Bitcoin Forum

BTC is considered the safest (grain of salt here because crypto is still incredibly volatile).

So I think something conservative portfolio would be maybe 80 BTC/15 ETH/5 DIVI (BTC/ETH/altcoin of your choosing).

If I want a more aggressive portfolio, I need to lower BTC holding, up ETH a little, and up your third coin? Is it a good plan?
With about a grand in USD to gamble. I probably don’t want to spread myself much thinner than 3 coins of course.

Everything depends on you, the first option seems good to me, although it could increase the retention of divi a little, it is giving very good returns, and it is a good investment option, in addition to all the announcements that have been given, it does not surprise me that it will soon go up. Many are selling out of desperation, but I think it is a good opportunity to buy, even if it is a small amount.

That's already fine.

You can remove that DIVI. Only a few knows divi in this forum. It's good to buy bitcoin. Now that it has corrected, you can keep more in your stash because price became lower.

Just remove or replace the coin that I've mentioned.

If Divi is not well known, that does not mean it is not a good project. There are plenty of valuable projects that not many people know. Divi actually has a fairly strong community and following, and considering what they are doing in the real world, I would not discount them at all. They always advocate for safety and aim to simplify many of the processes which people new to crypto tend to struggle with. Divi is great in my opinion, just as other projects which I don't know about can be great. 

It's better to divide our portfolio into more parts instead of sticking with one crypto. Also, it's safe to keep our trading or hodling with BTC and ETH. TBH, alts are good to profit in alt season, but it's more risky when BTC or whole market is in correction like now. Correction is needed for a bullish rally as well and it's the best time to buy more potential alts for next rebound.

its too late to take our profit mate, because market already down,, but its okay if bought altcoins last year, you still have enough profit now
by the way, for me this is the right time to for wait to enter the market or buy back after this corrections over my friend
regards

Diversifying is a good idea you only mention three coins as your option why not, widen your portfolio to include some DeFi projects like UNI or a coins that is showing strength like Binance coin, there are many coins that are candidate to get in your portfolio, just do your research and you will have a profitable and stable portfolio.

Actually depend on your capital amount, I'll be comfortable if I have an example $100 then I'll choose one altcoin that still has a low price but has a good fundamental factor for short term investment instead of I spread $100 for 3 portfolio, I guess the profit that will get is very small.

Or you can choose future market and using a leverage, that will help you to increase your capital but indeed you will have a high risk to lose your money. Bitcoin and ETH price are already high, I think it is not worth to us for investing in small amount.

It might be wrong dude, there was a big whale that has brought the price of bitcoin to go to the below 50k again and it seems like this time is a good time to shorting the market and long term investment is not recommended. OP should at least consider waiting for the another bearish trend to happen again.
The time to take profit already passed and you are loosing some of your value when you are taking your profit right now.
Diversification is a must but the question is why he must invest some of his money on DIVI and we known this as a crap project.

It is an interesting portfolio since it has currencies with very different objectives from each other and what are influencing each one in different ways. The best thing is to do a lot of research and go for the currency that is closest and you have a better follow-up of itself, of course it is very important to diversify but without a doubt the amount in Divi would rise a little more and something well distributed in BTC / ETH

The amount is already good, wow you are a big investor for having this huge amount of Bitcoin I do not even had 0.5 in my wallets, you are already guaranteed of profit in this bull run do not invest in a new coin and go for coins that are already in the top 10, your risk will be minimize if you are on the top coin.

Choose coins that will give you  a good return. Eth and btc are good choices, add some altcoins that are already established, too. Risk is always there, it's how you manage your portfolio. Putting many eggs in a basket is an advantage. And honestly, I am not familiar with that Divi coin you have mentioned. But as long as it gives you a good profits, it is fine to stay it in your list.

risk is the possibility of something bad happening. Risk involves uncertainty about the effects/implications of an activity with respect to something that humans value (such as, property or the environment), often focusing on negative, undesirable consequences.

Right, just look at the price and the hype specially from institutions.

I think that's not conservative when majority is into bitcoin, I would say that is aggressive.

The opposite in my opinion. Hard to say which 3rd coin you will have to invest, but you can take a look at this 3: BNB, ADA and DOT.

Not sure about DIVI, but the rest you mentioned as top tier coins are enough already actually.
I wouldn't suggest going down for BTC and up for ETH though. You'll probably be more better with more BTC even if you said that you're going for "aggressive portfolio". That would be considered a good plan for me, but all of the decision is still up to you, OP. Good luck!

You are in the right track, a conservative portfolio will have most of the money invested in bitcoin and if you want one that takes more risk then you need to decrease your BTC holdings and increase the new altcoins that you are holding, I think that even 60% on bitcoin and the rest on altcoins could be adequate right now as bitcoin is too dominant at the moment and some are expecting that number to go down as altcoins grow faster than bitcoin.

So you see DIVI and then suggest it to others because the price is good in your opinion? Then do you think that the price of DIVI will not decline again and will continue to rise until the end of the world?

That can work for him as bitcoin lead the market, so everything that happens to bitcoin, the altcoin will follow. Having bitcoin in 50% can profit, but he needs to stay calm and not panic because the price will be up and down. This day, we see bitcoin price seems stable for a while, but we do not know what will happen to bitcoin in the next few hours. The risk to invest in bitcoin and altcoin will be there, so he needs to understand that he does not have to risk too big money to invest in crypto.

How did you come up with those ratio? For an "aggressive portfolio" investing  most of your money on bitcoin instead of Ethereum sounds better, right? And I wouldn't invest on some random altcoins (unless you are willing to take very high risks and invest on those shit altcoins and sell it when it gets pumped. High chance you will lose everything, so not worth the risk at all).
I like your "conservative" portfolio. This is what I would have done. Put most of the money on coins  I trust and has long term potential. But why is DVI on your list? Never heard of it.

The current crypto market is little bleeding in BTC & ETH because we still stay in a red zone and we know this is not a huge drawback But stay In a negative line. So my suggestion is we must active in current traffic and BTC is a long term potential platform and ETH is better investment in other altcoins. I hope DIVI is not good for long term so must maintain the activity and plan to move on another potential platform.

Both, Altcoins are a real way to make money where the work is always risky when done, meaning that you will get more money if you know how it works and always prioritize good analysis for initial reference.

every risk is there in everything, if you invest in CRypto you must be ready to accept the fact that the coins you have have experienced a very sharp drop in price,
for me to invest now in BTC and ETH it might be too late ifyou  accept the risk that's okay
if the defi  project promises profit what's wrong with you reducing the stock of one of your main coins btc or ETH that you reduce, and I see the Defi project is also very promising

Why would you lower the bitcoin holding an increase your ETH, it is not aggressive portfolio. It is kind of a foolish scenario you are anticipating as both the coins are in new price range for the first time and you think that ETH have the potential to rally further while bitcoin has reached its limit. I would book my profit and convert them in Euro or Dollar and wait for a correction rather than doing anything silly.

It looks good to me.
Better to diversify it a small group only that way you won't have a difficult time monitoring them.
Perhaps when you find yourself making profits out of those coins then you could widen the amount of tokens you will invest with.
Stick to the plan first while going deep research for another token that you want to keep your eye on.

Yes you are right Bitcoin is the safest among all cryptocurrencies but apart from Bitcoin Ethereum & Binance are also showing their tremendous presence in the crypto market. Btc & Ethereum is good in your portfolio but I have not heard much about DIVI If you consider my advice I will suggest you add Binance to your portfolio but do diligence before investing in BNB coin.

https://i.imgur.com/lrKKfuU.jpg

I agree with you. Since February 21 when BTC BTC hits its ATH yet and stated down ward trend, I believe major players are definitely taking profits which is also the aim for most that invested earlier and as it is with crypto, some people will still be buy because if there are no buyers, who will the sellers sell to?

Yeah, so there will still be investors regardless of the price at any point even though we all know taking profits might seems to be the option now but if we remember, people invested in Bitcoin at ATH of 2017 so that will continue to happen in the crypto market.  

I think its time to add BNB into our portfolio and can lower eth to get more risky investment portfolio. I would avoid any other new projects wven defi which is kind of profitable only for presale investors who sell at the right time and all others will be waiting for longer time period of met huge loss while selling.

In my opinion it such a logic move and rational if you want to build more aggressive portfolio, but for me its better to spare some of your portfolio with stable coin to buyback incase some of your coin dumped.

I think this is a good plan. If you want to make a more aggressive portfolio I think selling some BTCs into alt coins is a good move. At the moment with BTC being around 50,000 USD it is hard to see another 100% rally to 100,000 USD in a few weeks. So taking a profit in BTC and switching to higher risk crypto coins could be a good idea.

Going back into FIAT is not the best idea at the moment, there is still a lot of upside potential is the crypto world.

I'm not familiar with DIVI, as I checked its market, it's trading is not that good compared to the others coins you have stated.
https://coinmarketcap.com/currencies/divi/markets/

I think be more careful with low volume altcoins especially that it has already dump from its high, that's really a high risk investing on it, don't put too much exposure of your money in high risk asset.

IMHO, I believe that the three-coin portfolio is already good. But if you have still available funds to buy it's better to make it a five-coin portfolio, And just make sure that those coins are stable and for the better choose those top-ranking cryptocurrencies in the market. BTC, ETH, XLM, DOT, and BNB I'm holding three of those coins. except for ETH and BTC which is I think too expensive for me to afford.

Diversifying just for diversification sake is useless in this market, most coins are heavy correlated to bitcoin so there is no point in diversifying your portfolio, the only valid reason to select an altcoin over bitcoin is if you have very strong reasons to believe the coin has strong fundamentals that can make it grow very rapidly during the next months and years, since altcoins have lower market caps then they can go up faster than bitcoin if you happen to select the right coin, but if this is not the case it is better to just stick to bitcoin.

all crypto assets carry risk. even if you invest in BTC. investing without knowledge will waste your money. study assets, projects, products, and markets. when you are really ready to invest then come back with your knowledge. it can save you.
there is no problem with the assets you mention. the problem is when you don't have the right moment.

BTC is the same as other altcoins out there, they have the same risk.  Some altcoins grow exponentially more than BTC growth, especially new projects, however, the risk it brings is higher too especially when a project is hyped. I'd say keep 50% of your portfolio on BTC and try to explore some altcoins if you are willing to take the risk. Keeping the majority of your funds on BTC especially when Alt season starts will make you lose a lot of opportunities. I'd rather diversify my funds than keeping them in one basket.

Would adding ADA to your portfolio become aggressive?

I think so, its price still is very low if you look at how much has to be developed to their roadmap. And every milestone of the project could be a catalyst of its price to move up and right now, its already in the 3rd position of the coinmarketcap. Its one aggressive coin to follow.

As of the moment the price value of Bitcoin are now little by little resuming its price to 58k$ something.
Though, the price was too volatile and unpredictable so the better way for us to do with our Bitcoin hold is
continue to hold more, so that we can avoid risk anyhow when We do trade in the exchange site platform.

Just pick on what you do able to see in top rank 20 coins in the entire market and since you do only recognized 3 coins at a time then its up to your which
one do suits out your criteria.I do see that you do have 80 btc and thats almost 4 million usd which it isnt really that bad to allocate 1M usd on each altcoin
you would choose up neither you do end up on having 4 coins at all including BTC but hey, it would be better if you do put up safely in btc with 2m or in 40 BTC manner
and the rest will be allocated to alts.

If you wanna do safety investment, just invest your money in top 15 coins, don't go overboard,
but if you wanna take a risk, you can pick another coin that still cheap, and have a good project so they can rise in the future..
so that's your choice at all

Even such a measure is not going to save you, there have been many examples of scam coins making it that high, the biggest example of this is bitconnect which scammed their customers for a lot of money and they even tried to make a comeback that at the end amounted to nothing, you cannot just invest blindly in any coin regardless of its size, you need to look at how sound the concept of the coin really is and if you find it not strong enough then you should not invest in it regardless of how big is the coin.

There are no guarantees on the crypto market. Digital currencies have nothing to do with the global economic system. They are not regulated by any authorities and are provided only by the forces of the investors themselves. Therefore, looking for some solid ground for growing guaranteed income is a thankless task. You can rely only on your knowledge of the market, no one will give you exact advice that by buying this or that coin you will become richer.

Study the projects, do not be lazy to double-check the information and then you will not need to look for the culprit. ::)

Sensible advise but very few people are going to take the time to actually follow it, people just want to invest in a coin, forget about it and then after a few months get huge  profits, the only coin that offers something remotely similar to that is bitcoin and even bitcoin does not allow you to do that as its volatility means that there are instances in which the market crashes and then it takes years for the market to recover similar to what happened in 2017, so you need to always watch the markets in case things begin to move on the wrong direction.

Ya if your looking for big profit u need to take a big risk, maybe you need to choose coins outside top 100 CMC. If u decided to choose outside top 100 you need to choose very carefully and read everything information about that coins you wanna invest.