Bitcoin Forum

We've been in a bull run but investing in crypto isn't that easy,it can be damn stressful..most of us are usually obsessed I.e, checking our crypto wallets every half an hour if not minutes
   Few ways to remove your emotion from investment
*Never invest into Bitcoin more than you can afford to lose
*Don't borrow to buy btc
*Vary from btc into alt coins
*Buy and trade btc in a trusted and legit platform i.e, binance.. :)

Buy at least a few other asset classes to hedge your bets e.g. shares, bonds, commodities, property....... vintage wine, fine art etc  :D

One thing I did in the past which clearly worked for me but was very hard to keep in check for is DCA (Dollar Cost Averaging). This strat literally helps you do all the things that you want in your investment journey, but you would need to follow and study the market religiously to make the most out of the strat. Nevertheless at a major point in my investment journey it made the stress bearable considering I gain huge amounts, but now that bitcoin is at a safe spot, I just hodl and buy some coins, that's it.

Yep, cost averaging always good especially if you can automate it i.e. a regular buy on a specific day once a month.

Either that or at least make sure you buy according to known market trends.

For example, I think twice about buying shares on a Friday afternoon as people tend to be in a good mood, and prefer to buy on Monday morning when the dread of the upcoming week has set in :)

"Don't borrow to buy btc."

There are different opinions on this. It is always good to buy when the price is low and if you can take all the risks.
Also this year is different from every bitcoin year. It has reached its maturity and a great expectation has been created that we will probably never see the price of bitcoin at its lowest levels again.

As we look at the other side of the coin. If risks are not taken there are no rewards.

That's good advice.  I prefer, "Never hold more value in Bitcoin than you could lose without feeling devastated."
Some people might be able to financially "afford" to lose a few thousand dollars, but emotionally they may become overwhelmed and devastated from a loss of a few hundred.
Some people might be able to financially "afford" to lose a few hundred dollars, but emotionally they may become overwhelmed and devastated from a loss of a few dozen.
Some people might be able to financially "afford" to lose a few dozen dollars, but emotionally they may become overwhelmed and devastated from a loss of a few dollars.
If you're going to feel "overwhelmed and devastated" if you lose it, then you've got too much value in bitcoin. It isn't worth the risk to your health and wellbeing.


Like the previous one, this really depends.  How low is the interest rate?  How low are the payments? If the bitcoin were to disappear, how would you feel about the need to continue to pay off the debt? How would that debt burden effect you financially AND emotionally?

Nonsense and bull$h1t.
You are already taking on significant risk and volatility with Bitcoin. There's no good reason to support altcoin trash.

Trust no one.  Who decides what is "legit"? How do you know it's "legit".  Even if it seems "legit" today, there is no guarantee that it will still be "legit" tomorrow (or even later today).  Be careful regardless of where you but or sell your bitcoins. When buying, get them out of the exchange and into your own wallet so quickly as possible. When selling, don't transfer to the exchange until you're ready to sell. Is the exchange well known? Are there any recent reports of issues? Are they regulated and/or audited? Are they insured? How is good their user security? Don't hold any more value at any one moment on any exchange than you could lose without significant concern.


Eh. I'm not thrilled with them.

Number1 and number2 are connected to each other. Invest only you can afford to lose its mean use your money and never borrow to buy Bitcoin.

For no3 actually is not needed, even if you all in your money into BTC, don't worry this is safe for long-term investment.

And no4, this is very important, because some people see the price of the coin is cheaper and interested to buy on the exchanges. Please dont affected by cheap price

I already read this advice from many experts and yes that should be what investors should be in their mind when investing, it is a risky way of earning money so you have to accept that it is not always a win-win situation because there is still a good chance that you may lose your money from it.

Loaning money for investment is such a noob idea, you should not ever do that because just like what I have said there is no assurance that you may win so if ever that you have loaned and then lost it all then it would be a problem for you.

Invest only what you can afford to lose. Recently I've been seeing a lot of posts on social media who have gone all-in with their savings due to FOMO. The Crypto market is not as friend as it may seem, it can multiply your money in a short period, but it can also lead to bankruptcy. If you have bought your BTC or any coin really cheap, the up and down movement of the market will not give you stress and pressure a lot. Don't be too greedy, set an amount when you are you going to take profit.

In other words, you don't get into it without a plan. You cannot just buy Bitcoin in whatever amount and then cry over it for losing funds intended for something else more important. You cannot just buy Bitcoin without being fully aware that tomorrow your funds might lose half of its value.

So there is only one way to really make Bitcoin investment less stressful, in fact stress-free, and that is to be fully aware of what you are getting into. And by fully aware that means not just the fundamentals of Bitcoin and the benefits of Bitcoin but also the risks of Bitcoin.

This is one of the golden rules. Make sure you already have secured savings, retirement, and insurances then invest money that you can afford to lose. Everyone can try to be a genius at investing but no one has the magic wand. Even Warren Buffet, the world's best investor, loses money sometimes. So yes invest money that won't damage you financially but do it with your risk appetite.

Thank you for this advice, I know how risky to invest with bitcoin so I only invest the amount of money that I can afford to lose, it is the saved money that I have, instead of spending it on some other things, I'll drop it for investment.  I never borrow money for investment as well cause I know how risky it is, it is better to work, earn money, save money and invest it in bitcoin than borrowing it from other people.

Can we add Not investing into Bitcoin? Kidding aside, simple terms, just don't chew off more than what you can. Always set a limit. Try to find your limit, and then set your limit even below that, so you have room to spare. Feeling that it's a bit too low? That's okay imo, winning and losing are two sides of a coin, you can lose just as much as you can think you win, and most people tend to look at the optimistic/bright side which really tends to cloud your mind.

Even in the case of borrowing money, as long as a plan was carefully set up, it's rather easy to manage it. Most people who go into debt and can't repay it are simply people who don't plan ahead, only carelessly borrowing money since they want to "see" money in their hands as quick as they can.

Makes sense in any aspect of life, do not borrow for investment unless you are part of the 1%.
There will be a bear market, and we will see downs in the prices, bitcoin market is as volatile as it was in the first place so no sense that we disregard that but I agree buying at low price is the best time to buy bitcoin.
You can still play safe, not taking risks does not mean that you will not reap rewards, you should just know how the game works and it is up to you on how you will find a smooth riding path.

My strategy for making bitcoin investing less stressful is to not think about it all the time, consider your investment as a work, you do not take work when you are having personal time, you leave it there for another day.

Your second point is included in your first point, because you can't afford to lose what you have borrowed, obviously.


This is one of the worsts advises you can give to someone in crypto. Altcoins have horrible long term performance, if you're holding them for years, you're going to either lose money or miss out on profits compared to BTC.


Storing your coins on exchange is never a good idea, only keep a small amount there, and if you're daytrading, you'll use leverage anyway. The rest of your coins should be in cold storage.

It depends on how much BTC you invest because some people have invested almost all of their assets and most of the people who invested know how the market works. It is not stressful when you used to it because that's how the market works in the first place. you need to know how quickly it changes and you need to be fast when you are about to sell your BTC, no time to waste. Most of the investors prefer to hodl it for a long time and there is the one who doesn't really care about the current situation of the market if it's not going well.

I agree with what you are saying. Controlling the money to be used for the crypto investment will be necessary for every person. But sometimes, we forgot about that, and we try to break the limit that we set it up before because we think that we see the chance for us to make a bigger profit.

A simple example will be people borrow money from others because they see bitcoin price jumps to the very highest price, and they think that the price will increase more after that. But the fact is the price will not just increase after hit the highest price, but it will adjust to the lower price, and sometimes, the price will not stay at that price for a long time. We already see what happened in 2017-2018 when the bitcoin price hit the ATH, and people think it will jump higher, but it is not.

Unfortunately, not all investors realize this and investors are still doing this kind of mistake. I remember a tweet that I saw in Facebook a while ago saying that he has liquidated from Doge Shorts Trading and he lost $10,000 from that recent pump. Now he is in complete regret, disappointment, and depression because he gambled on that trade and now he lost it all. Not Bitcoin though but it is the same concept as this.

TBH, this isn't a good idea because having a loan just by buying a speculative asset like Bitcoin can give you losses in some time especially if it isn't go into your way but on the other hand it isn't illegal though or prohibited. In the end it will depend on the risk of the person.

;D ;D ;D

I might consider this but also make a research into where can you buy Bitcoin at a lowest fee as possible. The withdrawal fees in Binance is quite high compare to others. There are many exchanges/ways to buy BTC. Its just that you need to find them :).

I agree with all of your points except for the altcoin diversification part. Diversifying your portfolio by investing into multiple altcoins is a decent strategy, but not as great as it was in the past due to the fall of the altcoin market.

If you still insist on investing, I suggest investing only in the top tier altcoins like Litecoin, Xrp etc and avoid less popular altcoins.

Apart from this strategy, the best way to invest in BTC in my opinion is long-term HODLING all the way. This method literally guarantees low stress as long as you stay patient and optimistic for a long period.

The Ultimate Advise that i have read here in forum for thousand times i guess? or more than Lol.
The advise i Kept on telling everyone , because borrowing funds in a risky investment like Bitcoin or crypto is a double dead situation if failing .
That's a perfect trading advise , having other option is the best way to Invest.
Lol Not just in Exchange but also in our Safekeeping of our currencies.

Number one is very important, you should never invest what you cannot afford to lose, you must divide your capital into several parts and invest only a part of it and leave the rest as a reserve for the time of need. Greed can take a heavy toll on you.
Also, I do not buy bitcoin only I try as much as possible to buy several coins and not one coin as well as I do not trade in one exchange only, but in several exchanges (do not put all eggs in one basket) because there is no coin 100% guaranteed and also there is no exchange 100% reliable.

OP forgot the golden rule, never keep your coins on an exchange.

Always remember, not your keys, not your Bitcoin! :)

Investing and trading are really stressful especially if you trade daily you need to actually analyze a lot of charts that you invested in and as well as coins charts that you wanted to make an entry.

I guess the best way to avoid this stress in trading is to just buy bitcoin or any investment in cryptocurrency and then completely forget about it, and then go for a long term investment.

With the method, you could easily earn a good amount of profit since it's a long-term investment and at the same time theirs was no pressure or stress since you consider that money as a lose already.

This isn't a good one for me. You rather think of moving into more secured coin as bitcoin and not running out of it. Or you can list some of the reliable altcoins because most altcoins turn up shit all the time.

Thankfully, I am done with this. I think I had done this way back when I was hardcore at trading.
It's really stressful, there is no denying it.
Well, these are the basics, and I think it had been said here in this forum a lot of times.
"-Don't borrow"
One thing I have been giving a thought now.
If only I tried to borrow from a bank with fiat to buy BTC it could have been a huge profit now.
But at this time, it's scary to invest even more at the expensive price of BTC.
Volatility makes you regret a lot of things.  ;D

That is already common startegy that we already knew these is many said also that we needed to avoid when we are doing investment it is not applicable only to the bitcoin because it is for all investment type. Thank you for reminding us that about this because also there is a lot of beginners who investing to the bitcoin for them to need to avoid to become succesful in this industry that their enter.

I agree that investing in Bitcoin is not easy, sometimes we get stressed because the price is very volatile. The price of Bitcoin can suddenly drop,
therefore the right strategy is needed to reduce stress when investing in Bitcoin. Actually all investment strategies that are mentioned in the opening
post are the basic rules that are known to all of us. But sometimes we don't do it for various reasons. Thank you for the opening post for reminding us all.

Ive seen some topics here same like this, the only different from your advice is that point no. 3 " Vary from btc into alt coins."While I could agree that diversified investments is better but choosing which altcoins has a potential is significant.

You can't actually remove emotions, it's always there whenever we do trades. It's how we manage and handle it. Since bitcoin's price may flactuate unexpectedly but having a good mind set will control our emotions.

Anyway those strategies you have mentioned tenss to forger by some investors here. As greed always knocks in especially this bullish moment.

*Don't borrow to buy btc

one stupid thing if you want to buy bitcoin by borrowing money from other people, this will create the highest level of stress if the price of bitcoin does not go up until the time limit specified for the refund,
investing in bitcoin requires patience and you really have to use free money, not spending money or anything, the prediction of the bitcoin market is hard to guess so we can't be sure when the bitcoin price will rise

You have said it all, at every point in time, there are people who checks their wallet like never before and actually you can't blame them because that's what they want, but is that really a good thing. And also, from all ramifications, what causes it is when people goes far beyond their capacity of investing, that is, investing more than they can afford to lose or even borrowing money to invest, thus making them anxious of the market while they check their wallet every now and then, and it gets worst when the market is going against them. Therefore, I agree with you, that people need to understand what investing means, and how to go about it in order to do it right, and all you listed or highlighted are correct.

It is really good to diversify our assets for security but I am into cryptocurrency and commodities like precious stones and metals. Property is good too but depends on the property you are interested in because sometimes the one you are into is liability not an asset. Robert Kiyosaki once said an asset puts money on your pocket and liability take money from your pocket so beware.

Good strategies is that not to hold only one coin because dump of that coin will emotional you.
Bitcoin to altcoin and vice versa is best technique often use good traders.
My holding stress me to check my waller when i get up and every hour.

The first mistake for new bitcoin's investor is he is too overconfident that bitcoin can give an instant wealth. They will be a panic buying when bitcoin price growing up fastly, but they aren't sure what makes bitcoin price is up. They just follow the market sentiment and even ignoring other factors that will happen.

As happened recently a short pump from bitcoin price, I'm sure there will be many new investor who will got a huge lose. They can't differentiate which increasing that can happen in the long run because there are many supporting factors so that prices will not experience a drastic decline or the increasing price just happen in a few time and after that the bitcoin price just drop in a few time as well.

I guess that's a really bad thing to do for someone who just new to bitcoin. It doesn't matter how much money that he spent to buy bitcoin, even you can use a borrowed money to buy bitcoin as long as you have known the characteristic of bitcoin price movement and some factors which can affect its price movement.

Accidentally, I have borrowed some of my friend money so as to invest in the market. Everything has gone so high and I can not afford to miss out again so I choose to borrow his money. But everything is still under control. Besides, I have worked quite hard in the company in which next month salary is enough to pay back everything

I totally agree with all of your advices. Everybody is in the hype of buying/stacking cryptocurrencies in the past few months. Hence, being emotional can cause you to lose a big amount of money. Think of these advices as your personal checkpoint before investing anything

All of these can be considered useful and valid on how you can make your investment in bitcoin get better but there are still plenty of ways on how you can improve your game here in the crypto world. One of it is through improving your patience and self control, both of these are really important because if you can't wait for quite a while, you may regret it in the end, also if you can't control your self, you'll end making decisions that will result to loss or simply a mistake. Another way is through being strategic and mindful of the market, you can use it as an advantage wherein as you observe the price change in the market, you can start building up a strategy which may lead you to a more successful investment.

of the 4 points that you mentioned about reducing stress when investing in bitcoin. point number 3 about borrowing to buy bitcoin is something that will give you a very high level of stress. Taking a loan to buy bitcoin is very risky, because in addition to having to repay the loan, the borrower is also required to make a profit for the investment made, if there is a loss it will increasingly provide a burden and not to mention the interest that will continue to run. The safe way is to buy as much as possible and use the free money you have. that's enough. Don't be too pushy.

Thanks for sharing these as this should be the basic ethics to be followed which investing into bitcoin or any crypto currency.

But most of us end up losing their amount due to impatience and panic, I think users should understand that there is no guaranteed returns in bitcoin as it could go either way unless you are a long term investor. We should not rush and end up selling at loss or buy due to FOMO, I think most of us make this mistakes.

Regarding property, I was actually thinking of funds that invest in property.

Commercial property has tanked, so there may be some bargains there, if you have a long term view.

There are also collectives that invest in rental properties, and you can invest whatever stake you like.

I disagree with your third point, altcoins will make your life way more stressful than if you just invested in bitcoin, with bitcoin you do not have to worry about having to go through thousands of coins just to find one that is worth something now and that will be worth something in a few years, bitcoin is the best coin in the market by far and you know that even if the price can go down from time to time it is still going to exist, have value and if given enough time it will give you profits.

Here's another one: study human behaviour and realise that looking so often at your portfolio does not only mess with your mental state, but with your productivity as well. Not even talking about eyes haha

PRO TIP: Can use price alarms if you're anxious about your portfolio, but again you should not be afraid that you're going to lose your money. Know your risk tolerance and allocate your net worth accordingly.

Talking about on not to get stressed literally then this wont really just limit out into these things that you had mentioned. Market could always be a stressful one even though
you have followed these things  but doesnt guarantee that you would really be stress free.As long you do deal with moving market then this isnt something that can be handled
out without any emotional factors that do play around.

Yes, its less stressful and that what matter most because getting rid of it is impossible.If you do have these kind of qualities and mindset then you do really know on how
things been working into this market. Just to add up that you should never ever be hooked up on news neither fud or fomo things in this market.
Seeing and looking it actively does really give out some big effect into your decision making skills.

Are bonds an investment or a way to keep your money safe from inflation? They don't appreciate in value much.

Shares as a hedge? Like when you buy Gamestop at the right time? :D

For me the best way to be cool about Bitcoin is holding long enough. When you can say you had it for 3 years or more, you learn not to care about FUD or flash crashes. You'll know you can't lose on this bet.

Don't always check the price if it's too stressful. That's another reason why an investor gets emotional whenever he's looking at the price if it's not taking the path of his goal.
Set your goals for the long term and don't think that in just the short term everything will happen if you're wanting it to the price to the extent of being high.

If you don't wanna make your bitcoin journey stressful, I'd say the best thing to do is to hodl and buy, instead of following some strategic religious program that will earn you a lot of money. See, bitcoin is, already as secure as it can be, meaning there is no way it's just gonna go bankrupt in the snap of a finger, so you have the opportunities of hodling it for long, not to mention the fact that you're just letting your money sit in your wallet until a better price comes by, which is not really stressful for me compared to following a guide or something.

diversification will be a good idea with one's investment but it won't be less stressful. This will only be a good idea if you will be having the right choices but if you will just choose coins which are just popular in this market, profit won't be always earned since there is an inconsistency regarding the price movement of cryptos having no correlations at all. Efficiency of this strategy depends on the variation of your investment. But it will be hard to avoid losses in any investment so maybe, it would make it less stressful, somehow, if you will also set a stop loss.

In fact, it is very easy to avoid stress when investing in Bitcoin, the first is always to invest money that we can afford to lose. Next thing we have to
stick to the plan, meaning if we buy Bitcoin at a price of $ 32k, then determine a target to sell at $ 50k. Don't panic when the price drops even lower,
but remain calm and confident that the target will be reached. Because the Bitcoin price will definitely continue to rise, so no matter how many targets
we set, we will achieve it. But the timing alone that we may not know, my advice is not to monitor the market too often if we are investing in Bitcoin
for the long term. It is enough to check the Bitcoin price once a month.

Bonds shoot up when stocks tank. You can see this last March. I only hold a few bonds as a cash proxy, as most serious investors do. Bonds also pay interest, although that is negligible at the moment.

The idea is you cash in bonds to buy stocks during stock market corrections.

And yes, I have held bitcoin for more than 3 years, and it makes up about 10% of my portfolio. I have recently been buying DeFi tokens as a fun bit of speculation too.

I am still mainly invested in stocks and property though, and am actually a bit worried for you that you think Bitcoin is the be all and end all so much that you mock stocks.

And, yes, you can lose your bet. It is a bet.

Seem like those that have been listed by the OP are the most common ways that we literally do all know about but a real deal that many have been forgetting once they have been excited getting into investment and engagement with Bitcoin specially talking about newbies that are always into excitement at first having to get along with Bitcoin. Well, those 4 investment strategies are pretty good and true and must always be kept in mind to lessen the stress of engaging into Bitcoin. Never really ever invest anything you cannot afford to loose and you certainly do not have. Be realistic that you must only spend what you have in you and what you can easily give out without regretting once it gone. Engaging into various coins is also good aside from Bitcoin to diversify your funds for more chance of gaining profit for there are also good alts scattered in the market. Just trust the process and do not let emotions drive your decision making.

This is a good tip, one of the things with bitcoin is that it has a way to surprises all which is why a lot of people try to watch the market almost obsessively to try to get in the market as soon as it is making a movement up, however this is a mistake as the chances that you are going to be there when a positive movement in the market starts are very low and you are just wasting your time, so the best option is to use the tools given to use by exchanges so you are given an alert whenever the price moves above or below a threshold.

Well, all you said are just random advices that anyone that's interested in the industry show get familiarize with. The quoted statement above is quite deceiving especially that of investing in altcoins. You stand a chance of losing if you're not smart or informed. The altcoins market is more volatile and can easily be manipulated than the bitcoin market so of your idea behind investing in altcoins is to diversify than you're doing it all wrong.

Stick to bitcoin and you won't regret that, the altcoins will come and go therefore, instead of putting altcoins over bitcoin, you can engage in trading altcoins inorder to secured more satoshi. You can seize the opportunity that the altcoins market presents but do note, it might not last forever.

Be very cautious of reputed exchange as they have different mediums to hold onto your coin on their platform with you been onboard. Binance for exchange has the staking, farming lending etc features that all has to do with you storing your coins on their platform. Do patronize them but don't make them your wallet.

I think this one can be apply on Futures right? I don't know if this is applicable to Spot. I don't recommend DCA for beginners, there will be a chance that they will make a DCA instead of analyzing charts and keeps on doing that believe their loss will be minimize which is yes that's true but will the trend and the pattern along with the TA says that your coin will be ahead in your expected TP? if yes then it's good, dca is good to minimize losses only if you know that the possibility that it is just a correction is high.

Well, considering that this is a part of good advice. Dont check the market daily if you don't want to get frustrated with your investment.
Much better if you have a mindset of forgot for while and store your bitcoin in a safe place altogether with the keys of your wallet. Because if you want to gain profit in bitcoin it must be a long-term investment, not a short one.
However, another factor that we should avoid is that never borrow money that you invest in bitcoin, it perhaps turns to a double sword when you have a loss. Just invest in what you can afford, not your entire one-month budget.

My choice/strategy to invest on bitcoin.

1. Every month/week spend a small amount regularly as investment on bitcoin. This will get you bitcoin at an average price at the end.

2. Once after investing, don't leave it idle. Take small risks, learn trading and try to make atleast a little more out of the invested amount.

3. Never set a target/expect return at specific time period. Prepare yourself to withdraw when the market seems to be at the peak.

4. Always try to be secure and stand away from the scammers. Have your holdings securely and for trading/investment needs use trusted platforms.

The first, second, and fourth are not a strategy but more of an overall general tip on what you shouldn't do when you are investing, strategies should involve a system of something to create a perfect flow, in this case, only the third one is a strategy. That is just my insight on the list, they are a good thing to follow because they are right but they are not necessarily all strategies in my book.

Perhaps, you're right. Sometimes we got into temptation because our friends are investing in Bitcoin, borrowing money just to show that we can afford it also, but after all, we all got a compromise and put blame saying Bitcoin is a scam, stressful. And If we wanted to have a free stressful life, then forget about investing in crypto. Maybe investing in the local stock market will feel better.

But if we are digging into the reality of investment, it is really a headache if we don't know what we are doing. If we are not fun doing this, then it means that we are not fit for this field. Besides, we can make another way of living, outside investing.

Thank you so much dear.You give very good suggestion for new trader just want to add one point.look before you life.don't  cry after invest where you invest. just take a fund for if price low then you can recover your fund reinvest.so any one can recover his fund.

Well this depends on the situation.
Sometimes when you find yourself having no enough money at some point where Btc price had a dip and is suitable to buy, then I guess it's safe to say that you're in the right track of borrowing money to maximize the opportunity of having a greater profit during the bull season.
The most accurate advice when investing into something is to know and gather enough knowledge on what you're investing into.

My only advice is that when you feel stressed, you don't need to look at your crypto wallets all the time because it not going anywhere, just take a break and cool your head off because a stressful mind will just make things worse. Regarding your list, I have nothing to say to them because that is what you really supposed to do in order to avoid unnecessary circumstances but I have a little bit of concern about the 3rd one. Yes diversifying your stash will add more security to your funds but bear in mind that you should be careful in choosing alts as they are more volatile compared to bitcoin, thus this will be more stressful to handle.

Yes it is very risky in investing but as long as you want to learn something you would do anything, but take note that not all your trades will have a gain , it will depend on the market situation, and as we all know it is very volatile so there's a possibility that you will experiences losses as well.

Checking your trade is normal but when you do it will only make you anxious every time and it will affect your emotion and it might cause to cut loss even it is not the right time.

I feel like you agree with the advice you give, the fact is that we often experience depression, well maybe this is a natural feeling to see the assets in the portfolio decline. fair thing, so for your advice, it's been pretty well received. we must still be able to control our emotions as best as possible.

You can do that easily, and you can invest in any coins you want. The investing will work if you can buy at a low price and hold it for some time, so you need to have a target time to sell your investment and take profit. Yes, investing will have a risk, but you will be okay as long as you can know how to manage the risk. Investing in crypto will need more attention as the market will always change day by day.

if your obsessed checking your wallet every minute you doing it wrong because thats not what investing all about . why not become a trader because you have time checking the price ? and checking the price  doesnt need to be in the wallet all the time but theres an app for that or you can do it online via your bookmarks to save time and make it less stressful . we get stress when we dont have a money and borrowing money can be a reflief but make sure you can pay it buy borrowing amounts in your range . trading different alts will make you more stressful .

You forgot to mention that we should use licensed crypto platforms with a good reputation-Binance, Kraken, Trust, Ownr, Exodus, etc. This also helps to reduce the level of stress.

That isn't actually a golden rule because it's almost impossible for traders not to keep their coins on exchanges. How do you trade if you don't do that? Those who advocate not keeping one's coins on exchanges are either not being truthful to reality on ground or don't simply understand how trading works. BTW, how do you save your hodlings from dwindling during a crash if you've them on a private wallet, since you can't tether them on private wallet. How do you do that?

I think the golden rule should be — Not your keys, not your Bitcoin!

What i have learnt in few years that never put all your investment in one coin be it BTC or any other, divide your investment into couple of coins and USDT as well to not get hit by dump.