Bitcoin Forum

As the world is now witnessing the rise of Bitcoin in both terms growth and price many big institutions and government are recognising the need of Bitcoin and other cryptocurrencies in their system.The Miami mayor Francis  Suarez said that Miami city employees could soon choose to get paid in Bitcoin rather than in USD as salary because he wants to expand the Bitcoin adoption throughout the city.

Crypto enthusiast and experts like CEO of twitter Jack Dorsey are calling it a smart move as they what impact it will have on growth of Miami city:

https://i.ibb.co/LChmYBc/Screenshot-20210204-154320-01.jpg (https://ibb.co/64JzrGT)

The persons, institutions, governments with wide prespective who know what financial payment system will work in future are already making rules and regulations to adopt Bitcoin and cryptocurrencies along with blockchain technology to stay ahead in future with economic becoming strong of nation.

 Cointelegraph (https://www.google.com/amp/s/cointelegraph.com/news/miami-mayor-says-city-employees-should-be-able-to-take-their-salaries-in-bitcoin/amp)

What are your thoughts about this?

All thanks to Francis Suarez. Probably the coolest mayor I've ever heard of and the first mayor or politician of any country or state that I actually follow on social media.

Take a look at his Twitter account, it's filled with bitcoin and crypto stuff: https://twitter.com/FrancisSuarez

This case is not something revolutionary and new, a few years ago we could read similar news that some companies allow their workers to get part of the salary in BTC. At the end of 2017, a Japanese (https://www.engadget.com/2017-12-15-japanese-company-gmo-internet-paying-salaries-bitcoin.html?guccounter=1) company announced that it would give the possibility of paying salaries to its employees in BTC. Of course, there is always a problem with the price of BTC, which is very volatile, so every employee can find himself in an awkward situation when BTC loses, say, 20% or more of its value overnight - but again, it can profit if the opposite happens.

Very impressed that he's done interviews with Coindesk and everything.  Very cool, there's only so far that someone in his position can go promoting crypto but he seems to be taking it to his reasonable limits.

Someone has already posted this thread yesterday on Economics.

Thread: Miami Mayor Will Allow Employee salaries in Bitcoin (https://bitcointalk.org/index.php?topic=5314253.0)

This time its not just future prediction but reality that was brought to life by Francis Suarez. You are talking about the 2017 and we are in 2021 mate! Lot of things have changed right now. I think Mayor Francis has taken bitcoin way lot seriously.

There is one major factor that made this possible and it's authority to take the decisions on state level in America. I think he will get pretty amazing response for his amazing work.

Nonetheless his tag line says it all :
Today state level acceptance is there, tomorrow it would go county to country and so on! That's the lucid future guys.  :D

Now it's starting to make Satoshi's dream becoming real one after another. They can still give it a shot especially those people who don't really need a huge portion of their salary. If it was me, I would have chosen to get some BTC instead of fiat. imagine when you started to get BTC from your salary years ago and you don't really spend them at all. Just imagine how much could it have been today? Those Employees really need to consider this chance because right now, the price could go up to more than $50k and if they start to get BTC from now, they could double the amount of salary they got after 2 months.

I don't think he was interested in crypto initially, but he's been wanting to bring tech jobs to Miami:


He even said he wants Miami to invest in Bitcoin in the same article. He probably recognized that crypto was starting to boom, and he wanted to be one of the first to ride the wave and hopefully set up a hub as tech firms are leaving San Francisco. But yeah, regardless of his initial intentions, this can't be a bad thing for Bitcoin.

It says from the tweets that the Mayor is pushing their area to be crypto hub. He is recognizing that crypto revolution is already happening and a lot of blockchain projects are already existing. He is an open-minded politician and right now, we need more of this kind of politician to help the economy improve because of this pandemic. A lot of businesses are going digital and crypto is just around the corner to assist on this aspect.

I've also heard this news not so long ago in which Mayor Francis Suarez is now accepting bitcoin or adapting bitcoin and in the near future, they can choose in which kind of currency they can get their salary if it will be by bitcoin or by fiat. This mayor was really cool and maybe it is because he also sees that bitcoin can bring many opportunities to their city. The world is seeing the growth of bitcoin right now especially when it terms to the price of it, waiting to see some also some leaders to do this kind of adaptation in the near future.

It's Japan, so it's not surprising at all if they are going to let their employees to choose their salary whether in Bitcoin or in Yen since they are the first country that adopted Bitcoin if I'm not mistaken (correct me if I'm wrong). But in Miami, it's pretty surprising in my opinion since most of the countries still don't adopt Bitcoin that much to the point where they'll do the same like the countries that have been mentioned above.

I think a better option is for people to indicate what percentage of their salary they want to be paid out in Crypto currencies. See, if you get your salary.. you have to transfer money to an exchange to be able to buy bitcoins. This option from your employer allows you to do the same thing, but you are not paying the fees for that.  ;)

So if you regularly buy a fixed amount of bitcoins every month, then this will be a good option for you. It just saves time and a little bit of money, if the employer does this for you.  ;)

I will not do this with the whole salary, because some businesses does not accept Bitcoin payment.. so with them you have to convert back to fiat to be able to pay them for their products and services. (This will cancel out the saving in fees, if you get paid in Bitcoin)  ::)

Same, I'd probably accept this kind of salary payment if a lot of establishments and business accepts btc as well. I'd be hard to spend the money especially when you need more cash than cryptocurrencies.

Many of the employees in various countries would love to receive the salary in bitcoin , but only thing I guess in between the employer and employee the regulation comes in and till the point that is not clear and not being boosted employer would not think to do anything than the normal. Employees should be given an option of regular credit vs bitcoin and let them choose it.

wow this is a surprise for workers, they can get rich quick if their salaries use bitcoin. Imagine if within a few months the price of bitcoin was soaring, they could get many times their salary. This is like a dream that has been rumored for a long time but in 2021 it will be realized, hopefully it will calm down

I'm talking about things like this happening in the world a few years ago, and you think the world is going to change because of something that might happen in a city in the US then you're wrong. What you don't take into account is the fact that every federal state in the US has its own rules and laws - so you shouldn't expect other states to become crypto-friendly just like that.

After all, what will be the percentage of those who would accept the entire salary in BTC or maybe only a part? And what about the whole infrastructure that would be needed for that - educating those who will make payments and finally those who will receive those same payments?

I already see an example of a confused worker who received a salary in BTC :

- Boss, I don't think you calculated my salary well for last month - I'm missing $200...
- Sorry, the price of BTC dropped overnight - that's why your BTC is now worth less than 12 hours ago...

As employers they will care about salary in fiat or stable coin. I know it ruins the purpose of use bitcoin as salary payment method. If staffs are bitcoiners, they will do love to receive salary in bitcoin. For non bitcoiners, they will not feel happy if they wake up and see salary is less than what they would see (BTC price drops or crashes).

- Rates for payments need to be described publicly.
- When salary payment will be proceeded? It would be hours when people are not sleeping, at night.
- Transaction fees should be high enough to avoid long waiting for confirmations and avoid price changes.
- If possible, option to convert bitcoin to fiat or stable coin, for staffs who need it.

But how many would want to? I do not think so.

Dude, it's the first time I have heard about him. Thank you.
I browsed his Twitter account and all you could see is tech, tech, and tech.  ;D
A mayor who believes in technology. I guess we could see some good change now instead of the old school traditional ways.
I mean, they could still use traditional ways but fused together with technology and it will be awesome.

I hope he could pursue to make other mayors do the same, better, other countries.

"The mayor admits he’s always been fascinated with the idea of bitcoin. Its mathematical nature appeals to him and he’s aware of the growing popularity of bitcoin among the American people" - the words of Francis Suarez for Forbes. It is really an outstanding person. My applauzes to him. They have plans after accepting Bitcoin as the means for paying salaries - to accept Bitcoin and other cryptocurrencies as the mean for paying taxes and fees on the local level, and some city's treasury investments shoukd be in Bitcoin. Will see what points will be implemented. But nevertheless this person impressed me a lot.

This all may seem nice but if we think about it ,
 what would the employs be getting paid in , in terms of BTC or in there pay scale
I mean that if they would pay in terms of BTC then due to fluctuation in BTC value  people may feel somewhat insecure about their earnings , what if the value goes down then they may face financial difficulties since BTC isn't a mainstream  mode of payment not everyone would accept it, and unlike BTC everything else in the store have fixed price that we need for daily use.
and if they pay in terms of local currencies then also , some companies might pay their employs  when BTC is high so as to pay less quantity of BTC and employs yet again might face financial problems.
paying BTC as a made of payment is good and holding BTC as an asset is excellent but giving BTC as salary might face problems attest until BTC is legal and acceptable by major public.

I just saw this news and i envy the Miami government, i wonder when will the government in my country do the same thing as the Miami government do.

Indeed Miami has had a lot of positive news about Bitcoin being made the main asset in payment for the community, I hope what the Miami government is doing, be a positive reference for the governments of other countries, that Bitcoin can be counted on to be the main asset in the payment of every government employee's salary.

Now this indeed an actually good news , the right way to incorporate the adoption of bitcoins in the society , the good thing is that the government itself is the one thinking of doing such things. I do think there would be benefits like :
1. Adoption on a mass scale
2. Educating people about it
3. Possibility of learning a way to handle cryptocurrencies
4. People don't have to worry about Volatility since they can either encash at the moment or they can save for the time being
5. They will have more options , the salary can be converted into more types of currencies

Personally I had my doubts before , I was paid in crypto for my first signature campaign and I was worried that this would definably mess up due to high Volatility but it's been years. I have been continuously working with the campaigns , this doesn't only help me save up but I can make international transactions very easily.

Well, as long as the move mutually benefits both currency (Bitcoin & USD). Maybe they could do that on a platform with both Bitcoin and US (or US backed Stablecoin).
By the way, Bitcoin could get maximum of 40% of the salary while USD get the rest. Getting paid in Bitcoin shouldn't negatively affect the other currency especially as people depend on the currency.

If Bitcoin will be used as salary payment for employees I think this will be a huge break for Bitcoin.  Not only the plan will create a huge demand for the market, but it will also enable a true mass adoption since every normal employee will have a grasp of Bitcoin and be able to transact with it.  I hope Miami will sort this plan as soon as possible and start paying their employee in BTC.  It only needs one for others to follow and hopefully, this plan of Miami will be the start.

This is a little different you are right that there has been many times that a company has delivered the salaries of employees but this looks like the state of Miami are making the move and greenlighting it rather than the companies in Miami. This could bring better opportunities to that state just because it will invite those that want to get paid in Bitcoin which might just bring in more qualified people because Bitcoin is still probably labelled as a technical profession and therefore it has a higher amount of technically skilled people than the average currency does. Not only that it might bring better tax implications in the future. Where I live Bitcoin taxation can be difficult to understand because of the amount of misinformation that is being circulated but if Miami are accepting it on a state level that might mean that Miami because a more friendly state to Bitcoin overall. This might go the opposite way too and they might imply more extreme taxation on salaries which are being paid in Bitcoin which could hurt the image of Bitcoin overall and get it labelled as a currency which not only has more expensive fees but more expensive taxation associated with it.

This is in theory but this is different compared to the past where companies have been giving the option to get paid in Bitcoin which didn't have the opportunities that this announcement could bring in the future.

It is made possible if someone like Francis Suarez will back it up all the way until it was implemented so I think that was a really smart move for Miami City to pay employees with Bitcoin but still follow the rules and regulations provided by the Miami authorities or their central bank. Convenience is really one of many factors affecting the acceptance of crypto payments most especially in this time of pandemic.

Goodnews indeed. But that might be because the company itself is well aware of its potential and is into such technology unlike the other businesses who are in doubt with the advantages of using cryptos as mode of payment. What's best is that, this company is not forcing its employees to do so, meaning, they have options not to if they are not really into cryptos. Hoping that someday, more companies will be doing such thing. I would prefer this as an alternative if I would be an employee to a etablishment making such offer, because this will also show care to their employees, giving hints of possibilities to make their money grow.

This is good and encouraging as it shows that Bitcoin is growing and breaking barriers, and for the Mayor of Miami to consider such means soon others will start asking questions and probably knowing more about Bitcoin because doing such also means more publicity for Bitcoin. Also, to make it more interesting, he didn't impose but rather gave them an option, an option that will make them to learn more about Bitcoin and even though they might not buy the idea at the onset, but gradually they will. Furthermore, this year is already looking good and we will succeed in seeing Bitcoin reach new heights because it obvious the world is waking up and seeing it neccessary to adopt Bitcoin; people who really understands good advancements like that of Bitcoin are paying attention and casting their support the best way they can, Mayor of Miami is a good example.

Since this is a  free will, there is nothing wrong with it. I think employee should realize what he wants to do with his funds and think twice why he wants to receive funds in bitcoin and how he is going to manage those funds. For example, if someone has Crypto.com's card or Coinbase or others, they can receive their salary in those accounts, spend crypto without high fees and get rewards for spending. I think this is very nice.

Btw this is a great news. You know, one action is always followed by another and this kind of step is a signal that in near future adoption will dramatically increase.

In which state did this become possible? There are a lot of Miami Cities around different states but I'm thinking about Florida for this one since there is a great number of business districts within that state and it is possible for them to really do this kind of thing since they want to advance their lifestyle within their place of living. Its also another great example which different states can follow and then might caught the eye of Central Government which would now be a way for them to research about it and utilize it in a way that would benefit a lot of users and new people learning it.

This is just amazing. I wish I was living in Miami or working there. I hope other countries will take a leaf out of Miami's book and start doing this.
BTC is soon going to become world currency.

The topic is misleading. They are considering it which doesn't mean you can get a salary in bitcoin.
Don't get too excited people!

It's a great idea.
There will be an opposition from people who think investing is gambling and they will surely treat this like these people are betting if their salary will be higher or lower next month. I hope the government is smart enough to ignore this and proceed with the plan.

So glad that there are a lot of people that are supporting bitcoin and would such lengths for people to recognize the great innovation that bitcoin could bring. Based on the articles it is not just bitcoin but there are some of the crypto currencies as well. I never thought that Miami would be a haven for bitcoin and crypto currency as a whole.

To know that more and more people are slowly accepting cryptocurrencies in theur daily lives goes to show that the global adoption we are all waiting for may come sooner than expected. People are now seeing the wonders of cryptocurrencies and how useful it is to the society, now we just have to see how this would pan out in the long run.

Props to the mayor too, he definitely made a great choice as this doesn't only allows his employees to know more about cryptocurrencies, it also jumpstart their investment journey. Every revolutionary idea receives skepticism, so it's no wonder people may retaliate from this but as time goes by, and as soon as this is passed, it's gonna go uphill from then on.

You said it yourself, the thought alone that one can get salaries in BTC can simply excite a common supporter of bitcoin like us, and since this should get positive feedback, the passing of this ordinance should be a quick and painless process. Plus if the mayor made sure thst this is only for those who are willing, this will boost up people's opinion on bitcoin and would accept it as time goes by.

Indeed, a lot of people are into crypto day by day knowing that this could be more helpful easier to use than fiat money. Well, that Miami giving a way that other states in the US will do the same and fully adopt Bitcoin.
What happens now gives some insights that we are moving into a new generation, it is so much grateful that one city has started already.
I was thinking also if someday I'll be receiving some BTC from my employer ;D

It is somehow we will be expecting more good news to come in crypto adoption. We are heading for better and more adoption. Can't be happening just a day, will wait years to see these things compiled.

It is increasingly seen that The Miami major Francis Suarez is a Bitcoin enthusiast, because his policy as Miami major has always supported Bitcoin.
Prior to major Francis Suarez planned to use public funds to invest in Bitcoin. It is now even possible for employees to get payrolls via Bitcoin in Miami.
I am very happy if in my country there is a major who dares to do the same, by creating policies regarding salary payments with Bitcoin. So it's no
wonder what major Francis Suarez planned to get a lot of praise from Bitcoin supporters.

Hoping that most of the countries should adopt this because instead of fiat, some people prefers to have bitcoin as their salary.

Employees who are familiar with bitcoin or who are also an investor of bitcoin will surely work harder when they know that their company is using bitcoin as their salary.

If this financial payment system will be implemented in most of the businesses or companies then it is really true that bitcoin is our future.

This is good news,however getting salaries in BTC won't be mandatory and the employees will have a choice.
I wonder how many of the employees will choose to be paid in BTC?Not that much,if you ask me.Probably lees than 10%.The rest of them probably don't want to deal with Bitcoin price volatility,having a BTC wallet and selling BTC to fiat,storing private keys and etc.
This is a step in the right direction,but I don't expect mass BTC adoption to happen overnight and I don't expect the majority of the people to embrace Bitcoin with arms wide open.

This would be a tremendous advantage for the employees and could be essential to riches in the future. You can never expect what the price of Bitcoin has in the future, but building something small and waiting for it to grow would be fulfilling. I mean, maybe if they have somewhat a payment plan or salary plan that they would receive a portion of their pay directly into BTC and still utilize how they are getting paid at the current time.

I just thought that if the handler of their payments made a mistake on transaction fees. They might regret having their pay in BTC. (If they badly need it right away)

It's a step towards mass adoption. I predicted at some point in the future localities will start issuing out bitcoin payments in some form before it's adopted on a federal level. If mayors can get the ball rolling, governors will back bitcoin, until it's used on the federal level.

Andrew Yang was a Presidential candidate in the US 2020 elections, felt he would have been the most pro-Bitcoin President had he won.

I hope that you are right, because when this bull run ends and a dump season starts, people will be looking for the one who is at fault and knowing how a government/politics work, they will be looking for an scapegoat. I can see this adoption going at a state level but at federal level, the path that they are going to take will be the eye of a needle which means that a lot of thing will need to be considered and a lot of people will be giving their opinions about this adoption and some of them will not be agreeing for a federal level adoption. I don't think that Yang will have a chance, not at this current climate in America where racism becomes rife more than ever again, if he were to win, I would agree that he will be in favor of bitcoin because a good businessman always go for what makes the more money.

It seems like a great movement for the crypto community to be recognized by many people, that country who will do that thing will be benefited in the future because as of now for sure they are learning the world of cryptocurrency because they will get paid for bitcoin soon. This would be a beginning of mass adoption, there should be something or someone who will need it to start and for sure a lot of people will do the same.

The main issue right now with this salary using bitcoin, is if the employer adds the exchange rate from BTC-USD in their paychecks, cause if not, then I would rather have a fiat paycheck than btc, as we know that btc is very volatile and as soon as the paycheck come, price can crash.

This is new to me but i think its not good enough if the people will adopt this kind of changes.

first they dont have a prior knowledge about the cryptocurrency. Its so much hassle to them makes a deposit and withdrawal.

Second the market of the bitcoin is volatile of the salary given to them and then the market unexpectedly drop its a huge loss to them.

still its a favor on the fiat currency this is the most fair and favor to them just me thought.

Bitcoin is going to another organize to achieve its milestone,If Bitcoin will be utilized as compensation installment for workers I think this will be a gigantic break for Bitcoin. Not as it were the arrange will make a colossal request for the showcase, but it'll too empower a genuine mass appropriation since each ordinary worker will have a get a handle on of Bitcoin and be able to execute with it. I trust Miami will sort this arrange as before long as conceivable and begin paying their worker in BTC.The trend will be in corporate division to begin paying with BTC.

The point is not the how they get it but how much $$

This is a great step forward in Bitcoin adoption, but I wonder if they have the necessary legislation to actually make this choice. Moreover, if you have you pay more in taxes for your salary in BTC than for salary in USD, it would have negative impact on Bitcoin. It would also be great if people could not only receive the salary in BTC, but spend it in BTC as well because otherwise there isn't much point to this as one would have to convert to fiat for usage of this money anyway. Regardless of these issues, it's a great initiative and I hope it works out.

To be honest this is a very good move that they are taking here. It is good knowing that this is something that is coming from the government, they are the ones pushing it and telling people to make use of it, that’s really good.

This is not how it is every other places, and I wish other governments will understand cryptocurrency this way and realistic that it is part of our future so that they too can as well accept and push it like they are doing in Miami right now. I know all it’s going to take is time, and when the time comes they are going to do what is right.

Great news, would help on the adoption of crypto in general, just like us campaigners, we are paid btc pegged with btc, if they want to invest, they can hold their salary when the market is not bullish as they can make a good amount of bitcoin, but when the market is bullish, no reason to hold if you have some expenses that you need to attend to.

I'm just saying about some strategy to benefit, but this is really a good news and for sure, bitcoin ATMs will also increase.

No one in the right sense will avail their salary in a volatile currency. These kind of news are popping up and i feel like laughing as it is something great, in fact it is not. I will never ever take my salary in bitcoin because i want the freedom to invest according to my choice and giving the employees the option to avail the salary is not bad either.

This show's that  the future of world currency lies in cryptocurrency, most especially bitcoin. Is nice to hear this please I also need this in details

Would be happy if the company I worked on would do that, but it seems like way to far away yet to happen because of the common misconceptions of Bitcoin being a scam or being an illegal coin.
For sure as what you mentioned, Satoshi's vision would be slowly be concrete. Adoption of merchants is another matter of discussion though/

I'm thinking there would be some issues since bitcoin is so volatile unless the company is also investing in bitcoin they need to change the amount every time it's payday or calculates the amount.

For sure there will be some huge fees if you choose bitcoin as a salary and for me getting a fiat salary is better and then just buy bitcoin on your own.

I'm not against it but I just don't think that it is a good time to use a volatile currency in these transactions, for me, bitcoin is a good investment for now and not as a currency that you could spend.

Well, it is kinda good on how this mayor of Miami recognizes the worth of Bitcoin that it wanted to implement it to its constituents to let them experience the greatness having their salaries in terms of Bitcoin because it is such an opportunity having even a part of Bitcoin to be owned within your account. But it must still let people to choose freely if they wanted to get their salaries in Bitcoin or in fiat for the reason that there might be some employees who still prefer the traditional way of getting their salaries and already contented with that for they do still not understand how they can be able to use Bitcoin. But all in all, it is such a great move done by the mayor of Miami once it becomes fully operational implementation.

its legit. i read an article about that.

here is the link: https://www.forbes.com/sites/rogerhuang/2021/02/01/miamis-mayor-leads-the-charge-to-bring-bitcoin-to-americas-largest-cities/?sh=c744660c6c92

1. Miami is considering giving city employees the opportunity to get their salaries paid in bitcoin
2. Local fees and taxes could be paid in bitcoin or some other cryptocurrency
3. Finally, the city’s treasury might place some of its investment capital into bitcoin, which would be a first for major cities in the United States (and perhaps in the world)

What Major Francis Suarez did will surely make the city of Miami thrive, because adopting Bitcoin is a very good decision. State leaders should
have extensive knowledge related to the world of finance, don't just because Bitcoin is decentralized, rejects Bitcoin right away. There is always
the best solution so that Fiat and Bitcoin can help each other, I believe that Major Francis Suarez did accept Bitcoin as a payroll and tax payment
not because he wanted to replace fiat. But because they want to help people open up to Bitcoin, and can provide an alternative to making payments.

Another good news and it seem this year will be like 2017 that Bitcoin goes up and I am seeing much good news this week, Slowly the community is now accepting BTC as one of the alternative payments, and Good job to the mayor of Miami!

If this really happen it will be a good for all of bitcoin lovers.

Because more company are using bitcoin as a payment method.

Q1 in this year is very huge for BTC, theres so many good news about BTC and it very good for all of btc lovers.

well the word is "Soon" meaning still have to wait, though this is one of the best move from US state yet Miami is only one of those states that recognized bitcoin m.

We still need the majority to have more support , and since if the US continues this action for Sure EU and other  continent will also consider this.

and the mass adoption will finally comes to our way .

good to know that btc adoption thing came straight to the mouth of their mayor because usually what happens is mayors or other government officials are against the adotion btc and it was the public that are try to push it thru to them , they are trying if they can get a consideration accept btc but with few conditions . i think i have heard a news like this before but that was when btc is still not popular so the idea were not succesful because a few employees only pick btc as thier payment option but now that btc is now famous , many employees now are going to prefer it .

This idea is a very good and exciting news because even though BTC is a volatile coin that can change value minute by minute they believe that it is a good thing for it became one of the most noisy news in cryptocurrency world. Adopting bitcoin as a salary payment might have a positive outcome for workers because their salary might increase time to time if btc are having also a value increase. I think in this idea, the manager must set a fixed rate in btc so that the workers will not that lose. I hope this kind of idea will somehow adopt also in other country because crypto might be a way in order for out people to have a  brighter and many opportunities to come. We don't know this might be a big more in the future.

Positive news for cryptoworld. But it may well be since the company itself is well mindful of its potential and is into such innovation not at all like the other businesses who are in question with the focal points of utilizing cryptos as mode of payment. What's best is that, this company isn't constraining its representatives to do so, meaning, they have options not to in the event that they are not really into cryptos.Over all it will offer assistance to rouse community to induce within the crypto.

I really support paying employee salaries with Bitcoin...
*but not with the ERC20 token, the fee really kills 'lol'. Bitcoin has value so why be afraid to use it, most governments are a bunch of cowards who are afraid to innovate.