Bitcoin Forum

The products which were bought at the same price in the last four-five years now have to be bought at two to three times more. Now what is the real reason, what should we do at this moment. The real reason for this is the effect of inflation which causes the price of everything to rise. This inflationary effect increases the prices of our daily necessities. Due to which the value of our money is constantly decreasing every year. As a result, it is almost impossible to buy and drink a cup of tea from outside.

In such a situation we have to invest. Money should never be left in the bank.Money should be used in such a way that your money pays for itself. How scared we are to talk about investing. I keep thinking about where to invest and my money will run out. Many people have questions about where to invest and get safe and good returns.

Investors have two concepts of risk and return. Risk is when you invest money without understanding. And return is something where you invest money, even if it is a small amount, money will come to you. There are three types of investments.

LOW RISK-LOW RETURN : Like fixed deposit there is no chance of losing your money. Since it is low risk and low return investment, 5%-10% return will be available and not more than that. But in case of fixed deposit, you have to keep money in such a bank, of course the bank is approved by the government.

MEDIUM RISK-MEDIUM RETURN : Gold is an asset whose price increases and decreases very quickly. It is Medium Risk and Medium Return. Gold can be invested in. If you don't identify the gold properly then you can get cheated, there is fear of theft, robbery, loss. Then there is real estate investment. Real state and gold investment are quite similar, here you have to buy property and sell it when the price goes down and you have to wait 2-5 years to get good returns. real  estate invest  is a very safe investment, its returns will come to you. But in the case of real state business, one thing should be kept in mind. You must pay attention to whether the land or property you buy has been sold more than once and whether its documents are correct.

HIGH RISK-HIGH RETURN : example, the stock market invests in many big companies like Facebook, Cocacola, we buy the shares of these companies and they use that money in their business. If they make a profit there, the share price goes up and if they don't make a profit, the share price goes down. And this is how the stock market process works. Stork market business is High risk-High return profit business. In the stock market, you can become rich very quickly and you can become poor very quickly. If you have proper knowledge about stock market then you can invest this stock market money.
The next place to invest is Mutual fund. Mutual fund is the best place for those who do not understand the share market very well. Mutual Fund  does exactly the same thing as you buy shares with personal money and mutual fund does what we who put money in mutual fund do. They do market analysis with that money and buy those shares, that means they also invest money in different companies. That means even if you keep money in mutual funds, you will get returns because there are many experts controlled by them. But in various countries, especially in low quality countries, a kind of fraud circle takes money from many people in the name of mutual funds and disappears at some point. If you can keep money in reliable mutual funds then your returns will come.

Now it comes to fixed deposit, real estate, stock market, mutual fund, gold investment, any subject we can proceed with the investment target.

So what are you trying to imply with these different risks of investments?

If it is about everyone needing to start investing then I agree but I would expect is there any way to make it possible.

Tip: Don't post wall of text unless it is necessary, it will be readable if you keep it short and explicit.

Summary of whats written by OP is below

What you are trying to say is the same as what you will get when you read about investing or ask someone how to invest my money, but you cannot apply these tips.

A low-risk investment is good, but if the return is about 5% and inflation is about 20%, then you are losing your money, as inflation is growing faster than the growth of your assets.
Gold is not an investment, but rather an investment and savings. The price of gold in the long term performs well against inflation, but we cannot consider gold and stocks as an investment or real estate due to the lack of connection between these assets with each other, and therefore diversifying investment in all of them is the best.

You did not mention high-risk investments as Bitcoin, which is the basis of discussions in this forum.

Firstly, it's real estate, not state. Secondly, you're wrong about waiting 2-5 years. There are people who specialize in flipping and they often remodel and repaint a house in under a month and sell it right away with a profit. Waiting a few years isn't a problem for many people. The cost of maintaining the property over these years is. Imagine that you buy a house for a million USD and expect to sell it for 1.1m in a few years, but it costs you 10k a year to maintain it, so you're down 30k in 3 years, and then you have to pay taxes from whatever it is that you make. Your margin is small and if in those 3 years someone throws a brick through the window, or rats decide to move in, you'll have to deal with it and it's gonna cost you.


Are you avoiding bitcoin on purpose?

The high inflation forces people to become investors but at the same time they do not know anything about it, so while keeping your money at the bank and losing your wealth slowly is a bad outcome, the majority of those forced to invest lose their money incredibly quickly as they do not know what they are doing, so those people are cornered as no matter what decision they take they will lose money anyway, which is why the current system is so perverse as there is almost no way for someone to thrive and do well if they just work hard for their income.

It is good to invest your money, but inflation is a big problem in the economy. If you are an employee, your salary will decrease in terms of value, and in return expenses will increase, and then the money that you can invest will decrease. Less investment, less return, and with the increase in expenses, you may reach a stage where you need additional work or increase working hours. To find yourself at the same point that started because of inflation, this means that it is additional work and fewer hours of sleep, then a worse investment.

Inflation is a dilemma and you need a lot of precautions to avoid it, and investment may be one of them, but focusing on low-risk investments is better, as you may need liquidity at any time.

What this seems to be overlooking is the real benefit from long term investing and that is the compounding effect. Some people are always chasing instant returns, thinking they can pick stocks which will double or triple over a few days and putting them into the high risk category - as they often do no research on the company which might be a dog. However strong and growing companies will be constantly reinvesting their profits every year to expand or paying that money out to the shareholders. If that money gets constantly directed to buy more shares and the profit of the company goes up each year, it becomes an exponential force on your invested money, that's the true magic.

Well, I think everyone has their own take on the Investment they wish to go for before they put in their funds. The best and most healthy way for an individual to make an investment is to really know the level of risk that is attached and how to handle their loss should anything go wrong. Most times, some investors are only blinded by the level of profit they will earn from an investment, and as such, they fail to look at the risk side of the investment. One's target for an investment must not only be for a huge profit, although that depends on what the person wants, but also for an investment that has a great deal of risk; if anything goes wrong, it will also result in a huge loss.

I'd argue whether having a bank savings account is even what you're calling it, meaning low risk, low return. You're after all holding money with a third party, which is even worse than holding gold, or real estate. With these things you have full control, but with fiat money on a savings account, you can't withdraw whenever you want. You have a certain period during which the money must be frozen, or all the profit is lost. Then, when you finally get your money, you find out that you barely even got anything in return because usually this profit is only 1 or 2% above the inflation rate.

Inflation is a big challenge to any economy because it also affects the reach of the national budget. When the government estimate the budget that is capital and expenditure for the year, they need money to execute the budget but with inflation in the economy, the money required will not be enough to execute all of the budget and if it stops half way, it means some aspect of the economy will suffer. Also as an individual, your salary will no longer be okay to take care of your needs because the purchasing power of your money has been reduced by high cost of goods which makes your money not sufficient anymore but the solution is to diversify in investment so that you can have more hands to generate income from which will cushion the effect of the inflation for you

These words are appropriate.
However, basically someone making an investment also needs to do money management that is wise enough so that we can also spend it as well as possible. Indeed, investing will be more valuable and potential than just saving money in the bank, but on the other hand, make sure that we have divided our funds that will be used for investment. Don't let us use our daily money or sudden funds. Make sure we also still have enough cash in our account for our needs and also for some unforeseen needs. Because maybe it won't be easy for us if one day we need money immediately and it's difficult to withdraw our investment. So, there is still a need for wise money management.

On the other hand, investing can be done in several ways, not just one thing, but choose the one that is truly valuable, low risk, and also has potential. Investing in property and gold might be one of the plans. And if you want something with higher returns but higher risks, you can enter stocks or Bitcoin, but still adhere to the principle of a wise investment. This will not guarantee our success but at least we try to invest in some things that are worth it.

Frankly, it is evident that inflation is one of the main causes of the increase in prices of products in recent years... It causes the value of money to decrease over time, which results in a greater amount of money needed to acquire the products. same goods and services. I see that you have your points of view but I disagree with several of them, I see that you have your points of view but I disagree with several of them. I see that you have your points of view but I disagree with several of them.

When you mention gold and real estate investing, both options can offer more attractive returns, but they also carry a certain level of risk, especially in terms of price fluctuations and potential legal or security issues.

As for this, investing in the stock market can certainly provide high returns, but it also carries significant risk… Market volatility can lead to large gains or rapid losses.


In complete agreement, when each person has the idea of investing, they must evaluate their financial situation, their objectives and risk tolerance... investment always carries risks, and it is essential to diversify investments to reduce the impact of possible losses, and to observe the behavior of the market and above all being willing to learn and adapt to changing conditions,  I think is the key to a successful investment strategy.

I highly agree, besides if our bank deposit exceeds the insurance policy and the banks goes bankrupt, anything that exceeds the amount insured will automatically be lost.  So I never considered banks as an example of low-risk, low-return because there is almost no profit when we save money in banks prior to inflation.  Putting our money in the bank is like putting our money in a safe box but with a third party controlling it and we have to ask for permission if we wanted to withdraw it.

Well said. A target is a goal waiting to be accomplished and as such, any negative perspective as to how the investment after or during the duration would fail, should be put out of the mind.
I have only considered investment as a venture that doesn't fail until maturity. It is the gain made in percentage that determine if the investment was a good shot and should be reinvested.

I like this point, HIGH RISK-HIGH RETURN and this can be very easy to find in trading in the money market. yes. The world of Cryptocurrency or digital currency promises high returns when the value goes up. The one closest to me. For example, BTC has beaten other financial assets by penetrating returns of up to 354% in 2020.

Well, what is needed here is not really that. What is needed is that every investor must be careful  with investment risks, not just tempted by the opportunity for returns. Smart investor must be prepared because that risk can happen at any time and they know what they are investing in.

And with this summary, do your best to at least apply one in real life. Go to your bank, and inquire about which investment is available. Search online, and research how can you start real estate or trading currency and stocks. There are many ways to different investment opportunities. It just varies on what type or level is the person's tolerance to risk. That is why there is a low-risk, medium-risk, and high-risk.

Another is their time table. How long can they hold an investment? How many years they can wait and endure negative balance.

In any investment, we really have to understand and know about the risks and opportunities and usually every possibility of big or small profits will be proportional to the level of risk involved.

But apart from that, in Crypto investment in particular I have never been afraid of anything, because I really understand the risks and I think it's quite worth it with all the possible benefits.

And for future targets, I am very optimistic about the investment in crypto that I have done, regardless of whatever will happen in the future.

There's inflation and also the demand of the investors for a particular product or service. It depends on the investor and its budget if you have just some quite budget with your investment I guess enough return is a must and you're not willing to take a risk yet unlike other people. who have already a good foundation of assets that are willing to take a risk to their investments.
Many factors affect those investments so it's hard to say if ideal to make a high-risk return or not. Also, the inflation right now is increasing which may affect the market value of the investment you have.

If both of you read carefully what OP wrote, he emphasized "never leave money in a bank" and as I understand it, he meant non-bank investments like gold, real estate, and stocks...But I will partially agree with you two that we shouldn't put a lot of money in the bank because it will only wear down our wealth. But that doesn't mean we will invest and not have any savings, life is full of surprises, so always have a small savings for that. And not depositing money in the bank does not mean that the bank will be useless, if we need to borrow money for business or something else, the bank will be where we need to go because no one will lend us money except banks.

The post is unnecessary long as it only gives example but I get your point. Of course it is a given that there are different risks that comes with the outcome you are hoping for. However, it's not only the risks that should be known, there is the timetable and just how willing the investor is in risking their money for possible zero balance (which can happen in any of these types of investment).

Also, I didnt see bitcoin in your example.

It is a harsh reality that inflation is steadily eroding the value of our assets overtime. To effectively mitigate the impact of inflation, a prudent strategy could be to build a well diversified portfolio, that encompasses mix of low and high risk assets. This diversified approach should include real estate, stocks, Gold and Bitcoin. In my personnel perspective, Bitcoin has the potential to be most effective hedge against inflation and market fluctuations, in the long term.

Everyone targets investments to make a profit and this is where the ability is needed for anyone to explore the right way to make investments, so that they can generate profits from the investments they make. Bitcoin has grown a lot in the last few years and we have seen how fast it is growing, so there are many people who ignore the level of risk that comes with it. Some of the experience that I got, the risk of investment will be balanced with the benefits we get, as long as the investment is carried out correctly and in accordance with the pattern of the strategy applied.

Some of the investments you mentioned are also ones worth trying, but speaking of maintaining value I prefer gold and real estate. Although the returns from these two investments are not as fast as expected because their prices tend to be stable not as volatile as bitcoin. The problem is how one can take advantage of all the potential that exists because in the end investment only talks about how to generate profits and minimizing the level of risk incurred.

Inflation is not a new thing, but it hurts people's wallet these days because of things getting out of hand while only having minimum wage.

Also, most of the people who are minimum wage earners wouldn't have anything left to invest in something especially if they have a family to feed, and bills to pay. The real problem is not the inflation, but because of some Government that's not willing to help its people to beat inflation. Most of them are still not increasing the minimum wage even though they are aware that it is not enough wage these days.

Yes, it's the level of one's profit from an investment that determines if they can reinvest again; also, the cost of the investment also matters. for an investment in volatile assets like crypto, although the investors must understand and also agree to the risk before they can choose to go again. You know there are some people who invest in Bitcoin during a bear market, and during a bull market, they sell off. They can decide to use the money for something else or either wait for a bear market to come and reinvest again, despite knowing and understanding the volatile characteristics of the market. That's what I mean.

As salaries are increasing so the material of daily uses are getting more expensive that the increasing salaries are not enough for buying such an expensive substances. Investment is beneficial but not all type of investment can give you profit and some business become diminish with passage of time.

There are originating new ways of investment like through buying some area of land, buying some precious materials and now as you can see that investment in Bitcoin is on the top priority. Investment is necessary because everyone is familiar with his condition that in future there will be nothing with him instead of a single salary.

A person should always select that business in which there is less profit but the risk is also less because if someone select business having lots of risk then you will be in condition to loss that maximum profit too because of higher risk.

There's a chance you would lose your money in fixed deposit if you broke their rules, so they charge you additional fee or the bank going to bankrupt.

Real estate isn't a medium risk-medium return asset, you need to spend huge amount of money to buy it and if you don't understand anything about this commodity, you can be easily get tricked by the contractor.

Low risk-high return asset: Bitcoin.

Investing is indeed an easier way to develop money than a business, as we know that business challenges are getting more difficult because of the increasingly fierce level of competition, many large companies have financial support making small businesses slowly die, the presence of investment can of course be our main choice to get income.

Investment tips and risks arising from investing have often been discussed in different sub-local and global boards, this goal is nothing more than a reminder for people who want to start investing. Of course, we all know that behind the returns offered from an investment, of course there is a big risk behind it, that's why in-depth knowledge is needed before making an investment to avoid risks.

The investment target, of course, wants to get profit, the rule of the game is to buy at a low price and sell at a high price. It is necessary to be careful in choosing investment media, fixed deposits will not be able to avoid inflation. If you are the type of person who wants to find a safe point, real estate is perfect for you, the price of this asset will increase from year to year.

But often in investing, people choose the wrong investment because they don't do more detailed research about the investment product. And it also happens when they want to invest in bitcoins because they think investing in bitcoins is easy where they just have to buy and store it. But they don't think about the price changes that occur in bitcoin, so when price changes occur, they panic and start selling their bitcoins at a loss.

And most novice investors cannot distinguish between low, medium, and high risk investments, so they choose randomly but instead cause them to experience losses. They also have to think about how much money they will use to invest because many people will use big money but are not ready for the risk. Again, it caused them huge losses.

I think you are reversed in this case, precisely with a business it is easier to circulate money and increase income, if you pay attention to investors, the average success for them is at a fairly old age, but a businessman who has good skills in his field of business will get faster profits and bigger monthly income than an investor.
The problem of competition depends on how you fight it, if you feel that your product has competitiveness with your competitors, then you need to consistently build a reputation and existence for your product that is more feasible and cheaper than your opponents, and today if you have financial and business management the good thing is, even though your business is small you can apply for capital assistance to several parties such as banks or investors from your friends or family.

Business is definitely tough and an entrepreneur has to go through many difficult situations to make a business successful. I would not say that investment is better than business, because there are many risks in both places. An investor also needs to be very experienced because if you are not smart enough you will not be able to invest in the right place.

So I think the best way to invest right now is to invest in Bitcoin, because other sectors are not looking good due to inflation. So it is important for an investor to make the right decision at the right time because a wrong decision can cost an investor big losses.

Investing is very important for everyone because it is a tool to combat inflation. Keeping your money in the bank for fixed deposit can be risky these present days in my country with the current high rate of inflation that we are facing. Before you know it your money in fixed deposit with be worthless when the time comes for collection. It is not to invest but it is for one to understand the risks attached with that investment and prepare for the challenges ahead. Personally, I see bitcoin as that easy investment to put in your funds and plan to hold for long with DCA method when possible. In this way you are rest assured that you will be profitable.

We are basically in the same situation of investment as it was during the pandemic to be honest. The world was literally stopped back then but we continued to invest, make money, do the jobs, eat and sleep.  Now is the time when things are at least en route and everything is running faster in terms of economic money circulation. Inflation is product of what every government is failing to do in terms of their money management.

Who said you can’t make money during inflation? If you check various companies performances then you will find them growing exponentially this their shares are growing as well. I think it would be best if you study such growing companies and then invest in them.

Inflation cause huge economic impact most of the time,this is reason for the experienced trader to hold for the couple of years as compared to short term holding.When you split the assets in the various portfolio,then it help to withdraw at the hard situation as compared to inverse the full money into the same coin.Some people had a strategy to inverse in the various resources like stocks,gold,crypto currency and real estate.So any of one field help you all the time.It’s essential to split the investment in various field.Because it help at the inflation time.

There are many disadvantages when you use a bank savings account but the reason that I find the most annoying is the difficulty when intending to withdraw money. When you deposit, it is very simple and fast but withdrawal is not instant withdrawal. They always have a requirement to set up you can't withdraw money but have to keep the money for a certain time. But if you still try to withdraw money before this time you have to accept being imposed profit fees even I have seen many cases lose more money than deposit despite their deposit time it's been 2-3 years.

I have always been low risk low return type of guy, I never really considered high risk as a good thing. I understand that if you have high risk you should have high return if you are lucky, but I feel like most of the high risk we have in the crypto world will end up being not that great, it's going to end up being a little different. This is why it's smarter to just focus on what you can do with what you have and that's a lot better.

I believe that we can't really make something like this work that easily, it will take some time and we should not really be considering it as a big deal just yet. Obviously it will not be simple, but if it can be done, and if it can be achieved properly then high risk with high return is better, but I feel like I would fail so for me low risk is better.

Banks will always put obstacles in the way of those who want to withdraw money. In addition, the bank may go bankrupt and, despite the insurance, you may not get your money back. Therefore, it is better not to use a savings account in a bank - it is very dangerous

I have noticed that people always have two issues in discussing topics like this;

• Problem titling their posts
• Unable to make coincised post

Talking about number one, there are people who are good in making captivating titles. It is always a click bait but some might have good discussion but poor title will make people not to even click it.

Saying about the number two, some persons believe that the length of post determines quality. I.E the longer the post, the more quality and this make them over stretch while discussing someone that ought to be brief.


After reading about gold, I thought bitcoin would be the next he will discuss about fighting inflation but it didn't happen although.

And how was it bought? How many? Has the price gone up or down? What are you really talking about here? Where did you get the money for buying? And probably zillion other questions...

We can't think about the investment target in general... we are all in totally different life situations, with different needs and wishes, and to not even speak about our characters. So before thinking about investment targets and possible risks try to be aware of your situation and your possibilities... people should avoid going in over their heads.

Maybe what you mean is for 2021, because a more significant increase in the price of Bitcoin will occur in 2021 even though the movement has started since the year you mentioned. HIGH RISK-HIGH RETURN itself can actually occur in any trading in this world, even in traditional trading, so it must be widely understood for every trader and also investors because it is a part that may be difficult to separate in trading.

When investors already know what they are investing in, that's where they dare to take risks for investing because they have also done their own research for that matter. It doesn't make sense for investors who dare to take risks for an investment, if they haven't done research on what they are going to invest. So the courage to take risks is always proportional to their knowledge or research results in terms of any investment.

Every task should have a specific target, if a task has a target then it is easier to do that task. We can also fix any target in Bitcoin investment. We must fix the target before investing. It is necessary to plan in advance how long the investment should be. Target should be fixed before long term and short term investment it will be easier to hold the investment. Currently, the price of every commodity in the world has increased a lot due to global inflation. Since the inflation is taking a terrible shape day by day, we should be alert about it in advance. If you keep money in bank there is a possibility of losing that money then why keep money in bank where we have the best platform to invest. In this time of inflation money should be put into bitcoin instead of bank.

Nowadays, it is difficult to define investment goals because of the rapidly changing market conditions due to the introduction of artificial intelligence. This creates big problems for any business - because the need for different technologies is disappearing too quickly. Investing in bitcoin with the goal of getting 2x in the long term is also not very feasible

Yes, lots of people been that recommending about holding bitcoin or some coins which it do potentially be able to give out that 2x or 10x in long term on which it isnt something that would be that good

if you do ask me specially if you are aiming about having that financial freedom but in speaking about side investment then this option wont really be that bad at all. We are all normally thriving on a thing which could bring out some revenue or extra income on which it would potentially be able to make our lives even more better in terms of finances but of course not all would really be able to succeed with this kind of approach. On the time that you do make out investment then it is really just that right that you should really be setting out some goals and targets on which it is really just that normal because if you wont really be setting up some goals then you wont really be making yourself serious or really that inspired on achieving something.

Better to have that goal or mindset on reaching a target because this would be the main reason on why you wont really be making yourself that stopped in midway. It is really
just that better to have end  points so that you would really be that having that inspiration.

I think when talking about investing especially for bitcoin it is still very possible regardless of the many technologies that are getting better and better it does not become a benchmark for being in bitcoin is not possible especially when we talk about investment then bitcoin is still worth it even though a lot of new technology is discovered.
What we have to remember in this case is that investment is not a day or two to get profit but we may talk about years to be able to really earn so by looking at the progress that exists for the last few years I think it doesn't matter with the existence of new technology or whatever it is everything will be fine if it is in bitcoin because I still believe they will continue to develop in a better direction.

It should be a given, however, I understand that may tend to forget about that. Investing is not a quick run to get money. It takes months, if you are lucky, but normally years to see the profit in investing. Money doesn't come easy and quickly as much as we all wish it will. New technology or not, investments in Bitcoin and assets will continue to exits and give profit with enough time.

Because the truth is that there is no such investment that we can earn a profit right away. So if we are investing in Bitcoin and that is our mindset and expectation, I would say that we are not suited for this stuff. Because it was very clear and if we are able to understand what is investment means, it is absolutely we have to become patient or else, we just only disappointed. That is why I see a lot of individuals who are investing today but after a few days, they have gone. It is a good decision because it was hard to invest if we are impatient, we only just lose in the end.

Rather, it wouldn't be called as an investment in the first place if it would produce the profits or targeted goal overnight. And speaking of it, I agree that even if there will be some modern developments whether if it's technological advancements or not, bitcoin will always be one of the people's choice specially if they know the real beauty of it. Some would probably not understand or chose the opposite way but we cannot force them because they too have their own path and expertise that will drive them towards success.

When we set our expectations in investment, many problems disappear. For someone who invests in Bitcoin and sets a long-term price target, the investment logic is easy. Complicating the situation is the investor who wants to earn a lot of income in the short term. This is usually not possible. While investing, they should also consider the possibility of not reaching their short-term goals.

In the long run, Bitcoin investment will achieve the set goals. Bitcoin has shown before that it can do this.

Söylediğiniz doğru. One mistake in an inflationary market is to keep your money in the bank. When you keep your money in the bank in local currencies, you make inflation's job easier.

I think setting targets makes our work easier. The one whose work has no fixed target is completely random. Before starting every work we should have a specific target. Suppose you are going to travel 1000 km but it is not possible for you to travel continuously for 1000 km then you must brake on the road, if your target is not fixed in advance then you may be in trouble with the break time but if the target is fixed in advance. If I brake after 200 km and then start the journey then it will be very easy.
It is the same in the case of investment, if we invest randomly then we will not be able to maintain that investment for a proper period of time but when we invest with a specific target fixed then we can easily maintain our investment till that time. So setting targets is very important in investing.

Investment is not a quick way to make money but with investment you can be rich for a long time.

Investment is not only sacrificing time but it sacrifices many things, from financial management that must be good, choosing potential assets in the future, also you must be able to manage cash flow so that investment continues to run as much as possible investment should not be made like an emergency fund that whenever needed in withdrawing that money then it will be the wrong decision.

Investment target? It is clear that there are many things we want to achieve, starting for future funds, you will not be a difficult person, dream items can be bought if your investment target is profitable.

Be you in any of the category above what's mostly important is that irrespective of where you find yourself let it be that you're getting a returns at the end of your investment. It doesn't have to be in a large amount in returns whether as an investor you meets your target or not, a loss is what's worst in a bid to invest our money against the bite of inflation.
And we shouldn't be stupid also to place an unrealistic investment target for ourself when our knowledge is limited in meeting such target as there are certain risks that are beyond our horizon of investment target.

Inflation is a balloon that continues to expand, and your money is the air that is escaping. Reminds me of the time I attempted to inflate a bicycle tire, only for it to erupt in my face. Boom! That's the result of inflation. Investing is the equivalent of a tire repair

Low risk is comparable to a stroll in the park. Gold and real estate are comparable to juggling knives; don't abandon them. The stock market is akin to a roulette wheel; sometimes you gain, and sometimes you lose. Mutual funds are like a conundrum wrapped in a mystery and topped with a question mark

You know what is certain, right? Nothing. You have no choice but to take a strike at the investment pinata and hope for the best. If not, there's always tea at home, since who can afford to buy it outside these days?

Therefore, before we start investing it is very important to see what kind of instrument or asset we will invest in, besides that our thinking must also be more open because in the end this is not the easiest and fastest way unless you are someone who is naive who thinks that way.
Investment needs to be a condition where we are aware of the actions taken and patient to wait for time because back to the initial discussion, this is not just a day or 2 but takes longer than that.

Learning everything from scratch and being prepared to take risks is one of the things that must be considered and when we encounter many people who are just here and then a few days away we know what their reasons are and there is no way it will work.
They need to learn more about what they want to explore instead of just following other people just because they see the benefits because in the end, such greed without more learning will only lead to a loss of profit.

People who are really just thinking about directly on becoming rich on the time that they do make out investment then just let them be, because sooner or later they would really be able to find out on themselves on whats

the realistic approach or truth about investment on which its true that there would be lots of things on which you would really be needing to adjust or sacrifice or whatever correlated things that needed.
Yes, it would really be a long time engagement and not something that would really be giving out that immediate result or outcome along the way. Its always been ideal on setting out that investment target or goal
which it would really be that normal but of course dont make yourself that be on a rush because this is where mistakes do comes from if you are really that in a hurry.

Just be that not putting up yourself on not to be that delusional on certain conditions.Set out realistic goals and targets then be consistent.

An additional threat to consider is a market crash. High-risk businesses are frequently linked to the overall health of the economy, and if the economy worsens, the value of your investments may plummet. is the risk of fraud, which is all too typical in high-risk businesses. Before investing, always perform due diligence and examine the company, its management, and its financials. It's crucial to keep in mind that high-risk industries are frequently more vulnerable to regulatory changes and political dangers. A change in government rules, for example, might significantly alter the playing field for a sector and impact the value of your investment. Despite the hazards, high-risk businesses can yield significant rewards to investors. someone can properly navigate them. Understanding the risks and diversifying your portfolio are the keys to success. Diversification is essential since it spreads risk and reduces the impact of any single investment.

Points concerning diversification and risk involved with the economic state of a country is indeed true. But that's just how businesses work. If you would engage into it without doing any research and development procedures then you are simply seeting your money into the fire. Problem is how people nowadays are eager to call themselves CEO. Running a business isn't that easy and we should expect a roller coaster ride along the way. Also things won't run consistently 'coz there are variable which are not under our control the moment we started a business. And as an owner of it  you should be ready and futuristic enough to face such circumstances.

The investment target is of course profit, unfortunately many people are too easy to follow the types of investments that offer high profits, as investors of course we must be aware that all types of investments are always at risk so there is always a chance for loss.

Do you mean to say that investing is more crucial than simply saving in FIAT, which keeps experiencing inflation?

Absolutely, it's true that investing offers more promising opportunities than keeping our money stored in the form of FIAT or cash for an extended period. However, this is a scenario where someone has surpassed challenging economic times, signifying that these investments are better suited for those in the middle and upper economic strata. Significant funds are necessary for investments to yield substantial long-term benefits.

For our friends who are still striving to pay off debts and support their families, it's not yet the time to contemplate investments. I understand that many individuals have yet to achieve their aspirations, but enduring and staying afloat remains the wisest choice, even if it entails holding onto FIAT throughout their lives.

Yes, bro... targets are very important and necessary, not even in investment but in every way. Which is where this can encourage us to remain consistent and continue to improve the efforts we make in order to achieve the target.

Affairs later achieved or not the target that we set before, it depends on the effort we do. Even if you don't reach the target, this is wishful thinking and learning and motivation to continue to improve your business so you can reach the target.

Having targets in a business is of course very necessary because this will motivate us to achieve the goals we want to achieve later. In achieving the target, of course, what we really need to do is we can understand well what field we are going to invest in and we have sufficient funds to invest, don't force ourselves to invest, if we have done well, we will easily achieve what we have determined.

It also depends on what coin we hold because not all Crypto have the same opportunities in the long term. Everyone must choose bitcoin as a long-term investment asset because bitcoin is more reliable and can provide big profits in the long term. Saving fiat for the long term will not provide benefits because over time it will lose value and not to mention talking about the impact of recession and inflation, so that fiat will increasingly lose value for the long term savings that we make.

There is a portion that can be taken to maximize both, investment can be applied as much as 25% and the rest can be used to pay off debts or for daily needs. When the 25% investment increases because bitcoin reaches ATH the debt can be paid off in an instant. What needs to be considered is the percentage of investment that must be done correctly, so that accuracy can be done to achieve profits in it.

you are right but we can decrease risk by increasing our knowledge about investments. Real estate investment is best option and we can buy rental properties. Rental properties give monthly passive income without doing any work. Also, we can sale property when we get good deal. We can also invest in gold which is safe investment . Gold is safe when all assets value is decreasing. If we are financial literate then we can invest safely. We can invest in business if we completely understand that business.

The reality is, investing is not a way to make a quick profit. It usually requires time and patience. For those investing in Bitcoin or variable asset classes, it is important to have patience.

From the outset, we need to be aware that returns don't come immediately, and that there can be drastic swings in asset values. This can cause frustration if we are not able to persevere.

The problem often occurs when people expect a profit immediately after an investment, but the financial markets don't work that way. It's important to stay mentally sharp and patient in any market situation.

It's sad to see so many people come into the investment market but after a short time, they lose patience and retreat. This often leads to them not achieving the desired results and even losing money.

I think investing in an asset is helpful against the inflation. That is because an asset are growing in price over time. And if there is something that mitigates building a well diversfied portfolio, that would be the risk of investing. I think it's also possible to just diversify in one asset category like for example in cryptos.

We can invest in Bitcoin at one point and then Ethereum on the other. These old coins must be the lower-risk assets but the higher risks assets are the newer coins. Bitcoin is known like that to be a good hedge against inflation. I think that is because of its limited supply but it's not a hedge against the market fluctuation because Bitcoin itself is also a highly volatile currency.

Most governments barely care about people from the lower classes, they are left to suffer and survive on their own, and if they can't survive, they deserve to die as per the government officials of some countries. They would never think of increasing the minimum wage so that the poor population can have enough money to at least eat food twice a day with what they earn, all they care about earning money themselves and filling their own banks and pockets.

I know that first-world countries suffer from inflation and economic crisis as well, but they at least have minimum wages at a level that won't make people earning minimum wages starve to death or don't even get to have the basic necessities of their household fulfilled, that's the difference.

The government has not made any efforts to increase people's welfare against inflationary conditions, the government only complains about the impact of inflation causing state income to decrease significantly, but officials' salaries and benefits have no effect under any circumstances, the people are allowed to suffer when the effects of inflation are without making any proposals to increase the minimum wage so that people can prosper under conditions of inflation.

Government policies are not pro-people in any decision, so even though there is no inflation the government still has no plans to increase the minimum wage, I am of the opinion that certain countries do not prioritize the interests of the people, especially when elections are approaching, many political actors take advantage of the impact of inflation to recruit poor people to carry out plans to damage the reputation of political opponents, so that people are used as political tools because they are forced to accept offers from political actors to get costs for their living needs.

To identify a potential source of income or gain is good. The issue always is how to key into it and harness it for maximum efficiency.
No matter the investment one has in mind, as long as the first line I stated is satisfied, so long as the investment funds or how the means to get the funds/capital is available then the next sure thing will be to set a target for maturation. Of which when this period elapses, the interest accrued can be scrapped off and capital reinvested.

For cryptocurrency investment that concerns trading or DCAing or HODLing as fondly called, one is always expected to sustain this for a duration which sums up as the target that you OP, has hinted.

How effectively have we sat down and think about what to do in ensuring an adequate and proper plan for the investment we want to make, there's a every possible chances of us making the right decision if we could make the required standard plan for the business to start and grow, we also need the required knowledge to diversify our business on other assets, we are not expected to put all eggs on a single basket, there's risk in making business but when we have alternative choices, we wouldn't be affected if the worse should happen in what we do.

Real estate investment also has risks if we don't understand it well, I think all types of investments must have risks that could harm us, as you said it is true that we really need an understanding of what we are going to invest so that we can anticipate if in investing we experience losses, don't let us just listen to people who have been successful in that field, so we try it without understanding anything about the investment.

Planning is essential on every matter of business or investment because you know what your backup plan or ongoing plan is in your money. In business, if you're just starting out without any plans, like if you've just rented a place and made a clothing store, the problem is that your place is not where people can easily see it. That is why it needs thorough planning as well as the required knowledge because you won't just easily declare you'll invest in something without prior knowledge of it.

That true, sometimes investment can be a choice of instruments that are considered appropriate to gain profits and achieve financial goals. However, how it works can seem complicated and difficult for beginners to understand, especially with investing in BTC. Yes. all want to get more in this case, the cool term is Capital Gain from various types of investment instruments and of course also BTC in this case. Indeed, if interpreted, and it is generally said that investing is synonymous with "Money To Make Money".

Well, an easy and reasonable solution for achieving investment targets in crypto, for example BTC, start with installment trading, meaning that the more capital you disburse, the more your chances of profit will increase. Especially when you enter now.

This is not meant to be pedantic but any vessel that you put your funds into which offer any degree of interest means you risk losing your funds entirely. Simple storage for your funds will incur a negative rate of return, because they're charging you a storage fee. A fixed despot entails the entity your depositing into to use those funds for investments, and they'll kick back a small level of interest based on those profits. If the institution you're using doesn't profit, you're out of those funds.

And a side note -- if the inflation rate is greater than the interest rate you're pegged at, you've guaranteed yourself a loss of purchasing power and can't withdraw without penalty. Fixed deposits are not as low risk as people think. The risk of losing your funds entirely is low, sure, but they don't necessarily make great investments even with stability safeguards.

Nothing is without risk, but risk can be avoided by equipping us with knowledge about the field in which we will be entering. It is undeniable that real estate is a good and safe investment, but to be able to invest in real estate, we need a huge amount of initial capital. And that is a huge barrier for many of us, while gold is quite stable so investing in it only provides safety, but the return is negligible. Why don't we consider bitcoin, a potential asset that can provide better returns than the other two investments? And we can start with any capital we can.

Real estate and gold are still good but it is only for people with a lot of money, and for us, it is no longer relevant. If we want to get rich, we need to make a trade-off and bitcoin is an opportunity for us to do that.

Listening to advice from people who are already successful is very necessary for novice investors in real estate, because those who are already successful will definitely explain in as much detail as possible about how they can be successful through this real estate investment. Apart from that, we can also ask about the risks we have to face when investing in real estate, although we also have to have our own understanding of this after seeing some people who have been successful through these investments.

Now you and everyone else can see which real estate investment can be more profitable with a certain level of risk, because real estate assets that are well cared for and located in a good environment will always be the target of many people. Especially if these assets can be used as business land that will be sought after by other business people when the environment around them becomes more advanced.

For this one, in fact, if we research and understand that the value of our money stored in the bank has fallen considerably due to inflation in a few years and even the interest we get is not proportional to the decrease in value that occurs in the fiat that we save. So even though it looks like a low risk, I personally see no benefit from this one. But if it's fiat like USD then maybe well we can still benefit. But for fiats in several developing countries, in fact, many of them experience a decline in annual value, which can exceed 10%. Even last year I could buy instant noodles for Rp. 1500, - (0.1USD). But today I have to buy instant noodles for Rp.3000,- (0.2USD). Try to guess what percentage of the decline in the value of the fiat that I hold and what percentage of the increase occurs in the products I buy due to the inflation. And imagine if in one year I save my money in the bank. And this year I took and I spent. So if last year I could buy 2 items, this year I can only buy 1 item.

So after this I really don't dare to keep money in the bank for a long time. I use the bank only for transactions. Because transactions via banks are still comfortable to use and the bank system is increasingly practical and fast in this regard. And when it comes to investing, it's better to do something else. Or if you want to save the value of our assets then storing it in gold is the best.

Not all money should be put into investment, because we should also take into consideration the worse possible scenario, and money in a bank can save us on those rainy days, even the best investors and business owners have money in the bank, part of your portfolio is having money in a bank, it's not that you will put your money to sleep but you need money that you pull out when there's a good opportunity and there's an emergency something you cannot pull out if all your money is in all your business.

And about investing, you should invest in a business where you have knowledge of how to make it profitable, never invest in a venture out of envy or because you are invited.

Thanks nemo for the summary.

Nobody should rush into making any investments because they want to escape inflation without understanding what the investment is all about. Besides, starting a business during an inflationary period is not advisable. During this period, the purchasing power of people have been reduced and they would rather save what they have than invest it. In some countries people look for alternative ways to save money during inflation. This is where bitcoin comes in. Investing in the stock market during that period requires careful planning and consideration. Not all stocks perform well during inflation.

Of course, you cannot invest all your funds, or rather, you cannot invest everything in one asset. If you can separate your funds into different assets, then this will reduce the risks. But also, of course, you should have reserves that you do not invest, but simply keep them in an accessible place so that you can use them any time you need them.

If you know how to split your funds into different assets, then it is unlikely that they will fail at the same time. But there is another case, when at the initial stage the capital is not enough to be able to share it, and in this case it is more important not to invest all the money that you have, but to have an available reserve.

It is not necessary to keep it in the bank, since banks cannot always respond quickly, if we need your money, so some of it can be kept in a safe.

Don't make a target about your investment like you must achieve $10K, $100K, $1M, $10M etc because when you already reach it, you will feel temporary happy and then you fell nothing as you have achieved it. There's nothing wrong to get rich, but you must know it's only a number and you can't always become happy when you have a lot money. Surely you can buy anything you want, but you will know the true happiness in life sooner or later.

Real estate will be the good one all the time,because investing in real estate will help in your future.Because we don't know when the price of real estate will increase,but it was sure one to give you good profit.It also help you to cash out at the emergency time.But before buying you should check the environment of the land,because it will be the prime reason for the pump in the price in near future.Their is not risk in real estate investment,once you check the clear back ground of the land which you going to buy.

In terms of long-term real estate is the best option as property. Most of the time secure your invested. money, the value of your asset will grow as locations will continue to be developed.

It's just a matter of time where establishments will come up and create a good value for your property.
I'm just referring to a none developed yet property, not generalizing it all, but if you can hold and wait
till the value of your assets already increase before selling it, good investment with a high chance of making
good amount of profits.

Very true with your statement. In any investment, let alone bitcoin investment, you can't get profit right away, let alone become a pro trader if we don't have the patience as you say. we must also have the advantage to overcome the laws of probability and market uncertainty. We can of course get this advantage from the flow of information, the ability to improve our habits in relation to market characteristics, and being able to learn from people who know better than us, cut losses, expand our information network, seek ideas, and make recommendations. . We can find out more from various existing media.

Bottom Line If you're not in the trading room right now, you're making a big mistake. I understand that it's not always profitable and it certainly comes with risks, but if you want to make your money work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial literacy, you have to get into the market to buy bitcoin. .
    .

Investment targets are of course still very broad and complex when discussed, basically each individual has their own personal targets. The investment objective will of course lead to seeking the greatest possible profit, in terms of the form of investment I myself have the view that real estate and gold can be a safe opportunity. I think apart from being able to keep the value of money from decreasing in the event of inflation, the opportunities are still great and the sources of funds that I have are still limited.

So there's no harm for me to try, but of course this is just my personal view. Everyone returns to their dreams, wisdom is needed before making decisions.

Every investment has its own level of risk and it does not mean that when we invest we do not have any risk by thinking it will be very safe because the fact is that everything has its own risks.

But of course with that risk we become aware that all forms that we do must certainly be based on more understanding so that we are not wrong in approaching the investments we make.
Experimenting is definitely not the right thing if it is not based on seriousness, especially when talking about finance, it is not something that can be tried without thinking about the risks so that in this case you can indeed try but of course it must be done with seriousness and learning done so that the results of the experiments carried out are maximised.

Its impossible that you wont really be able to balance out something whether it would really be wise on selling the property or would really be just deciding on renting it because we've seen that potential that it could have which we arent that dumb not to make out some comparison and it would be normal that we would really be sticking on something which we do see that it would really be that sensible on doing so. Its ever important that we should really be making out that investment decisions and trying out to have those kind of assessment on which it would really be just that depending or basing on whether you could take up risks or not but in general sense on which we cant earn nothing if we dont make a move.

This is why its always been ideal on having this kind of approach on trying out to pursue something, or else you wont really be making yourself able to progress or would really be
that seeing that kind of development specially on investment means. We are targeting on a life which doesnt have that kind of financial problem and this is why it would
really be that wise that taking up such step and following with those basic realistic principles would really be the key.

We also give an example of a product that we manufactured, sold in production teams at a competitive price, and then added more money to it five months later.In order to maximize profit, investment might also take the shape of purchasing quality, prudent, profitable materials or real estate. In my nation, we invest in order to increase our profits.In investing challenge teams, each person in the group has their own goal.

Eliminating risk may be difficult, but reducing the level of risk is an option for safer investing, but all of that requires knowledge so we can do it well. or there are also speculators who dare to take big risks to get even bigger returns, but they are aware up front that the method they are taking increases the level of risk, but the rewards they get can also be satisfying. careful calculation is needed for that because not everyone can do it with a logical analysis, because most people like that usually do it out of lust

Indeed, those who take that bigger risk who understand how the business works may gain a lot once they take favor of their sides.

It's not an easy decision-making sense its require good knowledge and good anticipation
before taking your investment and place your money, if you made a good call and the timing
is right, surely the profits will be enjoyed.

Everyone seems to have their own way of investing. There are those who target how many thousands of percent profits, there are those who determine with a target time and there are those who determine with a profit target the amount of money that was successfully obtained.

But I feel that it is normal for these targets to be set from the start. But because having a target can actually increase our motivation in investing. And talking about satisfaction and happiness when achieving targets will also be different for everyone. There are those who feel satisfied and happy after the target has been successfully met and there are also those who are even more greedy and want to aim higher.

As long as we can remain grateful for what we have achieved, being rich or not will still be able to make us happy. Because the key is how we can be grateful for every time and treasure we have.

Investment target is truly very broad and everyone purposely or unintentionally set investment targets for themselves. Personally I set investment target but then I do not make such targets to be so rigid that I must stick to them. My targets and decisions are always flexible, that is why I do no like to pressure myself much. At the height of adversities, I am always calm. I do not rush into any kind of investment, because I have lost much in wrong investment. I have therefore decided to save, even if in the depreciating fiat, it is still better than do wrong investment.

The rule is that I shouldn't lose money. If the money is hard to get, we shouldn't make it so easy to lose. That is why I prefer a low risk low return investment, than high risk, high return. This is the reason, till date I do not have any altcoin in my portfolio.

I think you have made a mistake in setting a target in investing, so you have doubts in carrying out your target, investing does not have to be in a hurry so that we are wrong in making a decision, research is really needed in what field we are investing in and we must have knowledge in the type of investment which we will choose. I really like the rule you made for yourself and it would be great for me to try to apply it to myself.

Rushing in things would be doing no good on which it would really be resulting into lots of errors and mistakes on which you would really be able to experience.Its really just that normal that you would really be making yourself that making some research before you would be diving in into such venture because you would really be finding yourself prone to lots of errors which you must really make some study first before proceeding.
Everything would really be having that right time and its true that we do impose targets and goals so that we would really to be that inspired on the things that we are doing and not really just that proceeding without a goal. Making money or having multiple income sources is never been that easy and this is why it would really be that always ideal that you should be wary in between risk and reward ratio.
Dont rush up and dont make yourself get blinded with greed or being that too lazy on what you are dealing with. Investment does really need that ample time and proper effort for it to see to those good outcomes
but of course all of these things arent that guaranteed.

Those individuals that are still scared about investing aren't ready to be financial comfortable in the future because if you don't invest now you'll keep working for money in the future. Investing is the only way you can make your money work for you as money in the bank isn't a good way to save money anymore.. Saving money in banked worked before because then money had value but there's no value for money anymore due to inflation that cause price of things to double.

Investment targets are necessary when investing because these targets help you to have a focus, without a target you can't judge yourself if your investment was a success or not. Investment target make it possible so you can know when to exit your investment by selling.

Too-quick decisions, like primitive societies taking great steps without considering the environment or society, lead to mistakes. Smartness is shown by how we study. A changing tool that makes us stand out

But the rush of modern life often makes it hard to think. Setting objectives and aims stems from our innate desire to plan ahead, observed in early agrarian cultures. Implementing them without a deeper understanding is like defining farm boundaries without soil knowledge. Having many revenue sources and their issues is similar to what our ancestors faced when they shifted from hunting and gathering to farming

The combination of time and labour in investments reminds me of early cultures' hard work. As you noted, the effects are still unpredictable, much like human history

I think the easiest thing to be able to earn income now is investing, many successful people become stock investors, of course as investors we must have good judgment, accurate analysis and part of it, and the next thing is to be patient, I have friends who are now rich because since school actively buying stocks which according to predictions will skyrocket and after almost 15 years it has become a reality.

This ain't easy for all because not all people have money to invest in, and it also doesn't mean that if you have money, you can now invest in it as easily as you think. You'll still need to learn countless hours about your investment if you want to be successful, no matter if it is stock or crypto. I think I would say investing is the thing that can make a person's life successful because working an 8-to-5 job doesn't make you rich.

That's definitely true that your happiness depends on the level of satisfaction and your satisfaction level based on your achievements depends on your nature. If your nature is that you want even more when you get some, then it is more likely that you will never get satisfied even if you have made an investment and it reaches your profit target because, after every time it reaches the target, you will start thinking to have a bigger target and get more.

But if you are a person who gets satisfied very easily, when your target gets hit, you become very happy and don't become greedy to get more, you are someone who will get more success in life because you won't lose the opportunities that are in your hands only because you are greedy.

And not only people are tired from their jobs but from everything that it entails as they have to work unpaid hours and even study on their homes in order to prepare for their job, so adding learning how to invest on top of all of that is simply too much for the majority of the people, however if they do not learn how to do it then it will be almost impossible for them to ever become independent and retire and most likely they will have to work until they reach old age before they have a chance to enjoy their lives as they should.

Yes, all have dreams also win as in terms of investment. But, that's if we examine it very generally and the OP doesn't make a classification of what to target whether at BTC, Gold or other assets. So, if you are in BTC, it's good to just adopt the way of our friends that we notice that they have succeeded in investing in BTC, meaning that by having a small discussion, while conveying our circumstances that we also have the same desire as them and the following steps.

That's right, bro, the target is very very important, because the target is like a goal. So if we don't have targets or goals, we don't know what will happen to our investment. That's why now I always write targets or things that must be done to invest, so that I know when investing I know what to do and what targets I have achieved, what must be done and what must be completed, and if I can't complete it the target is like having a burden that has not been completed, in contrast to if there is no target then our investment is relaxed but aimless and ends with a loss.

Therefore you must have targets and how to achieve success in investment.
1. Targets can distinguish what is important and what is not. We know when to hold when to stop loss.
2. With targets we can focus on achieving them.
3. Because the definition of a target is success.

True, all investments must have their respective risks, even in business there are risks. So to avoid all the risks that exist we need a combination of focus and perseverance to achieve success.

An 8- to 5-hour job won't make you rich, but it can help you survive and give you money to invest. I wonder, if you don't work, where do you get your money to invest, and what do you do to ensure that your investment will always yield profits without losses? You are right, business investment is our way to get rich, but it's easy to say and how many people have done it? It's not as easy as we're saying, so investment is necessary, but maintaining the job is also essential. In my opinion, we need both, not just choose one.

IMO in this case rather than avoiding the risk I would rather face it as one of the consequences that we must know. It does not mean that we are bracing for the worst but rather to be cautious that this kind of risk will continue to exist so that we do not take the wrong step in the investment or business that we do.
If we try to continue to avoid a risk then we will only be in the same place without any progress for ourselves because things like this must be faced as one of the processes to make us better.

The importance of planning in terms of financial management is one of the things that must be done because in the end with this we can take several actions where we must try to be patient and hold back as an option to invest regularly or try to be impulsive and aggressive because in the end this must also be based on several considerations and risks that must be owned.

The need for work and investment must be balanced to stabilize financial income, even someone with a retired status will not put all the funds to invest and he will use half of the pension funds to build other businesses. So even though you get high returns from investment, don't ever think about leaving your job, even though the salary from work is not high, both incomes are needed to increase financial needs in the future.

The strategy of getting rich must take advantage of all job opportunities, investments, whatever your skills that have high financial potential. The digital era has provided an opportunity to grow your talent on social media, many people have succeeded in getting rich as long as we keep trying without giving up, keep up your work to increase your investment, combining crypto and property investments is the first step to getting rich in the future.

Well, most of the people said that but yes it is true but then you can still get rich even you work 8 - 5 if you will find another job instead of resting after work, the only thing that it is not good with this is you will easily burnout, I already tried that. So now I am not working for a company now since it gives me burnout I rather get tired working as freelance but earning as much as I do when working 8 - 5 in micromanagement.

I like that view of having 8-5 regular job as it can give you the salary that will allow you to survive, but same sentiment with both of you, it can't give you the luxury to enjoy in terms of financial stability.

You needed to adjust or to look for another side job to cover all your needs, especially those
expenses that exceed from the usual things that you need to cover, good for you as you have
found the venue to lessen the stress compared to 8-5 regular job.

I think gold price is not move too fast, as far as I know Gold price always move inline with commodity price. I prefer like to consider gold as safe haven rather than an investment. for me , investment with low risk and low return is also looks like safe haven, 5% - 10% profit is not much but it's okay, but we also need to know that usually the inflation rate are about 3% - 5%, so the profit will be smaller.

You're missing the big picture here. Sure, balancing work and investment is a good strategy, but let's get real; some investments outperform any 9-to-5 job. You talk about pension funds and building businesses ? Why settle for pennies when you can make serious money?

Holding onto a low-paying job for the sake of balance? That's a recipe for mediocrity. How are you supposed to shoot for the moon if you're still tethered to the Earth? Crypto is the future; it's where the smart money is. Ever heard of diversifying your portfolio? Of course, property is an option, but the true power players understand that crypto offers exponential returns

That is really the problem: you can't get rich if you work only 8 hours a day unless you have a high salary and fewer expenses, which is favorable for most of us. The reality is that people are working multiple jobs and rendering more than 8 hours of work just to cope with their expenses, but again, the sad truth is that they aren't getting rich. The point really is that there are people who start businesses small and their capital is small, and mostly that capital was that they got it from their relatives or took a loan, then they put it into business, which over time they are earning well and that makes them rich.

You have made a very reasonable word.  Every thing you say is very important for investing and you explained it well. Commodity prices are increasing day by day and daily necessities are being bought at triple cost.  Inflation is a major problem in the economy at present. Inflation causes the prices of goods to increase and people's expenditure is now more than their income.  I don't think fixed deposit in bank gives good returns.  My uncle keeps money in bank fixed deposit and he gets 5%-10% return, I think it is very low as investment return.  Gold can be invested because the risk in gold investment is low and returns are high.  But besides this we should be professional traders.