Bitcoin Forum

There is a lot going on about Money finances and Investment.
If you don't want to learn too much about finances and money then simple BUY/SELL rule Will keep you on track.
But If you are average person you should follow this one. The mainstream don't want you to know this that's why so much fud and FOMO.
So it's been proven o et the time over and over again.
When Fed rates up .... it's BUY
When Fed rates down it's SELL 
In financial world money the currency is commoditie the asset so If Money expensive you sell it If Money cheap you buy it.
And people tend to make this simple mistakes over and over again covid19 times was good example of that.

If you do not want to learn about investment, you do not need to invest your money on what you do not know for you not to make a big mistake. A big mistake because investment deals with money.

If you want to invest in anything, you need to learn about the thing and know the proper time to invest. It is not just about interest rate hike alone.

Everything must have a sufficient foundation, in other words, that investment is not just buying and selling. Because if you don't strengthen your mind when facing the harshness of the market, then you really aren't ready to invest. If you only buy, you just sell, anyone can do it, but you can't necessarily control it fundamentally. The factor of people staying on the investment path is knowing what they are investing in, having certain goals and targets where they know when to take profits and when to accumulate asset value.

It sounds simple but it takes guts for an average joe to start investing in whatever asset or investment they're interested in.

There are the less conservative and less delicate investments like corporate or government bonds, it has lesser risk and profits are tiny. For those that are starting to invest then investing into those assets are good and could be enough.

It's part of everyone's growth. We tend to make mistakes and we learn from it.

With regard to finance, money, and investment, we need to consider many things. It is not always easy to make a buying or selling decision, even at the right moment. Because usually when you want to release or sell ownership, it often occurs "Wait a minute, maybe in a few hours the increase will be more than now" and in the end, the person loses selling momentum. Various types of investment assets depend on how high the risk is based on the fluctuation value. The higher the risk of the asset, the higher the profit you get. Unless you have a stable type of investment asset and don't experience a significant increase when it's bullish.

For an average Joe who thinks that investing is as simple as OP makes it to sound will have their own bitter experience about making an investment in something you have little knowledge about. Worst situation is where they then decide to trust a third party individual to make and manage this investment for them that they have no proper knowledge about.

"We" is a general word that refers to everyone.

Not everyone learns from their mistakes.

Proven?
The first FED rate hype happened in March 2022, BTC price was $42 000k then by your advice you would have continued buying when it is clear the best course of action would have been to dump it all.
So, back to the drawing board for you and drop the master from the username, n00b is far more fitting taking into account the number of stupid topics you're making around here.


Learning from the mistakes is just a part of it and it only offers some comfort, when you lose all your money in some stupid pump-and-dump scheme you might have learned to not touch shitcoins again but with all your money gone there is no way for you to apply the gained knowledge in trading anymore.

You're not entirely correct.

https://i.postimg.cc/rwhCxFH3/bitcoinprice.png

https://i.postimg.cc/MGv0DJ2T/fedrate.png

If we back to 2020-2021, many Bitcoin investors were broke because they will sell before Bitcoin bull run and they were buy when the price was $40K-$50K, now they're broke. FED interest rate will affect macro economy, but it's not the most important factor to determine when you buy or sell your investment.

This just an example of Bitcoin, while stock, gold or other commodities has their own fundamental.

I thought it was a simple advice on any average joe about finances and investment, but I guess not.

Here's my advice, invest only a small percentage of your income monthly in whatever you think that's gonna be worth of your risk. Let's say Bitcoin, invest the 10% of your income in Bitcoin, monthly, but this is gonna be for long term investment since Bitcoin's price is not always low or high, so you gotta know when to buy. You can also save your money instead of putting it on Bitcoin when its price is a little too high for you, then use your savings when the price meets your expectation.

"When' you buy is not nearly as important as "what" you buy. The first step in financial education is picking the right assets to buy and learning how to diversify your portfolio properly. If you pick out the right asset to purchase you can simply dollar cost average to build your stash slowly without bothering about what happens with the interest rate and what the FED does.

When diversifying ensure you do not purchase two closely correlated assets from the same industry, but explore several investment options and choose the percentage of your capital you want to spend on them.

Average Joe may not have any idea about the concept of investment, all the go for savings which is eventually a stupid thing to do beyond some point cause the purchasing power of money will always decrease due to inflation so first they need to know what is investment. And nothing comes without the efforts and knowledge so if they want to invest they need to know what they are about to invest or else they will lose their money to scammers and that's how the scammers are still looting money from average Joe.

Investing is not only about knowing the decisions to raise or lower the Federal Reserve rates, there are a lot of other factors that affect the market and the investment decision and the buying and selling decision.

You must have a specific strategy and specific goals that you seek to achieve, and know the appropriate entry and exit times. It is very important that you only risk the amount that you can afford to lose, and many other things that you must bear in mind when making an investment decision.

What is the guarantee that you make profit if all you do is simply BUY/SELL. There is no businessperson who have just buys and sell without learning about money and the business. Unless you say they have a guide or a mentor in the same business who tells them when to buy and the appropriate time to sell.

Investments is more than just making BUY/SELL decisions.

And everyday is not covid-19,  just because you where able to buy and sell money during covid does not mean you can take it as an investment method. The economy have passed through different phase since that time.
Plus how many assets or commodities do you think always go with the fed rates pattern, have you done and extensive research on that?
Investment takes different parts and it also requires better understanding. Investment base on buy and sell rule can be very costly.

When rates was down specially covid times markets was full of FOMO Even the real estate markets.
Now the markets Are full of fear and fud so it's not the best entry but from here i can Do good DCA THE dips.

For the "average Joe," this isn't the entire story of trading securities. Anyone with even the slightest amount of financial literacy understands how fed rates affect markets, but there aren't always causal associations between interest rate changes and immediate market effects which is why this advise wouldn't work for the average person.

If I had to give someone advice, it would be to invest early and let investments mature over a period of decades. As long as you diversify, there isn't a need to try and time the market. Even small investments compounded over a few decades will give you a hefty return. Most countries offer a public savings fund that pays out when you retire -- do not rely on the solvency of these retirement programs. Invest early and seperate from government backed pensions/social security.

I have been reading the few topics you just started in the past few days and found out why your name is Shortmaster (nice name for you) well, coming to your above statements, i totally agree with you and this Fed rate up and rates down's statement was new for me as, I do not keep my eye on interest factor because i do not praise it but i do know that it's important to keep an eye on interest factor too because it stimulates the market. But still, i am thinking about how rates bring opportunities to buy up, (please correct me if i am wrong) is it because when interest rates hike up, there is less money in the market (as fewer people will borrow it) but on the other hand more people will lend it (to earn more on interest) so will there be more money in the market or less because if there will be more money in market then the prices of things will become less and i think that's why you said it's time to buy. and the inverse goes for when Fed rates are down.

Yes you are correct about this good to see people learn something :)
Nice to see you understood.

Easy to say but it would really be that actually hard to be done even if you do know those basic principles specially if its connected into economical matters then there's no way that it would be that precise for you to

to make out such step on the time these things would happen.Is there any assurance that price might go down or up with these sentiments? I have able to observe it out and for sure other people do too.
In speaking about economical events on which whether FED rates would up or down, there are indeed times on which it doesnt really care at all or this crypto space doesnt really correlate from time to time
when it comes to fundamentals and if you are really that following in some sort of pattern then it cant really be that precise from time to time.

This is why its really hard to make up some predictions in speaking about price movement or condition on such scenario. This is why whenever you do step your foot on crypto space then you should really
make yourself that get prepared for whatever things you would encounter randomly. Come or bare into your mind that there's no such thing about assurance on following with some pattern.

Your English is so bad here it doesn't make any sense. I would recommend spending some time and re-writing this or cleaning it up a bit.  As a financial advisor I'm always interested in posts like this, just wanting to make sure they are accurate and on the right track, but I'm honestly having a very hard time even understanding what you're trying to get at..

Sure, "buy low, sell high" is the age old adage that applies in finance quite a bit, but what do you mean by "fed rates up / fed rates down"? 

This is the reason why we have to consider market sentiment as well before investing, and not just passively buying without doing any analysis.
Learning is necessities, I don't suggest to buy without having any knowledge because it can be consider as gambling and its risky.
Pandemic season brings an opportunity to buy more and take profit when its recovering, but right now we are rising and most of the economy are doing fine, so its your time now to do your own analysis and know your timing of buying and selling.

Only you need to understood this, when rates down you sell , when rates up you buy.
Buy and sell main words you need to understood.
Rates...Are Fed rates ... They either up or down

You are confusingly simple and complicated, can you explain it in detail I can also imagine this is just a part of the news game. Relying on news to judge the market can be understandable, but being honest with the financial environment we are simply tools for the creators to dominate, if you want to get out of that stranglehold, you need to learn. many things as well as having the experience and financial potential in investing at the free level. Remember the fact that looking for opportunities to make money investing is different from money coming to you when you invest.

The volatility of a market is not simply affected by FED rates.  There are other variables that can outweigh the effect of FED rating.  So if we want to have a maximum benefits while engaging in trade, we must know the all around of the item we are trading.  A simple news can outweigh the FED rate adjustment, after all market sentiment has more to do on the market volatility than the FED rating. Learn the fundamental and technical analysis, it maybe hard but it will give us more edge than relying only on the FED rating.

This is just a simple rule that when followed you’ll never get into any financial loss or problems in cryptocurrency. You don’t need be a guru in cryptocurrency before you can earn a lot. Just a simple BUY/HODL/SELL strategy at the right time the profit is achieved is enough for you to make a lot of money in bitcoin.

I believe buy and sell is only simple in words but is hard to do when you are already living in the real scenario. Buy when the market is cheap and sell it when the market value is expensive, but if you are greed and not patient enough to hold your bitcoin for long term, I don’t think buy and sell will work for you. That is why once you enter any type of investment, at least you are knowledgeable and even skillful about it.

Do the DCA and invest in them for long term. That way, you will maximize the volume of your bitcoin in your portfolio regardless of how volatile the market is, and regardless if you have only small amount to invest. And never be greedy enough to take some profits as any beginner is more susceptible to losses instead of maximizing their profits.

Investing is not just a passion or interest, but beyond that there should be an adequate knowledge and honed skills and strategies. Because if you only do investing out of interest, most likely you will end up wasting your money and efforts. But if you have the target goal on it, you know exactly that knowledge is more powerful to make it successful and profitable.

Investing into something you know nothing about has no difference with gambling. You should be having your own strategy before you enter an investment and that includes managing the risk. Ofcourse everyone wants to earn more than their usual, thru investment. Unfortunately, things does not work that way, easily. Also, there's this thing called alternatives. Not because someone invested into something and earn profit from it, same thibg would come to you in an instant. Investment has different forms and you have to find where would you be more convenient on your end. To some it would be better to just save their money, and that is just fine. Figure out what would be better on your end. But if you choose investment, then prepare to lose some dimes.

Which fed exactly are you talking about about because we have different countries and their fed rise the rate or dropped it as they please so which one are you advising we should follow. Besides there's no proves that his is how the market works. When I heard an advice for the average Joe, I thought you meant the simplest rule of investing which is to buy when the market is fearful and sell when the market is too bullish.

Any individual that's picking interest in investing, they should make sure they learn everything they can about investing before starting. If they want to invest in Bitcoin, they should make sure they understood how the currency works before investing and not just following fed.

The simplest thing is to make sure that you save enough money to put aside that makes money for you and you could reinvest that and even take out a debt to reinvest that would push you but also not make you poor. That way you would be able to just keep on investing, earning, reinvesting and keep doing that for a lot of time. First of all, just investment is not going to make you rich that easily, which means your investment has to work for you, even if its bitcoin, find somewhere that gets you something back, freebitco.in has %4 for example, not awful lot, but better than nothing, but make sure its a trusted place, don't go invest somewhere that says %50 back, that will be a scam. So put some of your monthly income into investment, then make money from it as well, and reinvest that too. Debt part depends on how economically free you are, if you can't do it then do not force yourself, it will be pretty terrible in the end.

Sometimes a small amount of knowledge is more dangerous than no knowledge at all, what you are recommending is in fact a very simple strategy for people to follow, but this simplicity will make them believe they have what is necessary to become profitable when this is not true.

In that case it would have been better for those people to not learn this and remain out of the markets, as at least in that instance they will not lose their money.