Bitcoin Forum

Lets say you had to spend 12.000 USD,

would you go for option 1 or option 2?

option 1: 2.400 USD each coin = 12.000 USD total

Ethereum
Avalanche (AVAX)
Polygon (MATIC)
Chiliz (CHZ)
Enjin (ENJ)


option 2: 1.000 USD each coin = 12.000 USD total

Ethereum (ETH)
Solana (SOL)
Avalanche (AVAX)
Shiba Inu (SHIBA)
Polygon (MATIC)
Cosmos (ATOM)
Decentraland (MANA)
The Sandbox (SAND)
Gala (GALA)
Chiliz (CHZ)
Enjin (ENJ)
Keep network (KEEP)

It's up to you either you choose option one which is 2.4k per coin or option 2 which is 1k per coin. Well, having more than one crypto that you wanted to hold is better than having one or two crypto that you will hold. Why?, If you hold one or two crypto then you don't have much chance to earn profit if ever one of the crypto you have increased unexpectedly while having more than 5 pr above is you have more chance to gain profit but the risk will be increase since you have more coin that you hold.

$12k is already quite nice amount to invest, so in my opinion, the option with more coins is better.
It all depends on whether you buy coins that are stable and with a long history in the market or you want to invest in high-risk startups.
In both examples, you listed coins that are rather stable in the market, so in both cases the risk is low, but by choosing the option with more coins, you increase your chances of hitting the gem that price will shoot the most.

I'll go for option 2 the more the better and as long as these coins are worth putting your money into and based on your list they are worth investing $12k is already a big amount I could prefer to make it 20 coins, with that amount I will make a room for new coins with good potential, the most important when investing is diversity, do not put all your eggs in on basket, I don't see BNB or other old coins like Tron in your portfolio if I have that amount I will include it.  

If I may add, if the OP can keep up with each of them, then, why not? But if not, because it is too much work, better limit your alts. Because if you can't keep up and suddenly one of the coins gone bad in terms of development, you will lose without a fight. So long you are following thru what's going on with your portfolio, that's more than okay to have more.

I will choose the option 1, 5 coins is quite a lot in my opinion, to follow developments and information for the 5 coins maybe we will have a little trouble. But for the list, I myself will invest in big and old projects, which have been mass-adopted (BTC, BNB, ETH, ETC, LTC).

My vote goes to list 2. It is important to spread and have multiple coins in your basket in the case 1 will fail. I have a total of around 15 (but not equally divided; overweight in BTC and ETH). Also from your list 2, I wouldn't invest 1000$ in SHIB, a bit too risky for me so I would maybe invest 500$ at maximum.

Depending with individual trader, firstly I think is worth when separated or have 5 until 12 coins as our portfolio but now keep choosing with 1 or 2 coins only in my assets holding, I think I have reason with controlling 1 or 2 coins I know about price of my coin holding in daily day. Maybe out my controlling when getting 5 until 12 coins as my assets holding. I don't know how to check price every day by holding many coin. Now keep choose and hold 1 until 2 coins in my wallet because easy I know about dip price until how much higher price and make easy when have to entry or selling my coin.

5 or whatever it actually comes back to each person because they know what their capacity is,
to ideally be able to follow the development of between 5 to 10 coins,
I think by investing in the top 5 coins you mentioned, we don't need to hesitate because it's promising

I prefer to diversify but only to at least just 5 coins. Others might argue that more is better in crypto, but I will stick to the principle that less could be good because it will not make complicate things on your end. And it's easy to maintain your portfolio which such solid coins only, as you are not going to see pump and dump and the projects seems to be heading in a good direction people the behind people (devs and others), are working very hard. However, it's really up to individual preferences, maybe others wanted more in their portfolio and can take care of it.

I will choose the first. because too many coins in the portfolio is also not good. but with another coin list. Bitcoin, Ethereum, Bnb, Avalanche and Terra. with 12000 funds i will buy those coins. The reason is very simple, because the coins I mentioned earlier are the ones with the best potential. bitcoin is the center of crypto. ethereum with the 2.0 update, bnb with all the innovations they continue to come up with, a new network avalanche that still has the potential to Moon and terra, I predict that this coin will be like last year's solana.

In this you don't have to chosen option 1 or option 2, in investment platform what you have to do is to research for potential coins that fits for investment by conducting a research and via the percentage or the amount of USDT that's obtainable for per take of investment in altcoins section, as investor you don't have put ten in  ($10) each, in any coin you like,  "no" my concern in coins is knowing their potentials and volatile is the coin will reflect in future, before putting large funds, so in summary you have to accumulate fund's for investment.

Option 1 would be a better choice. We couldn't bring the time, 2-3 years ago when their prices were very affordable for someone with just $1000. that you could also have more than 5000 tokens. But you could always find the right time to buy and wait. It's still going to be exponential growth when you wait for another 2-3 years but the drop in the price will also be exponential when investors see a downtrend looming to a bear market.

They are altcoins so you better sell when the bear market comes because eventually another new altcoin will come out with better protocols and they could be much cheaper as well. The goal is to make money not hold a token project that will be obsolete after years.

It's Ok to have 5 coins but to secure your profit in the next years to come since this is for long term holding, I prefer to have 12 coins maximum and you might want to add later when there is a new legit project emerging in the future which is more likely to appear. But getting 12 or more coins does not really guarantee you a sure profit, it depends on the coins you invested and the developers behind them which is an important factor for a long-time holder because they determine the life of the coins with their constant development and updates.

personally I would prefer to hold not too many types of coins. I think this is more optimal than holding too many coins. other than that, i would probably choose 5 coins over 12 coins. it's just that I changed the portfolio to
Bitcoin
Ethereum
Binance
Avalanche (AVAX)
Polygons (MATIC)
I think it's a potential coin, and it's great to just focus on that coin. however, holding too many coins will make it difficult to manage it.

You go with option 1 instead 2 and why? in option 1 you do know that if you are investing in legit projects with a big market cap. The scenario is that the more money you put in and the more money you get from there.
Putting small amounts of money like option 2 in so many coins will be only wasting your time. The right thing is when you are choosing the low cap coins and you can use option 2 as a method to invest or diversify your portfolios. It's caused by the potential to go high will always there and it's still has a lot of room for growth.

My portfolios are also using so many tokens but i do know that if i didn't need to put a lot of money as these are potential tokens.

Generally i see some investors i know, they put their $ in crypto investment world up to 10-20 coins they choose, they don't want to put eggs in one container.

All the coins you mentioned above are good and have good chances in the future, that's a good idea for you.

True, all decisions are in the hands of each.
 
At least if with 5 coins we can guarantee investment and the coins we have grow in value safely. At least with the 5 list of coins that I gave earlier, we feel safe when holding. If we have too many choices then the possibility of us having a coin scam is also high.

Everything you mention has almost the same potential, although I believe the biggest potential is ethereum, but I think option two is better with more opportunities, the twelve coins you invest in each of your money will create more chances to cover losses and also getting a little bit of profit some of them like ethereum and Shiba Inu I'm sure is a very good priority.

To me speaking on the number of coins in the wallet is not the issue but the quality that they have. I realize that some coins after dropping during bear won't get back to the high during the recovery, so what is the point to have plenty of them when they don't give returns. I believe etheruem is the best of them all in your list

I prefer the second option because spreading money in several places is more promising than just depending on the number of coins we hold, although in general the price of coins will go up or down with the same trend but I believe that the more coins we hold then our chances are better good for profit.

I will rather have a few good coins than many low standard projects. If you are investing on more than one project is already a way of diversify your portfolio, there is no need to over do it by buying unworthy projects.
Out of the list of both option 1&2, I can only narrow it down to 3 or 4 projects I can spread the money on and be ready to hold to earn maximum profit.
It is not about the quantity but the quality.

Is that for altcoin only or can we use it to buy bitcoin too?
If that is only for altcoin, then the coin will be:
Ethereum
BNB
MATIC
ATOM
MANA
SHIB (;D)

But if that is for altcoin and bitcoin, then the coin will be:
BITCOIN
ETHEREUM
BNB
MATIC
ATOM
MANA
SHIB (;D)

You do not have to have more than 12 coins or more because that will needs more time to monitor the price movements and you will confuse about how to determine the right time to sell your coins.
That is only an example so you should search by yourself.

In this case I will go with my selections, probably not included in your list but I think they have the capability to grow more.
Between btc should be among your options.
A combination of alts and btc can be healthy for your portfolio.
And my selection will be -
*70% btc, 30% eth for option 1
*50% Near, 30% luna, 20% sol option 2
It is better to have few good projects with solid foundation.
I choose the above because I like what they offer. NFA.

I'd just choose option 1 OP. But it doesn't mean I'll all of them, I'd just choose that option because of its number, not on the list. Why? Coz I don't think that having multiple coins to invest is a good idea, unlike if you only have 5 different coins could be easy for you to manage.
I even just have only 4 different coins in my wallet, BTC, ETH, Sol, Shiba Inu( new), in fact, I sold my BNB for Shiba Inu.

We have to be smart upon choosing coins for investment, even having  10, 20 coins don't guarantee a huge profit, and it is much better to have those coins I've mentioned above in huge amount rather than splitting to shitcoins.

does my 2nd list include many shitcoins?

I think its quite similar to my 1st list in terms of solid and risky investments.

Diversification is good, especially in investment.  But one thing in question is, can you keep yourself updated with all those numbers of investments you had?  I don't think that the number of coins you wanted to invest is important here, what more important is your personal limitation on the number of investment updates you can accommodate.  It is not up to us whether you need to invest on 5 or 12+ coins, it is up to you and your limitations in researching for all necessary updates and absorbing information.


I think your 2nd list is quite good, but I wonder why aren't you investing in Bitcoin?  Are you up for a short, or medium-term investment?  If you are for a long term investment, adding Bitcoin to the list will do you a very good deal.

yes, i want to sell those coins after 1 year (in Germany winnings from crypto are tax-free after 1 year hodl), so it is rather a shortterm-midterm approach (thats why i skip BTC)

I will choose Option 2

These all 12 coins are new and their volume is low. Therebis high chances in future that one of these coins will show potential like Etherium.
I think 13 coins which have potential to rise is better than 5 which already goes big. Cosmos is one of the top I think will rise in future

Diversifying crypto assets is good during start of Bullrun to increase your chance to enter on the coin that will give high chance of profit but this diversifying is bad when theres a bear trend because all crypto is falling proportionally to each other so spreading your investment will just make your losses more because you can't get out all of them at once compared if you have a single coin or a few coins in your basket that's easy to watch during the bear season. I will go for option 1 base on the current condition of crypto market.

Isn't it good to put in money during the bear market since we can buy them at a really discounted price?  OP said he is to hold it for a year or something like that, so OP isn't selling his stuff as soon as he bought it.  Besides the majority of the coins/token he chose have somehow good community/supporters behind them. 


Ok,  I hope you get a good profit from them  :).

Well, I remembered that there are a lot of the members here in the forum told us that. we should never put our eggs in one basket where it must be spread out so that we have a lot of reservation to recover our loss if everthis incident happens to us. But in fairness almost the majority of your coins  has a potential to hold in the long term.

as you might already know investing in many various altcoins although could definitely decrease the risk of losing your investment could also decrease the chance of you making some great return of investment because as you know if some of the altcoins that you just invested are having great bullrun surely your money that you just invested in that specific altcoins gonna be significantly less than just investing in fewer investment options.
if you think that having only 5 investment altcoins are already suffice with your risk management you should just simply choose fewer altcoin investment because as you know youre more likely making some great return, also if there are many altcoins that you just  invested but most of them are some low quality altcoins anyway then no difference, better off sticking with fewer high quality altcoins.

The only question is do you wanna earn huge or small profit margin from your investment?

I want to keep it exactly for 1 year and cashout with max profit

As for me, I will prioritize quality over quantity. It would be better to hold a few coins that have a hood potential and strong foundation than to hold multiple coins without assurance of development in the future. Knowing the capability of a coin is still a thing that we have to consider.

Whilst every investor would have their preference, personally i would go for 1 or 2 coins at most, the thing is this, many investors believe in just diversifying their portfolio blindly, they are of the view that as long as you aren't 'putting all your eggs in one basket' then there is a high possibility of profits, but that is not correct. There are quite a lot of shitcoins in the network, and even if you invest in all of them at once, you'll run at a loss in the long run. I believe in the Bitcoin network because it has utility, is a long term project, and for many other obvious reasons, thus if i had all of that sum, i would invest a large chunk of it in the Bitcoin network, and the remaining in ethereum cause i am impressed with how well eth has done down the years, and amongst altcoins, it looks more or less like the only long term sustainable project.

Option 1.

but my aim is to get max profit in 1 year and i doubt that BTC is a good coin for shortterm profit. How likely will BTC 2x in 1 year and how likely will a coin like SAND 2x in year?

I would opt for the 5 coins option, better a few coins but of great potential eth, bnb, solana, terra, cardano here is my ideal wallet

Successful investing revolves not around large profits, but around minimal risks. And minimal risks in your investment portfolio can only be achieved through portfolio diversification. That is, you should not invest in only 2-4 projects, although it may be attractive in terms of profits, but you should still put the safety of your funds in first place. Therefore, in the context of your choice, I would recommend you option 2.

I never want to buy more altcoins, because 12 altcoins is a lot like the second option you mentioned. because to manage and find the latest information about the altcoins that we have takes a lot of time, so don't waste your time with the many altcoins that we have. so choose only 1 - 5 altcoins for short and medium term investment.

but are those altcoins very risky and need to be checked every day? i dont think so, pretty much all of them are solid coins that wont die tomorrow. only coin that is not top #100 is KEEP.

Sincerely, the number of projects I've bought doesn't mean so much to me as the quantity I've of those project's tokens. I prefer concentrating on few pairs and then buy heavily of those tokens. I tend to look at it from the angle of narrowing down my options and then buy huge numbers of the selected tokens. Quantity means a whole lot. Just imagine what quantity does once price begins to rise. Many pairs with few quantities won't do that. For OP's option, I will pick the first option.

my argument for having Sandbox and Mana is because I cannot say for sure which project will explode and which not. Both have the potential.

I get your argument. Both Sandbox and Decentraland (MANA) have great potentials with Sandbox having a larger maximum supply than Mana at 3 billion max. In a situation like that where you're caught in a moment of indecisiveness, I will suggest you take off one on the list which you aren't too sure of like the other two. Then you increase the quantity you're buying for both. If you're long term, then desist from constantly checking your portfolio once you've purchased then.

the more you HOLD coins, the more dizzy you will be managing it, yeah, only 1 to 5 coins is enough,
and what definitely must be on your investment list is Etherum, BNB, TerraLuna, Solana, and Matic,

the number of communities of these coins will makes you more comfortable, don't worry,
buy when the price drops and sell when the price is expensive

Terra is too risky at the moment. I dont like buying Coins when they are on ATH

The portfolio doesn't want to be limited. It can be of any number of cryptocurrencies. Here the top 5 needs to be given importance, which means the value invested needs to be high against the rest of the holdings. Having limited coins or high number of altcoins is not at all an issue, because these days it is quite easy to manage the holdings with ease with the available applications.

I choose option 1.
5 coins are just good enough for me but I guess it needs some diversification as those coins are not good for holding. Why not include BNB and Sol there? In fact, they are worth more than those coins like Chiliz and Enjin.

Well, anyway, OP must have known the risk upon investing, I'd choose a small number for I can see less risk in this option. But yes, we have different game plans and strategies but you know what, your choices of coins aren't really good. I suggest changing it for better results.

It is great to have more coins than less. As they say put your eggs in on different baskets. I do have less than 10 coins, because this is the only amount of coins I can afford as of now, Bitcoin and eth are the majority holdings and others are just few hundreds. Got my hands full at the moment, and maybe if I have given another opportunity to buy, thinking of adding another sets of coins. As long as I can eat well, the savings are going to crypto investments.

I think it depends on each to allocate the capital in what coins. Personally, I will divide it into two parts, the first capital is the biggest capital where I will invest in a coin that has good and reliable prospects, after that, I will buy other coins according to what coins are good or new coins with good potential now. so as I said that each person has different in allocating their capital. apart from that the coin that is chosen and also how we manage crypto assets also greatly influences the profits that will be obtained in the future.

For better profits I prefer investing money on tiny altcoins that have room for high growth, new coins are better not hold coins that have already did some 100x since they launched, with 12000USD I will pick 8 new gems and see what happens.

It's easier to monitor 5 different altcoins than 12 and it costs less to invest in 5 altcoins, for example, I only invest 100$ on any new altcoins to lower my risk, this is the amount that I can afford to lose if anything goes wrong, 200$ and more is only for old popular altcoins.

For me, the more we diversify our investment, the better the outcome will be.
Cryptocurrency is a volatile currency, so we will having high risk when we put our money on it.
So, better to have 12 coins than only 5 coins because we spread our risk evenly.

Currently I already have 10 kinds of cryptocurrencies that I hold and also trade on a daily basis, but the results always depend on how volatile market conditions are, because when the market improves, it is easier to make profits, but when the market starts to deteriorate, then to make a profit have to be patient.

You are trying to transfer a pattern that comes from the stock market, where there is the slogan: Don't put all your eggs in one basket. But I don't think that works well for the crypto market. For one simple reason: The vast majority of cryptos are similar in price to Bitcoin. If Bitcoin falls, so do all the others. If Bitcoin rises, so do all the others. Therefore, I would rather take Bitcoin as a fixed anchor in my portfolio and then add 2-3 promising projects. More than 5 coins in a portfolio for diversification is not necessary.

I don't see anything wrong if you have the money to invest in even 30 coins, all the top 50 coins on coinmarketcap are good altcoins, diversification should not have a limit like I've said, if you have the money, just do your own research and choose coins wisely, they don't survive without any good utilities.

I'll go for option 2 I believe with $12k it's more balanced to have many coins in your portfolio, it's better to include those that are on different algo and different industries, the Cryptocurrency market is so huge to limit your portfolio to only five coins, you can explore as many coins as you can for $12k and all coins have different ways and timeline to pump.

Everyone has their own strategy and choice in this matter because maybe it could be better if you choose only five altcoins and all five are popular altcoins, but if those five are new altcoins, I think the risk is much greater, even though the benefits are also not small, but everyone should always be more aware of the potential losses that can occur in new altcoins

If I have fund about $12k look all in on one coin is better based on my opinion because when reach higher price get much profit, but is not wrong when getting with several altcoin or have option until 5 coins on your portfolio but not guarantee with all your coin will growing up together, you have waiting when moment for all coins can up to higher price to earn profit, but with option investing on one altcoin only when getting up you can earn profit although with one coin investment.

It also works for the crypto market if you categorize your portfolio by the duration of the investment itself: short-term, medium-term, long-term investments. I disagree about the similarity to bitcoin. Because there are often times when bitcoin falls and altcoins start to rise. Think back to 2018, for example, when bitcoin collapsed and altcoins started to rise in value. This happens because investors like to move from bitcoin to altcoins, diversifying their risk, a hedging strategy that works great in cryptocurrency as well.

I mean specifically those coins not sure who can give you an honest opinion that you should use.  But generally speaking yeah you want to diversify.  But not so much that you start getting coins like shib in there.  By the way where is bitcoin in these 2 choices.  Is this just what you are looking in terms of alts?

Neither, I think it is a mistake to give equal weight to the coins in the way you are doing it, in my opinion the greater weight should always go towards the coins that are the most solid, will this hinder the growth of your portfolio? Perhaps, however most likely it is going to help it, someone did an experiment similar to it sometime ago and they found out that most of the gains from their portfolio came from bitcoin and ethereum anyway, so if you have them in your portfolio you should give them a greater weight than any other coin.

managing financial capital is very easy, but the hardest thing is when determining the coins you want to invest.
with money big capital of course I will do many options. 50% for Btc, and the rest of each I will use for the top altcoins.

In my opinion, you should have 12. I would pick the following:

CNDL
HBAR
UTNP
0xMR
NEAR
MATIC
FTM
XLM
IOTA
XRP
ENJ
BOO

Its always better to invest into a fewer altcoins but having great quality rather than investing into some shitcoins although you're doing your best in diversifying your investment.
I'd definitely choose the first option that you presented since sometimes managing too much investment by overly diversifying gonna be tough.
Considering that the investment isn't even that big.

I noticed that you don't have Bitcoin it should be your primary when it comes to investing it depends on how you can follow the development of the coin, I prefer 5 coins, with a good record in the market.
All these coins are good

Ethereum
Avalanche (AVAX)
Polygon (MATIC)
Chiliz (CHZ)
Enjin (ENJ)

But you should take a closer look at Avalanche because of what's happening to Luna, it is crashing you can replace it with a much better coin like Binance or Bitcoin.

Either option this is not a safe portfolio first I don't see bitcoin in OP's 2 options, bitcoin is the safest coin so he dismissed it. Second, he divides the capital equally among the coins, not focusing on any coin, this is a big risk because not all altcoins develop and increase in price. If OP invested in these altcoins at the time of posting, he would probably regret that all of these coins have depreciated so much and don't know if they will ever recover.

5 potential coins would be enough when it comes to investment. What would you do with lots of coins when most of them don't have the potential and might fail in the future? It's better to have few yet you have an assurance of good profit when the market situation gets better. It's the quality that matters more than the number of variations.

I only have this ethereum coin, binance coin and third shiba coin, which I have held for more than 2 years and I am not going to let it go cheap, I will keep it until the price reaches my target.

You held for more than 2 years without taking profit? That's the dumbest thing I've ever heard this week, how can you grow this way? What is your gain of holding for the past two years? If you have taken profits and buy back right now you would have more Ethereum, BNB, and Shiba.

I personally would bet on a few coins but of sure ascent in long time my portfolio is so composed eth.bnb, etc, matic and cardano in equal parts

I know tjat diversification is one of the good ideas and strategies in vrypto wolrd. But, we must be also smart in what assets to diversify.
The amount that we are holding will depend on what coins to hold.
Personally, I will refer to have fewer amounts but this wil survive and have higher change to rise up than having much but not having good potential. Your 5 investment is litle bit interesting but why there is no BTC and also other coins like BNB, SOL, DOT? I think that you should change some lists on your investment by having more potential coins.

It really depends in your capability of managing each ones, if you find it like wasting of time diversifying too much of your investment into these various altcoins then maybe you should just stick with lesser amount of altcoins.
sometimes having fewer diversifying could also be good since you're in better control of your investment this way, also if the altcoins of your choice are mostly of a great quality, then you gonna have better return than having various altcoins investment and most of them are that of bad quality.

Neither none of them contain bitcoin.  You need to start with bitcoin and trickle down from there.  But if you ever are top heavy in alts noatter the coin, you are bound to get wiped out one way or another.  Too many people have to learn the hard way.  Don't be one of them.

It is better to invest in 1 coin rather than having 5, 12 or even more random altcoins or shit coins. If you are thinking about investing in altcoins, then do something like this. Put most of your money in bitcoin and the rest in some well known altcoins. Like 2 or 3. Do your own research, look for coins that are well established and has a strong community and development team. Invest in those and keep holding till you reach your profit goal. And if you want to try your luck, invest just a little amount (like 1% of whatever you can afford to lose) and gamble with your luck.

I would pick option 1 it looks balanced and suitable investment option although option 2 is quite good as well but there are so many altcoins which is obviously going to be very confusing for a normal person anyway good to see Ethereum and Matic are available in both options because these two altcoins are very capable to give good return in bullish market conditions beside this I think there should be SOL in option 1 so that would be perfect portfolio.

I prefer quality over quantity, why have a lot of altcoins but no use cases in the future, basically most altcoins just hype for a moment when the hype has disappeared the value of the altcoin will never rise again.

I prefer to have 5 coins instead of 12 coins, because we know the volatility of the very volatile cryptocurrency market will certainly make it difficult for us to manage investments,
especially if all the coins go down and of course you have to put a stop loss if you don't want to lose big, that's why it's better to choose just a few coins than to have more coins.
of course everyone is free to choose, this is just an opinion, and maybe for you it is a trivial thing, but look at this crypto market at work

Talking about quality I think it can't be separated from the top coins like Bitcoin, Ethereum and BNB,
these three coins really have quality that can't be doubted and for a long term investment of course it will be profitable,
and regarding the momentary hype it's clear that won't happen to the three coins either

Having many altcoins is not a problem as long as you study well the project behind that coin and not buying based on hype. Even if you have a small capital, it doesn't mean that you can't buy many altcoins. Having more or few also have their own pros and cons. Holding many altcoins has an advantage because your investment are more diversified reducing the risk of losing your capital in an instant but it decreases the profit potential if 1 of those coins pump hard while holding less than 5 altcoins is the complete opposite of that.

If we look at the market conditions that are difficult to guess like now I prefer to collect many altcoins, and until now I have around 30 altcoins with almost the same percentage, in my opinion by storing or spreading assets to many places, of course it has more potential for profit, and If calculated since the market dip a week ago My Assets also decreased by around 30%.

Now everyone who still has assets in cryptocurrencies that are not stablecoins has decreased in value so they still have to hold them until the market recovers if they don't want to lose in today's market conditions, although some people are also panicking about the current market conditions, but for me Personally there is no need to panic about it because when the market recovers only regret remains.

The list 2 looks really nice and diversified into various fields.
$1k into each of them is a good amount and I think when the market rises, having this portfolio will show better results.
You can also track the history and find 9it the gains of last 1 year from these coins.
It will show you well these coins have performed over the year and may be then you can take your final call.

option 1 I think it's enough to invest in those 5 coins, but can sol replace avax,
the reason I chose option 1 is because I'm not a coin collective type

Of course it depends on the situation, I don't want to suggest anything to you, I'm afraid that later you will blame me for following my advice, but what I'm doing right now is buying and investing in lots of coins, if there is a problem with 1 coin then we still have hope on the coin. other.

It depends, varies, or subject to change. In the past I tend to stick with few options and likely all-in mindset, but this time I use to have different crypto in hand but altcoin should have a fewer percentage in my portfolio. The reason is that altcoins tend to go nosedive faster compare to Bitcoin and Ethereum or other alts that has low market cap.

The reason my portfolio is on Bitcoin the most is because of that reason. I have about 10+ on altcoins or even 15+ but that doesn't cover up my portfolio to even 50%, likely it was just around 30%.

I used to have 20 coins in my portfolio bag half of these are new coins coming from IEO and ICO, and my portfolio was almost wiped out, if you're not a whale it's better to invest in a small number, those coins with a proven record of profitability, a small number of coins that you can follow that can you can relax knowing what you're holding are already proven.
I wonder why you did not list Bitcoin, all coins depend on Bitcoin, when it crashes, the majority will also crash.

It will usually depend on the market conditions whether it is better to invest in more coins or not if the prices of the currencies are good, it is possible to get more profit by investing in multiple coins. Bitcoin and ethereum are good currencies according to current market conditions even if the price goes down, it is likely to go up the guarantees for other currencies are lower.

I will take the first option. The 5 coins on your list have proven to be in good fundamentals and there is no doubt about it. three of them are network projects that in the future are likely to become cryptocurrency projects with the greatest utility (already happened with ethereum). In the second option there are coins with a metaverse basis, unfortunately until now the metaverse has no evidence that it will be big in the future, therefore the second option has a greater risk than the first option.

I think the second option is better than the first, of the 12 coins in the second option, there are some coins that are not too dropped when the market is currently red, and I think the philosophy that spreading to many better places is right, there is always an unexpected surprise And by storing assets to many places will not be too stressed if there are coins that drop.

Having a lot of coins looks good, but having a few can minimize the risk of losing quickly.
I think there will be many options to choose from, you can choose more coins or just hold Bitcoin. profit is the main goal of investing, but you must be able to manage the time to see the coins you are holding so that there is no big loss, for example LUNA coins, I held this coin and planned to make a long term investment and in the end I lost because I thought the project this will work fine, my mistake was holding too many coins to focus on other coins.

If you really see a good coin, I would buy it!

Because why not buy it?

If you have done your research, you will know if it's a good coin or not.
So if you are sure, it is a good coin, buy it!

But you really need to do a good research, bro.

It seems we have a mixed vote result here where both sides, 5 and 12 make sense in their own way. I think as long as both are carefully selected, I don't see why you have to limit your bag to just 5 or think 12 is too much.

Well it’s popular saying especially in terms of Crypto-currency investment and every other investments to always diversify that is to say get more coins under your wings, but still this isn’t a guarantee to getting good returns on investment especially when you spread your capital on the wrong coins personally I have seen people with diverse coins in their portfolio and they still ended up badly, that’s why research is the almighty rule.

From 12.000 USD, are you sure not including Bitcoin to prepare for the next bullish?
I think that the worthiest holding will be Bitcoin.
I will put at least minimally around $5k to buy Bitcoin.
Then, let a higher percentage for Ethereum and BNB.
Followed by some altcoins like:
And maybe add some to ADA?

it's also gonna be significantly easier to manage because sometimes too much diversification could result in bad management considering the fact that each altcoin have their own moments.
Instead sticking with fewer altcoin if the investment isn't that much makes a lot more sense financially speaking.
after all, even the big fund management if they invests in cryptocurrency usually they just choose eth or btc.

there's nothing wrong if you decide to hold more than 5 coins. but that is your prerogative and your choice. but as much as possible, it is best if you can keep up with their progress, each one of them. so you can avoid potential losses. because having so much coins will give you so much trouble if you are neglecting some of them because you have no time. if you haven't followed one of them, you may found out late that it is about to exit the market, and youre already too late about this.

Holding more number of coinseis upto the user. If the user finds it to be worthy, then he/she can make up the portfolio with more number of coins. Whatever we do, we need to make prior plans understanding the market. Every coin won't be moving on the bullish track. So, user needs to have a detailed plan. This will let the user have a portfolio strong without much disturbance even when the market isn't good.

If I'm to select between the two, I'll go for option 2 because it has more assets and with the nature of the market. It would be impossible to accurately predict which projects would give the best return in the future. When it comes to investing in altcoin, diversification is better to spread risk and maximize potential returns.

Option 1 is better.
But first I have to ask you, what is your goal?

1.) BTC
2.) ETH
3.) AVAX

It makes sense to put 3 of the 5 currencies in strong currencies.
But don't you want to try your luck on projects with 100x potential? Chiliz, polygon or shiba no longer have such potential. We are not in 2020.

You can divide your $12,000 into 6 parts.

1.)BTC
2.)ETH
3.)AVAX
4.) An Average Token (Chiliz etc.)
5.) Gem (For example; Curio Cards NFT)
6.) Ultra Gem (For example; Cardstack )

If you can't choose the gems well, you will make up for the loss if you do 2x from projects like BTC and ETH AVAX. If you choose the gems well, you will be rich.

why choose 2?, I prefer more than 2 and less than 10, maybe 5 is a good answer,
because we know the potential of altcoins which are certainly safe to invest,
I have a choice if you want and maybe you can consider it,1. BNB, 2. CRO, 3. VET, 4. IOTA, 5. IOST.

I like your list better than a lot of the other ones. It pains me to see people are still buying SOL. What do you think of IOTA vs IOST? I only hold IOTA. As to BNB and CRO, I would consider trading one of those for CNDL.

Before answering your question, I need to know what type of invest you wanna do short term or long term?
If you are gonna  for long term , it would be better to not go for alt-coin , select btc for long-term and now it's running in a good dip position.
On the others hand if you wanna trade short term with alt-coin  .Then select the top rows of alt coin without selecting more coins- such as bnb ,Etherium, matic, ltc. 12k isn't a small amount . You can make good profit by doing day trading by reading the candles