. In crypto, it is always advisable to use a fund which you can afford to lose, not a loan, you can't afford to lose a loan because you will pay it back with interest, now having it in mind, how then can someone take a loan bearing an interest and then investing in crypto, if it doesn't go as planned, they will still be the ones to go about tagging crypto with unworthy names, while it is them that failed to understand how the space works.
Also, with the growth of the market, it is very important as well for people to stop listening to any influencer or whatever who will advice them to go for a loan in order to invest in crypto, it is a bad idea.

Actually, I did, in 2018 but ended up a disaster because of the bearish market situation at that time. In the year 2018-2019 the Crypto industry is struggling to survive and experiencing the longest bearish market situation in the history of the Crypto industry that sent too much negativity, especially in the new investors. by the way, I think having a loan to invest in cryptocurrencies is not a bad thing as long as you know what you are doing, But for the best we must educate ourselves first about "do's and don't" in crypto before having a loan so that we are all aware of the real crypto situation.

Take loan from bank? i think its so high risk, let's take an example, if you use free money to invest, it doesn't mean that your money will return in full, especially not at all. Most of them may be tempted by the profits they make until they don't know the risks. Beware of your money ;)

Reasons why it's bad to take loans for crypto trading or investments

1. Your mind won't be at peace while taking risk because the fear of losing the money that isn't yours is alive.

2. It's very easy to lose money when trading because crypto is unpredictable

3. You might fail to meet the agreement of the loaner while you are trading, orders can get late to meet sometimes

I think @PeterMcCormack is too crazy and Ihope you don't follow what he has done. yes maybe he still has a lot of assets out there and when he can't return the money he borrowed, he still has a guarantee to survive in the future
In my country there was someone who borrowed money and then invested in bitcoin but after bitcoin fell he could not pay the loan to the bank and made him decide to commit suicide

I'm guessing how people will manage to be in the right state of mind when you take loan to trade bitcoin or buy crypto, the fear alone is enough to make you loss money, you need your calmness state and patience to make the right decision in crypto space and you can only achieve that if you are in good state of mind.

It depends on the situation and the time, timing is very important, if you take a loan on the month of August with maturity in the month of February and you invest it right away in Cryptocurrency and you are still holding it until now, if you sell it now then you are in a huge profit, but this is not always a case, because there's always volatility in the market.

I used to think that was crazy. Bitcoin has been giving overconfidence lately.
If Bitcoin continues like this for a while, I can take a loan. It is definitely not investment advice  ;D

I won't advise anyone to take a loan to invest in the Cryptos as we know it's a highly volatile market So one must always prepare he/she can lose too if he invests in this market. If he/she understands the risk of loss he/she can take a loan otherwise it's not advisable to anyone. Even one of my friends took a loan 3 years back to invest in the PURA coin and today PURA is not listed to any exchange so he booked total loss and in huge debt now. So one must be very careful while taking any investment decision through a loan.

making loans only to invest in crypto when bitcoin is bullish like currently very risky.  imagine how big the risk is if you borrow money at the bank and buy Bitcoin at the current price, are you sure that you will profit? because the market correction (bearish) is definitely waiting ahead.  making a loan is a good thing when you do it when the market is in red condition like last March..

Taking margin loans is going to be a good strategy while you are trading for short time. That is also a type of loan and would increase your profit and loss by a multiple of times. Buying crypto with a loan money for holding it and selling at high could be a bad idea as we could never be sure when the price would boost again. Specially during such time when the price are at their all time high.

The operation of borrowing to buy cryptocurrency. I personally do not recommend this. Cryptocurrency is very unstable. If you use a loan to buy cryptocurrency, it will stress your life and cause yourself trouble. This operation is not recommended. For purchasing cryptocurrency, I want to use pocket money. Buy this way, it will reduce your stress. Not afraid of loss.

absolutely not. It doesn't apply to me personally, to others who don't really know. I love cryptoqurrency, but I'm not too crazy about it, I mean borrowing money from private companies or BANK just for crypto investment. I would rather spin the funds using the coins generated from the bounty and invest in as many BTC, ETH or coins as we want.

Don`t ever barrow or take a loan if your going to invest in crypto its a gamble and the risk is too high even seasoned traders will advice you not to take one, if you have some altcoin in your position even if its not a thousand  you can start from there don`t get dragged in a get rich quick type of investment.

When you are using loan to invest in crypto and you must also think about how you can pay your loan and interest. The return in crypto can't be predicted. you can lose your money even in a few seconds.
you should invest what you can afford to lose dude. it's too risky to invest with your loan.
Forget this and move on.

I don't fall into that category and have never done this before because I don't want to take high risks by borrowing money from the bank just to invest in cryptoqurrency. My advice is that you should never dare to take that risk if you cannot predict the consequences and risks as well.

Nope, nope, nope. This is the last thing you should do. I would never take a loan to invest in crypto.

The only time I like taking loans is where you know how to make more than the interest. But nobody knows what will happens tomorrow after the current bull run.

Investing in cryptocurrency with credit money will be a very high-risk operation. Such an investment has nothing to do with investing in a real business that has a business plan. And the bank, having studied the purpose of such lending, should refuse to grant you a loan.

Someone who debt to invest in a crypto is a very brave man.  However, there may be people like that. Investing in crypto is an investment with a very high risk, but if you really know very well about cryptocurrency, I think borrowing money from a bank to invest is fine. Those of you who have mastered the market in terms of theory, practice, and experience can borrow money from the bank. The process of borrowing money from a bank is also not easy, you have to provide collateral for the amount of money you borrow during the loan period. And you have to pay off the monthly installments.

If you feel confident in your investment plan, and have carried out a feasibility study on your investment, what is the profit scheme then borrowing money from the bank is the same as selling something of your goods to a bank as collateral and transferring it to crypto investing then if you are successful you can pay off the collateral that you have given to the bank. If you fail you may lose your collateral. However, I just remind you this is a high-risk high-return man. Good Luck.

It is a big no no for me, because loans demand a payment (which could be weekly, monthly, quarterly, or anually) which you have to work on. Investment is a money that you are afford to loose. It will not be a win win situation because you are putting your money into a risk which you do not have any assurance if it will grow. I do not recommend loans as your investment in crypto. Do not rush to be rich. Work for it so that you could invest more not only in crupto, but in many different things.

It carries a lot of risks and I would not recommend anyone to do it. But if you really have a steady income and enough to pay for the loan, it's up to yourself. But investing and trading in cryptocurrency is better to use funds that are free from any need so that when one day you experience a loss, there is no panic or excessive stress.

This will be the greatest risk of all time with this kind of volatility in the crypto space, I don't see it as an incredible approach towards any financial gains.

I think getting some loan is good for only doing or creating some businesses but investing it on crypto is too risky, even if you are that good investor or trader, it is hard to gamble when the money is not really yours, you just borrowed it, you need to pay for that. I think the best way is that you should save some money for now and then after that, learn some good techniques depending on the way of making money that you prefer, whether it is investing or even trading, so that you can secure that even if you lose, you have no responsibility or any liability for that. But because you study, the probability will be lessened.

Isn't your loan supposed to be used to something that you prioritize to cover?
It's not that it's a bad idea but you're risking something that you might not be able to pay when the time comes. Unless that the coin you invested does a price surge so sudden then you might.
It would be like a last second thing to think of doing.

That's dangerous idea to have a loan just because you want to invest in a investment that you know have a risk and have price volatility problem. If you want to have a loan do it for business reason not because of greed that you want to earn from investing it in crypto currency.

Use your own money if you plan to invest in something risky like crypto currency it will only work if you have other alternative investment or money that you can use to pay the loan if for example you get negative in your investment in Bitcoin.

I wonder if there is a bank that would allow a loan for an investment like trading for crypto. Maybe if you are building a business or an ICO? Or if you take it off your credit card, which probably is a bad idea.

Plus, investing in crypto is too risky and you using a loan for it is surely not a good idea.

In no case should you take loans and invest in cryptocurrencies, this is a huge mistake, because you, for example, will take a loan today and you will invest in cryptocurrencies, and tomorrow these same cryptocurrencies in which you invested will begin to fall in price and it is not known when these cryptocurrencies will start growing again, what will you do then? And there are a lot of scam cryptocurrency projects where you can completely lose all your money, so in no case should you take loans for investing in cryptocurrencies.

It is dangerous, for me I would prefer selling my property than make it a loan collateral. That way I am able to know that my property is already gone, the interest rates are just way too heavy of a burden. Go broke with than paying your debts for years, well it is the case if we got the wrong investment of course, so if you to loan then have it think twice or else you would just giving yourself a headache.

Yes, crypto is very volatile and has high fluctuations. is not a good decision if you can't be sure of the profit you can get. of course debt is something that if we can avoid it, even for me personally and I also feel that without a clear goals and also without a mature strategy, this method has a bigger failure precentage

I'd never think that it was not a good idea, in fact, some businessmen had come to that point asking for loans to their friends, from the banks to start their business. They'll come into a certain reason since they don't have another choice, it is used as a capital and it probably they can make a good return in the future and can pay their debts.
What makes it wrong if you are taking loans just for unnecessary things.

The idea of taking out a loan to buy cryptocurrency usually occurs in a bull market, when it seems that this is 100% the right decision, because absolutely everything is growing in price. And such successful cases were in 2017, when some sold their homes and cars to invest in bitcoins.

Similarly to yours, we haven't taken a loan in my entire generation and not planning take one. We have lived in bad situations but never took loan so far. So, this is not a chance, I think. But I wanted to know about opinion from bitcointalk members.

As for me, taking loans just to have funds to invest isn't a smart idea because we all know that the market isn't stable. The price of Bitcoin is volatile which simply means that our funds would be at risk and we don't have any guarantee that we could pay back our loan in time. If we would want to invest something then earning funds out of our own pocket would be better. It will be easier for us to set our own goals and targets.

This is really good point never take any loan from any one for investment because we have too many cases specially in sub-continent peoples take big loans and invested in stock exchanges mostly they fail to achieve targets and then at the end they commit suicide its really never been wise thing not only in crypto even in any investment or gambling just try to your skills and then achieve your targets because its much better and useful way to have some good profit from your investments.

You can take loan only if you know your way around crypto risks managements, if you are still new to crypto do not try it or else you will put yourself in a very bad situation, I've seen people taking their own lives because of debts, taking loan is one of those ways to forever lasting debt

Well it's not idea if you don't really know how to analyze market because you will be in a great debt if you are going to borrow from bank and the price of cryptocurrency crashed it's not really good idea to borrow money from bank to invest in cryptocurrency.

Yeah I jave read similar claims many times as well and sometimes it do work and people are able to pay back and keep the profits especially in a bull market but what about longterm downtrend? It can really trap all your money so for me it is a very risky strategy and you can end up in loss and depression if market does not go in your favor.

No.Taking loan for investment on crypto is nothing but a bad idea.most of people don't have any patient and want to get rich within overnight but they get poorer because they illegally start invest on Crypto.even expriance person may face loss by crypto investment, cause there is no surety & unpleasant thing can be occurred anytime.so always should investment the fund that can be afford.taking loan is so far.

Of course, this is a huge stupidity! loans for investment? Where are the guarantees that they will pay off? If so, you can really get rich, and if you fail, you can pay off your debts for a very long time. When thinking about investing in cryptocurrency, it is necessary to clearly assess the possible risks.

Bitcoin price is unpredictable and can fall anytime within hours. If you borrow to invest in bitcoin, of course, it will have a very big risk.
borrowing then investing in bitcoin is the same as the lottery, if you are lucky (buy in 2018) and sell now you can definitely cover the loan and you also get a lot of profit, if you are not lucky then you will experience stress. so it's better to buy bitcoin according to the money we have and don't be too greedy. think about the risks too

You know, some users here would think that I'm foolish but yeah, I loaned some amount of money for investment in cryptocurrency. It's an amount that I can afford to lose if ever the scenario I've been speculating won't come true. Loaning money to invest in crypto is not advisable but you can't also someone from doing so especially now that some cryptocurrency is in the bull run and many individuals has gained profit from it.

Never should have done to take a loan just to invest in crypto. Others I think are selling their house, cars and other asset just to invest in crypto. Probably one can earn only if they invest the right crypto like bitcoin and ETH. These two crypto are reliable and are always congruent to each other during the bullish trends of crypto market. But the best crypto to invest would.be bitcoin and that should an investor to invest after selling the car or house.

You've been lucky yet the price or the entire market had bull run which in result for you to make profits rather than on losing one.Even though you do
say that you are taking up some loans and you can afford to lose it but deep inside its really hard for you to lose up those amounts yet you would
need to repay it out but since its our decision then it doesn't matter because we are still the ones who would repay.Just be prepared
on what would be the possible scenario if things go out in hand.Always take precautionary measures.

I would say no. You should never invest more than you can afford to lose, in anything.

If it's in BTC those who take loans before is able to pay their debts now, but this is not really advisable as we weren't sure before whether BTC price will skyrocket this much, it's risky unless we have something else that can pay off our debts like having job or other profession that can pay our debts then it's fine but if only to rely in crypto is a big risk besides there are no one who will lend us without guarantee we will able to pay.

do not do things that are very risky, the condition so that you do not lose is to first identify your investment target...
Are you aware that cryptocurrency volatility is very high, what will happen to your loan when you are mentally unprepared for the possibility of your investment value decreasing? do not act rashly! if you are a person who is able to control your emotions and mentality then a big risk will not be a big problem for you.

Always a great idea to take a loan, so money you already don't have, invest it in a highly volatile and speculative market in the hope of getting enough to pay back the loan and still make a good profit. No, seriously ... Dumbest idea ever. You only should invest what you are willing to lose. When you have no money and decide that you have to take out a loan to invest in cryptos you should better start setting the right priorities in your life and learn how to handle money.

Although it is possible, but for me it is sincerely not advisable. Better take investment to the extent of only what you have and what you can give out without taking any regrets. Meaning, invest only the amount you can do afford to loose. Taking loans will just bury you into a big debt which you are not sure on how you will handle or how will you be able to pay back because investing in crypto is kind risky and there is still no good assurance that you will have your money back in an instant so better just use what you have instead of taking loans.

Loan money for investment is not the right way, after all it is a mistake, because the right investment management never recommends doing that. My advice is that instead of loan, it's better to collect money from airdrops or bounties and the results can be capital for investment.

Loan is good if it's a short term loan and you are buying when bull run is just starting out, because of the very high market volatility you can't never be sure when the market will be making a correction and for how long that correction will go, you should know the time frame for each events to protect your investment.

I can say that loaning money in order to buy crypto isn't good but at the same time it isn't bad too.

I know that most of the people here will say that loaning to buy Bitcoin is bad since it is volatile and it can go down anytime but lets see the good side of it for a while. If I loan money now in a Bank and will pay it in X amount of years. As long as I have a primary source of income and a secondary then I can pay that loan in less than the years that I need to pay. I know that it is risky but that is investment. No risk = No reward :D.

If there will be a time that I will be doing this, I'm always ready for the consequences that I might face if the worst will happen :). Taking loans to invest in crypto isn't as bad as most are thinking because there are still some benefits from it especially if the price of the crypto you bought surged up after few years.

This is highly risky and I don't recommend anyone do this except they've thought about it critically, borrowing over $40k to invest in bitcoin or crypto is a bad decision for, bitcoin is a very volitile crypto asset and possibility of it going down from here to $5k is there and high cus no one can really predict the market one hundred percent.
This is not an advisable venture for me except as I said before, that you have critically thought about it.

You can lost everything if you will invest in wrong coins. Not the best use case for loans money

Yes, and people who already have a lot of experience in every investment thing already know this and they are not stupid in choosing coins for investing, but what you say is clearly very true and can be considered by those who are still beginners here.

Taking loans to invest in cryptocurrency is a bad idea for me,cause it's not guaranteed that you will get a return since the crypto market is unpredictable and very volatile, let's just say someone agrees to give you a loan, after taking the loan you invest in a coin hoping it will go big 2 to 3 months after you invest, but instead things go sideways and the price of the crypto asset goes below the price you actually bought it, how are you going to explain to the loaner that he has to wait for a year+ to receive his money back? Are you sure his going to wait that long to get back his money?,so taking a loan to invest in crypto is definitely not a good choice.

I wouldn't do such risky thing, i am a conservative investor, just using my spare money to invest in cryptos, loans to invest that is too dangerous for me, i am not say that is bounding to lose, but i am afraid i cann't  bear that pressure of lose.

The fact that many people borrow money to invest, I don't think it's a bad decision it's just a bold decision. No one can predict 100% right on investment or anything that will happen in the future. Not only Bitcoin, even the physical form of investment. We can only make a feasibility study for the business we live in. Being in debt for investment is a natural thing, even people who think debt is a very bad thing, think they are not at the level of an entrepreneur.

Loan can be consider good things for them who already have expriance about crypto industry and expart on trading.even i took last loan many years ago and fortunately was able to make profit and successful to return the loan amount.although amount wasn't big.but i don't recommend loan for anyone.try to investment or trade with what you have.but if you really sure you can do profit, then a little loan could be taken.

The idea is not good because investment in crypto is for long-term.
If we borrow money to invest in this then it's may/mayn't be possible to withdraw that money from crypto market at the correct time.
Also risk of getting loss.. Because crypto market is highly volatile and we may loss the loan amount.

Better invest your own money with your own decision.

If you have good understanding and you also do have resources to pay those loans then grabbing the opportunities is not bad. It's important to have

other sources of income in order to pay those loans and continue holding your assets inside crypto while waiting for the price to rise. Loans are for those

who really trust their knowledge and not for those who are just trying to gain quick profits just because of someone told them to invest.

It is risky to invest anywhere after taking a loan. And it is very risky to invest the money borrowed in crypto, because the crypto market is very volatile, so if the market is dumped for any reason, it will take more time to recover and at that time the loan interest rate will continue to increase regularly. As you said, taking this pressure is not for everyone, it can be taken by those investors who have the ability to control this pressure.

I totally agree with you mate, using myself as an example, I will only take a loan to invest in crypto if I have other solid means of me being able to pay back the money effortlessly without having to depend on selling the investment before being able to payback the borrowed money, I can never borrow and depend on the quick profits to payback, that's very risky, what if crypto goes down and takes a lot of time to come up again, one will end up having a heart attack that could have been easily avoided.

I Try in the past borrowed money from the bank to build some rig to mining ethereum, in the end its not worth it. I lost a bit actually. Dont try to push your luck ok!

You would really be in a big trouble if that thing happens.Its not bad to take up some loans for investment purposes but if this one is  the main thing you rely or depend
on for you to repay back then its better not to take the risk because theres no assurance that this market will really be going on what you had anticipated.
Always put up some consideration on what would be the consequences when you do take a loan and wont able to repay it back.
In my entire life, I didn't really able to have this kind of consideration in mind specially with dealing with crypto.I would rather skip out on seeing those opportunities
rather than risking on things that you aren't sure that you can repay on.

I don't support to take loan.people usually take loan to invest in crypto and earn money from it, which isn't easy.crypto market is unstable and its really uncertain to make profit from it.just invest the amount that you can afford.if you take loan, then you will be in trouble anytime and you may need to spend so many years to return the loan! So be careful and think again before loan. I personal didn't take loan and don't suggest

You can but I do not encourage you to take a loan for investing in the crypto market cause of its uncertainty and volatility. I don't think short term crypto investing is very profitable. Investing for the long term is profitable, but if you take a bank loan for the long term, they will take a lot of interest from you. You will get tired of paying interest. The best idea is to invest your monthly savings accounts money in the crypto market, it will not have much impact on your personal life and you can also benefit by holding long term.

If you take a loan and start investing in crypto, it is certainly very risky,
because it is not your money, we know that cryptocurrencies are very high risk, if you do not have profit from cryptocurrencies,
then you will have difficulty paying off the loan.

That is true. We see the crypto market is moving towards up high but that doesn't mean that you must be confident taking loans and doing so.
It's a wrong strategy that you have in investing in cryptos. Take those experiences in the past on 2017 ATH when people took loans in the banks and probably sold houses and everything but ended up with the wrong strategy because the bear market came.

The survey results show some investors take risky investment options in order to enter the cryptocurrency market by making loans.
We do not justify this if someone sacrifices their financial interests in order to own cryptocurrencies.  Therefore,  Investing in crypto
is like an uncertain investment instrument. We can’t always think that investing in crypto will always give a lot of money.

Someone is borrowed money to invest in crypto. It doesn't mean I should also buy. I have my own brain to research. So I will definitely understand the situation is what is going to be happened.

I don't think and support to take loan from bank to invest in cryptocurrency. I didn't involve in such things before. Yes, it is crazy. Because you have to pay more for taking loan.

im not a regular twitter user but i have heard of this before and it was based on a true story . thats because loans are part of the peoples life whether the loaned amount is for emergency use or for personal use only .

loaning to invest in crypto is for personal interest and i am against with that im sorry although crypto is also important to me but i dont want to rush things . i can work for my stuff slowly and thats gives me a comfort in mind . im only going to loan if i really need but it can also be for my self , if im injured or need medication or for others ( my family )

Having loans for useless things just like to buy luxury and unnecessary things are not good. But if the intention for this is for investment or to run a business as capital, that seems a beneficial and a good idea. However, investing in crypto is consists of high-risk in which having a loan just for this is quite not advisable, I recommend starting investing that won't compromise ourselves if ever we lose.

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I hope that OP would listen to us, not eventually we are stopping you to commit loans but just giving you time as well to have some basis on your decision.

Better not, using borrowed funds to trade crypto is suicidal. the market doesn't always go your way. You've probably heard that people lose even when the market is in a bull. if you became one of those people, what would you do ?. how do you pay the loan when you lose?. better use the minimum funds, it doesn't matter even if you get a little profit. at least you don't mess with debt.

Loans need to be repaid, with interest. And investment in cryptocurrency is extremely risky, as we have seen many times in the past. What will happen in case you are taking a loan to invest in cryptocurrency, and the coin goes down by 80% all of a sudden (as happened in 2014-15, and in 2018)? You can't default on the loan repayments and in the end you will be forced to sell your investment at a massive loss.

My opinion is that taking out a loan to make an investment is a stupid move. If you manage to get an interest-free loan with repayment deferred for 4-5 years, then you can think about it. Else, it is a strict no-no for me.

Consequences needs to understand more deeper, if you don't know how to work it out never to take this option. Loan only make you more

to suffer if you don't have any ideas from what you are dealing with, there are people who can deal with this but not everyone are good and

lucky enough to  benefits from your loan money, most are suffering with one single mistake.

I think, I won't go with loan for investing in crypto. And looking from comments, I don't think I will suggest this to anyone either.

Investing in cryptocurrency with debt is not that bad if the investors have a lot of knowledge and experience in the crypto field.  In fact, it is quite promising.  Because many people start investing in various businesses on a debt basis.  If we talk about the risk of all investments are risky, and it depends on us whether we are risk takers or not.

Don't use borrowed money to invest in crypto if you don't want to get into trouble. There are so many instances that using borrowed
money to invest in crypto, end up having to sell their assets, because the coins they buy are dump. And they have to pay off the loan
money, some even borrow money from moneylenders with very high interest. Don't get into big trouble by using borrowed money as
capital for investing in crypto.

Taking a loan out to invest in pretty much anything that can theoretically vanish is a terrible idea.  You put your financial future on the line.  Work more, spend less and put that into crypto.  If its lost completely at least you won't owe anyone back that money.

I always discourage people to borrow money just for the sake of investing in cryptos. Because it poses more risks in an event that you failed your gamble and you were now unable to pay the money. Just try to save some cash and use that for investing instead of borrowing money for the sake of getting cryptocurrencies. I always try to save money and I encourage you to do the same. Put your eggs in multiple baskets or income methods.

I don't know about you but taking a loan to invest in crypto definitely not a good idea, the risk of ending up not being able to pay back the loan you got is just too high, I won't advise anyone to try that cause investments are made with the money we can only afford to loose and not with a loan, where if the investment doesn't turn out well the loaner will be on your neck or even take over the property you gave as collateral just incase you're unable to pay back the loan, forget about what those Twitter influencers said it's totally crazy to use a loaned money to invest in crypto.

I don't think loans are the right solution for investing in crypto. And those are not all great things to try. I think it's crazy to risk real data for a loan so I can invest. And we know that investing in crypto is very risky. It is very bad to risk real assets such as houses, cars and even borrowing. It would be better if we want to invest in crypto by looking for other ways such as taking quizzes or contests.

I won't do that, because of obvious reasons like the market being very volatile. Whenever you want to invest in something crypto or not make sure that it is disposable income. Crypto loans however may work out..? 

Taking a loan just to invest in crypto is a big risk to do. It doesn't give you a guaranteed profit. You're just hyped this time because you see it's pumping. But when market is going down you, I'm sure you never thought of getting a loan to buy crypto. And there's also a chance that you will pay the loan with your own money or salary if the market is not good at that time.

As fear and greed indexes are high, I would not recommend to take loan for crypto right now. As cryptocurrency price could instantly go down any minute (of course it could also go up, but we are pumped heavily already), because it looks that Bitcoin has run out of power and stopped its growth and you wont earn a lot. It might be wise to take a risk and buy crypto in Spring or Summer. Risking right now is not rational.

Taking huge risks just to get 2-5% profit is useless. Risk that the price would go down is much greater.

Even though there are large loans, I will not invest in crypto instead I will invest in the business that I have, because if I invest in crypto I am committing suicide, crypto is very risky and if I cannot repay the loan ( experience a loss) would certainly stress me out

Why don't you see a profit on that?  If you want to borrow money from a bank, maybe the interest you pay is around 10-20%.  Meanwhile, if you invest in crypto there are several coins that even in just a few months can record 100% profit.  So I guess there's nothing wrong with getting into debt.  Now the problem is, do you dare to take the risk or not?

play with the money you can risk to loss.
making it stupid to take a loan and to invest into crypto.
for some it might work but not all of them,
risking your money on investment is already a gamble.
to think loaning money and risk? if it turns out to be a bad investment what will happen?

I never want to take loan just to invest in crypto,. I'm afraid what if the market will suddenly go down. It would be difficult for me to recover it, so it is risky to take loan. We can not predict the movement of the market sometimes it will go dump without a reason. Better to not take loan just use your extra money or your salary if you have a job at least 30%.

Of course I don't agree, because we never know the state of cryptocurrency market in the future, whether there will be a bull run or a bear run, If someone is going to make a loan from a bank just to buy and invest in cryptocurrency then I suggest thinking carefully, because if the price goes down, then he will lose a lot of his money (bank interest must be paid and the investment value decreases) and indeed if the price increases, then he will get a very big profit, but the risk is too big and I would never advise someone to take out a loan at a bank just to invest in cryptocurrency.

I know that you are anticipating the possible dumps and you are right. Some people got into trouble because of the work "what if?" This drives them to feel uncomfortable about their doings because in the first place they are already in the doubt.

I'm not really agreeing that a loan is bad but we are talking about investment and this is for the capital that soon to has returned. Losing can be happening but if we are able to manage this, there is no way we got into that thing but of course, a gaining return.

This is what I always hold tight, never invest in Bitcoin with money loans. This is too risky because we cannot always meet an uptrend market of BTC. which is why we can't consider it as a good way to do it.
Profit is very sweet. However, not all investments will give us profits. We may also experience a loss if we do not have a good strategy and also analysis. although today is still in the bull market, we cannot know how long it will last. We cannot determine. Even it will last longer again, I personally am not brave enough to get lonas to buy BTC

Taking a loan from a local bank and investing it into cryptocurrencies is true madness. Imagine if Bitcoin dumps hardly and this guy just gets afraid and sells what he buyed and then when Bitcoin bounces back, he will find himself at a loss. If he is a skilled trader and he's sure of what he's doing then i can take that in mind and it would be just normal to take a loan if he doesn't have liquid cash with him or can't invest using his salary.

That is not a smart thought. Putting resources into crypto is hazardous, at that point you utilizing cash from credits which likewise exceptionally dangerous. You put yourself into inconvenience. You can't assurance that you can procure a ton in your crypto speculation since market is so unpredictable then you need to pay your credits and premium each due date. It will simply give you migraine. Much better to try not to take advances to put resources into crypto, that isn't prudent.

Crypto investment is a very volatile one. That why people are always advised to invest only what they can afford to lose. Now think about it. When you're advised to invest only what you can afford to lose, does that include the money you borrow?

Even if he's a skilled trader, it's still not advisable to take a loan from the bank to help he's trading business, I rather advice he seeks investment from people and pay them a certain percentage from his profit every week or month, this to me will be much more easier and safer than taking loan from the bank, professional traders make mistakes too, and you never know what will happen, even as a professional, things might go the wrong way and he end up owing bank a huge amount of money that might be difficult to pay up in a short while.

Would really be like a sort of gamble when you do make out decisions on taking up some loan for you to make up some investment here on crypto.Everything doesnt have guarantees
which means you do have some sort of problem on repaying those loans without relying into your investment returns.

You would put up into consideration that earning profit on crypto isnt an assurance because it all matters on how the market moves and when the time comes where
you loan is already into its due then you do need to pay.

This is why i dont really that recommending on taking up some loan just because you do like to invest.

Borrow money from friends and family? No, you shouldn't, unless you have some sort of collateral that you can give them in case you failed to make profit and lose your funds. You do know that crypto currencies are extremely volatile, right? Why risk other peoples money and put yourself in a situation which might end up being bitter?
Like everyone said, invest if you can afford to lose. If you can't then don't even bother. Maybe save up something in the future and use it to invest in crypto currencies.

Well, i talked about that. If he is not really a skilled trader and if he's not aware of the risks then he should never take any risk. There's some moments when you can predicts that there will be huge profits and you just can't keep watching the graph going up and you'd like to jump in .. for the professionals they will really know what i'm talking about. It's never good to take any risk for sure, thanks for insisting on that.

I have not done so ever but this idea did hit my mind a few times especially when i expect bulls in a coin but being very risky thing i have always dropped this idea.

You put yourself into inconvenience. You can't assurance that you can procure a great deal in your crypto venture since market is so unpredictable then you need to pay your advances and premium each due date. This activity is exceptionally debilitate under any circumstances regardless of whether you have an exact prescient ball.

I thought the same thing. maybe it is fine if everything goes according to your predictions, but in the world of crypto or investing, it is something that is uncertain, so I also do not recommend taking a loan to invest in crypto. Yeah, but if you're sure about it, you have to be prepared for all the risks involved, because personally, I wouldn't do that.

You can take loan if you know your way around risks, you can take loan if you have enough money to cover any losses but if you aren't one of these two points of mine it means you can't find your way out if things go wrong, don't think about the advantage of loans but also the disadvantages too

True, loans are meant for the rich people, if you are poor you will bring misfortune to yourself, only take risks with what you have, debt can take your life, many have killed themselves because they feel like they won't ever be able to get out of debt, be very careful, loan isn't the way for people that are still managing or poor

the best choice for investing in crypto by using money that if we lose we are ready to bear it.
it is too risky to borrow money from a bank to invest in crypto which is a very volatile market. it is better to avoid problems than to seek them out.
although there is a great opportunity to earn but remember things can go wrong with what was planned.

It is a big NO for those who are still not used to the volatility of the cryptocurrencies, why would you take loans if your knowledge is still not enough and for sure there are a lot of people who did that who lead them in huge debt. For those who have problem in their capital and if they are still new in the market, I discouraged them to borrow funds and invest in cryptocurrencies because the risk are too high where the probability of losing all of those money is greater than surviving in the market.

If you have still no capital then try to find sidelines first while you are developing your skills and acquiring more knowledge to become a profitable trader. I require others to at least have a market experience greater than 1 year in order for them to have confidence on their selves if they will borrow money from banks. Considering the interest is also a factor so take note of it.

I agree with you, investing borrowed money into crypto currencies is a huge risk in my opinion. You are doubling your risks like that, because if you lose money you will still have to pay interest and pay pack the loan. Making money in the crypto world is not guaranteed. It is better to slowly build your bankroll up with your own money. Working on your knowledge and trading techniques is a good advise. We shouldn't rush anything.

Loan in crypto space is for those who understands how crypto market works, we can't deny the power of Volatility, this is why loans is bad for crypto investments, if you are a newbie don't even think about it because you will lose the money

Personally, i think it is a very bad advise and decision.  btc will still fall back and the loaner might find it difficult to payback. unless the person is a highly skillful trader and know how to migrate in the market. he or she will be able to return the loan. the cryptocurrency market is much volatile and the person should be aware of the current situation. if he had borrowed the loan earlier. he might be thinking of paying back recently. Aside greed, he will surely survive.

Well, it’s not like they are going to lose all their money, rather they are just magnifying the risk they are taking in the already very risky market by taking out loans to buy any cryptocurrency. Why I said they wouldn’t lose the whole money is because it’s not like the price is going to drop to zero, it wouldn’t ,but it can drop badly and they will lose too much of the money.

It’s just like now the price is somewhere around $23,000 and they use loan to invest and it drops, it’s going to be double problem for them to be suffering their loss in the investment and also worrying about how they will get money to pay back what they have borrowed.

Keep in mind the following before going for a loan to invest on cryptocurrencies.

• Your source apart from cryto to repay the loan
• Your family expenses and the emergency fund
• Risk associated with cryptocurrencies
• Alternate plan, if things didn't go as predicted
• Insure your loan, because no one know when
  life gonna end.

After all this analysis if you're able to withstand the situation, then go for loan and buy unlike the price of bitcoin.

The answwer to this question is a big NO. you should never take a loan to invest in cryptocurrencies .
The crypto space is of a very risky nature and if you were to invest in it, your investment should be with funds that you wouldn't mind loosing. This cannot be said of a loaned money and if you end up incurring a big loss with your investment, you will be in a tight spot as regards how to payback the loan.

Investing in crypto means that you are ready to lose money and if you loan money from anyone but in the end you experience losses then how will you compensate? it's too risky mate, crypto is not as we imagine.
I remind to everyone, don't invest in crypto using loan money

I believe that the drastic increase in the price of Bitcoin has made some people greedy and want big profits. One way is usually by borrowing
money from a bank with other assets as collateral, so they can get a large capital for investing in Bitcoin. And hope to get big profits, but what
many people forget Bitcoin is very volatile. This means that prices can not only increase drastically, but it can drop drastically and sometimes
recovery takes a long time.

As an example of what happened in 2017, Bitcoin price dumped immediately after reaching a price of $ 20,000 and need recovered after 3 years.
So imagine when someone uses borrowed money to invest in Bitcoin, then it is certain that his life will be destroyed. Can lose assets and have
a lot of debt, so I can conclude that it is not a good idea to use borrowed money to invest in crypto.

It is such a big risk to borrow money if you'll invest it in crypto. Good decision is like what you've said. I won't commit that strategy too because I know how risky it is to take loans to invest it on. If I can afford to pay the loan through my other source of income, I think that would be fine.
But if you're not responsible and you don't have other source of income yet you borrowed and invested with highly volatile asset. You have more chance of seeing it done than growing.

When i was a newbie, i took.was able to make little money from crypto market and then though for more investment.so took around $700 loan to invest on new currencies along with my fund too but unfortunately that was biggest mistake in my life. I was scammed by around $2.5k worth dollar which was huge money for me in that time. Well its hurting and don't like to talk much about it.but would like to suggest everyone, not to take loan if you are newbie or hurry to become rich! its dangerous, so don't ever think about it and careful before trust anyone

if I were you, of course I would not take the risk of taking a loan and investing in crypto, because investing in crypto has a big risk and there is no guarantee that if we can get the profit we want, we can get it - gain time but do not guarantee a second investment it will be profitable and of course it will be very difficult for us to repay the loan later, for me personally, I am better off investing with the capital I have right now even in small amounts.

If you do rely with those profits in crypto for you to repay those loaned amounts then better not to proceed in the first place and as said
the risk isnt something that you can handle it out and on the times that you will need to repay those loans then you can assure that you
had already profited out into your crypto investment.This is why its better not to take loan for that kind of aim.

Dont rush up to gain big because it is really impossible for you to have guaranteed success even on a price rally in the market.

Forcing funds is bad enough. It's better to adjust it to the capital you have, coming from non-debt income so that no dependents have to be returned with or without interest. Investments that start from a loan are unlikely to be successful. Moreover, crypto volatility is very large, profits cannot be predicted with accuracy, whereas you have to pay off loan bills every month.

There is indeed a chance of success, provided that there is a great chance of getting multiple times the profit you get to be able to repay the loan. It's like hoping for a miracle, so it's better to use your capital as much as possible, don't force a loan if you can't bear the risk.

never invest money that you can't afford to lose

If you are still new in crypto, it is not a smart move to take a loan to gamble in crypto. I am comparing it to gambling because you have no idea what the future of coin will be. So it is really better to invest using funds that you can afford to lose especially if you will venture in alts. It is really not a good idea to spend your hard-earned savings in alts that you have no idea about.

That can't be a good idea. It really sounds bad. If you do that, I think you are purring yourself into big trouble. Because the rate of cryptocurrency is not stable. The rate can be reduced at any time and you can be financially damaged. So, don't make a loan just to invest in crypto because crypto is very risky.

Well a calculated risk is what you need at the last minute. But if there are other means to get the funds you need for investing in cryptocurrencies than applying for a loan then you will be on a good spot. Because if you were not able to make it work and you lose your investment then you will be at the bad side of the bargain. Just do everything you can to ensure that you can get the money outside of loans. Maybe have an easy job, or something that you can do in your spare time that could bring the needed cash.

Don't, I have a friend that help people to buy coins and send it to their wallets, few of these people are the ones that even choose the coins they want to hold but for that fact that he is the one that helped them to buy the coins they hold him responsible after the coin crashed hard, that is an example of even helping people out but loans? If anything bad happens you don't just lost your own money but others which you will have to pay for in another way possible

I agree that its a bad decision but I can see the attractiveness with the market as it has been for the last year.

Also interest rates are at an extremely attractive low rate (at least they are in the UK).

So lets say you borrowed around £7000  6 months ago and bought 1BTC.
That BTC is now worth around £26000 -
Sell now and pay off the loan and interest (around £250) and you've still made nearly £19000 profit.

For some people they will look at that and say getting a loan is worth the risk. The mistake of course is over-optimism that the price will keep going up in the next 6 months in the way it has for the last 6 months.

Don't ever do that. One of the worst decision you can make in one cryptoworld. What will you do if you lose that money. I think you need patience.

I will discuss both the pros and cons of investing in Bitcoin with a loan.
Pros: If we find that the loan interest is very low, but the chances of earning income by investing in Bitcoin are high then we can invest with a loan. On the other hand, if I don't have money at the moment, I invest with a loan, I can repay the loan by working every month, then I can invest in Bitcoin with the loan. Then at the end of the loan, you can see that bcz debt is a very bad thing in crypto!!

I don't think it is a good idea to make a loan to invest in cryptocurrency because there is no guarantee you can payback in your loan in time due to risk. Even if you see that some people have earned a considerable profit in buying cryptocurrency, don't expect you will have the same experience in your first purchase.

some investment project gives with reference as they draws of low to higher returns in proposals.that work with tasks of evaluation helps on investors to decide what to put on plan as the appeals with risks and resource on possession.

I would avoid to make a loan on a non secure investment as crypto because you may be able to find yourselve in debts but i think there is an exception when bitcoin is at a low price like when the price was at 6k before this last bullrun or an investment in a major altcoin like eth.

I certainly wouldn't do that take out a loan only to invest in crypto too big a risk In my opinion because investing in crypto, movement is difficult to guess up and down so fast what more if investing in coins has decreased to be able to go back up takes a very long time

Investing alone is too risky, but if you like to play the game, you can always do.

Borrowing in the bank if they can give you at a maximum of 1% interest per month, I think you'll be able to become profitable if year is bullish for bitcoin.
We can use last year as an example, the price of bitcoin last Jan. 2020 was around $8k, and it's price on December 31 hit at $28k.. that means you make over 200% in profit by just holding while you only have to pay 12% interest of your money in one year.

Maybe, but none knows when bull run will be happened or can be a good speculator to overcame any unwanted bearish movement/rally. If anyone can be able to have other sources of income to pay monthly interest, it might be a good choice for longrun when bearish movement is going to end and bullish trend is fueling up. TBH, it won't work for all alts as many of us are assuming that alt season will be happened asap. But, lets see what happen next.

Loans aren't for the poor, it's a perfect helping hand for those who are half rich, for those who have enough collaterals to pay loans back if things go wrong, loan is never for the poor because it will take a heavy hit on them or probably taking their live away forever, you gotta be careful around loans

It's more easier to lose money in crypto space, if loan is a must for you or the only choice you have left use it for businesses offline not crypto investment, you will end up losing the money one way or the other, most especially if you are still new to crypto and you don't know how to manage risks

I think people who borrow money as investment capital in crypto are greedy people. Because it is better if investing in crypto is enough with
the extra money we have, don't because our trading skills are good and then greedy want to get bigger profits using borrowed money. This is
an action that must be avoided, because it is very risky.

I say this based on my experience when trading in 2017, I used loan money from a bank. Finally in 2018 I had to sell my coins, even though when
I sold the coins the price of the coins was down. Because I needed money to pay debt installments. Because crypto prices are very volatile, it is very
risky if we use borrowed money as investment capital. Even though it's small, it's better to use extra money in accordance with our respective abilities.

nope, that's a bad idea, I think investing is made if you are in good financial shape, or you do have some savings to spare. but if you don't have it, and instead make a loan, you are committing suicide

I may come across but never pay attention so maybe i am  not that familiar on that matter and even if i do ? nope will ot take time on that stupid idea.
NO , NOT, NEVER , those who have tried these stupid idea ae surely newbie in terms of crypto who wanted to explore more but in the end ? they lose everything they wanted to earn .

If you have no funds ?then Invest Skills and knowledge and not something that we borrowed from anywhere.

yes, it's too risky. That's pretty good if you look at the certainty in that, but if you're looking to borrow a large amount, you'd better think again. in the crypto world everything is still 50:50. it's the same as doing business in the real world, only it's more prone to scam even more so if you don't know the project you support. better use your own money with any funds you can afford for it.

I do not like to invest in cryptocurrency with a loan. And in the current market condition, I think it would not be right to invent with a loan. Crypto market is now highly volatile. The market could go down at any time. It is better to invest your money as much as possible but not from a loan. At least there will be no tension to repay the loan.

Have not done it, but if the loan is a long term loan with only 3% annual why not, it depends on the situation, if we are on a bull run and all the top coins in the market are being pumped why not, I can make a profit in 3 months, then take out the capital loan with the interest and just play with the profit I've got from the loan, it's too risky to take a loan to invest in a volatile market but if you can read the market chart and you can deal with the loan with collateral why not, this is a calculated risk but if you know how to profit you are good to go. 

Making loans with the aim of getting a profit after investing in the crytoqurrency industry is very risky, as we know that the market situation is uncertain and crypto prices are very volatile I mean the price of a coin cannot be used as a benchmark because it can change at any time. My advice is not to do that, if you cannot bear the consequences and are not prepared to take the risk.

I won't suggest to take a loan when it comes to crypto investments. As crypto is a very volatile investment, it is a very risky one. What will happen if you can't get the profit that you want and instead lose the money? How can you pay your loan? It is always better to invest what you can afford to lose when it comes to crypto. Don't borrow from someone else and promise to return the money.

You know that if your crypto will not do well then you will lose. On the other hand, if your crypto does a better job and double, then you will have the amount you borrow and the same amount of profit. But as you know cryptos are volatile and you have to research and be lucky to make a profit. Do not forget that you have to risk the amount you can afford.

To me, it seems like madness because Predicting the crypto market is almost impossible. Now the question is will you invest in a loan because you do not have enough money And imagine what would happen to you if you lost this money in any way. On the one hand, the pain of losing money and on the other hand the debt and interest will continue to increase day by day. so don't be crazy.

In any case, it is not good to spend money that you do not have. Whether you invest them in a crypto or something else.

It is always good to invest as much as you can afford to lose. With the high volatility of the crypto market and if you are new to this field, the chances of investing in the wrong coin are very high.

I think loan is a bad idea I've seen two different type of people who died or let me say they commit suicide because they took loan and couldn't pay back in time, they have no choice than to take their own life, loan is bad for poor people but a good choice for rich people because they can afford to pay back even if things go bad

It is better to have a sideline or job and use that to start in investing or trading, however if we believe in ourselves and know that we will be able to really learn and earn and will not give until succeed the risk can be worth taking provided we already have the knowledge on how trading or investing really works and how we study to invest in it.

not. I have a principle not to borrow money from banks, local, private companies etc. because I think investing in crypto has a high risk. and everytime I invest in any coin it is the result of selling gift tokens and I use that money for life necessities and also try my luck by investing in other coins. in essence not using personal money.

Every trading is based on investment, which can make a profit. But sometimes many investors haven't any wealth for investing. It could be to any type of trade. But I'm talking now about a loan when an investor takes a loan amount from a bank for investing in the crypto market. If anyone doesn't have a huge amount or less amount of money to invest then it should be legit and necessary to take a loan. I always prefer a loan issue for investing in the crypto market.

My personal opionion: Never ever take a loan to invest in crypto or to invest in anything except it's hour own house or flat or something but for crypto or stocks never take a loan.
Especially cryptos fluctuate so much that a 90% loss of your invest isn't that unlikely at all and then you have to pay your loan with interest too.
I am a very conservative investor i only invest like 5% of my freely available Fiat into crypto, so maybe i am too extreme on the other end. But never take a loan.

I honestly encourage people not to take loans just to invest in crypto because crypto is a risky way of earning money and guys don't be hype about what you are seeing on Twitter about famous people who are buying cryptocurrency and they are having a profit. If you want to invest in cryptocurrency, I suggest that the money you should invest is that money you afford to lose because the cryptocurrency has big volatility especially bitcoin so to stop having a big loss then you should just risk the money you afford to lose right away.

If you can manage to use your personal savings and allow it to grow instead of taking loans,
it's much better since the outcome may help you to bring more to your money, if you able to
find good projects that gives decent profits,  you can continue adding those earnings to your
initial capital and continue rinsing from time to time,.

it is too risky to borrow money just to buy bitcoin because we all know bitcoin has no stable value and can dump at any time so you haven't had time to sell it, it would be better to invest in crypto using free money

I think about that a long time ago when most of the altcoins are pumping in the market I consider taking a loan to invest in cryptocurrency. Because my investment was just skyrocketing and I think already around 300x-400x in just 2months so I see a lot of opportunity in investing in other coins because I see like BNB which increase its price really high and I just don't have enough money to invest because everything is already invested in the different altcoins. It would work great actually if you know someone where you could loan that just have low interest and if you are really lucky you could easily make a profit in that and even triple the amount that you loan. Still, it's your decision if you want to loan from the bank but you should know the risk of investing in cryptocurrency it could easily go wrong so you should have a backup plan unless your crypto investment does not work well.

Loans are a big responsibility. You must be sure that the project will win in which you plan to invest 200% of the credit funds. I think very adventurous people take such a risk. Where is the guarantee that the profit will cover the entire loan amount and interest charges? I would not consider this option.  :-X

I think it's too bad if we want to invest in crypto using borrowed money because the crypto market is difficult to guess at any time it can go up or down
I invest in crypto using extra money that is not needed for everyday life because when investment has decreased, my remain calm and do not panic sell

As cryptocurrency market situation, loan investment will be profitable. But same advice don't jump on any single altcoins. Bank loan means included highly interested on your money, so should be more aware about it. personally I don't suggest anyone to invest in cryptocurrency by this interest process.

i never doing that, its too risky
because there is no guarantee if we will always make a profit in cryptocurrency market my friend
i hope all members in this forum will not doing that

Not only high interest rates but also loan duration or repayment isnt really that long for you to rely on into your crypto investment.Even if you do just focus on Bitcoin
alone but still this one wont really be making guarantee that you can make money even the market shows bullish movement but you wouldnt know on when
it would really be making some u-turn.

Taking up some loan is indeed risky and it is much better if you do look for some other alternative before going into this decision.

Just form the fact that you are asking this in forum the answer is hard NO. Do u take a loan when you go to casino? That is a recepie for a disaster.
There is a huge problem with financial iliteracy which in best case leads to depresion. Please people, educate yourselfs before investing anywhere.

yeah right ,, it's something really challenging and really crazy to do. investing does not have to be with large capital, just do it as much as we can. If you have to take out a loan or get into debt I think it will be a big risk. better not do that

This is completely a gamble, it's doubling the risk because you are gambling with the future of your investment, and if you lose, you don't only lose on investing but you also lose on borrowing, which is hard for you to recover especially if you are struggling in earning money.

This is crazy and you should not even think of it, the market is very volatile and you should always think that always and at all times, there's always a big temptation to make a loan because of other experience's if you want to take a loan you should make an assessment of yourself if you really can take it and you have the means to take losses, psychology and materially.

Thats right its a very risky thing to do although investing in crypto is profitable but still, it has risk and one should have enough knowledge to grasp on how it works.

The main rule when investing is to only invest what you can afford to lose or your spare money that is not meant for emergency needs. Hence even the market takes longer for an investor to take profit, its fine since you're not in hurry and its not a loan money. If you cant invest using your own money, then better not to try it or else you might regret your decision.

A very big decision to invest in crypto has to loans money from a bank. Just like betting on gambling, it is not recommended because if the price suddenly drops or the trend reverses into a downtrend, then you will lose a lot of money and property, as well as debt bills that must be paid.

Investments, market trading, etc. are only made with money you can afford to lose. If you want to take a loan to invest, this is simply something unacceptable because if something goes wrong it is tantamount to complete bankruptcy in my opinion. I personally will not risk complete bankruptcy.

While in the last few months it would have worked to borrow money and invest into cryptos we don't know how the future looks like. The risks are very high to invest, trade or gamble with borrowed money. If we have a decent salary and could cover the loans in a few years than it might be possible to invest today. But if we don't have that income than the risks are just too high in my opinion. Imagine if we lose the money but are stuck with the loan and have to repay that loan for 10 years? That would be a huge tragedy.

It is a very popular topic. But i have not taken out a loan to invest in crypto currency
I have invested a small amount in crypto currency. And i multiply my investment through trading. I think this is the best strategy for earning money. I have learned trading skills through this small investment with low risk.

Even crypto especially Bitcoin showing a good performance still I wouldn't take the risk of taking a loan just to invest in crypto. It's been said many times that don't invest the money that is not yours or you cannot afford to lose because it is not certain that it will make a profit. Imagine someone takes a loan and invests it in Crypto then the market suddenly undergoes a bear trend, that would be trouble, how you will be able to pay it off? you will have no option but to sell off and that would be your loss. I know the market seems to provide a good run but we cannot still rely on it as it still will not certain. However, if you think you will be able to manage the risk then I'll leave the decision to you, it still your call after all. Btw, I haven't done taking a loan for it to invest, can't take the risk.

Even if it is tempting you should not even think of taking a loan to invest, I have read a lot of people losing everything they've got because of taking a loan to invest on a hype, Cryptocurrency is not a get rich scheme, there should be logic in all your actions and taking a loan is not a good one.

taking out loans for other purposes is common, but taking out loans to invest in digital currency is extraordinary. and it takes a lot of determination like him. and it may be done by a trader if he can repay the loan. and I am sure he will easily and quickly repay his loan if he trades in Altcoin or good Coin.

It's not easy bro, all of us is better to stay away from loans to invest in crypto, because the price and market of crypto very unpredictable. I remember about a young man who lost the money because of crypto and suicide (https://www.newsbtc.com/news/bitcoin/suicide-hotline-opens-moscow-cryptocurrency-traders/). This is happens on 2018 when Bitcoin plunged from ATH 19K. Maybe it's okay if just $100 and have something to paid out after or when crypto price not good as we think. If not, maybe better to stay away from loan.

Not guarantee with bitcoin and altcoin is the best way for investing and get much profit because I see many people make mistake with loan money and buy or invest with bitcoin or altcoin, some time we can't prediction bitcoin always on higher price, if you use loan money as funding for investing how come you can pay on time but bitcoin or altcoin as your investment have lower price, better use free money for joining or investing in cryptocurrency.

Mainly individuals in some cases make credits to fulfill their objectives. well, I feel that it takes a part of certainty. most likely a parcel of individuals are as of now doing this within the cryptocurrency world, and I'm lovely beyond any doubt that the objective is coins that have a part of notoriety and potential.Generally, I ingraining the guideline in my life to maintain a strategic distance from borrowing. since of this, I have not made a loan for venture purposes within the crypto world.

When you do have still money into your bank or have some savings then its more ideal to allocate some portion or percentage of it rather than
consider on taking up some loan for you to invest on.If you can bare with the risk then go ahead but if you aren't sure if you can repay or not then
to avoid taking loans as much as you can because this will really be ending on messing up with your finances.Always have that risk management
thing and try to picture out the probabilities of things that might happened if things turn out or goes to the opposite side.

Disclaimer: "I am not a lawyer or financial advisor. I am simply stating my opinion. If you seek legal or financial advice, please consult with your local professional

 They say brother, "never bite off more than you can chew". Also "never go all in on your bets, only gamble with what you can afford to lose, less you want to lose the shirt off of your back!"
Just my 2 cents

Taking out loans to invest in this unstable and highly volatile market would be a mistake. Don't take out a loan to invest into something that you clearly can't afford to lose. Crypto is great but if you don't enter the right markets (and before you ask, there isn't a magic place where you can find these you need to get lucky) you can end up losing it all. So be wise, do your research and always check the team out.

I know crypto from 2014 and at first time i invest is on cloud mining using my cedit card and it is a loan, then after month cloud mining that i bought suddenly dissappear and i must working hard to repay the loan. My suggestion is " never take loan for investment like crypto or stock ". You will end up prety bad.

Likewise me too, i wouldn't advise anyone to ever get involve into loan to make their investment with cryptocurrencies, this is one of the bad side of investment. The volatility in the world of cryptocurrencies doesn't want such movement even though with stocks market, as the saying goes"don't invest what you can't loss into any volatile market".

I do not consider this idea to be good and wise. Lots of people had bad experience after such a rash step. Especially in 2017-18 when it was a boom on ICOs and drops. Personally know some stories when people even kept their cars or real estate as collateral. The risk is too high. Investment should be from those assets that are not required for tomorrow, not for your food or whatever. It is a golden rule that should be remembered forever.

It is a stupid and worst idea to invest from loan money. There is no guarantee of success in crypto investment. Instead, crypto investment is full of risk, your money can decrease much only in a short time. So, don't only imagine the potential big profits. The volatility in crypto investment makes many beginners stop suddenly in crypto investment. In this matter, I suggest using extra money only, your unused money. Don't try to have the capital from a loan.

I dont think how you said it is  exactly correct. we can't foresee future economic situations. In the event that you make an advance, ensure you have a distinct pay for recuperation if consistently the portions you need to pay from exchanging speculations can't be paid. recollect that this business hazard is very high. you better put away with the cash you have and it isn't attached to obligation so as not to turn into a weight on you

Taking out a bank loan to invest in cryptocurrency is a very bad idea. First, you will need to pay interest periodically to service the loan. And secondly, after a certain time you will have to return the amount taken back to the bank. In order to do this, you need to be 100 percent confident in your investments. Cryptocurrency, unfortunately, does not provide such confidence.

It's not a good idea, if someone shares his experience with loans he becomes rich or profitable when investing in the crypto world is just a coincidence and the lucky ones like that are only 1: 1000. Only a lunatic would bet between certainty and uncertainty, that's understandable, right? that the loan is certain and the crypto market is uncertain.

Dont do that, it will make a big trouble if you loss.
I just suffer a loss and its really stressful, fortunately its not from a loan.
So I just need to take a rest a bit and live like usual, the lesson i take from this bloodbath is never trust anyone, 50% drop is real and haunt your stop loss.
Also, shouldnt put any crypto in futures, its a big loss for me.

- It's wrong when you try to enter the futures market for the purpose of making money, I just put a small amount of money to entertain with this form when I know the burn rate is very fast, you will be liquidated very cleanly if you lose control for a few minutes, today is a heartbreaking story for everyone involved in this form. Back to the main topic today, loans should probably only be associated with people who know the rules and control their losses, too amateurish and lack of firmness should not apply, it is very easy to suffer great damage with the habit of being too confident in yourself

The current sharp and deep price drop in the cryptocurrency market is a good answer to the question of whether it is worth attracting credit funds for investing in cryptocurrency. The cryptocurrency market is very unpredictable and very volatile in terms of price. Therefore, it is impossible to plan its price growth, profit and repayment of interest and the loan amount itself. You can take a loan only if there is a clear and well-grounded plan for its repayment.

True to that. And it's sad to hear those stories that they've taken a loan for them to be able to buy and invest in cryptocurrencies. They've done a mistake that might push them away to the market and will never allow them to get back. That's why some people when they're hearing success stories of people that have invested in cryptocurrencies, they're all excited and thinking that it's also possible to them to happen if they just put a big amount of money until they come to realize and experience that it's not always the case that they'll have and that the market is very volatile.

It's very risky to loan money to invest in cryptocurrency. You know that cryptos are unpredictable. Unless you have a good plan, it will be too hard, and it will stress you out badly when you lose the money you just loan. I would instead work hard till I got enough funds to start my journey in cryptocurrency. For me, This is the safest way than loaning money in the bank as the interest is undoubtedly massive.

I think if we just want to start investing in crypto then we can do it with a small capital first. and borrowing money to invest in crypto I think it's less effective and too risky because we don't know whether we will gain or lose. if there is no capital we can start investing with a small capital or join the bounty. lots of good bounties to join so we can get paid

Taking loans for investment reasons should be done only when the assets to be invested in are guaranteed or very likely to reap the intended rewards after a specific period of time.
That assurance does not exist in the crypto markets and i think it is unwise to take loans to invest into cryptocurrencies

I am happy if I have a crypto loan limit with stable coins like USDT, but some countries prohibit crypto transactions such as Bitcoin and other top altcoins, I can only use the online loan platform with a limit of $1k within 1 month and I hope, if there is a loan platform like That is, I can use it because I have a record loan track at several banks with good ratings

I have not done it. It is very risky to invest borrowed money in Crypto. Because if you loss your money what will you do. Try to invest that money in Crypto which you can afford to loss.

It is unwise to take loans & invest it into speculative assets like cryptocurrencies. Loans for investment purposes should be done for businesses where you are in direct control of your earning potential and you are more protected from the volatility of the market based on conditions outside your control.

Investment loans into cryptocurrency should only be done when you trust your ability it make good investment or trading decisions based on the set of data available for your analysis.

Cryptocurrency investment is risky, and borrowing money to invest is a particularly risky behavior. The crypto market is unstable and the price fluctuates greatly, and there is no guarantee that it will be profitable. Funds face great risks, and there may be losses in which loans cannot be repaid. So loan investment is wrong under any circumstances.

For me it's no. I still believe in most of the successful entrepreneur's opinion that never make a debt or a loan to cover up your existing loan as this will lead you to burrying yourself underground alive! It will be better to invest with your own money and invest based on what you are ready and willing to invest whether to loose it or not. Especially in crypto currency we can not predict things to happen. At least if you loose, it's your own money and that money is your willing to take at stakes.

If the borrowed money is lost when he invests it, then the thing he has to do is pay it back in a different way, because it is not advisable to borrow money and then invest, because the profit in that investment is not so sure that he must use free money that is not used for investment another place.

I think that is a very big NO and very bad idea if you wanted to invest in cryptocurrency keep in mind that you should invest what you can afford to lose knowing that there is a high risk when dealing with cryptos.

think about it, if you borrow money to buy real estate, or offline assets such as land, houses, cars, or other valuable objects, it might be quite worth it, because if you can't pay the installments in the future, then your assets will be confiscated, and you don't have to. pay the debt. you are free from it.
however, in the crypto world, if you borrow money and expect it to be multiplied, that's not wrong. however, the risk is when things don't go the way you think. however, think for the best, whether it's really worth borrowing or not. In addition, think about how the method of returning the money will be if the investment you are thinking of is not suitable or fails.

Crypto assets are one of the investment instruments that are in demand by investor, crypto asset transaction experienced significant growth, thus making investor willing to put the money they have in search of profit.
Crypto assets are investment instruments that are still new in existence, However, that does not mean that crypto asset do not have the fundamental of market price movements.
Investor must first learn the fundamental of the type of crypto asset they are going to buy, The first fundamental analysis indicator is information about the technological advantages and functionality of the coin. Although crypto asset can provide huge returns for investor, but the risk of loss is even greater, So investor should think 10 times borrowing money from a bank to invest in cryptocurrency.
In my opinion, borrowing bank money to invest in cryptocurrency is a crazy thing one does, because the risk is great.

It is a short no.

Someone who invests in crypto and using not his own money, he's just making himself into trouble. Investing in crypto is profitable but it takes time and is a wise choice.

Not every borrower has that wise choice so they're likely to end up in debt and losses.

I won't and Honestly speaking even I will not advise anyone to take a loan to invest in the crypto market because it's highly volatile even your investment can be reduced to half in just one day. So one should invest only when one has extra funds for the investment on the contrary one can earn huge profit also but we all know it's a highly volatile market and one should always calculate the risk before investing.

No never crypto highly risk market than  others, its to risky

Taking loan to invest in crypto is very risk, though even using personal money to invest in any business is risk talk less of crypto. Loan money in crypto investment will never give a mind set in market fluctuation and dump of bitcoin it is advisable not invest the amount more than what you can't afford to loose, so taking loan to invest in crypto is a bad idea so it's not advisable, because of the higher risk involved.

Well, based on my knowledge here in the forum there is a thread section here who borrow money to all members here at least Full member and up with a collateral requirements of course. But, to be honest this methods is not a good idea, believe me everything will be turn into nothing especially if your not knowledgeable here in the cryptocurrency.

Totally agree with you, only invest your spare amounts so when price drop you will wait for the next pump or wait till price become stable. If you take loan then you have to pay back the amount in shorter period of time so if price drops you can face a loss because you have to pay back your loan! So don’t take loans to invest in crypto as their is fluctuation in altcoin’s price!

It may seem promising for a while and you calculate your income and how quickly and effectively you could pay off that loan. But the market doesn't always goes your way.  No platform is going to be 100% secure. Yes there are some platform that provides 12% on stable coin, that could be larger than your bank interest but you can not trust all your money with them. And they also comes with conditions and the rate could change anytime. Even stable coins and established coins comes with a risk.

Yeah, Just make sure to invest on any kind of investment options with your extra money only that you can afford to lose, You can't predict accurately what will happens in the future so never take any loan any kind of any investment or trading, I have some friends that ended having big debt and strugle to repay it since he suffering some loss.

Couldn't agree more, invest in crypto with borrowed funds is something like people tries to dig their own grave. Nothing good would come from it, they merely invite troubles to fulfill their life. Crypto market so fluctuates, theres no guarantee that the ROI would be satisfying later.

Highly likely those people who did it are newcomers who followed the hype and FOMOed by social medias influencers.

Don't do it!!! You will get difficulties or even problems when you use loan money to invest in crypto coins. Always remember to use your extra money or the money you can afford to lose. Investing in crypto doesn't have the guarantee to be successful. It is true many people earning millions of dollars from crypto, but in reality many people also got huge losses as well. I personally never borrowed money to buy crypto coins, even I never think to try it. I have learned the risks of crypto investments, too risky if we want to try the idea of using loan/borrowed money. Just look at how significant the volatility or the price changes of crypto coins. It will be scary if we buy at the wrong time with borrowed money.

I love you full you have a statement, you are smart and intelligent so you don't make people misstep, even though there is no work that produces in a short time (shamans just look for money by doubling money still taking payments), some even make information, cryptocurrencies, stocks  have a high risk, be smart and careful in using your money, because you will be tempted by instant wealth, if you profit by borrowing, if you lose the guarantee for the loan is lost.

It is always advisable to start investing in the money market using cold money when viewed from the advice of people who are already proficient at investing, even though many platforms provide this feature. In my view, invest as much as you can, and don't force it, the profit will eventually fail, meaning this is to minimize risk and be calm if corrections occur at any time.

The volatility and risk of the crypto market are great.

Trade and invest within the range of funds you can afford. Don't loan funds to trade. This is a very risky behavior and may eventually lead to unbearable economic losses.

It is not advisable to take loan to invest in crypto. A proper and healthy investment requires that you take a percentage of your assets that you can afford to loose for investment. Taking a loan only makes sense in situations where there are predictable outcomes or results such as salary earners, etc. The high volatility of Bitcoin implies that the risk is already high even as you are using your own funds not to talk of taking loan - money that is not your own. Why put your health at risk and that of your dependents at such avoidable risk? Unless the person already have plan B, should the investment fail. While the twitter story looks exciting but we must not forget that it is actually a narrow escape and generally not a healthy way to invest in crypto.

I think it's very ridiculous what these people are doing, lending money in a bank to invest in cryptocurrency, they don't know the effect of borrowing money, if the investment made in crypto is problematic, it's really not the right move. Investing is an activity carried out with very careful consideration, by studying several levels of risk that will be accepted, which in the end the investment is seeking the maximum profit, if the decision to invest and take money in the bank, then you will receive two problems simultaneously, so think before doing any of that.

Recently, many play to earn games like the popular Axie Infinite, and the game is quite popular. I joined one of their telegram channels, and some of them are willing to borrow money to play the game because the ROI looks very fast. however, due to unstable market movements, as well as game development that is still in beta, the game's rules have changed slightly and have dumped the price. it of course creates problems for people who borrow money from other places. however, it would be great if he had other ways to pay off the debt, but it would take a long time if he was only hoping to earn from the game's investment.
So, think carefully before borrowing money. the risk is commensurate with the benefits that can be obtained.

It is a very bad choice for you if you will loan and invest in to crypto because dealing with cryptocurrencies have a very high risk. I suggest that you just invest what you have and can only afford to lose.

It's crazy and I would not even recommend this to relatives and friends the word of wisdom only invest what you can afford to lose, applies all the time in any market, there's no guaranty that you can make a profit, the market unexpectedly goes up and down with one news, the short or longterm loan should not be recommended to anyone who wants to invest.

the most noticeably terrible misstep anybody can make Is make credit to purchase digital forms of money. each credit has financing cost, time to pay advance and assurance that the individual should provide for (promise some resource) and the benefits of the cryptographic forms of money are not ensured and may bring about misfortunes and the individual can be captured relying upon where he made the advance. I don't see the benefit of somebody setting out on this sort of experience

It's a pity if you have to borrow money from a bank or the like, just to invest in the crypto world is very illogical, bro.  The first reason is, if we don't have big capital outside of crypto, it will be very difficult to pay bills every month, not to mention the interest.
 The second reason, in the crypto world, no one can guarantee that the crypto that we invest will end well, because the price of the coin will not always increase, even on the contrary at any time it can also decrease in price, so it will make us lose, bro.
 So my advice is to stop borrowing money if you only invest in crypto.

Loan for crypto investment it’s definitely quite risky way to make money. So, i don’t think it’s a good deal to borrower because you have to pay for lender a certain amount in every week or month but you know crypto is highly volatile so that's it’s not guaranteed you can profit within a deadline.

Loan for invest in crypto? No, never. There are many reasons, but main reason is that crypto market is very inpredictable so you have good chances to lost borrowed money. What then mate? Don even think about this idea.

It is really a crazy idea to take a loan and invest in cryptocurrencies because they are currencies whose value changes from time to time and the profit in them is unstable, but perhaps if you invest your money that overflows from your family life in promising cryptocurrencies, you will definitely get profits that will please you, make loans only for the necessary things and make Investing with the money you don't want.

I also won't support taking loans, only a few months ago, but now we should take this opportunity. Top altcoins have been very low volatile since the last 4 months. Actually, market prediction isn't very easy, but we can easily assume this time. There is always an opportunity to invest in the cryptocurrency with our extra funds. Now you can take loan opportunities if your religion supports you.

Everybody is afraid of borrowing money to invest in crypto and i do not know why so because it is not the only business that has alot of risk in it. Those who know what they are doing in crypto and know how to invest in it will still make money whether it is borrowed money or not.



What about those who do not have any funds but feel they can trade. How then will they try their luck if it is not to get a loan?

Taking loan to trade is not cool because no knows what can happen to the market, the market is always unpredictable. Taking a loan to trade and at the end of it comes out to be what you weren't expected is very disappointing.

Not sometimes but most of the time.

The ROI might take time and you'll have to pay for the interest too if you kept on losing.

I think it's for everyone and not only the new investors are doing it but also those that have confidence in themselves because they're experienced. So they all end up trusting their confidence and do it.

This is a completely ridiculous decision, in my opinion.

I mean, it sometimes works, but most of the time it doesn't since earnings aren't assured and a single error can cost you a lot of money. It's not a practical move because payment is still pending, and there are times when the market growth of the currency you've invested takes a long time. It's pretty hard to invest something while there's a pressure, it will result into unwise decisions.

I think that it is the worst idea to take a loan to invest in crypto or in any other market. You had better start saving money or take a habit of investing about 10-20% of your salary every month, this way will be safer for you. Personally I am an ardent opponent of loans. I have never taken them, as this way you get dependent and you are to give money away every month.

Never should have done to take a loan just to invest in crypto. Others I think are selling their house, cars and other asset just to invest in crypto. Probably one can earn only if they invest the right crypto like bitcoin and ETH. These two crypto are reliable and are always congruent to each other during the bullish trends of crypto market. But the best crypto to invest would.be bitcoin and that should an investor to invest after selling the car or house.

Investing alone is too risky, but if you like to play the game, you can always do.

Borrowing in the bank if they can give you at a maximum of 1% interest per month, I think you'll be able to become profitable if year is bullish for bitcoin.
We can use last year as an example, the price of bitcoin last Jan. 2020 was around $8k, and it's price on December 31 hit at $28k.. that means you make over 200% in profit by just holding while you only have to pay 12% interest of your money in one year.

I think taking loan and investing in crypto is highly risky because its very volatile market compared to stocks and commodities markets unless you are well experienced Trader and have developed good skills of Technical and Risk/Money management as well as understand Fundamentals of crypto market. Margin and future trading is also based on trading by borrowing money frpm exchange and pay daily commission on it and what I have learned that hardly 5% traders are winners in margin/Future trading and rests are losers.

Loan investment will increase investment risk. It is unlikely that all investments will be profitable. When the price drops, it means that the invested capital will be lost and the loan interest will be paid. Loan investment will bring more economic losses and risks.

After all, why invest through borrowed money? I think it's a very bad thing to do because considering the risk is greater through the burden that must be borne by the borrower of money, because whatever the story the borrower must continue to pay according to the original rules

I personally don't want to invest in crypto with borrowed money because I realize this will pose a big risk, crypto prices are very volatile so we can't predict for sure where the market will move next, imagine if after buying one of the coins using borrowed money it suddenly the price of the coin fell very deep then it would certainly make us experience a double loss.

If you literally has other option to make or settle the payments about your loan(In case that investment fails in crypto) then why not right? actually those people that took loan to invest in crypto are those people that has something to expect for paying the loan.

Like me i once borrowed money from my brother to Buy more altcoin but that happened in before December so at least when my December Bonus arrived i have a sure funds to pay him.

I was actually thinking of that on Binance I saw its huge potential in the market when it was starting out so many people are promoting it and I don't have many funds to invest and the only way is to take a loan and make my motorcycle as the collateral, I back out on the last minute but manage to get a fund by selling some of my coins and I got it all back with profit, it's risky to take a loan you have to be 100% sure of what you're going to do and you are willing to lose if ever, I have that mindset so I proceed, but I don't recommend taking a loan if the project is not as good as Binance or similar.

Never think about that mate , just Invest your own funds so at least there is no obligation to face once the investment fails.

We have seen in the past some troubled account here because of their wrong decisions in life here in crypto so best to prevent from being one.

In my opinion, taking loan to invest in crypto is really dangerous. There is no evidence of gaining and making profit in trading. The other thing is that if you take a loan to make an investment, then you should have to return that loan. But if you lose that loan then from where you will return that loan and how will you manage your daily requirements. So taking loan is not a good thing.

Never even if you know the risk just never because anything can happen with crypto, taking loan from other's and invest in crypto like a shame from my point of view because I can't take risk on someone money so it doesn't make sense if you really want to invest then invest that money what you can afford to lose.

Hare is no chance overnight rich man so I don't think any loans money should invest hare. always invest risk-free money and I feel better to invest which money no need a month or year. so at last I don't support it invest in crypto loans money.

because it is indeed a stupid act if it is burdensome to do. maybe someone has had an experience like this. because of a desire that does have full confidence to gain profit.
but still, it's very risky. because no one knows when the investment made will pay off.
this is something that many people in the crypto market would have a hard time thinking about.

Obviously this should not be done. Cryptocurrency is a risky investment, while loans increase risk on the basis of risk. Due to the instability of the market, you may have to sell to repay the loan when the currency price drops. I prefer to invest in cryptocurrency with money that will not affect my life.

What we should know is that investing in cryptocurrencies is high risk, and even with our own capital, we have to think about the risks we will face, let alone do so with a loan.
Making a loan is not the best way and even if you do, you must really have the ability and a good plan and also the trust to get the benefits and pay off the loan according to the agreement.
I personally do not recommend that you borrow to invest in crypto, and my advice is better to sacrifice something of value to sell and for investment capital and if everything is beyond your expectations, you have no burden to replace your loan.
and I think there must be many who do things like that and if the results are profitable you can buy back what you have sacrificed and enjoy the benefits as you like.

With limited fund, investor can still make their fortune in cryptocurrency, the important thing is that they know how to invest properly. Investors should focus on their goal and capabilities financially, to develop self-confidence, they can make a small investment first in a coin that is guaranteed and has good performance in the crypto market. When entering the crypto market investor should be optimistic, Never give up and not afraid to take risks. Investors who have limited funds must instill a mindset Don't wait to be established to invest, but invest to become established).

I agree with your point about how you should handled this business, taking loan is not recommended due to high volatility nature of crypto.

Unless you really have established skills that you can use to work with lesser risk, there are people who dedicated their time to understand the deeper side of this industry, they are capable of anticipating the next run and most of the time they managed to earn decently.

Though still not an assurance but with such knowledge the chance to repay your loan is possible if you have sets of skills and good money managements.