Bitcoin Forum

I find it interesting to take a little bit of risk with XRP, but don't have the knowledge to say that it really has a potential to boom. any words of Motivation or should I stop Converting my BTC to XRP? just wanna Play safe. :D

To be honest, as of the moment, I rather hold or buy more Bitcoin than converting it to any altcoins.

And another thing is your altcoin selection is kinda worst and got some issues recently.
If you check this: XRP SEC lawsuit complaint (https://bitcointalk.org/index.php?topic=5304737.0), where the SEC complaint against Ripple(XRP). When this issue was published before, we saw a huge dump on Ripple.

That's the worst thing that i have ever seen dude and you are converting your digital gold coin into the unregistered security coin that already sued by the regulators.
XRP was a crap coin and this is a fact. It's a quick-rich scheme only.


The result for your XRP holding will be determined by the result from the court. have you ever thought to convert it back to bitcoin? that's a better decision in my opinion. another 11% drop happens with ripple :D

Remember that there's still the SEC thing going around with XRP. With the latest update, I saw this article. It is said there


It seems that they are more positive about the proceedings. Maybe this could be a game-changer for Ripple? Lol.

Personally, I would still HODL BTC.

XRP is a coin that is currently being used as an investment option. you should try to compare the xrp price and also the bitcoin price, which estimate will get the greater profit between the two. I think this is a kind of analysis to determine profit. but I think for xrp or btc both still have profit, it's just that the choice happens to you. whether you want to stay to btc or want to try to challenge adrenaline by being on xrp which is full of risks.

The big risk here is that, you are planning things without the proper knowledge and proper strategies so you might ended up losing more money.
Seriously, I'd rather hold BTC than to convert it to XRP but many says that XRP still has the best chance to survive especially if the SEC result will be in favor to them, and that's the best time for them to grow more but still, BTC is more than good to me.

Don't compare XRP to Bitcoin because XRP is a centralized coin. In addition to that, the risk is just too great because from the fact that XRP developers holds the majority of the coin and they can dump that anytime they want. That's the reason why they are in a lawsuit right now. Don't exchange your BTC to XRP, it's not worth it. You better look for other altcoins rather than XRP if you want to diversify your portfolio.

If you want to stay safe then don't, if you want to take a risk then go for it, risk has two roads you will either lose everything or gain a lot, it's a win or loss situation and with XRP is a high risk, so far it looks good because there is no update yet but once there are announcements you will see if the risk is worth it or you have something to regret, I don't want to motivate you, it's your money it's your risk or rewards at stake here.

Sometimes we will accept things like high returns always come with risks, at this point I just want to hold a lot of BTC instead of putting money in altcoins. One thing I see is that if I just bought and held BTC in the first place, maybe my current profit in this market would have been a lot better.

We don't compare bitcoin to any altcoins in term of investment. You are free to invest or buy any coins that might be interesting for you and legit. But unfortunately, I think converting your btc to xrp is not a good option, especially in this bull run period.
If you think xrp is good to buy, why don't you allocated more fiat to buy them instead of converting your btc. So you can diverse your investment.

Yes you should definitely stop it. Having bitcoin. Is more than safe than having an xrp. I dont know if you are aware of the issues of xrp these past few days with SEC? yes they could have been outrun it but the fact that they are being sued for something about legality is something you should think again on trusting them. Anyway it's your money, I just suggesting that keeping btc is much better than converting it to xrp.

If you wanna play safe, then Bitcoin is the right investment for you. Simply buy during dip, just like we have been seeing today and just HODL. It's not just a little big of risk with XRP, it's huge, I'm sure that you all know that the company has a pending case against SEC right?

Well you can risk on XRP, but you it should be calculated. It could be used to pump and dump by many trading signal groups and other manipulators. So if you are have time the recent spike, then you can make some money by selling it, but it is not a guarantee.

Crypto have always Rick but XRP Team minimumse the risk as possible

I will still prefer BTC over Altcoin, moreover, XRP has experienced a significant decline after the SEC's complaint to XRP, but XRP has quite a strong fans that's why their trading volume on many exchanges is quite high.
You must first choose between risk or safe because when you prefer to risk your funds in XRP there is a possibility that your assets will decrease quite sharply even though there is still the possibility of getting a profit.

I have no problem converting your BTC. but why does it have to be XRP? why not on other assets? I think you already know what the XRP case is like today. and I think you should think about looking for other assets.
although there is a possibility that XRP will grow again when it can win its case. but it must have damaged their market reputation. trust me just look for other assets. There are so many assets with longer-term potential that you should convert your BTC to XRP.

Why not convert your Bitcoin to Dogecoin instead, since it no longer meme coin now.
Adoption is rising,

Are you sure Dogecoin is no longer a meme coin? what made it all disappear from Dogecoin?
I believe investing in Doge at the current price level is not the right choice. when he converts his BTC into Dogecoin I'm sure it will only make his investment value continue to decrease. doge could easily be thrown away. especially with an unlimited supply and mining in large quantities. it could easily exacerbate the price if there was a large release.

That's your own choice right there and you could get huge money if your speculation is right because the price of XRP right now is so low and after the BTC reach its limit price this year and you convert your BTC into XRP, then after that, the price of XRP will also go up like what we have seen with the ETH, then that's a huge win for you. But you also need to consider some consequences and you are ready for its possible results.

I say its good to have both, for dogecoin since more adoption you can use to buy/pay stuff

Ripples are showing some price increase this past few days despite of their on going issue with sec. I am not just sure if that price increase will continuous or not. Still a lot of people are waiting for ripples to back to the game.

Sorry man but you can never rely on XRP and think that someday this coin will give some surprising price trend like it times 2, x3...Ever since this never it happens to XRP and even the market is in the bullish season, we can just see XRP price remains at below $1 (correct me if I'm wrong) but this is what see in the previous Bullrun.

If you are trying to stay away from Bitcoin, much better for you to choose BNB or ETH. These decentralized coins could give you some chance to multiply your funds someday.

Keeping on BTC 150% since crypto is so amazing this year that ppl are all keeping 95% of their assets in bitcoin and maybe converting to fiat when necessary? The tether, of course, the golden goose of all pump'n'dump ecosystems.

But I'm not so sure. I wrote with a trader/investor online that keeps basically all wealth in 40% BTC and the rest to different ALTS with some in low caps coins. Now he has enough funds to buy an average house, invest the rest in the market and live off it perpetually.

Sometimes, ALTS that skyrocket by 4000% can be your best financial plan. Examples are Chiliz (CHZ), DOGE, ADA, BNB (from $30), and Blocknet (BLOCK).

When it comes to assurance and strength of the foundation, I would go for Bitcoin. It has passed all the tests of time that no altcoin could do right now. We all know that XRP has been facing charges right now so it would be risky to entrust your funds to it rather. If they could fix it in the future, I think that's the best time for you to trust it and take the risks.

Sounds a recipe for disaster. Basic rule of investing is that you only invest money in something that you have some knowledge about it.
If XRP looses the lawsuit they are facing, they will go to 0. Just hold your BTC.

First thing what I have to say that bitcoin is the king and always you can hold bitcoin if you don't want to trade. If you see the history of bitcoin that is always growing. Sometime make some Corrections but after day,week,month or year btc price go upside. That also proved again when btc come 3k to 60k.

But sometime if you want to get some advantage during bitcoin market correction, because always after btc bull run altcoins also do the same. This time we also will see this IMO. So since btc already make a huge ATH and it’s time to make some Corrections. And meanwhile altcoins will start their actual journey. So it should be wise idea to invest in some potential altcoins to make the investment some X during thus bull run. Good luck

Maybe not, If its already bitcoin for me I just gonna stay or put my investment into bitcoin, in your portfolio there should be at least 20% of bitcoin because it was just the best cryptocurrency and could surely give you the easiest profit in the cryptocurrency market compared to other altcoins.

Of course, the only thing is it just wasn't going to give you the x10 or higher profit compared to other altcoins in the market but just contain very high risk compared to bitcoin investment.

I Think XRP is still a great token in the market but it just takes so long for the pump compared to other tokens and especially other trending coins in the market like NFTs.

The name had been stained badly because of the lawsuit.
I'd prefer the other way around.
Sell your XRP for BTC while it's cheaper right now. You can get more Bitcoin in that process.
It's your choice though if you want to stay but once something was all over the news for a bad reputation it's difficult to come back from it.
Investors will have doubts about buying back, so it would all be a series of dumps in the upcoming days, weeks, or months.  

It's better to just hold bitcoin rather than choosing XRP and the results are not in line with expectations,
and of course this can make us regret it so just look it safe,
despite all that I am just curious about the future of XRP whether they will win the lawsuit or not

The bullish trend that is still happening with XRP caused by support from the bitcoin. I see no reason for ripple to be pumped again when the market comes to the bearish trend like this time.
https://coinmarketcap.com/currencies/xrp/
Take a look at the latest chart and it was suffering another dump again due to the bearish trend on bitcoin.
I may think if ripple will not survive more than a decade and i think the worst thing to convert bitcoin to the shitcoin like XRP

XRP to date only holds up thanks to the enthusiasts and owners of this coin. The company's team has more than once acted unprofessional and dishonestly towards its investors, and I am sure that with such an approach to the implementation of plans and development of Ripples, this project will very soon become unusable. Moreover, I always remember those moments when the developers of Ripple sold large volumes of coins, while stating that they would never do this.

Well to be Honest guys maybe of you is expecting If I am a middle Investor; no I'm not. I still doubt when it comes to investing coz you know we can't play it in real life good thing is there are chances of winning. upon checking the price there's a postive nine percent increase, I'm keeping the amount of Ripples I have but I'm not gonna add as of the moment. can't Invest in BCH as well coz of the price, It's really Pricey, Just waiting for my next salary and I'm gonna Invest just a Little Amount in ETH. Thanks.

Just never only follow what you eager, but do more research. I would better prefer to hold BTC than converting to XRP.
if we are going to convert our BTC into altcoins, well, it may be not for 100% all-in, only not more than 60%. But of course, XRP is not my choice.
COmpared to XRP, I will prefer to choose:
- Ethereum is the first
- BNB
- DOT

Well, btw, why do you really obsess with converting Bitcoin to XRP?

If you want to be safe, you don't have to convert your BTC. Just keep it as is and if you're liking to buy XRP then don't use your bitcoin for it.
Find another way of buying it through your fiat or a few bucks from your savings but don't use your bitcoin on it.

OP is very hopeful about the future of XRP. however, as many others have given their point of view, xrp right now is really not a secure to invest with. with their current battle with SEC, we dont know how far this issue will go. we dont even have any idea when will this end.
stick to btc or other top alts like eth or bnb.
one way that can help you decide is ask yourself - are you ready to accept losses with xrp if in case their case will not resolve in your expected time frame?

It goes down again yesterday and you can put a lot of hopes on this one. Despite the fact if ripple was also having the biggest premined coin in crypto history.
he should stop his decision to sell the king of crypto to be converted into the short term life coin like XRP that anything about the future of XRP will be decided by the court.
So many people are still waiting for this one caused by some of them bought XRP at the peak price.

Very good question, and if you are well determine and you have all it get to gamble the risk then so be it, invest and wait till whatever outcome this case against SEC brings you.

It's all about how you'll manage everything, it's your money and no one have the authority to control your investment aside from your own will.

There are lots of aailable project that you can check, might changed your mind if you take time to do your research.

Converting BTC to XRP is not how you play safe because XRP is on a big trial until now and the big problem may occur in the coming months so this is too risky. Anyway, if you are hoping for a positive result of XRP case then you can buy right now and take that risk, just don’t sell your whole bitcoin just to buy XRP, put some extra fund for this risky plan.

Your choice is very right by choosing to stop converting your Bitcoin to Ripple, because it is very risky right now HODL Ripple. I suggest just focusing
on investing in Bitcoin, if you want to invest in altcoins, avoid choosing Ripple for investment. There are many other, safer options for altcoins.
Such as ETH, BNB, DOT, LTC, ADA and UNI. Of all the altcoins I have mentioned are more profitable than investing in XRP. Although it does not
guarantee 100% it is definitely safe to invest in the altcoins that I have mentioned. But the percentage of success is at least better than investing in XRP.

Having XRP is really good because in the future it will going to rise the price like hundred dollars per ripple.
You can convert your Bitcoin to XRP but not all that you have because you need to have bitcoin also because it is potential coin and the price is not done increase so expect this year the bitcoin and the ripple will become very high the price..

Holding on and taking risks, not everyone dares to do it, seeing a significant movement I hold more money in bitcoin and don't want to take risks because the bitcoin you hold has a high correction, if you want to change bitcoin to altcoin it's already risky but dare to take risks and believe in what you have to do is very courageous and a good motivation for others

XRP is in bad situation now, it is usefull when I need to transfer funds between exchanges , it is fast and very cheap. But the long term prsopects of this coin is unknown because of the SEC bussines. I think tht going from btc to alts is a good idea now but not to XRP.

If you want to know what to do now, then I will not ask you to buy BTC now.  I would say buy XRP.  Because BTC is now the high prize. Any time its going to correction. Thats why Btc buy now risky.

Do you have any idea what you are talking about, the price is struggling to reach a dollar and with the lawsuit there is no way that the price would reach a dollar in this bull run and we have no idea how the lawsuit will end and you are talking about going to hundred dollars .

Conversion and everything is fine but you need to find any other potential coin if you are looking for profit and not XRP until the lawsuit and the issues regarding that are resolved.

It's fine as long as it is just a small percentage of your portfolio XRP is still one of the top cryptocurrency in the market even though it wasn't getting a huge price pump in the market in the last few months the potential of getting into 1$ is still there because of the high market cap in the market. But obviously, I wouldn't choose XRP over bitcoin I think the best investment is still bitcoin even though it already has a high market cap in the market it still has the potential of 10x or even higher just because it is bitcoin. There are also a lot of potential altcoins that I think better than XRP this time that could give you even more profit.

That's why people were calling XRP as a big bet and it's not worth to be used as a long term bet. People are creating so many speculations and arguments about that.
We all disagreed with the decision that already taken by OP to convert his BTC to the XRP.
Bitcoin can't even be affected by FUD and that's proven the reliability of bitcoin this time. Why exchange king of crypto to the crap coin.

For me investing in XRP at this situation is very risky, i better investing in another top alts like ETH or DOT.

The problem with SEC still running and i don't think XRP gonna win against SEC, most of the fans of XRP already lose their hope about the future of this coin.

If you are brave with the risks there is no problem with you converting BTC to XRP, especially now that the XRP value is dropping, with the hope that there will be a significant spike in the future, but if you are not sure it is better to convert BTC to other altcoins.

I haven't dared to invest in XRP again since the XRP case with Sec, it's better to play it safe, just choose another coin that is definitely hype and boom

You know what, at first glance of the title of your post I thought that you and I have the same method of transferring finds to a local exchange. Btc to xrp, this is a method I used because of the high fees recently whenever I cash out my coins from and international exchange to a local one. Because the fee needed is only one and that's way too cheap if you use a btc withdrawal one. I never held them, the moment the xrp arrives at my local wallet I sold them to fiat immediately. I will choose to stay to bitcoin if I were you and come back again after maybe 1 year or so, don't try to play trading if you don't know the risk.

seems like more and more people think like you. but the fact is there are still people in the market who trade XRP. and of course they are believers or they may not understand what is happening to Ripple.
but converting BTC to XRP is not a wise choice. There are other assets that I think are more potential and less risky than XRP in the current situation.

I’ve read that SEC article and recently SEC declared XRP as a security coin, i read somewhere on the forum.
Regarding XRP dumping, it was predictable to happen since the owner of XRP sold most or all of his XRP and investors couldn’t trust the coin anymore.
But still I’m surprised that XRP has such a huge marketcap.

Or split it up, if you are still believing better not to go all in, you can simply place a good amount of your investment and use the other portions of your money to other available potential project.

It's still possible that this project may win the case then continue to develop those pending adoptions, with that the chance is still possible.

But, if you are small players who value your money, stepping back and find another project is much preferable.

I’d rather hold on to Bitcoin for now than converting them to XRP. Or you can probably buy another coin other than XRP for now because XRP has issues that needs to be settled by the SEC so there’s no assurance yet if your investment in Bitcoin would be worth the hodl.

I think XRP will never recover, I am a big hater of XRP and have always been one. However the idea that there is a coin that you are not sure about and it could maybe get a news that would make it skyrocket to hell, would indicate that there is a potential profit.

Leaving XRP for a second, I just take it as any coin, and if you think there is a chance that a coin could go up, like out of normal situations, all coins could go up or down at any moment, but there is some news you are waiting for, like SEC news for example for XRP, this could be anything in any coin, if there is a huge news you are waiting and you are not sure what's going to happen? In that case the only thing you could do is buy only a tiny bit, do not risk yourself too much, but if you are waiting for it to increase, just buy a tiny bit and you will be fine, even if you lose, you lost tiny bit, if you win that tiny bit will become decent.

It's better for you to hold Ripple than Bitcoin, I read the news that if Ripple's problem with the SEC will be resolved soon, fundamentally ripple will be back and there will be a lot of good news, technically ripple chart is still in the bottom, you should try to look at the BTC pair, the potential for Ripple to increase higher is huge.

If you want to risk with XRP, you're a bit of late right now.

It would be better if you bought XRP when their case with SEC is still hot. When the price of XRP reaches its bottom @$0.20. Luckily I bought some XRP at $0.21 and got a x2 profit :). Now if you want to have words of motivation regarding you risking your BTC to XRP, just don't do it or if you want to do it then at least save more than half of your total holdings into BTC and use a small portion of your money to buy XRP.

In general, I don't recommend buying XRP for now since it already went up since it went down months ago. Now if you really want to risk your money then go all in into it :P. Higher Risk and Lower Reward.

What if XRP didn’t win the battle? We don’t know how the court will see this case though of course we don’t want to ruin the reputation of cryptocurrency again and we all want for XRP to survive, but that’s too risky to be complacent.

If I have to choose between BTC and XRP, I’d rather hold more BTC than to any altcoins because it on top and it always move the market. Go buy some Bitcoin and XRP, just do a good diversified portfolio and grab more opportunities as much as possible.

The best thing right now is to stop buying XRP, moreover, the Bitcoin that we have is exchanged for XRP which is a very bad decision. Because
currently XRP is not a worthy altcoins to buy, it is too risky to hold XRP, which is still in trouble with the SEC. We can see that the XRP ranking
continues to decline on coinmarketcap now, this proves that the demand for XRP is decreasing. So what the opening post should do is stop
converting Bitcoin to XRP immediately, because it's a good decision.

That's right advice, because Revolut also said If XRP is going to be removed from all of their partner exchanges, it's likely they should also remove XRP. That means they may have to stop trading with little notice if the liquidity on their partner's exchange drops and they will no longer be able to buy or sell XRP.

I don't really understand the potential of XRP at the moment. however, I also prefer to hold bitcoin over XRP at the moment. as we know, that currently XRP still has some problems, so if you want to change your BTC I might prefer to change it to eth, or BNB instead of XRP. well, but that's just what I thought.

To tell you frankly, if I just only have a huge amount of money I would rather to buy Bitcoin and hold it in the long term.
Then, when it comes to altcoins, ETH, Busd, BNB, Pundix, Xem are good to hold as well in the long term. Because these coins
has a full of potentials to increase in the future.

price wise, i do not understand XRP potential either
on the other hand, they have workable product, that most other project do have not, and made a great run in this bull run, so why not give it a try to XRP as well? it is a problem with their presence on exchanges, especially in US, but worldwide as well

nevertheless, buying XRP at the moment is a gamble, which could end up great if they beat SEC, and bad if they lose in the end

I'm sure BNB will be better in the long term. change BTC to BNB within 5-7 years in the future. I am sure there will be many benefits that can be obtained.
XRP is not good for investing right now, go back to XRP when they solve the problem. after all, XRP was once very powerful in the crypto market.

You probably know the consequence that will happen to you. And you are probably right that it never works great as expected and better not to try at once. Because XRP had no longer to be in the hype, x2, x3... from its current price. It seems so hopeless to make money from XRP even you were holding for a decade. You have to do wiser, HOLD your Bitcoin and just sell it in time. Do the buy again and sell again, it was a cycle in crypto and that to switch to different altcoins thinking for more profit isn't a good idea, IMO.

To be honest XRP is having a big issue against the SEC in which we can see the big effect of it to the price and value of the xrp and until now ripple isn't good enough because of the issue that we all know and it would be better to just stick with bitcoin right now due to the big market correction we can see the huge potential of the bitcoin right now compared to other altcoins. If you really want to convert every bitcoin that you have into xrp then you must prefer to finish first the issue or complaint with the SEC.