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I'm looking forward to store some stable coin for future investment, maybe probably when a harder bearish market takes place to buy coins for lesser price but I can't seem to figure with stable coin can make me have a good night sleep at night with zero worries, USDT? BUSD?

Why stable coin for a start, it is advisable to start your crypto investment with bitcoin first

Both are centralized, why not DAI? As far as I know, DAI is a truly decentralized stable coin. USDT is a controversial cryptocurrency and BUSD is Binance stable coin. They could freeze/block your funds for any reason. For DAI it wouldn't happen. Some stable coins would freeze even on your own wallet, you may read this thread Most Stablecoins Can Be Frozen, Even in Your Own Wallets (https://bitcointalk.org/index.php?topic=5204055.0).

By the way, don't hold your fund to a centralized exchange or wallet. Use non-custodial wallet software or hardware wallet. Otherwise, exchange would make trouble themselves at any time.

It is a very good idea to start with a stable coin first. Starting with bitcoin can have a disadvantage when the market dumps. I advise you start with a stable coin for now, it’ll be more safer.

You do know what stable coins are, right? I don't see stable coins as an investment. Usually, people buy stable coins just cause they prefer saving their money in crypto and like the "being their own bank" concept. Another reason people buy stable coins is simply because they are "stable" and not volatile like Bitcoin and altcoins. Traders on the other hand see stable coins as a money making tool one can easily use it to buy any crypto you wish in a dip.
I feel more safe with decentralized stable coins. BUSD is regulated, to me it's like purchasing CBDC. USDT on the other hand has not been transparent about their  backings. See my post here Is there really a Tether guarantee? (https://bitcointalk.org/index.php?topic=5337089.msg56998354#msg56998354)

I think you can easily trust both of them. USDT have mostly solved those previous problems and BUSD did not had any until now.
I'm using USDT since I was involved in crypto with no issues.

You don't get it. He's simply preparing his funds so he could buy btc or any altcoins when the market dips again.

To Cuda111, you can keep it as fiat since it's not that difficult to convert them to stable coins or other crypto. You'll also have a lot of time to do so if we're really talking about a bear market and not just temporary market corrections.

I would go with USDT. Because if that goes down, i am pretty sure everything else collapses as well from the share volume of crypto exit panic that it would trigger. If you don't trust USDT being stable at this point, you probably should avoid the whole crypto, because ton of things are relying on it.

Stable coin is good especially when you are not sure about what position you are taking on and its good that your balance is on that coin since you can sleep with ease without worrying if the market collapsed when you are away.

I prefer to have USDT and next is BUSD but both of them is good option already since we can assure that they are the most reliable one compare to other who claim to be stable one.

BUSD is usually I used in trading and is the best option to hold during a bear market. In most exchanges, this is even still accepted and listed. I'm doing this for many years and experienced no problem using it as the price never changed. But is some suggestions from experts, it was the best idea to split your funds into BUSD and USDT.

Well, talking about worries? No, you don't need it as these stable coins are safe and less moving. Even holding for 10 years is guaranteed safe, unless if you are careless with your account. 

^ I disagree with your advice, that is not a good start either. A stable coin is good for diversifying assets that are highly volatile, if you feel that there is a bearish trend upcoming, you can diversify your BTC for example to the stable coin that you have chosen. The price will not increase with the stable coin, it will always have the same value. Just go to the high volatile coin that surely will give you a benefit when there is a bullish trend come.
A truly decentralized coin is very safe to invest in, DAI for a stable coin and BTC for a high volatile coin.

Dai because it's decentralized.
If you want to maximize your use of Binance exchange then that's BUSD becaus AFAIK, there's no or lesser trading fees if you have it or trading it.
USDT still has the highest volume but many are worried that it is centralized, the same as BUSD so what they are capable to do with your assets, the other centralized stable coins are also capable of doing that too.

The OP needs to understand that USDT and BUSD are centralized.
So in any case, a decentralized stablecoin like DAI is better if you want to avoid like freezing of assets.
Besides, USDT had a history of not 100% backed by USD assets, though up until now, we don't know the truth about it.
But there's advantage of holding BUSD under binance platform, because he can earn interest if he will put it into savings.
The OP should weigh his priorities and what are his goals for holding a stablecoin.

USDT and BUSD. I have been holding majority of my assets in USDT and BUSD. You must not feel worry about that. I'm always leaving my asset in the centralized exchange site with good reputation and so far so good. I prefer BUSD but USDT was good enough for that. USDT accepted by all exchange sites and BUSD may not be familiar with USDT.
You must also see that through CMC as well. Both were good. You can pick one of them randomly.

I usually use usdt or busd to maintain the value of my assets, but I just found out that busd and usdt are centralized and these two assets can be frozen at any time, I will try to look at DAI as a stable alternative to coins, thanks for the info.

BUSD. This backed by the biggest exchange site in the world and you must also remember that if BUSD regularly audited and this has enough money to backed all of BUSD issued by binance exchange site.
I think that you can pick this as the best choice. This is a bit better compared with another stable token like USDT
We do know that if USDT was also trusted stable token but this has no enough reserved funds to backed i

I had been using USDT for quite some times now so far there is no issue with that stable coin, I imploy you to give it a trial you won't be disappointed, or a trial will convince you, I trade with Binance for quite some times now and the exchange has both BUSD and USDT as their major and borrowable asset if you want to trade or after a trade a trade you can easily revert back to USDT and wait for the next trading opportunity above all you should be assured of security of your assets.

USDT and BUSD I think are the same, but where you put your assets is something that is really careful because of the many hacker attacks.
But, if I suggest it's better to keep USDT if you trade to many markets or other than Binance,
If you only use Binance BUSD it's better because they usually have low fees or even free transactions using BUSD.
Keep your assets safe, if you can use a hardware wallet, no need to worry about the price they are stable reliable coins.

DAI if you want a truly decentralized stablecoin. but if you don't care about all that, you can use Tether(USDT). I also use USDT and have no problem with that. but basically BUSD, USDT, DAI and other stablecoins are the same. so you are free to choose which one you want to use.

USDT is the most popular stablecoin but it is also the most controversial. There are so many issues surrounding USDT for years. Not least of which is the fact that they could freeze your USDT. So that's not recommended. The same is true with BUSD. That's nothing but Binance's way of imitating USDT. They created their own stablecoin using their own chain. I think BUSD is also not recommended. I'd rather use USDC. They're more transparent with their reserves.

I think it's the same, because I also put some of my assets into those two and it's pretty stable for beginners.
Yes, if you are looking for a popular one, maybe USDT because there are already many markets that accept USDT

You should choose a decentralized stablecoin because it is more secure, USDT is listed in all major exchanges and BUSD is backed by major exchanges but all do not guarantee that it will be safe because  centralized stablecoins will probably be frozen so you will lose assets.
If you are not to hurry buy crypto better to stay with fiat and when the crypto market is down and you want to buy it you can trade fiat to stablecoins after that buy the crypto you want, this is if you prefer centralized stablecoins, and never trust your funds even on a trusted exchange and no matter how big if they don't get hacked, it's very likely that they freeze assets when there are new regulations on crypto.

you invest in stable assets. you might be looking for a safer one but that sounds ridiculous.
if you just want to save because of your stability and fear regarding altcoin fluctuations, well that's not a problem. but you don't have to think to have the advantage of a stable coin.
USDT and BUSD are the same, you can use both or choose one. There is nothing to worry about because everything is safe.

USDT or BUSD, I think both are currently the same. personally, I use both. however, I might recommend using BUSD more, as I would prefer to do your plan on a major exchange, and binance could be a recommendation for that. BUSD uses the binance network, and I think it's also a product of binance. so holding BUSD on binance in the long term might be safer. seeing the pretty good reputation of CZ in managing their company, I think you can rest easy on that. however, if you're still not comfortable with it, you might be able to use USDT and store it in your hardwallet. it's just that USDT has some bad rumors, but to date, USDT is the most widely used stable coin.

No need to store stable coins you can buy anytime you want and any exchange, you can still hold your fiat while waiting for the bear market to happen. Buying stable coins is not too difficult so hoarding we don't think is necessary.
If you still decide to hoard then my advice is to find yourself a decentralized stablecoin like DAI instead of using USDT, BUSD.

Usdt is still the true winner here because it has the highest trading volume over every other stable coin out there, its also well supported on every single exchange out there, DAI is safer, no worries over getting your stable coin freeze since its decentralised but its less popular.

It depends on his condition. If you are a user of the binance market, it is highly recommended to use BUSD because it has advantages when used on the binance market, if you save it to get ready to buy altcoins or in your personal wallet, USDT is better because it has been trusted for a long time.
USDT usually has a fee that tends to be expensive if it's the ethereum network, my advice is better to keep the tron network USDT, it's very cheap transaction prices, and very suitable for newbies who want to use stable coins.

To store our assets, it is safest to store them on stable coins such as USDT and BUSD,
my own experience using both so far is safe and hope it will continue,
what is clear is that stable coins are not for investment but for storing assets

BUSD is more reliable than USDT, the dev behind BUSD cares so much about his reputation, if you don't know he is the CEO of binance exchange, I can bet my trust on someone like CZ, last time when binance exchange was hacked all lost funds were reimbursed.

I don't know if there are "good stable" altcoins, but avoid coins such as USDT or other similar somewhat centralized stable coins. There are a chances that your wallets can be frozen (even though the chance is very small) if they suspect your source of funds are from illegal places.
Look for decentralized stable coins. A quick google should help you get started with your research.

stable coins are coins that do not seem to fluctuate. indeed until whenever this coin will remain the same value, if we invest in it maybe something strange, because it will not make a profit, this is tantamount to saving in a bank, which actually sinks due to inflation. Broadly speaking, this stable coin serves to store temporary assets, especially for traders who frequently transact, the stable coin is used as a stopover, waiting to enter the market.

Could it be your little confused about the Stable coin?
By holding stable coin you don't have to get worried over prices because they are already secured even when there is bear your coin values still maintain the same as before but holding other currencies other than, kept decreasing and will lose value drastically. i would advice you to make investment with ETH, BTC or BNB to increase the chance of earning on your investments.

First, where will you hold the stablecoin? if you want to hold it on an exchange account, you don't need to be confused about which stablecoin to choose. all can be a good choice usdt, busd, ust or even dai.

Second, if you want to hold it in a private wallet, look for cheap stablecoins on the network. such as USDT on the trc20/bep20 network, or busd on the bep20 network. This is very important because when you want to use it, you don't have to pay a large fee. so choose whichever stablecoin is on the cheapest network.

Third, if you want a truly decentralized stablecoin there only one option is  DAI.

They are usually the same but I will go with the USDT since they mostly used in all exchange and I think all network supports it including BSC and AVAX. So Tether is the best choice for me, personally I have some USDT in my exchange wallet I am just waiting for a correction to buy some more Bitcoin and other cryptocurrency.

Well, I like and use BUSD more than USDT! I can't stand those high fees with USDT, luckily now some services allow using the BSC chain for USDT transactions, but it's not like that everywhere!
Both are safe I guess, simply they are big and getting bigger over the years! I don't see any reasons to make me think there will be some problems in the future with either of them!
Simply said I am not afraid to keep some of my money in BUSD, like you I also wait for some harder bearish period, I believe that will happen before the end of this year!

any stable coin is safe as long as you're using trusted platform, actually i've been using binance and i use to convert my crypto into USDT and it's still safe even though there are some rumours about it that it will going down. Wherein so far it's been months but it still the same i mean there are no sign and news that it will going to disappear in thege mail..  

But its up to you at least you know already and indeed BUSD is safe as well since it's backed by binance so no need to worry.

If you want to store assets in stable coins then the two coins you mentioned USDT and BUSD can be relied on because the coins are already very reliable and have been used by many investors, but if you want to use DAI I think it can also be relied on because this coin is very decentralized and very safe for us to store in the long term, It all depends on which one you prefer.

One of the best stable coin currently available in the market is the USDT and BUSD. The both coins work with the United State dollar rate. These coins are available on top exchanges and they are use to buy coins on other exchanges and also serves as Gas fees. Although KCS is also among the stable coins. Each trading exchange has its own stable coins and native tokens. Like for Binance, it's has BNB and BUSD. While for Kucoin, it's stable coins is KCS. The exchanges would reward you handsomely if you hold these coins for long term.

BUSD and USDT are the same to me, if you are planning to have some stable coin on the ground to take advantage of any market dips then just buy any stable coin since you won't be holding them for so long but if you refer something more secured I can't think of anything else than DAI stable coin because its fully decentralised.

Everyone has suggested that you choose DAI. I also agree with the majority opinion. DAI is a decentralized stablecoin. It is safer for you. But since I use Binance exchange, I prefer BUSD. Because when you trade as a market maker, the fee becomes zero. That makes me happy. I like to be happy with the little things. :) Also, BUSD is safer than USDT as it is part of a larger ecosystem.

Interestingly, it "could" become an investment. If you are living in a nation with a different fiat, and if your fiat is doing badly then buying dollars to save your wealth is a good way. All the rich people in my nation have investments either into their business, or keep that in dollars. In fact they are working towards building stuff that would be a lot more foreign related so that they could earn dollars instead of our fiat.

This is why I believe that usdt could become an investment for a small number of people. obviously if you are living in Europe, then buying dollars instead of keeping euro may not make sense. But think about all those people in Venezuela, that makes more sense right?

DAI is hailed as the best stable coin for those who like full decentralization. But I also have no objection to both (op options) because they are issued by a reputable exchange and have passed some due diligence by international courts.

Caution and paranoia should always be applied regardless of the type of stable coin you choose, but the type of wallet you use to store it.

if you want long term investment why should choose stable coin, do you want to do staking?  if yes then BUSD is the best choice over USDT because BUSD is backed up by Binance which is the largest exchange in the world.

If I was you, I would go with DAI, USDT and BUSD are both centralized, Tether as a company which owns USDT even have the power and access USDT stored in a user's wallet, so sincerely, DAI is your best bet if you need a stable coin you can hold for a very long time without having to worry whether you still meet it stable, DAI is decentralized, it's the best stable coin to be trusted, though it is not as popular as BUSD and USDT, and it's not actively trading on every exchange like it's counterparts, but based on what you said you want, DAI is your best bet.

Try not to look towards centralized stablcoins, especially USDT, it is a very centralized stablcoin which can block any address at the request of any country's authorities. I would recommend looking towards decentralized stablcoins, and also recently algorithmic stablcoins that are backed by bitcoin are popping up.

Yes, and I hope that he has understood it already. What are the differences of each of these stable coins. I understand people kept on using UDST because it's very liquid and has a lot of exchanges supporting it and that's why they're going to stay on it.
But if you're someone who has been worried about them and unsure of the backing up of their reserve and asset, you go to decentralized stable coin and that's DAI.

Tether and BUSD are both stable coins worth holding at 1:1 USD. Tether at CertiK and Fairyproof audits have certainly earned good trust in the public. While BUSD was developed by Binance. The public's trust in Binance also affects the stable coin BUSD. But the shortage of BUSD has not been listed on various exchanges.

To me the real reason why crypto exists is for decentralisation that's why I prefer DAI stable coin, you will have full freedom using this stable coin over others that are centralised, your funds won't be frozen or held without your permission, the choice is yours.

Not totally the same because in usdt you have the ability to choose from either tron network (tr20) or eth (erc20) but I don't think busd have that option. That is good that they made that possible for usdt because it can give way to the small users that don't want to pay high fees for using usdt under the erc20 network.

Obviously busd is a product of binance because of its name "binance usd". Its network name also says it all. What about busd, is this stable coin not supported yet by hardware wallets? but it should be busd that is widely being used by the masses because of its cheap fees and faster transaction time. It's also more user friendly because it can be used straight away.

DAI could be the best option but the majority of the traders never use this, they instead use BUSD/USDT. One factor is that these two stablecoins BUSD and USDT are listed on the major exchanges while DAI is not. For newbies and those who are just about to start, choosing these two coins BUSD and USDT, is really the best option. Well for me, I'd often BUSD as one of my trading pairs, it is sometimes I use to hold especially during the market crisis( bearish season).

If you want to store assets safely for a long period of time then USDT and BUSD can be relied on, because the stable coin has been relied on for a long time and until now it is still safe for us to use, but if you want to use DAI I think you can also try because the stable coin is also very suitable for us to store for a long time, And you already have a guarantee to stay awake.

Why start with stable coins? What is the primary purpose why you are investing into crypto? Isn't it to gain profits?
Why start with stable coins when you can't gain profit from it technically unless you know how to trade it. You will only gain when the market is going up and vice versa. Safer? You will not gain profits if you will always be on the safe side. At least take some risk and invest into some volatile coins like Bitcoin or any other top coins.

I'm not holding any stable coins for now but it seems like I will go with the stable coins where you can earn just by holding it and putting it into an exchange like Gemini or Crypto.com. I don't know the actual amount of interest they are giving annually but I think its more than 5%. Yes there are risks into it but you will not gain if you will always be playing safe.

Actually, keeping stable coin in your wallet prior to any bear market is a good strategy in order to take advantage of the market to buy when the price is low and sell when the price is high.
I used to hold USDT in my Binance exchange wallet as a backup in case the market turned red. I'm not sure whether one should be kept, but I prefer USDT.

Why have to choose with stable coin for your investing? I think many other potential coins with higher return later and keep safety with good fundamental, what in your mind about investing with stable coin like USDT or BUSD. I think you look different from other investor, where all them want to get higher return of profit by investing on potential coin. Not good ideas as investing on stable coin but you have good decision if keep use stable coin for your money saving, just got little profit because stable coin like USDT or BUSD have potential drop when economic world issues like war.

BUSD all the way. I hate centralization but stablecoins are usually better when centralized. DAI is great and all but doesn't give me what I really want. USDT is the biggest and it is everywhere but when you are dealing with Binance exchange and you save in BUSD form that is a much much better situation to be in. I do love the fact that crypto is at a place where it is not even remotely close to what it should be like.

There is a HUGE room to grow and Binance is at the top of the list, think about how much it could grow when crypto grows. This means that not only they are huge right now, but they will become gigantic, like a trillion dollar company worth gigantic and this is why I trust BUSD as well.

In crypto currency stable coins are a less volatile alternative to typical cryptocurrencies and many investors don't like their price fluctuations. That is why they are willing to invest in stable coins. According to my personal perspective there are several crypto currencies are more popular in the crypto world like Tether (USDT) Dai (DAI) Binance USD (BUSD) TrueUSD (TUSD) USD Coin (USDC). Here i always suggest to choose DAI and BUSD which are most prominent stable coins in the crypto market.

You will always have worries with stablecoins, that's just something that you must accept.

USDT is definitely a no-go for me because of the fact that they use a fractional reserve model. I would NOT touch them in a million years.

BUSD is not much better. USDC is probably the only centralised stablecoin that I would trust, but I probably trust decentralised ones way more - like DAI, UST, etc.

Any newcomer can start investing with Bitcoin. Because Bitcoin will teach you a lot about investing. Bitcoin does not go the way of relying on any coin.He walks on his own trust.And Bitcoin is a trusted coin.And since Bitcoin is known to all and is very popular all over the world, I will first support Bitcoin for you to invest.

A good stage by choosing stable coins. They are always profitable and do not have to worry about losses. USDT is a safe option. However, To choose a coin I recommend you invest in Ethereum. Alcoin never disappoints.

So far I use the stable coin BUSD whenever converting to fiat or using it when trading on the Binance Exchange.

btw did you come to the crypto industry just to invest in stablecoins? My advice is to try investing in Bitcoin from now on, although with a small money and there's nothing wrong also with investing in other top altcoins "eth, bnb, avax, solana etc" who knows in the future you can get a decent profit.

I think that the stable currency that is most used in commerce, whether in trading or in P2P, is usdt, however with BUSD you can move very well in all exchanges and without paying a fee, but as I told you before, most of people trust usdt for everything, despite the problem that there was with bitfinex that was accused of manipulating the market with tether that were generated out of nowhere to buy BTC, this is just one of the things that can tarnish the usdt, but I recommend you that any of those two will serve you. And if you want an investment that will never let you down, it is Bitcoin.

For me, the best stable coin is BUSD on binance smart chain network.
Why ? Because BUSD is created by biggest crypto exchange Binance, and the transaction gas fee is cheap on bsc.
Another stable coin such as USDT, but we should use low fee blockchain like TRON blockchain to avoid high fee.

So far I have used USDT from Tron, indeed the USDT transaction fees from Tron blockchain are quite cheap. another alternative could be from other chains with low transaction fees. I have avoided using USDT from the ETH Blockchain for a long time. it's because Gas costs are high, and it happened just when I wanted to send my stable coin to the exchange.

Between usdt and busd, I will suggest busd, binance may be centralized but it is a known brand worldwide that has the trust of majority, has a strong and solid foundation unlike usdt that is surrounded by controversial information.
If you want a more decentralized stablecoin, dai from MakerDao Multi-Collateral Dai (MCD) system is mostly recommended by many, you can take a look at it.

I am very shocked to see this advice. It is unlike other advices about the stable coins. I have been reading how controversial they say USDT is. Apart from the fact that it is a centralised coin, can anyone explain to me about the controversies of USDT.
When in theory we criticise these stable coins, but in practice you will be astonished by the volume of people using same coin that we predict to crash tomorrow.
I have some amount of money in USDT and I am not shaking, besides even the most decentralized coins fail too.

So, use anyone of your choice, as long as crypto continues, trading is ongoing, binace, binance stable coin and usdt are not crashing any soon.

A coin that is a stable coin is never priced below 1$ - 99.99$. There are two stable coins in the cryptocurrency market: usdt or busd.
These coins will have the same value throughout life. These coins are commonly used when a large trader is trading and if he sees the value of the coins he is trading by then the price goes down overnight. Then if he exchanges that coin for stable coin then he can be saved from a big loss. Then stable coin comes in handy.

USDT and BUSD are the 2 most popular and used stablecoin today, I think you don't need to worry too much about holding stable coins because they are centralized.
USDT has allegations surrounding it but it has stood the test of time with the market to this day, BUSD is a stable coin created by the world's largest exchange so there is nothing to worry about hold them. While everything is risky, investing in crypto is already considered risky.

To give some alternative options for helping a newbie, the real answer is to diversify your portfolio and not just invest in various stable coins it's best to diversify with multiple coins so that you're not left high and dry if something happens but If you are looking for stability then you will find it with USDT or BUSD as they are pegged to the dollar. I  also would recommend USDT over BUSD because it has more effective economic incentives.

Stablecoins aren't subjected to market volatility as they are pegged to a dollar in which the ratio is 1:1. They can be used as an alternative savings currency rather than in a bank, but it's not going to grow like Bitcoin, Ethereum, etc. USDT is the most popular out there that are being used to trade with BTC and other top coins and tokens out there. BUSD, USDC and DAI are also great alternative stablecoins to USDT, and so far I'm having no problems with either of them.

Among the stable currencies we know are USDT, USD, BUSD and DAI. If you buy all these coins and keep staking them, then your profit will come.You will not have any risk here. If you keep fixed savings, good profit will come from here every day. Where your 10%-15% APR will be given.You will get profit every day and you will be able to sleep peacefully.

I doubt your knowledge of crypto investment, you already know USDT/BUSD part of the stable tokens which is not affected in both bullish and bearish markets, the question is why do you still doubt the stable tokens with the highest capitalization and volume based on CMC. I think you are not ready for the allocation you are investing in.

Both of most popular stable coins in the whole crypto community, especially USDT is the most utility also highest trading volume stable coin according to Coinmarketcap. But problem is both of centralized which is matter of worries i think because they can freeze your coin at any time for a reason. So i think you will never tension free to keep holding those coins for the long term in your wallet.

to be honest, I'm not sure about USDT but I would recommend you only on BUSD. BUSD is backed up by the world's largest exchange, with a very large number of transactions while USDT I don't know if they will survive or not because several years ago they had dealings with the SEC. keep playing safe with BUSD, besides that you can also do staking (if you make long-term investments) on the binance exchange.

Usdt is more usable coin as a stable coin for trading but not backed by any company so it's risky to hold Usdt however if someone use it for trading then it's good. Busd is Binance exchange stable coin and very good if any body trade in Binance exchange. Dai is more secure stable coin for holding. Terra coin is also day by day showing power and now third large stable coin and not bad to hold.

I would choose USDT, this coin still looks stable. i can say our worries will go away if holding USDT coins. This coin is still very profitable because of its stable value. USDT is a coin that aims to keep the valuation of cryptocurrencies stable. I like investing here, but I haven't taken action yet.

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I doubt there will be a crypto space if USDT goes down, its now the back bone of crypto space for many reasons, more popular than every single old and new stable coins too, there is no reason to be scared of this stable coin unless you are into hacking and stealing peoples fund.

If you want to keep your money in a stable currency for future investment then why not keep your funds in your native currency. You can convert it any time to cryptos (USDT & BUSD) whenever you will think is the right time to make an investment. Personally, I use USDT as a stable currency without any issues to date.

I think you can try USDC. It is relatively more credible than USDT, though the later is more popular. Then Tron just released a new stable coin USDD which is getting all the attention and already has 100 million in circulation

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You want to hold stable coin so that you can bought others crypto-currencies with cheap during bearish market, right? As you mentioned, Usdt and busd both are trustworthy and have good volume. But due to centralize coin, sec issue may effect on those. If you hold dai, decentralised coin, then that can help you a good sleep without worriers. If time comes then you can convert dai and buy others currency

What's the difference holding DAI with USDT and BUSD if they are both stablecoins that can indeed be very suitable for storing and also for the purpose of buying other cryptocurrencies that are better in this period of decline ?

DAI is a decentralized one, so when you are holding it then you are not going to be worried about the company going bankrupt or stealing your money because it doesn't have any company behind it, the only worry would be someone hacking into it and stealing the money or something. USDT is a company based in panama, Bahamas or somewhere like that, a bit of shady company that only exists for USDT and we are still not sure if they are backing it 1to1 ratio even today, they didn't for a while, then they said they were audited and now they are, but I am not sure.

BUSD is binance, a huge exchange that makes billions constantly in profit so that is centralized but trusted. Those are the differences.

Holding stable coin is far better than holding of any altcoins that you don't know the values, stable coin remain the values because it does not go up and down, why people like the conversion is when cryptocurrency is down and will easily buy as many they like because of the values, if you are receiving payment with Bitcoin and the price of bitcoins is not stable the best place to store the coin is through conversion to stable coin

I can agree with you about DAI even i noticed that it's not that popular for the simple reason that it's an independent project and not created by exchanger (like other major stable coins) or created by centralized powers like the BUSD which is partially considered as a safe bet according to the agreement from SEC about this currency.
from another view point, i would prefer use real Dollar$ as great stable choice rather than using something doubtful even with most caution.

There are lots of stable coin in the market which newbies can bagged and keep them in their portfolio. We have stable coins like USDT, BNB and KCS, although their still varieties of stable coins. Each exchange have their own personal stable coins. As for the Binance exchange, USDT is the most stable and popular coin in the market. USDT work with the dollar rate and they charges less for gas fees, the same thing applied to BNB. Kucoin have it's own stable coin which is KCS, it's price move from $17 to $20 precisely. So the best thing to do is to select the particular stable coin you wishes to bagged, and purchased it and store in your portfolio.

I hope OP has done more research after he created this thread because it all depends on the use that the person intends to give it, the stablecoin is not for investment, in my opinion they are for day trading only, but they are not long term investment, so if the OP's intention is to have USDT for example to wait until the bear market stabilizes and buy bitcoin or altcoin then it makes sense to have USDT or another stablecoin. but if OP is someone who has been holding for years then buying bitcoin or altcoins now would be a better option

Well, I am not suggesting any, but I can share what I am using for my stable holding. Basically, I loved to use USDC, which is backed by Coinbase. And sometimes I use busDC and usdt. I use them very little. USDT is the biggest stable coin on the market. But I heard some of the sec problems of USDT with US Sec. Though I don't know the exact reason, I heard they printed unlimited US dollars and dominated the Bitcoin and Cryptocurrency markets. And also, if you want, you can look forward to the DAI coin. So here is the list: USDC, DAI, BUSD, whatever you choose.

Stable coins are meant to be store for the purpose of securing your funds. You can not put your funds in Bitcoin, then when it begin to dip, you would watch your funds liquidating. So the best thing or alternative available is to convert those funds from Bitcoin and alt coins to stable coins. We several stable coins on exchange which are essential for transactions. USDT is the most acceptable stable coin because it moves with the dollar rate. USDT charges only $1 despite your bulky transactions. Their Network TRC20 is only what I love using anytime I want to convert my coins.

Personally, I use both, but currently I use BUSD the most. however, if you only want to hold stablecoins in the long term, USDT and BUSD are good choices. however, if you want to see people's recommendations regarding coin stability, then the most likely choices are USDT, BUSD, USDC, and DAI. it is the most used stable coin, you just have to choose one of them.

In my opinion, I will say that the most promising coin for investment is bitcoin, which always has great prospects for sustainable business development. This coin will be a great success for many, thanks to which you can get a good return on investment.

For beginners who want to invest in coins, I recommend investing in ethereum coins because in my opinion ethereum coins have potential in the future, don't choose other than ethereum coins, hopefully this is useful for beginners who want to invest coins.

I think that both stablecoins that you have mentioned should be pretty safe i mean in the end you can never be 100% sure but if we really assuming that USDT or BUSD are going down to 0 then this will drag the whole cryptomarket down with them and it would take a lot of time to recover from that in my opinion. The only concern with USDT is that it is not clear anymore if every USDT that is minted is really backed by a real USD anymore because the team of USDT changed the wording a few years ago from "every USDT is back by real USD" to "we have enough reserves to back every USDT by a real USD" but no one really knows what that means.
USDC are also a good alternative.

Why starting your investment with stable coin, and i hope you know what  stable-coins mean, If you don't know, this are some example of stable-coins, USD, USDT, USDC, PAX and many more base on the exchange using to trade or store your coins, but the best way to go, is to invest on bitcoin and hold for a future and enjoyed the move of the market for a profit returns.

Despite that Ethereum is one of the top altcoins you cannot simply suggest them to invest in Ethereum,
they must know what they are deciding and the decisions made must come from themselves,
obviously for beginners they have to learn and find out for themselves

List in the very good stable coins that you have recommended but USDT and BUSD are the best choices for stable coins, but since I mostly use Binance exchange and trade on Pancakeswap, so I hold more BUSD in my wallet, but holding USDT will also okay for stable coin category.

You quotes some body but no response for what you quoted , you suppose to attach your suggestion for the thing base on your own explanation and your own kind of observation, stable coins is the person you quoted kind of suggestions but the thing is that you can hold your coin and decided when to sell, holding it is like putting it to be stable

You're right. If he isn't want to hold the stable coin for long term and just want to use it for short term investment in the bearish market then any stable coin out there is fine. Stick with USDT or BUSD since those two are the most popular and more user-friendly for a newbie like him.

busd

Always choose those stable coin which is backed with fiat and stay  away from those Stable coins which are backet with algorithm. We already seen ust and Dei crash.
In my view most trusted stable coins are Usdc,Dai and Busd. These stable coins are backed with fiat with strong Support by Etherium and Binance respectively. Government of England also looking to legalize Usdc and it's good for this Stable coin.

You can hold your investment in different Stables coin for safer side. Usdt and busd are safe coin but if you are interested then you can add some USDC and DAI. I am using all of them for my holding's.

We have to be careful when choosing a stable coin that is a shitcoin, so don't fully believe in a stable coin because its value can not always be maintained for $ 1 but it has been proven that stable coins are also part of shitcoins that can collapse at any time.

if you want to choose a stable coin you can choose usdt coin but if you are a beginner it is better to choose a coin that has the potential especially now that there are many coins whose prices are falling this is a great opportunity for you to buy ethereum coins and binance coins, you can save these two coins for a long time and I sure the two coins that I mentioned the price will go up again and you will profit from the coin investment.

A lot of advice has been given by the community here, investing in stable coins, my experience in investing for the long term, i always trigger on the top 10 coins that are on Marketcap, I think you can consider that.

Investor confidence in stable coins has decreased because many altcoins have not been able to maintain liquidity to remain stable at $1, I think USDT and BUSD are the best choices although some investors also don't fully believe in USDT.

USDT & BUSD! You can use both of those stablecoin if want to make your fund safe from dump during bearish market. No need to worry, bear or bull market doesn’t effect your stable coin. So you Should out of Over tensioned about this matter. Both are most top stablecoin with large marketcap and you can also add USDC in your stablecoin list. As well as Dai, is most suggested and trueusd decentralize stablecoin. Haven’t found any issue yet while using them but recently stablecoin TerraUSD (UST) dump 95%, careful about such shit stablecoin

Those who are new to stingy currency want to buy some popular coins but they have some popular coins here. Desperate BNP says they are much more popular but they can buy them.  I think the reason is that it looks like the future of coins will be much better

BUSD, USDT and DAI are good coins and you can sleep well if you're coins are in this coins. I don't trust other peg coins like UST I know you know  what exactly happened before when the so called stable coin crashed to $0.2 if I am not mistaken or lower than that. Lets just hope that this won't happen to USDT too.

BUSD might be the right choice because so far I personally have also chosen BUSD as a stable coin to store funds when the market is experiencing a crash like what is happening now and by using BUSD we also don't have to incur higher transaction fees if we want to send stable coins it is between exchanges or to other Dex exchanges when you want to make purchases with certain coins.

DAI is not good option and I think will get cases like UST maybe after have bad tweet about DAI coins, I think better with BUSD as stable coin for holding but not really profitable when investing on stable coin.  Better hold and save your money on the bank if you try entry on cryptocurrency investment just looking for with stable coin. But have moment saving stable coin like BUSD or USDT when bitcoin and altcoin drop price and selling assets for saving with stable coin.

I think you are talking to the stable coins that @MFahad mentioned first in his post. Haven't heard about dei but it sounds like a clone version of the dai stable coin. By its name we can already say that it was a shitcoin. A fake stable coin try to imitate an already established stable coin in the market. The second one is ust.

Many are fooled with this stable coin. They never thought that this ust will collapse because it was related to terra luna, which was also making a name before it turned out bad. The stable coins named as usdc, busd and dai are already proven and tested to be safe because they are backed by legit companies that are already been here for years.

In my opinion, USDT is the most stable coin that I use so far for any transaction in most exchanges, moreover if the USDT is mostly used in pairs in the exchanges.
Moreover, this is available in most Exchanges with many pairs. However, it will depend on your DYOR. But there are also some issues that USDT is not recommended for holding especially because of certain problems and issues so far. However, so far, I don't meet the issues.
If you want to look more at this choice, BUSD and DAI may be also a good choice, but it may have fewer pairs in some exchanges.

Maybe BUSD is a good choice, but it is limited only in some exchanges, especially only on Binance and also its partner's exchanges. So, the uses may not be as universal as USDT

These two are the biggest ones for sure, but I trust BUSD over USDT very easily, without a doubt. The reality is that we are looking at Tether and Bitfinex, which is not as big as Binance, and it is obvious that Tether could literally go away today and there wouldn't be anything we could do. Whereas Binance can't just go away all together, we are talking about a company that may worth around 500 billion dollars that go away in that case, can you imagine something like that?

It is near impossible and I doubt it. So all in all, BUSD is more preferable and more secure and it will not really change anything for the long run, they will be good one to pick.

Cryptocurrency is an umbrella term used to describe digital currencies that are built on the blockchain, many cryptocurrencies also have powerful utility functions such as smart contracts, cross-platform interoperability and lightning-fast transaction speeds. There are also cryptocurrencies whose value rarely fluctuates and they are known for their stability compared to others like Bitcoin, Ethereum, and more. Such coins are called ‘Stable Coins’.

Stablecoins are cryptocurrencies that are pegged or tied to a stable external asset. In view of this, I strongly believe that in as much as there are good stable Coins out there, if anyone has the privilege or opportunity, he or she should rather invest in Bitcoin.

In the current situation, saving money in stablecoins is the right choice. But if we have high courage, investing in coins that have opportunities for the future is one option that can be done. Because almost all coins are now experiencing a decline and it can be used for us, of course with the courage to take a high risk.

Hi guys  :) Why do you think that coins are the best for future investment now? You must take a look a good NFT projects like CryptoKitties, Silks, Guild of Guardians, Phantom Galaxies and Reptiles Chronicles. I am sure that we can get an excellent profit from this projects.

I usually use USDT in transacting to various exchanges, but some people say USDT is also not completely safe because there is no definite proof whether USDT is backed by real USD or not. But as far as I use USDT is always safe. If you are in doubt I recommend using BUSD which is clearly backed up by a major Binance exchange, and the transaction fees are also not as expensive as USDT-ethereum, only BUSD is not available in all markets, maybe at this time only markets that are truly connected to Binance or personal wallets can save BUSD.

I think both are good, with exchange rates that are not that far apart, especially at this time it's better to save USDT or BUSD because of this uncertain market situation, so you can minimize losses

In cryptocurrency keep assets safe is a big responsibility where stable coin is the only way to do that. The two stable coins you mention here are fundamentally very strong. Undoubtedly these two are secure and reliable.

Although USDT has always been questioned about its transparency and the allegations surrounding it but I haven't had any problems since using it so far. I know it is a centralized stablecoin but when we invest in crypto we take risks so I don't feel any problem with USDT. USDT is an old stable coin and is used on all exchanges nowadays so I recommend USDT if you are looking for stable coin.

BUSD is also good stable coin but it only works well on Binance and BSC chain, it is not as popular as USDT.

For stable coins investing I think better with BUSD than USDT and worry with USDT will be the next UST have drop and not function as stable coin. But invested on stable coins not return higher profit although ten year later holding, better if try invest on cryptocurrency not choose stable coin as investment. Have many altcoin can give much profit but keep careful time for investing, have been on dip price or still higher price still good thing need to know before investing on altcoin.

My preference would definitely be DAI, but if I had to choose between USDT and BUSD, I would definitely choose BUSD. Actually, they are the same thing, but behind BUSD is Binance, and most importantly, there is a strong character like CZ. Don't keep more in these shits than you can risk though. If you hold more, you are taking a big risk. Remember, centralized systems do not coincide with the idea of decentralized cryptocurrencies.

In the Luna-UST incident, we learned that we need to be more careful with stable coins. That's why I started to be skeptical of all of them. Of course, USDT and BUSD seem more reliable to me. Let's see how the planned regulations will affect stable coins.

Stable coins are not viable for investment just as the name implies stable means the price is pegged with the USTd or other currencies that have a fixed price.

I will advise you to invest in a good coin that has long-term potential most importantly you can get a utility token that has an exciting ecosystem because that will help the token to sustain value in the long run.

Stable coins will not provide higher profits than other coins, but stable coins also generate profits when compared to storing real currency, we can do annual stakes to get higher profits than some of the interest from conventional banks.

With so many stable coins out there, it's hard to make a sound decision. But in my opinion, USDT is one of the coins worth looking into. It offers both stability and security--a good recipe for those who want to invest in the future The amount held in reserve is greater than that held by other stable coins. The choice is up to you. You should choose the Stablecoin that best suits your needs for investing.

To choose stable coins that are safe and easy for us to use in investing, of course USDT and BUSD can indeed be relied on, but for now many investors are using USDT and it is easy to find coins to invest in, although in the last year there was negative information about USDT but all of it was not proven so that until now it is still safe for us to use.

other than that, BUSD is a product of binance, and binance is currently an internationally recognized company, so I think for a stable coin, BUSD is the best. although currently USDT is a stable coin that has a large volume and is the most widely used, but I think BUSD has a clear company, and has been recognized. So, it is the safest. some people would recommend using USDT or DAO. well, it's an option, I think right now all three are almost in the same position. but, personally, I would choose BUSD.

actually usdt is more flexible for various exchanges, especially if you look at its volume, usdt is a top-tier stable coin, even though there is some negative news about it, but that problem can be resolved so it doesn't have a negative impact, and until now it has been proven that usdt is still a favorite choice stable coin. but we also can't underestimate busd, because busd is on the auspices of the largest exchange that has no doubt about its strength

No one invests in stable coin, i think OP is looking for a safe stable coin to hold, prepare for his future investment is not an investment in stable coin, as it is clearly not profitable for anyone. In my view, using stable coins we can keep any coin we want. BUSD is great but it's not as popular as USDT so depending on the exchange OP is using, if it supports BUSD its better to use BUSD instead of USDT.

If you talk about most stable coin i will suggest you to hold your token in usdc there is no chance of peg your token and price down and on the other hand you can hold it on busd because its backed by binance so its also most stable in my opinion!!

I think stable coins have no difference with FIAT currencies.  I mean if you really want to avoid the risk of price volatility I suggest you can try investing in gold or other forms of investment instruments.  If you invest in stable coins I don't think it's a good choice for your crypto assets.  You are better off trying to invest in some coins and tokens that already have strong and reliable fundamentals.

when it comes to investment, proper research needs to be done. like investing in stable coins that survive the bearish market? the level of transparency and the volume of investment?. in the level of transparency, BUSD is greater than USDT. in a high volume of investment in cryptocurrency, USDT  is preferable. just make your research.

I agree with you on this one stable coin can be used to carry out so many profits generating services, such as staking farming and the rest of other investments.

But if one is looking for just buying and holding for the long term without putting it into profits generating contract the profit that stable coins will give will be minimal compared to other coins.

I don't think there are stable coins that are safe anymore, all of them have very terrible risks, seeing some cases that happened to UST makes everyone worried about putting their assets in stable coins because they can collapse instantly when there are some problems in it. for a while maybe USDT is still pretty good, but you have to remember to do it at your own risk.

If you want to store assets safely for a long period of time then USDT and BUSD can be relied on, because the stable coin has been relied on for a long time and until now it is still safe for us to use, but if you want to use DAI I think you can also try because the stable coin is also very suitable for us to store for a long time, And you already have a guarantee to stay awake.

Just buy Ustd since you said you want to use it to buy when coins prices drop in the future since Used is pegged with the United States dollars. But I will advise you to make good use of the market volatility in the sense that you make more profits from your money rather than just holding a stable coin that will not give and increase. Hold Bitcoin that is the only sure way to. make good profits in the long run since your motive is an investment.

The base APY in the YOP project represents the income generated from the base strategies by investing in various DeFi protocols. Isn't that cool?

I agree with your opinion, for me USDT is somewhat reliable, although I have heard a lot about BUSD, because mostly people like it for operating with that stablecoin and it does not carry any associated fee, but I have seen that USDT is much more commercial and although all stablecoins represent money and are very useful especially to move to any part of the world, this is intrinsically a business or business model that many people already have, remittances are more reliable to send them by usdt, the few people who know about They use USDT with more confidence than any other crypto to avoid the risk of a crypto losing value, I think that from that point of view you can get a plus.

Sorry to disappoint you but stable coins are not a form of investment. instead stable coins are rather a store of value so storing stable coins would not increase their value. Secondly, at this time, i think it is very reliable to store stable coins in usdc or busd. And also, be sure to store your assets in a decentralized crypto currency wallet

to be honest, i am more confident with busd rather than usdt. as usdt admitted before about their non 100% backing of assets, what is the chance that they are still not 100% backed even if there are audits happening? but take note that if you are storing a stable coin, you are not aiming for profits here because the value is supposedly pegged always at $1. you are just avoiding high volatility of crypto in the market. the OP should think why he wants to store stablecoin rather than let's say BTC.

Honestly, this comment actually leaves me sitting on a fence because to some extent, you are right about your suspicions  and to some extent, you are wrong because they aren’t facts.

A lot may have happened in the past with a few coins but when it comes to stable coins, there’s almost always an exception. USDT had issues time ago doesn’t necessarily guarantee condemnation for other stable coins. Good and reliable stable coins are still in the market. But, there could not be any prime reason for any crypto investor to continuously dependent on a stable coin hence we never need to worry on choosing a stable coin.