Bitcoin Forum

Quick Monday poll for the good start of the week.

I've heard a few crypto-friendly financial experts saying that everyone should have at least 10% of their investment portfolio located in crypto. Lets find out how this looks for this forum.

Rules:

• Bitcoin and all other crypto should be considered but excluding fiat-pegged stablecoins.
• Retirement funds and value of residential properties should not be included in equation, but any investment properties should.
• Vote changing allowed

You can lie in the comments, but try to be truthful in the poll, it's anonymous after all :)

---

Feel free to comment whether you're comfortable with the level of your current crypto holdings, or do you plan to increase/decrease it.

About 10-20% of my portfolio in bitcoin investing does not include altcoins although that is included at the moment I am only focusing on bitcoin.

I will not put all my investment in crypto I have other considerations that are more important for long term stability even though bitcoin is the same but I have other better plans about investing in property, gold, other assets.

Of course I'm still very happy with my current bitcoin holdings especially seeing the market is recovering which continues to climb, I still plan to add as many bitcoins as possible in this DCA way it will never stop if I can still put dollars in bitcoins.
So at least more bitcoins will be my dream before reaching ATH again.

Bitcoin and cryptocurrencies should not be placed in the same category since it would be like asking how much stocks and penny stocks you own. Even that is not the best example since even penny stocks have some utilities while altcoins have none!

In any case, I do not own or bag hold any altcoins even though I may trade them during their pump and dumps.
I have said it before that majority of my portfolio is bitcoin which is a high percentage, that sometimes makes me uncomfortable since I feel like I haven't diversified enough into other markets :P

My portfolio for bitcoin and altcoins right now seems to be between 35%-55% and the rest is a portfolio of lots of altcoins and some older coins still waiting to get pumped when the altcoin season comes back. I also still have stablecoins that I will use to buy more bitcoins when the correction comes to add to the amount I currently have.

Actually, I'm not comfortable with this altcoin because I bought some altcoins when the price was still in the middle and had not fallen too deep. And I wonder whether the altcoin I bought can still increase or not at all. But if that altcoin can't increase again in the next altcoin season, I can't do anything but just wait.

About 20% of my savings is in bitcoin.

Nothing in altcoins, stocks, gold or anything else. I think all these other stuff are garbage assets that are constantly being manipulated by insiders.
Since I know bitcoin has no insiders and is just a computer program that can't be manipulated by anyone it is the only thing that allows me to sleep well at night.

>60% deployed in various cryptocurrencies that I personally think would outperform BTC. The rest, in fiat and in stablecoins(so I can buy easier and faster). And yes, while there could be more downward price movement, I can take the hit as I'm 100% in spot, and that I have income to increase my buying power.

Even though it is said that not all your live savings should be invested on a particular asset at once, there's beed for diversification as all eggs shouldn't be on the same basket, therefore it's always good to have a higher percentage of the investment made on a profitable asset like bitcoin and in my case I've been maintaining a steady capacity flow of 70 to 80% in bitcoin and I don't do other cryptos than bitcoin alone, because that's the only recognized asset i see deserving my investment having lower risk than other.

Actually I have a retirement fund, in which I am invested in ETFs, but bitcoin is not allowed in it (at least in my country, I don't know about yours).

Since retirement fund doesn't count, I would say 100% BTC. I used to own some ETH but I fully transitioned to Bitcoin since I realised how superior it is to anything else. I have been down the shitcoin rabbit hole but now I am totally cured. Bitcoin is like a commodity, but fully upgraded. Every other crypto-related invention so far is a security.

My portfolio is 55 - 75%, others are alts that are just sitting and accumulating interests while prices are not worth selling yet.

Mostly my portfolio was in altcoins and many times I had 100% in altcoins. After learning my lesson many times, I realized that Bitcoin is the best and if you invest in cryptocurrency, Bitcoin should be your only one asset or a main asset for your portfolio.

Altcoins in bull runs or dead cat bounces can give higher profit but they are risky in downtrend. They can lose 90% to 99.9% of their values that you won't see in Bitcoin. In this bear market, I stored my capital in Bitcoin mainly (70%), stable coins (20%) and fiat currency (10%).

I need to have fiat currency for expenses or emergency. Stable coins help me to easily buy Bitcoin and cryptocurrency when I see opportunities.

I choose above 75% and all of them are in Bitcoin.

I don't think converting almost of my funds in Bitcoin is wrong, because stock isn't really performing good in my country and gold's volatility doesn't really high, also I'm not really familiar with gold.

I choose Bitcoin because I already understand about the whole advantage and know how to hold Bitcoin in really safe, Bitcoin also offer privacy if you understand to use it. In other asset, there's no way you can achieve privacy except Bitcoin.

I think it is still risky to store your wealth on BTC, so I put my 35% in crypto - the majority is in BTC and ETH.

Disagree. Bitcoin not only IS a cryptocurrency, but it's a "poster boy" for the entire market. Therefore, by all means, it should be placed in the same category.
Just like with the stock market, you have a good stocks, and stocks that you shouldn't touch with 10 foot pole.


Similar here, I don't hold majority of my wealth in BTC, but my exposure is still way higher than that recommended by *experts*. But, in my case, it just happened - as bitcoin appreciated in value, a small percent became significant. I just never bothered to re-balance my portfolio. And I probably won't be doing it now, during what might be the beginning of a new bull run :)

Somewhere around 70%-80% now.

I've got encouraged to buy some ETH and that's the portion for the remainder of my entire portfolio. As much as I want to stick with bitcoin, I think that after the pow<->pos movement of ETH its demand is likely to have more.

If my conversion to ETH becomes profitable then it's nowhere to go but going to be back in bitcoin once again.

Given the differences that we like to think exists, bitcoin is very much a cryptocurrency like the rest of the altcoins and that is a definitive factor to place them in same category. Besides, there are some altcoins that have been known to stand out and offer securities so, it won't be the best of ideas to start creating categories over any little difference out there.
In that regard, am very much in agreement with the level of categorisation by OP.

I acknowledge cryptocurrency to be an innovation for the feature but still, I don't see it to hold all the opportunities that can make one have a much better life. It remains a field amongst many so, I hold a good enough number of my portfolio in cryptos and also look forward to increasing it when my available funds gives me the chance. Can't really place the percentage now so, I leave this to it.

Its riskier to put your wealth in fiat, its value depreciates more in your bank.

Also, eth has become a true deflationary asset after the pos merge. Its best to have a eth and btc combo into your portfolio. However I believe its value is a bit overpriced right now compared against btc. ETH/BTC pair should fall to like 0.05-0.04 before moving up ;)

Pretty much all of my money is in Bitcoin. True maximalist here.

(no, I don't really have a choice in that matter. I have a traditional "brick-and-mortar bank", but the currency valuation is so low that I hardly bother to do anything with it. And of course, I don't use it for anything online, in fact it is used quite rarely. So Bitcoin remains my preferred storage option.)

It's all Bitcoin, been that for at least just the year running up to ATH. Did some spring cleaning after 2017 ATH and was left with a handful of alts, ETH and even Doge and whatever else I wasted my life and time on. Liquidated everything I didn't want to keep or simply chucked out wallets (to my chagrin at least one proved to be of value later).

Fast forward to personal emergency circa 2020/21 and I had to really let go of a lot. That's when everything not Bitcoin went first.

Still have very little of multiple coins in my Ethereum wallet of course, but it's just for transactions and what not because most services I use tend to throw me a mix of this and that.

#honest

I haven't updated my exact portfolio since October of last year. But I think my bitcoin and altcoins are about 55% to 75% of my total investment portfolio. And it might continue to grow in my portfolio since I am buying bitcoin monthly as part of my DCA plan. And maybe some of my altcoins will make a sudden increase in price like x10. But I am trying to have a strict approach to buying more altcoins for now since the real bull run is yet to happen next year.

The local stock market in my country sucks big time. It performed worse than some of my altcoins at the top 50 mcap. I'd been planning to transfer them into crypto since last year and maybe I should give it time to do it before bitcoin halving year.

Yes, that's right, Bitcoin should be a main asset in any wallet, as it is the safest and most reliable currency in the crypto arena. Even though I was previously interested in storing altcoins at a greater rate because they have higher chances of achieving profits, but also the percentage of risk in their investment is high because they may fail or go below zero when any recklessness occurs from their teams. Now my wallet contains the highest percentage of bitcoin 75% and 15% of the promising altcoins do not include meme coins, and 10% of stablecoins such as USDT/BUSD in order to freeze profits and keep some liquidity from my capital away from the market volatility.

Good to know that minimum range is 10% because I am on the bottom side of poll I guess. I do invest in crypto but hodling is not my thing these days. I mean after the pandemic things have escalated to a different levels now. I need money, so I keep selling my crypto as and when I get the pretty good chance to do so. Making profit is good thing, but surviving on the crypto is another fact too.

However, I am consistent with 10-20% savings in the crypto and I think it is more than enough for the average earner like me. In fact I am doing pretty well considering the circle around me.  :D

Around 85% of my portfolio is in crypto. Thats all or notning for me.

I'm pushing all in bitcoin even about 50% of the portfolio is in bitcoin assets so this will be an investment that is understood and worked on for years then I'm holding on for a long time for 50% of it to stay in bitcoin and won't convert to any altcoins even.

The main thing in choosing bitcoin is because you already know how bitcoin works and also about the privacy and security that we have prepared to keep assets even safer.

I used to hold altcoins but it brought destruction after I fell behind due to the hype, from there I understood and I shifted my focus to the main goal, which is bitcoin.

I don't think people in this pool or in the comments will ever say the truth about the situation of their portfolio and if they really hold bitcoin or any other cryptocurrencies or not. Because I personally prefer to lie to people about my portfolio assets when I have to somehow leak my name and the reason is clear, It's not interesting to share information especially if people ask me about my portfolio in real life and in person. Regardless of that, I personally have less than 10 percent on bitcoin and the rest of all on real estate to earn passive income from it.

I am putting all my eggs into (mostly only) one basket. So 80% of my crypto portfolio is Bitcoin. I do like day-trading with altcoins using self-custodial wallets and DeFI so I have some maybe 20% aside in the second, somewhat smaller basket. I do not like having traditional investments like stocks because in my country they make the entire stock buying process a bureaucratically hellish experience and I am too lazy for that.

(Tip: The biggest investment risk with crypto is storing your crypto in third party custody wallets, like exchange wallets. Avoid those kinds of custodial wallets and you will be fine.)

I think crypto is 100% of my portfolio in total, I do not have any money in anything else and that's a bit of a worry for me because I definitely shouldn't do that but I just can't get myself to trust anything else as much as I trust crypto. This is why it's really not a big deal to keep on trusting bitcoin and invest more because I know that's what I will do.

Every single month when I get my salary, I end up putting some money into bitcoin and this has been going on for many years now. I know that it may look very profitable right now, but there were times when it was better, it's more than 50% dropped from the top so it's really looking at green overall but not that green.

about 30% of my investment portfolio is in Bitcoin. But this number will continue to grow. because I continue to regularly accumulate Bitcoins. and 5 % in altcoins. so the total is about 35%. I keep several types of Altcoins in my investment. But not for the long term. maybe only for the medium term. or it could be said until the target price is met.

The rest I am more comfortable investing in other types such as gold and property. However, I was quite surprised because it turned out that there were those who invested up to more than 75% of their total portfolio. I think it takes really strong courage. But I also want to know to what percentage bitcoin will dominate my portfolio 1 year later. because maybe my accumulation will continue for the next 1 year.

There is nothing else that I can actually invest in other than bitcoins and real estate. I do not have enough money for investing in real estate, so I have more than 75% of my investment portfolio in cryptocurrency, more particular bitcoin. Cryptocurrency has really been the first form of investment that some of us have been introduced to, and thanks to cryptocurrency, it is an investment that is open to everyone regardless of your financial status, not like some other investments that require a certain degree of comfort before you can do them.

I am not comfortable with what I have especially since the bull season may start anytime soon. I plan to increase it.

The percentage should vary, based on the age of the specific individual, because younger people can take much higher risk.. than older people. Young people have time to their advantage to take higher risk and if it fails, they still have time to make safer investments... until they reach retirement age.

A balanced portfolio should have some Crypto investments as a high risk investment, because it can yield a lot of profit. Nobody should invest more than 50% into one commodity or other investment options... when they reach the age of say 45 years.  ::)

I'm at the >20-35% level because I see that the amount of bitcoins I have is not that big, even though I'm still trying to collect more. At the same time, the altcoins that I have were accumulated when the altcoin price was at its lowest level yesterday, which I have bought and kept until now. I have the plan to increase my bitcoins and maybe stop buying them once the bitcoin price is at $30k or less than $40k. I already bought several altcoins at low prices yesterday, and hopefully, the altcoins I have can increase in the next altcoin season.

In cryptocurrency I have 80% of my portfolio investested in bitcoin and in altcoins like BCH. Hoping to build more of bitcoin and double it up to get higher than the altcoins I've got. Though, I see profits on BCH than in bitcoin because I have a good amount of BCH than BTC. But, Fiat is not left out, I utilize fiat a lot and its also a part of my portfolio. However, observing the market It seems some altcoins yield same level of profits with bitcoin. For instance, If a person invests 20k to purchase 1 btc and the other invest 20k to purchase 168 BCH they'll see similar profits if the market is moving bullish.

try my honesty. currently my portfolio is 75% bitcoin and 10% altcoin.
to be honest at this time I save more on bitcoin. the reason is because right now I haven't found any altcoins that have good potential for long-term holding except for ETH. up to 10% I keep ETH and don't have any other good altcoin recommendations for the future.
but maybe in 2024 I have plans to determine other altcoins that I include in my portfolio

Wow! I can imagine how high is your worth right now. But you did lose a lot of the value of your assets since the market went into correction once again. Although it will be back since next year is the halving year. When bitcoin reaches another ATH, maybe you can try to diversify some of your assets. If your local stock market is performing well, you can invest a little. Real estate is another long-term promising investment if you are located in a place where land is scarce. Anyways, I believe you are too experienced in the crypto market, I probably should be the one that asks for advice.

Right now, only 20% I guess unlike before wherein most of my assets are into Bitcoin. One reason of diversifying is the rate of increase. The rate of increase on smaller tokens are higher although more risky. But things could be lessen by right technical analysis so fortunately, things work fine for me. But before this year end, I might be accumulating more for Bitcoin because of the anticipated halving for next year. It is just that I want to take more advantage of the price volatility of other cryptocurrencies; more of maximizing the opportunity to earn more. But if you prefer to not worry that much by monitoring the price, engage with long term investments in huge names of this industry.